Your Canadian Retirement Specialist

Some see retirement as an end goal in itself. You've worked hard your entire life, and now it's time to relax and enjoy hobbies. Others see retirement as the perfect time to return to that lifelong collection of "one-day" dreams and make them happen. If you have been considering turning your passion or hobby into a business after retirement, here are a few important questions to ask and actions to take before you set out on this new adventure. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. And, check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. Financial abuse is on the rise. Criminals are finding new and innovative ways to take advantage of people, particularly through social media and the internet. Always be on the lookout for financial abuse and take precautions to protect yourself. In this video, Regan discusses a few things to consider to avoid financial abuse. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Government of Canada's "Little Black Book of Scams" can be found here: https://competitionbureau.gc.ca/eic/site/cb-bc.Nsf/eng/04333.html Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. In this episode, Regan interviews Christine Van Cauwenberghe, author and the Head of the Financial Planning Division of IG Wealth Management. They discuss some of the challenges Canadians face when planning their estates. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Regan's Social Links: Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Christine's Links: Her book: Wealth Planning Strategies for Canadians, 2022 Edition LinkedIn: https://ca.linkedin.com/in/christine-van-cauwenberghe-28829913 Christine is the author of Wealth Planning Strategies for Canadians, which is published annually by Thomson Carswell and is currently in its 16th edition. Christine is a member of the Canadian Tax Foundation, has her CERTIFIED FINANCIAL PLANNER® (CFP) designation, is a Registered Retirement Consultant and is a Trust & Estate Practitioner, as certified by the Society of Trust and Estate Practitioners ("STEP"). Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.html. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. The sources of your retirement income and your strategy for withdrawing your savings can have a significant impact on your cash flow and tax burden. A Certified Financial Planner professional can help you calculate your current expenses, project them over your retirement, and develop the customised withdrawal strategy that works best for you. Here are some retirement income sources to consider. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.html. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. The modern family is anything but standardised. The ages of spouses may differ greatly. Blended families with children from previous marriages are common. There are often added responsibilities inside and outside the family home as well, such as caring for elderly parents. Family goals are more personalised and often don't follow "typical" timelines. As a result, financial planning strategies for families in Canada have become more diverse. In this video, Regan discusses four considerations for non-traditional families. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.html. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. Prefer to watch videos to get great information? Check out our YouTube Page: https://www.youtube.com/channel/UCvH9vahqj4lByV2TYAXhGgA Join Regan Schiller and Stephen Struthers as they discuss what a good retirement looks like both financially and emotionally and some tips to ensure you have peace of mind in retirement. Podcast Mentioned:https://open.spotify.com/episode/0JswVlo7fqkt4Ev5kVVk4W?si=oOjYfpBRRgykr_dUGTQN8w Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Regan's Social Links: Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Regan Schiller holds his CERTIFIED FINANCIAL PLANNER, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Stephen's Social Links: Linkedin - https://www.linkedin.com/company/struthers-wealth-management/ or https://www.linkedin.com/in/stephenstruthers/ Facebook - https://www.facebook.com/StruthersWealthManagement/ IG Consultant Page - https://advisor.investorsgroup.com/en/stephen_struthers Stephen Struthers is a CERTIFIED FINANCIAL PLANNER professional, Chartered Life Underwriter, and Registered Retirement Consultant. He is an Executive Financial Consultant licensed under Investors Group Financial Services Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government's website. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.html. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. They say money doesn't buy happiness. In our experience, it's working toward goals (including financial goals) that gives people a sense of drive, purpose, and ultimately, happiness. But what happens when the goal is reached? Many people feel a little lost when they reach this incredible milestone. Today, we would like to share some tips to help you break out of that post-retirement "wandering" phase, enjoy your success, and move on to a new goal in life. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. A tax-free savings account, or TFSA, offers Canadians an excellent savings option that allows you to save your money without paying taxes on growth or withdrawals. The money in a TFSA can be accessed at any time, making it an excellent option for younger people with families, houses, and other ongoing financial obligations. The main issue that Canadians run up against with TFSAs is over-contributing and being faced with penalty taxes. In order to avoid this, it's important to know how to calculate your personal TFSA contribution room. Here are some tips to help you accurately calculate your TFSA room. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. In this episode, Regan interviews Ashish Utarid, Wealth Planning Specialist at IG Wealth Management. They discuss some mistakes many Canadians make when planning for retirement including: Home Bias - focusing on investing in home country, province, etc. Herd Mentality - Wanting to invest in a popular/trending sector (ex: Cannabis, Gamestop) Conservatism Bias - ignoring facts that are contrary to their beliefs Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Regan's Social Links: Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Ashish's Social Links: LinkedIn: https://www.linkedin.com/in/ashishutarid/ Twitter: https://twitter.com/RetirementGuy81 Regan Schiller holds his Certified Financial Planner, Registered Retirement Consultant and Certified Life Underwriter designations. He is an Executive Financial Consultant licensed under Investors Group Securities Inc. Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government's website. Additional information on the Canada Pension Plan can be found at: www.canada.ca/en/services/benefits/publicpensions.html. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. The most common feeling pre-retirees feel is the foreboding sense that they will not have enough money saved to last the remainder of their lives. We all have a target age in our minds for when we would like to retire, but sometimes circumstances decide for us. An unexpected layoff from our employer or a sudden illness can cause us to retire earlier than we planned. On the other side, economic downturns or unlucky investments can make us feel we have not saved enough for retirement and therefore cannot start living off our savings quite yet. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government's website. Additional information on the Canada Pension Plan can be found at: www.canada.ca/en/services/benefits/publicpensions.html. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. The rules around taxes can be confusing. Knowing how much to pay, when to pay, and how to make deductions can feel overwhelming, which is why most people seek out expert help when it's time to file taxes. If you live in Canada and are employed, you probably know you are paying a portion of your earnings as income tax to the government, but what about during retirement? In this episode, Regan will address this question and help clarify the taxes on retirement income. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government's website. Additional information on the Canada Pension Plan can be found at: www.canada.ca/en/services/benefits/publicpensions.html. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. Join Regan as he discusses many common questions around Wills and Estate Planning with Michael Klaray, a partner at Duncan Craig LLP, who practices exclusively in the firm's estate solutions practice group and is co-chair of the group. They address topics such as: Do you need a will? What is Probate? Taxes and Fees at time of death Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government's website. Additional information on the Canada Pension Plan can be found at: www.canada.ca/en/services/benefits/publicpensions.html. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. Managing retirement income is a lot more nuanced than many people think. If you want your money to last throughout your retirement and have enough to pass on as an inheritance or legacy, it's essential to have a strategy in place to ensure you don't overspend or lose too much to taxes. In this episode, Regan will address 4 alternative strategies to the standard 4% rule. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates.Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. You've worked hard to create a retirement portfolio that fits your lifestyle, but as you approach your retirement goal, there may be surprises that make you question whether you're as prepared as you had hoped. With rising inflation, increases in the price of consumer goods, and unexpected health care costs, how do you know if you're truly prepared? In this episode, Regan will address these questions and help you gain peace of mind in your retirement plan. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Canada Pension Plan and Old Age Security pension can be found at www.canada.ca/en/services/benefits/publicpensions.html. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Prefer to watch videos to get great information? Check out our YouTube Page. In this episode, Regan interviews Ashish Utarid, Wealth Planning Specialist at IG Wealth Management. They discuss many topics including: What concerns and issues are holding Canadians back from retiring when they'd like to? What elements make up a proper financial plan? How can a retirement plan bring Canadians peace of mind and confidence in retiring? Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Regan's Social Links: Facebook: https://www.facebook.com/yourcanadianretirementspecialist LinkedIn: https://www.linkedin.com/in/schillerandassociates Website: https://schillerandassociates.com/ Ashish's Social Links: LinkedIn: https://www.linkedin.com/in/ashishutarid/ Twitter: https://twitter.com/RetirementGuy81 Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government's website. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.html. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Looking for more information on Retirement in Canada? Check out our YouTube Page: https://www.youtube.com/channel/UCvH9vahqj4lByV2TYAXhGgA Most Canadians have fears about money. While that's not surprising for most of the population, what is surprising is that even the wealthy do not escape worrying about money. High net worth individuals worry about money, although it's often for distinct reasons. Let's look at some of the main causes of stress for the wealthy and how these can be resolved through purposeful financial planning. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates Thanks for tuning in to Your Canadian Retirement Specialist! Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Canada Pension Plan can be found at www.canada.ca/service/benefits/publicpensions.html. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Looking for more information on Retirement in Canada? Check out our YouTube Page: https://www.youtube.com/channel/UCvH9vahqj4lByV2TYAXhGgA Many Canadians are interested in learning how to best share their prosperity with their children and grandchildren while they're still alive. It's becoming more common for Canadians to want to share their wealth early, allowing them to witness the impact of their generosity firsthand, rather than waiting to pass on an inheritance after they're gone. We call this a "living legacy," and we have several tips to help you decide if it's the correct financial route for you to take. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement In this exciting interview, Regan is joined by Herp Lamba the Senior Vice-President of Talent Acquisition at IG Wealth Management as they discuss the Wealth Management industry in Canada, what to look for in a financial advisor and the differences between a Retirement Projection and a Retirement Plan. Comment below with any questions or topics you'd like us to cover! And don't forget to like and subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government's website. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.html. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Looking for more information on Retirement in Canada? Check out our YouTube Page: https://www.youtube.com/channel/UCvH9vahqj4lByV2TYAXhGgA Six Actions to Take as You Approach 55! We believe that your retirement plan should keep pace with your life. We've created a six-item checklist to help you gain a clear vision of your goals and retirement objectives. Financial advisors should be managing these items for clients on a regular basis, updating financial strategies and making adjustments whenever necessary. You can do the same as retirement approaches. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates Thanks for tuning in to Your Canadian Retirement Specialist! Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Money management for retirees comes with plenty of mixed advice, especially when it comes to strategically spending your money to manage tax payments. If you have multiple pools of money to draw from, you might be tempted to choose those that help you avoid paying as much tax as possible. While many financial advisors have recommended paying low taxes in the early years of retirement, taking a mixed approach can create more significant savings in the longer term. In this episode, we'll explain why. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Additional information on the Canada Pension Plan and Old Age Security pension can be found at www.canada.ca/en/services/benefits/publicpensions.html. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Many do-it-yourself retirement planners get caught up in the pursuit of a few aspects of retirement planning and are often unaware of other vital factors to consider. The most common mistakes often include: Miscalculating the rate at which you'll be taxed in your retirement, Miscalculating how much your investments will grow, Not planning for a long enough retirement, and; Forgetting to consider how downsizing will impact your finances. In this episode, we look at each of these common retirement planning mistakes in closer detail so you can avoid them in your retirement planning. Comment below with any questions or topics you'd like us to cover! And don't forget to subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement In most cases, people have spent years or decades planning the financial aspects of retirement without realizing that there is a significant emotional shift that goes hand in hand with the transition. To make the most of your retirement years, it's essential to plan for your emotional wellbeing, and after working with many retirees, we have five suggestions to help you create your plan. Comment below with any questions or topics you'd like us to cover! And don't forget to like and subscribe for the latest updates. Thanks for tuning in to Your Canadian Retirement Specialist! Music courtesy of LesFM: https://lesfm.net.

Check out our master class on Retirement Planning for an in-depth look into our planning process and to apply to become a client: https://value.schillerandassociates.com/retirement Philip Petursson, the Chief Investment Strategist at IG Wealth Management, joins Regan to discuss Market Dynamics, Investment Strategy and how it affects Canadians' retirement portfolios. They also touch on current concerns in the industry such as inflation, rising interest rates and global conflicts. Comment below with any questions or topics you'd like us to cover! And don't forget to like and subscribe for the latest updates. Thanks for listening to Your Canadian Retirement Specialist! Mutual funds and investment products and services are offered through Investors Group Financial Services Inc. (in Québec, a Financial Services firm). Additional investment products and brokerage services are offered through Investors Group Securities Inc. (in Québec, a firm in Financial Planning). Investors Group Securities Inc. is a member of the Canadian Investor Protection Fund. Commissions, fees and expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, values change frequently, and past performance may not be repeated. Insurance products and services distributed through I.G. Insurance Services Inc. Insurance license sponsored by The Canada Life Assurance Company. LIRA regulations vary provincially. For more information on LIRA in your area, please refer to your provincial government's website. Additional information on the Canada Pension Plan can be found at www.canada.ca/en/services/benefits/publicpensions.htmll. Music courtesy of LesFM: https://lesfm.net.

Hello! Welcome to Your Canadian Retirement Specialist. This channel is dedicated to providing educational information on retirement in Canada. My name is Regan Schiller, and I am the host of Your Canadian Retirement Specialist. I am passionate about providing Canadians with high-quality Living, breathing retirement plans. Please join me as I simplify the confusing aspects of retirement planning through episodes that address a variety of retirement planning topics. As well I will be speaking with industry experts to get their perspectives on the challenges Canadians face when planning retirement. If you are retiring or retired in Canada, this is your channel. Don't forget to like and subscribe to get notifications when new episodes are posted. For more information on our wealth planning process, check out my master class on retirement planning. Now, sit back, relax, and I hope you enjoy these episodes! Music courtesy of LesFM: https://lesfm.net.