
Yo Quiero Dinero
410 episodes — Page 2 of 9

S7 Ep 354Is Airbnb Still Worth It in 2025? Honest Breakdown with Victor Zeledón
EThis week, Jannese is joined by Victor Zeledón (@ourjourneywithless) a husband, dad, and Airbnb mentor who proves you don’t need six figures, a trust fund, or a fancy investing background to build wealth through real estate.Victor started with what most of us already have: a home, two extra rooms, and a need to build an emergency fund. Fast forward seven years and those two rooms turned into five cash-flowing rentals, a fully retired wife, homes in multiple states, and a roadmap to financial freedom.This convo is packed with gems, game-changing strategies, and the kind of transparency that our comunidad NEEDS to hear — because real estate is not “just for other people.” It’s for us, too.What We Get Into04:30 — Who’s actually renting rooms on Airbnb? (It’s not who you think!)05:50 — How they scaled from 1 room to 5 properties.06:40 — The real talk on hosting strangers: Safety, locks, boundaries, and vibes.08:15 — Airbnb vs. traditional renting: Why Airbnb was the wealth-building accelerator.09:20 — The Airbnb landscape in 2025: Regulations, fees, and why boring listings get no love.13:00 — Wild host lessons: What every new host should prepare for (yes, including tias who leave surprises).14:30 — Emergency funds + financial safety nets: How to protect your pockets.16:20 — Is Airbnb still worth it today? Victor breaks it down.17:30 — Why they bought in Waco & Tulsa: Out-of-state investing made simple.19:10 — How they bought a house in Tulsa with $0 out-of-pocket.20:40 — How to manage rentals remotely without losing your mind.24:00 — The family vision: From paying off debt → replacing his wife’s income → full financial freedom.26:00 — How Victor mentors new Airbnb hosts for FREE through the Airbnb Ambassador Program.Top TakeawaysStart where you are. A spare room can be your entry point into real estate — not a barrier.Airbnb hosting is work, but the income potential is REAL. Many hosts earn 2–3x a traditional rental.2025 is still a viable year to invest, especially if you explore mid-term rentals and lower-cost markets.About Our GuestFollow Victor: @ourjourneywithlessHe offers free Airbnb mentorship in English & Spanish through the Airbnb Ambassador Program.Links MentionedFree Financial Guide: courses.yoquierodineropodcast.comOrder Financially Lit!: FinanciallyLitBook.comThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 353Closer to Coast FI Than You Think with Jessica Fick of The Fioneers
EIn this powerful episode, Jannese sits down with Jessica Fick of The Fioneers to break down one of the most game-changing concepts in the financial independence movement: Coast FI.If the traditional FIRE path has ever felt too intense, too extreme, or too unrealistic (hello, $20k/year budgets and biking everywhere), this conversation will feel like a breath of fresh air.Jessica shares how she and her husband hit COAST-FI in their early 30s, how stepping off the corporate treadmill unexpectedly increased their savings rate, how they stopped using money to cope with burnout, and how Coast FI ultimately gave them the freedom to build a life aligned with their values — travel, entrepreneurship, flexibility, and joy.If you’ve ever wondered: “Is early retirement even realistic for me?” or “What would it take to never HAVE to work again?” this episode is your blueprint.💬 What We Get Into01:20 — What The Fioneers are all about: designing lives you love02:09 — Are they OGs? A look back at the early FIRE movement03:25 — Why extreme frugality turned so many people off04:31 — What Coast FI actually means (hint: not living on the coasts!)05:20 — The “aha moment” that changed Jessica’s entire financial life06:50 — The freedom Coast FI gives: sabbaticals, risks, lifestyle design07:37 — Why retirement is NOT an age — and how to rethink it16:08 — Their financial starting point + saving 30–35% on nonprofit salaries17:57 — Were they over-saving? Money dynamics in their marriage19:42 — How their savings rate hit 50% without trying27:30 — Her husband’s sabbatical → entrepreneurship → more freedom28:44 — They haven’t contributed to retirement in 2 YEARS… and still on track?!35:10 — Coast FI for older adults (yes, even if you’re 45+)37:22 — It all comes back to: know your numbers + intentional spending47:20 — Proactive ways to prep for healthcare costs48:25 — Why uncertainty shouldn’t stop you from pursuing FI49:53 — “If you lost everything, you could rebuild.” A listener storycheck out Jessica’s previous episode herehttps://yoquierodineropodcast.com/podcasts/episode-84/📌 Links MentionedThe Fioneers Coast FI CalculatorThe Fioneers on YouTube @PhioneersTheFioneers.com📚 Resources to Check Out✨ Get my FREE financial freedom guide: courses.yoquierodineropodcast.com📘 Grab my book: FinanciallyLitBook.com🔥 Join the Black Friday waitlist: yoquierodineropodcast.com/friday This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 352Your Hustle Might Be Hurting You? The Truth About Toxic Productivity with Israa Nasir
EThis week, Jannese sits down with therapist, writer, and Latina mental health educator Israa Nasir for a conversation that is about to drag all of us (in the best way). We're talking toxic productivity—why we glorify burnout, why rest feels like a sin, and why so many of us (especially first-gen, immigrant, and women-of-color communities) feel like the whole world will fall apart if we slow down for 5 minutes.if you feel guilty taking a nap, or if your self-worth is low-key tied to your to-do list… yeah. This episode is for you.What We Get Into02:02 – The Moment She Realized Productivity Was Becoming Toxic03:41 – First-Gen & Immigrant Upbringing + Hustle Culture05:48 – Rest = Laziness? The Messages We Grew Up With07:34 – The Emotional Payoff Behind Chronic Busyness10:32 – Toxic Productivity vs. Healthy Productivity14:44 – When Work Becomes a Coping Mechanism16:56 – The Financial Pressure to Keep Producing18:06 – Creativity as a Tool for Emotional Regulation21:42 – Stop Monetizing Your Joy22:43 – Social Media, Comparison, & Overstimulation27:00 – It’s Not a Willpower Issue28:41 – Separating Your Worth from Your Achievements31:38 – How Busyness Is Breaking Community & Connection34:33 – Israa’s Personal Boundaries & How She Stays Healthy37:03 – Jannese’s Own Experience with Burnout & Book Tour Story.39:23 – Breaking the Cycle as Parents43:23 – Screens, Exhaustion & Parenting in Survival ModeAbout Today’s GuestIsraa Nasir is a therapist, writer, and the author of Toxic Productivity. Her work focuses on emotional wellness, preventative mental health, and giving people the language they need to understand themselves. Her Substack dives deeper into culture, identity, emotional regulation, and community care.📘 Book: Toxic Productivity🌐 Website: israanasir.com📝 Substack: longform insights + tools📲 IG: @well.guideJoin the Black Friday Waitlist!Don’t miss the biggest deals of the year! Get early access to my exclusive Black Friday offers, available ONLY to waitlisters.👉 Join here: yoquierodineropodcast.com/fridayGrab My FREE Guide: The Financially Lit Latina!If you're ready to start building wealth but don’t know where to begin, download my free step-by-step dinero guide.👉 courses.yoquierodineropodcast.com📚 Get the Financially Lit! BookMy new book, Financially Lit!, is your roadmap to money confidence, wealth building, and financial freedom.👉 FinanciallyLitBook.com This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 351Reinvention, Representation & Owning Your Voice with María Elena Salinas
EToday’s episode is one for the books. Jannese sits down with The legendary María Elena Salinas — award-winning journalist, storyteller, trailblazer, and one of the most influential voices in Latino media. For over four decades, María Elena has informed, empowered, and represented nuestra comunidad on the world stage. And now, she’s keeping it real about career, identity, retirement, money, motherhood, and the power of telling our own stories. If you’ve ever questioned your path, your voice, or the value of your cultura in your career… this conversation is going to recharge your spirit.TakeawaysTu cultura is your power — not something to tone down.Financial preparation gives you freedom.Never be the first person to say no to your dreams.Representation isn’t enough — our stories need to be told by US.Timestamps00:00 – Welcome & Introduction02:08 – “Voice of Hispanic America”04:02 – Why Latino Stories Matter14:44 – “You Can’t Go Because You’re a Woman”20:59 – Telling Latino Stories in Mainstream Media29:24 – Why She Eventually Left After 37 Years32:34 – Life After Univision: Reinvention & Retirement34:07 – Freedom, Flexibility & Money Lessons43:47 – Why She Launched Cinco Preguntas50:53 – The Future of the Latino Community🎧 Where to Find María ElenaListen to Cinco Preguntas con María Elena Salinas on YouTube, Spotify, and Apple Podcasts.Follow her on social media: @MariaASalinas Join the Black Friday Waitlist!Don’t miss the biggest deals of the year! Get early access to my exclusive Black Friday offers, available ONLY to waitlisters.👉 Join here: yoquierodineropodcast.com/fridayGrab My FREE Guide: The Financially Lit Latina!If you're ready to start building wealth but don’t know where to begin, download my free step-by-step dinero guide.👉 courses.yoquierodineropodcast.com📚 Get the Financially Lit! BookMy new book, Financially Lit!, is your roadmap to money confidence, wealth building, and financial freedom.👉 FinanciallyLitBook.com This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

Introducing... the Forever35 Podcast
bonusEIn this special episode, Forever35 hosts Doree and Elise speak with Yo Quiero Dinero host Jannese Torres about savings, retirement, and investing — everything from how to find an accountant for your specific financial needs to why you have to be a part of the capitalist system in order to change it. Mentioned in this EpisodeFidelity 0% Expense Mutual FundsEmpowerThe Debt Lasso MethodFinancially Lit! The Modern Latina's Guide to Level Up Your Dinero & Become Financially Poderosa by Jannese Torres investor.govClick here to shop all of Forever35's ShopMyShelf recs.Visit forever35podcast.com for links to everything they mention on the show.Ready to join our best-selling programs for the best prices of the year! Join my black friday sale waitlist at https://courses.yoquierodineropodcast.com/friday Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 350From Corporate Layoff to Instagram CEO with Kar Brulhart
EIn this episode, Jannese Torres chats with marketing strategist Kar Brulhart, who turned a COVID layoff into a major glow-up story. Kar went from corporate burnout to building her dream business on Instagram and she’s spilling all the tea on how she did it.They get real about what it takes to show up online with confidence, why networking matters (even if it scares you!), and how to stop scrolling and start using social media to make money. Kar also breaks down her go-to strategies for building a personal brand, growing an audience, and using email marketing to boost sales. If you’ve ever doubted that you can start late, pivot careers, or make money being you, this one’s for you.You’ll Learn:💡 How Kar went from corporate life to full-time entrepreneurship after being laid off💡 Why Instagram is still a powerful tool for business growth💡 The secret to sharing your story and building trust with your audience💡 How to network without feeling awkward or fake💡 Tips for treating your social media presence like a real business💡 Why email marketing is a must for long-term success💡 How to stay consistent and show up even when you’re over itThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 349How To Go From Saver to Investor with Andrea Ramos
EIn this week's episode of Yo Quiero Dinero, host Jannese Torres sits down with Andrea Ramos, founder of Building Gen Wealth, to talk about her journey from a first-gen saver to a full-time entrepreneur and money coach. Born in Peru and raised in the U.S., Andrea shares how her parents’ example of hard work and quiet money lessons sparked her own path toward financial independence—and how a moment of family crisis led her to reimagine what building wealth truly means. Andrea opens up about the challenges of leaving her 9-to-5, becoming a mom, and redefining success on her own terms. From navigating variable income to healing generational scarcity mindsets, she reminds us that wealth isn’t just about numbers—it’s about peace, possibility, and purpose.💡 You’ll Learn[07:15] The turning point that changed how she viewed saving, wealth, and security[09:00] Why representation matters in the personal finance space[16:30] How she built Building Gen Wealth while working full-time[20:30] The key lessons she learned transitioning from employee to entrepreneur[23:30] The “third skill” of money everyone needs to master—how to make more of it[25:50] Managing money as a business owner and paying yourself with discipline[34:00] How motherhood reshaped her relationship with money and ambition[37:20] The mindset and practical steps to go from saver to investor[42:30] The importance of being a lifelong learner when it comes to money🔑 Key TakeawaysMaking money is a skill. Whether you’re in a 9-to-5 or running a business, it’s something you can learn and grow.Saving is your foundation. It’s not the finish line—it’s what allows you to invest, build, and sustain wealth.Healing scarcity takes time. Emotional regulation around money is part of the work, especially for cycle breakers.Entrepreneurship isn’t easy, but it’s empowering. Building income from your ideas takes grit, adaptability, and faith.Your season matters. Success looks different in every phase of life—especially in motherhood.📲 Connect With AndreaFollow Andrea at @building.gen.wealth on Instagram for relatable financial education and visual breakdowns of investing, saving, and wealth-building.❤️ Connect With Yo Quiero DineroFollow @YoQuieroDineroPodcast on Instagram and subscribe on YouTube for weekly money convos with Latinas who are owning their financial power.This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 348Permission to Reinvent with Norma Rapko
EOn this episode of Yo Quiero Dinero, Jannese chats with Norma Rapko, who proves that creativity and faith can change your life. Norma went from being a high school dropout battling anxiety and depression to becoming a multi-million dollar inventor, author, and creator of the revolutionary Crystyler tool—featured in 1,100+ Michael’s stores and on HSN!Norma’s story is a masterclass in resilience, self-belief, and breaking cultural expectations. She opens up about growing up as a first-gen Mexican-American in L.A., overcoming mental health struggles, and learning how creativity can literally rewire your brain. We also talk about the power of networking, owning your story, and redefining what success looks like on your own terms.This convo is your permission slip to chase your wildest ideas — even if no one else believes in them yet. 💡✨✨ You’ll Learn:[02:17] Growing up first-gen in L.A. — how Norma’s family business and work ethic shaped her entrepreneurial mindset[04:40] Turning pain into purpose — how she faced anxiety, depression, and dropping out of high school and still built a new path[07:03] From crafts to cash — how selling picture frames at a local fair led to $3K in one day and a nationwide business[11:48] The birth of The Crystiler — how a tedious task became a million-dollar invention 💎[13:29] “We’re all inventors” — why the best businesses are born from your personal problems[14:38] Why creativity makes you uncontrollable (and why society tries to silence that power)[17:33] How art and creativity can rewire your brain and support mental health, backed by neuroscience 🧠[23:06] The divine $25K connection — how faith and community opened doors for her invention[27:05] Norma’s real talk: nothing worthwhile happens overnight — consistency is key[32:34] Networking for introverts — how to show up, give value, and attract the right people[41:08] The power of storytelling and authenticity in connecting with your audience[42:06] Only 2% of Latina inventors hold patents — and why Norma is on a mission to change that 🇲🇽[45:08] Redefining success — what “enough” looks like when you build on your own terms[53:39] Norma’s message to her younger self: “Love yourself, believe in yourself, and know it’ll all work out.” 💖👉 Connect with Norma Rapko:🌐 Website: normarapko.com📸 Instagram: @normarapko💫 Join Creativa The Movement — a free creativity & journaling program on her site💌 If this episode lit a fire in you, share it with your comadres and tag us @YoQuieroDineroPodcast! This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 347Becoming The Cycle Breaker with Priscilla María Gutierrez
EIn this powerful and deeply healing conversation, Jannese sits down with Priscilla María Gutierrez, a certified trauma-informed life coach and keynote speaker known online as The Cycle Breaker Coach. Together, they unpack what it really means to be a cycle breaker — especially as first-gen Latinas navigating cultural expectations, family pressure, and inherited trauma.Priscilla opens up about her personal journey through childhood abuse, unhealthy relationships, and the moment she chose to reclaim her voice and purpose. She shares how she transformed her pain into her profession, helping others break free from toxic patterns and live authentically aligned lives. From healing your relationship with money to setting boundaries with family and unlearning generational beliefs — this episode is your reminder that it’s possible to break cycles and still love where you come from.🔑 In This Episode, You’ll Learn:(00:02:00) How Priscilla discovered her calling after walking away from law school(00:06:30) The connection between unresolved childhood trauma and adult coping mechanisms(00:10:45) The pivotal moment that led her to finally leave a toxic relationship(00:14:30) Why self-validation is the foundation of healing and empowerment(00:17:30) How first-gen trauma shows up in our relationship with money(00:23:00) Setting boundaries with family and learning to say “no” without guilt(00:28:30) How to parent with a trauma-informed lens and break harmful patterns(00:31:20) The cultural belief Priscilla had to unlearn to step into her full power🔗 Connect with Priscilla María:🌐 PriscillaMaria.com📸 Instagram: @cyclebreakercoachThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 346Why Estate Planning Is the Ultimate Act of Love with Alexandra Sepulveda from Trust & Will
EIn this powerful and eye-opening episode, we’re diving into one of the most avoided — yet absolutely essential — conversations in personal finance: estate planning. Host [Your Name] sits down with Alexandra Sepulveda, Head of Legal at Trust & Will, to break down the myths, cultural taboos, and emotional barriers that often keep us from preparing for the inevitable.Alexandra shares her deeply personal journey that began after a close brush with tragedy in her own family — and how that experience ignited her passion for helping others protect their legacy. Together, they discuss how to start the conversation with loved ones, why estate planning isn’t just for the wealthy, and how digital tools like Trust & Will are breaking down barriers to make legacy planning more accessible than ever.From defining what an “estate” really is (hint: it’s everything you own!) to understanding the difference between a will and a trust, this episode is your crash course in protecting your hard-earned assets and ensuring your loved ones are cared for — without the financial chaos.💬 In This Episode, You’ll Learn:[00:03:25] Why talking about death and money doesn’t have to be scary — it’s an act of love 💛[00:08:10] How Alejandra’s family story inspired her mission to make estate planning accessible[00:15:20] The difference between a will and a trust (and why you might need both)[00:22:45] When to create or update your estate plan (hint: it’s sooner than you think!)✨ Key Takeaways:Estate planning isn’t about death — it’s about legacy.You don’t need to be wealthy to need a will or trust.Life changes fast — keep your estate plan updated!Digital platforms like Trust & Will make it easier than ever to protect what you’ve built.🛠️ Resources Mentioned:Visit trustandwill.com to start your estate plan today.Explore the Trust & Will blog for guides on wills, trusts, and family planning.💌 Let’s Keep the Conversation Going:DM us or tag @YoQuieroDineroPodcast to share your estate planning journey! Your story could inspire someone else to take action.This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 345Rewriting the Rules of Visibility with Cristina Olivarez
EThis week on Yo Quiero Dinero, Jannese sits down with Cristina Olivarez—award-winning visibility and leadership coach, TEDx speaker, and founder of The Social Butterfly Gal and Hustle + Socialize. Cristina shares her journey from chasing the “perfect” career path in broadcast journalism to building her own platforms that empower Latinas and women of color to step into visibility unapologetically.From navigating rejection in traditional media to creating her own conference, Cristina opens up about the power of storytelling, embracing pivots in business, and how authenticity builds lasting leadership. If you’ve ever struggled with showing up online, owning your voice, or figuring out how to lead in your community, this episode will inspire you to embrace your visibility as a superpower.What You’ll Hear in This Episode:15:49 The “cookie-cutter” script many Latinas are given—and how Cristina rewrote it for herself.23:52 Giving yourself permission to pivot in business and in life.24:56 The origin story and impact of the Hustle + Socialize conference.26:11 Why centering Latinas and women of color in business is both revolutionary and necessary.28:45 Why visibility is more than marketing—it’s about legacy and leadership.33:54 Practical first steps to start building your personal brand and showing up online.Resources & Links:Follow Cristina on Instagram: @thesocialbutterflygal | @hustleandsocializeListen to her podcast: Unapologetically Visible (Apple, Spotify, YouTube)Visit: thesocialbutterflygal.netGet your free guide: The Financially Lit LatinaThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 344Made With Sazón: Turning Recipes into a Digital Empire with Elena Gergis
EIn this episode of Yo Quiero Dinero, host Jannese Torres sits down with Elena Gergis, the creator behind Made With Sazón, to talk about the journey from beauty blogging to becoming a viral Puerto Rican food content creator. Elena shares how rediscovering her cultural roots led to explosive growth online, why niching down matters, and how consistency pays off when building a brand. From her viral coquito recipe to monetizing her website and landing brand deals, Elena gives a real look into what it takes to grow as a solo creator while balancing motherhood and entrepreneurship. This conversation is full of practical lessons for anyone thinking about launching their own content brand.What You’ll Hear in This Episode:2:01 Elena’s transition from beauty and lifestyle blogging to food content4:30 The power of embracing your culture and niche to stand out online7:26 What it feels like to go viral—and how to prepare for it13:30 Elena’s income streams: ads, brand partnerships, and social media monetization21:13 What she's accomplished so far24:34 What Inspired her to build on Youtube26:21 How she structures her days as a mom and creator35:00 The role of AI and automation tools in her business37:46 Elena’s vision for the future—including cookbooks, TV appearances, and moreResources & Links:Follow Elena on all platforms:@madewithsaz0nVisit her website for recipes: https://curlsnpearlsss.com/Learn more about Jannese: yoquierodineropodcast.comThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 343The Double Tax: Why Women of Color Pay More and Get Less with Anna Gifty
EIn this week’s episode of Yo Quiero Dinero, Jannese sits down with economist, author, and changemaker Anna Gifty to unpack the hidden costs women of color face in every stage of life — what Anna calls “The Double Tax.”From beauty standards and career hurdles to childbirth, caregiving, homeownership, and even retirement, Anna breaks down how racism and sexism compound to leave women of color overcharged and underpaid — and what we can do about it.You’ll hear:[05:00] Anna’s personal story of navigating wealth gaps from childhood through academia[20:00] The shocking reality of how inequality shows up in parenting, childbirth, and childcare costs[29:00] How empathy reshaped Anna’s perspective on her own family — and why men must read this book too[32:00] Why retirement hits women of color harder — and the data that proves it[44:00] Practical steps you can take — individually and collectively — to close the gapAnna reminds us that we’re not imagining the struggle, and we’re not alone in it. With empathy, community, and action, we can begin to dismantle the structures that hold us back.📚 Grab your copy of Anna’s new book, The Double Tax: How Women of Color Are Overcharged and Underpaid, available September 16 wherever you buy books.🔗 Follow Anna: Instagram | BlueSky | LinkedInThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 342Jefas y Mamás: How to Break Free from the Comfort of Chaos| Karina F. Daves
EIn this episode of the Yo Quiero Dinero Podcast, host Jannese Torres sits down with relationship coach, podcaster, and corporate baddie Karina F. Daves to talk about balancing it all—motherhood, marriage, and entrepreneurship—without losing yourself.Karina shares how she built a six-figure business while working full-time, what it really takes to stop “doing it all,” and why outsourcing, building support systems, and setting boundaries are non-negotiable for women chasing big dreams. From navigating mom guilt and missed birthdays to strengthening her marriage and growing her platform to over 240K followers, Karina keeps it real about the messy, hard, and beautiful parts of pursuing purpose.✨ What You’ll Learn in This Episode:How to build a six-figure side hustle as a busy momWhy harmony matters more than balance in motherhoodHow to navigate mom guilt and missed milestonesThe role of outsourcing, nannies, and structure in creating freedomWhy choosing the right partner is the biggest life investmentHow to align your finances and family goals to build the life you want👩🏽💻 About Our Guest:Karina F. Daves is a relationship expert and host who helps couples repair trust, improve intimacy, and rebuild strong partnerships. She’s also a mom of two, wife, and entrepreneur who’s passionate about helping women reclaim their time, energy, and confidence.📲 Connect with Karina:Instagram & TikTok → @karinafdavesWebsite → https://www.karinafdaves.com/ This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 341How to Rewrite Your Money Story and Build Real Wealth with Rose Han
EWhat happens when you do everything “right”—go to college, land the six-figure job, make your family proud—and still end up buried in debt, burned out, and feeling trapped? In this episode, Jannese sits down with Rose Han, a first-gen wealth builder, YouTuber, and now author of Add A Zero. Rose opens up about her journey from over $100K in student loan debt to becoming a self-made millionaire, and the mindset shifts, financial strategies, and rebellious choices that made it possible.We talk about:The real impact of student loan debt on millennials & Gen Z’s version of the American DreamWhy “employee income” is the least free kind of income (and what to focus on instead)Rose’s Add A Zero framework for going from negative net worth to your first million—step by stepHow money identity, family conditioning, and cultural expectations shape our financial choicesWhy sometimes you have to ignore your parents’ advice and carve your own pathThe freedom and fulfillment that come when you stop playing small and start building wealth on your own termsIf you’ve ever felt stuck in debt, confused about money, or pressured to follow someone else’s script for success, this conversation is your permission slip to rewrite your financial story.📘 Grab your copy of Add A Zero at addazero.com and get access to Rose’s bonus content.📺 Follow Rose on YouTube and socials: @itsrosehan. This podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 340How To Break Free From The Ambition Trap with Amina AlTai
ELet’s be real… so many of us are out here chasing success, burning ourselves out, and wondering why it still doesn’t feel like enough. 👀In this episode, I’m chatting with Amina AlTai—executive coach, speaker, and author of The Ambition Trap: How to Stop Chasing and Start Living. Amina knows firsthand what it’s like to push so hard that your body literally can’t take it anymore. After a health crisis nearly landed her in organ failure at just 28 years old, she had to rethink EVERYTHING she thought she knew about success.We’re diving deep into why hustle culture is toxic AF (especially for women, immigrants & people of color), how to recognize when your ambition is actually hurting you, and how to start building a version of success that doesn’t leave you depleted.Sis, if you’ve ever felt guilty for resting, struggled with boundaries, or found yourself stuck in the cycle of “never enough,” this convo is your permission slip to stop grinding yourself into the ground and start living with more ease, joy & PURPOSE. ✨What you’ll hear in this episode:💡 Amina’s wake-up call that changed her definition of success💡 The 5 core wounds that secretly drive our hustle💡 The “ambition penalty” women & POC face in the workplace💡 Why rest = productivity (yes, really!)💡 How to shift from painful ambition → purposeful ambition💡 Practical steps to set boundaries & honor your needsResources & Links:Follow Amina on IG → @aminaaltaiGrab her book → The Ambition Trap: How to Stop Chasing and Start LivingLearn more → aminaaltai.comThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 339The First-Gen Guide to Money, Mindset, and Abundance with Diana Garcia
EIn this week’s episode,Jannese sits down with Diana Garcia, founder of Amigas y Dinero, to explore her personal journey from nonprofit work to becoming a full-time money coach helping Latinas rewrite their financial stories.Diana shares how a pivotal decision during the pandemic, choosing not to return to a two-hour commute led her to create her own income, community, and career. She opens up about growing up in an immigrant household in LA, the scarcity mindset she witnessed, and her mission to help others build wealth from a place of joy, not sacrifice.From saving $10,000 in under a year on a modest income, to helping clients break free from paycheck-to-paycheck cycles, Diana offers actionable insights for tackling debt, increasing income, and navigating the unique financial challenges first-gen families face. She also gets real about overcoming fear, advocating for yourself in the workplace, and having money conversations with your parents.What You’ll Learn in This Episode:How Diana turned a pandemic pivot into a thriving coaching businessPractical strategies to save more—without extreme sacrificeWhy growing your income can be more effective than cutting expensesSide hustle ideas based on your skills and passionsHow to address limiting beliefs that hold you back financiallyNavigating family expectations as the “first-gen retirement plan”Why community, mentorship, and environment matter for financial growthMore from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs. This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dineroThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 338How To Become A Fintech Founder with Joyce Medeiros
EIn this inspiring episode of Yo Quiero Dinero, host Jannese Torres sits down with Joyce Medeiros, co-founder of Investrio—a financial platform designed to help solopreneurs master both personal and business money management. From her beginnings as a first-gen immigrant working on Wall Street to taking the leap into the startup world, Joyce shares her journey of resilience, risk-taking, and purpose-driven innovation.You’ll hear how she pivoted from a failed product launch to building a tool that simplifies finances through color-coded tracking, AI-powered support, and a thriving entrepreneur community. Joyce opens up about navigating the male-dominated finance world, securing funding as a Latina founder, and the sacrifices behind the startup grind. Whether you’re a budding entrepreneur or a seasoned business owner, this episode offers practical tips, hard-earned lessons, and a reminder that experimentation and a supportive community can be the keys to success.What You’ll Learn in This Episode:How Joyce went from managing billions on Wall Street to starting her own fintech company.The importance of pivoting when your idea isn’t working (and how to know when to do it).The biggest financial mistakes solopreneurs make—and how to avoid them.How Investrio uses color coding, automation, and AI to simplify money management.The role of community in entrepreneurship and why human connection still matters in the AI age.Insights on fundraising, accelerators, and breaking barriers as a Latina founder.Resources & Links:📲 Download Investrio: investrio.io📸 Follow Investrio on Instagram: @investrio.io💼 Connect with Joyce Medeiros: LinkedInMore from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dineroThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 337How To Invest for Financial Freedom Before 30 with Investing Jevas
EMi gente, today's episode is a WHOLE vibe. Jannese is joined by Wilmarie and Adriana—aka Investing Jevas—two baddies who hit financial independence before turning 30. Yes, you read that right. These women are out here building generational wealth, breaking cycles, and reclaiming their financial power—and now they’re bringing you the blueprint.From navigating Puerto Rico's wild financial systems to shifting from scarcity to abundance, this episode is a powerful reminder that we deserve financial freedom too—not just the bros on Wall Street. 🗣️If you’ve ever thought investing was only for the rich, white, or 65 and retired—think again. These jefas are showing up in arroz con habichuela realness to break it all down. Whether you’re in the U.S. or on the island, a 9-to-5 girly or a full-time hustler, this one is for YOU. 💸What You'll Learn:What financial independence really means (and why you don’t have to wait ‘til 65)The power of compound interest (aka how your money makes more money)How to shift your money mindset from scarcity to abundanceWhy investing is a form of activism for Puerto RicansWhat “Coast FI” is and how it could change your lifeHow to invest even if you’re starting “late”The order of operations for investing accounts (401k, Roth IRA, HSA, etc.)Why financial education is the most powerful inheritance you can give👯♀️ Meet the Guests:Investing Jevas are personal finance educators who are on a mission to help Latinas achieve financial freedom—in Spanish, with culture, and with receipts. They offer one-on-one coaching and corporate webinars designed to simplify investing and close the wealth gap.📲 Connect with them on Instagram: @investingjevas 🛠️ Resources Mentioned:Investor.gov Compound Interest CalculatorThe Simple Path to Wealth by JL CollinsJannese’s book: Financially Lit!More from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dineroThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 336How I Paid Off $47K in 20 Months with Eduek Brooks
EThis week on Yo Quiero Dinero, Jannese is joined by the brilliant and unfiltered Eduek Brooks, a Canadian financial educator and founder of Two Sides of a Dime. Sis does not play when it comes to money — and in this episode, she gets real about how she paid off $47,000 of debt in just 20 months, turned her financial rock bottom into a thriving business, and created the Surplus Method — a roadmap that’s helping women all over reclaim their money power.If you’ve ever felt like traditional personal finance advice wasn’t built with you in mind, this episode is your antidote. Eduek throws out the cookie-cutter advice and breaks down why building wealth as a woman of color requires a whole new approach — one rooted in mindset, community, and actual surplus (aka: MONEY LEFT OVER after your bills are paid!). What We Cover:The exact moment Eduek decided she was DONE being brokeWhy she still invested while paying off debt (and how it paid off big)Her no-fluff guide to building a plan you can actually stick toCelebrating small wins & avoiding burnout on your debt-free journeyThe truth about high earners still living paycheck to paycheckA breakdown of the Surplus Method (S.U.R.P.L.U.S.) and how to use itHow Eduek knew it was time to quit her 9-5 and go full-time in her bizCanadian investment accounts 101 (hello, tax-free savings!)Why mini-retirements are part of her wealth strategyQuote:“Your income builds wealth, but your surplus is what gets you to your goals.”👑 Meet Our Guest:Eduek Brooks is a financial educator and the powerhouse behind Two Sides of a Dime. Through her membership community, Surplus Stack Society, she helps women ditch debt, build savings, and invest confidently — without sacrificing the joy of living. She’s not here to make you feel guilty about Starbucks. She’s here to help you stack, save, and spend with intention.📲 Follow Eduek:Instagram: @twosidesofadimeJoin the Surplus Stack Society: surplusstacksociety.comMore from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dineroThis podcast was produced and edited by Idea to Launch Productions Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 335Ask Jannese: I'm A 46 Year Old Teacher Who Wants To Retire Early at 57, Can I Do It?
EIn this episode, host Jannese Torres dives into the inspiring journey of Gabby, a 46-year-old teacher aiming to retire by 57. Discover how Gabby transformed her financial landscape by maxing out her 403B and Roth IRA, investing in index funds, and strategically planning her retirement. Jannese shares expert insights on optimizing contributions, understanding withdrawal strategies, and the importance of asset allocation as retirement approaches. Tune in to learn how you can take control of your financial future and make early retirement a reality.Need help creating your financial freedom plan? Book Your Investor Power Hour CallWant your question answered on the show? Ask your question here!More from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 334Charge What You’re Worth with Dielle Charon
EThis episode is your wake-up call, y’all. Jannese is joined by sales coach and multi-seven-figure entrepreneur Dielle Charon to talk all things money, mindset, and making bank as a woman of color. From ditching her underpaid 9-5 to building a thriving coaching empire, Dielle breaks down how to turn your skills into income, charge your worth, and stop playing small. This convo is packed with truth bombs, permission slips, and straight-up strategy.💥 What We’re Talking About:Why your job skills are already monetizableGetting over your fear of visibility and sellingCharging high-ticket without guiltWhy staying small isn’t serving you or your communityReclaiming your financial power—on your termsConnect with Dielle:IG: @diellecharon + @forthe23percentPodcast: The Woman of Color Business ShowWebsite: forthe23percent.comlink to Dielle previous episode of YQD https://open.spotify.com/episode/0jcAI06rM3hRk1yux6iJe3?si=bmMYVgygRWe40WIryjDJJAMore from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 333Ask Jannese: My Ex Wants Half Of The House Proceeds But I'm Paying The Mortgage Alone
EIn this episode of Yo Quiero Dinero, I'm tackling a listener's burning question about divorce and property ownership. Discover the pitfalls of verbal agreements, the importance of legal documentation, and strategies to protect your financial future. Don't let your ex-spouse cash in on your hard-earned equity! Want your question answered on the show? Ask your question here!More from YQD™:Full show notes: Visit our blog.Watch the full interview on YouTube — don’t forget to subscribe!Grab my book Financially Lit! in English or Español.Ready to level up? Learn more about our signature programs.This episode is sponsored by BetterHelp — Get 10% off your first month: betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 332What To Do If You Want To Retire with Mariel Amador
EIn this episode of Yo Quiero Dinero, we're diving into personal finance, entrepreneurship, and the unique money challenges faced by the Latino community with Mariel Amador, creator of Money For Mujeres and host of the Chinga Tu Money podcast. Discover how Mariel's journey from the classroom to financial empowerment coach is breaking barriers and transforming lives. Learn her top strategies for investing, overcoming financial fears, and building wealth as a Latina. Whether you're just starting your financial journey or looking to elevate your money game, this episode is packed with insights and motivation to help you become poderosa with your dinero. Tune in and get ready to transform your financial future! For the full episode show notes, visit our blog.Watch the full interview on our YouTube channel! Subscribe here.My book is officially available to buy in English and Español! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 331Building Your Leadership Skills with Michelle Seijas
EIn this conversation, Michelle Seijas, creator of Thriving Chingona, shares her journey from being a high school principal to becoming a leadership coach, focusing on empowering Latinas and people of color. She discusses the importance of community, mentorship, and self-awareness in leadership, as well as the challenges faced by first-generation professionals. Michelle emphasizes the need for emotional support in leadership roles and provides practical strategies for navigating career transitions and personal growth.Episode HighlightsMichelle's career pivot from burnt -out educator to executive leadership coaching for Latinas.How and why she took a sabbatical to reassess her career and explore entrepreneurship.How community and mentorship play crucial roles in professional development.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 330Ask Jannese: 401Ks, Side Hustles, and FI/RE (REPLAY)
EEpisode highlightsHow to juggle between side hustles and a FT jobAt what point did Jannese realize she reached FI (financial independence)How long did it take her to reach FI/REShould you contribute to a ROTH IRA or a 401K?How to invest as a newbieDo you need a financial advisor to manage your dinero?Managing her property in Puerto Rico when she’s not living there full timeHow to handle old retirement accountsWhat bank is good to start a 401K?Book recommendations:I Will Teach You to be Rich by Ramit SethiMind Your Money by Yanely EspinalWealth Warrior by Linda GarciaResources mentioned:CapitalizeWant to turn your passion in profit? Sign up for our FREE MASTERCLASS to learn how Jannese was able to take a side hustle into a full time entrepreneurial career, and how YOU can too!During this live class, we’re gonna have f*ck-ton of fun learning how to bring in more dinero each month with a side hustle you love.This webinar will give you a clear road map for starting and growing a profitable side hustle. From mindset and monetizing your ideas, to managing taxes and a lot more. GRAB YOUR SEAT TODAY! Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 329How to Create Unlimited Income as a Therapist | Liz Fernandez | Liz Fernandez Coaching LLC
EEpisode 329 talks about how to create unlimited income as a therapist, featuring Liz Fernandez. Listen now!Liz Fernandez is a former Marriage and Family Therapist turned multi-6-figure Business Coach, helping Latina therapists and coaches break free from burnout and build profitable, freedom-filled businesses. As the founder of The Therapist to Coach Collective and host of The Beyond Private Practice Podcast, she teaches women how to ethically market their work, increase their income, and create generational wealth—without the limits of traditional therapy.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 328How To Be A Jefa | Ashley K. Stoyanov Ojeda
EEpisode 328 talks about how to be a jefa, featuring Ashley K. Stoyanov Ojeda. Listen now!Ashley K. Stoyanov Ojeda is a first-generation Latina entrepreneur, bestselling author, and business strategist helping diverse founders and thought leaders build impactful businesses and grow their brands. With over a decade of experience across nonprofits, media, tech, and creative industries, she blends business development with community building and storytelling. Ashley is the author of Jefa in Training, the first Spanglish business-launching toolkit, and the creator of La Hoja, a newsletter sharing business and personal growth insights through a first-gen Latina lens. Her work has been featured by Forbes, Nasdaq, Business Insider, and more.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 327Jefas y Mamás: How To Stop Making Motherhood Your Whole Identity | Jexsaida Flores
EEpisode 327 talks about how to stop making motherhood your whole identity, featuring Jexsaida Flores. Listen now!Jexsaida Flores is a Self-Love Coach, speaker, and founder of Fierce LeadHerShip LLC. She empowers high-achieving moms and women to reclaim their identity, confidence, and self-worth beyond motherhood. Through coaching, community, and personal development, she helps women heal, grow, and lead with purpose.For full episode show notes, visit here.Sign up for my Blogging for Freedom masterclass here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 326Jefas y Mamás: Building Wealth as a Breadwinning Mom | Nathalia Segoviano | Chapina Building Wealth Financial Coaching
EEpisode 326 talks about building wealth as a breadwinning mom, featuring Nathalia Segoviano. Listen now!Nathalia Segoviano is a Guatemalan immigrant, first-gen wealth builder, and money coach. After paying off over $18,000 in credit card debt and becoming the sole provider for her family, she transformed her financial life through budgeting and self-education.Now, she helps others take control of their money, build wealth, and create financial freedom with confidence and intention.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 325Jefas y Mamás: Managing Your Partnership In Business & Parenthood | Sabrina Castillo | Carlitos Hospitality
EEpisode 325 talks about managing your partnership in business & parenthood, featuring Sabrina Castillo. Listen now!Sabrina Castillo is a visionary entrepreneur, leadership coach, and brand strategist with over 20 years of experience in communications, community engagement, and business development.As co-founder of Carlitos Barbecue Taqueria, a thriving Latino-owned restaurant group, she blends strategy, culture, and purpose to grow a brand rooted in her family’s heritage.A former entertainment and civic engagement professional, Sabrina has worked with major artists and brands, launched national voter initiatives, and led campaigns for NYC Votes.Now, she channels her expertise into empowering women, building value-driven businesses, and creating spaces where family, faith, and ambition coexist.Known as the queen of pivots, Sabrina’s journey reflects her ability to evolve while staying grounded in what matters most—motherhood, purpose, and the freedom to dream big.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 324Personal Finance Tips for Gen X | Deborah Johnson Miranda | Bee Money Coaching
EEpisode 324 shares personal finance tips for Gen X, featuring Deborah Johnson Miranda of Bee Money Coaching. Listen now!Deborah Johnson Miranda is a Latina money coach with ADHD who didn’t take her finances seriously until she faced bankruptcy (twice) and the possibility of foreclosure.At her lowest point, she knew things had to change. She knows firsthand the challenges of overcoming financial trauma and the effects your physical and mental health have on your finances.Now, she guides people into believing in themselves and that no matter your age, it’s never too late to start saving for the future to ensure long-term financial success.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 323How to Become a Future Millionaire | Rachel Rodgers | Hello Seven
EEpisode 323 talks about how to become a future millionaire, featuring the one and only Rachel Rodgers. Listen now!Rachel Rodgers is the founder of Hello Seven, a company that helps women and marginalized communities build wealth and scale seven-figure businesses. A former attorney and self-made millionaire, she’s the bestselling author of We Should All Be Millionaires and her latest book, Future Millionaire: A Young Person’s Step-by-Step Guide to Making WEALTH Inevitable. Rachel’s work has been featured on Good Morning America, Forbes, and The Drew Barrymore Show. For full episode show notes, visit here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work. Learn more here: yoquierodineropodcast.com/5kWatch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 322Jefas y Mamás: How To Give Yourself Grace As A Mompreneur | Catalina Del Carmen
EEpisode 322 talks about how to give yourself grace as a mompreneur, featuring return guest of the show Catalina Del Carmen. Listen now!Catalina Del Carmen is a Latina business coach and host of the Show Up Real Podcast with over 100k downloads. She helps WOC coaches and service providers scale to six figures through ethical sales, authentic content, and simplified strategies. Featured in The New York Times, Catalina empowers her clients to grow their wealth with business while living authentically.For full episode show notes, visit here. Listen to Cat's previous appearances on the show here & here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kWatch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 321Jefas y Mamás: How To Incorporate Self-Care Into Motherhood | Rita-Soledad Fernández Paulino | Wealth Para Todos
EEpisode 321 talks about how to incorporate self-care into motherhood, featuring return guest of the show Rita-Soledad Fernández Paulino of Wealth Para Todos. Listen now!Rita-Soledad Fernández Paulino is the founder and CEO of Wealth Para Todos, a money and self-care coaching company dedicated to empowering BIPOC, women, and LGBTQ+ communities.A Queer Mexican-American and former math teacher, Soledad turned their experience with autoimmune health issues, PTSD, and ADHD into a mission to teach others how to achieve financial independence without sacrificing their wellness.Wealth Para Todos provides coaching, education, and resources that help individuals create financial plans that prioritize D.I.V.E.R.S.E. self-care, allowing them to work because they want to, not because they have to.For full episode show notes, visit here. Listen to Soledad's appearances on the show here & here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 320Jefas y Mamás: How To Become A Financially Free Mom | Stefanie Gonzales
EEpisode 320 talks about how to become a financially free mom, featuring Stefanie Gonzales of Women's Wealth Effect. Listen now!Stefanie Gonzales is a proud Latina from Texas who’s passionate about helping women design life on their own terms. After paying off $420K in debt and becoming a millionaire in 2021, she left a 15-year tech career to start a new chapter in Portugal with her husband and two sons. Now in her fourth year as a speaker and consultant, Stefanie shares her journey to financial independence, life abroad, and giving yourself permission to choose a different path. When she’s not supporting clients, she’s all in on mom life with her two boys.For full episode show notes, visit here. Listen to Stefanie's first appearance on the show here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 319Tax Planning For Entrepreneurs | Alex Davis | AGA Tax and Consulting Services
EEpisode 319 features Alex Davis of AGA Tax and Consulting Services. With tax season here, we're sharing tax planning tips for entrepreneurs. Listen now!Alex C. Davis is a CPA and CERTIFIED FINANCIAL PLANNER™ helping women entrepreneurs master tax strategy and build lasting wealth. As a single mom who paid off $50K in debt and grew a $300K+ net worth, she brings both expertise and empathy to every client she serves.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 318Jefas y Mamás: Why You Shouldn't Make Motherhood Your Whole Personality | Sonia Alejandra Saunders
EEpisode 318 features return guest Sonia Alejandra Saunders. We're chatting about why you shouldn't make motherhood your whole personality. Listen now!Sonia Alejandra Saunders is a speaker, coach, and founder of Mujerón Movement—a platform helping Latinas embrace their purpose, own their power, and become the fullest expression of themselves. Through events, mentorship, and real conversations, she empowers first-gen women to break limiting beliefs and build lives they love—on their own terms.For full episode show notes, visit here. Listen to Sonia's first appearance on the show here.Watch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 317Jefas y Mamás: How To Grow A Business & A Family At The Same Time | Haley Brown-Woods | Price of Avocado Toast®
EEpisode 317 features another return guest, Haley Brown-Woods of Price of Avocado Toast®. We're discussing how to grow a business & a family at the time same time. Listen now!Haley Brown-Woods is the founder of Price of Avocado Toast®, a financial coaching business and podcast she runs with her husband, Justin. A former teacher turned money coach, Haley has helped over 100 families pay off more than $3.2 million in non-mortgage debt. Her coaching focuses on value-based spending and finding balance between enjoying life and crushing financial goals.For full episode show notes, visit here. You can check out Haley's first appearance on the podcast here.Watch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 316How To Buy Real Estate In The Dominican Republic | Rosalyn Ortega-Elie | Smart Caribbean Properties
ERosalyn Ortega-Elie is a real estate investor, business owner, and former hospitality executive specializing in residential rentals and international real estate. She’s the founder of Urban Teach NYC, where she educates aspiring investors, and Smart Caribbean Properties, a brokerage helping clients invest in the Dominican Republic. With a focus on transparency and strategic growth, Rosalyn is passionate about helping others build wealth through real estate both in the U.S. and abroad.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 315Jefas y Mamás: Building a Business as a Single Mom | Mariela De La Mora
EEpisode 315 features another return guest, Mariela De La Mora. She's dropping some major gems on how she's building a business as a single mom Listen now!Mariela De La Mora is a leadership and business coach helping daughters of immigrants and WOC turn their identity and story into money, PR, and speaking opportunities.After 16 years in corporate marketing, she left to build a million-dollar business as a single mom, proving success doesn’t require shrinking who you are.Now, she teaches WOC how to step into leadership, own their voices, and build businesses that reflect their full, authentic selves.For full episode show notes, visit here. You can check out Mariela's first appearance on the podcast here.Watch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 314Jefas y Mamás: Balancing Content Creation & Motherhood | Lissette Calveiro | Influence With Impact®
EEpisode 314 features another returning guest, Lissette Calveiro! As part of our Jefas y Mamás mini series, we're discussing balancing content creation & motherhood. Listen now!Lissette Calveiro founded Influence With Impact®, a creator-focused consultancy that helps influencers and personal brands grow sustainable businesses with real impact.With over a decade of experience in influencer marketing and media, she has worked with Fortune 500 brands, been featured in Business Insider and CNBC, and led influencer strategies for top agencies.Now, she’s navigating her biggest role yet—motherhood—while balancing business, personal growth, and life in the public eye.For full episode show notes, visit here. You can check out Lissette's first appearance on the podcast here.Watch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 313What Tariffs Mean For Your Dinero
EHola, mi gente! There’s a lot shifting in the economy right now—market fluctuations, policy changes, and uncertainty about what’s next. No matter who’s in office, these shifts can directly impact your wallet.In this bonus episode/IG live replay, I’m breaking down the latest financial chaos—tariffs, stock market swings, and what it all means for you.I’ll share why diversifying your income and building financial resilience is more important than ever, plus some real talk on homeownership and creating passive income.Bottom line? DON'T. PANIC. Instead, listen to this episode so you can learn how to take control of your financial future.For full episode show notes, visit here.Chapters00:00 - Introduction to Financial Volatility03:00 - Understanding Tariffs and Their Impact05:56 - Navigating Stock Market Uncertainty08:45 - Strategies for Long-Term Investing11:55 - The Importance of Diversifying Income15:03 - Building Financial Resilience18:02 - Creating Passive Income Streams21:01 - The Reality of Homeownership24:08 - Final Thoughts and EncouragementWatch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 312How To Transition From Teaching To Tech | Maideli Garcia | My Daily Dinero
EEpisode 312 features Maideli Garcia of My Daily Dinero. We're discussing how to transition from teaching to tech! Listen now!Maideli Garcia is a Latina money coach and financial educator dedicated to helping women of color and first-gens individuals save, spend, invest, and earn more—all without sacrificing joy.As the daughter of Mexican immigrants, she taught herself personal finance after a family emergency exposed the lack of financial stability in her life. With a background in education, Maideli has taught in public, private, and international schools.After facing burnout, she used her new financial foundation to pivot out of teaching and into the tech industry, where she now works remotely, earning three times her former teacher salary. This shift has given her the freedom and energy to focus on her mission: empowering others to thrive financially while prioritizing their well-being.Maideli has broken generational cycles by educating herself, her family, and her clients to build wealth, achieve financial freedom, and rewrite their money stories. She’s passionate about showing others what’s possible when they take control of their finances and invest in themselves.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 311Jefas y Mamás: How To Become A Magnetic Mom | Erika Cramer | The Queen of Confidence
EEpisode 311 features a returning guest + one of our favorites, Erika Cramer! As part of our Jefas y Mamás mini series, we dive into how to become a magnetic mom. Listen now!Erika Cramer, known as The Queen of Confidence, is a globally recognized confidence and mindset coach, TEDx speaker and bestselling author. From overcoming a life marked by trauma, foster care and early widowhood, Erika has dedicated her career to empowering women worldwide to step into their confidence and take ownership of their lives. As the award-winning host of The Confidence Chronicles podcast, which has amassed millions of downloads, Erika continues to inspire and guide women to break through limitations and embrace their full potential.Her no-nonsense, compassionate coaching approach equips women with the tools and mindset to stand tall in their authenticity, become magnetic in all areas of life, and lead with confidence. In addition to her coaching, Erika is pursuing a degree in psychotherapy, expanding her expertise to better serve her global audience of confident women ready to make their mark.For full episode show notes, visit here. Check out Erika's 1st appearance on the show here.Watch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 310Jefas y Mamás: How to Stop Being Scared of Motherhood | Gigi Diaz
EEpisode 310 features a return guest + fellow mompreneur, GiGi Diaz of Seizing Happy®. Another guest of our new podcast mini series: Jefas y Mamás, we’re talking about how to stop being scared of motherhood. Listen now!GiGi Diaz is a Certified Business & Media Coach, media personality, and entrepreneur with 20+ years of experience. She’s the founder of GiGi’s Dance Academy and Seizing Happy®, a coaching organization helping women grow their business and themselves through coaching, events, and retreats. She also launched The Seizing Happy Foundation™, a nonprofit supporting BIPOC women in entrepreneurship.GiGi holds a Master’s in Global Strategic Communications and has spent two decades in media with Radio Disney, Telemundo, and iHeartRadio, working alongside stars like J.Lo and Chrissy Metz. As an influencer, she’s partnered with brands like Mazda, Truist, Xfinity, and more.Her proudest role? Becoming a mom in April 2023.For full episode show notes, visit here. You can check out Gigi's 1st appearance on the show here.Watch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 309Jefas y Mamás: How To Thrive As A Mom and Business Owner | Dr. Esther Zeledón | BeActChange
EEpisode 309 features a return guest + fellow mompreneur, Dr. Esther Zeledón of BeActChange. As the 1st guest of our new podcast mini series: Jefas y Mamás, were're talking about how to thrive as a mom & business owner. Listen now!Dr. Esther Zeledón, a Latina immigrant and former diplomat turned award-winning author, international speaker, and coach has collaborated with global leaders to address complex humanitarian challenges.Her transformative book and workbook, Creating Your Limitless Life, empowers individuals, corporations, nonprofits, and refugees to unpack their superpowers, break free from expectations, align with their true purpose, and elevate others’ highest aspirations—sparking a movement of self-transformation with thousands of testimonials attesting to its impact.Esther's high achieving journey is a powerful testament to resilience and trailblazing, inviting readers to redefine their paths and challenge the status quo.For full episode show notes, visit here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 308How To Financially Plan For Motherhood
EMi gente, it’s been a minute, and this catch-up is long overdue. Guess what?! I HAD A BABY! 🤯💖In this solo episode, I’m taking you through my journey of stepping into motherhood while juggling entrepreneurship—and how I financially prepared for this life-changing chapter.I’ll be breaking down the key steps I took to plan for maternity leave, build a maternity fund, and create passive income streams to support my growing family.We’ll also talk about the power of automation in business, long-term financial planning (yes, even saving for your little one’s future!), and why having a strong community matters more than ever.If you’re a new or aspiring mami looking to secure your financial future while running a business, this episode is exactly what you need to hear!For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.💰Ready to make $5K in just 5 days? Join our brand new challenge and learn exactly how to do it. No ads, no complicated funnels, no fluff. Just real strategies that work.Learn more here: yoquierodineropodcast.com/5kMy new book is officially available to buy! Order Financially Lit! Today!Want to join our signature programs? Click here to learn more! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero. Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 307How to Start Investing | Tess Waresmith | Wealth with Tess
EEpisode 307 features Tess Waresmith of Wealth with Tess! We're discussing how to start investing. Listen now!Tess Waresmith is an investing educator and founder of Wealth with Tess, a financial education community that helps millennial women learn how to grow their money using simple investing strategies so that they can retire comfortably and live life on their terms.After losing thousands in investing mistakes in her 20’s, Tess learned everything she could about wealth building and built her net worth from 0 to over 1 million as a single 35 year old woman. Tess’s story and business was recently featured on Business Insider and Fox 5.Now she’s on a mission to reduce the gender wealth gap and help more women build wealth through digestible, judgement and jargon-free education. Thousands of women have attended her free investing workshops and hundreds of women have joined her small group coaching programs.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want our merch? Get yours here! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.

S7 Ep 306How to Survive Divorce | Aliette H. Carolan, Esq. | The Quick Divorce, Inc.©
EEpisode 306 features Aliette H. Carolan, Esq. of The Quick Divorce, Inc.©. We're talking about how to survive divorce! Listen now!Aliette H. Carolan, Esq. has been practicing exclusively in the area of Marital & Family Law since 2004.She recognized that not everyone she wanted to help could afford her services through her traditional law firm model so she created The Quick Divorce, Inc.© to bring her high-end legal services to the public with a quick, efficient and very affordable solution.Aliette cultivated a reputation for being honest, collaborative and aggressive - but only when necessary.Despite never being one to shy away from a justified battle, avoiding unnecessary chaos and conflict in her cases became her creed and the secret to her success.In 2016, she divorced the father of her two children, David, after 12 years together. Together they coparent and navigate the demands of raising daughters in this digital age where technology is both friend and foe. Thanks to their amicable separation, Aliette and David are not just co-parents, they are friends.In short, her work is personal. When she advises her clients, she harnesses her years as a practitioner as well as her personal experience.Her conclusion is that there is a better way than the conflict driven, traditional method. Resolving financial, divorce and parenting issues amicably is not only possible it should be the only way.Her Amazon Best Selling book Just in Case! Lose Your Heart, Not Your Mind - a smart woman's guide to marriage and self-sufficiency was published in New York in 2017. It is slated to be translated and published in Spanish in 2024.For full episode show notes, visit here.Watch the full interview on our YouTube channel! Subscribe here.My new book is officially available to buy! Order Financially Lit! Today!Want our merch? Get yours here! Check out this YQD™ Sponsor:BetterHelp—Professional support when you need it, at a fraction of the cost of in-person therapy. Get 10% off your first month with our sponsor: https://betterhelp.com/dinero Hosted on Acast. See acast.com/privacy for more information.