Women of Wealth

In this episode of Women of Wealth...We down with Certified Financial Planner Kathleen Covey, who brings over 30 years of experience helping women navigate the complexities of retirement planning, financial security, and long-term wealth protection. Kathleen shares her deeply personal journey - from stepping away from her career to care for family members, to building a mission-driven practice focused on ensuring women never have to worry about outliving their money. Together, they dive into the unique financial challenges women face, including the gender pay gap, career pauses for caregiving, longer life expectancy, and the confidence gap around money decisions. This episode is packed with practical, real-world insights to help you take control of your financial future—whether you’re planning for retirement, navigating entrepreneurship, or supporting loved ones.💡 In This Episode, You’ll Learn: Why women need a different approach to retirement planning How caregiving can impact your long-term financial security The importance of building a strong financial foundation (insurance, emergency funds, and investments) Key Social Security strategies most women don’t know—especially for spouses and divorced individuals The truth about long-term care planning and why starting early matters Retirement plan options for entrepreneurs, including SEPs and Solo 401(k)s How to think strategically about Social Security contributions as a business owner Smart ways to protect assets and plan for unexpected health events Critical financial mistakes to avoid after divorce (including updating wills and beneficiaries)🔑 Key Takeaway:Financial planning isn’t just about numbers - it’s about creating a strategy that supports every season of your life. The earlier women begin planning for retirement, caregiving, and long-term care, the more empowered and secure their future becomes.🎯 Connect with Kathleen Covey:Kathleen offers a complimentary 30-minute consultation for anyone looking to get clarity on their financial future. 📞 Phone: (858) 653-4800 🌐 Website: https://coveyandcovey.com 📧 Email: [email protected]@ifgrr.com🎯 Who This Episode Is For: Women entrepreneurs and business owners Professionals planning for retirement Women navigating caregiving responsibilities Anyone looking to build long-term financial confidence and security For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth… we sit down with marketing strategist and fractional CMO Amy Matthews to unpack what truly drives business growth - and why most marketing efforts are missing the mark.With over 30 years of experience, Amy shares how shifting from a business-centered message to a customer-first approach can completely transform your results. She breaks down why talking about your credentials, services, and features isn’t what converts - and what to do instead to truly connect with your audience.This conversation dives into the real reason so many entrepreneurs feel overwhelmed by marketing, and how simplifying your strategy by focusing on your ideal client can create clarity, alignment, and growth.You’ll also hear powerful insights on: Why most websites and messaging fail to convert (and how to fix it) The difference between features vs. solving real problems How to simplify your marketing instead of trying to be everywhere at once The truth about trust in today’s marketplace—and how to build it How to use AI tools like ChatGPT and Claude effectively (without sounding generic) When it’s time to hire a fractional CMO—and what that actually means Amy also shares a fresh perspective on AI as a strategic partner, not just a shortcut, and how experienced entrepreneurs can leverage it to become more effective - not just more efficient.Plus, don’t miss the lightning round, where Amy reveals her go-to productivity hack, favorite business book, and the money myth she’s ready to leave behind.This episode is a must-listen for women entrepreneurs ready to: ✨ Cut through the noise ✨ Get clear on their messaging ✨ And create marketing that truly convertsConnect with Amy Matthews: Learn more about Amy’s work and inquire about services at her website: https://amilc.com/ For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth... we’re celebrating a milestone that is bigger than a book - it’s a movement.Just days after launch, Women of Wealth: A Proverbs Legacy – Stories of Grit, Grace & Strength became a #1 Amazon Best Seller across multiple categories, and today, we take you behind the scenes of how it all came together - and what it truly means.From the original vision to the powerful stories shared by each contributing author, this episode dives into the heart of the book: faith, resilience, healing, and the courage to share your story.We open up about: The journey from idea to published bestseller What made this anthology different—and record-breaking The emotional and healing process of writing personal stories How stepping outside your comfort zone can deepen your faith and impact The power of women sharing their stories to inspire and uplift others Lessons learned from collaborating with a community of purpose-driven women This isn’t just about writing a book - it’s about using your voice, honoring your journey, and creating legacy-level impact.Whether you’ve ever thought about becoming an author, strengthening your faith, or simply stepping into your next level… this episode will inspire you to take action.✨ Because your story matters - and it may be the breakthrough someone else is waiting for.📚 Get Your CopyYou can grab your copy of Women of Wealth: A Proverbs Legacy here: ➡️ Visit our Instagram: @wowwomenofwealth (link in bio) ➡️ Or search on Amazon: Women of Wealth Proverbs Legacy For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, we sit down with attorney and founder of Remarkable Legal, Cheryl Hodgson, for a conversation every entrepreneur needs to hear. If you’re building a business, launching offers, creating content, writing a book, starting a podcast, or growing a brand online, this episode is your reminder that success is not just about sales and visibility - it’s also about protection.Cheryl shares the common legal mistakes entrepreneurs make when starting and scaling a business, including misunderstandings around trademarks, LLCs, contracts, intellectual property, partnerships, and online branding. She also breaks down the difference between owning a domain versus owning trademark rights, why written agreements matter, and how simple oversights can turn into expensive lessons later.You’ll also hear real-life examples of business owners who had to rebrand, lost control of their assets, or ended up in legal trouble because they skipped foundational protections early on. If you’ve ever thought, “I’ll deal with the legal side later,” this episode is for you.In this episode, we cover:Common legal mistakes entrepreneurs makeThe difference between a domain name and a trademarkWhen a business should consider an LLC or formal legal structureWhy partnership agreements matterHow to protect your brand, course, book, podcast, or programContract basics every business owner should have in placeWhat to do if you’ve already made a few business blundersWhy prevention is often far less expensive than litigationConnect with Cheryl Hodgson:Email: [email protected]: RemarkableLegal.comOther resources: BrandAide.com For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, we sit down with professional organizer and entrepreneur Unison Francis, founder of Go Goddess Organizing, to explore how decluttering your space can unlock clarity, creativity, and business momentum. Many women entrepreneurs juggle multiple responsibilities—business, family, finances, and life logistics - which can quickly create mental and physical clutter. Unison explains how our environment directly affects our ability to focus, make decisions, and grow a successful business.Drawing on her experience as a former teacher turned entrepreneur, Unison shares practical strategies to help women simplify their spaces, reduce decision fatigue, and create systems that support productivity and peace of mind.From organizing your workspace and managing paperwork to decluttering digital distractions and creating simple habits that keep your life running smoothly, this episode is packed with practical insights that every busy entrepreneur can apply immediately.The conversation also highlights an important truth: organization isn’t about perfection - it’s about creating an environment that supports your energy, creativity, and growth. Whether you're managing a growing business, balancing family life, or simply feeling overwhelmed by clutter, these strategies will help you reclaim clarity and control.In This Episode, We Discuss:Why clutter impacts your focus, productivity, and decision-makingThe connection between clarity, creativity, and business successHow organization reduces analysis paralysis and decision fatigueSimple habits that keep your home, office, and car organizedDigital decluttering strategies for emails, photos, and appsHow women entrepreneurs can create systems that actually workThe powerful mindset shift from a “To-Do List” to a “To-Da List”Tools and Resources Mentioned• PaperKarma – an app that helps eliminate unwanted mail • Everlance – mileage tracking for business owners • The Year She Let It Go Planner by Unison FrancisConnect with Unison FrancisFounder: Go Goddess OrganizingPlanner: The Year She Let It Go – Decluttering with Grace & EaseAvailable on Amazon For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, Hawley Woods Gray and Allie Ramo welcome back returning guest Pam Cytron for a powerful conversation about entrepreneurship, creative funding strategies, and why employee benefits should be part of every startup’s growth plan.Pam is a seasoned financial services leader, wealth tech entrepreneur, and founder of a nonprofit growth accelerator that helps emerging companies scale faster by connecting product builders with product buyers. With decades of experience building and advising startups, she brings a unique perspective on how founders can fund businesses, build strong teams, and think differently about financial strategy.One of the most fascinating moments of the conversation is Pam’s personal story about funding her first startup using the cash value from her whole life insurance policy. Instead of relying on venture capital or family money, she leveraged the liquidity of her policy to access capital with flexible repayment terms, no dilution, and no outside approval. It’s a reminder that insurance isn’t just about protection—it can also be a powerful financial tool.Pam also shares why entrepreneurship is a team sport, and why founders often make the mistake of waiting too long to offer employee benefits. Even basic benefits—like healthcare options or retirement plans—can dramatically improve focus, loyalty, and performance inside a startup environment. According to Pam, offering benefits is more than a cost—it’s a signal of leadership and stability.The conversation also dives into:• How founders can creatively fund businesses without giving up equity • Why whole life insurance can become a flexible source of capital • The mindset shifts every entrepreneur needs to succeed • Why employee benefits are critical for startup retention and growth • How today’s founders are learning business from influencers and social media • The importance of failing fast and starting each day with a clean slate • Why financial education and insurance planning are missing for many young entrepreneursPam also challenges founders to think bigger about the role of insurance—not just for personal protection, but as part of a broader strategy for building resilient companies, protecting assets, and supporting employees.For entrepreneurial women building businesses, this episode is packed with insight on how to think like a founder, protect your future, and build companies that support both growth and well-being.Connect with Pam Cytron Pam is currently recruiting companies for the next cohort of her nonprofit accelerator focused on helping founders scale faster through strategic relationships and growth support. https://www.pamelacytron.com/ For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth...Hawley and Allie sit down with Master Success Coach and founder of Lisa Listen, Lisa Bybee Ferrell, for a powerful conversation about building wealth from the inside out - starting with communication, clarity, and how we show up in our relationships.With over three decades of experience in sales, broadcasting, and entrepreneurship, Lisa shares how her background in high-level sales shaped her philosophy: if you listen long enough, people will tell you exactly what they need. That skill — true listening — became the foundation of her coaching work with individuals and couples.Together, they dive into:Why most couples avoid money conversations — and how that avoidance creates long-term damageThe difference between listening to respond vs. listening to understandHow Lisa rebuilt her voice after losing it in past relationshipsClear communication strategies for couples who work togetherSetting “house rules” and “business rules” to protect both marriage and missionWhy conflict isn’t the enemy — denial isHow high-achieving women can succeed professionally without disconnecting at homeThe power of faith, humility, and vulnerability in leadership and loveLisa shares practical tools couples can implement immediately, including setting financial discussion boundaries, checking for understanding during tough conversations, and creating intentional time to talk before resentment builds.For the driven woman who feels successful at work but disconnected at home, this episode is a reminder: wealth isn’t just financial. It’s emotional, relational, and spiritual. And if something feels off, it’s not something to outrun — it’s something to address.True leadership begins with self-awareness. Strong relationships require intentionality. And real wealth is built through clarity, communication, and connection.🔗 Connect with LisaLearn more at LisaListen.comDiscovery sessions availableBooks, card decks, and companion workbooksPersonalized signed copies availableCoaching for individuals and couples For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, we take on one of the biggest financial pressures facing business owners today: rising healthcare costs - and what can actually be done about them. Healthcare premiums are climbing faster than wages. Deductibles are higher than ever. Employees are frustrated by surprise bills. Employers feel stuck in a system that increases in cost year after year with little transparency or control.Inspired by The Great American Healthcare Heist, we unpack what’s really happening inside the healthcare system - from surprise billing and prescription pricing practices to profit-driven insurance models and the growing disconnect between patient care and corporate incentives. But this episode isn’t just about the problem. It’s about solutions!We introduce WellthCare - a patent-pending model designed to work alongside existing health plans to reduce utilization, lower claims, and reward preventative care. Instead of waiting for illness to become expensive, WellthCare incentivizes proactive health engagement.Employees gain access to: • $0 copays for urgent care, primary care, virtual care, and mental health counseling • Free lab work • Zero-cost prescriptions through an owned pharmacy network • Medical bill reduction tools that lower expenses by an average of 70% • $1,100+ annually deposited into a SEP IRA • $1,300–$2,800 per year in wellness-based store rewardsAll with no disruption to the employer’s existing health plan and no out-of-pocket cost to the employer or employee.Designed for businesses with 10+ W2 employees paying into FICA, this model leverages existing tax credits that reward preventative care and retirement contributions - aligning health and wealth in one strategic benefit structure.If you’re a business owner looking to reduce long-term healthcare increases, improve employee retention, and strengthen retirement outcomes, this conversation is for you. To learn more or explore whether WellthCare could benefit your company email us!Hawley Woods Gray 📧 [email protected] Ramo 📧 [email protected] visit https://www.wellthcare.com For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, we sit down with Dr. Nelva Lee, founder and CEO of Concrete Build Financing, serial entrepreneur, author, healthcare and education leader, and public servant. This powerful conversation explores what it truly means to build wealth beyond money - wealth rooted in leadership, service, faith, and legacy.Dr. Lee shares her remarkable journey from healthcare administration and vocational education to pioneering private-sector solutions for affordable housing. She unpacks how early leadership awareness shaped her career, why recognizing and honing your God-given talents matters, and how defining wealth through purpose - not just profit - creates lasting impact for families and communities. The discussion also dives deep into education reform, school choice, vocational training, and the critical role parents play in shaping long-term outcomes for children. Drawing from her own experience as a mother, educator, and current candidate for Georgia Superintendent of Schools, Dr. Lee makes a compelling case for empowering families with choice, access, and practical pathways to success.Faith is a central thread throughout the episode, as Dr. Lee shares how it serves as her anchor amid leadership, entrepreneurship, and public scrutiny. She also offers candid advice for women who feel called to start a business - especially mothers balancing family, risk, and vision - reminding listeners that entrepreneurship can be a tool for freedom, flexibility, and generational legacy.The episode closes with an inspiring look at Concrete Building Financing, a for-profit, mission - driven housing model leveraging real estate and blockchain innovation to address affordability and ownership - proof that capitalism and compassion are not mutually exclusive.✨ What You’ll Learn in This Episode:Why wealth is about meaning, service, and legacy - not just incomeHow early leadership awareness can shape lifelong successThe connection between education access, healthcare, and generational wealthWhy school choice and vocational training are critical for future readinessHow faith can anchor leaders through pressure and public scrutinyWhy entrepreneurship can create more freedom for families, not lessHow private-sector innovation can solve public challenges like housing affordability🔗 Connect with Dr. Nelva Lee:Website: https://www.drnelvalee.comHousing Initiative: https://www.concretebuild.org For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, hosts Hawley Woods Gray and Allie Ramo take a fresh, modern approach to financial education by doing something a little different - they use ChatGPT (AI) as a tool to ask and explore the most common money questions women are already searching online. From budgeting and saving to debt, credit scores, emergency funds, and housing decisions, Hawley and Allie break down ChatGPT’s answers and layer in real-life experience, professional insight, and practical context - because financial clarity doesn’t come from information alone, it comes from understanding how to apply it.This episode is all about foundational money basics - the building blocks that make investing, retirement planning, and long-term financial freedom feel less intimidating and far more achievable.What You’ll Learn in This Episode:How to budget and actually stick to it - even with inconsistent incomeWhy budgeting looks different for entrepreneurs and commission-based earnersThe “pay yourself first” principle and why it mattersHow to save money when everything feels expensiveWhy saving is a system, not a willpower problemHow much you should really have in an emergency fund - and what it’s forPractical strategies for getting out of debt (snowball vs. avalanche)Whether you should focus on paying off debt or investing firstWhat truly impacts your credit score - and what doesn’tHow to think strategically about renting vs. buying a homeWhy renting isn’t failure - and homeownership isn’t always wealth-buildingThe importance of mindset in every financial decisionKey Takeaways:Financial confidence starts with asking better questionsMoney basics create clarity across every stage of wealth buildingChatGPT can be a helpful starting point - but real wisdom comes from contextThere’s no one-size-fits-all approach to budgeting, saving, or debtYou’re not alone - conversation and education reduce fear around moneyResources & Mentions:ChatGPT as a financial education toolPrior Women of Wealth episodes on debt and financial strategyEncouragement to seek guidance from trusted professionals and experienced peersJoin the ConversationHave a money question you want us to cover in a future episode?📩 Message us on Instagram @wowwomenofwealth ⭐ Leave us a review on your favorite podcast platform 🎧 Listen wherever you stream podcasts 📺 Watch the full episode on YouTube For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, Hawley Woods Gray and Allie Ramo sit down with real estate investor and airline professional Hanna Pine to unpack what it really looks like to build wealth without quitting your full-time job.Hanna shares her journey from exploring house hacking to mastering creative finance, transactional lending, and institutional-style acquisitions - all while working a W-2 in the airline industry. Her story is a powerful reminder that wealth-building doesn’t require reckless leaps or overnight exits, but rather discipline, relationships, and strategic use of time.Throughout the conversation, Hannah breaks down complex concepts like OPM (Other People’s Money), seller financing, double closes, and the Morby Method, making them accessible for everyday investors. She explains how she transitioned from trying to acquire properties herself to becoming a connector—structuring deals, aligning capital partners, and earning through lending, points, and ownership without putting her own cash at risk.Hanna also speaks candidly about the realities of the journey, including the patience required - logging over 2,000 hours before her first paid deal—and the mindset shifts that helped her persist. Integrity, transparency, and the willingness to say “I don’t know” have been key to building trust and long-term partnerships in an industry often driven by speed over substance.For listeners interested in passive income, Hanna clarifies what “passive” truly means in real estate, how investors can participate hands-off, and why today’s market allows entry points as low as $5,000. Whether you’re short on time, capital-rich, or simply looking for smarter ways to deploy your money, this episode offers valuable insight into modern real estate investing.This conversation is especially powerful for women balancing careers, families, and ambition - proof that with creativity and the right network, building wealth is possible without burning out or starting over.🔑 Topics Covered:Building real estate wealth while working full-timeCreative finance, seller carryback & transactional lendingLeveraging OPM (Other People’s Money) and OPS (Other People’s Skills)What “passive income” really looks like in real estateIntegrity, relationships, and long-term deal flowEntry points for hands-off investorsTime-blocking, mindset, and consistency in wealth-building📲 Connect with Hanna Pine:Instagram: @hanna.pineEmail: [email protected] For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, we sit down with Mimi Tran, a former educator turned financial professional, nonprofit leader, and passionate community advocate, to explore how true wealth is built through both financial literacy and collective care.Mimi shares her powerful journey from teaching in San Diego classrooms to pivoting into financial services after health challenges reshaped her priorities. As a first-generation Vietnamese American, she opens up about cultural barriers around money conversations—especially life insurance—and why changing those narratives is critical for future generations.This episode dives deep into:Why community involvement isn’t optional—it’s essential for sustainable successHow trust, culture, and language play a role in financial planningThe difference between transactional marketing and relationship-driven impactWhy showing up matters more than sellingHow nonprofit engagement strengthens both personal fulfillment and business credibilityMimi also highlights her work with organizations like Viet Voices, her role in uplifting Vietnamese-owned businesses, and how community connection has expanded her relationships nationally and internationally. From volunteering and grant writing to emceeing cultural festivals, Mimi proves that when you lead with service, trust follows—and so does growth.To close out the episode, Mimi joins the WOW Lightning Round, sharing her leadership philosophy, productivity hacks, favorite business book, and the money myth she’s ready to see disappear for good.✨ If you’re a business owner, entrepreneur, or professional looking to build trust, deepen impact, and redefine what wealth really means—this episode is a must-listen.📲 Connect with Mimi:Instagram: @mimosaaaasEmail: [email protected] For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, hosts Hawley Woods Gray and Allie Ramo sit down with U.S. veteran, real estate and international investor, author, and speaker Yolanda Davis for a deeply inspiring and honest conversation about identity, faith, finances, and the courage it takes to pivot into your next season.Yolanda shares her powerful life journey - from serving nearly a decade in the U.S. Air Force, to raising three incredible children, becoming a grandmother, and building long-term wealth through real estate investing. Along the way, she discovered a calling to help women who feel stuck learn how to stop talking about change - and start deciding to change.At the heart of the conversation is Yolanda’s signature framework, “The Pivot Decision.” She explains why pivoting alone isn’t enough - the real transformation happens when you make the decision to pivot, even before everything feels clear or perfect.This episode dives into:How to recognize when you’re ready for a pivotWhy clarity begins with quiet—and how to create space for itThe power of Yolanda’s L-framework (Listen, Learn, Lean In, Let Go, Let In)Why “letting yourself in” may be the most important step of allHow women can redefine their relationship with money by assigning it meaningA preview of Yolanda’s upcoming book, F Is for Finance, and why finances should feel fun, not fearfulHow faith, values, and intention guide smarter financial and life decisionsYolanda also opens up about working one-on-one with women in six-month and one-year coaching containers, designed to help clients fully step into their authentic identity and build a life that reflects who they truly are - from the inside out.✨ If you’ve been feeling nudged toward something more - but haven’t quite made the move - this episode is your reminder that you don’t need permission… you need a decision.🔗 Connect with Yolanda DavisEmail: [email protected] on the lookout for her upcoming book: F Is for Finance For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, Hawley sits down with powerhouse CEO, leadership strategist, and founder of the Be Bold Movement, Kimberley Borgens, for a deeply honest and empowering conversation about confidence, entrepreneurship, and creating generational wealth as a woman - especially in male-dominated industries. Kimberly shares her unconventional journey from growing up in a military family to becoming a multimillion-dollar business owner leading over 70 employees. She breaks down the mindset shifts required to move from “doing it all yourself” to stepping fully into CEO identity, investing in yourself, and recognizing your true value—both personally and professionally.Throughout the conversation, Kimberley challenges women to stop shrinking, stop apologizing, and start taking up space. From body language and confidence cues to redefining what it means to be “high maintenance” for yourself, this episode is packed with practical wisdom and real-life examples women can apply immediately.Kimberley and Hawley also dive into:Why entrepreneurship is the greatest education you’ll ever pay forThe importance of learning from failure instead of fearing itHow women undervalue themselves—and how to change that narrativeRaising children in entrepreneurship and modeling ownership and leadershipNavigating business with a spouse and claiming the CEO seat with confidenceWhy community, advocacy, and the right rooms matter for women building wealthThe critical differences between coaches, consultants, mentors, and advocatesKimberley closes by sharing how women can connect with her through her free community, The Hive Hangout, and her podcast Superheroes in Heels, continuing the mission of empowering women to lead boldly, confidently, and unapologetically.✨ This episode is a must-listen for women ready to stop playing small, own their voice, and build wealth with confidence and clarity.🔗 Connect with Kimberley BorgensWebsite & Free Resources: KimberleyBorgens.comPodcast: Superheroes in Heels with Kimberley BorgensCommunity: The Hive Hangout For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, we sit down with SF Money Coach, Carrie Friedberg, to explore the powerful intersection of money and psychology - and why so many capable, high-achieving women still feel anxious, ashamed, or overwhelmed when it’s time to talk finances.Carrie shares her own journey from “financial mess” to full transformation through coaching, and explains how her background as an educator (yes—kindergarten!) shaped her signature approach: making money simple, approachable, and emotionally safe. Together, you’ll unpack common myths about budgeting, how mental health practices like meditation can support financial clarity, and why everyone needs at least one financial confidant.The conversation also goes deep on relationships and money—including how family history and financial trauma can show up in marriage, what it really takes to align goals as a couple, and practical strategies to prevent the big blow-ups before they start.In this episode, you’ll learn:Why money feels so emotional—and how to move from avoidance to empowermentThe myth that “budgeting means you’ll never have fun again” (and what to do instead)Carrie’s concept of a financial confidant and why it can change everythingThe #1 hidden issue couples face: different money histories + unspoken expectationsHow to align financial goals while still honoring individual dreamsA practical savings framework (three distinct savings “buckets”/accounts)How to set spending agreements that reduce conflict and build trustResources mentioned:Carrie Friedberg’s website: sfmoneycoach.comBook: At Peace With Money: A Holistic Roadmap to Financial Wellness (pre-sale available on Amazon & Barnes & Noble)Email: [email protected] tool: “Financial Partnership Questions” (downloadable on Carrie’s website) For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, Hawley sits down with powerhouse Dr. Lauren Powers—award-winning athlete, ten-time bodybuilding champion, stuntwoman, media personality, best-selling author, global speaker, and founder of Lauren Powers’ House of Body & Business. From being discriminated against as a firefighter for “not being strong enough” to becoming a 10x heavyweight bodybuilding champion and a Hollywood SAG actress, Lauren shares how faith, reinvention, and radical confidence have guided every chapter of her life.She opens up about turning a gender discrimination lawsuit into fuel, competing and promoting in the bodybuilding world, pivoting during COVID into women’s empowerment, and now leading the Abundant Life Expo focused on health and wealth. Lauren and Hawley talk about faith over fear, shifting from lack to abundance, and what it really takes to walk into any room like Wonder Woman—spiritually, mentally, emotionally, and physically.What We Cover in This EpisodeLauren’s journey from firefighter to 10x bodybuilding champion—and how discrimination pushed her into her true strength.The politics of competitive bodybuilding and why she chose to create her own athlete-centered events.Pivoting during COVID from fitness competitions to women’s empowerment and now to health-and-wealth-focused events.How faith has always been present in her story—even before she had language for it—and why she now gives God all the glory.Practical confidence habits: self-talk, body language, how you enter a room, and why what you wear can become part of your message.Using your personal brand—like Lauren’s cross earrings and scripture necklace—to open doors and conversations about faith and purpose.How she keeps her body camera-ready in her 60s through simple daily habits, flexibility, movement, and mindset (including birthday cake with grace!).Shifting from a scarcity mentality to an abundance mindset and why Lauren says yes to opportunities, not just dollar signs.The heart behind her Abundant Life Expo and how she’s bringing health and wealth leaders under one roof.Guest Links & ResourcesConnect with Dr. Lauren Powers: Website & events: laurenpowers.comGrab her book: Beneath the Muscle: Unleash Your Inner Champion – free digital download at beneaththemuscle.com For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth… We sit down with award-winning real estate agent and team leader June Lemmings, the powerhouse behind June’s Team with Keller Williams Realty in Greeley, Colorado. From a childhood spent in a burnout trailer with no electricity to becoming a foster child with $100 and three jobs, June’s story is one of radical resilience, relentless work ethic, and using real estate as a path to true generational wealth.June shares how she rebuilt her life, repaired her credit, and learned real estate “from the backside in” working with an investor–then turned that knowledge into a top-performing team built on relationships, referrals, and community impact, not cold leads. She opens up about winning Best of Greeley, Colorado multiple years in a row, what it really takes to create a winning team culture, and why she’d rather pour into her past clients than pay for online leads.For women who are first-time homebuyers, entrepreneurs, or simply curious about using real estate as a wealth vehicle, June breaks down practical strategies—from buying your first home, to house hacking with duplexes, to using DSCR loans and smart credit rebuilding to get in the game sooner than you think. She also gets real about balance, what happened when she lost 120 pounds, and why delegation, boundaries, and a strong morning routine have been key to sustaining seven-figure success.In This Episode, You’ll Hear:How June learned real estate through investment properties first, and why that shaped her passion for generational wealth.Why 86% of her business comes from past clients—and how client events, VIP experiences, and genuine relationships outperform internet leads.The culture equation behind June’s team: high standards, positivity, continuous growth (“green and growing, not ripe and rotten”), and the golden rule.Practical ideas for community-based marketing: seasonal events, charity tables, local women-in-business groups, and creating experiences your clients never forget.How June teaches first-time homebuyers to prepare: credit rebuilding, financial peace principles, and matching the right lender and loan product to each person.A simple breakdown of house hacking and DSCR loans—including examples of clients who went from first home to multiple rentals and no house payment.June’s honest take on 50-year mortgages, refinancing, and how to think long-term about interest, payments, and wealth building.The truth about balance as a single mom and business owner, why her health suffered, and how losing 120 pounds and prioritizing her morning routine changed everything.A powerful mindset reframe around time, delegation, and hiring your first assistant so you can double your impact without burning out.June’s favorite money book, Secrets of the Millionaire Mind, and her core belief that anyone can build wealth if they’re willing to learn and take action—no matter where they started.Connect with JuneWebsite: JuneLemmings.comSocial: June’s Team on Facebook, Instagram & LinkedInOffice: (970) 573-5791 (Mon–Fri, 8:30am–5:30pm MT) For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth… We break down one of the most innovative and impactful offerings for today’s workforce: the Linqqs Health Management Plan (LHMP)—a health-and-wealth solution designed to give employees better care, employers better savings, and businesses a major competitive advantage… all at zero out-of-pocket cost.We dive into the origins of health management plans within the Affordable Care Act and explain how LHMP evolved into a comprehensive solution that blends preventive healthcare, real-time medical access, mental health support, and retirement savings into one seamless experience.🔹 What Employees Receive:Zero copaysFree prescriptions24/7 telehealth access (great for parents, late-night worries, or stubborn spouses!)Zero-cost lab testing & mental health visitsA physician-reviewed, personalized care planAn FSA funded with pre-tax dollars for everyday essentialsEmployer-funded SEP IRA contributions to build long-term retirement wealthAccess to the Medical Bill Eraser & Care Advocate — a powerful benefit few know exists🔹 What Employers Gain:Lower turnover through meaningful benefitsImproved productivity with proactive healthcarePotential 20–30% long-term healthcare savingsSection 125 savings that flow back to the employeesStronger retention + a major hiring advantageAlignment with the SECURE Act 2.0, DOL, and ACA requirementsStep-by-step support from the Linqqs business concierge teamPotential tax credits that may offset setup fees entirely🔹 Who LHMP Is ForLHMP is designed for businesses with:10+ W-2 employeesEmployees earning at least $4,000/year (Linqqs is actively working to expand eligibility to match upcoming SECURE Act 2.0 standards.)🔹 How Enrollment WorksHawley and Allie walk you through the streamlined process:Business owner completes a quick questionnaireA 30–40 minute expert presentationCensus review to determine eligibility & savingsCreation of a benefits summary4–6 week employee education periodOpen enrollmentContinued support for business owners + employees🔹 Why This Matters NowWith rising healthcare costs, workforce shortages, and Social Security projected to reduce benefits by 2033, employees need preventive health support and private retirement strategies more than ever. LHMP offers both—beautifully packaged, fully compliant, and incredibly accessible.Want to find out if your business qualifies for the Linqqs Health Management Plan? Click the link below to schedule your LHMP Questionnaire + Expert Presentation.👉 https://book.appreciationfinancial.com/widget/bookings/15-minute-consultation-aramoWatch this youtube video for more information: https://www.youtube.com/watch?v=WSbwdOHCUJcYou can also connect with us on social media (@wowwomenofwealth) or reach out directly through the Women of Wealth platforms to get started! For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth… we sit down with new agent and natural hustler Vee Jones to pull back the curtain on what the first year in life insurance really looks like. From growing up in the Philippines without consistent electricity to crossing the six-figure mark in just eight months, Vee shares how her “no quit” mindset and deep family “why” pushed her through the rocky start every new agent faces.You’ll hear how Vee went from running a photo booth side business to building a thriving book of business with Appreciation Financial, helping teachers and public employees understand their pensions, retirement options, and the power of guarantees. She talks candidly about making mistakes, being trained (and then becoming a trainer herself), and why she believes insurance is one of the best entry points into entrepreneurship - especially for women and moms who crave flexibility and financial independence.This episode is a must-listen if you’re considering a career change, want more control over your time, or you’re curious what’s actually possible in your first year as a life insurance agent.Who This Episode Is ForWomen who are burned out in corporate and craving more flexibility and upside.Moms who want to be present for their kids and build serious income.Side-hustlers wondering if it’s time to turn “extra cash” into a true career.Anyone curious what it really looks like to build a six-figure business in year one of life insurance.Connect with Vee JonesFacebook: Vee Jones (V E E Jones)Instagram: v.jones_5Email: [email protected] is happy to connect, answer questions, and share more about her journey into life insurance and entrepreneurship.Connect with Women of Wealth:Follow Women of Wealth on your favorite podcast platformConnect with Hawley Woods Gray & Allie Ramo on social mediaShare this episode with someone who’s thinking about a career change or looking for a way to never be laid off again For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth… Allie sits with Pam Cytron, President of Founders Arena Wealth Tech Accelerator, to reframe the conversation from “the great wealth transfer” to the great wealth build. Pam shares how an unconventional start in FinTech turned into a career launching and scaling category-defining products (including BlackRock’s Aladdin), why younger generations are building wealth earlier, and how behavior-driven, hyper-personalized tools will shape the next era of money.We dig into data privacy (and why YOU should bring your own “key” to the internet), practical founder guidance - get advice before you get capital - and what wealth really means beyond account balances: the disciplines and behaviors we pass to the next generation.What you’ll learn:Wealth build vs. wealth transfer: Why most transfer dollars land with Gen X...and how Gen Z/Millennials are creating wealth sooner.Behavior > charts: The emerging wave of behavioral wealth tech that personalizes goals, spending, and giving (think donor-advised funds for everyone).Founders’ first move: Don’t raise yet - structure your money with a wealth advisor (bot, hybrid, or human) before you take outside capital.Data privacy 101: The case for user-controlled digital vaults and better everyday habits (passwords, voice/face risks, cookie fatigue).Women & funding: We often ask for less - how to flip that mindset and request what the business truly needs.Pam’s startup tip:Pam’s favorite planning tool for new founders: LivePlan - to draft the plan, build budgets, and model the business without gnarly spreadsheets.Connect with Pam:LinkedIn: Pam Cytron (active and responsive)Email: [email protected] For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth… we sit down with mentor and strategist Markey Read to unpack what it really takes for women solopreneurs to step into the CEO mindset, price for value, and build rich referral networks that attract clients instead of chasing them. Markey shares how to translate decades of experience into premium offers, simple “A-B-C + Custom” packaging, and leadership styles that fit who you are (not who you’re imitating). You’ll learn practical ways to delegate, communicate beyond DMs, and design a business that supports a life you actually love.What You’ll Learn:Price for your worth: Why “staying affordable” doesn’t mean undercharging - and how to create accessible options without giving away the farm.CEO mindset for solopreneurs: Delegate micro-tasks, protect strategy time, and stop perfecting what never gets launched.From connections to referrals: The Power Partners & Rich Referrals approach to intentional, values-aligned networking.Own your experience: Count your 15–20+ years of professional expertise when you set pricing and positioning.Design your leadership style: Build offers, teams, and schedules around your strengths to prevent burnout.Real relationships > more noise: Use email and thoughtful outreach to deepen connection in a social-first world.Work–life harmony: Cultivate friendships outside of business and protect a personal life that isn’t ruled by someone else’s calendar.Markey’s Frameworks & Offers Mentioned:Path to Prosperity: Know your people → message to their pain points → design real solutions → structure pricing → nurture referrals.Power Partners & Rich Referrals (course): Build intentional partner ecosystems so clients come to you.Enroll here: Power Partners & Rich ReferralsFree Webinar: Connection AdvantageBooks:Launch, Grow & Prosper as a Woman SolopreneurLeadership Styles (Jungian-based personality insights for leading as yourself)Connect with Markey:Website: mrgrp-us.com1:1 or Speaking: Inquire via website contact form For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, we sit down with Holly Perry, Co-Founder and Chief Operating Officer of Great Vista Education & Technology, to talk about faith, leadership, and building a purpose-driven business that empowers agents and entrepreneurs to thrive.💎 Meet Our GuestHolly Perry A former licensed social worker turned insurance industry leader, Holly Perry brings over 13 years of experience to her role as Co-Founder and COO of Great Vista Education & Technology. What began as a small appointment-setting service has grown into a nationwide organization specializing in ACA, Medicare, and Final Expense training and support. With a heart for people and a mind for systems, Holly is passionate about helping agents grow through leadership, structure, and values-based success.💬 Episode Highlights • How a social worker’s heart led to a thriving business in insurance • The story behind Great Vista’s growth and what makes it unique • Leadership lessons in trust, adaptability, and divine timing • Building systems that scale while staying true to your purpose • Daily habits, mentors, and books that have shaped her journey✨ Whether you’re a new agent, a seasoned leader, or someone building a business from the ground up—this episode is a masterclass in balancing purpose, perseverance, and process.If you'd like to get in touch with Holly, you can reach her via text or email:Holly Perrytext only: 423-341-1297email: [email protected] For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, we sit down with two incredible women transforming the insurance industry — Beverley Crane and Amanda Frendberg — to talk about faith, family, and the heart behind Final Expense and Medicare planning.💎 Meet the GuestsBeverley Crane Born and raised in the United Kingdom, Beverley is a vibrant community leader, choir singer, and survivor whose life is a testimony of faith and perseverance. Married to her husband Keith, she dedicates her life to serving others through compassion and purpose—helping families plan ahead so their loved ones are cared for during life’s hardest seasons.Amanda Frendberg A licensed Life and Health Insurance Agent specializing in Final Expense and Medicare sales, Amanda is a single mom whose resilience and faith led her from rebuilding after hardship to leading a million-dollar-producing team. Now based in Johnson City, Tennessee, she inspires women to pray relentlessly, work relentlessly, and protect their families’ financial futures.💬 Episode Highlights • The true meaning of “Final Expense” and why early planning matters • Common misconceptions that cost families peace of mind • Real client stories that show the impact of preparation • Faith, friendship, and finding purpose in every season • How women can build thriving insurance careers with heart✨ Whether you’re an agent, caregiver, or someone who wants to protect your loved ones—this conversation will remind you that wealth isn’t just about money; it’s about legacy and love.📲 Connect with Our Guests 👉 Amanda Frendberg – Instagram: @missrelentlessaf | Email: [email protected] | Phone: (704) 223-3680 👉 Beverley Crane – Email: [email protected] | Facebook: Keith Crane | Instagram: @keith.crane266🎧 Listen to Women of Wealth on all podcast platforms Apple | Spotify | Amazon Music | YouTube📌 Subscribe & Follow Women of Wealth: Instagram → @wowwomenofwealth YouTube → Women of Wealth Facebook → Women of Wealth WOW For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

In this episode of Women of Wealth, we sit down with wealth and exit strategist Robin Edgar, founder of Wealth Progression Group, for a practical conversation about planning ahead - professionally and personally. Robin shares how business owners and families can think through “the next chapter,” from assembling a trusted advisor network to aligning plans with personal values (faith, family, and finances). We touch on the phases of retirement, preparing for life transitions, and why asking better questions leads to better decisions. Robin also introduces her resource, “12 Questions to Ask Any Advisor,” designed to help listeners evaluate fit, service, and communication style. This conversation is educational in nature and focuses on frameworks, teamwork, and readiness—so you can begin with the end in mind and navigate change with confidence.Connect with Robin: LinkedIn (Robin Edgar)Websites: wealthprogressiongroup.com and robinedgar.netEmail: [email protected]**Because investor situations and objectives vary the information on this page is not intended to indicate suitability for any individual investor.The information herein has been prepared for educational purposes only and does not constitute an offer to purchase or sell investments.This material is not to be interpreted as tax or legal advice. Please speak with your own tax and legal advisors for advice/guidance regarding your particular situation. Securities offered through Concorde Investment Services, LLC (CIS), member FINRA/SIPC. Advisory services offered through Concorde Asset Management, LLC (CAM), an SEC registered investment adviser. [Insert DBA name here] is independent of CIS and CAM. For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey Wealth Warriors! 💰In this episode of Women of Wealth, your hosts Hawley Woods Gray and Allie Ramo dive into one of the most essential - and often misunderstood - topics in finance: life insurance.If you’ve ever wondered what the difference is between term and permanent life insurance, or how living benefits can protect you long before you pass away, this conversation is your guide. Using their signature “umbrella” analogy, Hawley and Allie break down how each type of policy works, when to use them, and why having both might be the smartest move for building lasting wealth.They share real-life examples - from Walt Disney and Ray Kroc to Hawley’s own family - illustrating how life insurance can fund dreams, safeguard your health, and protect your legacy. You’ll also hear how policies today go far beyond traditional coverage, offering benefits for critical illness, Alzheimer’s, fertility treatments, and more.Whether you’re a young professional, parent, or entrepreneur, this episode will help you see life insurance not as an expense...but as an essential tool for freedom, security, and wealth building.🎧 Tune in to learn:The difference between term and permanent life insuranceHow living benefits actually workWhy some of the world’s greatest entrepreneurs leveraged their life insuranceThe surprising ways parents can use policies for college funding or business startup capitalHow to decide which policy (or combination) is best for you💬 Ready to explore your options? Connect with the Women of Wealth team for a complimentary legacy and wealth planning session! For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Millennial host Allie Ramo sits down with Neetu Rishi - visionary Personal Growth Mentor, Transformation Coach, and host of The Passionpreneur Show - to talk about building confidence you can measure, turning passions into purpose-driven projects, and reinventing your career (even after 40) with consistency and courage.Neetu shares how she went from “accidental model” to pageant winner and founder of two impact-driven brands: The Success Door, empowering youth with strengths-based, purpose projects, and FLY Showcase, a platform for aspiring models of all ages, sizes, and backgrounds. We dig into authenticity, learning on repeat, charging for your value as your skills grow, and why the “overnight success” is a myth.In this episode, you’ll learn:A step-by-step way to build (not “find”) confidenceHow to design purpose-driven projects that unlock potential (for teens & adults)The role of consistency and lifelong learning in real transformationPricing your value—moving from $10/hr to $225/hr with intention and skillHandling criticism while you grow—and staying authenticConnect with Neetu: Search “Neetu Rishi” on LinkedIn, Instagram, and Facebook, and find her YouTube channel as “NEETUBE.” Check out her talk show: The Passionpreneur Show with Neetu Rishi.If this episode helped you level up your mindset, follow/subscribe to Women of Wealth on your favorite podcast platform and leave us a review. Share it with a friend who needs a confidence boost today! For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

High-achieving women often power through on grit…until the grind stops working. In this episode, Hawley sits down with Jena Loren - Alignment & Identity Coach, Consciousness Alchemist, and creator of the Ego Archetypes and Detachment Method. Jena helps growth-minded leaders, entrepreneurs, and soul-led women collapse the gap between where they are and where they desire to be by mastering emotional consciousness, raising self-awareness, and choosing alignment without self-compromise. Having rebuilt her own life from financial and spiritual bankruptcy to thriving entrepreneur, Jena knows what it takes to rise bravely and lead with essence instead of ego.In this conversation, Jena shares her own “spiritual breakdown to breakthrough,” explains how shame often hides inside self-abandonment, and introduces her 7-step Detachment Method to help you shift in real time. Together, we explore the 4 Ego Archetypes, the power of stillness during burnout, and how to recognize when you’re out of alignment in your business, relationships, and identity. What you’ll learn:The 4 ego archetypes and 15 ego “tricks” that signal you’re coping, not creatingWhy shame is built on self-abandonment and how to neutralize itA practical question to reset: “Am I coming from ego or essence?”Why stillness can be the ultimate productivity tool during burnoutHow to spot misalignment in work or relationships and give yourself permission to evolveIf you’ve done “all the work” and still feel stuck, this episode will give you the tools, clarity, and courage to break through.Connect with Jena Loren:Website: JenaLoren.comFree Quiz: quiz.bravemasters.comInstagram: @iamjenaloren For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Entrepreneur and CPA Deborah Daniel breaks down the “Big, Beautiful Bill” and what it means for your money - especially if you’re a small-business owner. We cover winners and gotchas (QBI made permanent, 100% bonus depreciation, senior standard deduction increases, tip income exclusions), plus practical plays you can act on now: choosing the right entity (LLC vs. S-Corp), hiring your kids, the “Augusta Rule” home rental, timing Roth conversions, harvesting gains/losses, and why proactive tax strategy (not just tax prep) helps you keep more money. Deborah's bio:Deborah brings over 3 decades of experience as founder and CEO of Charter Accounting and Tax Service – a CPA firm based in Atlanta Georgia with clients all over the country. Deborah brings a unique blend of financial expertise, real world authenticity and practicality to help her clients really understand and master the whole money equation. Her goal is to help clients Make More Money, Keep More Money and Grow More Money.Through her platform at WomensWealthSecrets.com she covers all of the money and financial aspects of both business and personal finance- from teaching individuals financial confidence up to helping her small and medium size business client’s scale past the 7 figure mark. Deborah is a speaker, author of 100 Innovative Ways to make more Profit and the soon to be released “Women’s Wealth Secrets” and host of the podcast show “Money Without Limits”. Deborah’s goal is to change the Money conversation especially for Women --to support her belief that when one of us prospers, we all do.Resources + replay: DeborahDaniel.com For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey Wealth Warriors! Season 3 opens with a myth-busting deep dive into the insurance industry - and the massive opportunity hiding in plain sight.Your Gen X host Hawley Woods Gray and millennial co-host Alexandra “Allie” Ramo unpack the “Peak 65” moment (12,000 boomers turning 65 every day), why nearly 40% of today’s financial professionals are set to retire, and how that creates career pathways not just in sales—but in claims, product, underwriting, service, tech, marketing, leadership, and more. We get real about living benefits (it’s not “death insurance” anymore), residual income and flexibility for family life, and the human side of this work—like Hawley’s client stories (Chanel’s life-changing living-benefits claim and Lynn’s pension review that made retirement possible).Plus: how the industry modernized post-pandemic (e-apps, virtual meetings), why women are in demand, and the fun stuff no one talks about (company trips, team culture, friendly competitions).If you’ve ever thought “insurance sounds boring,” this episode might flip that script.Episode HighlightsWhat “Peak 65” means—and why it’s a once-in-a-generation career waveThe coming talent gap across the entire insurance ecosystem (not just agents)Living benefits explained: protection you don’t have to die to useFlexibility & residuals: building a life and income you controlReal client wins: Chanel’s living-benefits claim; Lynn’s “you can retire” momentBeyond life insurance: Medicare, long-term care, auto/home, group benefits & morePost-pandemic modernization: e-apps, remote verification, digital educationCulture & perks: incentive trips, team activities, and why this work has heartCalling future talent: Hawley’s Intern-to-Entrepreneur campus program (see dates below)Campus Pop-Ups & RecruitingUNLV (Las Vegas): September 10, 2025San Diego (End of October 2025) Watch @wowwomenofwealth for details. Not a student? Most campus career events allow community attendance—check the sign-up.Call to ActionGot questions or want to explore roles (sales or corporate)? DM us on Instagram or YouTube: @wowwomenofwealthEducator or public-sector employee? Ask about pension reviews and living benefits.Interested in the Intern-to-Entrepreneur track? Message “INTERNSHIP” on IG.Connect with Women of WealthInstagram & YouTube: @wowwomenofwealthWebsite: womenofwealth.vipBusiness inquiries & speaking: DM on InstagramDisclaimersThis content is for educational purposes only and not financial, tax, or legal advice. Product availability, features, and suitability vary by state and carrier. Consult a licensed professional for your specific situation. For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you ready to dive into the world of branding brilliance and entrepreneurial grit? In Episode 34 of Women of Wealth, join us as we chat with the incredible Virginia Martino. Ever wondered how a young entrepreneur transformed the Las Vegas branding scene and navigated the digital marketing evolution? Virginia takes us on her inspiring journey from founding Tusk Studios at just 24 to revolutionizing Las Vegas Magazine and thriving with Brand LTD for over 25 years.Discover how Virginia tackled economic downturns, pivoted her business focus, and the secrets behind building emotional brand connections. Plus, get her top advice for solopreneurs and insights on AI's role in branding. We also explore her heartfelt work with The Invisible Enemy, advocating for veterans' rights. Don’t miss the lightning round where Virginia shares her financial wisdom!Connect with Virginia:WebsiteLinkedIntheinvisibleenemy.orgOffice phone: (702) 257-2345 For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Curious about the journey AFTER you step away from a business? In Episode 33 of Women of Wealth, join us as we dive into the entrepreneurial odyssey of Celeste Interrante. From her early hustles inspired by her father's entrepreneurial spirit to launching Lady Lux Cleaning in Las Vegas, Celeste shares her remarkable story of resilience and reinvention. Discover how a contract dispute and fierce competition led her to pivot and build a thriving cleaning business. Celeste's insights on strategic planning, leveraging networks, and focusing on empowerment are pure gold for aspiring entrepreneurs. Plus, don't miss our lightning round where Celeste reveals personal and financial wisdom that adds a unique depth to her inspiring narrative. Ready to learn from a true innovator? Tune in now! Celeste Interrante's Bio:Celeste is a dynamic entrepreneur with a history of building two multi seven-figure businesses. Balancing the joys of family, including two grown children, a grandson, and two beloved dogs, she leads with purpose in both life and business. Passionate about music, food, travel, and sports, she brings a zest for life to everything she does. Motivated by a desire to disrupt the status quo, Celeste embarked on her latest venture with a vision to make a lasting impact, breaking through barriers in a male-dominated industry while continuing to inspire others with her resilience and bold leadership.Connect with Celeste:WebsiteFacebookInstagramTikTokLinkedIn For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered how a physical therapist becomes a real estate powerhouse? Join us as we chat with the incredible Ali Orci about her fascinating career pivot. Ali shares her inspiring journey from healthcare to real estate in Las Vegas, driven by a desire for entrepreneurship and more control over her time. Discover how partnering with a business coach transformed her approach, emphasizing the power of systems, accountability, and mindset.We dive into the bustling Las Vegas market, the art of balancing work with a spouse, and the importance of communication in real estate. Plus, Ali reveals her financial goals for 2025! Whether you're a budding entrepreneur or a real estate enthusiast, this episode is packed with insights and advice to fuel your own entrepreneurial journey. Tune in for a wealth of wisdom and a dash of fun!Connect with Ali:Website: kleinteamnv.comEmail: [email protected]: 702-499-1235 For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Can Health Be the Secret to Wealth? Join us as we dive into an enlightening conversation with Miki Sunguza, the visionary behind A La Carte Health. Ever wondered how your health could be the linchpin of your financial success? Miki's multicultural upbringing and her father's health struggles have given her a unique perspective on why health is the cornerstone of wealth. From navigating early menopause to mastering stress management, Miki shares her journey and expertise in functional medicine. Discover how prioritizing health can unlock new levels of business productivity and financial stability. Plus, learn about the financial strategies to make functional medicine more accessible. Ready to revolutionize your approach to health and wealth? Tune in for a thought-provoking episode that could change your entrepreneurial journey forever. Miki Sunguza's Bio:Miki Sunguza is the Founder of A La Carte Health, dedicated to supporting women—especially high-achieving professionals and business owners—through the challenges of aging and hormone changes. After experiencing early menopause at 37, Miki leveraged her background as a retired Nurse and Osteopath to become a Functional Medicine Coach.Over the past five years, she has helped hundreds of women, including CEOs, executives, and entrepreneurs, reclaim their energy, mental clarity, and confidence—allowing them to scale their businesses, increase revenue, and build lasting wealth without sacrificing their health. Using a holistic and science-driven approach, Miki empowers women to optimize their well-being so they can thrive in both life and business—without burnout or compromise.Special Offer:Exclusive for Listeners: Get a FREE 20-minute consultation with Miki!Discover where you stand in your health journey and uncover the challenges holding you back. Take the first step toward optimizing your energy, hormones, and overall well-being: www.alacarte.healthConnect with Miki:WebsiteFacebook InstagramLinkedIn For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered if there's a better way to tackle health insurance, especially if you're self-employed? Join us as we dive into this crucial topic with insurance guru Nylene Ellingsone. Former dental hygienist turned insurance broker, Nylene shares her journey and why flexibility was key for her as a mother of four.In this episode, we explore the ins and outs of traditional marketplace plans versus alternative options like indemnity plans and health shares. What are the real costs, and how can you save? Nylene breaks it all down, sharing personal stories like her husband's knee surgery that had zero out-of-pocket expenses.We wrap up with a lightning round of finance tips—cash over credit, real estate over stocks—and Nylene's golden rule: never live beyond your means. Tune in to make informed decisions about your health insurance!Nylene Ellingson's Bio:My name is Nylene Ellingson. I got into insurance 9 years ago. I was a dental hygienist at the time. I loved the idea of something more flexible that allowed me to work around my families schedule. I have a husband and 4 children. My husband and I had always been privately insured. I know firsthand how hard it can be to not only know what your options are for healthcare, but to navigate finding what works best for your situation. One of the things I love most about what I do is helping people find what meets their needs and budgets best, and I do not charge the client anything. I get paid by whatever plan they choose. Connect with Nylene:Phone: 480-216-6426 Email: [email protected] For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Hey there, fabulous listeners! Have you ever felt like clutter is crushing your creativity or stifling your success? Join us in this transformative episode of Women of Wealth as we chat with the incredible Unison Frances, owner of Go Goddess Organizing. Unison takes us on her journey from 22 years in teaching to becoming a powerhouse in organization. She reveals how clutter can lead to mental chaos and decision fatigue, especially for women juggling multiple roles.Unison shares her top tips, like using apps such as Paper Karma and Everlance, and her personal "bye-bye box" strategy. She dives into digital decluttering and organizing business spaces, even offering advice on keeping your car—a mobile office for many—tidy and efficient. Plus, you'll hear about her ambitious goal to sell 1,000 planners designed to help women streamline their lives. Don't miss this episode packed with practical advice to boost your productivity and creativity!Unison Frances Colthurst's Bio:I’m Unison Frances, a certified professional organizer, decluttering expert, and your go-to guru for What’s Got to Go-Go. You’ve built—or are building—a life of wealth, success, and opportunity. But let’s be real: clutter isn’t just taking up space in your home; it’s taking up mental space, slowing you down, clouding your creativity, and keeping you from operating at your highest level.Your time is your most valuable asset, and every piece of clutter is a tiny energy leak—distracting you, draining your focus, and keeping you stuck in the past instead of creating your next big win. Whether it’s unopened boxes, overstuffed closets, or digital chaos, I help high-achieving women like you clear the excess so you can think clearer, work smarter, and move faster toward the life you actually want.Through my signature planner The Year She Let It Go, my membership community, and my high-energy virtual happy hours, I guide women through a transformational process of decluttering—not just their spaces, but their minds and energy too. Because wealth isn’t just about money; it’s about freedom. And nothing steals your freedom like a home (or a mind) full of unfinished business.You weren’t meant to waste time searching for your keys, feeling guilty about the things you “should” deal with, or drowning in a space that doesn’t support your next level. You’re here to create, lead, innovate, and make an impact. Let’s clear the clutter, reclaim your energy, and open up space for more of what truly moves the needle in your life.Success loves clarity—so let’s make room for more of that.Special Offers from Unison:The Free Energetic Decluttering ChecklistClutter isn’t just physical—it’s energetic, and it could be blocking what you truly want in life. Whether you're calling in love, health, wealth, or creativity, this checklist will help you clear the path and make space for more of what lights you up.✨ Want to attract more love? Start with the emotional decluttering checklist.💪 Ready to boost your health? The physical decluttering section is for you.💰 Looking to expand wealth and unlock creativity? The mental decluttering checklist is where the magic happens.Clear your space, shift your energy, and open the door to your next-level life. Grab your checklist here: https://gogoddess.myflodesk.com/declutteringchecklistThe Year She Let It Go PlannerThis isn’t just a planner—it’s a roadmap to a lighter, more intentional life. The Year She Let It Go guides you through a month-by-month decluttering journey, helping you clear out what no longer serves you so you can create space for what does.📅 One room per month, so you never feel overwhelmed.✍️ Journaling prompts to help you process the why behind the clutter.💡 Simple, doable action steps to keep momentum going.🎉 Community support (because decluttering is easier—and way more fun—together!).It’s time to let go of the excess and make room for the life you really want. Start your journey here: https://gogoddess.myflodesk.com/plannerConnect with Unison:-Website-YouTube-Facebook-Instagram-TikTok For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered how life insurance can be a powerhouse in your financial toolkit? In Episode 28 of Women of Wealth, hosts Hawley Woods Gray and Allie Ramo dive into this intriguing topic with financial expert Brittany Russo. Brittany takes us on her journey from financial novice to seasoned pro, revealing the transformative power of life insurance in both personal and business realms.Discover the historical roots of life insurance and how its purpose has evolved from mere protection to a vehicle for financial growth. Brittany unpacks the living benefits of life insurance, especially for women, and shares eye-opening strategies like leveraging cash value for entrepreneurship or education.We also tackle common misconceptions and the pitfalls of relying on platforms like GoFundMe for emergencies. Brittany's insights into intergenerational financial planning and high-net-worth strategies are not to be missed. Tune in for a lightning round that showcases Brittany's personal financial wisdom. Brittany Russo's Bio:Brittany Russo is a Director of Sales & Distribution celebrating her 13th year as a member of the National Life Group family. Brittany started her career as an independent agent with New York Life, where her desire for helping clients secure their financial future began. As an enthusiastic public speaker, Brittany excels in motivating and educating advisors across the country to find their passion in helping others. She naturally brings awareness to the benefits of life insurance and annuities, teaching agents how to protect the lives and futures of their clients.Brittany first started her National Life Journey as a member of the Life and Annuity Sales desk in Montpelier and is currently a proud member of the Strategic Thinking Institute and previous leader of NLG’s Women’s Inclusion Network.A graduate of Norwich University, Brittany has a Master’s in Business Administration Project Management and a BS in Business Administration & Marketing. She is excited by the most recent accomplishment of her ChLF designation with The American College of Financial Services. Although born in Las Vegas, Brittany was raised in rural Vermont and now resides in Los Angeles with her husband Michael. Brittany enjoys spending time at Dodger games, exploring other countries, and visiting Vermont as often as possible. For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you ready to transform your financial chaos into clarity? In Episode 27 of "Women of Wealth," we sit down with the inspiring Michelle Jacobik, a powerhouse business advisor who turned her own financial instability into a success story. How did Michelle overcome $15,000 in debt, and what crucial lessons did she inherit from her mother and grandmother? Michelle spills the secrets to financial consistency and clarity, emphasizing the need for a solid plan over mere dreams. Dive into the common pitfalls entrepreneurs face and discover how to avoid them, from underestimating financial runways to overlooking lifestyle costs. Michelle shares her wisdom on cultivating essential mindsets, achieving work-life balance, and the art of media visibility. Whether you're an aspiring entrepreneur or looking to level up, Michelle's insights will guide you toward financial empowerment and strategic success. Tune in for a wealth of knowledge and actionable tips!Michelle Jacobik's Bio:Michelle Jacobik is a Business Profitability Strategist, Award-Winning Author, and Motivational Speaker. With over three decades of entrepreneurial experience, she specializes in helping business owners align their vision with their financial strategy, transforming businesses from surviving to thriving. Known for her innovative "EnVision" process, Michelle empowers clients to create clear financial roadmaps that foster growth and profitability, while maintaining work-life balance.Michelle's own journey began after overcoming significant personal debt, eventually purchasing the insurance agency she worked for and then scaling her insurance business from $600k to over $12 million in annual revenue. Now, she shares her expertise through her programs, speaking engagements, and her books, The Path to Profits and Prosperity After Divorce:Take Charge Of Your Finances & ReCreate The Life You Want. Her work has been featured in major media outlets like ABC, CBS, Fox as well as Entrepreneur Magazine and Thrive Global.Michelle's hands-on, empathetic approach is a lifeline for entrepreneurs looking to break free from feast-and-famine cycles, create consistent income, and achieve both professional success and personal fulfillment​​​​.Connect with Michelle:Special Offer for listeners! Schedule a 1 to 1 call with Michelle! Book HERE!Website: www.MichelleJacobik.com Facebook: @michellejacobikInstagram: @michellejacobikLinkedIn: @michellejacobik For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

¡Hola, Wealth Builders!Have you ever wondered how to effectively market Medicare to Spanish-speaking communities? Join us on this episode of Women of Wealth as we explore this important topic with a special co-host, Penny Moreno, and special guest, Linda Sanchez, Manager of Exact Medicare in Columbus, OhioIn this enlightening discussion, we’ll uncover the unique challenges and strategies involved in communicating Medicare and Medicaid services to Spanish-speaking populations. Linda will share her wealth of expertise from various industries, detailing how she has expanded different markets to achieve the goals of each company. Learn how she leverages this knowledge to ensure Spanish speakers have access to crucial Medicare resources through Exact Medicare.Kickstart your year with valuable insights and inspiration! Don’t forget to connect with us on social media, and remember, your financial future is in your hands.Penny Moreno's Bio:Penny Moreno is an AVP (Agent Vice President) with Appreciation Financial, Financial Services, and Insurance. Specializing in retirement planning. She is currently a producer and a co-leader of a team of quality agents, meanwhile recruiting and training new agents. Penny believes it's never too late to start planning. Evaluating folk's retirement plans, even if they don't have one, is the starting point for providing solutions for her clients and achieving their retirement goals. Her goal is to provide relief, solutions, and a plan and never make a client feel it's too late to plan for the future. When Penny is not working as a financial services agent, she is a wife, a mom of two young children, and an avid golfer.Connect with Penny:-Free consultations are available by emailing Penny at [email protected] or by texting her at 619-279-0761 key phrase podcast listenerMidlinda (Linda) Sanchez's Bio:Hello, my name is Midlinda Sanchez (preferably- Linda) and I am currently the Spanish Market Manager for Exact Medicare. I have been entrusted as of March 2024 to build the Spanish Division of the Business here at Exact Benefits Group and handle most aspects of it - I am new to the Industry but not new to Sales. I am passionate about looking for ways to grow this underserved market by assisting Spanish Beneficiaries in receiving exceptional care by our professional Bilingual Medicare Licensed Agents in choosing the very best Individualized Healthcare Plan choice for them. I've been in Sales all my life, in many different fields ( Retail, Direct, Financial, MSB & now Health Insurance) and I thrive most when it is serving a purpose in the Hispanic Community. I've ranked amongst the Top Performers in previous Sales positions and plan on making sure that this Dept has all it needs to succeed as well! Those accomplishments have allowed me to take multiple trips and one of my most memorable ones was going on a Disney Cruise filled with "Adults Only" to the Bahamas & a near Private Island (as one of the youngest AVON District Managers). I am a Single Christian mom to 3 & love creating great memories with Family, serving in Church, Indulging in Travel and baking intricate cakes when I have the time. My oldest son is actually the Director of IT for Exact Medicare as well as the Young Adults Director at our church. My middle female child loves non-profit work and serving the Community & my youngest female child is currently thriving to be the best version of herself through these confusing teenage years. Both my girls have beautiful voices and use them in church for worship and volunteer as well. All 3 are also a beautiful testament & reflection of the focus I've put on them through the years. A great part of me loves encouraging other females to be the Very Best Version of themselves no matter their past circumstances. One of my Biggest Personal accomplishments was setting a goal to purchase & fully pay for my own home after my divorce, and to do it in 5 years. I accomplished it in 3 (by putting every bonus I received into the principal without hesitation). What do I aspire to accomplish next? Continuous growth and to always be the best example possible to my children while also finding the right balance to always be present for them (especially now that I've been made a grandma as well) to my little Ellie-Bellie!Connect with Linda:-FREE MEDICARE BENEFIT REVIEW IN SPANISH OR ENGLISHWWW.EXACTMEDICARE.COM- LinkedIn: @lindasanchez For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered how to transform your brand from invisible to irresistible? In this episode of Women of Wealth, we dive deep into the world of publicity with the charismatic Jill Lublin. Discover how Jill's unexpected journey from the music industry to media strategy has shaped her unique approach to helping women entrepreneurs, especially in finance, amplify their business presence.Join us as Jill unravels the secrets of crafting a compelling message that not only solves problems but positions you as an expert. Learn how to stay ahead in the media game, using tools like Google Alerts to capitalize on trending topics. Jill shares inspiring success stories and offers a free publicity action guide to get you started.Don't miss the chance to elevate your brand and boost your visibility with Jill's expert insights. Tune in now for a blend of wisdom, wit, and actionable strategies!Jill Lublin's Bio:Jill Lublin is a 25+year Media Magnet. She is a world-renowned publicity expert,international speaker and 4x Best Selling author. Jill has madethousands of stage appearances alongside celebrities such as TonyRobbins, Barbara Corcoran and Jack Canfield, to name a few. She hasworked with over 100,000 clients implementing her signature formula forgetting media attention, creating next-level visibility in themarketplace that results in boosted sales. These lead and profitgenerating formulas are included in her signature program, the Media Mastery Intensive and her monthly Kindness Circles.Connect with Jill:Jill's Publicity Action Guide - https://PublicityCrashCourse.com/freegiftEmail: [email protected] Phone: 415-883-5455X: @jilllublin For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you ready to navigate the shifting tides of financial planning and seize new business opportunities? Join us as we dive into the transformative Secure Act 2.0 and its 2025 mandates. Discover how automatic enrollment in retirement plans and state-specific regulations could impact your financial future.We'll unravel the Corporate Transparency Act's requirements for business owners and explore tax credits that reward companies for matching employee retirement contributions. Curious about the new catch-up contributions for those aged 60-63 or converting 529 plans to Roth IRAs? We've got you covered!Plus, we tackle the economic landscape, from national debt to student loan forgiveness, and highlight the crucial Employee Retention Credit for pandemic-affected businesses. Stay informed, stay engaged, and join us on our new YouTube channel for more insights.Schedule an appointment or contact us at https://womenofwealth.vip if you want help filing your Corporate Transparency/BOIR Filing by January 1st. For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered how to double your investment in just a few years without the usual barriers? In Episode 22 of Women of Wealth, we sit down with the inspiring entrepreneur Desiree Doubrox to unravel the magic of syndication. Desiree, founder of Homework, shares her journey and reveals how syndication opens doors to real estate for those without traditional qualifications. Discover how you can leverage retirement savings like Roth IRAs and 401(k)s for potentially higher returns through self-directed investments.Desiree also shares her pandemic pivot strategies and her passion for empowering women, especially women of color, in the real estate sector. Tune in to hear how syndication can be a game-changer for financial independence and legacy-building. Plus, catch Desiree's quick-fire insights on her financial goals and her mission to uplift others through her success. Don't miss this empowering episode packed with actionable insights!Desiree Doubrox's Bio:Investing in Real Estate, Private Lending, Raising Capital and Syndication is the name of her game. Starting in 1989 Desiree has been a realtor, broker and investor with experience in fix and flips, Multi residential, notes, NNN, short term rentals and raising millions for syndicationsAs an entrepreneur since the age of 12, she has never had a W2 and has navigated the art of business, as a coach, speaker, podcast host and publisher of “Let’s Talk Success“ magazine.Mother, yogi, traveler, and determined to change the way business professionals and entrepreneurs live and work Desiree launched HomWork in 2018.Acquiring properties that they can remodel and re-market to digital nomads and remote workers can... Live where you work. Work where you live. Anywhere in the world.Partnering with Outsite.co, they have over 50 properties in 17 countries and have recently launched a fund to raise 10 million dollars for future acquisitions. Allowing passive investors to receive consistent dividends and healthy returns in 3-5 years.Connect with Desiree:[email protected]: 818-292-5559 For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered if debt settlement is just a scam? Or how it really stacks up against debt consolidation? In this episode of Women of Wealth we dive into the nitty-gritty with Izzy Cheptea, director of sales at Relief Strategies. Izzy pulls back the curtain on common misconceptions and reveals how her company stands out with transparency and client-focused strategies.Listen in as Izzy breaks down the nuts and bolts of debt settlement, from negotiating with creditors to understanding its impact on your credit score. Plus, she shares savvy tips for navigating holiday spending without sinking into debt. Whether you're curious about student loan solutions or looking for practical financial tips, this episode is packed with insights to help you manage and reduce debt effectively.Izzy Cheptea's Bio:Izzy is originally from Bucharest, Romania but has lived in Las Vegas, Nevada for 25 years. Izzy has a passion for sales with over 15 years of experience in sales management as well as recruiting and client support. Currently, Izzy is the Director of Sales at Relief Strategies, focusing on driving sales performance, providing training to the team and helping clients get out of debt every day! Known for her dedication, Izzy embraces her workaholic, shopaholic, and coffee-loving nature while also being an avid cook in her free time and spending time with her 3 cats!Connect with Izzy:Website: [email protected] Book a free debt consultation with me today! Click on my link below to book some time on my calendar.https://bd.reliefstrategies.com/widget/booking/nq3rJzqRyYhwk30quuVWLinkedIn For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Are you or a loved one approaching the age of 65 and feeling overwhelmed by Medicare options? Ever wondered how your income might affect your healthcare costs? Join us on Women of Wealth as we unravel the intricacies of Medicare with expert Sheizka Komala. Inspired by her own grandmother's journey, Sheizka dives into the essentials of Parts A and B, and the nuances of Medicare Supplements versus Advantage Plans.Discover why 2026 could be a pivotal year for group health insurance and Medicare, and what the impending Part B premium increase means for your wallet. Plus, get the lowdown on prescription drug coverage changes and how to dodge unexpected expenses. Finally, Sheizka shares her personal finance tips, highlighting the importance of early bill payments and diverse investments. Tune in for a wealth of knowledge to empower your retirement planning journey!Sheizka Komala's Bio:I specialize in helping seniors navigate the complexities of their Medicareoptions. With a commitment to personalized service, I work closely witheach individual to understand their unique healthcare needs andpreferences. My goal is to simplify the Medicare process, making it easier forseniors to make informed decisions about their coverage. Whether it’schoosing the right Medicare Advantage plan, enrolling in Part D for prescription coverage, or exploring Medigap options, I provide the guidance and support needed to ensure peace of mind. BACKGROUND:Half of my background is in insurance and investments and the other half is inhealth and wellness. My Insurance Career Started in 2001FREE TIME:Spending time with friends and family, volunteering at church, traveling, hiking and paddle boarding.Connect with Sheizka:Email: [email protected]: (614) 309-0384 For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Ever wondered if there's a more community-driven way to manage healthcare costs? Join us in this exciting episode of Women of Wealth as we dive into the world of health sharing with entrepreneur and healthcare advocate Ginny Bartlett-Elbert. Discover how health sharing could revolutionize your approach to medical expenses by pooling resources in a supportive community.Ginny unpacks the benefits of health sharing, from lower costs based on age to the freedom of choosing your healthcare providers without network restrictions. Learn how Impact Health Sharing is leading the way with innovative programs that reward preventive health measures and even cover dental and vision care.Curious about how health sharing stacks up against traditional insurance? Tune in for an enlightening discussion, plus a lightning round of personal finance tips from Ginny. Don’t miss this episode packed with insights and strategies for taking control of your healthcare!Ginny Bartlett-Elbert's Bio:I am a 10 year breast cancer survivor and did not have healthcare at the time of diagnosis. I was on the hope and pray plan due to the high cost of healthcare at that time. I learned how to navigate our broken healthcare system with the help of a few amazing caring doctors. I felt it was important for people to know they can heal personally from something as catastrophic as cancer so I published a book surrounding my journey to share with others. Fast forward to today, I am healthy and on a mission to help individuals, families and business owners like me who are struggling to pay for the healthcare they can't seem to afford and get the care they deserve when they need it.Connect with Ginny:Email - [email protected] - (951) 335-7125Reach out for a Free 20 minute personal assessment For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

What does it take to transform a passion for food into a thriving business empire? How can the flavors of Thai cuisine enhance your next business meeting? Join us for Episode 19 of the Women of Wealth podcast, where Hawley Woods Gray and Allie Ramo sit down with the remarkable Chef Nikky Phinyawatana. Celebrating two decades in the restaurant industry, Chef Nikky shares her inspiring journey, from launching her cookbook "Thai Food and Travel with Chef Nikky" to expanding her culinary reach with her own line of sauces.Discover the secrets behind the four key Thai flavor profiles and get insider tips on crafting the perfect dining experience for business meetings. Chef Nikky's innovative approach to blending food, culture, and entrepreneurship will leave you hungry for more. Don't miss this deliciously insightful episode—tune in and let Chef Nikky inspire your culinary and business adventures! Connect with her and explore her culinary world through her website and social media.Nikky Phinyawatana's Bio:Nikky Phinyawatana is the charismatic chef behind the Chef Nikky lifestyle brand and the iconic Asian Mint restaurants, now celebrating 20 years across five bustling Dallas locations. Her passion for Thai cuisine and culture has earned her a top spot in the culinary world, with accolades including her award-winning cookbook “Thai Food and Travel with Chef Nikky: Easy Thai Recipes to Feed Your Soul” and her popular YouTube series Thai Takeover. Nikky makes Thai and Asian fusion cooking approachable and fun, whether you're a novice or a seasoned foodie.A dynamic speaker and influencer, Nikky loves sharing her journey as an Asian American entrepreneur, inspiring audiences to follow their passions. Her laid-back yet engaging style makes her a perfect fit for collaborations and events. Named one of the Top 10 Best Chefs in Dallas, she's not just about great food—she's all about giving back, supporting over 100 charities through her work.When Nikky isn't whipping up culinary masterpieces, you might find her baking at midnight, diving into the best Texas BBQ, or jetting off to beach destinations with yummy food scenes. Always up for a spontaneous adventure, she embodies the soul of a true food lover. Featured in D Magazine's list of North Texas's most influential leaders, Nikky also launched a line of Thai cooking sauces and created virtual “Escape to Thailand” experiences during the pandemic.Nikky Phinyawatana is not just a chef; she's a culinary trailblazer with a zest for life, making every meal an adventure. Whether you want to cook alongside her, hear her speak, or simply vibe with her love for food and travel, Nikky is the ultimate foodie friend you wish you had. She lives in Dallas with her husband and two kids, always ready for the next delicious journey.Connect with Chef Nikky:Website: chefnikky.comTop Thai Street Food Recipes and specials, sign up HEREInstagram: @chefnikkyofficial For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

What surprising hurdles did we face in our podcasting journey? How can you gear up for financial success in 2024? Welcome to Episode 18 of the "Women of Wealth" podcast! Join us, Hawley Woods Gray and Ali Romo, as we wrap up an incredible first season and gear up for an even more exciting second season. We dive into the nitty-gritty of podcasting—the unexpected challenges and the rewarding moments.Get ready for a sneak peek into Season 2, where we welcome powerhouse guests like Jill Lublin and Michelle Jacobik, who will unlock secrets to mastering your money mindset. Plus, we’re thrilled to announce our partnership with Exact Medicare, offering vital insights for women business owners nearing retirement.We'll also break down the SECURE Act 2.0 and why it’s a game-changer for your retirement savings. And as the holidays approach, we’ve got you covered with smart budgeting tips and creative gift ideas.Connect with us on Instagram @wowwomenofwealth, Facebook at Wow Women of Wealth, and YouTube at Women of Wealth VIP. Let’s take charge of our financial futures together! For more awesome episodes visit our podcast website at [email protected] a burning question or a topic you're itching to hear about? Slide into our DMs on Instagram at @Wowwomenofwealth. Now, let's turn those pennies into power moves!

Welcome to Season 2, where your journey to financial empowerment continues. Hosted by the dynamic duo, Hawley Woods Gray and Allie Ramo, this season is not just a podcast—it’s a thriving community dedicated to navigating the complexities of wealth-building together.Join us as we dive into insightful conversations with industry experts and trailblazers who share their unique experiences and strategies for growing wealth. Hawley and Allie are here to answer your most pressing money questions, offering practical advice and inspiring stories that will equip you with the tools to take control of your financial future.Whether you’re just starting out or looking to expand your financial horizons, Women of Wealth is your trusted companion on this empowering journey. Tune in and become part of a community that celebrates success, fosters collaboration, and encourages every woman to reach new heights in her wealth journey.