From 27 Years as a W2 Employee to Business Owner: How Chris and His Wife Transitioned into Business Ownership – Chris Peruch

In this episode, Matt sits down with Chris Peruch—a former W2 professional turned successful business owner. Chris and his wife juggled multiple entrepreneurial ventures while working full-time jobs before making the leap into full-time business ownership. Chris opens up about the pivotal moments that led them to buy a home remodeling business, how they secured financing, why they walked away from a car wash deal, and how they approached working together as a couple.

This episode is packed with honest insights and actionable advice from someone who's done it.

Timestamps:

[0:15] – Chris's background: W2 job, side hustles, and real estate investing

[1:30] – Leaving W2 position, shifting into entrepreneurship

[2:25] – Real estate vs. business acquisition

[4:35] – Why Chris passed on a car wash deal

[7:30] – Buying back his salary through business acquisition

[9:00] – The business Chris and Christy bought (flooring, cabinets, etc.)

[14:35] – Keeping previous owner on staff

[16:05] – Getting spouse buy-in and navigating finances together

[18:45] – Why this business stood out: Stable, profitable, and well-managed

[19:50] – Financing the deal: SBA + seller carry

[20:40] – Managing a business over an hour away

[24:00] – Introducing themselves to the team and managing the transition

[30:00] – Lessons learned: SBA surprises and working capital

[42:44] – Mentors, leadership, and the people who made a difference

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