
Show overview
Wealthy Nurse Podcast: Money, FI, Investing for Nurses has been publishing since 2024, and across the 2 years since has built a catalogue of 76 episodes. That works out to roughly 25 hours of audio in total. Releases follow a fortnightly cadence.
Episodes typically run ten to twenty minutes — most land between 15 min and 21 min — and the run-time is fairly consistent across the catalogue. None of the episodes are flagged explicit by the publisher. It is catalogued as a EN-language Business show.
The show is actively publishing — the most recent episode landed 4 days ago, with 10 episodes already out so far this year. The busiest year was 2024, with 44 episodes published. Published by Ellaine Maala.
From the publisher
Wealthy Nurse Podcast (formerly Scrubs and Stocks Podcas)t is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of Nursing Flowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses. Nurses deserve options whether they want to retire early or work until retirement. Money, FI, Investing. for Nurses by a Nurse.
Latest Episodes
View all 76 episodes#75: Why some nurses still feel broke even if they make "good" money + HOW TO BE RICH
#74: Accelerate Your CoastFI Timeline: 5 Strategies for Nurses to Retire Early
#73: Coast FI for Nurses: The Number that You Need So You Can stop Grinding
#72: How I Built a Six-Figure Side Hustle as a Full-Time Nurse Practitioner (Without Quitting Nursing)

#71: How taxes work for W2 Nurses & what to do to lower taxable income
Nurse Taxes 101 (2026): How W2 Nurses Can Keep More of Their Paycheck Ellaine, a nurse practitioner and financial educator behind Nursing Flow Sheet, explains why many W2 nurses feel paycheck-to-paycheck and breaks down U.S. taxes in a simple 2026 update. She clarifies the progressive tax system, emphasizing that being in a higher bracket doesn’t mean all income is taxed at that rate, so earning more still increases take-home pay. She encourages nurses to review their paystubs, use employer benefits and matches, think long term, and seek an accountant if finances are complex 00:00 Why Nurses Feel Broke 00:40 Meet Ellaine and Taxes Matter 01:38 Tax Brackets Explained 03:15 W2 Paycheck Breakdown 05:24 W2 Tax Levers Overview 06:57 Pre Tax Accounts 07:53 Standard Deduction Basics 09:33 Withholding vs Taxes 10:29 Simple Nurse Tax Strategy 11:33 Bigger Picture and Enough 12:23 When to Hire Help 12:56 Action Steps and Wrap Up Connect with me: Instagram: http://www.instagram.com/nursewhoinvests Website: https://nursingflowsheet.com/ Download MONARCH MONEY: https://monarchmoney.sjv.io/VxYNjk (affiliate link) Budgeting for Beginners: https://nursingflowsheet.com/budgeting-for-beginners/ ➤ Stock Market Investing for Nurses MASTERCLASS (use code:INVESTREADY) REGISTER HERE: https://www.nursewhoinvests.com/investing101 ➤ FREE INVESTING CLASS FOR NURSES https://www.nursewhoinvests.com/class ➤ Subscribe for more videos about nursing, career growth, and financial freedom!

Why Systems Work when Willpower and Motivation Falls
I Missed Weeks of Posting… Here’s Why Money Systems Matter More Than Willpower Elaine, a nurse practitioner and certified financial educator, shares an honest update on why she paused the Nurse Money Project after planning to post weekly: work and family got busy while she adjusted to being a solo income earner in the Bay Area. She explains that despite the break, her money system kept working—bills were paid, savings grew, and automated investing continued even as the stock market turned red and her limit orders went through. The episode’s key lesson is that financial progress comes from systems, automation, clear priorities, and consistent direction—not perfection, motivation, or hustle—because life naturally moves through seasons of focus, rest, and recalibration. She confirms the 12-week series will continue and encourages nurses to be intentional rather than perfect as they pursue financial freedom. 00:00 Project Update 00:43 Meet Elaine 01:33 Why Posting Paused 02:22 Money Runs Automatically 03:27 Systems Over Willpower 05:21 Let Go of Perfection 06:20 Direction Beats Hustle 07:00 Series Continues 07:51 Final Encouragement

#70: Is FIRE Movement possible for Nurses? Can Nurses RETIRE EARLY?
Is Financial Independence Possible for Nurses? Ellaine, a nurse practitioner and financial educator, discusses the possibility of financial independence for nurses through the FIRE (Financial Independence, Retire Early) movement. She addresses common misconceptions about the need for extreme frugality and quitting work entirely. Instead, Ellaine emphasizes that financial independence grants more options and flexibility in life, not necessarily an early retirement. She outlines key elements such as math, behavior, and time as crucial for achieving financial goals and highlights the unique challenges nurses face. Ellaine also shares her personal journey and offers practical advice for fellow nurses seeking financial stability . 00:00 Introduction: Is Financial Independence Possible for Nurses? 00:27 Understanding the FIRE Movement 01:18 Misconceptions About FIRE 03:13 Challenges for Nurses in the FIRE Movement 07:00 The Formula for Financial Independence 12:37 Real-Life Applications of FIRE for Nurses 13:54 Conclusion and Next Steps Connect with me: Instagram: http://www.instagram.com/nursewhoinvests Website: https://nursingflowsheet.com/ Download MONARCH MONEY: https://monarchmoney.sjv.io/VxYNjk (affiliate link) Budgeting for Beginners: https://nursingflowsheet.com/budgeting-for-beginners/ ➤ Stock Market Investing for Nurses MASTERCLASS (use code:INVESTREADY) REGISTER HERE: https://www.nursewhoinvests.com/investing101 ➤ FREE INVESTING CLASS FOR NURSES https://www.nursewhoinvests.com/class ➤ Subscribe for more videos about nursing, career growth, and financial freedom!

#69: Why making MORE money as a nurse does not always equal Financial Freedom [series 5]
Understanding Financial Peace: Why More Income Isn't the Solution for Nurses In this video, Elaine, a nurse practitioner and financial educator, candidly discusses the common misconception that earning more money solves financial issues. Drawing from her own experience, she reveals how increasing income didn't alleviate her financial anxiety and argues that proper money management and systems are more crucial for financial peace. Elaine introduces her 12-week Nurse Money project aimed at helping nurses build wealth through better financial habits and mindset. She emphasizes automating financial decisions, investing wisely, and building a solid financial foundation. Elaine encourages her fellow nurses to shift their focus from merely increasing income to managing their current earnings more effectively for long-term financial stability. 00:00 Introduction: The Surprising Truth About Money 00:33 Meet Ellaine: Nurse Practitioner and Financial Educator 01:02 The Nurse Money Project: A 12-Week Journey 02:25 The Myth of More Income: Personal Experiences 04:50 The Real Source of Financial Stress 07:16 Managing Money: Systems Over Income 10:26 Practical Tips for Better Money Management 13:52 Final Thoughts: Building a Stable Financial Foundation 16:20 Conclusion: Join the Nurse Money Project Connect with me: Instagram: http://www.instagram.com/nursewhoinvests Website: https://nursingflowsheet.com/ Download MONARCH MONEY: https://monarchmoney.sjv.io/VxYNjk (affiliate link) Budgeting for Beginners: https://nursingflowsheet.com/budgeting-for-beginners/ ➤ Stock Market Investing for Nurses MASTERCLASS (use code:INVESTREADY) REGISTER HERE: https://www.nursewhoinvests.com/investing101 ➤ FREE INVESTING CLASS FOR NURSES https://www.nursewhoinvests.com/class ➤ Subscribe for more videos about nursing, career growth, and financial freedom!

#68: How much I invest and accounts I own to Retire early as a Nurse [series 4]
How I Invest as a Nurse Practitioner: My Strategy for Financial Freedom In this video, I share my personal investment strategies as a nurse practitioner living in the Bay Area. I discuss the importance of building automated systems over picking stocks and timing the market. I outline the three main investment accounts that I use: my employer-sponsored 403(b), a Roth IRA, and a taxable brokerage account. I also touch on the benefits of each account and how they fit into my overall financial plan. Additionally, I emphasize the importance of consistency over perfection in investing and share how my approach has given me financial flexibility and freedom. Stick around for the next episode where I'll discuss how to increase your income without working more shifts! 00:00 Introduction 00:59 The Power of Automation in Investing 01:20 The Nurse Money Project: A 12-Week Series 02:27 Living and Investing in the Bay Area 03:12 My Simple and Sustainable Investing Philosophy 03:59 Three Key Investment Accounts for Nurses 05:32 Maximizing Retirement Contributions 07:48 The Flexibility of a Taxable Brokerage Account 09:59 Honorable Mention: Investing for Kids 10:39 My Investment Routine and Philosophy 14:53 The Long-Term Goal: Financial Freedom and Flexibility 16:52 Encouragement for New Investors 17:45 Upcoming Topics and Conclusion Connect with me: Instagram: http://www.instagram.com/nursewhoinvests Website: https://nursingflowsheet.com/ Download MONARCH MONEY: https://monarchmoney.sjv.io/VxYNjk (affiliate link) Budgeting for Beginners: https://nursingflowsheet.com/budgeting-for-beginners/ ➤ Stock Market Investing for Nurses MASTERCLASS (use code:INVESTREADY) REGISTER HERE: https://www.nursewhoinvests.com/investing101 ➤ FREE INVESTING CLASS FOR NURSES https://www.nursewhoinvests.com/class ➤ Subscribe for more videos about nursing, career growth, and financial freedom!

#67: How I organize my Money as a Nurse practitioner without budgeting [series 3]
Creating Financial Systems for Nurses: Budgeting Without Micromanaging In this video, I share how nurses can achieve financial freedom by setting up automated money management systems instead of traditional, restrictive budgets. I discuss my paycheck routine, including having a main landing account, automating investments and bill payments, and using credit cards responsibly. I'll show you how these systems reduce decision fatigue, remove the emotional burden of money management, and ensure stability even in a chaotic life. This is part of my 12-week Nurse Money Project series, and next week, we'll dive into investing for nurses. 00:00 Introduction: Why Traditional Budgets Fail 00:42 Meet Elaine: Nurse Practitioner and Financial Educator 01:37 The Problem with Traditional Budgeting for Nurses 03:25 Elaine's Core Beliefs and Money Systems 05:00 Step-by-Step Paycheck Routine 06:44 Automating Your Finances 10:34 Intentional Spending and Credit Card Utilization 14:28 Creating a Simple Action Plan 15:40 Conclusion and Next Steps Connect with me: Instagram: http://www.instagram.com/nursewhoinvests Website: https://nursingflowsheet.com/ Download MONARCH MONEY: https://monarchmoney.sjv.io/VxYNjk (affiliate link) Budgeting for Beginners: https://nursingflowsheet.com/budgeting-for-beginners/ ➤ Stock Market Investing for Nurses MASTERCLASS (use code:INVESTREADY) REGISTER HERE: https://www.nursewhoinvests.com/investing101 ➤ FREE INVESTING CLASS FOR NURSES https://www.nursewhoinvests.com/class ➤ Subscribe for more videos about nursing, career growth, and financial freedom!

#65: Changing your Money Mindset to Achieve Financial Freedom [series 2]
In this video, I reveal the key mindset shift that changed everything for me and countless other nurses regarding money. I'll discuss how the beliefs we grow up with can affect our financial decisions and how you can transition from a scarcity mindset to an abundance mindset. I'll also highlight the importance of designing your own financial systems to ensure your money works for you, helping you achieve true financial freedom. This episode is part of my Nurse Money project, a 12-week series dedicated to helping nurses build wealth and design a fulfilling life. Stay tuned for next week's discussion on organizing your money and creating systems that bring peace and clarity to every paycheck you earn. 00:00 Introduction: The Real Struggle with Money 01:29 The Power of Money Mindset 01:56 Personal Money Narratives 06:56 Scarcity vs. Abundance Mindset 09:34 Shifting to an Abundance Mindset 13:40 Practical Steps to Change Your Money Mindset 19:53 Conclusion and Next Steps FREE INVESTING CLASS: Enroll Here Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.Nurses deserve options whether they want to retire early or work until retirement.If you want to connect with Ellaine, follow her on:Instagram: @nursewhoinvestsTikTok: @nursewhoinvestsBlog: nursingflowsheet.com , nursewhoinvests.comDownload my free investment cheatsheet

#64: Being a Nurse Making "Good" Money and Still Feeling Stuck [series 1]
The Nurse Money Project: My Journey to Financial Freedom In this episode, I kick off the Nurse Money Project—a 12-week series aimed at helping nurses achieve financial freedom. I share my personal journey, from growing up in the Philippines with little financial knowledge to becoming a financially free nurse in the U.S. I discuss the cultural taboos around money, my family's immigrant experience, and how I transitioned from financial confusion to confidence. This series will cover various money topics, including mindset, investing, and financial planning, all tailored for nurses. Subscribe and join me on this journey to becoming financially empowered. 00:00 Introduction to the Nurse Money Project 01:36 My Financial Journey: From the Philippines to the US 02:58 Learning About Money and Overcoming Financial Challenges 03:54 Starting My Financial Education Journey 05:04 Sharing Financial Knowledge and Growing Together 06:07 The Importance of Financial Education for Nurses 07:38 What to Expect in the Nurse Money Project Series 09:56 Conclusion and Next Steps FREE INVESTING CLASS: Enroll Here Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.Nurses deserve options whether they want to retire early or work until retirement.If you want to connect with Ellaine, follow her on:Instagram: @nursewhoinvestsTikTok: @nursewhoinvestsBlog: nursingflowsheet.com , nursewhoinvests.comDownload my free investment cheatsheet

#63: The FOUR Types of Nursing Jobs and How you can get fulfillment out of your career
FREE INVESTING CLASS: Enroll Here Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.Nurses deserve options whether they want to retire early or work until retirement.If you want to connect with Ellaine, follow her on:Instagram: @nursewhoinvestsTikTok: @nursewhoinvestsBlog: nursingflowsheet.com , nursewhoinvests.comDownload my free investment cheatsheet

The next chapter of Scrubs and Stocks podcast...
The Wealthy Nurse Podcast: Expanding Beyond Stocks In this debut episode of The Wealthy Nurse Podcast, the host announces the rebranding of the former 'Scrubs and Stocks' podcast to a broader platform that will encompass a variety of topics aimed at helping nurses build wealth. While continuing to share insights on stock market investing, the podcast will now also cover salary negotiations, remote work, starting businesses, money mindset, and overall financial freedom. The host emphasizes the importance of not just earning more money but managing it wisely without burnout. The episode also introduces the Wealthy Earth Academy and encourages listeners to follow the podcast for upcoming changes. The new goal is to normalize financial independence and joy for nurses, providing them with the tools to live full, autonomous lives. 00:00 Introduction to Financial Options 00:29 Expanding Beyond Stocks 01:47 New Podcast Vision 02:02 Continued Focus on Investing 02:46 Increasing Earning Power 03:44 Career Flexibility and Freedom 04:39 Lifestyle and Energy Management 05:48 Mindset and Identity Shift 06:58 Invitation to a Deeper Journey 08:19 Upcoming Changes and Gratitude 09:13 Final Thoughts and Farewell FREE INVESTING CLASS: Enroll Here Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.Nurses deserve options whether they want to retire early or work until retirement.If you want to connect with Ellaine, follow her on:Instagram: @nursewhoinvestsTikTok: @nursewhoinvestsBlog: nursingflowsheet.com , nursewhoinvests.comDownload my free investment cheatsheet

#62: My Nursing Salary Progression (15 Years) & Money Trap to Avoid
Achieving Financial Freedom as a Nurse: A 15-Year Journey of Salary Progression and Smart Investing Ellaine, a nurse practitioner and founder of Nursing FlowSheet, discusses her 15-year journey towards financial freedom and the importance of combining income growth with investing. She shares her personal salary progression from a bedside ICU nurse earning $28 per hour to a nurse practitioner making $250,000 to $270,000 annually. Ellaine emphasizes that merely increasing income is not sufficient—investing wisely is crucial to building wealth. She offers practical advice on avoiding lifestyle creep, using raises purposefully, and tracking expenses. Ellaine also advocates for job switching as a significant income lever in nursing, supported by data showing that job switchers earn more than those who stay put. Lastly, she stresses investing in assets, particularly the stock market, to combat inflation and secure financial freedom. 00:00 Introduction: The Journey to Financial Freedom 00:39 The Reality of Chasing Income 00:56 Key Truths About Income and Investment 01:20 My Salary Progression as a Nurse 11:03 The Importance of Job Switching 14:08 Avoiding the Salary Trap 18:23 The Power of Investing 19:23 Conclusion: Building Financial Freedom FREE INVESTING CLASS: Enroll Here Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.Nurses deserve options whether they want to retire early or work until retirement.If you want to connect with Ellaine, follow her on:Instagram: @nursewhoinvestsTikTok: @nursewhoinvestsBlog: nursingflowsheet.com , nursewhoinvests.comDownload my free investment cheatsheet

#61: The fall of the US Empire?! What you can do as a Nurse to be Financially Grounded During These Tough Times
Staying Grounded: Navigating Financial and Mental Health in Uncertain Times In this video, I address the unease many of us feel in today's world, from economic instability to social division. If you've been overwhelmed by inflation, political shifts, or global tensions, you're not alone. I discuss the 'Fourth Turning' theory, a historical concept that helps explain our current period of upheaval and how to stay grounded amidst the chaos. You'll learn about protecting your mental and financial health, the importance of community, and strategies for adapting to these turbulent times. Join me in understanding these cycles and reclaiming control over what you can influence. Let's turn uncertainty into opportunity together. 00:00 Introduction: Feeling Uneasy in Today's World 02:28 Understanding the Fourth Turning 06:22 Real-Life Impacts of the Fourth Turning 10:46 The Role of Social Media and Division 17:38 Strategies for Staying Grounded 24:34 Conclusion: Turning Uncertainty into Opportunity FREE INVESTING CLASS: Enroll Here Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.Nurses deserve options whether they want to retire early or work until retirement.If you want to connect with Ellaine, follow her on:Instagram: @nursewhoinvestsTikTok: @nursewhoinvestsBlog: nursingflowsheet.com , nursewhoinvests.comDownload my free investment cheatsheet

#60: Six money beliefs i stopped believing in as a Nurse who achieved Financial Freedom
Unlearning Money Myths: A Nurse's Journey to Financial Freedom In this episode I share with you my journey to financial freedom by debunking common money myths that held me back. It is important to unlearning beliefs such as working overtime to get rich, the necessity of homeownership, and the misconception that investing is only for the rich. I also emphasized the value of side hustles, the importance of a money mindset, and redefines retirement beyond the age of 65. Through these experiences and new financial philosophies, I hope you're able to rethink your money beliefs to achieve financial independence. 00:00 Introduction: Breaking Down Money Beliefs 01:34 Belief #1: Overtime Work is the Key to Wealth 04:11 Belief #2: Owning a House Equals Success 06:44Belief #3: Investing is Only for the Rich 09:01 Belief #4: Side Hustles are a Distraction 10:47 Belief #5: Money is Just About Numbers 12:33 Belief #6: Retirement Means Age 65 15:25 Conclusion: Changing Money Beliefs for a Better Future Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses.Nurses deserve options whether they want to retire early or work until retirement.If you want to connect with Ellaine, follow her on:Instagram: @nursewhoinvestsTikTok: @nursewhoinvestsBlog: nursingflowsheet.com , nursewhoinvests.comDownload my free investment cheatsheet

#59: Life + Work update: How SYSTEMS create financial freedom
Yes, im still here and will not go anywhere. here is some updates after a 3 month break from recording podcast episodes and busy "lifing" w/ moving and starting a new nurse practitioner job. FREE INVESTING CLASS. Register Here If you want to learn about FI/RE movement, Register Here to access the FI/RE for Nurses Workshop Replays + bonuses Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses. Nurses deserve options whether they want to retire early or work until retirement. If you want to connect with Ellaine, follow her on: Instagram: @nursewhoinvests TikTok: @nursewhoinvests Blog: nursingflowsheet.com , nursewhoinvests.com Download my free checklist on what you need to do before investing: PREREQ CHECKLIST “Stay Hydrated and Stay Invested!” - your rich nurse bestie SHOW DISCLAIMER: This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary. The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives. Opinions are our own.

#58: Quitting a Job Requires this one thing (I left my Nurse Practitioner Job)
Why I Quit My Nurse Practitioner Job After 5 Years In this video, I share the emotional journey and reasons behind my decision to quit my stable and well-paying job as a nurse practitioner. Despite loving the job and my colleagues, I chose to seek growth opportunities, better pay, and improved living conditions for my family by moving to the Bay Area. I also highlight the importance of financial stability in making such life-changing decisions, sharing details of how I prepared financially to make this leap. Stay tuned for my next video on how I wrote my resignation letter and join me on this exciting new chapter. 00:00 Why I Quit My Job as a Nurse Practitioner 01:11 The Emotional Journey of Resigning 03:02 Moving for Better Opportunities 06:44 The Importance of Financial Stability 10:58 What's Next in My Career 13:25 Final Thoughts and Future Plans FREE INVESTING CLASS. Register Here If you want to learn about FI/RE movement, Register Here to access the FI/RE for Nurses Workshop Replays + bonuses Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses. Nurses deserve options whether they want to retire early or work until retirement. If you want to connect with Ellaine, follow her on: Instagram: @nursewhoinvests TikTok: @nursewhoinvests Blog: nursingflowsheet.com , nursewhoinvests.com Download my free checklist on what you need to do before investing: PREREQ CHECKLIST “Stay Hydrated and Stay Invested!” - your rich nurse bestie SHOW DISCLAIMER: This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary. The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives. Opinions are our own.

#57: Navigating Stock Market Fluctuations: What Nurses Should Do w/ their Investments
In this episode of the Scrubs and Stocks podcast, we delve into the recent performance of the stock market in 2025, specifically focusing on the importance of maintaining long-term investments rather than attempting to time market fluctuations. The S&P 500 has experienced a volatile first quarter, rebounding from a sharp decline. Practical advice is provided on strategies such as dollar-cost averaging and avoiding impulsive decisions driven by emotion, emphasizing the importance of consistency and diversification in building long-term wealth. Additional insights are drawn from the book 'The Psychology of Money,' and real-life implications for busy professionals like nurses are discussed. Listeners are encouraged to stay informed, yet not overreact to market changes, and are invited to join a free investing class for further education. 00:00 Introduction to the Podcast 00:42 Current Stock Market Overview 01:47 Market Manipulation and Ethics 04:25 Time in the Market vs. Timing the Market 05:18 Practical Tips for Long-Term Investing 06:23 Personal Experiences and Book Recommendations 09:53 Real-Life Implications for Nurses 14:10 Final Thoughts and Free Investing Class FREE INVESTING CLASS. Register Here If you want to learn about FI/RE movement, Register Here to access the FI/RE for Nurses Workshop Replays + bonuses Scrubs and Stocks Podcast is a podcast hosted by Ellaine Maala, RN, NP who is a finance educator, nurse, and owner of NursingFlowsheet LLC, which is a finance and career blog for nurses. This podcast is created to help nurses build wealth through investing in the stock market, real estate or in their own businesses. Nurses deserve options whether they want to retire early or work until retirement. If you want to connect with Ellaine, follow her on: Instagram: @nursewhoinvests TikTok: @nursewhoinvests Blog: nursingflowsheet.com , nursewhoinvests.com Download my free checklist on what you need to do before investing: PREREQ CHECKLIST “Stay Hydrated and Stay Invested!” - your rich nurse bestie SHOW DISCLAIMER: This show may contain affiliate links or links from advertisers where we earn a commission, direct payment or products. Information shared on this podcast is for entertainment purposes only and should not be considered as professional advice. The views and opinions expressed by guests on this platform are their own and do not reflect the views or opinions of the institutions with which they are affiliated. Any information provided by guests is intended for informational and discussion purposes only. It is important to note that individual perspectives may vary. The hosts and the platform do not endorse or validate the opinions expressed by guests regarding their respective institutions. Listeners are encouraged to independently verify any information provided and to form their own opinions based on a comprehensive consideration of various perspectives. Opinions are our own.