Wealth Talks

Growth and expansion is REQUIRED - not optional. Trying to keep your family or business the same size guarantees only one thing - that it will shrink. Why does the United States print the words "In God We Trust" on the currency? Is there such as thing as an "evil corporation"? Today on Wealth Talks, Rabbi Lapin shares nuggets of wisdom to help you Grow and Protect your Wealth. You can meet Rabbi Lapin in person when he speaks LIVE at the 2018 Wealth Summit Oct 12-14th in Las Vegas - Register here

4 tools everyone should use in their personal legal foundation because…what you KEEP is more important than what you MAKE.💰 Special guest Attorney Lee Phillips, spent several years of his life earning an extensive college education. 6 months after graduation (age 27) he was diagnosed with Stage 4 cancer and all the golden prospects of a wonderful life came crashing down.💥 Come hear Lee speak LIVE at the 2018 Wealth Summit - Register here Learn from Lee's journey so you can protect yourself and your family from the worlds Wealth Killers.

Is 10% of your income enough to be saving for your financial future? Should you be saving more? There is a way to save more by quickly converting your 10-20-70 budget to 30-70 without working any harder. Listen and Discover how. Resource Link - 10-20-70 Worksheet Also in this episode, find out how you can manage your large portfolio of life insurance policies easily and efficiently. Thank you Jason for writing in with this question.

Thomas Edison once said that "Opportunity is missed by most people because it is dressed in overalls and looks like work." How true! As Brian Tracy has observed, "Successful people are always looking for opportunities to help others. Unsuccessful people are always asking, 'What's in it for me?'" At the Wealth Summit Dr. Terryl Wolfswinkel will be speaking on Opportunity and how to be ready when opportunity comes knocking. Today on Wealth Talks he gives a "sneak preview" to his valuable presentation coming up at the Wealth Summit October 12-14th 2018. Come here Dr. Terryl speak LIVE at the 2018 Wealth Summit - Register here » Dr. Terryl Wolfswinkel is a Wealth Mentor at Life Benefits and helps people to wisely implement the Perpetual Wealth Code™ and maximize their financial freedom and security. You can reach him directly by phone at: 515-422-4703

Growing up in Argentina in the late 1980's, Max Ponzone started trading currency through a local exchange with a friend at age 9. Escaping the economic turmoil of Argentina his family moved to South Africa in 1991 where it all happened again.😲 Today Max lives in the United States. He trades options and has started a company called Trade Cheetah creating a tool to manage positions and integrate investing strategies to transform the way investors, find, manage and trade stock options. Come hear Max speak LIVE at the 2018 Wealth Summit - Register here Disclaimer: This podcast may contain expressed views and opinions of Life Benefits, LLC its agents, representatives and/or others and is not meant to constitute advice or counsel of any kind. Life Benefits, LLC its agents, and representatives are not authorized to give investment, legal or tax advice.

What a loaded question! So many variables - and most likely, some still unknown. But it is important to have some idea of where you want to go so you can plan and save to get there. Today we explore a few high-level examples to reveal how much you might need for retirement. How much with Traditional Investments? How much with whole life insurance? Plus some other options that are available to maximize income from your assets. Results can vary widely from case to case so we encourage you to contact our office for specific details on your situation. 702-660-7000 Resource Links: Retirement Remastered - Article: https://www.life-benefits.com/retirement-income-strategy/ Withdrawal Projection Calculator (Excel) https://www.life-benefits.com/wp-content/uploads/2018/06/Withdrawal-Projection-Worksheet.xlsx Dividends Explained - Podcast: https://www.life-benefits.com/podcasts/dividends-explained-ep-89/ CDC Life Expectancy Table (page 3) https://www.cdc.gov/nchs/data/nvsr/nvsr66/nvsr66_04.pdf

With the stock market raging, unemployment being lower than it has been in years, and the economy performing better than it has for a very long time, many are asking, "How does this effect my financial future? The Perpetual Wealth Code™ was designed, much like Vanguard Mutual Funds were designed, to produce profits for Main Street and NOT the vultures of Wall Street. That is because even while Wall Street roars, Main Street groans under the risk that it is forced to carry. Yet, with the Perpetual Wealth Code™ Main Street whirrs right along under no burden of risk regardless of the risk Wall Street creates. Boom or bust, Bull or Bear, there is little that consequential effects those on Main Street if they are actively participating in the Perpetual Wealth Code™. Learn more about the Perpetual Wealth Code™ here: https://www.life-benefits.com/perpetual-wealth-code/

Contrary to Dave Ramseys' recent claim, Millionaires DO use Life Insurance to Grow and Protect Wealth. Let's take a look together at some real-life examples that debunk Dave's misapplied data.

Level 1 thinking is emotional, easy and used by everyone. Level 2 thinking is logical and somewhat lazy. There is almost always more under the surface of success than any casual observer will see. Discover the why behind the how of using this knowledge to think like the Wealthy. Ben McFie joins us on Wealth Talks today to share a wonderful example on Thinking and story from Zig Ziglar on the Wisdom of the Ages. Please call or email us with your questions for this podcast: 702-660-7000 or [email protected] Resource Link: Think Both #23 - Listen Here» It's normal to compare one investment to another. What if you could continue earning money on your savings while making an investment too?

So many ways to invest - so many opinions - where should you start? For most people, investing will start with things they're already purchasing in their life. What about a home with a mortgage as an investment? Is this a liability or an asset? What about business expansion or business ideas? What about stocks, bonds and mutual funds? What about universal life insurance tied to market performance? Discover the keys to Sensible Investing from Day 1. Resource Links: Fun with Real Estate Video - Watch Here: https://www.youtube.com/watch?v=wsVBD2x2fnU Average versus Actual Rate of Return Video - Watch Here: https://www.youtube.com/edit?o=U&video_id=K74lNg064zc Universal Life Insurance - Podcast ep.90 https://www.life-benefits.com/podcasts/universal-life-insurance-ep-90/ Indexed Universal Life Insurance - Podcast: https://www.life-benefits.com/podcasts/indexed-universal-life-ep-147/ How Life Insurance Works - Video with Gracine McFie https://www.life-benefits.com/videos/how-life-insurance-works-with-gracine-mcfie/ More Videos on Universal Life Insurance Link to: https://www.life-benefits.com/?s=universal%20life&type=videos&order=

Discover the 4 Crucial Steps you need to implement and Create Wealth, Financial Security and Peace of Mind. Worldly wisdom completely reverses the order of these 4 steps to financial success. Listen now and discover the best way to build your foundation for financial security so you can get the MOST benefits. For more info on building wealth and prosperity the right way, come to the Wealth Summit in Las Vegas: October 12-14th 2018 Wealth Summit Links: https://www.wealthsummit.net https://www.life-benefits.com/events/2018-wealth-summit/

People often wonder why they would want to use participating whole life insurance rather than some other financial tool(s)? The quick answer is because no other tool has all the positive benefits without too many negatives. When you get all the facts on the table, it just makes sense. Today on Wealth Talks, discover WHY it makes so much sense to include participating whole life insurance in your financial portfolio. Resource Link: https://www.life-benefits.com/retirement-income-strategy/

From 2008 the US government has bailed out major banks to the tune of 16.8 trillion dollars! But banks did NOT lose their own money, they lost depositors money. Today we explore some fun and amazing visual pictures of 1 trillion dollars! See one example here: http://demonocracy.info/infographics/usa/us_debt/us_debt.html Also discover what you can learn from the Banks to protect YOUR money the way the Banks protect THEIR own money.

Good things to know about Social Security so you can plan now for alternative options and financial security in your golden years. Also read: Retirement Remastered - Passive Income Strategy Article

From 1987-2017 the cost of college education has increased 212% while wages have been fairly static. Student loans are an increasing burden for more people later in life than ever before in history. The internet has made a lot of higher educational material available at no charge. Companies are starting to realize that a college degree doesn't always equal more competence, and they're more open to hiring and training the right people without a college degree. What could this mean for your financial future? And whether you have a college degree or not, whether you have student loans or not, there are certain things you can do to guarantee better financial security for your family. Also see: https://www.life-benefits.com/growth-of-student-loan-debt-5-times-faster-than-wages-over-past-decade/

As regulations have been rolled back to pre-1960 levels, the wealth for US households has increased by an estimated $7.1 trillion dollars. Unemployment rates are lower than they have been in the last 44 years. So what does this mean for your financial future? This week on Wealth Talks discover why NOW is a great time to be saving + How to best protect your savings so you're ready for the opportunities that come along when the economy goes down.

A couple years ago we interviewed Rabbi Daniel Lapin on an exclusive teleconference that was recorded with limited access. Today we're releasing this special interview on the podcast. Enjoy! Listen and discover: The importance of Face-to-Face connections for building wealth How to make meetings matter instead of wasting time The 10th Commandment for Making Money Here are the resource links for this episode: Retirement Curveball - Add to Cart About the American Alliance of Jews and Christians Wealth Summit 2018: www.wealthsummit.net where Rabbi Daniel Lapin will be a guest speaker

Today on Wealth Talks Tom and Michele McFie talk about the lapse of Term and Universal Life insurance due to the ever-increasing premiums.

Sometimes the cost of insurance is too high. Sometimes a person's income is too low. Here's what can be done to continue growing wealth with The Perpetual Wealth Code™.

Products are like tools - they can sit in your "toolbox" or you can use them in a Process to create wonderful results. Good tools are a joy to work with and help you achieve more with less time, effort and risk. Same is true when it comes to building wealth.

There's more behind a freight train engineers' job than meets the eye. Have you ever heard of "in train" forces? And there are parallels when it comes to using life insurance to maximize your financial future too. You are the engineer…be sure to get the knowledge you need to operate safely and effectively! John and Jesse also share some information about the new Life Benefits website, how to quickly find what you need + new content. Resource Links: https://lifehacker.com/career-spotlight-what-i-do-as-a-train-engineer-1683307144

Beware of Indexed Universal Life (IUL) where guaranteed values are not long-term guarantees. Participation rates, cap rates, a different expense ratio or mortality experience can drastically affect your real experience and actual policy values.

The journey of life is full of ups and downs. Don't let the ride get you distracted from planning for the "worst of times". Here's what you need to know to make sure your family has the money they'll need to live and continue the legacy of a loved one.

Why commitment is important for building wealth. Just as it takes commitment to build fulfilling relationships and create value for customers in a business, commitment to the right financial activities will help you build wealth with more guarantees and a better experience.

Moving money just for the sake of moving it doesn't create wealth. The flow of money must create VALUE to generate good profits and true wealth.

Do you want to to be Rich and Famous or just Rich? Results of a recent survey may surprise you. How you think about managing your money can make a big difference in your financial results and future security. Call 702-660-7000 for a personal strategy session to see how The Perpetual Wealth Code™ can work with your numbers.

Where to find the balance between Minimalism and Materialism when it comes to your money and Wealth. Resource Link: Prescription for Wealth ebook (Free Download) - http://www.life-benefits.com/prescription-for-wealth-resource.html

Knowledge is learned, Wisdom is lived. Discover the story behind Wealth Talks, and how to create a secure financial foundation for your future. Resource Link: Prescription for Wealth ebook (Free Download) - http://www.life-benefits.com/prescription-for-wealth-resource.html

Congress recently passed the biggest tax changes since 1986! In this episode former IRS auditor Jack Cohen CPA shares what you need to know (for individuals and small business owners) about the new changes starting in 2018. Resources: 1. Call Jack's office at 702-255-2330 for a complimentary tax review. 2. Go to https://discover.life-benefits.com/newsletter/index.html to read Jack's article in the Living Richly newsletter and claim your free 12-month subscription

Why we NEVER recommend or sell Indexed Universal Life (IUL) insurance and what you need to know to grow and protect your wealth.

Explore what qualifications and experience are most important when you're looking for sound financial advice to grow and protect your wealth. Mere certifications do not necessarily translate to results, and your best interests.

Michele shares the story of how she creates a wonderful health-wealth balance in the McFie Family lifestyle. Making choices to be healthy does NOT mean you can't be wealthy. Healthy food CAN also taste wonderful! And here's how to learn more in April from some of the top speakers in Chiropractic and Natural Health at Room1 in Las Vegas. Resource Links: Room1 Event Information: www.Room1LasVegas.com Special Access Link for Tickets: https://room1.eventbrite.com?discount=LifeBenefits

Is it wise to start 2 policies on the same person at one time? Should you borrow from one policy to pay the premium on another policy also known as "Stacking" or "Laddering"? Should you take policy loans that you never plan to repay? Listen now and get the answers.

The news is abuzz with speculation on what could have caused the recent market downturn. Is this the beginning of a bear market or was it a simple value adjustment? How does the market correction affect whole life insurance values? Why are whole life divi

Are bitcoin investors crazy? Or do they have a point? Explore the ultimate test of any currency (traditional, paper or crypto) and why government actions can have such far reaching effects on the value of the currency(s) they regulate.

Answers to Frequently Asked Questions: Will it take very long?, What insurance company is best?

Policy design options to Maximize Whole Life Cash Value - what is worth considering and when. Learn why term riders could be a good option for some cases but not all. Call Life Benefits to discuss your personal situation: 702-660-7000.

From educational material, strategy and policy design to personal training, software tools and document templates. Here's a briefing on how Life Benefits, LLC and our associates can help you reach your goals in 2018. Disclaimer: Life Benefits,LLC, its agents, and representatives are not authorized to give legal or tax advice.

Tax cuts by income level under Trump's tax plan + some benefits for business owners. Listen in and discover what this could mean for you.

Special session with Tom Ziglar on Goal Setting plus advice from John and Ben McFie on setting your financial goals to focus on actions and service not just the numbers. Tom Ziglar's Resource Link: https://wp.life-benefits.com/jan-2017-ziglar/

Listen in on the way we think through reviewing a policy that seems okay but may not be balancing a client's financial needs. It's all about Money Management and what makes the most sense OVERALL. For details on this particular case see: http://www.life-benefits.com/blog.html?bpid=4204

Should you ever let interest accrue on a policy loan instead of paying out-of-pocket? How often you should check policy values? Discover how to manage policy loans wisely, and why you should never expect dividends to pay interest. Celebrate with John! Enter to win Happy Birthday prizes through 12/31/2017. 1st Prize: 2017 Wealth Summit Recording, 2nd Prize: Winning Your Financial GAME Book and Study Guide, 3rd Prize: Retirement Curveball book. Everyone who enters will receive 12 months of the Living Richly Newsletter free.

Key points of The Perpetual Wealth Code™ - an outline for busy people. From the 10-20-70 strategy, to the flow of money and how to eliminate lost opportunity. What you need to know to grow and protect your wealth successfully. Highlights the distinct benefits for Employees, Small Business Owners, Entrepreneurs and Investors. Resources: Perpetual Wealth Code™ Webinar: https://www.youtube.com/watch?v=eJx0MdGWn10 Health Insurance Options: healthcare.life-benefits.com

Why it's better to build a financial foundation around the certainty of Main Street rather than risk on Wall Street. With the Perpetual Wealth Code™ there's no need to hazard your precious savings in speculation with the financial and political vultures of Wall Street. Resource: Blog on "An Automatic Millionaire" - http://www.life-benefits.com/blog.html?bpid=4190

Special guest Jack Hooper joins Dr. Tom and John McFie to share about how to find the Best Health Insurance and get special discounts, medical bill negotiation and more. https://discover.life-benefits.com/health-insurance/index.html

Throughout history, governments have meddled with money and value. It's no different in today's world. Explore what's going on so you'll know how to best plan for the future and protect your savings from insidious inflation.

Mainstream financial advisors usually advocate a conventional investment strategy along with term life insurance to cover liabilities and family obligations. But most people can get better results with ZERO market risk and MORE OPTIONS by using participating whole life insurance designed for low commission - high cash value. Listen and learn why this is the better way to go.

In this Episode Michele and Ben McFie fill in for Tom and John as they are on a business trip in Dallas TX. Listen to this episode and find out why Michele says, "I don't feed my kids hot dogs."

On todays episode on Wealth Talks, Tom and John McFie share about how to think in percent and use interest as a tool to maximize your wealth.

Discover the reason why Participating Whole Life Insurance is such a good asset to secure a foundation for your financial future and The Perpetual Wealth Code.