Value Research

Predictions are pointless, but observations tell us plenty.

PFRDA has quietly built a clever workaround for a problem it couldn't fix

We tend to procrastinate most important things but this is one commitment that you shouldn't put off for later

Markets reward discipline, not yesterday's winners.

In financial services, scepticism isn't cynical - it's your best defence

Reflecting on 15 years of writing for ET Wealth, here are key lessons that have shaped the future for the average Indian investor

SEBI's mutual fund reform appears to be a fee cut. It is, more precisely, a transparency reset, with some real savings hidden in the plumbing.

Why many investors feel prepared for crashes they’ve never truly faced

Retired and planning for the next 3–5 years? Learn how to invest for stability and peace of mind—without chasing returns.

Why sorting the basics is the first step towards long-term wealth

In a world of algorithms and automation, sometimes what investors need most is a human conversation

The smart investor's test for when a fund deserves patience—and when it doesn't.

Why chasing hot ideas hurts, and steady investing wins

Chasing quick returns, investors sacrifice their own financial security

Financial jargon confuses investors by hijacking everyday language

Fear is normal for an investor. But don't let it stop you on the path to riches.

A large lump sum can build wealth or break discipline — this episode shows the simplest way to deploy it without losing sleep or catching a market high.

Premiumisation, digital lifestyles and a rising middle India are reshaping demand. Experts decode what this shift means for investors — and where the Union Consumption Fund NFO fits into a long-term portfolio strategy.

In bull markets, fortunate timing comes disguised as investing skill

Why broad market corrections create rare chances to buy high-quality businesses

Small caps promise big returns—but are they worth the stomach-churning ride? Find out in our upcoming Investors' Hangout.

Why mutual fund companies and brokerages are worth the same, despite opposite customer results

Delaying your investments is costing you far more than bad timing

Overpriced IPOs aren't SEBI's problem anymore - they're yours

Are index funds truly the smarter choice now, or is the real answer far less obvious than it seems?

The overlooked puzzle of turning savings into years of security

Regulatory tightening is welcome, but it doesn't replace investor vigilance

This Children’s Day, find out which grows your child’s money faster — Sukanya Samriddhi Yojana, PPF or Mutual Funds.

Why bundling protection with savings fails India's families

Even at market highs, your biggest risk isn't the market — it's waiting to start your SIP. Watch this week's Investors' Hangout to know why.

Perhaps the best investment education is a small, early loss

Why investors are now rethinking profits, losses and moats

When companies that have never made money come calling for your savings

Are you truly retirement ready — or just hoping your money will last longer than you do? Find out in this week's Investors' Hangout.

Why silver's glitter hides a fragility that no serious investor should mistake for safety

Markets change, rules multiply, but the fundamentals of wealth creation remain stubbornly the same

Why the loudest critics often miss the point of retirement investing

When stability breeds complacency, investors must rediscover prudence

NPS just got its biggest upgrade ever — find out how this game-changing move could transform your retirement future.

This Diwali, Dhirendra Kumar separates festive glitter from real value — is gold still protection, or is silver the new opportunity?

A new survey shows that India's risk aversion is the real barrier to investment growth

This World Investor Week, Dhirendra Kumar reveals the few decisions that quietly determine whether your wealth compounds—or falls behind.

The real edge in investing has never been about gathering information faster

That viral comparison conveniently omits what matters most: your money and your family's protection

When governments create chaos, investors need calm

SIPs are steady, markets are cooling — is this a red flag or the healthiest thing that could happen to your money?

How margin expansion can translate to wealth creation

Want ₹10,000 a month from ₹10 lakh? Discover the real risks and sustainability on Investors' Hangout.

Why retail investors shouldn't mimic professional fund managers

When policy becomes unpredictable, rational planning becomes impossible