Value Research

Dhirendra Kumar explains why SIP s are important

Dhirendra Kumar explains how fluctuations in interest rates affect the returns from debt funds

Dhirendra Kumar shares his views on investments in gold funds

Ashutosh Gupta discusses various alternatives to increase the SIP amount and the conditions when they are relevant

Ashutosh Gupta suggests how to invest in a fund that has restricted fresh inflows

For any period of 10–15 years or more, the NPS should be the right choice, suggests Dhirendra Kumar

Certain factors have contributed to an increase in bond yields from the start of this year. Hence avoid investing in longer maturity debt funds, suggests Ashutosh Gupta

Puja Mehra speaks with Prof. Amartya Lahiri, Professor of Economics at University of British Columbia, about if India’s Covid vaccination procurement and differential pricing policies are good enough to end the health and economic crises quickly

Unperturbed by the uncertainty in the markets, then go for small-cap funds. Otherwise flexi-cap funds would be the right choice, suggests Dhirendra Kumar

Ashutosh Gupta discusses how one should go about investing for deriving regular income post retirement

Dhirendra Kumar talks about the taxation of international funds and how in certain cases, it can be superior to the taxation of Indian equity funds.

Capital gains realised on the maturity of SGBs is tax-free, informs Dhirendra Kumar

Ashutosh Gupta discusses the relevance of the revised risk-o-meter

The lock-in period of three years will be counted for each of the SIP instalments separately from their respective dates, tells Dhirendra Kumar

Even retirees should have some allocation to equity to generate inflation-beating returns over the long term, suggests Ashutosh Gupta

Ashutosh Gupta gives a broad idea about taxation for NRIs and how the Double Taxation Avoidance Agreement concept works.

Ashutosh Gupta highlights the factors that should be considered before making lump-sum investments.

For a retail investor, it is generally advisable not to buy a house from investment purpose, says Dhirendra Kumar

If your investment horizon is two years or upwards, then short-durations funds would be fine, says Ashutosh Gupta

Focus on identifying funds with a consistently good track record and only then look at their valuation ratios to bring style diversity, suggests Ashutosh Gupta

Ashutosh Gupta sheds light on the advantages of investing in bond funds vis-à-vis direct bond investments

Puja Mehra speaks with Mr. Jayant Sinha, Chairperson, Standing Committee on Finance, about his Private Members’ Bill in Parliament on turning carbon neutrality commitments into a long-term strategy for attracting jobs and global investments to India

The US market probably offers the widest choice of fundamentally strong and globally competitive businesses, tells Ashutosh Gupta

Mid- and small-cap funds should not have more than 25–30 per cent allocation in the overall portfolio, suggests Ashutosh Gupta.

There is no fixed rule to determine the allocation to actively managed funds vs index funds. However, here are a few considerations to keep in mind, says Ashutosh Gupta

Periodical use of the auto-import functionality would help you accurately track your SIPs, informs Ashutosh Gupta

Here are some good tax-saving mutual-fund schemes suggested by Dhirendra Kumar to invest for saving taxes

If you’re looking to invest for a time horizon of about a year or and a half, you can consider arbitrage funds, says Ashutosh Gupta

Having some allocation to equity will give you a higher return, advises Dhirendra Kumar

It has brought some homogeneity within different categories. But in order to decide upon a fund, you should focus on your specific requirements, suggests Dhirendra Kumar

One should not try too hard to predict where the markets would be. Instead, one should follow the investment strategy with discipline, advises Ashutosh Gupta

Gold, being a volatile asset class, is not suitable for creating an emergency corpus. One should look at investing in liquid funds instead for this purpose, suggests Ashutosh Gupta

Poor long-term performance, combined with a high expense ratio, has caused the fund to be in our 'Sell' recommendation, informs Ashutosh Gupta

Ashutosh Gupta sheds light on the factors to consider while investing in the fund of funds

Ashutosh Gupta sheds light on the factors to consider while investing in the fund of funds

It is important to invest in equity even after retirement, suggests Dhirendra Kumar

Ashutosh Gupta outlines the strategy to cut down the number of funds in a portfolio.

I am hopeful that the returns should be better than what is implied by their going yield to maturities, says Ashutosh Gupta

In the case of equity funds, the differential between direct and regular plans is around 1 per cent, informs Ashutosh Gupta

As we are past the stage of falling interest rates, this may not be an opportune time to invest in gilt funds, says Ashutosh Gupta

Both serve the same investing need and your selection should depend on the level of diversification in your portfolio, suggests Ashutosh Gupta

Innovations that are mounted on the SIP, such as smart SIPs, tend to have an element of timing the market and hence should be avoided, suggests Ashutosh Gupta

Macaulay duration is a superior measure of duration as compared to average maturity, says Ashutosh Gupta

Puja Mehra speaks with Dr. Radhicka Kapoor, Fellow at the Indian Council for Research on International Economic Relations (ICRIER), about an often overlooked way of increasing demand in the economy

In the case of NRIs, fund houses are liable to deduct TDS from capital gains at the time of redemption, tells Ashutosh Gupta

Funds tagged as ‘Hold’ do not meet our high expectations in terms of one or more parameters that we evaluate the funds on, says Ashutosh Gupta

The NAV of the fund is inclusive of the expense ratio and this is charged in a small proportion each day, says Ashutosh Gupta

Given the mandate on duration here, the impact of interest-rate movements is range-bound but different funds can differ much on the credit-quality, says Ashutosh Gupta

Although the prospects of these two sectors look good, continue investing in flexi-cap as the fund manager will try and tilt your portfolio as required, suggests Dhirendra Kumar

While the core is the mainstay of one’s portfolio, satellites are tactical allocations which may be slightly higher on risk with better long-term return potentials, says Ashutosh Gupta