Unconventional Wisdom

If you've been following me for a while, you know I'm a financial planner with unconventional wisdom based on experience. In this podcast episode, it's your turn to ask me your burning financial questions! What topics would you like me to tackle? What money issues do you think about? Many bloggers struggle with figuring out topics, but I have the opposite issue - too many topics! What topics are most interesting or relevant to you? After writing thousands of comprehensive Financial Plans for clients, I have deep insight into what really works, and I'd love to help you.

If there is one podcast episode you should listen to of mine – it's this one. It is my underlying outlook on life and financial planning. This is the outlook that leads to financial success. In my latest podcast, you'll learn about the differences between a fear-based mindset and a growth mindset, and how wealthy people look at the world. Listen to find out: Why you need a growth mindset. How a growth mindset benefits you. How fear-based people mess themselves up financially. The risk of conservative investments in different retirement plans. What people with a growth mindset do. 7 key traits of people with a growth mindset.

With so much advice on retirement, sometimes it's hard to know what to do. How do you put all the details together to get the retirement income you want with the minimum lifetime tax? Quite a few people asked me questions about retirement income in response to my last video. In my latest podcast episode, you're going to get an overview where you'll learn the "Big Picture" thinking into designing your whole retirement income in one shot! This is a "must listen" to understand the key concepts when it comes to this topic. Listen to find out: The "Big Picture" of how to design your retirement income. How do you know when you've reached financial independence? How much can you withdraw from your investments and have them last for life? How much do you take from each income source? How do you design your retirement income? What are the key concepts to understand about retirement income? What are the three retirement income design strategies? How do you decide which strategy is best for you? An overview of when to start RIF, CPP, OAS and pensions, etc. What do you do with Smith Manoeuvre or leveraged investments? Should you commute your pension? Should you worry about high tax on your estate?

Is your mortgage tax deductible? You know the basics about the Smith Manoeuvre. This podcast episode is about the practical issues you may run into and how to maximize the benefits. We are Canada's Smith Manoeuvre experts and have helped thousands of families implement it. Many "Smith Manoeuvre experts" just offer you a mortgage and leave you to implement it. We are the fee-for-service financial planners that implement it and work with you over the years. We know from experience exactly how to maximize the benefits: Why do the Smith Manoeuvre? Do it for the right reason. Comparisons of people's retirement plan with or without the Smith Manoeuvre. My recommended readvanceable mortgages (and the banks to get them from). How to keep your credit line 100% tax-deductible. The 8 Smith Manoeuvre strategies. Which is right for you? Have the right mindset to avoid the risks.

In this week's podcast I'm interviewed by Kornel Szrejber, founder of the Build Wealth Canada podcast and website, and host of the Canadian Financial Summit, the #1 personal finance online event of the year. Kornel runs the #1 personal finance podcast in Canada & the Canadian Financial Summit. He has been getting advice from me for awhile when it comes to financial planning and tax-related questions. We focus on questions related to my practice, which I think you'll find helpful, if you're curious about working with a financial planner. Listen to find out: How does getting a Financial Plan help you? Why you need more money than you think for retirement. Why work with Ed Rempel & his team vs other financial planners? What methods & strategies Ed provides that other advisors & robo-advisors don't. How can you reach your desired retirement more easily? If someone is thinking of getting a Financial Plan but not sure what to do, how can they find out? What is it like to work with Ed's team as a Full Service client? How can you find out more about working with Ed and his team?

My name is Ed Rempel CPA, CMA, CFP. The main Wise Guy on this podcast. I am a financial blogger, fee-for-service financial planner and tax accountant with a ton of real life financial planning experience. I love sharing my insights from experience. Unconventional Wisdom is the #1 blog in Canada for a full service financial planner for a reason. It's not the usual yada yada. It's unbiased insights from experience on what really works. What really works is rarely conventional. Here you will learn how to achieve security and freedom.

Welcome to the Unconventional Podcast with Ed Rempel.