The Two Stewards Show

“Free money” sounds great… until you realize who actually pays for it. In this episode, we discuss: How Canada’s latest policies (from HST cuts to condo bailouts) are shaping the housing market What’s really happening in the job market? The consequences of government “free money” programs and who actually benefits Foreign influence, energy strategy, and global trends that could impact Canada’s future - If you have a property in Hamilton or St. Catharines, you could be eligible for $40-80k in government grants if you add a dwelling unit to your property. To learn more and run through some options for free, book a call here: https://goodstewards.ca/get-started To get in tough with the show, email [email protected]

Is the world upside down? From Canada’s internal tensions to a shifting global order, the cracks are getting harder to ignore. We explore: Canada’s deficits, debt, and growing pressure Indigenous land claims and sovereignty questions Media narratives, transparency, and social tension De-dollarization Iran, China, and rising geopolitical risk - Email us at [email protected]

Ian Wildeboer is the pastor of Mercy Christian Church in Hamilton and a former missionary to Papua New Guinea. His doctoral research explored the lives of missional church leaders serving in lower-income urban communities across Canada, examining what it means to follow the “downward way” of Christ. In this episode, we discuss: What social mobility really means — upward vs. downward Can the pursuit of wealth and the call to serve the marginalized coexist? The tension between ambition, contentment, and faithfulness What it practically looks like to love and serve the poor - How well are you stewarding your real estate? Take our real estate stewardship quiz: https://squander-o-meter.replit.app/ Get in touch with the show: https://twostewards.ca

How Christian homeowners can use their home as a tool - to spend less time working, and more time with their kids We’ll go over: What exactly is home equity and how you can calculate it The 3 ways homeowners access it safely 4 Strategies you can use to deploy your equity wisely – and multiply it - Download the FULL resource here: https://www.goodstewards.ca/wealth Book a 15-Minute strategy call with our team: https://www.goodstewards.ca/get-started

Robert Netzly is a globally recognized leader in the Biblically Responsible Investing movement and founder and CEO of Inspire Investing. He is also the author of Biblically Responsible Investing: On Wall Street As It Is In Heaven and has spent years helping Christian families think deeply about how their investment dollars intersect with their faith. In this episode, we discuss: How Robert’s journey led him into Biblically Responsible Investing The surprising reality of what many investment portfolios may be funding Whether strong returns and biblical values can coexist The pressure to conform within the financial world Practical first steps for families who want to honor God with their money - Check out Inspire Investing: https://www.inspireinvesting.com/ How well are you stewarding your real estate? Take our real estate stewardship quiz: https://squander-o-meter.replit.app/ Get in touch with the show: https://twostewards.ca

Jonathan Wellum is the CEO of Rocklinc Investment Partners, an independent investment management firm focused on building portfolios of high-quality assets. Jonathan brings has an MBA from McMaster, a Master of Arts in Theology and Philosophy, and CFA credentials with decades of practical experience in finance. In this episode, we discuss: How Christian values shape his approach to investing How Christians can navigate the financial world The role of REITs, ETFs, and alternative investments Active vs passive investing Advice for Christian parents and business owners who want to build wealth while prioritizing family and purpose His thoughts on secularization and culture shifts - Check out Rocklinc Investment Partners: https://rocklinc.com/ Are you stewarding or squandering your real estate? Take our real estate stewardship quiz: https://squander-o-meter.replit.app/ Get in touch with the show: https://twostewards.ca

Joshua Emmanuel is the founder of Jungle Ministry in Jos, Nigeria. He is a missionary, Christian apologist, and podcaster. In this episode, we discuss: The true purpose of money The role of government And practical guidance for leading, discipling, and stewarding resources in today’s society. - Support Joshua's work: https://teachthestory.org/jungleministry Reformation Room Podcast: https://www.youtube.com/@josreformedtheologicalcollege

How to confidently get your kids into the market – while avoiding big mistakes, protecting your relationship, and creating a plan that works for the long term - Download the FULL resource here: https://www.goodstewards.ca/help-your-kids Book a 15-Minute strategy call with our team: https://www.goodstewards.ca/get-started

In this episode, we sit down with Kelly Hawkes, a paralegal focussing on landlord tenant and small claims court matters. How the LTB actually works What every small landlord needs to know to avoid costly mistakes Bill 60 updates that are reshaping landlord-tenant law - Get in touch with Kelly by emailing [email protected] Are you stewarding or squandering your real estate? Take our Quick Test Here: https://squander-o-meter.replit.app/

Is mass immigration actually working? Who benefits, who pays the cost, and what happens when integration, housing, and institutions can’t keep up? We explore population decline, entitlement pressures, cultural cohesion, historical immigration successes and failures, and why immigration alone can’t replace families, productivity, and shared values. - Email the show at [email protected]

We live in a world of constant stimulation. News cycles, social media, notifications, and deficit spending. Short-term dopamine boosts hide long-term weakness. What would it look like (personally and economically) to rebuild baseline instead of chasing the next hit. - Reach out to the show by email at [email protected]

In this episode, we focus on Bill C-9 and the growing threat to free speech in Canada. We also explore: Interest rates The Genesis Mission AI infrastructure - Email the show at [email protected]

Private property is the foundation of today’s society. In this episode, we explore how history, economics, and Scripture all point to the same truth: without property rights, there is no responsibility and no real freedom. We discuss: The biblical basis for property and stewardship What happens when property rights are ignored How secure ownership creates responsibility and generosity - Email the show at [email protected]

In this episode, we discuss Canada’s latest fiscal update: $141B in new spending and a nearly $80B deficit. We break down what’s happening with housing, the new "Productivity Super Deduction", shifts in immigration policy, and why government spending continues to complicate interest rate cuts. Where is Canada’s economy heading, (and what good stewards should pay attention to)? - Email the show at [email protected]

Mike Hutten is the owner of The Good Ground Natural farm. A regenerative farm hoping to produce food that is good for people, animals, and the earth. How did Mike's farm do this year? Why is bad food so cheap? Do we think about our food enough? Is there a morally superior food choice? - The Good Ground: https://www.thegoodground.ca/ The Good Ground on Instagram: https://www.instagram.com/thegoodground.farm Email the show at [email protected]

Jeremiah Shamess is a commercial real estate broker and head of Colliers Private Capital Group. He has built a reputation for his creative deal making in commercial real estate. In this episode, we discuss the GTHA market right now, whether development charges need to change, AI, and new sectors. We also explore what the next few years might look like for investors and homeowners alike. - Jeremiah on X: https://x.com/JShamess Email the show at [email protected]

We’re at an inflection point. Artificial Intelligence is no longer just a tool. It’s becoming the engine of our economy, reshaping energy demand, wealth creation, and even the definition of productivity itself. In this episode, Brent and Mark explore the age of abundance that technology promises. Will AI lift everyone's standard of living? Or will it deepen the divide? - Email the show at [email protected]

Many people feel that things today aren't right. Things seem more expensive. Housing is unaffordable. Global tensions are rising. Physical and mental health are declining. The education system feels broken. What if all these issues stem from the same root cause? In this episode, Joe Bryan joins us to discuss the problem. Our financial system. Only once we understand the problem, can we find a solution. - What's The Problem Video: https://www.whatstheproblem.org/ Follow Joe on X: https://x.com/satmojoe Reach out to the show by emailing [email protected]

In this episode, we sit down with Adam Niman, to uncover the truth behind the idea of “becoming your own banker.” We talk about what most people get wrong about whole life insurance. - Niman Financial: https://nimanfinancial.ca Get in touch with the show by emailing us at [email protected]

Why aren't people having kids anymore? Is it because adults are still kids themselves? This week, we dive into Canada’s record-low fertility rates. What’s really behind them? How is our culture producing fewer families and more dependence? Are young people choosing not to grow up, or has society made adulthood unattainable? And what happens when the people who are supposed to build the future… stop believing in one? - Take our Free First-Time Homebuyer Course: https://goodstewards.ca/first-time-homebuyer-course Email the show at [email protected]

Why has real estate remained such a powerful wealth-building tool for Canadians over time? And what happens when the engine that keeps that wealth growing (new housing construction) comes to a standstill? In this episode, Mark single-handedly solves the Canadian condo crisis. - Take our Free First-Time Homebuyer Course: https://www.goodstewards.ca/first-time-homebuyer-course Get in touch with the show by emailing [email protected]

Tim Fox joins us this week to discuss a Christian Perspective on Bitcoin. Tim is a brother in Christ, an ordained minister in the Presbyterian Church of America, a professor at Knox Theological Seminary, and a fellow with the Center for Pastor-Theologians. He has a PhD in New Testament from the University of St. Andrews. Tim is also behind the Magnalia Foundation, helping churches and Christians understand Bitcoin. We explore Why Christians should understand (and not dismiss) Bitcoin. The creation mandate. Stewardship of the earth and its resources. Biblical principles of work. And more - Magnalia Foundation: https://www.magnalia.foundation Email Tim Fox: [email protected] Tim on X: https://x.com/ProofOfRest Get in touch with the show: https://www.twostewards.ca

Do we still have the right to stand up for what we believe in? In this episode, Mark and Brent dive into immigration, Stoicism, Epicureanism, DEI, and whether Canada measures up against other countries. Mark and Brent also discuss recent news items including the subway stabbing event and the murder of Charlie Kirk. - Email the show at [email protected] Explore our free resources: https://twostewards.ca/resources

Mark and Brent sit down for a late-night conversation, unpacking insights from recent guests: Daniel Foch, Sam Cooper, and Richard Dias. Everything from dirty money and Canada’s productivity crisis to the cracks in our immigration system. Then, they dive into the shocking $10.5M iPro Realty scandal that has Canadians questioning the industries we once trusted. As confidence in long-standing systems erodes, they explore why Christian virtue and conviction are essential for rebuilding a stronger future. - FREE First-Time Homebuyuer Course https:goodstewards.ca/first-time-homebuyer-course Email the show at [email protected]

This week, Mark and Brent are joined by Richard Dias. Richard is a global strategist at Ice Cap Asset Management, and co-host of The Loonie Hour, a podcast that breaks down Canadian and global economics. We dive into: Inflation, Canada’s Productivity Crisis, Canadian Real Estate Markets, Atheism & Christianity in the West, Fiat Currency vs. Bitcoin, and more! - Check out The Loonie Hour Podcast: https://thelooniehour.ca/ Follow Richard on X: https://x.com/RichardDias_CFA The Ice Cap Canadian Market Wrap: https://www.youtube.com/@IceCapAssetManagement - FREE First-Time Homebuyer Course: https://goodstewards.ca/first-time-homebuyer-course Email us at [email protected]

Sam Cooper is an award-winning Canadian investigative journalist and author. He has spent years uncovering the hidden networks of organized crime, foreign interference, and money laundering in Canada. His groundbreaking work has revealed how cartels, corrupt elites, and foreign state actors have used Canada’s real estate market, casinos, and political systems as a safe haven for dirty money. In this episode, Brent and Mark sit down with Sam and discuss the disturbing realities of organized crime and foreign influence in Canada. - - - Follow Sam on X: ----------------------------- https://x.com/scoopercooper Check out his Substack: ----------------------------- https://www.thebureau.news/ Email the show: [email protected]

In this episode, Mark and Brent dive into the uncomfortable truth behind our modern financial system: The Bank of Canada may have held its policy rate at 2.75% Economist Richard Werner explains how banks create money out of thin air—not by lending deposits, but by issuing new credit George Gammon outlines how this fuels inflation, asset bubbles, and the so-called Cantillon Effect, where the rich get richer while the middle class gets crushed Saifedean Ammous calls it a moral failure that punishes savers and rewards debt and speculation We explore how this system affects democracy, increases government overreach, and forces people into a financial squeeze with only two ways out: up or down Contact the show by emailing [email protected]

Daniel Foch joins Brent and Mark for a conversation on what’s going on in Canada’s housing market — and where things might be headed next. We talk about: rents, housing supply, multiplex policy, demographic collapse, having kids, AI tools, and Bitcoin. - - - Follow Daniel on X: https://x.com/daniel_foch Check out The Canadian Real Estate Investor Podcast: https://thecanadianinvestorpodcast.com/podcast/the-canadian-real-estate-investor Email the show at [email protected]

In this episode Brent and Mark break down some big stories that are shaping Canada’s economy right now: Rental market decline – BMO says it’s just getting started. Youth unemployment – Now at recession levels. Trudeau’s fiscal mess – And how Carney might make it worse. GENIUS Act – What it means and who really benefits. - - - Email the show at [email protected]

This week, I’m joined by Lorenzo Podda from Better Mortgage Select, for a timely conversation about the mortgage market. We break down: Current mortgage rates and how they’re impacting buyers and investors Key trends in the housing market A brand new mortgage product Better Mortgage Select is launching — and why it could be a total game-changer for buyers, investors, and homeowners alike Whether you're looking to buy, refinance, or simply stay informed, this episode gives you the inside scoop on what’s really going on behind the scenes in the mortgage world. To get in touch with Lorezno, go to www.bmselect.ca - - - To contact the show, email [email protected]

Nathan Fitzsimmons is an advocate for sound money, specializing in Austrian Economics and Libertarian Philosophy. He worked in medical research, but after falling deep down the Bitcoin rabbit hole in 2020, he pivoted to full-time education—helping others understand Bitcoin. With an academic background in Business, Biology, Philosophy, and Computer Science, he’s uniquely equipped to communicate the complexities of the Bitcoin ecosystem to a wide audience. In this episode, we explore: What made Nathan bet his future on Bitcoin The mindset shift it takes to move from skeptic to believer Who Bitcoin is (and isn’t) for Cultural barriers to adoption in Canada Whether stablecoins like USDT are a scam And how Bitcoin compares to other assets like gold, stocks, or real estate You can follow more of Nathan’s work at BitcoinMentor.io. - - - Reach out to the show at [email protected]

Trump plans to pay parents $1000 per baby. What does this mean for the future of money? Canada's housing crisis is being driven by investors, cheap debt, and government policy. We also talk Bitcoin, Pride vs Eid, and what happens when the housing market is driven by profit? - - - Email us at [email protected]

Toronto’s “Missing Middle” is finally getting attention—but is it too late? In this episode, we unpack insights from the Buildstak summit: why the city’s Yellow Belt is under pressure, how multiplex conversions are leading the charge, and what 452 new permits reveal about housing trends. We explore how suburban sprawl reflects values like independence and privacy—and whether today’s housing choices are isolating us. From the politics of COA approvals, NIMBY resistance, and family-sized units, this is a deep dive into the relationship between housing, policy, and the kind of communities we’re really building. - - - Send your feedback to [email protected]

Canada’s economy is in a weird spot—housing is tight, unemployment is rising, and immigration is still ramping up. We talk about what’s driving it all, why the BoC is sending mixed signals, and where the real estate opportunities might be hiding. Plus: Alberta separatism, Carney meets Trump, and why the public sector keeps growing. - - - Get in touch with the show by emailing [email protected]

Brent and Mark look into insights from Policy Horizons Canada. Is it possible to 'move up' in the world? - - - Get in touch with the show at www.twostewards.ca

This episode is a little different — Brent is breaking down the 5-step process that helped him define goals, pick an investment vehicle, and take action with confidence. Let us know what you think of this solo-style episode — we’d love your feedback! Get in Touch: Instagram: https://www.instagram.com/goodstewardsinc Email: [email protected]

Should you build an ADU or buy a rental property? Which is the better investment? - - - Go to goodstewards.ca/discover to book a FREE 30-Minute Expert Consultation Send your feedback to [email protected]

Join Brent and Mark as Brent mostly listens to Mark talk about the EU, US, GDP, CPI, NPR, CMHC, and Free money for ADUs - - - Send your feedback and suggestions to [email protected]

What are Central Bank Digital Currencies (CBDCs)? Will they replace our money? What are the benefits and downfalls? Should we be worried about them? - - - Email the show at [email protected]

Should you wait to buy real estate? Or buy real estate and wait? Do you know a perfect opportunity when you see one? Is waiting to buy or sell real estate a good idea? What is indecision costing you? - - - Email us at [email protected]

Inflation punishes savers, distorts market signals, reduces quality of life, erodes trust, and stimulates high time preference behaviour. - - - Email your feedback to [email protected]

Joey Temprile is co-host of The Canadian Bitcoiners Podcast. He is a millennial, Bitcoiner, husband, and father. Mark and Brent sit down to discuss Joey's opinions on Canadian society. They discuss millennials, faith, Bitcoin, and masculinity. - - - Joey on X: https://x.com/JoeyTweeets Listen to the Canadian Bitcoiners Podcast https://canadianbitcoiners.com/ Send us feedback on the show: https://twostewards.ca/contact

Join Mark and Brent as they explore the major changes happening in politics, economics, and society around the world. They discuss Germany's new administration, America's new century bonds, Canada's new train, and how we can adapt to a shifting global landscape. - - - Send of your feedback: ---------------------------------- https://twostewards.ca/contact

Jojo Ruba is a Christian apologist and Executive Director of Redeeming Conversations, a Christian Apologetics Ministry. How can we be ambassadors for Christ in everyday life? Why is theology important? Why should we engage with non-believers? - - - Redeeming Conversations: ----------------------------------------- https://www.redeemingconversations.ca Send us feedback: ----------------------------------------- https://twostewards.ca/contact

Mark and Brent give their thoughts on Mark Carney, DOGE, Trump's game plant to extend USA borders - - - FREE 30-min consultation to add dwelling units to your property ------------------- https://goodstewards.ca/discover Send us your feedback ------------------- https://twostewards.ca/contact

Mark and Brent give their thoughts on Donald Trump's new appointments, executive orders and tariffs. - - - Send your feedback to the show: https://twostewards.ca/contact

Emma is a Principal of Invizij Architects Inc. She is involved in various community-building initiatives in downtown Hamilton and an advocate for laneway housing and Passive House design. Emma also runs the Facebook group for Laneway Suites & ADUs in Hamilton. How can we address the housing crisis? Are ADUs and laneway suites the answer? What is NIMBYism? - - - Laneway Suites & ADUs in Hamilton Facebook Group: https://www.facebook.com/groups/hamiltonsdus Check out Suite Spot: https://www.suite-spot.ca Check out INVIZIJ Architects Inc: https://invizij.ca/ Want to add dwelling units? Book a FREE 30 minute expert consultation: https://goodstewards.ca/discover Send us your feedback on the show: https://twostewards.ca/contact

Stephen Jagger is the Co-Founder of Addy, Canada's Largest Real Estate Investment Platform, making real estate investing more accessible. How does Addy work? How can you invest as little as $1? Is democracy in real estate a good idea? Where is Addy headed? - - - Check out Addy: https://addyinvest.ca/ Stephen on X: https://x.com/sjagger Send us feedback: https://twostewards.ca/contact