The Total Wealth Academy Podcast

In this episode, we tackle the conventional 4 percent rule, questioning its effectiveness for long-term financial independence. We explain how strategic real estate investing, particularly passive income streams, can offer a more secure path to retirement. Discover investment strategies that genuinely support funding retirement without relying on risky methods. 📈

Steve and Wade Comeaux explore a powerful strategy for financial growth through real estate investing. This approach focuses on acquiring distressed real estate and utilizing specific funding methods. Learn how to leverage DSCR calculations for investment property qualification and secure your family's future.

In this episode, Steve Davis discusses the barrier to entry that keeps many would-be investors from getting started. He covers fear, knowledge, and even how to stop being dependent on your superiors to improve your financial situation, making it perfect for beginner investors. Tune in to learn more about real estate investing and how it relates to the Total Wealth Academy.

Welcome to the Total Wealth Academy video podcast, where we tackle common challenges like buying rental properties. Many believe it's hard, but there are government programs designed to help with real estate investing, making it accessible even for investing for beginners. Discover how to invest in real estate and start your journey towards financial independence today!

Steve Davis and Howard Chang discuss investing in apartments in the current real estate market. Howard started his real estate investing journey by aiming for a large investment property, breaking the mold of smaller deals. This episode explores how he navigated this path and what he's working on now to build passive income through rental property investing.

Steve and Connor share how acquiring assets at a young age can lead to financial freedom. He recounts buying his first duplex at 19, which helped him start building wealth through real estate investing. This early move to buy a duplex proved that passive income was possible and set the stage for a lifetime of smart money management and financial independence!

In this episode, we challenge listeners to assess if their current money habits will lead to their desired financial positions. We explore the importance of strategic budgeting and smart investing to achieve personal finance goals. Join us to learn how to make your money work for you and build a path towards financial freedom. 📈 Remember that Steve is always available to talk to you! Just send your questions, comments, and concerns over to [email protected] today!

Welcome back to the show! In this episode, Steve discusses the difference between income-producing assets and non-income-producing assets. So, which one is which, and which type of asset have you been focusing on in your portfolio? Tune in now and listen to Steve explain the difference and suggest some expert ways to get more income-producing assets in your life now! Please remember that Steve is always available to talk to his listeners, that is, you! Please send your questions, comments,s and concerns directly to Steve at [email protected] today!

In this episode, we discuss the state of the "US economy" and how "inflation" and the rising "cost of living" are impacting "consumer decisions." Understanding these dynamics is crucial for effective "money management" and building personal wealth. Join us to learn how to navigate these financial waters successfully! 📈 Please remember that Steve is always available to talk! Just send your questions, comments and concerns over to [email protected] today!

In this episode, we explore how to make money in real estate and the ins and outs of investing for a successful future. Discover the principles of entrepreneurship and how they can lead to a millionaire lifestyle. Join us to boost your financial literacy and learn how to become a millionaire through smart choices! 📈 Have questions for Steve? Email him directly with your comments, questions, and concerns at [email protected] today!

Welcome to the Total Wealth Academy video podcast! In this episode, Steve Davis and Darel Daik (Noble Mortgage) discuss essential financial management techniques, emphasizing the importance of a well-defined exit strategy for business investments. They highlight the importance of patience and alternative approaches for asset management and achieving overall financial freedom. Tune in to boost your financial literacy and learn how to invest effectively! 📈 . . Have questions? Email Steve directly: [email protected]

Steve Davis, host of Total Wealth Academy, states that now is the time to start in "how to invest in real estate", regardless of market conditions. This episode emphasizes that making smart "investments" is crucial for achieving "financial freedom" and ensuring a secure "retirement". Tune in to learn practical steps on "how to invest" and begin your journey towards "wealth building" today! 📈

In this episode, Steve is joined by a special guest to discuss a robust real estate investing approach that utilizes a qualified intermediary to execute a 1031 exchange, allowing investors to defer "capital gains tax" and advance their investment portfolios. This key "tax strategy" can also benefit heirs, offering a path to tax-free "inheritance" through the "step up in basis" provision. Understanding these "taxes" and proper "estate planning" is essential for long-term wealth growth.

In this episode of the Total Wealth Academy video podcast, Steve is joined by Frank and Jessica Heiden, two relatively new real estate sponsor/syndicators who started their investing journey with 210,000 dollars in debt. They emphasize that success comes from showing up and cultivating a growth mindset, even when lacking all the answers. Steve and the Heidens highlight the importance of personal development, acknowledging that a shift in perspective, dedication, and effort is ultimately rewarding. Have questions about this episode or anything else related to real estate investing and the journey to financial independence? Email Steve directly! His email inbox is [email protected]

In this powerful segment, Steve discusses the fundamental difference between a survival-focused brain and a mind driven by the desire to thrive. He offers valuable insights into "personal development" and the importance of cultivating a positive "mindset". This "motivational speech" highlights how embracing "self improvement" can lead to significant "growth" and a more fulfilling existence. Send your questions, comments, and concerns to [email protected] today!

Welcome back to the show! In this episode, Steve welcomes Craig McKinley, a highly successful entrepreneur and syndicator. They discuss practical strategies for "how to make money" through "real estate investing", particularly focusing on "how to syndicate real estate deals". Tune in to learn more about "raising capital for real estate" and generating significant "passive income" through strategic investments. Send your questions, comments, and concerns to [email protected] today!

Welcome to the Total Wealth Academy video podcast, where we bring you insights from top investors and syndicators. In this episode, Steve is joined by Kelley Simmonds of SBK Asset, and they are drawing out the road map that took Kelley from zero real estate investments to hundreds of doors. They cover the hardships of getting started, the windfalls of luck, and even the unexpected setbacks that popped up along her road. Tune in now and see why Kelley is both ordinary and extraordinary while she lays out a map that you can use to change your life. Send your questions, comments, and concerns to [email protected] today!

Welcome back to the show! In this episode, Steve introduces a special guest, a friend and sponsor of Total Wealth Academy, known for their incredible track record in the industry. This individual is a phenomenal syndicator, making waves in the real estate world. They will be discussing key insights into "how to syndicate real estate deals" and the intricacies of "raising capital for real estate." Tune in to hear more about their work and the true meaning of a real estate syndication. Please make sure you send your questions, comments, and concerns to [email protected]. Steve loves talking to his listeners!

Welcome back to the show! In this episode of the Total Wealth Video Podcast, Steve talks with Wade Comeaux of Catalyst Funding about the mind-blowing power of utilizing the correct lender for real estate investing deals. These two titans of the industry discuss how real estate investors find money for their deals, how they use specialized lending programs, and how the right lender can make you millions in half the time you expect. Join Steve and Wade now! Send your questions, comments, and concerns to [email protected] today!

Welcome back to the show! In this episode, Steve discusses the fundamental differences in the **rich vs poor mindset** when it comes to money, offering crucial **financial education**. He explores the psychology of money that separates the middle class from those with a wealth mindset, sharing compelling case studies to illustrate these distinctions. Tune in to gain insights into adopting a more prosperous approach to your finances. Send your questions, comments, and concerns to [email protected] today!

Welcome back to the show! In this episode, Steve discusses the problem most people have when getting started in their investing career: they have buried themselves under a pile of excuses! Are you one of those people? How many excuses have you piled onto yourself to justify not moving forward toward your financial independence? Join Steve now so that you can work through these excuses with someone who has overcome this very same struggle to great effect! Remember that Steve is always ready to talk to his fans. All you need to do is send your questions, comments, concerns, AND EXCUSES to [email protected] today.

Welcome back to the video podcast! In this episode, Steve is joined by Andy Hemmings (Capital Title) to discuss the importance of Title/Escrow Insurance for real estate investors. Were you aware that at one point in history, the Brooklyn Bridge in New York City was sold by someone who had no affiliation with the bridge at all? Can you even comprehend that kind of situation?!? Unfortunately, devious practices like that still exist today, and that is where Any Hemmings and Capital Title come in. So join these two as they talk about how easy it is to do the work on your title investigation BEFORE the sale, and how wrong everything can go if things go wrong. Please remember that Steve is always available for a one-on-one conversation! Just send your questions, comments, and concerns over to [email protected] today.

Welcome back to the podcast! In this episode, Steve is joined by entrepreneur and real estate investor Darwin German, and they discuss how they started in the industry and what they see coming in the next wave of financial markets. Steve is keeping his promise to bring strong investors on this podcast so you can gain access to the people you want to emulate. You are not going to want to miss this episode, especially since Darwin is the type of investor who has to downplay his actualized returns because no one would believe the numbers on paper! If you like this episode and want to see more content like this, please let Steve know directly! He is the only person in charge of his email inbox, and every email is written by the man himself! Send those questions, comments, and concerns to [email protected] today!

Welcome back! In this video podcast, Steve sits down to talk about why he is making a video podcast series, how important it is to have a map to financial independence, and why knowing a straightforward fact can change your life forever. Let's not waste any more time and let Steve take it from here! Please enjoy this new format as it weaves into the fabric of our usual programming! Remember that Steve is still in charge of his inbox and does not let anyone else answer his emails. Send your questions, comments, and concerns to [email protected] today.

Welcome back to the show! In this episode, Steve discusses the differences between assets and liabilities and how those differences have very real consequences for the people who collect them. While this may sound like a fundamental concept, we assure you that it is not. Most people have been led, over time, to believe that assets are liabilities and that liabilities are assets! So hit that play button now and let Steve walk you through this thought process, and make sure you focus all your efforts on collecting the correct type. Please remember that while you are listening to the show, you can also write down all of your questions, comments, and concerns to send directly to Steve! He is the only person with access to the inbox linked to [email protected], so send those emails in now.

Welcome back to the show! In this episode, Steve is joined by special guest Andy Hemmings (Capital Title), who discusses the ins and outs of title and escrow insurance. Real Estate Investing has many small details that are important to know and can make or break your investments. Title and Escrow Insurance issues are often chief among those confusion points. So what did Steve do for you, his listener? He brought an expert in to tell you everything you need to know! Please remember that Steve is always answering questions sent in by listeners just like you. So send your questions, comments, and concerns over to [email protected] today!

Welcome back to the show! In this episode, Steve answers questions from his listeners. Did you send in a question? Did you know that you could? Are you going to listen to this episode? You most certainly should! Please remember that Steve answers the questions ent to him personally. No one else can access the inbox at [email protected] except Steve!

Welcome back to the show! In this episode, Steve is joined by a special guest to talk about no just ta planning, but tax strategies! Is today a good day to keep your money from heading into the government's coffers? Of course it is! But how do you do that? What is the best strategy to use? Tune in now and find out! Please remember that Steve is always ready to have a conversation with you. Just send your questions, concerns, and comments to [email protected] today!

Welcome back to the show! In this episode, Steve discusses how to live within your means, which is a principle of wealth that is often overlooked. Wait a second! Isn't this a show about creating passive streams of income? You are exactly right! However, Steve has found that people often struggle to do so when they are not living on their own means. Does that mean beans and rice until you get rich? Nope! Tune in to find out how! Please remember that Steve is always available for a one-on-one conversation. Just send your questions, comments, and concerns to [email protected] today.

Welcome back to the show! In this episode, Steve discusses the idea that creating wealth for yourself and your family is not just a good thing to do; it is something that has to be done. Steve is not one of those online personalities who say you have to do everything he says; in fact, it's the opposite. Most of the time, he suggests the best avenue to get things done. Today, though, he is putting an extra emphasis on this point. Is it that important? So hit that play button now! Please remember that Steve is always available to talk with you, his listeners. Send your questions, comments, and concerns to [email protected] today!

Welcome back to the show! In this episode, Steve discusses the free map to success and the fact that you were never given one! You may be in a place where you are blaming yourself for not having escaped the middle-class wall. You may also be thinking that you are being held back from achieving financial independence. Neither of those is true, and this radio show will prove it. Join Steve now as he outlines the map to success that 95% of Americans were never given! Please remember that Steve is always reading emails. That means you can send your questions, comments, and concerns directly to him through [email protected] today!

Welcome back to the show! In this episode, Steve discusses the distinction between individuals who are wealthy and those who have a high income. To the uninitiated, these might seem like the same thing, but the reality is entirely different. So what is the difference between the two? Join Steve and let him guide you! Please remember that Steve is always available to have a conversation via email. Send your questions, comments, and concerns over to [email protected] today!

Welcome back to the show! In this episode, Steve discusses how to accurately evaluate the value of a single-family home for real estate investing. To those not in the real estate investing business, single-family homes are what everyone else calls a house! The layperson is rolling their eyes and thinking that this can't really be a topic worth 45 minutes of discussion. They are obviously very wrong. Minor spoiler alert: A home is not worth what it is listed for by an agent, and it isn't worth what the government appraises it for. So, how does a person evaluate the value of a house? Join Steve and find out! Please remember that Steve is a creature of emails and always responds to his listeners! So send your questions, comments, and concerns to [email protected] today.

Welcome back to the show! In this episode, Steve discusses the most misused and abused excuse in existence when it comes to avoiding the responsibility of achieving financial independence. What is that excuse you ask? Well, simply put, it is the excuse of "I just don't have the time." At Total Wealth Academy, we recognize that everyone leads a hectic life. We ourselves are swamped! But does that excuse actually hold water when it comes to securing your future? Join Steve now to find out! Please remember to take the time to write Steve and start a personal conversation with him! Please send your questions, comments, and concerns to [email protected] now.

Welcome back to the show! In this episode, Steve discusses the concept of investing passively with retirement accounts. It may seem like a goal to be attained later in a career in real estate investing, but as Steve points out, many of our listeners need to understand that passive investing IS the starting point of their investing careers. Why is that? Well, many of our listeners are career-minded adults who have spent their lives accumulating wealth in their retirement accounts. Those people are not the type of investors who can start with active investments; their retirement accounts just won't let them! So how do you, they, get started? Tune in to this show! Please remember that Steve is always ready to have a conversation with you, his listeners. Just send your questions, comments, and concerns over to [email protected] today.

Welcome back to the show! In this episode, Steve discusses the idea that most people in the world are trying to achieve financial independence the completely wrong way. Would you hop into a car and expect to get to England (for our American listeners) or the even try it in reverse? Why is that? It seems like...a bad idea, right? Well have you considered that a regualr job getting you to financial independence might mirror the aforementioned example? Join Steve now and let him guide you through the thought process. Please remember that Steve is always ready to talk to his listeners! Just send your thoughts, concerns, and questions over to [email protected] today!

Welcome back to the show! In this episode, Steve discusses a common situation for those who want to get involved with Total Wealth Academy and Real Estate Investing in general: Confusion! Long-time listeners may not understand how others can be confused, but this is a great show for new listeners to jump in on! Join Steve as he breaks down real estate investing in plain, everyday language! Please remember that Steve is always ready to answer an email from you! Just send your thoughts, comments, questions, and concerns to [email protected] today!

Welcome back to the show! In this episode, Steve discusses 14 specific benefits that come from investing in real estate as opposed to other investment strategies or sources. That seems like a lot of benefits and an odd number to boot! Don't lists like this come in sets of 10? Well, that is how beneficial real estate investing is to your future! They couldn't even contain the list to a standard number! Tune in now! Please remember that Steve is always 1 email away from answering the question that you've always wanted to ask. Just send me your questions, comments, and concerns over to [email protected] today!

Welcome back to the show! In this episode, Steve is joined by The Seago Group and Catalyst Funding to discuss the now monthly opportunity presented to all members of Total Wealth Academy - actionable investment opportunities! So, where are these opportunities, and what makes them actionable or even good opportunities? Tune into the show and let Steve, Michael, and Wade tell you about it! Want to give Steve a piece of your mind or ask him to share some of his mind with you? Send an email directly to Steve at [email protected] today!

Welcome back to the show! In this episode, Steve discusses the correct course of action to take when you are lost with a map that is only taking you further away from your destination. This description may read like a travel channel advertisement, but Steve is talking about your financial journey and the map that you were given by all the influential people in your life. So what do you do when you find out that you're further from your financial destination with a map leading you somewhere you don't want to go? Tune in and find out! Remember that Steve is always ready to talk to his listeners! Please send your questions, comments, and concerns to [email protected] today.

Welcome back to the show! In this episode, Steve delves into an article that examines the habits of a classically successful investor. Usually, Steve dismisses most articles written about investors or successful habits because they are often compiled or written by people who are reflective of their own subject matter. However, this article's author not only talks the talk but also walks the walk! So tune in and go through the habits with Steve to discover which ones you already have and which ones you could develop within yourself. Please remember that Steve is always one email away from his listeners! Please send your questions, comments, and concerns to [email protected] today.

In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses the wild ride that has been, and always will be, for those who want to take their chance with their fortunes in the stock market. Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please remember that Trevor is always available via email. Send your questions, comments, or concerns to [email protected] today.

Welcome back to the show! In this episode, Steve discusses the ever-encroaching, ever-insidious power of life LAG. Now, what do we mean by LAG? Is this an AI thing? Something to do with computers? Not at all! LAG is an acronym for Laziness, Arrogance, and Greed; three life symptoms that most people suffer from in one form or another. But how do you recognize this affliction? Tune in now and let Steve guide you through the steps of learning to recognize when LAG is present in your life. Please remember that Steve is always one email away! Send your questions, comments, and concerns over to [email protected] today!

In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses the wild ride that has been, and always will be, for those who want to take their chance with their fortunes in the stock market. Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please remember that Trevor is always available via email. Send your questions, comments, or concerns to [email protected] today.

Welcome back to the show! In this episode, Steve discusses the six habits of the middle class that keep them "stuck" in the middle class. Your first reaction to this might be to become angry or even dismissive because there aren't habits that people participate in that keep them in the middle class...are there? Well, Steve has a list of habits that most people have already turned into core beliefs, and this list may shock your entire worldview. So even if you are dismissive or angry at the mere thought...tune in and give Steve a chance to show you what you need to hear. Please remember that Steve is always happy to talk to his listeners even if they disagree with him! Please send your questions, comments, and concerns over to [email protected] today to start your conversation with Steve himself!

Welcome back to the show! In this episode, Steve discusses how every dollar invested into a single-family home makes money in 4 entirely separate but symbiotic ways. How is that for an attention grabber? Can you think of another form of investment or money-acquiring system that can boast a 4X multiplier per dollar? Join Steve on today's show and find out that you are surrounded by them! Please remember that Steve is always one email away! Just send your questions, comments, and concerns over to [email protected] today!

In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses the wild ride that has been, and always will be, for those who want to take their chance with their fortunes in the stock market. Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please remember that Trevor is always available via email. Send your questions, comments, or concerns to [email protected] today.

Welcome back to the show! In this episode, Steve discusses the concept of slum lords and how they are created. What do you think of when the term "slum lord" is thrown out? Do you see a nefarious character, sitting in a dark room, contemplating new ways to take advantage of tenants? Do you see a high-powered business person in a boardroom looking at spreadsheets? Tune into today's show and let Steve tell you the truth about slum lords. You may be shocked. Please remember that Steve is always one email away! Just send your questions, comments, and concerns over to [email protected] today!

Welcome back to the show! In this episode, Steve discusses a case study based on real investments made by real investors! So what do investors do when the bank thinks that their investment is "too risky" to back with a loan? Tune in to the show and find out! Please remember that Steve is always available to talk with his listeners! Just send your questions, comments, and concerns to [email protected] today!

In this episode, Trevor Davis, Lead Wealth Coach at Total Wealth Academy, discusses the wild ride that has been, and always will be, for those who want to take their chance with their fortunes in the stock market. Join Trevor as he discusses this topic, his Stock Market analysis, and much more! Please remember that Trevor is always available via email. Send your questions, comments, or concerns to [email protected] today.