The Stacking Benjamins Show

Ever think that you're trapped in the rat race and can't save? Chris Reining had a car payment of over $500 a month and a condo that sucked much of his monthly income away...and yet he found a way to retire at age 37. How did he do it? We'll talk to him about the details today, but it involves making little moves over time, keeping track of details, and forming a budget that helped him put more money into investments. Plus, in our headlines segment, we discuss parents who buy homes for their children. If you have kids, should you refinance your home so that your children can afford their new house in a hot real estate market? Does it make sense to bid up a property at all in a hot real estate market? We'll discuss that PLUS talk about more unbelievable news out of Equifax. We'll of course have more from the world of financial planning, throw out the Haven Life line to lucky listener Thomas, who wonders about how he should manage the money in his retirement fund, score with some of Doug's delightful trivia, and more. Huge thanks to Roofstock (check out their massive real estate database) and MagnifyMoney.com (when you're comparing financial tools like credit cards and savings accounts) for helping us with today's show. Learn more about your ad choices. Visit podcastchoices.com/adchoices

You have money in an old 401k and would prefer to have that money in your Roth IRA. Should you make that move? How do you accomplish that goal? That's one of the many letters we tackle on today's podcast! We'll also talk about investing in other countries, differences in investing for men and women, talk through how pensions work, and much more. Our listener letters are always some of our most entertaining and wide-ranging episodes, and you don't disappoint today. A superstar is in trouble with a credit card company. We'll share strategies to help you handle YOUR debt a little less "fancy" than this singer. Also, we'll talk about some big news for baby boomers, throw out the Haven Life Line, feature some hair-raising trivia from Doug, and more. Special thanks to M1Finance for supporting our show. Use code "stackingbenjamins" and your first year's fee is waived. Thanks to LinkedIn for supporting Stacking Benjamins. Go to LinkedIn-dot-com-slash-sb and get a $50 credit toward your first job post. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What do you do when you find out that your side hustle is actually COSTING you money? One Lyft driver found out that he was down $2,000 because of one EASY oversight. What oversights are costing you money? We'll ask that question and much more on today's show! In our headline segment, Craig Cody will help us with the looming October 16th tax filing deadline. What do you need to know to save as much money as possible? What do you do if you can't file on time? What if you don't have the money to file your taxes? Craig will answer ALL of these questions PLUS answer your questions about last minute filing issues on today's show. , we talk to the founders of the new hot homeowners insurance app Hippo. How do you create better insurance in an Thanks to MagnifyMoney.com and FamZoo.com for sponsoring our show, and thanks also to everyone who's visited Amazon.com using our link! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Want to know which of your friends is healthiest? Ask an actuary how much they're going to charge them for life insurance. Matt Wolf, an actuary for Haven Life Insurance Agency, joins us on today's show to talk about how insurances are priced. Think an insurance company is ripping you off? Matt will explain how pricing works so you'll have a better idea about all the things that go into deciding how much you'll pay. Even more important? You'll be able to better understand how insurance works so you'll be able to better insure yourself and avoid types that are really wastes of your money. Even more, you'll understand how insurance decisions are very different depending on your age, assets, and family situation. Plus, in our headlines segment, we discuss another 401k lawsuit. How does this change the way you save for retirement? Should it change the way you save for retirement at all? Also, we'll talk to our social media correspondent, Jamie Wise from the BUZZ Index (ticker: BUZ). What's going on with financial stocks, Domino's Pizza and biotech? We'll cover all of that and more. We'll of course have more from the world of financial planning, throw out the Haven Life line to lucky listener Rachel, who wonders about stuffing more money into savings, score with some of Doug's delightful trivia, and more. Huge thanks to Roofstock (check out their massive real estate database) and MagnifyMoney.com (when you're comparing financial tools like credit cards and savings accounts) for helping us with today's show. They're awesome companies and if you're not using them, I'm not sure you know what you're missing! Learn more about your ad choices. Visit podcastchoices.com/adchoices

When college looked unaffordable for Jocelyn Paonita, she sprang into action and raised over $120,000 in scholarships. How did she score so much money? What was her system? We'll discuss all of that on today's show. Whether you have a child headed to college, in school, in college yourself, or just looking for a story about someone taking massive action to solve their problem. We'll also throw out the Haven Life Line to Trey. He's buying a house and is worried about the recent credit hack. Should he freeze his credit, only to open it again nearly immediately? Plus we'll answer a letter from Michelle, who wonders how to set and prioritize goals. Special thanks to M1Finance and Big Picture Retirement podcast for sponsoring our show! We couldn't do any of this without the support of these awesome companies. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Are there more pros or cons to retiring early? A new Investopedia piece says there are definitely more cons than pros. Does our roundtable team agree? We kick off today's show by asking them, and man, are Paula, Greg and Colton opinionated! We don't stop with a raucous discussion about retirement, though...we then ask the question, "Can you 1% your way to your goals?" Not sure what we're referring to? We'll explain. Finally, when it comes time for Halloween, how do you dress as a money nerd? We'll ask for our roundtable team's hard-hitting opinions. In our Friday career segment, we talk to Kathryn Minshew, CEO of TheMuse.com and co-author of the New Rules of Work about personal branding. How do you ensure that you're able to put your best foot forward online and offline? We'll have details on today's show! Thanks to MagnifyMoney.com and FamZoo.com for sponsoring our show, and thanks also to everyone who's visited Amazon.com using our link! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today we've donned the tuxedos (well, actually the tee-shirts that make it look like we're wearing a tuxedo), because we have the honor of announcing the finalists for the Plutus Awards! At the top of the show we're joined by Mr. Plutus Awards himself, Harlan Landes, and also his partner at Adulting.tv, Miranda Marquit. They'll run down the full slate of winners, from Best Investing Blog to Best New Podcast, to the big one...Blog Of The Year. But what awards reveal is complete without a little gossip - uhh, discussion - about the finalists? We've invited three friends to talk about their favorites. Kara Perez from BravelyGo.co, Eric Rosenberg of Personal Profitability podcast and blog fame, and Robert Farrington from The College Investor blog join in the fun. We'll pick through about half of the categories and share some of our favorites. If you're interested at all in personal finance media, today is a great show for you to learn about new blogs, video and podcasts for your reading, viewing, and listening pleasure. Learn more about your ad choices. Visit podcastchoices.com/adchoices

If you want to make money, reading and understanding other people can be a huge key to success. Better yet? Talking to them on their terms instead of your own can ensure that your conversation doesn't get lost in unnecessary noise. New York Times bestselling author Gretchen Rubin joins us to talk about the four tendencies. People tend to speak and think in one of four ways, and Gretchen shares how you can quickly turn your discussion toward these tendencies to facilitate easier and more effective discussions and communication. Plus, in our headlines segment, we discuss a cool new company that's asking people to participate in the sharing economy in exchange for down payment help on a house. Would you take part? We'll explain it on today's show. Also, we'll tackle things clients say that make financial advisors cringe. Do things YOU say make the list? We'll of course have more from the world of financial planning, throw out the Haven Life line to a lucky listener, score with some of Doug's delightful trivia, and more. Huge thanks to Roofstock (check out their massive real estate database) and MagnifyMoney.com (when you're comparing financial tools like credit cards and savings accounts) for helping us with today's show. They're awesome companies and if you're not using them, I'm not sure you know what you're missing! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn more about your ad choices. Visit podcastchoices.com/adchoices

How can you earn more? What if you were more awesome at your job? Host of the hit podcast How To Be Awesome At Your Job, Pete Mockaitis, joins us in the basement to talk workplace best practices. We haven't done a top five episode in some time, so we're going to count down Pete's five favorite messages that guests of his show have shared. We'll talk about everything from productivity to planning, and TONS of ways to excel at your job on today's podcast! In our headline segment, we share a recent survey from HealthPocket.com asking, "How much can you afford out-of-pocket for health care?" The answer will amaze you. We also tackle the recent step down of the Equifax CEO. What does that have to do with your money? Well, we share some tips if your job goes away AND also crack a few password jokes.... We'll also throw out the Haven Life Line to JiEun, who wonders whether the Stacking Benjamins courses are only geared for people in the USA (spoiler: it depends on the course). Plus we'll answer a letter from Wiggles, who wonders out loud why people worry so much about penalties on 529 plans. Special thanks to M1Finance and Big Picture Retirement podcast for sponsoring our show! We couldn't do any of this without the support of these awesome companies. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn more about your ad choices. Visit podcastchoices.com/adchoices

When is it okay to leverage your financial life to afford that dream item? We'll talk about how the new Houston Rockets owner paid a HUGE premium to afford an NBA team and what that might have to do with YOUR financial picture. Plus, we'll also tackle loneliness and the ties to riches. Are more wealthy people more likely to be lonely? A recent study says that rich people ARE more likely to be lonely. We ask our panel if being wealthy means that y0u're destined to a life that's just surrounded by money and less human interaction. In our Friday FinTech segment, we talk to the founders of the new hot homeowners insurance app Hippo. How do you create better insurance in an area where the margins are already thin? Create better insurance AND economies of scale of by using automation and science. We'll explain in today's episode. Thanks to MagnifyMoney.com and FamZoo.com for sponsoring our show, and thanks also to everyone who's visited Amazon.com using our link! Learn more about your ad choices. Visit podcastchoices.com/adchoices

You inherit some money. Now how do you invest it conservatively so it doesn't disappear? You want to be responsible and you don't want to make a mistake. Plus, there are so many options available when you're investing...how do you determine what's right? We'll address not only that, but we'll also field a question about Motif investing, how to deal with an unresponsive advisor, and more. Our listener letters are always some of our most entertaining and wide-ranging episodes, and you don't disappoint today. Of course, we also have headlines ripped from the biggest news sources in financial planning, throw out the Haven Life Line, feature some hair-raising trivia from Doug, and more. Special thanks to Roofstock and MagnifyMoney.com for sponsoring our show! We couldn't do any of this without the support of this awesome company. Learn more about your ad choices. Visit podcastchoices.com/adchoices

What do you do when things seem to be going well in your life, but none of it is what you want? You pivot, and then you adjust your financial life. That's what happened in Kim Anderson's life, not once, but...we'll let her tell the story on today's show? We also will discuss headlines about how wealthy people think about money. Do you share these traits? Also, we'll tackle a new rule around medical bills and credit. What happens when you have overdue medical bills? Now you'll be able to fight harder to have your credit restored. You'll want to hear about all of these rule changes on today's show. We'll also throw out the Haven Life Line to Alan, who wonders about the rule of 72. How can you use it for better planning? Plus we'll answer a letter from Ryan, whose parents want him to help advise them about financial decisions. Should he do it? Special thanks to M1Finance and Tiller for sponsoring our show! We couldn't do any of this without the support of these awesome companies. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn more about your ad choices. Visit podcastchoices.com/adchoices

We all want to have better control with our money. Whether you're handling some stuff well and need a couple hints OR you feel like you're bleeding Benjamins, today we have the right topic for you. Mrs. Adventure Rich from the AdventureRich.com blog joins us to talk about a Clark Howard article with LOTS of tips to take control of your money. Plus we'll also discuss flipping your financial focus AND what lessons we should tell our future self. In our Friday FinTech segment, we discuss Ask.vet. Many of us have a hard enough time handling our own doctor visits, premiums, and deductibles. Healthcare is one of the biggest factors we have to keep in mind as we plan for retirement. So, where do pets factor in all of the mess? To help clear out some of the fog, and make taking care of the family pets more affordable, we're calling Dr. Cherice Roth. You might be a bit surprised at which animals rack up the biggest vet bills. Thanks to MagnifyMoney.com and FamZoo.com for sponsoring our show, and thanks also to everyone who's visited Amazon.com using our link! Learn more about your ad choices. Visit podcastchoices.com/adchoices

How come other people are wealthy and you aren't? John Hope Bryant believes that for many people, it's because they didn't come from the right neighborhoods, have the right friends, or were born into the right family. They didn't get "the memo" on how to become rich. Yet, Bryant says, that isn't an excuse, and it's up to YOU to change your life to achieve the financial freedom you want. If you're looking to be inspired, today's podcast is for you. Plus, we'll also share headlines from the world of financial planning, throw out the Haven Life line to a lucky listener, score with some of Doug's delightful trivia, and more. Huge thanks to Roofstock (check out their massive real estate database) and MagnifyMoney.com (when you're comparing financial tools like credit cards and savings accounts) for helping us with today's show. They're awesome companies and if you're not using them, I'm not sure you know what you're missing! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Why is it that we start projects (like our big plans for financial independence) but never finish? New York Times bestselling author Jon Acuff has experienced the setbacks that come with failing to complete tasks in his own life, starting project after project and leaving them abandoned. He studied the reasons people stop before reaching their goals and now comes down to the basement to share with us how to complete tasks, even when you think there's very little chance you'll get them done. Also, we'll bring you important updates about the Equifax data breach, including two places you should freeze your credit that you may not have considered. We'll also throw out the Haven Life Line to April, who asks about identity fraud, feature some trivia from Doug, and more. Special thanks to M1Finance and Tiller for sponsoring our show! We couldn't do any of this without the support of these awesome companies. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Our all-star cast today wonders out loud whether you need to actually save as much as the popular press says you need to save. Plus, they also ask whether you should pay down your debt the mathematically correct way or maybe use a method that fits with your emotions.... On today's show we have a talented and fun lineup of guests including writer Alaina Tweddale, USA Today columnist Pete The Planner, and award-winning financial app creator Eric Nissan (DIY.fund). But of course, that's not all. At the halfway mark of today's show we'll help you with your career with advice from TheMuse.com Kathryn Minshew. Worried about networking and meeting the right people? We'll give you tips to help your career (and not damage it) on today's show. Big thanks to MagnifyMoney.com for sponsoring today's show! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Where do you start when planning your money? Cortney McDermott, author of one of this year's hottest self help and business books, joins us in the basement talk about starting out. If you don't know what you want, how do you know where to go? Yet, most of us don't ask ourselves the right questions to even begin the journey. Plus, we'll also share headlines from the world of financial planning, throw out the Haven Life line to a lucky listener, score with some of Doug's delightful trivia, and more. Huge thanks to Roofstock (check them out for real estate) and MagnifyMoney.com (when you're comparing financial tools like credit cards and savings accounts) for helping us with today's show. They're awesome companies and if you're not using them, I'm not sure you know what you're missing! Learn more about your ad choices. Visit podcastchoices.com/adchoices

As fees lower on brokerage accounts so do services. So, is a no-fee brokerage account right for you? We'll talk about brokerage services and a ton more on today's letters episode...along with a ton of your letters on many, many topics. Of course, we also have headlines ripped from the biggest news sources in financial planning, throw out the Haven Life Line, feature some hair-raising trivia from Doug, and more. Special thanks to M1Finance and Tiller for sponsoring our show! We couldn't do any of this without the support of this awesome company. Learn more about your ad choices. Visit podcastchoices.com/adchoices

We line up three top financial podcasters on today's show and ask them one simple question: what is your audience worried about? We're live from the FinCon booth in the expo hall at Podcast Movement 2017 for this wide ranging, fun discussion. We'll talk debt, financial markets, real estate, and more on today's podcast. In our Friday FinTech segment, Mark DaBell will take us on a tour of RentReporters. If you have a long history of paying rent, why not add this to your credit report? Rent Reporters can help renters build credit in a hurry. He'll show you how today. Thanks to MagnifyMoney.com and FamZoo.com for sponsoring our show, and thanks also to everyone who's visited Amazon.com using our link! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Doug and Heather Boneparth have made their share of money mistakes. From spending too much money on a great ride to forking over WAY too much money on college, they have some great stories about how NOT to work your money. BUT they also couple those with some amazing tips about the right way to handle your cash, and they bring a wheelbarrow full of tips down to the basement today to share with you.... Of course, because we're the greatest money show on earth (ie: a circus....), we can't stop there. We'll share headlines about a popular sea food chain closing a BUNCH of restaurants AND about what retirement plan participants did with their money this summer. You'll be surprised by BOTH headlines.... Plus we'll throw out the Haven Life line to a lucky listener, answer your emails, and much more. Huge thanks to Roofstock (check them out for real estate) and MagnifyMoney.com (when you're comparing financial tools like credit cards and savings accounts) for helping us with today's show. They're awesome companies and if you're not using them, I'm not sure you know what you're missing! Learn more about your ad choices. Visit podcastchoices.com/adchoices