The Secret To Success with CJ, Karl, Jemal & Eric Thomas

What if everything you've built so far — your career, your income, your wins — happened without you even really trying? That's exactly what Jemal King discovered in 2006. Four daycare centers. Real estate. A millionaire — completely by mistake. And the question that hit him harder than the money itself: if I could become a millionaire by mistake, what could I become on purpose? Jemal breaks down his full story — from building without a coach to discovering the value of community, to realizing most people quit the moment they start seeing results. ET closes with his challenge: stay 365 days. Then three years. Then five. Because the levels you haven't seen yet only unlock after the time is paid. Karl brings Kalm Down with Karl and Mal drops the Millionaire Moment — the rebar that holds everything together, and why your degrees and hustle aren't working without it. Most people have no idea what they're actually capable of. This episode is the proof. It's not about talent or luck. It's about going on purpose. ━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔥 IN THIS EPISODE ━━━━━━━━━━━━━━━━━━━━━━━━━━ - Jemal's millionaire by mistake story — daycare centers, real estate, and the moment everything clicked - Why most people quit right when they start seeing results - Grinding alone vs. grinding with the right community - Kalm Down with Karl — Do you see what I see? - Mal's Millionaire Moment — you've been building without the rebar ━━━━━━━━━━━━━━━━━━━━━━━━━━ 📍 CHAPTERS ━━━━━━━━━━━━━━━━━━━━━━━━━━ Chapters 00:00:00 Opening: Character Chasing Over Clout Chasing 00:01:45 Welcome and Team Introductions: The Real Cost of Proximity 00:02:45 Most People Don't Want the Smoke: The Accountability Circle 00:04:44 The Five Pillars Aren't Easy: Why Character Beats Entertainment 00:06:13 Twenty Years Together: The Power of Longevity and Consistency 00:08:01 Managing Power: When You Were Little in Your Own Sight 00:14:29 The Tobe Story: When Accountability Feels Like Warfare 00:17:09 Tom Izzo and the Transfer Portal: Why Most Coaches Are Scared 00:17:54 The Responsibility of the Circle: Carrying Each Other's Names 00:20:00 Conference Reveal: Why This One Is Intentionally Different 00:26:06 The Jemal Story: From Millionaire by Mistake to Millionaire on Purpose 00:24:58 The Value of Information: Would You Come for a Thousand Dollars? 00:32:41 Community Over Solo Grind: The Dubai Yacht Energy 00:35:48 I Don't Go to Red Carpets: ET's Intentional Isolation 00:37:49 Character Chasing vs Clout Chasing: The Pillar vs Sand Analogy 00:52:52 Wall Street Trapper Joins Live: The One Percent Money Mindset 00:56:00 Kalm Down with Karl 00:57:53 The Rebar Principle: What's Missing From Your Foundation 01:00:45 Closing: ET1% Conference Final Call and Patreon Family Shoutout ━━━━━━━━━━━━━━━━━━━━━━━━━━ 🎟️ 1% CONFERENCE — CHICAGO ━━━━━━━━━━━━━━━━━━━━━━━━━━ CHICAGO | APRIL 16-18, 2026 Don't just attend. Ascend. Eric Thomas & world-class speakers including Jameis Winston, Inky Johnson, Wallstreet Trapper, Earn Your Leisure, and more. 3 days. 12,000 people. Total transformation. - Day 1: Women's Day - Day 2: Men's Day - Day 3: VIP Family Day Tickets: https://etonepercent.com ━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔔 NEVER MISS AN EPISODE ━━━━━━━━━━━━━━━━━━━━━━━━━━ YouTube: https://www.youtube.com/@S2SPodcastChannel?sub_confirmation=1 Apple Podcasts: https://podcasts.apple.com/us/podcast/secret-to-success/id123456789 Instagram: @s2spodcast Patreon: https://www.patreon.com/c/S2SPodcast120 ━━━━━━━━━━━━━━━━━━━━━━━━━━ ABOUT THE SECRET TO SUCCESS PODCAST ━━━━━━━━━━━━━━━━━━━━━━━━━━ The Secret to Success Podcast, hosted by Dr. Eric Thomas (ET), CJ Quinney, Karl Phillips and Jemal King, is one of the most impactful personal development podcasts in the world. Each week the team breaks down real conversations around success, discipline, wealth, leadership, relationships, and entrepreneurship. If you want to succeed as bad as you want to breathe — this is the podcast for you.

You can see exactly what you want. You probably always could. So what's actually stopping you? This episode opens with a story CJ wasn't sure he should tell. A 4-hour TSA line. Atlanta airport in complete chaos. And a woman with no badge, no uniform — just the nerve to say: get out of that line. What followed wasn't just a funny airport story. It cracked open one of the most honest conversations this crew has had about why people stay far from the rooms that could actually change them. Not because they don't have access. But because they know exactly what comes with it. The crew gets real about the price of true accountability — what it costs to be in this circle, what it felt like when ET was going in on CJ, and why that fire is exactly what separates the ones who last from the ones who fall off. ET closes Part 1 with a warning from the life of King Saul — when you forget where you came from, the power you worked so hard to get becomes the very thing that destroys you. You can see exactly what you want. The question this episode answers is why you still don't have it. Part 2 drops next week — Jemal reveals how he accidentally became a millionaire, Karl brings Kalm Down with Karl, and Ma drops the rebar moment. If you can see it but you still don't have it — this episode is your answer. 🔥 IN THIS EPISODE - CJ's wild TSA story — and the stranger with no badge who changed everything - Why the people closest to greatness are usually the first ones to walk away from it - "You want the perks, not the accountability" — the hard truth about circles - Character chasing vs. cloud chasing — ET's 20 year philosophy - The Saul Warning — what the Bible says about power outgrowing character - Why the next level won't unlock no matter how hard you work - ET's surgical analogy — why God has to separate you from everyone you love first 📍 CHAPTERS Chapters 00:00:00 Opening: Become the Savage Before You Attract the Savage 00:01:30 Welcome and Team Introductions: The TSA Miracle Story 00:11:17 Ask ET: The Wandering Eye Dilemma 00:20:12 The Chicago Conference Reveal: Why We're Separating Men and Women 00:24:49 The Becoming Principle: Why Maul Is Sitting at This Table 00:36:09 Personal Development Is the Price of Admission 00:39:37 Don't Be a Two, Be a One-in-Waiting: The CJ Partnership Model 00:41:57 The Homework Assignment: Go Back and Watch the Growth 00:49:48 The Surgery Analogy: Why God Separates You Sometimes 00:52:44 The Hard Truth: Proximity Without Accountability Means Nothing 🎟️ THE 1% CONFERENCE - CHICAGO | APRIL 16-18, 2026 Don't just attend. Ascend. Eric Thomas & world-class speakers including Jameis Winston, Inky Johnson, Wallstreet Trapper, Earn Your Leisure, and more. 3 days. 12,000 people. Total transformation. - Day 1: Women's Day - Day 2: Men's Day - Day 3: VIP Family Day Tickets on sale now: https://etonepercent.com 🔔 NEVER MISS AN EPISODE 📲 Subscribe to the YouTube channel for weekly episodes that transform, not just inform: 👉 https://www.youtube.com/@S2SPodcastChannel?sub_confirmation=1 🎧 LISTEN ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/secret-to-success/id123456789 Follow on Instagram → @s2spodcast 🔥 Join our Patreon community for exclusive content and behind-the-scenes access: 👉 https://www.patreon.com/c/S2SPodcast120 🎙️ ABOUT THE SECRET TO SUCCESS PODCAST The Secret to Success Podcast, hosted by Dr. Eric Thomas (ET), CJ Quinney, Karl Phillips and Jemal King, is one of the most impactful personal development and mindset podcasts in the world. Each week, the team breaks down real conversations around success, discipline, belief, financial growth, leadership, relationships, entrepreneurship, and personal development. If you want to succeed as bad as you want to breathe — this is the podcast for you. New episodes drop weekly.

You’re not losing because you lack talent. You’re losing because you’re focused on the wrong thing. Most people obsess over results — the money, the body, the relationship, the success. But winners don’t worship outcomes. They build systems. In this episode of the Secret to Success Podcast, we break down why focusing on the result keeps you stuck — and how shifting to solution thinking changes everything. If you’ve been: • Starting strong but falling off • Setting goals but not seeing progress • Working hard but not moving forward • Believing… but still stuck at the 6-yard line This conversation is for you. We dive into: • The difference between victim thinking and architect thinking • Why belief determines your level of commitment • How focusing on solutions restores power over your life • Why consistency without the right system is rehearsed failure • The mental shift that separates dreamers from disciplined winners You don’t rise to your goals. You rise to your systems. If you’re tired of chasing results and ready to start designing them, this episode will shift your focus. Chapters: Chapters 00:00:00 Opening: Evict the Thoughts That Aren't Paying Rent 00:01:27 Welcome and Team Introductions: Five Pillars Fitness Challenge 00:07:00 Fair or Foul: The Airplane Snoring Incident 00:20:52 The Conference Difference: Solutions Over Information 00:25:20 The Three Types of People: Which One Are You? 00:24:41 From Victim to Architect: The Power of Solutions 00:33:32 The Intentionality Factor: Accidentally Broke vs Intentionally Wealthy 00:37:49 The Middle Part: Why Commitment Is Everything 00:39:49 Chemistry Class: The Solution Formula 00:41:24 Focused on the Answer Instead of the Solution: The Math Lesson 00:52:22 Belief Comes Before Action: Do You Really Believe? 01:01:55 Leverage: Knowing Who You Are Opens Every Door 01:04:49 The 1% Conference: Invest in Yourself 🎟️ TAKE ACTION 🚨 Get your ticket to the 1% Conference: 👉 https://etonepercent.com Join us live and learn how to build the systems that produce lasting results. 🔥 Join our Patreon community for exclusive content and behind-the-scenes access: 👉 https://www.patreon.com/c/S2SPodcast120 📲 Subscribe to the YouTube channel for weekly episodes that transform, not just inform: 👉 https://www.youtube.com/@S2SPodcastChannel?sub_confirmation=1 🎙️ ABOUT THE SECRET TO SUCCESS PODCAST The Secret to Success Podcast, hosted by Dr. Eric Thomas (ET), CJ Quinney, Karl Phillips and Jemal King, is one of the most impactful personal development and mindset podcasts in the world. Each week, the team breaks down real conversations around success, discipline, belief, financial growth, leadership, relationships, entrepreneurship, and personal development. If you want to succeed as bad as you want to breathe — this is the podcast for you. New episodes drop weekly.

Your gift already opened the door. The question is: did you get lazy and let it close? In this episode, ET ( The Hip Hop Preacher), and the guys break down the truth about God-given gifts and why most people never reach their potential. They reveal: ✅ How to identify YOUR specific superpower (it's not what you think) ✅ Why people get complacent once their gift produces results ✅ The difference between using your gift for yourself vs. God's purpose ✅ How Karl discovered his gift of SUPPORT ✅ Why Mal's gift of VISION has made him successful in real estate and every other area of his life ✅ The "Get a Backbone" morning routine that sets up your day for success KEY MOMENTS: - E reveals his superpower: calling people back within 24 hours and showing love - Karl explains why he finally embraced being a "supporter" - Mal shares how VISION allows him to see 20-100 years into the future - The fig tree parable: Why God curses gifts that don't produce fruit - Why trying to use someone else's gift will never work for you - The Meridian Mall story: How one vendor outlasted Dick's, Barnes & Noble, and Sbarro BOTTOM LINE: Your gift will make room for you, but only if you keep using it. Stop comparing. Stop getting lazy. Stop trying to be someone else. This is YOUR year to go all in on what God gave YOU. KALM DOWN WITH KARL - "Get a Backbone": Karl breaks down how to build your life on non-negotiables. Your backbone isn't rigid—it's the structure that supports everything. He shares his morning routine: personal worship, family worship, hydration, and workout. When your backbone is together, you don't slump halfway through the day. Mal's Millionaire Moment: Stop letting your money sleep! If you're still using a basic savings account earning 0.001% interest, you're getting bamboozled. Mal breaks down high-yield savings accounts paying 3.5-4.9% that you can set up TODAY. 🔴 SUBSCRIBE FOR MORE: https://www.youtube.com/channel/UCOZGbbU9wctEV8z6-0SL7FQ?sub_confirmation=1 💎 JOIN THE S2S PATREON COMMUNITY Get behind-the-scenes access, live recordings, Q&A sessions, random pop-up dialogues, and exclusive content with ET, Karl, CJ, and Jemal. Plus access to Eric's speeches as we go live. 👉 https://www.patreon.com/c/S2SPodcast120 🎟️ THE 1% CONFERENCE - CHICAGO | APRIL 16-18, 2026 Don't just attend. Ascend. Eric Thomas & world-class speakers including Jameis Winston, Inky Johnson, Wallstreet Trapper, Earn Your Leisure, and more. 3 days. 12,000 people. Total transformation. - Day 1: Women's Day - Day 2: Men's Day - Day 3: VIP Family Day Tickets on sale now: https://etonepercent.com 📱 FOLLOW S2S ON INSTAGRAM: https://www.instagram.com/s2spodcast 🎧 LISTEN ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/secret-to-success/id123456789 ⏱️ TIMESTAMPS: --- 🏠 ABOUT THE SECRET TO SUCCESS PODCAST: Join Eric Thomas (ET, The Hip Hop Preacher), CJ Quinney, Karl Phillips, and Jamal King as they share their real lives, real struggles, and real wins. This isn't just another motivational podcast - it's raw, unfiltered conversations showing you that if we can do it, you can too. From real estate to marriage, business to family, faith to finances - we're living it and sharing it all so you can learn with us and through us. The mission? To help you realize that YOU CAN DO IT. Life throws wrenches at all of us, but with vision, belief, and the right community, success is possible. Hosted by: - Eric Thomas (@etthehiphoppreacher) - #1 Motivational Speaker in the World - Karl Phillips - Producer, Creative Director - CJ Quinney - Strategic Brand Architect - Jemal King - Real Estate Investor, Entrepreneur New episodes every week. Subscribe and turn on notifications so you never miss an episode. © 2026 Eric Thomas & Associates. All Rights Reserved.

What do you REALLY want? Not what society tells you to want. Not what you think you should want. What does YOUR heart actually desire? In this raw conversation, Eric Thomas, CJ Quinney, Karl Phillips and Jemal King get real about goals, dreams, and the difference between chasing material things vs. living with purpose. ET shares a powerful parenting moment that changed how he sees his son, Jamal breaks down why your next promotion might be in your next property, and the crew discusses why the "unseen" matters more than what you can see. Plus: The story behind Jamal's viral house tour (millions of views), why ET doesn't want what you think he wants, and a challenge that'll make you rethink everything you're chasing. 🔴 SUBSCRIBE FOR MORE: https://www.youtube.com/channel/UCOZGbbU9wctEV8z6-0SL7FQ?sub_confirmation=1 💎 JOIN THE S2S PATREON COMMUNITY Get behind-the-scenes access, live recordings, Q&A sessions, random pop-up dialogues, and exclusive content with ET, Karl, CJ, and Jemal. Plus access to Eric's speeches as we go live. 👉 https://www.patreon.com/c/S2SPodcast120 🎟️ THE 1% CONFERENCE - CHICAGO | APRIL 16-18, 2026 Don't just attend. Ascend. Eric Thomas & world-class speakers including Jameis Winston, Inky Johnson, Wallstreet Trapper, Earn Your Leisure, and more. 3 days. 12,000 people. Total transformation. - Day 1: Women's Day - Day 2: Men's Day - Day 3: VIP Family Day Tickets on sale now: https://etonepercent.com 📱 FOLLOW S2S ON INSTAGRAM: https://www.instagram.com/s2spodcast 🎧 LISTEN ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/secret-to-success/id123456789 ⏱️ TIMESTAMPS: Chapters 00:00:00 Opening: What Do You REALLY Want? 00:01:14 Welcome and Team Introductions: The House That God Built 00:04:50 The Viral House Tour: Why Mal Finally Decided to Show the World 00:08:20 What's Your Next Big Goal? 00:11:38 Mal's Vision: A House in Another Country and Stretching Belief 00:23:00 The Rolls-Royce Story: How ET Honors His Wife and Sets an Example 00:25:20 Stop Parenting From What YOU Wanted: The Shoe Store Revelation 00:28:12 Know Your Own Multiples: Stop Following Rules That Weren't Made for You 00:39:10 Real Estate is Your Promotion: Your Next Property Holds Your Breakthrough 00:43:33 God Fixed It All: Communication, Marriage, and Answered Prayers 00:36:00 Chicago Conference Announcement: Bring Your Pack to Mal's Crib 00:48:00 Closing: Growth is the Only Goal—The Unseen Changes the Seen 🎯 KEY TAKEAWAYS: - Stop chasing what you see others have - know what YOU actually want - Your next promotion might be in your next property (real estate = multiple paychecks) - The unseen is realer than the seen - Don't parent from what you wanted at their age - "With God, all things are possible" isn't just a phrase - it's a lifestyle --- 🏠 ABOUT THE SECRET TO SUCCESS PODCAST: Join Eric Thomas (ET, The Hip Hop Preacher), CJ Quinney, Karl Phillips, and Jamal King as they share their real lives, real struggles, and real wins. This isn't just another motivational podcast - it's raw, unfiltered conversations showing you that if we can do it, you can too. From real estate to marriage, business to family, faith to finances - we're living it and sharing it all so you can learn with us and through us. The mission? To help you realize that YOU CAN DO IT. Life throws wrenches at all of us, but with vision, belief, and the right community, success is possible. Hosted by: - Eric Thomas (@etthehiphoppreacher) - #1 Motivational Speaker in the World - Karl Phillips - Producer, Creative Director - CJ Quinney - Strategic Brand Architect - Jemal King - Real Estate Investor, Entrepreneur New episodes every week. Subscribe and turn on notifications so you never miss an episode. © 2026 Eric Thomas & Associates. All Rights Reserved.

Being close isn't the same as being there — and ET knows exactly what that feels like. In this episode, CJ and ET get raw about the "almost zone": why being talented, dedicated, and almost at the top might actually be harder than starting from zero. ET shares the real story of having the greatest motivational speech in the world and still not being able to get booked — and what finally changed everything. They break down why getting to the top and staying at the top are two completely different skill sets, the whispers of self-doubt that are quietly killing people's dreams, and why proximity to the right people matters more than talent ever will. 🔑 IN THIS EPISODE: Why the "almost zone" is more frustrating than starting from nothing The formula ET used to go from unknown to #1 motivational speaker in the world Getting to the top vs. staying at the top — why most people fail at both The whispers of self-doubt nobody talks about (and how to silence them) Why you can't build your dream with imaginary people — use your family The 1% Event: April 16–18 in Chicago | etonepercent.com Chapters 00:00:00 Opening: There's a Formula to Get From Where You Are to Where You Want to Be 00:00:57 Welcome and Team Introductions: The Varsity Game Is Back 00:01:56 The Crown Jewel: Doing It Together for 20 Years 00:05:07 Why ET Came Back Outside: The 10% Who Are Almost There 00:07:02 The Almost Zone: Why the Red Zone Is Harder Than Being Homeless 00:10:40 It's Not More Talent, It's Proximity: The New York Times Bestseller Formula 00:16:15 Nobody Cares: The Most Important Thing You'll Ever Write Down 00:22:32 Becoming Before Attracting: Why You Met ET at the Right Time 00:23:48 The 1% Conference Lineup: Wall Street Trapper, Inky Johnson, Earn Your Leisure and More 00:32:09 How Wall Street Trapper Walked Through the Valley: From Solitary Confinement to Success 00:35:34 Field Goals Get You Beat: The Mental Battle of the Red Zone 00:36:42 Rashad and Troy from Earn Your Leisure: How Brothers Stay Together and Win Together 00:37:56 Stop Working With Imaginary People: Build With Your Family 00:40:07 The Family Reunion: Everyone's Going to Be in the Building 00:41:22 Closing: April 16-18 in Chicago—ET1Percent.com 🔴 SUBSCRIBE FOR MORE: 💎 JOIN THE S2S PATREON COMMUNITY Get behind-the-scenes access, live recordings, Q&A sessions, random pop-up dialogues, and exclusive content with ET, Karl, CJ, and Jemal. Plus access to Eric's speeches as we go live.👉 🎟️ THE 1% CONFERENCE - CHICAGO | APRIL 16-18, 2026 Don't just attend. Ascend. Eric Thomas & world-class speakers including Jameis Winston, Inky Johnson, Wallstreet Trapper, Earn Your Leisure, and more. 3 days. 12,000 people. Total transformation. - Day 1: Women's Day - Day 2: Men's Day - Day 3: VIP Family Day Tickets on sale now: https://etonepercent.com 📱 FOLLOW S2S ON INSTAGRAM: https://www.instagram.com/s2spodcast 🎧 LISTEN ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/secret-to-success/id123456789 ABOUT THE SECRET TO SUCCESS PODCAST The Secret to Success podcast is hosted by CJ, Eric Thomas (ET, The Hip Hop Preacher), and Karl Phillips — a team who've built something rare: a 20-year friendship, business partnership, and movement that has impacted millions of lives worldwide. Joined by Jemal King and their families, S2S goes beyond motivation to deliver real conversations about marriage, business, wealth building, and personal development. New episodes every Thursday on all platforms.

The wrong business partner will cost you everything. Here's how to know who to trust. Most businesses fail not because of a bad idea, bad product, or bad timing. They fail because of bad PARTNERS. People who don't share your values. People who steal. People who see you as a paycheck instead of a partner. People who make "doggy bags" to take home instead of building the table with you. In this raw conversation, Eric Thomas, CJ Quinney, Karl Phillips, and Jemal King break down the brutal truth about business partnerships - what destroys them, - what makes them work, - Why starting small is the only path to building big, - And real proof this approach works (six-figure real estate checks, zero student debt, generational wealth from $50/paycheck). This is Part 2 of our two-part series. If you missed Part 1 (Episode 528), go watch the wife haircut debate now! CHAPTERS: Chapters 00:00:00 Opening: Be Faithful Over the Small Stuff - That's How God Knows You're Serious 00:01:20 Stop Looking for Permission - The CJ Partnership Model 00:02:28 Why Most People Want Savages But Won't Become One 00:12:00 The 115 Years of Committed Relationships at This Table 00:13:38 The Book Reveal: What We're Uniquely Qualified to Talk About 00:14:56 Building Your Table With Family vs Strangers - The Dinner Table Analogy 00:39:41 The Contract Story: When CJ Put ET First Without Being Asked 00:17:46 Leverage: The Tire Iron Principle and Why You Need Different Strengths 00:00:27 Stop Focusing on the Big Stuff - The Cam Newton Lesson 00:22:41 Warren Buffett at 94: Why Most Wealth Comes After 40 00:53:52 Yanni Graduates Debt-Free: How a 529 Plan Paid for Michigan State 00:35:53 The pizza story: Why Your People Won't Steal From You 00:47:29 The 1% Conference Announcement: April 16-17 in Chicago 🔴 SUBSCRIBE FOR MORE: 💎 JOIN THE S2S PATREON COMMUNITY Get behind-the-scenes access, live recordings, Q&A sessions, random pop-up dialogues, and exclusive content with ET, Karl, CJ, and Jemal. Plus access to Eric's speeches as we go live. 👉 https://www.patreon.com/c/S2SPodcast120 🎟️ THE 1% CONFERENCE - CHICAGO | APRIL 16-18, 2026 Don't just attend. Ascend. Eric Thomas & world-class speakers including Jameis Winston, Inky Johnson, Wallstreet Trapper, Earn Your Leisure, and more. 3 days. 12,000 people. Total transformation. - Day 1: Women's Day - Day 2: Men's Day - Day 3: VIP Family Day Tickets on sale now: https://etonepercent.com 📱 FOLLOW S2S ON INSTAGRAM: https://www.instagram.com/s2spodcast 🎧 LISTEN ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/secret-to-success/id123456789 ⏱️ TIMESTAMPS: 🎯 KEY TAKEAWAYS: - Employees at a pizza shop ordered 17 pizzas right before closing and took them all home for free - that's what happens when people don't care about your business like you do - It's not about family vs strangers - it's about shared values vs survival mode - People in survival mode will take from you; people who share your values will build with you - Candis called Eric about the contract split to make sure it was fair - she protected the family before anyone even asked - Stop focusing on the "main thing" - Eric didn't chase Cam Newton, he built relationships with Cam's parents and brother, which gave him better access - Warren Buffett made 90% of his wealth after age 65 - compound interest and starting early matters more than you think - Average American family has $2,000 in savings - that's the crisis most people don't talk about - Jemal’s daughter will graduate Michigan State debt-free and is going to med school - and it all started with a $50 per paycheck investment, made consistently for 25 years - Karl transformed from employee mindset to cashing six-figure real estate checks by applying these principles - When you build with people who do, you can go to sleep knowing everyone has each other's back 🏠 ABOUT THE SECRET TO SUCCESS PODCAST: Join Eric Thomas (ET, The Hip Hop Preacher), CJ Quinney, Karl Phillips, and Jemal King - alongside their wives Dede, Candis, Tamesha, and Camile - as they share their real lives, real struggles, and real wins. This isn't just another motivational podcast - it's raw, unfiltered conversations showing you that if we can do it, you can too. From real estate to marriage, business to family, faith to finances - we're living it and sharing it all so you can learn with us and through us. The mission? To help you realize that YOU CAN DO IT. Life throws wrenches at all of us, but with vision, belief, and the right community, success is possible. Hosted by: - Eric Thomas (@etthehiphoppreacher) - #1 Motivational Speaker in the World - Karl Phillips - Producer, Creative Director - CJ Quinney - Strategic Brand Architect - Jemal King - Real Estate Investor, Entrepreneur New episodes every week. Subscribe and turn on notifications so you never miss an episode. © 2026 Eric Thomas & Associat

💇‍♀️ She cut her hair SHORT without warning. He feels blindsided. Who's wrong? When does a "personal decision" stop being personal in a marriage? A husband writes in after 13 years together: his wife cut her hair really short without mentioning it, and when he brought it up, she said it was a personal decision that didn't require his input. Fair or foul? This question sparked the BIGGEST debate we've had in a while - and we didn't just debate it ourselves. We called THE WIVES in live on the podcast. Dede, Camile, Candis, and Tamesha weigh in with perspectives that might surprise you. Plus: Jemal & Camile's Bobby Brown and New Edition concert experience, why "becoming a savage" matters more than wanting one, Karl's six-figure real estate confidence shift, and a powerful conversation about God wanting more for you than you want for yourself. This is Part 1 of 2 - Part 2 (Episode 530) drops the most powerful generational wealth story we've ever shared. You don't want to miss it. 🎯 KEY TAKEAWAYS: - "Fair for her own personal womanhood, but foul for the marriage" - marriage requires consideration beyond individual rights - After years of marriage, you should know what matters to your spouse - it's not about permission, it's about partnership - In order to attract a savage, you gotta become a savage - stop waiting for someone to blow you up - Iron sharpens iron - your growth elevates everyone around you - God has already blessed you with jobs, relationships, opportunities - you lost them because you didn't become - You can't be done with Michael Jordan - become irreplaceable in every area of your life - The 1% Conference: One day for men, one day for women to build yourselves up, then one day together to build each other up CHAPTERS: Chapters 00:00:00 Opening: When Your Circle Is Killing at the Highest Level 00:00:59 Welcome and Team Introductions: Dr. King and the Barefoot Bruce Lee 00:03:00 The New Edition Concert Experience: Front Row With Your Bride 00:08:45 Concert Legends: From Maxwell to Celine Dion and the 3D Hologram 00:12:46 Fair or Foul: She Cut Her Hair Without Asking 00:14:10 The Men Weigh In: Permission, Communication, or Her Body Her Choice? 00:25:23 Calling the Wives: Candis, Camille, DeDe, and Tamesha Sound Off 00:35:50 The Marriage Blueprint: Know Your Person and Pick Your Battles 00:43:45 Don't Worship Silence: The Difference Between Peace and Avoiding Conflict 00:45:00 The One Percent Conference Vision: Men, Women, and Unity 00:49:00 The Two-Man Versus the One-in-Waiting: CJ's Platform Philosophy 00:51:15 Iron Sharpens Iron: Becoming a Savage to Attract Savages 00:52:23 Closing: The Conference Is About Becoming, Not Being Saved 🔴 SUBSCRIBE FOR MORE: https://www.youtube.com/channel/UCOZGbbU9wctEV8z6-0SL7FQ?sub_confirmation=1 💎 JOIN THE S2S PATREON COMMUNITY Get behind-the-scenes access, live recordings, Q&A sessions, random pop-up dialogues, and exclusive content with ET, Karl, CJ, and Jemal. Plus access to Eric's speeches as we go live. 👉 https://www.patreon.com/c/S2SPodcast120 🎟️ THE 1% CONFERENCE - CHICAGO | APRIL 16-18, 2026 Don't just attend. Ascend. Eric Thomas & world-class speakers including: - Jameis Winston, - Inky Johnson, - Wallstreet Trapper, - Earn Your Leisure, and much, much more. 3 days. 12,000 people. Total transformation. - Day 1: Women's Day - Day 2: Men's Day - Day 3: VIP Family Day Tickets on sale now: https://etonepercent.com 📱 FOLLOW S2S ON INSTAGRAM: https://www.instagram.com/s2spodcast 🎧 LISTEN ON SPOTIFY: https://open.spotify.com/show/0GrMsi1Cxj3nipnI9HR1QX?si=1d80bc2eec934bef 🎧 LISTEN ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/secret-to-success/id123456789 🏠 ABOUT THE SECRET TO SUCCESS PODCAST: Join Eric Thomas (ET, The Hip Hop Preacher), CJ Quinney, Karl Phillips, and Jemal King as they share their real lives, real struggles, and real wins. This isn't just another motivational podcast - it's raw, unfiltered conversations showing you that if we can do it, you can too. From real estate to marriage, business to family, faith to finances - we're living it and sharing it all so you can learn with us and through us. The mission? To help you realize that YOU CAN DO IT. Life throws wrenches at all of us, but with vision, belief, and the right community, success is possible. Hosted by: - Eric Thomas (@etthehiphoppreacher) - #1 Motivational Speaker in the World - CJ Quinney - Strategic Brand Architect - Karl Phillips - Producer, Creative Director - Jemal King - Real Estate Investor, Entrepreneur New episodes every week. Subscribe and turn on notifications so you never miss an episode. © 2026 Eric Thomas & Associates. All Rights Reserved.

Most people don’t fail because they lack effort. They fail because they follow rules and advice that were never designed for their real life. In this episode of the Secret to Success Podcast, the conversation challenges one of the most common traps in personal growth: living by general advice instead of personal strategy. This episode breaks down why: What works for others often fails for you Generic advice ignores context, timing, and personal tendencies High performers don’t just work hard — they study patterns Rules, stats, and analytics are useful… but dangerous when followed blindly Real growth requires a personal “scouting report” for your life, marriage, money, and leadership Through stories from sports, business, relationships, and real life, this episode shows why winners don’t just follow instructions — they observe, adjust, and execute based on their specific situation. If you’ve been doing “all the right things” but still feel stuck, this episode will help you understand why — and what to do differently. Chapters 00:00:00 Opening: Stop Negotiating With Fear 00:00:52 Welcome and Team Introductions: The Q1 Focus Energy 00:01:28 Back in My Day: From Arcade Games to Roblox 00:08:31 Analytics vs The Scouting Report: Why One Size Doesn't Fit All 00:09:58 The Dan Campbell Effect: When to Go For It on Fourth Down 00:12:38 The Gazelle Mentality: How ET Learned to Observe and Survive 00:33:03 Brian Cox and the Film Room: The Cheat Code to Success 00:48:11 ET's Two-Home Challenge: Creating Unity in Unique Circumstances 00:50:20 The Mother-in-Law Revelation: Understanding What Really Matters 00:53:45 Millionaire Moments with Karl: Your Side Hustle Becomes Your Main Hustle 00:55:55 Closing: Hit Fear in the Mouth and Do Your Scouting Report 👇 Next steps: Subscribe for weekly conversations on mindset, leadership, and performance Share this episode with someone who keeps following the rules but isn’t getting results Stop copying success. Start studying what actually works for you. Transformation beats information — every time.

Most people think belief is a feeling. This episode makes a different case. Your beliefs are visible — not in what you say, but in the results you keep producing. In this continuation of last week’s conversation, we break down why people can have information, opportunity, and effort — yet still see the same outcomes year after year. The issue isn’t hustle or knowledge. It’s what you truly believe is possible, allowed, or worth fully committing to. This episode explores how partial belief leads to partial commitment — and how that shows up everywhere: finances, relationships, faith, confidence, leadership, and decision-making. We talk about: Why belief always leaves evidence How effort without full belief creates cycles, not progress The difference between participating and fully stepping in Why your environment reinforces what you believe How results quietly reveal where commitment stops This isn’t motivation. It’s a mirror. If you’ve been doing the right things but still seeing the same results, this episode may explain why. EPISODE CHAPTERS: Chapters 00:00:00 Opening: The Practice Squad Mentality - You Don't Have to Be Perfect 00:01:50 Caleb Williams and the Ben Johnson Effect: Learning to See the Field 00:02:38 Stop Sleeping With the Enemy: Why Your Circle Is Keeping You Broke 00:03:09 It Burns My Heart: The Real Reason We Talk About Money 00:04:37 Let It Burn: When Your Credit Score Controls Your Destiny 00:07:42 God Said You Should Lend, Not Borrow: The Biblical Case for Wealth 00:09:46 Vengeance Is Mine: When People Owe You and God Is Teaching You 00:10:51 The Conference Invitation: Why You Need to Be in the Room 00:13:43 The $15 Million House Story: How Carl Made It With $30K and Good Credit 00:14:47 They Don't Want You in That Neighborhood: The Truth About Real Estate Gatekeeping 00:19:02 The Wizard of Oz Revelation: Everything You Need Is Already Inside You 00:21:27 Karl's Six-Figure Check Moment: When Belief Became Reality 00:23:51 The Dynasty Trust Attorney: When Doors Only Open at Certain Net Worth Levels 00:24:24 DeDe Said This Was the Best Christmas: When Communication Transforms Marriage 00:29:11 The Briefing to His Daughter: How Money Changed Karl's Family Language 00:31:01 Putting Money in Her Account: The Wisdom Jamal Gave Karl About His Wife 00:44:21 Just Believe: The Song, The Message, The Breakthrough 00:38:13 Every Result Has a Belief Behind It: Karl's Transformation Explained 00:49:56 Paycheck to Prosperity: The New System Mall and Karl Are Building 00:58:59 Work Your Work in the Morning, Evening Let Not Your Hands Be Idle 00:58:05 Turn the Light Switch Off: Carl's Million Dollar Moment 00:40:04 April 16-18 in Chicago: The 1% Solutions Gathering Announcement 01:06:15 Closing: Focus on This Opportunity With All Your Might 👉 Register for the ET One Percent Solution Conference https://etonepercent.com 👉 Subscribe to the Secret to Success Podcast on YouTube https://www.youtube.com/@S2SPodcastChannel?sub_confirmation=1 👉 Follow S2S on Instagram https://www.instagram.com/s2spodcast 👉 Join the S2S Patreon for exclusive content & live conversations https://www.patreon.com/c/S2SPodcast120

Everyone’s talking about the Chicago Bears right now (or at least Jemal thinks so), and while a new coach matters, the real shift runs deeper. This episode breaks down a powerful truth about real turnarounds: the players didn’t change — the perspective did. Same roster. Same city. Same pressure. What changed was how the game was being seen, understood, and approached. And once that shifted, the results followed. Using the Bears as a real-world case study, this conversation explores why so many people stay stuck year after year. Not because they lack ability or effort, but because they keep trying to do more instead of learning to see differently. This isn’t about starting over. It’s about building on what’s already there. 🎯 In this episode, you’ll hear about: Why turnarounds don’t require new talent, just clearer perspective How guidance and coaching change what you notice and how you move The difference between repeating a year and actually creating a new one What happens when you stop chasing more and start maximizing what you already have Whether it’s your life, your career, your finances, or your faith — this message applies far beyond football. Chapters 00:00:00 Opening: Can You See Me Now? The Chicago Bears Energy 00:01:26 Welcome and Team Introductions: The Helmet Comes Out 00:05:16 Bears Fever: From Last Place to First in the Division 00:08:45 The Ben Johnson Effect: Why Coaching Changes Everything 00:20:17 New Year or Another Year? The Choice Is Yours 00:26:56 Don't Start Over—Keep Building: The Skyscraper Mentality 00:32:00 The Coaching Conversation: Carl's Real Estate Transformation Begins 00:33:45 From Crisis to Clarity: Carl's COVID Real Estate Story 00:36:34 The Equity Revelation: Money in the Bricks 00:43:05 The Six-Figure Check: Carl's First Major Real Estate Win 00:46:00 Why We Talk About Money: ET's Passionate Defense 00:50:04 Stop Listening to Broke People: Reading the Coverage of Wealth 00:51:26 Outro and Call to Action 👉 Register for the ET One Percent Solution Summit (Chicago) Real perspective. Real tools. Real turnaround conversations. https://etonepercent.com 👉 Subscribe to the Secret to Success Podcast on YouTube https://www.youtube.com/@S2SPodcastChannel?sub_confirmation=1 👉 Follow us on Instagram for daily perspective shifts & behind-the-scenes moments https://www.instagram.com/s2spodcast 👉 Join the S2S Patreon for exclusive episodes, live conversations, and deeper breakdowns https://www.patreon.com/c/S2SPodcast120

Most people don’t fail because they lack talent, intelligence, or opportunity. They fail because no one around them tells the truth. In this episode of the Secret to Success, Eric Thomas, CJ, and Karl break down why success becomes dangerous when accountability disappears—and why many people collapse after they start winning. This conversation hits hard: Why discipline alone eventually fails How “yes-men” quietly sabotage your future The role appetite plays in self-destruction Why unchecked power and money expose character How to build a circle that protects your purpose, not your ego This isn’t about cutting people off out of pride. It’s about protecting your life, your family, and your future. If no one in your life can correct you, challenge you, or stop you when you’re wrong—you’re not free. You’re exposed. 🎯 Takeaway You don’t need more motivation. You need one person who won’t let you lie to yourself. Chapters 00:00:00 Opening: The Power of Accountability and Appetite Control 00:02:14 Welcome and Team Introductions 00:05:42 Building Legacy Through Systems, Not Just Hard Work 00:08:52 The Chick-fil-A Lesson: Identity Over Everything 00:12:00 Technology Went Too Far: The Amazon Christmas Story 00:16:28 The First Directive: Stop Having Sex 00:20:34 Why Most Successful Men Crash and Burn 00:24:18 Accountability Is Not Discipline - It's Your Circle 00:34:23 The Diddy Documentary and Complicit Silence 00:45:49 Second-Hand Smoke: Why Your Circle Determines Your Future 00:47:38 Praying for Your Tribe and Leaving to Level Up 00:52:44 Be, Do, Have: Getting the Order Right 00:53:27 Your 9-to-5 Should Fund Your Exit, Not Trap Your Future 00:52:01 Closing: Join Us at the 1% Solution Experience 00:55:28 Outro and Subscribe 🔗 Important Links & CTAs 🎟️ The One Percent Experience An immersive 3-day experience for leaders, families, and teams 📍 Chicago | April 16–18, 2026 👉 https://etonepercent.com 🎧 Subscribe to the Secret to Success Podcast New episodes every week—real conversations, real growth. https://www.youtube.com/@S2SPodcastChannel?sub_confirmation=1 ⭐ Leave a Review on Apple Podcasts Your feedback helps us reach more people who need this message. 📤 Share This Episode Send this to someone who needs accountability—not applause. 👉 Join the S2S Patreon for exclusive content and behind-the-scenes access: https://www.patreon.com/c/S2SPodcast120 🧠 Final Reminder Transformation requires truth. And truth only works when someone is brave enough to speak it.

This year doesn’t need more motivation. It needs clarity, discipline, and intention. In this episode of the Secret to Success Podcast, Eric Thomas breaks down 7 rules that actually matter if you want to win this year — not just stay busy, not just feel inspired, but make real progress. These aren’t trends. They’re principles. You’ll learn: Why delusion keeps people stuck longer than failure How choosing what’s good beats choosing what feels good Why boredom is a requirement for mastery How to become unreplaceable in any environment The difference between playing defense and playing offense Why responsibility beats loyalty How to decide the meaning of whatever this year brings No hype. No shortcuts. Just truth you can build on. Happy New Year. Let’s work. Chapters 00:00:00 Opening: This Is What They're Not Telling You 00:00:52 Rule 1: Get Out of Delusion and Into Reality 00:08:05 Rule 2: Choose What's Good, Not What Feels Good 00:16:05 Rule 3: Boredom Builds Champions 00:24:45 Rule 4: Become Unreplaceable Through Diversification 00:30:44 Rule 5: Stop Playing Defense and Learn to Play Offense 00:39:32 Rule 6: Responsibility Beats Loyalty 00:48:06 Rule 7: Do Dark Different 00:54:01 Closing: Decisions Define You, Not the New Year 00:55:07 Outro and Call to Action If this episode challenged you, make sure you subscribe and share it with someone who needs clarity this year. 👉 Subscribe to S2S: https://www.youtube.com/@S2SPodcastChannel?sub_confirmation=1 👉 Join the S2S Patreon for exclusive content and behind-the-scenes access: https://www.patreon.com/c/S2SPodcast120

As 2025 comes to a close, we wanted to take a moment to look back. This episode is a collection of some of our favorite moments from the Secret to Success Podcast this year — real conversations, honest questions, unexpected laughs, and truth-filled discussions that stayed with us long after the microphones were off. From relationships and communication… to mindset, reality, and self-awareness… these clips capture the heart of what S2S has always been about: growth through real talk. Whether a moment makes you laugh, reflect, or pause for a second longer than expected, our hope is that it reminds you how powerful honest conversations can be. Thank you for listening, sharing, and being part of the journey with us in 2025. We’re grateful for you — and excited for what’s ahead.

“Be honest — what’s something you’ve been consistent at… but haven’t seen results from yet?” You can do the right things and still be headed in the wrong direction. In this episode of the Secret to Success Podcast, the conversation goes straight at a frustration many disciplined people quietly carry: “I followed the rules. I showed up. I stayed consistent… so why isn’t it working?” This isn’t a motivational episode. It’s an examination. The team breaks down why effort alone doesn’t produce growth, how consistency without measurement becomes rehearsed failure, and why isolation — not laziness — is often the real reason progress stalls. You’ll hear why pain is often proof of progress, why feedback is essential (even when it hurts), and how following the wrong formula can keep smart, hardworking people stuck for years. If you’ve been doing the work but questioning the results, this episode will help you identify what needs to change — without throwing away everything you’ve built. This conversation is about alignment, correction, and building with intention — not just grinding harder. Chapters 00:00:00 Opening: Consistency Isn't Enough 00:01:26 Welcome and Team Introductions 00:06:55 How Do You Know When God Is Telling You to Move? 00:11:33 The Power of Making Decisions Over Waiting 00:13:23 Patterns Over Decisions: Learning God's Ways 00:15:57 Excellence Is God: Moving in the Spirit of Excellence 00:16:46 Consistency Without Quality Is Rehearsed Failure 00:21:37 The Sandpaper People: Why You Need Correction 00:24:18 Stop Working in Isolation: The Cage Mentality 00:34:39 Measuring Progress: Pain Equals Progress 00:38:04 Quick Evaluation: The Secret to Accelerated Growth 00:40:15 Being Coachable: ET's Jordan Brand Adjustment 00:43:09 Real Numbers, Real Accountability 00:57:52 Breaking Free from Your Cage: Changing Your Circle 01:02:07 Closing: Merry Christmas and Final Encouragement Subscribe If you’re serious about growth — not just motivation — subscribe to the channel. New conversations drop weekly, focused on discipline, clarity, and building a life that actually works. Join Our Patreon Community If you want to go deeper than the podcast, join our Patreon community. Patreon members get: - Behind-the-scenes conversations - Extended discussions and bonus content - Direct access to the community shaping these ideas in real time patreon.com/s2spodcast120 Share This Episode If this episode made you uncomfortable — it’ll probably help someone you care about. Share it with a friend who’s doing everything right but feels stuck. Share this with someone who’s doing everything right but feels stuck