Episode 211: My 401(k) is Down, Can I Still Retire?
The Retirement Matters Show with Dale Smothers · Dale Smothers
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Show Notes
On this episode of the Retirement Matters Podcast, we explore what you should be doing with your 401(k) in light of the recent market downturn. Recorded and released on May 3, 2025—just after the April 2025 tariff war—this discussion comes at a time of significant market volatility. While the situation isn't fully resolved, we believe the worst may be behind us and a shift in momentum is underway.
Whether you're approaching retirement or still years away, this episode offers practical guidance on navigating your 401(k) and broader retirement strategy during uncertain economic times. We also take a transparent look at how RDS Wealth is compensated, how we serve our clients, and why our fee structure is designed to align our success with yours.
If you're thinking about retirement planning, investment management, or just want to make smarter decisions about your financial future, this episode is packed with actionable advice.
Have questions after listening? Give us a call at 270.600.PLAN!
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Join our Newsletter here! Visit our Website here! RDS Wealth Instagram here! RDS Wealth Facebook here! Schedule a time with our team here! Always remember to Save Money, Plan Well, and Live Happy in retirement. DISCLOSURE: R.D. Smothers Wealth Management is a state-registered investment adviser under the laws of the Commonwealth of Kentucky. Registration as an investment adviser does not imply any level of skill or training. Insurance products and services are offered and sold through RDS Insurance Group. R.D. Smothers Wealth Management and RDS Insurance Group are affiliated but separate entities. The oral and written communications of an adviser provide you with information about which you determine to hire or retain an adviser. For more information please visit: https://adviserinfo.sec.gov and search for our firm name. This presentation has been provided for informational purposes only and is not intended as legal or investment advice or a recommendation of any particular security or strategy. The investment strategy and themes discussed herein may be unsuitable for investors depending on their specific investment objectives and financial situation. Information obtained from third-party sources is believed to be reliable though its accuracy is not guaranteed. Opinions expressed in this commentary reflect subjective judgments of the author based on conditions at the time of publication and are subject to change without notice. Past performance is not indicative of future results.