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You Don’t Get Out of Debt by Accident—Choose Your Hard

You Don’t Get Out of Debt by Accident—Choose Your Hard

The Ramsey Show - App

January 19, 20261h 55m

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Show Notes

⁠⁠Have a money question? Ask Ramsey is here to help!⁠⁠


Ken Coleman and Jade Warshaw answer your questions and discuss:

  • “I feel let down by my husband’s spending habits?”
  • ”We’re in $600,000 of student loan debt and have a baby on the way. How do we work the baby steps?”
  • “I keep going deeper into debt because of my spending habits”
  • “Our home mortgage is 40% of our income, should we refinance?”
  • “How do I talk to my in-laws about the $48,000 my wife owes them?”
  • “We offered $24,000 for our daughter’s wedding, they want to spend half of it on the wedding and keep the other half”
  • “How are we supposed to pay $2459 for health insurance premiums?”
  • “Should I pay off the mortgage incrementally or should I invest the money until I can pay off the house in full?”
  • “What’s the difference between sinking funds and recurring expenses?”
  • “My wife thinks I’m jumping the gun by getting life insurance for a baby we are planning for”
  • “We’re $176,000 in debt, should we sell our cars?”
  • “How do I pay off debt and plan for the future as a single mom?”
  • “My mortgage has a balloon payment, how do I pay this off?”

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