
The Ramsey Show - App
5,000 episodes — Page 27 of 100
Ignorance Is Not Bliss, It's Broke! (Hour 2)
George Kamel & Jade Warshaw answer your questions and discuss: "Why should I pay off my mortgage instead of keeping money in my CD?", "Should I pay off my fiancée's debt with my savings?", How doing the math on student loan payments proves that making larger payments now benefits you in the long run, "What should I be doing to set up my kids for a successful financial future?", How to decide if you should sell your car to get out of debt, "We have $360k in student loans and don't know if we should use profits from the sale of our home to pay them off." Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Don't Let Subscriptions Own You (Hour 1)
George Kamel & Jade Warshaw answer your questions and discuss: "Should I quit van life and sell my van to use as a down payment?", Jade & George share their monthly subscriptions and how they budget for them, from the website: 5-Minute Coverage Checkup How to save for retirement when self-employed, from the blog: 5 Investing Options for Self-Employed People "I have major storm damage to my house from a landslide and don't know if I should finance the repairs," "I'm $80k in debt and feel completely lost on how to get out of this," How to know if you should quit a commission job if you're not making enough income. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
If You're Not Financially Ready, It's Not The Right Time (Hour 3)
Jade Warshaw & George Kamel answer your questions and discuss: "We're getting kicked out of my grandpa's retirement community and we don't know if we should rent or buy," from the blog: Should I Rent or Buy a House? Why it's important to share the same financial values with your significant other, "Should I insure my engagement ring?", from the blog: How to Buy an Engagement Ring: 5 Tips How to financially prepare for a layoff, "Should we move away from family so we can afford a house?", from the blog: How Much House Can I Afford? The best ways save for upcoming medical expenses. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
You Need A New Picture Of What Life Will Look Like (Hour 2)
Jade Warshaw & George Kamel answer your questions and discuss: Why you should always make sure you have the proper coverage for your vehicle and family that drives them, from the blog: Protect Yourself With The Right Coverage "What should I do with money I saved for school now that I got a full ride scholarship?", How TurboTax cheated millions of people, from the The Fine Print Podcast with George Kamel: How TurboTax Is SCREWING You "Should I sell my house to be completely debt free after a divorce?", from the blog: Finances After the Unexpected: Divorce, Remarriage, and Death "How do we get out of $50k of debt with low income?", from the blog: How to Get Out of Debt on a Low Income Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
That's Triple Stupid! (Hour 1)
Jade Warshaw & George Kamel answer your questions and discuss: "Can we afford to let my wife quit her job to be a stay at home mom?", Why going further into debt isn't the answer to get out of debt, from the blog: What Is a 401(k) Loan? And How Does It Work? "How do we get back on the Baby Steps after getting hit hard the last 2 years?", How intense you should be about paying off your mortgage when you still have consumer debt. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
This Is REAL Bad! (Hour 3)
George Kamel & John Delony answer your questions and discuss: "Should I take out student loans so I can make a career change?", "My husband keeps lying to me about our financial situation", from the blog: Overcoming Financial Infidelity How to decide about selling your house when moving, "Should we continue living with family when there's major tension between my wife and my mom?", What to do when parents are stealing money from their kids. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
How Can I Do All Of This AND The Dishes? (Hour 2)
George Kamel & John Delony answer your questions and discuss: "How do I explain to my wife that the risk isn't worth the reward with credit cards?", from the blog: Living Without a Credit Score from The Fine Print Podcast with George Kamel: The Dirty Truth Behind Your Credit Score How to increase income as a single mother that can't make ends meet, from the blog: How to Increase Your Income Why you turn off social media and stop worrying about the world burning down around you, "My girlfriends debt is having a negative impact on our relationship". Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
You Have To Beat Your Spending Addiction (Hour 1)
George Kamel & John Delony answer your questions and discuss: "How do I stay out of debt for good?", from the blog: How to Pay Off Credit Card Debt "When does saving money and living with my parents become crutch?", "Should we sell our house to pay off debt?", "How do I start investing to create a stable financial future?", from the blog: How to Start Investing: A Beginner's Guide Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
You've Got A Willy Wonka Ticket To Your Future! (Hour 3)
Jade Warshaw & John Delony answer your questions and discuss: "Should I buy land to live in a camper during college?", 5 Signs That You'll Never Be Rich, from the blog: How to Build Wealth at Any Age Why you should keep business savings and personal expenses separate, from the blog: Best Small-Business Bookkeeping and Accounting "Should I sell my car and buy a cheaper one with cash?", from the blog: How to Sell a Car Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
It Takes Time To Build Trust (Hour 2)
Jade Warshaw & John Delony answer your questions and discuss: "How do I make a budget off commission?", from the blog: How to Budget With an Irregular Income When to know if it's time to sell your business, The inspiring story of a social worker and a civil engineer that didn't give up on their Debt Free Journey, What to do when deciding if you should keep or sell family land. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
He Doesn't Want To Pay His Fiancée's Debt?! (Hour 1)
Jade Warshaw & John Delony answer your questions and discuss: "How do we prepare to be on a single income?", from the blog: How to Make a Budget: Your Step-by-Step Guide How do prepare for marriage when your on different Baby Steps, "How do I stick to my debt payoff plan when friends and family don't agree with my plan?", What to do when you have a good job but want to go back to school for a career change, "I was in Baby Step 4 then went back in debt $60k - how do I get out of this?", Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Our Favorite Calls of 2023 (Part 3)
While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Our Favorite Calls of 2023 (Part 2)
While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments. Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Our Favorite Calls of 2023 (Part 1)
While we're out for the holiday, we've compiled our favorite moments from the year so far into a special episode. We hope you enjoy it and we'll be back with a live show tomorrow. Let us know what you think in the comments. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
You Don't Even Know What Page You're On! (Hour 3)
Ken Coleman & John Delony answer your questions and discuss: "How do my wife and I get on the same page with our spending habits?", What to do when feeling lonely at work, from the blog: How to Deal with Loneliness When it's beneficial to change degrees to reach career goals faster, "The dealership told me it's cheaper to finance through them than to pay cash", from the blog: How to Buy a Used Car Right Now "My girlfriend has high expectations for a house - how can I afford this?", from the website: Ramsey Mortgage Calculator Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
What Kind Of Boyfriend Have You Been To Debt? (Hour 2)
Ken Coleman & John Delony answer your questions and discuss: "How do I pay for college for 9 kids?", from the blog: 10 Ways to Pay for College from the store: Foundations in Career Discovery Why your credit score is a bad indicator for true wealth, "I loaned $25k to my brother and his girlfriend and they won't pay me back", from the blog: Should You Ever Loan Money to Family? "Is it ethical to have two remote full-time jobs at the same time?" Support Our Sponsor: Churchill Mortgage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Higher Pay Doesn't Always Require A Degree (Hour 1)
Ken Coleman & John Delony answer your questions and discuss: "Should I go to college for business if I already have a business?" How you don't always need a degree to have a high-paying job, from the blog: 25 High-Paying Jobs That Don't Require a 4 Year Degree "We're expecting our 2nd kid and don't know how to get out of debt", How you and your spouse can get on the same page about paying off debt, from the blog: How To Talk To Your Spouse About Money "My roommate is moving out and I don't think I can afford my house", How to find another job in the technology field to increase your income, from the blog: BethelTech.net/KenColeman Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Your Husband Is Acting Like a Selfish Five-Year-Old! (Hour 3)
Dave Ramsey & Dr. John Delony answer your questions and discuss: "My husband spent $2k on golf clubs behind my back", Dealing with a gambling addiction, Budgeting for meals when traveling for work. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
How Pain Deferred Is Actually Pain Amplified (Hour 2)
Dave Ramsey & Dr. John Delony answer your questions and discuss: "How can I help my foster son make better financial decisions?" Why the pause on student loan repayments actually caused borrowers to go into even more debt, the study: The Student-Loan Payment Pause Led Borrowers to Take on More Debt, How to manage money well in retirement. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Quit Playing Footsie With the Brokerage Funds! (Hour 1)
Dave Ramsey & Dr. John Delony answer your questions and discuss: "My fiancée's father unfairly put a lien on her car", Saving for retirement on an irregular income, Pulling money from stocks to pay off the house, from the blog: Should I Use My Investments to Pay Off Debt? "How do I avoid feeling embarrassed when people judge me for living below my means?" The best way to get out of debt, "Should I use my emergency fund to pay off my house?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
You’re Not Scared Enough of Your Debt Yet (Hour 3)
Dave Ramsey & Ken Coleman answer your questions and discuss: "I'm doing the work of 2 people and feel like I deserve a raise..." "Can I buy a car while paying off debt?" "Should I change careers just to get a pension?" Using savings to pay off debt, Moving for a new job with a promotion. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
How AI Is Going To Change the Way We Work (Hour 2)
Dave Ramsey & Ken Coleman answer your questions and discuss: "Should I study software engineering even with advancements in AI?" "Where should I keep my emergency fund?" from the blog: What Is a High-Yield Savings Account and Do I Need One? "How can I expand my business?" "I used a personal loan to pay off my home", "How do we pay for grad school without debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Quit Running a Race With Ankle Weights On – Pay Off Your Debt! (Hour 1)
Dave Ramsey & Ken Coleman answer your questions and discuss: "My wife and I disagree about what to do with profits from a rental", "I'm 16-year-old and will make $100k next year; how should I use it?" "How should I use my bonus check?" Selling the house to pay off debt, from the blog: Should You Sell Your Home to Knock Out Debt? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
We Can’t Seem to Make Ends Meet (Hour 3)
Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should we sell our house to make ends meet?" Whether or not an adult child should pay for their own insurance, "How much should I save before getting my Ph.D.?" "We were given land as a gift, what do we do with it?" "Does paying off a house prevent financial aid for college?" Accounting for property tax increases in your budget. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Are Dave’s 2023 Real Estate Prediction Coming True? (Hour 2)
Dave Ramsey & Rachel Cruze answer your questions and discuss: "I'm $500k in debt after buying a farm", How Dave was right about his 2023 real estate market predictions, "What do I do with the proceeds from my house?" Managing unexpected home repairs. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Don’t Do the Baby Steps Out of Order – They Work This Way! (Hour 1)
Dave Ramsey & Rachel Cruze answer your questions and discuss: "How much should we save for a future home?" "What should we do with our tax return?" from the blog: What Do I Do With My Tax Refund? "Help me decide my business model for my food business", Why you shouldn't pull from your 401(k) to pay off debt, from the blog: Should I Use My Investments to Pay Off Debt? Saving for a home down payment, What to do with your savings, Budgeting as a new college graduate. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Becoming a Millionaire Is Possible and Anyone Can Do It! (Hour 3)
Dave Ramsey & George Kamel interview millionaires to find out how they did it! Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Dave’s Feelings About Modern Day Tipping Culture (Hour 2)
Dave Ramsey & George Kamel answer your questions and discuss: "I'm bitter after my husband took out a HELOC", Dave's thoughts on modern tipping culture, "Should I pause paying off debt to pay for my son's school?" How automating your savings and investing will help you win with money. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Jordan Peterson on the #1 Thing People Should Focus On (Hour 1)
Dave Ramsey & George Kamel answer your questions and discuss: Repairing a car vs. replacing it, from the blog: Is Your Car Worth Repairing? Or Should You Replace It? Dr. Jordan Peterson on vision and why it's the #1 thing people should be focusing on right now, "Should we have a birthday party for our kids while paying off debt?" "Is rental property enough for retirement or should we also invest elsewhere?" from the blog: How to Invest in Real Estate. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Stop Coming Up With Schemes To Get Your Way! (Hour 3)
George Kamel & John Delony answer your questions and discuss: "My wife doesn't trust me with our finances", What having financial freedom can provide when things go wrong in life, "I don't know what to do about my financial future", "Should I take a pay cut for a more exciting job?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
I’m in Debt & Reddit Told Me To Call The Ramsey Show... (Hour 2)
George Kamel & Dr. John Delony answer your questions and discuss: "Help! I'm in debt and Reddit told me to call Dave Ramsey..." What to do after you get out of debt, "Should I invest in Pokémon cards?" "How do we stay encouraged when we keep getting knocked back in the Baby Steps?" Why you shouldn't do any additional investing outside of retirement until your house is paid off. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
I Overspent on a Car Behind My Wife’s Back (Hour 1)
George Kamel & Dr. John Delony answer your questions and discuss: "Should I quit my high paying job that requires travel?" Making fun of finance guru influencers, "I spent way too much on your car..." "How do I talk to my wife about taking another job", "What should I do with a work bonus?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Why You Should Avoid the “Gold Bros” (Hour 3)
George Kamel answers your questions and discusses: "Does everyone need life insurance?" What to do after selling a business, Why you should stay away from the "gold bros", Selling a house to by a RV, Going back to school while paying off a mountain of debt Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
I’m Caught in the Cycle of Debt With $140 to My Name (Hour 2)
George Kamel answers your questions and discusses: Getting out of the credit card trap, "Should I pay off all my debt before buying a house?" "What's the best way to save money online?" from the blog: What Is a High-Yield Savings Account and Do I Need One? "What's the best way to give my sister money?" "Should I pay off personal debt with business earnings? Selling the car vs. keeping it. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
The Best Side Hustles To Make Extra Cash Right Now (Hour 1)
George Kamel answers your questions and discusses: "How do I prepare to move out on my own?" Pausing Baby Step 2 during lower income periods, Financially preparing for marriage, The best side hustles to make extra money right now from the blog: 27 Side Hustle Ideas to Earn Extra Cash, "Is it worth taking a job with a long commute?" "How do I pay my debts that are in collections?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Pulling Out Your Retirement for a Home Reno Is DUMB! (Hour 3)
Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should I go to law school and if so how should I pay for it?" How much buffer to keep in your checking account, "Can we pull from retirement for home renovations?" "My wife is opposed to budgeting... how do I address this?" "We're expecting quintuplets! How do we prepare?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
QUIT Making Yourself a Victim of Inflation Using Debt! (Hour 2)
Dave Ramsey & Rachel Cruze answer your questions and discuss: Should we buy a bigger house or use a HELOC to add on?" "What should I do with an old 401(k)?" from the blog: 401(k) Rollovers: Everything You Need to Know, "Pausing investing to cash flow a new HVAC?" Should we pay someone to manage our investments? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
How Do I Start Investing Well? (Hour 1)
Dave Ramsey & Rachel Cruze answer your questions and discuss: How do I start investing my money well? Paying for grad school, Employee stock purchase plans, Should I build back my credit after filing bankruptcy? Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Are CDs a Good Investment in This Market? (Hour 3)
Dave Ramsey & Rachel Cruze answer your questions and discuss: "Can I afford to be a stay-at-home mom?" Teaching a 16yo about handling their money, "My brother is whispering in my ear about investing in CDs", The debt snowball vs. debt avalanche methods, "We feel unsafe in the house we just bought. Should we move?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
How the Debt Ceiling Affects Your Money (Hour 2)
Dave Ramsey & Rachel Cruze answer your questions and discuss: Why it's hard to pay off debt if you don't combine finances in marriage, How the debt ceiling debacle affects you, What to do with an insurance payout from a wife's passing, "Should I help my girlfriend with her expenses?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Handling Messy Money Situations (Hour 1)
Dave Ramsey & Rachel Cruze answer your questions and discuss: "We called off our engagement. How do I handle the bills?" Working the Baby Steps after getting laid off, from the blog: What to Do if You’re Laid Off, "What should my fiancé and I do with our homes when we get married?" Pausing investing while saving or a house, How long to stay at a company with bad leadership. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Should We Sell Property We Bought With a HELOC? (Hour 3)
Dave Ramsey & Jade Warshaw answer your questions and discuss: Updating your home and investing, "Should we sell property we bought with a HELOC?" "When should I tell my boss I'm moving? "Wait until I retire to pay off my house?" Does an employer match count for my 15%? "I'm about to inherit $1 million..." Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Should We Buy an Investment Property Right Now? (Hour 2)
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Should we buy an investment property before our own home?" "I feel guilty spending money on fun things" "How much should we throw at our mortgage?" Helping parents with their finances. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Your Plans Sucks… I Don’t Want To Be Insulted by Your Abject Failure (Hour 1)
Dave Ramsey & Jade Warshaw answer your questions and discuss: "Can I be a stay-at-home mom with $240k of debt?" Why you shouldn't take your time getting out of debt, Making it as a single mom after a divorce, "Can we afford to buy a new car?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
A Crappy Situation Involving a Septic System & a HELOC (Hour 3)
Dr. John Delony & George Kamel answer your questions and discuss: "I feel resentful of my husband", "Should I get a HELOC for a new septic system?" "My mom is asking me for money even if I have to go into debt", "What should I do with my crypto investments?" Support Our Sponsor: Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
When It Comes to Building Wealth, Be the Tortoise, Not the Hare (Hour 2)
Dr. John Delony & George Kamel answer your questions and discuss: "We're out of work and our creditors won't work with us" "What's the best way to build a new home?" "Should I put 40k into my house?" "Can I turn $100k into $1m?" "Should I rent my house out or sell it?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
I’ve Had Enough of My Debt and I’m Ready for a Change! (Hour 1)
Dr. John Delony & George Kamel answer your questions and discuss: "I'm in debt and just lost my job", "My house is a money pit; what can I do?" "Should I accept student loan forgiveness?" Using a HELOC, "I'm 59 years old and have no retirement" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
My Employer Requires That I Use Credit Cards (Hour 3)
Dave Ramsey & Dr. John Delony answer your questions and discuss: "My employer requires that I use credit cards", "Sell a paid off vehicle to pay off another vehicle?" Living paycheck-to-paycheck vs. having a zero-based budget, from the blog: How to Create a Zero-Based Budget, " I'm having to pause my investing, what do I do?" "Fiancee and I are $180k in debt" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Paying Off Your House Is a Great Forced Savings Plan (Hour 2)
George Kamel & Dr. John Delony answer your questions and discuss: "Should we still pay off our house if we're planning to move?" from the blog: How to Pay Off Your Mortgage Early, "How do I get my wife on board with the Baby Steps?" How sports betting is the new oxycontin, "Should I start an e-commerce business to get out of debt?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy
Are Tipping Screens Emotional Blackmail? (Hour 1)
George Kamel & Dr. John Delony answer your questions and discuss: "Should I move back in with my parents to go to school?" Tipping screens on self-checkout machines, "How can I earn passive income while pursuing a career in the arts?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Join a Personality-led FPU class. Click here! Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/TRSgvwy Shop our bestsellers during the $10 Sale! https://bit.ly/TRS10Sale Want a plan for your money? Find out where to start: https://bit.ly/3cEP4n6 Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Interested in advertising on The Ramsey Show? https://ter.li/s64ye3 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy