The Ramsey Show - App
5,000 episodes — Page 2 of 100
“My Financial Advisor Told Us To Take Out A HELOC For A Tax Write-Off”
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and Rachel Cruze answer your questions and discuss: "My financial advisor is telling me to take out a HELOC" "My kids keep breaking things and it's getting expensive, should I start making them pay for it?" "How do we navigate our family going from 2 to 7 people while juggling debt?" "My parents don't want me to go to my preferred college" "Should we setup a 529 account for my wife?" "Is it too late for me to buy a house?" "We are about to get $6,000,000. How do we best manage this money?". Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 💵 Start your free budget today. Download the EveryDollar app 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
“I’m $147k In Debt And Only Make $1,500 A Month”
🤔 Think you’re good with money? Take our Money in America quiz! Rachel Cruze and Jade Warshaw answer your questions and discuss: "I'm in $147,000 of debt, should I sell my business to clear it?" "My wife has no interest in paying off our debt and it's putting a strain on our marriage" "I'm 17 and I am paying $1,100 for my car payment and insurance" "Should I take a semester to study abroad or should I grow my business?" "Should I sell off my investment property to pay off my primary home?" "My mom keeps asking me for money. How do I help her so she can support herself?" "I want to build a tiny home but it doesn't qualify for a mortgage, how do I finance this?" Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor 💵 Start your free budget today. Download the EveryDollar app 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Focused Intensity Is The Only Way To Make Financial Progress
🤔 Think you’re good with money? Take our Money in America quiz! George Kamel and Dr. John Delony answer your questions and discuss: "How do I set a realistic budget around Christmas when I want to give everything to my kids?" "I'm house poor and my debt is overwhelming me. How do I get out of this situation?" "We are $100,000 in consumer debt and we have been spending more than we make. Is a HELOC the only way out?" "Should we refinance a student loan in deferment?" "If I file for divorce, what should be my financial priorities?" "Who can I hire to help me manage my elderly parents finances?" "How do I plan for my future when most of my income is used to help my mom with expenses? "Should I sell my home in order to buy my son a house?". Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 🤓 File your taxes with 100% accurate software that’s less than half of the price 💵 Start your free budget today. Download the EveryDollar app 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
You Can’t Control the Past, But You CAN Control the Path Forward
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and Jade Warshaw answer your questions and discuss: "My mom took student loans out in my name that I didn't know about. Should I let those loans go into default?" "How do we stay financially secure after we were in a car accident?" "My brother backed into my car and wrecked it. Now he is avoiding my husband and I. What should we do?" "We are in the negative every month on our rental income. What should we do?" "I live with, and work for my boyfriend. I feel like I don't have anything for myself. What should I do?". Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email 📱 Get episodes early in the free Ramsey Network app 💵 Start your free budget today. Download the EveryDollar app 🛒 Black Friday deals won't last. Get gifts for as low as $6.99 🏠 Get organized and prepared to buy or sell a home 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
You Still Have Time To Change Your Financial Situation
Ken Coleman and George Kamel answer your questions and discuss: "My boyfriend doesn’t want to marry me until I pay off my son's Parent PLUS Loan" "How can I get out of debt on a low income?" "Are rent-to-own plans a good way to grow my business?" "Our house burned down in the LA fires and insurance didn’t cover it. Should we pull from retirement to rebuild?" "My husband handles all of the finances. Is wanting to be included asking too much?" "Am I obligated to share my inheritance with my sisters?" "My husband and I exceed the income limits for retirement contributions. What other strategies should we consider?" "Should I sell my house or continue renting it to my in-laws?". Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 🛒 Black Friday deals won't last. Get gifts for as low as $6.99! 🤓 File your taxes with 100% accurate software that’s less than half of the price ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor 🎁 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
"I'm 49 With Nothing Saved For Retirement"
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and George Kamel answer your questions and discuss: "I don't have anything saved for retirement. Is it too late for me to start investing?" "I keep having to dip into my investments to pay my taxes. How do I stop this cycle?" "When I turn 18 I will gain access to a $100,000 stock portfolio. How do I best grow this money?" "My wife wants us to pay off our house but it doesn't make sense to me" "I have been on social security for 25 years. How do I change my life and stop living in poverty?" "Should I refinance my home to pay off my debt and HELOC?" "Should we be saving money in an HSA when we are in Baby Step 2?" Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items 🤓 File your taxes with 100% accurate software that’s less than half of the price 💵 Start your free budget today. Download the EveryDollar app! ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor 🎁 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
He's Behind On His Bills and Wanting to File For Bankruptcy
🤔 Think you’re good with money? Take our Money in America quiz! George Kamel and Jade Warshaw answer your questions and discuss: "We are $30,000 in debt and we're behind on our bills. Should we file bankruptcy?" "How can I pay off debt when I have nothing left over after paying all of my bills?" "My wife's friends told her that I am being financially controlling. Are they right?" "Can I use my kids' 529 plans to pay down my debt?" "Are my girlfriend and I building too much house?" "Should I hold off on paying my student loans and let the military pay them off?" "How do we figure out if it's worth it to move to a different state for a better quality of life?" "What's the best way to invest $1 million from a business deal?" "I caught my husband lying to me about our finances. How do I begin to rebuild trust in him?". Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 🤓 File your taxes with 100% accurate software that’s less than half of the price. 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items. 💵 Start your free budget today. Download the EveryDollar app! ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
His Dad Took Out $70K in Parent PLUS Loans and Didn’t Tell Him
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and Jade Warshaw answer your questions and discuss: “Should I be paying off the Parent PLUS loan my dad took out?” “My husband and I feel behind. We don’t have a house or retirement savings and we’re $50,000 in debt” “Should I switch to a job that will pay more but I will enjoy less?” “We have money to pay off a car loan but also have a newborn, is it wise to pay off the car loan now or should we wait?” “I was recently laid off from my job and have an opportunity to help a scrappy startup. Should I take it?” “How do we teach our 6 year old daughter about contentment?” “My mom recently passed away and I am taking care of my siblings that are still minors. What should I do with her house?” “Should I use $8k from savings to publish my book?” “I’m living in a one bedroom apartment and about to have our second child. What should our next housing move be?” “I have $50,000 in savings at 21 years-old and I’m unsure what to do with it” Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 🛡️Protect yourself with trusted insurance coverage that fits your budget 🎁 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today. 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Follow a Proven Plan, Quit Making It Up As You Go
✍️ Help us make the show better! Take this 6-question survey. Jade Warshaw and Dr. John Delony answer your questions and discuss: “How do I pay off my debt?” “Do we need to be 'gazelle intense' with our investing?” “Should I help my sister out financially in order for her to come visit for Thanksgiving?” “I am struggling to balance paying off debt and spending time with family. How do I work through this?” “How do my fiancé and I plan to protect both his family business and my security?” “How do I start investing?” “I don’t make enough to cover my expenses every month. Can I consolidate my debt before I fall behind?” “How do I stop struggling with personal fulfillment after my divorce?” “I have $140,000 in credit card debt. Should I go into default and use debt relief programs?” Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 🎁 24 Hours Only! Grab life-changing gifts for just $11 💵 Start your free budget today. Download the EveryDollar app! 🛡️Protect yourself with trusted insurance coverage that fits your budget 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Are You Willing To Trade Your Comfort Today For Peace Tomorrow?
✍️ Help us make the show better! Take this 6-question survey. Ken Coleman and Jade Warshaw answer your questions and discuss: "Should I drop out of college to go into the family business?" "Should we buy a car before paying off debt?" "My husband wants to invest instead of pay off debt" "Should we build a home for my in-laws so we can move into their house?" "Our insurance premium just doubled. Should we look for an alternative?" "Should we cash out our retirement to pay off debt?" "How do I overcome my spending addiction?" Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 🏠 Get organized and prepared to buy or sell a home. 💵 Start your free budget today. Download the EveryDollar app! 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items. 🛡️Protect yourself with trusted insurance coverage that fits your budget Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
He’s Still Living With His Ex’s Parents and Needs a Way Out
✍️ Help us make the show better! Take this 6-question survey. Dave Ramsey and Rachel Cruze answer your questions and discuss: "I've been fired 14 times and no employer will look at me now. What are my options to get out of this cycle?" "I was living with my girlfriend and her family, we broke up and now I have to move out and I don't know what to do" "Should I use my bonus to gain equity in the small business I work for?" "I bought an Airbnb cabin and now I am behind on my bills" "My dad offered to cashflow my first home. How do I structure this the right way?" Next Steps: 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items. 🛡️Protect yourself with trusted insurance coverage that fits your budget Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
She's 20 and Her Parents Want Her To Buy Them A House
✍️ Help us make the show better! Take this 6-question survey. George Kamel and Rachel Cruze answer your questions and discuss: "My parents want me to use my savings to buy them a house" "I'm $65,000 in debt and I feel completely overwhelmed" "My father has a $1.3 million net worth and none of it is invested. How do I help him grow his wealth?" "Should I stop investing in Baby Step 2 and lose out on my employer match?" "I lost everything in my divorce and I don't know how I am going to pay rent this month" "How do I save up for our wedding while I am in Baby Step 2?". Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🎅 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today. 🛡️Protect yourself with trusted insurance coverage that fits your budget 💵 Start your free budget today. Download the EveryDollar app! 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
A Past Gambling Problem Is Haunting His Financial Future
🤔 Can an online will work for you? Take this quiz to find out! George Kamel and Dr. John Delony answer your questions and discuss: “My friends are telling me to pay off my truck but I’d rather just keep paying the payments” “What’s the best method for throwing cash at my various loans?” “How do I get out of a life insurance policy that I’ve already invested in?” “Should we buy a home or prioritize investing at our age?” “Should I take out a HELOC to pay for my kids’ private high school tuition?” “How do we start the baby steps when we’re $150,000 in debt?” “Should I buy an older cheap car or just get a new one?” “We are in our 70s, should we spend $35,000 to go to Europe?” “How do I best use a $200k bonus?” “How can I encourage my father to make wise, biblical decisions about his estate?” “Should we rent or buy once we move?” “How much house can we afford?” “I’m making $250,000 a year but can’t afford a home in my area. Where should I be saving my money?” “It would take over ten years to pay off our debt. Do the baby steps still work for us?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🛡️Protect yourself with trusted insurance coverage that fits your budget 💵 Start your free budget today. Download the EveryDollar app! 🎅 You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
He Has Marriage Problems Disguised As Money Problems
🤔 Can an online will work for you? Take this quiz to find out! Ken Coleman and Jade Warshaw answer your questions and discuss: "Does it make sense to use balance transfer cards to pay off my debt instead of consolidating?" "I'm $52,000 in debt, how do I get rid of the debt without selling my toys?" "I'm recovering from a car wreck and barely surviving on disability. How do I not feel like I'm letting my family down?" "How do we prepare for our 6th baby?" "Should we refinance our car loan?" "My company stock has lost 30% of its value. Should I cut my losses and cash out the stock?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items. 🏠 Get organized and prepared to buy or sell a home. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
A $60,000 Mistake Turned Into a Wake-Up Call
🤔 Can an online will work for you? Take this quiz to find out! Jade Warshaw and Ken Coleman answer your questions and discuss: “My RV payment is 50% of my income and it’s on a 15-year, 17% interest rate loan. What should I do?” “My ex-fiacée is pregnant with my kid. I feel like she is taking advantage of me financially. Should I stop giving her money?” “My husband started a small business and it rarely brings in income. How long do we keep this going?” “We are $103,000 in debt. How do we stop ourselves from going back into debt once we pay this off?” “I was just laid off today. How do I choose a severance option?” “Should I pay my debt off now or wait?” “How much do I need to save for the birth of our child?” “I’m about to be gifted a 25% stake in a business and I don’t want it. What should I do?” “When transitioning to cash, how do we pay last month’s bills and this month’s bills?” “I won $200,000 in the lottery. What should I do with this money?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! 🏠 Get organized and prepared to buy or sell a home. 💵 Start your free budget today. Download the EveryDollar app! 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items. 🛡️Protect yourself with trusted insurance coverage that fits your budget 🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Lean Into Hard Things—That’s Where Change Happens
🤔 Can an online will work for you? Take this quiz to find out! Rachel Cruze and Dr. John Delony answer your questions and discuss: “How can we overcome money issues like we did addiction & alcoholism?” “How do I combine finances with my girlfriend?” “How do we get my mom to move out of our house?” “Are precious metals a good investment?” “I’m upside down on an RV, how do I get rid of it?” “Should I pay my husband’s credit card debt from gambling and reckless spending?” “Should we teach our kids about money with cash or debit cards?” “My boyfriend stopped supporting me after we broke up and we own a home together. Should I sell the house?” “Should I pull money out of a retirement account for baby step 1?” “Everyone is telling me to go even more into debt instead of paying it off” “I have anxiety about my job change even though I crunched the numbers. How do I find peace in this process?” “The buyer on our home pulled out an hour before closing but we already moved into the home. What should we do?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! 💻 Find out where you stand with your money and get a free plan. 🏠 Get organized and prepared to buy or sell a home. 🛡️Protect yourself with trusted insurance coverage that fits your budget 📘 Preorder What No One Tells You About Money today now and get $100+ in bonus items. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI Get 10% off your first month of BetterHelp Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more Learn more about Christian Healthcare Ministries Get started today with Churchill Mortgage Get 20% off when you join DeleteMe Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial Use code RAMSEY to save 20% at Mama Bear Legal Forms Visit NetSuite today to learn more For more information, go to SimpliSafe Get started with YRefy or call 844-2-RAMSEY Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Stop Chasing Payments and Choose Freedom
🤔 Can an online will work for you? Take this quiz to find out! Rachel Cruze and Dr. John Delony answer your questions and discuss: “Should I let my car get repossessed and get a cheaper car or get it paid off?” “How do I ask for a raise based on my performance at work?” “We’ve paid off our house and have kids’ college done, but still struggle with saving and paying off debt” “Should we file bankruptcy?” “Should I pay off my credit card with an old retirement account?” “How do we deal with friends while paying off debt?” “How do we protect our assets in case one of us relapses?” “I’m almost done with baby step 3, how aggressive should we be with investing for retirement vs. paying off our house?” “After I pay all my bills, I only have $100 left. How do I find more margin in my budget to pay off $7,000 of debt?” “How do we organize a 529 plan from my parents that I didn’t use and transition it to my two kids?” “How do we get out of the financial disaster that we’re in?” “I’ve been taking care of 3 handicapped family members and I now have no savings. How do I get my finances built back up?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! 📈 For help with investing, get connected with a SmartVestor Pro. 🛡️Protect yourself with trusted insurance coverage that fits your budget Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Big Paychecks Won’t Fix Dumb Financial Decisions
🤔 Can an online will work for you? Take this quiz to find out! Jade Warshaw and George Kamel answer your questions and discuss: “Why isn’t bankruptcy a good way to force me into a “cash is king” approach to debt?” “My mother expects my brother and me to take care of her financially in her old age. What should we do?” “How do we pay off a HELOC that we’ve been using as a giant credit card?” “How do I deal with family that’s mismanaging their money?” “Should I stay in my job or go to college?” “I’m $90,000 in debt and I’m struggling to cut back my expenses. How do I get into a “rice and beans” mentality?” “My mother is in $90,000 of debt and after digging into her finances, I have no idea how to help her” “If I was looking for a risky investment, what are my best options?” “Should we pull money from retirement or take out a Heloc to cover our expenses when my husband changes careers?” “Do you recommend adult children living with parents without contributing to expenses?” “Should we sell our dream home for financial peace?” “My father gave me a loan for my house. Should I pay him back or have it taken out of my inheritance?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 💻 Find out where you stand with your money and get a free plan. 🛡️Protect yourself with trusted insurance coverage that fits your budget 🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Normal Is Broke—Don't be Normal!
🤔 Can an online will work for you? Take this quiz to find out! Rachel Cruze and Jade Warshaw answer your questions and discuss: “I feel swindled by my whole life policy – I was relying on it for my retirement and I'm lost...” “Is it worth it to take a loan out to buy a more expensive car?” “We are $287,000 in debt and we keep blowing through our baby step 1 emergency fund. Should we increase it?” “I’m going to be laid off in January, what should I do?” “How do we stop feeling guilty about our plans to buy a home?” “How do I overcome my mentality of holding on to money instead of paying debt?” “How do I tell my girlfriend that I lied about my financial situation?” “Should I stop investing while I am saving for a down payment on a house?” “Can we withdraw $2k/month so I can stay home with our kids?” “How do we navigate job loss and a high-risk pregnancy?” “How do we get out of mobile home hell?” “Can I quit my job and become a stay-at-home father?” “Which pension payout should I choose?” “Should I be paying off my student loans while I’m in college?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! 🏠 Get organized and prepared to buy or sell a home. 💵 Start your free budget today. Download the EveryDollar app! 🛡️Protect yourself with trusted insurance coverage that fits your budget Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
You Can Rebuild No Matter Where You Are
🤔 Can an online will work for you? Take this quiz to find out! George Kamel and Jade Warshaw answer your questions and discuss: “What should I do with my 401(k) after getting laid off?” “Should I take out a HELOC to help my aunt financially?” “How do I get out of debt with my income?” “How do I convince my fiancé to work the baby steps?” “How do I decide if making a career change is the best thing for my family’s future?” “What should I do about a car that is underwater and needs repairs?” “My husband wants to quit his job to drive for Uber again...” “How do we figure out ownership of a house we bought with my parents?” “What should I do with my 401(k) after my company is acquired by a larger company?” “Should we buy a new house or remodel our current home?” “Should I change my attitude about tithing?” “How much should I spend on a car?” “My husband wants to be involved in how money I inherited is handled because we are 'one'..." Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 🎅 Hurry—Your chance to win $5k is almost over! Enter the Ramsey Cash Giveaway today! ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
It’s Time To Stop Surviving And Start Winning With Money
🤔 Can an online will work for you? Take this quiz to find out! George Kamel and Jade Warshaw answer your questions and discuss: "Should we sell our new house after a local church opened a homeless shelter across the street?" "How do we stay motivated to pay off debt when being debt-free feels unachievable?" "I'm about to go $500k into debt buying a business and a home at the same time..." "How do I stop living paycheck-to-paycheck?" "Should I use a VA loan to buy a mobile home?" " Can I invest now and worry about my emergency fund later?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor 💵 Start your free budget today. Download the EveryDollar app! 💻 Find out where you stand with your money and get a free plan. 🏠 Use our mortgage calculator to see how much home you can afford! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Stop Letting Other People Wreck Your Finances
🤔 Can an online will work for you? Take this quiz to find out! Rachel Cruze and George Kamel answer your questions and discuss: "Should I take out a loan to pay off debt in collections?" "How do I convince my husband to quit his church job?" "How do I stop spending so I can reach my financial goals?" "I don't trust the decisions my husband is making in our business..." "How do I tell my parents that I got into my dream school?" "How do I talk to my dad about his retirement plan?" "How do I stop my in-laws from guilting my husband into giving them money?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💻 Find out where you stand with your money and get a free plan. 📈 For help with investing, get connected with a SmartVestor Pro. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy
You Can’t Outearn Your Stupidity
🤔 Can an online will work for you? Take this quiz to find out! George Kamel and Rachel Cruze answer your questions and discuss: "Am I ok to use credit cards as long as I pay them off every month?" "Should I focus on paying down debt or saving if I will be without a job for about a year and a half?" "Should my girlfriend and I get an apartment together?" "Should I be investing in a 529 or mutual funds for my kids?" "I have $30,000 in debt, how do I go about paying this off?" "My family doesn’t think it is a good idea to rent out my main home and live in the loft apartment. Why shouldn’t I?". Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💵 Start your free budget today. Download the EveryDollar app! 💻 Find out where you stand with your money and get a free plan. ❤️🩹 Open Enrollment is here—get free help from a RamseyTrusted health advisor! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
There Are No Shortcuts To Building Wealth
🤔 Can an online will work for you? Take this quiz to find out! Jade Warshaw and Rachel Cruze answer your questions and discuss: "I'm in $60,000 of debt, how do I pay it off?" "The government shutdown is effecting my husband's paychecks, should we jump to Baby Step 3?" "Should I pay off my student loan debt before I buy my house?" "I was able to get out of debt while still enjoying my lifestyle, did I complete Baby Step 2 correctly? "Is "house hacking" a good idea?". “How can I feel blessed by my husband’s gift giving when it comes from our finances?” “How much life insurance should we have on our kids?” “Should we use the money we set aside for taxes to pay off debt?” “How do I get out of over $30,000 of debt?” "We just got married and are in over $40,000 of debt." "How should we approach paying this off?" “Does it make sense to keep our more expensive health insurance so that we can access our HSA investment options?” "My husband doesn’t make much money, how can I inspire him to get a higher paying job?" “How do couples merge their finances when they disagree on how money should be allocated?” “How much should I spend on a car?” “I paid for my sister’s house. How should we title the home to protect ourselves in case something happens to her?” “Should I keep hustling or slow down to spend time with my family?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 🏠 Get organized and prepared to buy or sell a home. 💵 Start your free budget today. Download the EveryDollar app! 💻 Find out where you stand with your money and get a free plan. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Your Financial Comeback Starts Today
🤔 Can an online will work for you? Take this quiz to find out! George Kamel and Ken Coleman answer your questions and discuss: “How do I turn my life around and be financially successful?” “How do I balance providing for my family and being present?” “How much should I be putting aside for Christmas?” “We are $86,000 in debt. How can we pay all this off quickly?” “How can I earn passive income while I am in college?” “How do I handle siblings who won’t pay their share of our cell phone plan?” “How do we combine finances after we get married?” “Are classic muscle cars as good of an investment as a home?” “Do college students have less of a chance of becoming successful today than in prior generations?” “How do we pay credit card minimums and still afford basic food & utilities?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 💻 Find out where you stand with your money and get a free plan. 📈 For help with investing, get connected with a SmartVestor Pro. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy
You Can Still Take Charge Of Your Financial Future
🤔 Can an online will work for you? Take this quiz to find out! Dave Ramsey and Ken Coleman answer your questions and discuss: "Can we stop my mother-in-law from using my husband's name on her investment accounts?" "I can't afford minimum payments on my debt after buying a house..." "Should I pay off a low-interest car loan or should I sell?" "Should I pull from my brokerage account to pay off my house?" "Should I include the car note I cosigned for in my debt snowball?" "What order should I pay off my debts?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 🛡️ Get trusted insurance coverage that fits your budget. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Debt collectors hassling you? Take back control of your life at Guardian Litigation Group Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
You’re Either Building Wealth or Losing It
🤔 Can an online will work for you? Take this quiz to find out! Rachel Cruze and Jade Warshaw answer your questions and discuss: "Should I pay my parents what their house is worth after they sold it to me for $1?" "Should I convert my HELOC into a 15-year mortgage? We can't seem to make any progress on paying it off..." "My friend claims to follow the Baby Steps but keeps doing stupid stuff with money. Should I say something?" "How much does my husband need to make for me to become a stay-at-home mom?" "How can I help my husband with his debt while still protecting my assets?" "After our divorce, my ex defaulted on our debt. Should I quit my job so I can qualify for bankruptcy?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 💻 Find out where you stand with your money and get a free plan. 🏠 Find a Ramsey Trusted Real Estate Agent Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Dumb Financial Decisions Stunt Your Financial Growth
🤔 Can an online will work for you? Take this quiz to find out! Dave Ramsey and George Kamel answer your questions and discuss: "My fiancée wants to take on $200,000 in school debt right before we about to get married..." "How can I stop my girlfriend's mom from micromanaging our relationship?" "Should my son be leaving the house at 21 years-old?" "What should we prioritize, our business debt or our personal debt?" "Should I be helping my mom pay off her debt when I have my own?" "How do I plan my finances for a divorce?" "Should I buy a Ford Bronco or invest the $50,000?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 🏠 Get organized and prepared to buy or sell a home. 💵 Start your free budget today. Download the EveryDollar app! 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 📈Free Tools & Resources to Help You With Investing and Retirement Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
You Won’t Win With Money by Accident
🤔 Can an online will work for you? Take this quiz to find out! Dave Ramsey and Jade Warshaw answer your questions and discuss: “I’m paying $500 a month for my leased HVAC system. Should I pay it off before I pay off my house?” “How do I convince my husband not to pay his dad’s property taxes every year?” “We are looking to buy our first home, what are some extra costs and inspections that we should be looking out for?” “How can we pay off debt when our daughter’s monthly tuition takes everything?” “My new husband keeps his finances hidden from me and I’m afraid what I will find out if we combine our accounts...” “We just inherited $1.3 million. What’s the best way to liquidate some of these assets?” “I’m in $85,000 of debt and I’m drowning in payments. How do I get rid of this mess?” “How do we get out of a financial hole when we’ve cut everything we can from our budget?” “Are we making a mistake by moving to another state if I lose my income and we only have my husband’s salary to rely on?” “How did you navigate the marriages of your children when it came to estate planning?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💻 Find out where you stand with your money and get a free plan. 🛡️ Get trusted insurance coverage that fits your budget. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Your Financial Chaos Ends Today
🤔 Can an online will work for you? Take this quiz to find out! George Kamel and Dr. John Delony answer your questions and discuss: "How do we stop my fiancée's mother from stealing her student loans?" "Why should I pay cash for a car when I could invest the money and earn a better return?" "My ex-wife was ordered to pay half of our back taxes three years ago but she still hasn’t paid..." "How do I choose which debt to pay off first when they are all similar amounts?" "Should we pay ourselves a salary from our new business to pay off debt?" "How can I get my adult kids to contribute for household expenses?" "Should we downsize our home so that we can pay it off quickly?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 🏠 Get organized and prepared to buy or sell a home. 💵 Start your free budget today. Download the EveryDollar app! 📈Free Tools & Resources to Help You With Investing and Retirement Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
You Can Stay Broke Or Start Changing
🤔 Can an online will work for you? Take this quiz to find out! Jade Warshaw and Dr. John Delony answer your questions and discuss: "Should we accept money from my in-laws?" "I can't pay my bills, should I file bankruptcy?" "When can we open "fun" accounts while working the Baby Steps?" "How do I build my credit score without debt?" "Is using a line of credit a good way to pay off a house faster?" "When in the Baby Steps do we start saving for adoption?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! ❓ Find out where you stand with your money and get a free plan. 🏠 Find a Ramsey Trusted Real Estate Agent 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
A Written Plan Will Always Keep You On Track
🤔 Can an online will work for you? Take this quiz to find out! Ken Coleman and George Kamel answer your questions and discuss: "I owe $8,000 in collections and $4,000 to the IRS, how should I tackle this?" "How much should I spend on a new truck?" "My husband and I don't agree on how to budget..." "Would it be better to refinance or recast our mortgage?" "My husband works two jobs. Can he leave one so that he can spend more time with the family?" "Is it a good idea to retire early?" "When is the right time to buy a house with my boyfriend?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📈For help with investing, get connected with a SmartVestor Pro. 💵 Start your free budget today. Download the EveryDollar app! 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy
Quit Blaming Your Past And Take Control Of Your Money
🤔 Can an online will work for you? Take this quiz to find out! Dave Ramsey and Ken Coleman answer your questions and discuss: "My girlfriend doesn't want to marry me until I pay off all my debt..." "My husband and sister disagree on how to split the proceeds from the sale of family property. How do we navigate this?" "Should we slow down on Baby Step 2 while the government is shutdown?" "How do I avoid paying taxes on an inherited IRA?" "My wife keeps telling me how to run my business. Am I wrong for wanting to run the business I built my way?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! ❓ Find out where you stand with your money and get a free plan. 🛡️Get trusted insurance coverage that fits your budget 💵 Start your free budget today. Download the EveryDollar app! 📈Free Tools & Resources to Help You With Investing and Retirement Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
You'll Never Prosper When You're Tied Down With Payments
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and George Kamel answer your questions and discuss: "I'm $15,000 in debt with nothing in savings. I lost my job today, where do I go from here?" "Should we buy a house that's going to put us over budget by $1,000 every month?" "I just graduated and got my first job, how do I start saving and investing?" "How do I help my dad with his finances? He has $175,000 missing from his accounts" "We paid off our mortgage and my wife wants to upgrade our house. Am I being stingy for not wanting another mortgage?" "Why shouldn't we keep using credit cards if we are able to consistently take advantage of the points and cash back?" "We have $104,000 of debt, should we sell our car? Should my wife go back to work to speed up Baby Step 2?". Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. ❓ Find out where you stand with your money and get a free plan. 🛡️Get trusted insurance coverage that fits your budget 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
If You Want To Do Great Things You Need To Do Hard Things First
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and Jade Warshaw answer your questions and discuss: “How do we get out of the financial mess we're in?” “How do I get rid of my car debt?” “How do I stay motivated while paying off $184k of debt?” “Should I keep my credit cards to maintain my credit score?” “How do I handle a divorce settlement while in the baby steps?” “I’m drowning in debt and don’t know what to do?” “Should my daughter ask for reimbursement for job interview travel?” “Can we build our savings instead of paying off debt?” “Should I use my savings to pay off 0% interest? “ “The motor blew up in my truck and it’s going to cost $15,000 to fix. What should I do?” “We can’t make any progress on our debt...” “Where should I be investing?” “I’m struggling to give $900 to a friend...” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! ❓ Find out where you stand with your money and get a free plan. 🛡️Get trusted insurance coverage that fits your budget 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Make Sacrifices Today To Achieve Your Financial Goals
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Rachel Cruze answer your questions and discuss: "As a single mom, what is the best way to get rid of a day care debt that is past due?" "My boyfriend and I both have student loan debt, how do we start investing once we are debt-free?" "We are in Baby Step 3 and wanting to set up a special needs trust for our child. Should we pause Baby Step 3?" "I have an inconsistent income and 4 kids. While paying off debt, how much should we keep in savings?" "As a truck driver, should I live out of my truck versus buying a home to save money, or is that being too frugal?" "How do you pay off your credit cards when the minimums are half my take-home pay?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 🏠 Get organized and prepared to buy or sell a home. 🛡️Get trusted insurance coverage that fits your budget 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
You Can’t Afford To Be Careless With Money
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Dr. John Delony answer your questions and discuss: "Should I keep cash at my house?" "Should we live close to our parents for a low monthly rent or move further away?" "Should my partner take out a HELOC on our house to pay me his part of our down payment?" "Our insurance didn't pay us after a natural disaster destroyed our home. How do we start over?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 🤕 Get trusted insurance coverage that fits your budget. 💵 Start your free budget today. Download the EveryDollar app! ❓ Find out where you stand with your money and get a free plan. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
You Have To Clean Up Your Financial Mess Before Building Wealth
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Jade Warshaw answer your questions and discuss: "My husband is planning to give our land away..." "What should I do with a $60k bonus?" "Should we downsize our house to prepare for a surprise baby?" "My wife passed away last month, how do I invest now that I've lost her income?" "I just left an abusive marriage, what should I do for housing?" "Is my wife a princess or do I just need an attitude change?" "Is it wrong to keep having kids while getting government assistance?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home. ☮️ Lead a Financial Peace University class. 🧠 For help with investing, get connected with a SmartVestor Pro. 📈 Free Tools & Resources to Help You With Investing and Retirement Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
It’s Not Too Late to Get Control of Your Money
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Ken Coleman answer your questions and discuss: “I work for my parents and I sometimes don’t get paid. How do I talk to them about this?” “My older brother is financially taking advantage of our parents. How do I approach my parents about this?” “Is our land calculated into our net worth even if we have no plans on ever selling it?” “Can I pause retirement investing to save for a house downpayment?” “I’m 50 and just started investing. What are my options to save for retirement?” “Can we financially afford for my wife to be a stay-at-home mom?” “My wife and I are underwater on our cars, how do we get out of this?” “How can we get out of debt because we’re underwater financially?” “How do I pivot from being gazelle intense after paying off debt?” “Should a pension crisis prompt me to leave my job?” “How do my husband and I agree about using a lump sum of money that we’re about to receive?” “Should we buy a house in cash or get a mortgage?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💵 Start your free budget today. Download the EveryDollar app! ☮️ Lead a Financial Peace University class. 🧠 For help with investing, get connected with a SmartVestor Pro. 🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 👫 Check out our free Term Life Insurance Guide for helpful info and resources. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Go to Casper Sleep and use promo code RAMSEY to learn more. Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Small Steps Lead to Big Change
🤔 Think you’re good with money? Take our Money in America quiz! George Kamel and Jade Warshaw answer your questions and discuss: “Where should I keep my investments?” “My co-worker is a level below me but is being paid more. How do I ask for fair pay?” “Should I use my credit card to build my credit again?” “Is paying for a van that I live in the same as paying a mortgage?” “My husband is using our emergency fund as a bank...” “Should I turn my HELOC into a mortgage?” “How can I rent an apartment when I’m in bad shape financially?” “I’m not qualified for the job I have. Should I quit and become a nanny?” “Can you help us find an adoption loan that won’t drown us in debt?” “Was it right for my wife to stay at home with our first child?” “Is it wise for me to buy a house?” “I’ve been paying off debt since February but I feel like I’ve hit a wall...” “I’m 71 – everyone is telling me to not pay off my house. What should I do?” “My wife has car fever and wants to go into debt" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! 🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 👫 Check out our free Term Life Insurance Guide for helpful info and resources. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Stop Trying To Borrow Your Way Into Freedom
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Rachel Cruze answer your questions and discuss: "Does it make sense to have a business credit card to get cash back on big purchases?" "We bought too much house, how do we balance paying this down vs. investing?" "I'm 21 and still live at home with my parents. Should I sell my car so I can afford to move out?" "How do my fiancé and I combine finances when I have way more saved than he does?" "We have $235,000 in student loan debt and have a baby on the way. How do we get on the same page to tackle this debt?" "Why don't children have an obligation to care for parents financially?" "My wife wants to upgrade the house but I would rather pay down the mortgage. Which idea is better?" "Should I pull from retirement to purchase a second property?" “Can I afford to buy a Harley Davidson?” “What should we do about our daughter who refuses to pay parent PLUS loans?” "I made a dumb decision with my house. Should I file bankruptcy?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a free personalized plan. ☮️ Lead a Financial Peace University class. 💵 Start your free budget today. Download the EveryDollar app! 🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Don’t Quit When the Journey Gets Hard
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Dr. John Delony answer your questions and discuss: “How can we stop my wife’s parents from asking their 10,12, and 17 year old daughters for money?” “Should I leave my marriage because of my husband’s spending?” “How do I get out of a house purchase that my employer forced me into but I can’t afford?” “Would buying land next door be a good investment?” “Should I continue to throw everything at my debt or save for potential emergencies?” “Should I take out a $10k loan to fix up my mom’s kitchen” “How do I tell my significant other, he needs a better job?” “Can I afford to open my own business?” “Do we make enough for me to be a stay-at-home mom?” “Should I stop contributing to my retirement while paying off debt?” “Am I legally obligated to follow my dad’s wishes from his will?” “Should I cash out home equity to invest in an IUL policy?” Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a free personalized plan. 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 💵 Start your free budget today. Download the EveryDollar app! 📈 Free Tools & Resources to Help You With Investing and Retirement Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy
Are You Investing in Tomorrow or Robbing It?
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Ken Coleman answer your questions and discuss: "How do I convince my wife to stop using credit cards when I'm on Baby Step 1?" "What should we do with the proceeds from the sale of our house?" "My husband was recently fired, how do we make our finances work while he's working small jobs?" "Should we downsize our house so my wife can stay at home?" "We have the money but struggle to justify going on vacation" "We gifted our son over $100,000 to buy a house and now he wants to pay us back. Are there any tax implications for this?" "What should I do with an inherited annuity?" "How do I create a family budget to keep my kids from spending money?" " Should I dive back into a career now that my husband has beat cancer?" "I'm 62 with only $100,000 saved for retirement. Should I focus on paying off my house or saving more for retirement?" "Should we charge our 19 year old rent?" "What should we do with the proceeds from the sale of our business?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 💲 Are you on track with the Baby Steps? Get a free personalized plan. 📈 For help with investing, get connected with a SmartVestor Pro. 💵 Start your free budget today. Download the EveryDollar app! 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 👫 Check out our free Term Life Insurance Guide for helpful info and resources. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy
Yesterday’s Choices Don’t Define You — Change Starts Today
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Jade Warshaw answer your questions and discuss: "Should I leave my boyfriend who keeps postponing our wedding?" "Should we take equity out of our cabin to pay off our primary home?" "I'm homeless and in debt, should I file for bankruptcy?" "I'm 56, is it too late for me to start investing?" "Why not pay off debt while investing?" "How much is too much to spend on a wedding?" "I'm 72 with only $40,000 saved. What should I do?" "How do we balance paying off debt and saving for an upcoming medical expense?" "We're getting a settlement from an accident that killed my sister. How do I use this cash well?" "How do I help my mom without taking on debt?" "I'm paying $2,800 a month in car payments. Should I have one of the cars voluntarily repossessed?" "Should I pay off all my debt or buy rental properties before going into retirement?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! 🧮 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 🛡️ Get trusted insurance coverage that fits your budget. 👫 Check out our free Term Life Insurance Guide for helpful info and resources. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy
Hope Always Lives on the Other Side of Hurt
🤔 Think you’re good with money? Take our Money in America quiz! Ken Coleman and George Kamel answer your questions and discuss: "I owe my brother money after getting scammed from an investment course. Should I file bankruptcy?" "I'm 53 years-old and have nothing saved for retirement. Should we sell our house and start over?" "I'm 66 years-old, should I pull from my retirement savings to pay off debt?" "Can I pay to have my dog cremated even though I am in debt?" "My husband is wanting to give his daughter part of his 401(k) instead of giving me 100% as the beneficiary" "Should I pull back my hours a bit and give myself a break?" "How do I stay motivated when I feel restricted by living on a budget?" "Should I pile up cash if I'm facing job insecurity?" "Should I leave a job after less than a year?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a free personalized plan. 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 💵 Start your free budget today. Download the EveryDollar app! 🛡️ Get trusted insurance coverage that fits your budget. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy
Do the Right Thing Even When It’s Hard
🤔 Think you’re good with money? Take our Money in America quiz! Rachel Cruze and Dr. John Delony answer your questions and discuss: "Can we recover money that our brother stole from our father and his estate?" "When is the right time to ask someone I'm dating how much debt they have?" "We inherited my grandparents' house on our land. Should we just tear it down instead of remodeling it?" "I'm buried in over $400,000 of debt and feel like I can't live" "I'm about to get a divorce, should I pull from my 401(k) to buy my husband out of our house?" "Should I keep inheritance money in my name only or both me and my husband?" "Are there strategies to overcome anxiety from investing?" "How do we get out of my car loan that has an 18% interest rate?" "How do I pay off my debts as a single parent with no help?" "We're about to purchase a home with my parents. Is it okay if our name is not on the deed for tax purposes?" "How do I get my aging mom to be responsible for her finances?" "I'm getting $850,000 in cash from an inheritance. How do I invest this well?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! 🛡️ Get trusted insurance coverage that fits your budget. 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy
Money Chaos Doesn’t Have to Be Forever
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Ken Coleman answer your questions and discuss: "How do I get out of investor debt from business men I don't want to cross?" "I'm overwhelmed with my debt. How do I get out of this?" "Should I pay off my estranged son's student loans?" "How do I separate business expenses from my personal expenses?" "I'm getting a divorce, how do I best use the proceeds from the sale of my home?" "Is it okay to refinance my house in order to fund a $150,000 home addition?" "I recently lost my job, should I pull from my IRA to cover debt and wedding costs?" "Am I a wimp for wanting to quit my job?" "Do I have to claim a gift from my former boss on my taxes?" "What's the best way to encourage my husband to be independent of his parents?" "Can my 18 year old son get out of a car loan he co-signed for his ex girlfriend?" "I'm a single parent of 3 kids and feel like I can never get ahead" "Should I cash out my whole life insurance to buy term life?" "Can I use a HELOC for a second home?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💲 For help with investing, get connected with a SmartVestor Pro. 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 🛡️ Get trusted insurance coverage that fits your budget. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy
Debt Is the Enemy of Your Freedom
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and George Kamel answer your questions and discuss: "My husband and I disagree on how to pay off our car" "How do I trust that my boyfriend will stay out of debt once we’re married?" "How do I wisely use a $350k settlement?" "My mother-in-law was scammed out of $150k" "Should I pay my mom's Parent PLUS loan now that my mom is filing for bankruptcy?" "How do I get out of over $825K in real estate debt?" "Should we sell our house that is financially crushing us?" "How do I pay off credit card debt from a stock investing training?" "How can I get my husband to work with me as a team on our debt?" "I borrowed money from a family member then I found out he had stolen it. What should I do?" "My girlfriend isn't as motivated as I am. Should I stay in the relationship?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a free personalized plan. 🛡️ Get trusted insurance coverage that fits your budget. 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 💵 Start your free budget today. Download the EveryDollar app! Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Ramsey Solutions Privacy Policy
Don’t Let Money Drama Keep You Broke
🤔 Think you’re good with money? Take our Money in America quiz! Dave Ramsey and Ken Coleman answer your questions and discuss: "I am getting calls regarding debt on my deceased father. How do I handle this?" "Can we get some advice on managing finances with a large family and disagreements on spending?" "How do my fiancé and I plan to combine our finances when there is a prenup in place?" "We would like to retire early. How should we adjust our investments in order to make this happen?" "How do I get out of $1.8M in debt when I'm stretched thin in spite of a high net worth?" "How do I keep my addict brother from blowing his portion of our inheritance?" "Am I wrong for not wanting to pay for repairs to my mother's home?" "My wife and I disagree on what to do with a whole life policy" "My wife and I disagree on leveraging debt to make money. Who is right?" "I am $10,000 underwater on my leased car. How should I handle this?" "I am debt-free. When can I start buying things I want?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a free personalized plan. 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 💵 Start your free budget today. Download the EveryDollar app! 📚 Set and actually reach your goals with the NEW 2026 Ramsey Goal Planner! Hurry—they sell out every year! 👫 Check out our free Term Life Insurance Guide for helpful info and resources. Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy
Slow and Steady Beats Get Rich Quick
🤔 Think you’re good with money? Take our Money in America quiz! George Kamel and Ken Coleman answer your questions and discuss: "Should we keep a rental if we're losing money on it?" "I just found out I'm pregnant, how can I financially prepare?" "I took out a pension loan, should that be first in my debt snowball?" "Should we pull from savings to pay off debt?" "Should I buy a house with 0% down?" "Should surplus investing go into a brokerage or a Roth IRA?" "I lost my job a month ago. When should I sell my house?" "Is my boyfriend's lack of interest in getting a job a red flag about getting married?" "Should I buy a house with my parents when my wife is totally against the idea?" "Should I pay off my mortgage with my brokerage account?" "How do I balance living for today and saving for the future?" "Can I invest in a side hustle while paying off debt?" Next Steps: ✔️ Help us make the show better. Please take this short survey. 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. 📱 Get episodes early in the free Ramsey Network app! 📈 Are you on track with the Baby Steps? Get a free personalized plan. 💵 Start your free budget today. Download the EveryDollar app! 🏠 Get organized and prepared to buy or sell a home. 🎟️ Two Weekends. One Life-Changing Experience. Get away with your spouse in Nashville. 👫 Check out our free Term Life Insurance Guide for helpful info and resources. 📘 Lead a Financial Peace University class Connect With Our Sponsors: Stop paying more and start shopping smarter at ALDI. Get 10% off your first month of BetterHelp. Go to Boost Mobile to switch today! Learn more about Christian Healthcare Ministries. Get started today with Churchill Mortgage. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle! Find top health insurance plans at Health Trust Financial. Use code RAMSEY to save 20% at Mama Bear Legal Forms. Visit NetSuite today to learn more. For more information, go to SimpliSafe. Use promo code RAMSEY for 18% off at The Nokbox. Get started with YRefy or call 844-2-RAMSEY. Visit Zander Insurance for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy