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The End Game

The End Game

The Property Podcast · Rob Bence and Rob Dix from The Property Hub

April 24, 202525m 44s

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Show Notes

You spend years building your property portfolio, but have you ever stopped to think about your endgame? In today’s episode, Rob & Rob are talking exit strategies, walking you through a typical investor scenario and exploring the different options you can take when it comes time to cash in, scale down, or pass it on. 

 

  • (0:55) News story of the week. 
  • (3:14) What’s your property endgame? 
  • (4:12) A typical investor scenario and exit options… 
  • (5:55) Option 1: Keep all the properties. 
  • (7:45) Option 2: What happens if you sell everything? 
  • (9:20) Option 3: What if you pay off all the debt? 
  • (11:05) The more advanced options…  
  • (18:25) What would Rob & Rob do? 
  • (23:40) Hub Extra.  

 

Links mentioned: 


The scenario: 

You’re hitting retirement age with a £3 million portfolio and £1 million of debt. Your properties have doubled in value since you bought them, and your leverage has halved. For simplicity, let’s say that’s 10 properties at £300K each. 

 

You’re generating pre-tax: 

  • £210K income (7% yield)  
  • £50K mortgage costs (5% rate)  
  • £42K other costs (20%)  
  • £118K profit  

 

Enjoy the show?