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Mortgage Market Update – May 2025

Mortgage Market Update – May 2025

The Property Podcast · Rob Bence and Rob Dix from The Property Hub

May 22, 202541m 32s

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Show Notes

Interest rates have been cut, but what does this mean for the mortgage market? Joined by our mortgage expert Kelly Rule, Rob & Rob discuss the current state of the market, how base rate changes are impacting mortgages, and why now is a good time for both new and experienced investors to take action. 

  • (0:40) News story of the week. 

  • (2:55) We’re joined by mortgage expert Kelly Rule. 

  • (2:50) What’s the impact of the latest base rate cut? 

  • (7:15) What’s the current state of the mortgage market? 

  • (12:15) Are lenders becoming more competitive? 

  • (14:35) What types of mortgage products are investors choosing right now?  

  • (17:25) What strategies are the most successful investors using? 

  • (20:35) The latest on down-valuations.  

  • (22:25) What common mistakes do you see from investors? 

  • (25:37) Are investors buying through limited company or personal name? 

  • (26:45) Let’s break down current mortgage rates for every type of investor. 

  • (32:35) Are lenders making things easier, or are there still tricky criteria to meet? 

  • (34:35) If you had one wish for the mortgage market, what would it be? 

  • (38:25) Hub Extra.  

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