The Property Podcast

This week on Ask Rob & Rob, Brian asked: How do I get the best deal out of my tenancy renewal? The answer touched upon one area where you can work your letting agents down around the renewal period: renewal fees. Lettings agents like to charge a lot for renewals, for not that much work. “Do […] The post ASK17: How do I get the best deal out of my tenancy renewal? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s our annual “favourite resources” episode – full of books, podcasts and apps to entertain and educate. Here’s the full list… Books The Consolations of Philosophy – Alain de Botton The One Thing – Gary Keller Do No Harm – Henry Marsh Elon Musk – Ashlee Vance Scaling Up – Verne Harnish Ready Player One […] The post TPP144: Our top resources of 2015 appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Alex from Berkshire asked: How do I pitch a deal? The answer touched upon a number of ways to pitch, one being to approach the person you want to pitch without a specific deal in mind, and talk to them about what they want, what’s important to then, and […] The post ASK16: How do I pitch a deal? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

If you’ve got some money to invest in 2016, where’s the best place to put it? That’s the question we attempt to answer in this week’s episode. Before getting to the specifics though, we needed to talk about the context – and the factors in play pull together lots of the topics we’ve covered over […] The post TPP143: Where to invest in 2016 appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Roy Faulkner asked: Are lease options a good idea? A lease option, for those who don’t know, is where you agree with a vendor that you have the option to buy their house from them at some point in the next X years (depending on the option) at an agreed […] The post ASK15: Are lease options a good idea? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s our annual opportunity to make ourselves look silly as we predict what’s in store for the property market in 2016 – and look back at our predictions from this time last year. Take a listen and find out: How last year’s predictions turned out (with audio clips from Episode 96 thrown in so there […] The post TPP142: Property predictions for 2016 (and a look back at 2015) appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Andy from Leeds asked: Should I quit my job and go into property full-time? Firstly you need to put a number on what you need to earn to justify leaving your job. It might not be as much as your current salary, but it needs to be really specific […] The post ASK14: Should I quit my job and go into property full-time? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s our first non-Thursday episode in the history of The Property Podcast…and it’s brought to you in association with George Osborne! In this special extra update we pick over the implications of the Autumn Statement, especially the extra Stamp Duty surcharge on buy-to-let investors (and buyers of second homes). We discuss: What the measures actually […] The post Special episode: Autumn statement shocker! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s being debated endlessly in the media, at property networking events and all the most fashionable dinner parties – so we’re getting in on the action too. London property prices, it’s fair to say, are seriously high – so will they go further, or come back down to earth? In this episode we examine what’s […] The post TPP140: Lessons learnt from running a letting agent appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Alice asked: What would you do with £80,000? A particularly fun question this week. The answer touched upon the importance of etiquette, thoughts of going straight to the travel agents, but then moved onto property investment. Both Robs talked through their strategies of property investment – good properties in […] The post ASK13: What would you do with £80,000? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

In the summer of 2014, we started a letting agency called Yellow Lettings. Today, we’re sharing the lessons we’ve learnt from the process so far. In this wide-ranging discussion we talk about what’s happened, what we’ve learnt about property as a result, and the general business lessons that are applicable to property investment too. Discussion […] The post TPP140: Lessons learnt from running a letting agent appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Mike asked: How do I avoid getting ripped off by a builder? The answer talks about using a formal contract to get things locked in early (example below), or at the very least clearly specify everything in an email, as that way you have a written document of what […] The post ASK12: How do I avoid getting ripped off by a builder? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

However tasty the yield of the property you just bought, it’s all just a notional row on your spreadsheet until a tenant is in and paying the rent. So how do you achieve that…fast? In this week we break it down to the three P’s – the property, the price and the partner you use […] The post TPP139: How to get your property let fast! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Ravi from Leicester asked: What's the best company tax strategy? Always a tough question to answer, as accountants themselves don't always agree on the best course of action. If you don't have a property company but you do have a business that you want to lend from, you can organise things that way. But the best way is setting up an official loan between two separate companies; this way you can pay back bigger parts of your loan to your original company if you want to lower your profits. All you need to do is make it all official and set things up – see the links below for lots of useful material. See omnystudio.com/listener for privacy information.

If you’re listening to this podcast, you must be at least somewhat excited about property investment. But does your partner feel the same way? It’s an important question, because investing in property is a big financial decision – and if your partner isn’t on board, that could be the end of your investment dreams (or […] The post TPP138: How to talk to your partner about property investment appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Chris from Liverpool asked: What questions should I ask at a property viewing? Not an easy question to answer, but there are a few things to always think about, regardless of the property in question. First of all, you have to do your research beforehand, using the tools linked […] The post ASK10: What questions should I ask at a property viewing? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

So, how much money do you need to start investing in property? The answer is “very little”, but the options you can pursue with little money come with serious caveats. There are definite thresholds where different (and often better) options become available, and we run through all of them in this week’s show. Along the […] The post TPP137: How much money do you need to invest in property? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Tim from Shrewsbury asked: Can I submit my own property tax return? The answer talked about the importance of signing up to file your own tax return, and also the ease of doing the paperwork yourself. That said, having an accountant can really speed things up and do the busywork […] The post ASK09: Can I submit my own property tax return? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

When we meet people and tell them about the podcast, the Hub, the magazine, the meetups, the other businesses we run…they often ask, “How do you get so many things done?” This week, we tell you exactly how. There are probably at least 20 individual tips in this episode, around creating more time and energy […] The post TPP136: How to get s*** done appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Alex from Kent asked: Where should I invest, North or South? It’s hard to get specific without knowing exactly what your situation is and what you want, but the fact is that that London is rather aggressive and the North is starting to rise. That said, a portfolio is […] The post ASK08: Where should I invest, North or South? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week, nobody’s favourite topic: lettings law! It’s not thrill-a-minute stuff, but it’s important – a lot of changes came in on October 1st, and if you’re not aware of them it can land you with a fine or affect your ability to get your property back at the end of a tenancy. The changes […] The post TPP135: Lettings law you need to know appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Richard from Edinburgh asked: What’s a safe amount to put aside for rental void periods? Ultimately there’s no hard and fast answer, but your own personal comfort levels will be a good guide. While it’s possible you could be without rent for 9 months and still have to pay to replace the […] The post ASK07: What’s a safe amount to put aside for rental void periods? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

“Never sell a property” is the default advice that tends to get dished out to investors, and under many circumstances that makes sense…but it’s helpful to consider situations where selling might make sense. In this episode we explore the reasons why “never sell” often makes sense, and when it doesn’t. Including: Playing the property cycle […] The post TPP134: Never sell a property? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, James Scott asked: Is remortgaging always a good idea? It’s really important to make sure that you’re making money each month. If you borrow more money and consequently start making a loss, then you could be in trouble down the line, unless you have a lot of spare capital. […] The post ASK06: Is remortgaging always a good idea? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Tonight, 12 Property Hub Meetups are taking place all across the UK – so we thought we’d dedicate this episode to why you should be networking, and how to start. Networking isn’t always the easiest thing to do – actually, “networking” is almost a dirty word for many people – but building a strong network […] The post TPP133: Why you should be networking (and how to get started) appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Jane Cooper asked: My tenant is in arrears but wants me to fix it! What should I do? Annoyingly, the answer is that you probably have to stick to your side of the bargain, even if your tenant isn’t sticking to theirs. As with any situation like this, your first port […] The post ASK05: My tenant is in arrears but wants me to fix it! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Property investing is a business just like any other, so why shouldn’t you build a team instead of trying to do it all yourself? Whether you’ve got a big portfolio to manage, or you’re struggling to get started because you’re trying to balance the property search alongside your job and family, an assistant can free […] The post TPP132: Why property investors need an assistant (and how to hire one) appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Sam Brown from London asked: Should I pay for a rental guarantee? Ultimately, it all comes down to your tolerance to risk. Both Robs do go for it, even though it’s a luxury – it should also be mentioned that Yellow includes it by default, encompassed within the 10% […] The post ASK04: Should I pay for a rental guarantee? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week we’re exploding 5 of the most common myths you’ll hear if you spend any amount of time listening to the media (or “gurus”) when it comes to property. It’s not just an opportunity for us to get on our high horse and have a rant, fun though that is: your beliefs affect the […] The post TPP131: 5 (more) property investment myths uncovered appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Graeham asked: Am I a bad person for being a landlord? A slightly tongue-in-cheek question, but an interesting one nonetheless. The answer is clearly no, but there is nuance to be considered: at one end of the scale, some landlords refurbish derelict properties and provide great new housing for […] The post ASK03: Am I a bad person for being a landlord? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

A different type of episode this week, as we flip on the microphone to record the type of business-related discussion that we typically have over coffee (or distract ourselves with when we’re meant to be working): is it advantageous to focus on your strengths, or work on your weaknesses? Our freeform conversation takes us from […] The post TPP130: Should you focus on your strengths or work on your weaknesses? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, a Mystery Guest asked: What’s better: property or shares? There are lots of pros and cons either way! Property can be leveraged and normally offers higher returns, but some people do very on shares and they’re much easier to diversify if needs be. Property is also something most people […] The post ASK02: What’s better: Property or shares? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Our first nationwide local meetups are TONIGHT – so to mark the occasion, we thought we’d dedicate this episode to questions you can ask other property investors you come across. (And if you haven’t booked your place on a meetup yet, it’s not too late! Click here for all the details – they’re all completely […] The post TPP129: 7 questions to ask other property investors (plus: what’s happening in China?) appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Niraj asked: Should property investors use a limited company? Never an easy decision! The answer touched on weighing up yield and capital growth, as well as the impact of tax on your final financial position. Also it depends on whether or not you want to (or need to) withdraw […] The post ASK01: Should property investors use a limited company? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

A short podcast this week, in which we announce…that we’re going twice-weekly! Yes, that’s double as much property podcast goodness for the hard-to-beat price of “nothing at all”. If your’e a subscriber already, you don’t need to do anything at all: every Tuesday you’ll be getting an episode in your feed called “Ask Rob & […] The post TPP128: Introducing…Ask Rob & Rob! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week we’re sharing 5 of our favourite negotiation techniques…oh you’ve twisted our arm, we’ll make it 6…fine, we’ll throw in a big announcement and a Resource of the Week, can’t say fairer than that. Among other things, we cover: What number to start the negotiation at The surprising power of saying nothing at all […] The post TPP127: 5 negotiation techniques you can use to get a better deal appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

A sorry tale, a warning and a therapy session all rolled into one this week as we tell the story of how Rob B lost £40,000 on a single deal. We rub the salt ever deeper as we examine: How Rob found the deal in the first place; Why it was such a good opportunity; Where he went wrong; What happened to other people's deals which did go through (the truly painful bit); The three ways in which Rob lost out. The post TPP126: How Rob B lost £40,000 on one deal appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s a frequent debate, which has had fuel added to it by the recent Budget measures: should I shelter my property investments within a limited company? There are benefits in terms of inheritance tax and treatment of financing costs, but drawbacks for drawing out cash and tax on capital gains. So what to do? In […] The post TPP125: Should you create a limited company for your property portfolio? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

The Budget came as a bit of shock for property investors, but there’s no need to admit defeat! After explaining the changes last week, in this episode we’re sharing ideas for what to do about them. (If you haven’t listened to last week’s episode yet, you should definitely check that out first to get the […] The post TPP124: Post-budget survival tactics for property investors appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

We were anticipating a quiet few years for property investors with the Conservatives in power, but how wrong we were… The emergency Budget contained a lot that will directly affect investors – among the measures, an absolute bombshell that will have a dramatic impact. In the first episode of our two-part special, we explain the […] The post TPP123: Budget special: 6 ways property investors will be affected appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Investing in property is never going to happen unless you can find properties to buy in the first place. And rather than just buying whatever your local estate agent has in stock, you want to find the right property: a deal that ticks all your boxes, moves you closer to your goals and puts money […] The post TPP122: How to find a property sourcer appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This 18 year property cycle we’ve been going on about for the last year…is it all just a scam? That’s what we’re asking this week, in response to a voicemail from a listener who expressed doubts about the veracity of the data and its application. So we dug into: Has the 18 year pattern actually […] The post TPP121: Is the 18 Year Property Cycle a scam? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

We all have a finite amount of cash, and that puts a ceiling on the total size of your portfolio: when the money for deposits runs out, the only way to buy more is to hope the market rises so you can refinance. Unless, that is, you “recycle your cash” – which is really nothing […] The post TPP120: How to build a property empire by recycling your deposit appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week we’re guiding you through the process of conducting a portfolio review: an important process to conduct at least annually so you can course-correct and measure your progress towards your goals. The steps we suggested were: Make a recurring calendar appointment Calculate your true ROI Update your capital values Review your rents Check your […] The post TPP118: How to review your portfolio appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week we’re talking about something we don’t know that much about (no change there then): commercial property. It’s a very different asset class from residential property in terms of its benefits, drawbacks and risk profile – and it’s something that, as neither of us currently invest in it, we haven’t given enough time to […] The post TPP117: How to get started in commercial property appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Any good financial adviser will tell your to diversify. But if we’re honest, our portfolios are weighted heavily in favour of property over any other asset class. So how about diversifying within property? In this week’s episode we discuss five different ways to balance out the risk in your portfolio: Investing in houses and apartments […] The post TPP115: How to diversify within property appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Uh oh…it’s a LIVE edition of the podcast! We’re celebrating Issue 1 of The Property Hub Magazine landing on doormats around the country by conducting a Q&A with some of the listeners who’ve played a big part in helping us to get this – our most ambitious project yet – off the ground. Some of […] The post TPP114: Live Q&A appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Property investment is great when everything is chugging along nicely…but what happens when the economy takes a turn for the worse? A crash may not happen soon, but we know it will come at some point – so what can we do to prepare ourselves? In this episode we cover: Looking to history to see […] The post TPP113: How to survive a property crash appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

The general election is only a week away – have you not seen daylight for weeks because your window is full of campaign posters? Sore knuckles from door knocking? Or just quietly concerned about what changes could be coming down the line for you as an investor depending on the outcome? We hope it’s the […] The post TPP111: Who should property investors vote for in the election? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

What with the podcast and The Property Hub, we speak to a lot of investors – and get asked a lot of questions (and we love it!). In this week’s episode, we round up the five questions that crop up the most – which are… How do I find a below market value deal? It’s […] The post TPP110: The 5 questions we get asked the most – answered! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.