The Property Podcast

This week on Ask Rob & Rob, Teetee asked: Can I invest in property with no money? Potentially! The answer talked about how most people aren’t just going to give you money, but there are plenty of people out there who want to invest in property, but don’t have the time, or the knowledge, or both to […] The post ASK27: Can I invest in property with no money? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Is property investment still a good idea? It’s a question that hasn’t come up much over the last couple of years – but the recent changes mean we’re hearing it ever more frequently. In this episode we address the main concerns we hear, including: The new tax treatment will reduce profits Higher stamp duty rates […] The post TPP154: Is property investment still a good idea? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Matt asked: Are one bed flats a bad investment? The answer this week is a little more clear-cut, as it’s a simple one: no. One bed flats are a strong investment, because they rent well and they sell well – they’re great starter homes / first step on the […] The post ASK26: Are one bed flats a bad investment? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week we’re in doom and gloom mode once again! Last week it was risks, the previous week it was mistakes…and now we’re tackling the bright’n’breezy topic of being broke in retirement. Yes, the pension crisis is real – more real than most people care to think about. But there is a positive message buried […] The post TPP153: You need to understand the pension crisis! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Ed asked: I need help with floorplans! The question asks about making the most of the space in a property via floorplans. The answer touches upon the use of software as the next step from doing floor plans with pen and paper. It covers the plethora of floorplan tools online, […] The post ASK25: I need help with floorplans! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, John asked: Is this a good strategy for a newbie? This question is specifically about delayed completion – where you pay a certain amount up front, (generally 10%, but this is negotiable) and cover the mortgage for a period of time before you complete. It also mentions option to buy, which […] The post ASK24: Is this a good strategy for a newbie? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

If you’re involved in property for any length of time, things will go wrong – and as positive as we are about property, we’ve both made mistakes and had bad experiences. As we spend a lot of time talking about the advantages of property investment, it’s only right that we give some attention to the […] The post TPP151: When property goes bad! (Our mistakes in property) appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Dwayne asked: What are the pros and cons of new builds? An age-old debate! The answer touched upon both sides, and of course it will depend on the investment strategy in question. New builds come with less risk – not zero risk, but less – as new properties will likely […] The post ASK23: What are the pros and cons of new builds? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s the final part of our series on creating a property strategy – in which we cover the final decisions that need to be made, and look at translating the plan into action. We cover: Deciding where to buy Deciding what to buy Moving from planning into action How to review your progress and adjust […] The post TPP150: How to create a property strategy, part 3 appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Mr. Has asked: How should I structure my new property company? The answer started with a big caveat, that The Robs aren’t experts in this field, and their suggestions should be accompanied by research of your own. It then went on to suggest that you set a company up where […] The post ASK22: How should I structure my new property company? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week it’s the second part of our strategy series – and we’re diving into the pros and cons of five different investment strategies. We talk about buy-refurb-refinance, buy-to-sell, HMOs, and two different flavours of buy-and-hold – with a cheeky extra bonus strategy thrown in at the end. It’s not the case that one is […] The post TPP149: How to create a property strategy, part 2 appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Andy asked: What recommendations do you have for a podcast junkie? The answer has a whole bunch of podcast recommendations, from business podcasts to entertainment ones, not to mention mainstay podcasts that are always in your feed, to others that you try out when you want something new. In podcasts, […] The post ASK21: What recommendations do you have for a podcast junkie? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Last week we talked about setting goals. Having decided on those goals, the next step is formulating a strategy that allows you to hit them – and that’s what we’re going to help you do over the next few years. In this first part of our three-part series, we talk about the factors you need […] The post TPP148: How to create a property strategy, Part 1 appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, a nameless caller asked: How should I approach tax planning after the government changes? The answer deals with what the changes are are (despite the obfuscation going on), what the petition going around is, and what it’s achieved. Then it talks about the Property Hub course about using a limited […] The post ASK 20: How should I approach tax planning after the government changes? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s the time of year when everyone sets goals – but will you be like most people and forget them by February, or be looking back next December with a sense of smug satisfaction about what you’ve achieved? This podcast could be the difference – because we’re talking about how to smash your 2016 goals. […] The post TPP147: How to smash your 2016 goals appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Chris asked: How would you invest £100,000? A fun one this week! For a more straight down the line response, check out Ask Rob & Rob episode 13, but this time the question was answered from the perspective of building a new portfolio. If you’ve got a fair bit […] The post ASK19: How would you invest £100,000? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s the time to reflect on the year that’s gone by, and plan for the year ahead – and that’s exactly what we’re doing in this week’s episode. We review what we’ve achieved, including the launches of: Our book, 100 Property Investment Tips The Property Hub Magazine Our in-person Summits The new network of meetups […] The post TPP146: 2015 in review, and what’s coming up… appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Malcolm asked: Which mortgage should I choose? Never an easy decision! The answer touched upon the various ways in which limited companies affect the purchase of the property. It also talks about bridging finance which is more expensive than a BTL mortgage but serves the purpose of making the […] The post ASK18: Which mortgage should I choose? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week…just a quick Christmas message, from Rob & Rob and a special guest (sort of). We talk about the importance of using this time of year to review your progress and do some planning for the year ahead…but it’s OK to take a break too. Have a very happy Christmas, and we’ll be back […] The post TPP145: Happy Christmas! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Brian asked: How do I get the best deal out of my tenancy renewal? The answer touched upon one area where you can work your letting agents down around the renewal period: renewal fees. Lettings agents like to charge a lot for renewals, for not that much work. “Do […] The post ASK17: How do I get the best deal out of my tenancy renewal? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s our annual “favourite resources” episode – full of books, podcasts and apps to entertain and educate. Here’s the full list… Books The Consolations of Philosophy – Alain de Botton The One Thing – Gary Keller Do No Harm – Henry Marsh Elon Musk – Ashlee Vance Scaling Up – Verne Harnish Ready Player One […] The post TPP144: Our top resources of 2015 appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Alex from Berkshire asked: How do I pitch a deal? The answer touched upon a number of ways to pitch, one being to approach the person you want to pitch without a specific deal in mind, and talk to them about what they want, what’s important to then, and […] The post ASK16: How do I pitch a deal? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

If you’ve got some money to invest in 2016, where’s the best place to put it? That’s the question we attempt to answer in this week’s episode. Before getting to the specifics though, we needed to talk about the context – and the factors in play pull together lots of the topics we’ve covered over […] The post TPP143: Where to invest in 2016 appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Roy Faulkner asked: Are lease options a good idea? A lease option, for those who don’t know, is where you agree with a vendor that you have the option to buy their house from them at some point in the next X years (depending on the option) at an agreed […] The post ASK15: Are lease options a good idea? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s our annual opportunity to make ourselves look silly as we predict what’s in store for the property market in 2016 – and look back at our predictions from this time last year. Take a listen and find out: How last year’s predictions turned out (with audio clips from Episode 96 thrown in so there […] The post TPP142: Property predictions for 2016 (and a look back at 2015) appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Andy from Leeds asked: Should I quit my job and go into property full-time? Firstly you need to put a number on what you need to earn to justify leaving your job. It might not be as much as your current salary, but it needs to be really specific […] The post ASK14: Should I quit my job and go into property full-time? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s our first non-Thursday episode in the history of The Property Podcast…and it’s brought to you in association with George Osborne! In this special extra update we pick over the implications of the Autumn Statement, especially the extra Stamp Duty surcharge on buy-to-let investors (and buyers of second homes). We discuss: What the measures actually […] The post Special episode: Autumn statement shocker! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

It’s being debated endlessly in the media, at property networking events and all the most fashionable dinner parties – so we’re getting in on the action too. London property prices, it’s fair to say, are seriously high – so will they go further, or come back down to earth? In this episode we examine what’s […] The post TPP140: Lessons learnt from running a letting agent appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Alice asked: What would you do with £80,000? A particularly fun question this week. The answer touched upon the importance of etiquette, thoughts of going straight to the travel agents, but then moved onto property investment. Both Robs talked through their strategies of property investment – good properties in […] The post ASK13: What would you do with £80,000? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

In the summer of 2014, we started a letting agency called Yellow Lettings. Today, we’re sharing the lessons we’ve learnt from the process so far. In this wide-ranging discussion we talk about what’s happened, what we’ve learnt about property as a result, and the general business lessons that are applicable to property investment too. Discussion […] The post TPP140: Lessons learnt from running a letting agent appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Mike asked: How do I avoid getting ripped off by a builder? The answer talks about using a formal contract to get things locked in early (example below), or at the very least clearly specify everything in an email, as that way you have a written document of what […] The post ASK12: How do I avoid getting ripped off by a builder? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

However tasty the yield of the property you just bought, it’s all just a notional row on your spreadsheet until a tenant is in and paying the rent. So how do you achieve that…fast? In this week we break it down to the three P’s – the property, the price and the partner you use […] The post TPP139: How to get your property let fast! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Ravi from Leicester asked: What's the best company tax strategy? Always a tough question to answer, as accountants themselves don't always agree on the best course of action. If you don't have a property company but you do have a business that you want to lend from, you can organise things that way. But the best way is setting up an official loan between two separate companies; this way you can pay back bigger parts of your loan to your original company if you want to lower your profits. All you need to do is make it all official and set things up – see the links below for lots of useful material. See omnystudio.com/listener for privacy information.

If you’re listening to this podcast, you must be at least somewhat excited about property investment. But does your partner feel the same way? It’s an important question, because investing in property is a big financial decision – and if your partner isn’t on board, that could be the end of your investment dreams (or […] The post TPP138: How to talk to your partner about property investment appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Chris from Liverpool asked: What questions should I ask at a property viewing? Not an easy question to answer, but there are a few things to always think about, regardless of the property in question. First of all, you have to do your research beforehand, using the tools linked […] The post ASK10: What questions should I ask at a property viewing? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

So, how much money do you need to start investing in property? The answer is “very little”, but the options you can pursue with little money come with serious caveats. There are definite thresholds where different (and often better) options become available, and we run through all of them in this week’s show. Along the […] The post TPP137: How much money do you need to invest in property? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Tim from Shrewsbury asked: Can I submit my own property tax return? The answer talked about the importance of signing up to file your own tax return, and also the ease of doing the paperwork yourself. That said, having an accountant can really speed things up and do the busywork […] The post ASK09: Can I submit my own property tax return? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

When we meet people and tell them about the podcast, the Hub, the magazine, the meetups, the other businesses we run…they often ask, “How do you get so many things done?” This week, we tell you exactly how. There are probably at least 20 individual tips in this episode, around creating more time and energy […] The post TPP136: How to get s*** done appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Alex from Kent asked: Where should I invest, North or South? It’s hard to get specific without knowing exactly what your situation is and what you want, but the fact is that that London is rather aggressive and the North is starting to rise. That said, a portfolio is […] The post ASK08: Where should I invest, North or South? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week, nobody’s favourite topic: lettings law! It’s not thrill-a-minute stuff, but it’s important – a lot of changes came in on October 1st, and if you’re not aware of them it can land you with a fine or affect your ability to get your property back at the end of a tenancy. The changes […] The post TPP135: Lettings law you need to know appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Richard from Edinburgh asked: What’s a safe amount to put aside for rental void periods? Ultimately there’s no hard and fast answer, but your own personal comfort levels will be a good guide. While it’s possible you could be without rent for 9 months and still have to pay to replace the […] The post ASK07: What’s a safe amount to put aside for rental void periods? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

“Never sell a property” is the default advice that tends to get dished out to investors, and under many circumstances that makes sense…but it’s helpful to consider situations where selling might make sense. In this episode we explore the reasons why “never sell” often makes sense, and when it doesn’t. Including: Playing the property cycle […] The post TPP134: Never sell a property? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, James Scott asked: Is remortgaging always a good idea? It’s really important to make sure that you’re making money each month. If you borrow more money and consequently start making a loss, then you could be in trouble down the line, unless you have a lot of spare capital. […] The post ASK06: Is remortgaging always a good idea? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Tonight, 12 Property Hub Meetups are taking place all across the UK – so we thought we’d dedicate this episode to why you should be networking, and how to start. Networking isn’t always the easiest thing to do – actually, “networking” is almost a dirty word for many people – but building a strong network […] The post TPP133: Why you should be networking (and how to get started) appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Jane Cooper asked: My tenant is in arrears but wants me to fix it! What should I do? Annoyingly, the answer is that you probably have to stick to your side of the bargain, even if your tenant isn’t sticking to theirs. As with any situation like this, your first port […] The post ASK05: My tenant is in arrears but wants me to fix it! appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

Property investing is a business just like any other, so why shouldn’t you build a team instead of trying to do it all yourself? Whether you’ve got a big portfolio to manage, or you’re struggling to get started because you’re trying to balance the property search alongside your job and family, an assistant can free […] The post TPP132: Why property investors need an assistant (and how to hire one) appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Sam Brown from London asked: Should I pay for a rental guarantee? Ultimately, it all comes down to your tolerance to risk. Both Robs do go for it, even though it’s a luxury – it should also be mentioned that Yellow includes it by default, encompassed within the 10% […] The post ASK04: Should I pay for a rental guarantee? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week we’re exploding 5 of the most common myths you’ll hear if you spend any amount of time listening to the media (or “gurus”) when it comes to property. It’s not just an opportunity for us to get on our high horse and have a rant, fun though that is: your beliefs affect the […] The post TPP131: 5 (more) property investment myths uncovered appeared first on The Property Hub. See omnystudio.com/listener for privacy information.

This week on Ask Rob & Rob, Graeham asked: Am I a bad person for being a landlord? A slightly tongue-in-cheek question, but an interesting one nonetheless. The answer is clearly no, but there is nuance to be considered: at one end of the scale, some landlords refurbish derelict properties and provide great new housing for […] The post ASK03: Am I a bad person for being a landlord? appeared first on The Property Hub. See omnystudio.com/listener for privacy information.