Psychology of Money, Confidence Gap, and Working Mothers

In this episode of The Postpartum Standard, Toni Toomey sits down with Christine Masotta, a financial advisor and mom of three under five, to talk about money through a postpartum lens. They unpack why finances feel so emotional for so many mothers, how our upbringing shapes our relationship with money, and why financial advisors are not just for the ultra-wealthy.

Christine shares what it actually looks like to work with a financial advisor, how to find someone who aligns with your values, and the questions every mom should ask before starting that relationship. They also dive into the Great Wealth Transfer, why women are poised to inherit trillions over the next two decades, and why financial confidence matters now more than ever.

This conversation covers practical, approachable steps for moms who feel overwhelmed or behind, from understanding cash flow and building an emergency fund to automating savings and planning for long-term goals like education, retirement, and legacy. Toni and Christine also talk candidly about parenting, ambitious motherhood, and how to model a healthy relationship with money for the next generation.

If you are pregnant, postpartum, navigating motherhood while building a career, or simply want to feel more empowered around your finances, this episode is for you.

This podcast is for informational and educational purposes only and does not constitute personalized financial, legal, or tax advice. Please consult a qualified professional for advice tailored to your situation. The views expressed in this podcast are not reflective of the views of Northwestern Mutual or the Northwestern Mutual Wealth Management Company. This is not a paid partnership.