The Personal Finance Podcast
562 episodes — Page 1 of 12
4 Dead Simple Steps to Become Financially Free
How to Build a Vacation Fund That Pays You For Life + (Money Q&A)
Hit This Number and You Can STOP SAVING! (Even When You are Young)
Why Franchises Might Be the Best Kept Wealth Building Secret with Alex Smereczniak
Why a Mini Retirement Can Change Your Life
Roth vs. Traditional, Dividend ETFs, and Catching Up in Your 40s (Money Q&A)
5 Side Hustles That Can Turn Into a Full Time Income (Part 4)
Why Your Healthcare Costs Keep Rising with Dr. Jordan Grumet
The System to Pay Cash For Cars (and NEVER Have a Payment Again!)
How Do I Reset My Money Mindset and Get Out of Debt? Pause Investing to Save for a House? How Does a Credit Score Actually Work? (Money Q&A)
Are Trump Accounts Worth It? (And What's Actually Better)
The Retirement Mistake 80% of Investors Make (with Vanguard's Lead Researcher)
How Much More Expensive Has Life ACTUALLY Become Since 2020?
Should I Chase a Higher Savings Rate? Can We Semi-Retire in Our 40s? How Do We Rebuild After Bankruptcy? (Money Q&A)
The Best and Worst Frugal Habits (Ranked!)
She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman)
How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home)
How to Retire in 10 Years or Less!
The Hidden Cost of Playing It Safe with Your Money with Ben Carlson
The Patient Investor's Playbook with Noah Kerner - CEO of Acorns
The Best Ages to Build Wealth (Ranked!)
Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI)
Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? (Money Q&A)
This is THE BIGGEST RISK to Your Retirement Portfolio
The Insurance Crisis Nobody Is Talking About (With Bob Litterman)
He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif)
How to Become a Stealth Wealth Millionaire (With JC Rodriguez)
High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A)
How to Shave Off 7+ Working Years and Retire Early!
Is the American Dream Dead? (With Freddie Smith)
How Companies Are Quietly Robbing You! With Lindsay Owens
12 Financial Rules of Thumb That Let You Spend More on What You Love
How to RETIRE BY 30! (With Cody Berman)
How to Manage Your Money (and Still Enjoy Life)
The Housing Market Is Rigged (Here's How to Beat It) With David Sidoni
Focus on THIS in Retirement (Everything Else is Noise)
How to Build Your Investment Portfolio (The Portfolio Pyramid!)
How to Invest Your First $10K
The Financial Priorities That Matter Most (By Life Stage)
AI Is Coming for Your Job. Here's How to Prepare Financially.
How to Reduce Your Car Insurance (And Save Thousands)
The 3 Major Financial Milestones (This Will Change Your Life)
How to Fix Your Finances If You Make $100,000 (and Still Feel Broke)
How to Plan Your Retirement (By Age!)
Ep 51210 Reasons Smart People Are Bad With Money
Most high earners are shocked to discover that intelligence can actually work against you when it comes to building wealth. What if the same traits that made you successful in your career are quietly destroying your finances? Join Andrew’s FREE Investing for Beginners Masterclass: https://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 What You’ll Learn in This Episode In this episode of The Personal Finance Podcast, Andrew breaks down exactly why smart, high-earning people often struggle to build wealth and what to do about it: Why overthinking every financial decision costs more in lost compounding than most people realize How confusing a big income with financial intelligence quietly destroys net worth over time Why smart people are the best in the world at rationalizing bad spending decisions How lifestyle creep invisibly consumes every raise before it ever reaches an investment account Why overconfidence leads to costly bets that consistently underperform a simple index fund How optimizing for income instead of net worth means you are measuring the wrong scoreboard entirely Why complexity is almost always just a defense mechanism smart people use to avoid the simple actions that build real wealth Start Here Join Andrew’s FREE Investing for Beginners Masterclasshttps://event.webinarjam.com/q05p7/register/0o8z9io?webinar_id=21 Join the Master Money Academy https://mastermoney.co/join/ Partner Deals Indeed → Get a $75 sponsored job credithttp://Indeed.com/personalfinance Policygenius → Free life insurance quotehttp://policygenius.com Acorns → Start investing + get $5 bonushttp://acorns.com/pfp Monarch → The all-in-one financial tool + Get 50% Off at http://www.monarch.com/PFP Shopify → Sign up for your one-dollar-per-month trial today at http://shopify.com/pfp Wayfair → Get 80% OFF on April 25th through the 27th http://wayfair.com DeleteMe → 20% off with code PFPhttps://joindeleteme.com/PFP20/ Book/s: Thinking, Fast and Slow - Daniel Kahneman https://kit.co/MasterMoney/high-performance-book-club/thinking-fast-and-s The Million Next Door – Thomas J. Stanley https://kit.co/MasterMoney/best-personal-finance-books/the-millionaire-next Rich Dad, Poor Dad - Robert T. Kiyosaki https://kit.co/MasterMoney/best-personal-finance-books/rich-dad-poor-dad Watch Next The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step) https://youtu.be/AEfhdlB9mcc How to Invest in Real Estate (In ANY MARKET!) https://youtu.be/JDyHw5So_9Y The Best Financial Strategies (BY INCOME!) https://youtu.be/YBhe6dtYU-Q Why Health is Wealth with Justin David Carl https://youtu.be/s2XOzKSW7W0 How to Buy a Car And Not Get Screwed (in 2026!) https://youtu.be/II-PzXfYUdk Connect with Andrew Instagram → https://instagram.com/mastermoneyco Website → https://mastermoney.co TikTok → https://tiktok.com/@mastermoneyco X → https://x.com/mastermoneyco LinkedIn → https://www.linkedin.com/in/andrew-giancola-45027b340 YouTube → https://www.youtube.com/@mastermoneyco/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Ep 511The Money Plan for Couples: How to Build Wealth as a Team (Step-by-Step)
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew breaks down exactly how to manage money as a couple and build wealth together, covering why you should never start with spreadsheets and always begin with the dream first, how to calculate the freedom number that makes work optional for both of you, why automating savings and investments removes money fights before they start, how defining personal freedom spending eliminates 90 percent of financial arguments, and why a simple monthly money meeting is all it takes to keep two people fully aligned on the path to financial independence. Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Join the loyalty program for renters at joinbilt.com/PFP Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance Go to http://policygenius.com to get your free life insurance quote. Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Resources: Empower Calculator.net Dream Life Worksheet (For Couples) Courses: Automate Your Entire Money System in One Weekend Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices
The Biggest Retirement Mistakes People Make (Avoid These!) Jesse Cramer
Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Try Master Money Academy free for 7 days today! In this episode of The Personal Finance Podcast, Andrew sits down with Jesse to explore critical retirement planning decisions—why Social Security isn't just a math problem and the biggest mistakes people make when claiming, when delaying benefits makes sense versus when claiming earlier is smarter, how married couples should think differently than singles, why Roth conversions are both overused and underused, the danger of overly optimistic return assumptions like 12% or 10%, the number one thing retirees get wrong about their own spending, and the most important actions to take 5-10 years before retirement. Listen to The Business Show here. Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Join the loyalty program for renters at joinbilt.com/PFP Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance Go to http://policygenius.com to get your free life insurance quote. Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Connect with Jesse Cramer: Personal Finance For Long-Term Investors Podcast The Best Interest Website X Instagram Linkedin Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices
Ep 510How to Invest in Real Estate (In ANY MARKET) with Dave Meyer
Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew sits down with Dave Meyer to break down exactly how to think about real estate investing in 2026, covering what the data actually says versus what headlines and social media are telling you, why most investors are choosing the wrong strategy for their life, the first three questions every investor should ask before buying anything, what a real deal looks like right now and which underwriting assumptions people keep getting wrong, why waiting on the sidelines for a crash is a strategy with its own serious risks, and when passive investing simply beats active investing for most people. Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Join the loyalty program for renters at joinbilt.com/PFP Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance Go to http://policygenius.com to get your free life insurance quote. Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Connect with Dave Meyer: YouTube Podcast Website IG Bio Dave Meyer’s Books: Real Estate By The Numbers The Real Estate Strategy Planner Start with Strategy Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices
The Best Financial Strategies (BY INCOME!)
Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew breaks down exactly the best financial strategies at every income level, covering why survival mode at $30,000 or less is about building buffers and eliminating high-interest debt before anything else, why capturing your full employer 401(k) match is non-negotiable no matter what you earn, the exact order of operations for building wealth from $30,000 all the way to $500,000 and beyond, why a Roth IRA is one of the smartest moves you can make early in your career, how tax strategy becomes wealth strategy once you hit six figures, why the mega backdoor Roth and backdoor Roth IRA are tools too many high earners overlook, how real estate and alternative assets start making serious sense as income climbs, why working with a CPA instead of just tax software can save you more money than you realize, and why the financial question completely changes at the highest income levels from how do I build wealth to how do I protect, transfer, and leave a legacy worth having. Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Join the loyalty program for renters at joinbilt.com/PFP Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance Go to http://policygenius.com to get your free life insurance quote. Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Links of the Episode Mentioned: The Mega-Back Door Roth IRA (How to Get an Extra $43,500 in Your Roth!) Books: The Simple Path to Wealth by J.L. Collins The Millionaire Next Door by Thomas Jr. Stanley Little Book of Common Sense Investing by John Bogle Resources Mentioned in this Episode: Car Insurance Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices
Ep 507Why Health is Wealth with Justin David Carl
Join Andrew’s FREE Investing for Beginner’s Masterclass. Click the Link Here 👈 Join the community built to help you master your money, stay accountable, and reach financial freedom. 👉 Join Master Money Academy today! In this episode of The Personal Finance Podcast, Andrew sits down with Justin David Carl for the second time to break down exactly why health is wealth, covering how to think about diet as a set of principles instead of rigid rules, why whole foods and consistency beat any trendy framework, how much water you actually need and whether electrolytes are worth it, which supplements are high ROI and which ones you can skip, how to structure your training week for maximum results with minimum time, the compound movements that give you the most bang for your buck, the simplest path to getting fit if you are starting from scratch, how to think about Zone 2 cardio versus high-intensity work, the key longevity metrics that predict how long and how well you will live, and why your health is one of the most powerful financial assets you will ever own. Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Partner Deals Join the loyalty program for renters at joinbilt.com/PFP Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at http://Indeed.com/personalfinance Go to http://policygenius.com to get your free life insurance quote. Thanks to Fundrise for Sponsoring the show! Invest in real estate going to http://fundrise.com/pfp Go to Acorns.com/pfp and start automating your investments and get a $5 bonus today! Get 50% Off Monarch, the all-in-one financial tool at http://www.monarch.com/PFP DeleteMe: Go to https://joindeleteme.com/PFP20/ and Use Promo Code PFP for 20% off! Connect with Justin David Carl: Website Podcast Instagram Facebook Threads X Free 4 Day Workout Plan Connect With Andrew on Social Media: Instagram TikTok Twitter Master Money Website Master Money Youtube Channel Learn more about your ad choices. Visit megaphone.fm/adchoices