The PaymentsJournal Podcast

With the advent of faster payments, many financial organizations have prioritized speed over fraud detection. Consumers expect instant transactions, but banks must still protect themselves and their customers from fraud. Running fraud detection in the background—analyzing contextual signals and historical data—helps strike the right balance between speed and security. In a PaymentsJournal Podcast, Diarmuid Thoma, […] The post From Reaction to Prevention: Rethinking Payment Fraud appeared first on PaymentsJournal.

ACH is a critical part of the U.S. payment infrastructure, driving a significant portion of transaction volumes and supporting important use cases such as supplier payments, payroll, and many others. Despite competition from newer rails that serve similar purposes, ACH continues to grow at a remarkable pace. In a PaymentsJournal Podcast, Radha Suvarna, Chief Product […] The post ACH and the Path Toward Future-Ready Payments appeared first on PaymentsJournal.

Credit unions have distinct hallmarks: they are not-for-profit and member-owned. Yet amid the flood of financial services companies in today’s digital landscape, these differentiators can be difficult to convey. While many younger consumers are actively seeking the kind of guidance credit unions excel at providing, they often perceive credit unions as just another bank. In […] The post Not Just Another Bank: How Credit Unions Can Reach Younger Members appeared first on PaymentsJournal.

Scams have become universal, affecting all types of consumers and every kind of organization. This has placed tremendous pressure on financial services firms, which often bear the brunt of the financial losses, to develop strong fraud prevention strategies to protect their customers. In a recent PaymentsJournal podcast, Raj Dasgupta, Vice President of Product Marketing at […] The post Escalating Scams Demand a Dedicated Response appeared first on PaymentsJournal.