Will GST-Free Insurance Truly Cut Your Premiums?
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Show Notes
India’s insurance sector is at a turning point with the government scrapping the 18% GST on health and life insurance premiums from September 22. Policies from term plans to ULIPs and health covers just got cheaper, but questions remain : Will insurers absorb the loss of input tax credit or pass on the full benefit to policyholders?
In this episode of The Morning Brief, host Shilpy Sinha speaks with Kamlesh Rao, MD & CEO of Aditya Birla Sun Life Insurance, Nilesh Sathe, former Member of IRDAI, and Dr. Bhabatosh Mishra, COO of Niva Bupa Health Insurance to unpack the reform’s impact on insurance. From cheaper premiums and better coverage for families to industry concerns over margins and grey areas like credit life policies, they explore how this change could reshape consumer behavior and support the government’s ambition of “Insurance for All by 2047.
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