The Money Sessions

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator 👉🏽 https://www.leaninmakebank.com/free Five years ago, insurance filled your caseload. It wasn't ideal—but it worked. You weren't thriving, but you were surviving. You told yourself: "One day I'll do something different." That day is here. And the game has changed. In this urgent episode, Tiffany breaks down why the therapist insurance hustle is collapsing—and what you must do now if you want to protect your time, your income, and your well-being. In this episode, Tiffany reveals: Why your caseload isn't refilling like it used to—even if you're on every panel; How tech conglomerates are taking over insurance-based referrals and squeezing out solo providers; The truth about reimbursement rate cuts (some slashed by 40%)—and what it means for your future; The illusion of "stability" insurance used to offer—and why it was always a trap; What it really takes to build a practice rooted in freedom, sustainability, and clinical excellence. This is not a drill. The insurance model is crumbling. You can keep trying to survive inside it—or you can make a different choice. Email Tiffany at [email protected] with the subject line: "Emancipate." She'll send you your first step toward stepping out of the system that was never built for you. You don't have to do it alone. You just have to decide you're not staying stuck.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Dr. Anna Dinoto, a neurodivergent psychologist with a decades-long career spanning clinical, forensic, and neurodiverse care—and the courage to break free from outdated industry models. Anna built a group practice in the early days of ABA therapy, only to realize she was carrying a broken business model that didn't serve her, her team, or her values. This episode is a thoughtful, unflinching look at growth, rupture, and repair—and you absolutely won't want to miss it. In this episode, Anna shares: The early industry dynamics that pushed her into group practice (and why it worked… until it didn't); How she navigated ethical tensions and staff resentment in a bloated insurance-dependent business; What she learned from managing employee expectations about money and power; Why she walked away—and how her new model reflects her values; The difference between real clinical mastery and martyrdom in leadership. Resources mentioned: LIMB Academy FWF Calculator Anna's Website More about Anna: Dr. Anna DiNoto is a neurodivergent psychologist with a playful twist! As the owner of Sandbox Therapy Group in Monroe, Washington, she brings over 20 years of expertise in neurodiversity, specializing in evaluations for complex clinical cases with a focus on neurodiverse patients. When she's not creatively collaborating with clients, you can find her running around with her two kids, hitting the gym (or pavement - she LOVES to run!), jamming to new tunes on Spotify, and volunteering in her community.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator 👉🏽 https://www.leaninmakebank.com/free Working two jobs. Seeing 20 clients. Pulling overnights just to make rent. You're surviving—but barely. In this raw and unflinching solo episode, Tiffany offers a love letter—and a wake-up call—for the therapist telling themself: "This is just what I have to do right now." The truth? What you're calling stability is slow-motion self-destruction. This episode will help you: Recognize the false narratives keeping you stuck in burnout; Understand how self-sacrifice is passed down—and how to stop the cycle; Hear what happened when Vicky finally did the math and realized how badly she'd been undercharging; Learn why "it's not the right time" is just fear in a lab coat. If you feel exhausted, stuck, or like you're the only one—this episode is for you. Email Tiffany at [email protected] with the subject line: "Ready." You're not alone. We'll walk the next steps together.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Debbie Nichols, a veteran therapist and mom who finally got honest about the limitations of her "fun money" practice. After years of using insurance to avoid marketing, and pushing through chronic health issues, Debbie realized something had to give—and it wasn't going to be her well-being. Her story is a must-listen for therapists who've been told their work is optional, their income is supplemental, or their time doesn't matter. In this episode, Debbie shares: Why she thought starting an online course was the solution to a broken practice (it wasn't); The identity shift she had to make to go from "my husband is the provider" to claiming her own power as a breadwinner; How living with a rare blood cancer helped her stop tolerating a life that didn't work; Why her clinical skill skyrocketed after raising fees and getting off panels; What it meant to finally become the therapist—and mother—she knew she could be. Resources mentioned: LIMB Academy FWF Calculator Debbie's Website Debbie's Instagram More about Debbie: Deborah Nichols is a Licensed Professional Counselor serving clients virtually in Oregon and California. She specializes in perinatal mental health with a sweet spot for anxious mamas. She is working to rebel against the societal norm of "mom guilt", supporting mothers in parenting from a place of truth rather than fear while embracing the beautiful mess of raising young children.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator 👉🏽 https://www.leaninmakebank.com/free You didn't sign up to be a friend with a license. But here you are—bored in session, drained after notes, wondering where the depth went. In this fierce and refreshing episode, Tiffany takes on the epidemic no one is naming: clinical boredom. And she tells the truth: your financial choices are wrecking your clinical work. In this episode, you'll discover: How undercharging sabotages your therapeutic presence; What happens to your clients when you're emotionally checked out; Why investing in yourself (yes, financially) transforms the depth of your clinical work; The connection between resentment, money, and stagnant sessions; How therapists like Vicky and Maggie reclaimed their love for therapy by first facing their fees. This is more than a financial shift. It's a clinical reckoning. Email Tiffany at [email protected] with the subject line: "Ready." Let's bring your practice—and your therapy—back to life.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Vicky Truong, a trauma and couples therapist who now charges $300/session and specializes in adult children of immigrants. From full-time legal work to burnout in a group practice to thriving in her own premium-fee private practice—Vicky's story will challenge everything you think you know about what's possible in this field. If you've ever believed your ideal clients "can't afford" therapy—or worried about being a good enough therapist to charge premium rates—Vicky is about to flip the script. In this episode, Vicky shares: What it looked like to work full-time in the legal field while getting her PhD and pre-licensed therapy hours on nights and weekends; Why charging $70/session on Open Path almost wrecked her health and clinical confidence; The moment she realized she was jealous of her clients—and how that became a wake-up call; Her tender truth about being too tired to show up for her daughter—and the dream that pushed her to change it all; How she raised her rates to $300/session—and booked two clients at that rate in a single day. Resources mentioned: LIMB Academy FWF Calculator Vicky's Website Vicky's Instagram More about Vicky: Vicky Truong, LMFT, Ph.D., (she/her) is a certified EMDR and couples therapist for children of immigrants. She helps individuals and couples transform painful patterns into deeper connection and emotional safety and create sustainable change. Her private practice is in the heart of Tustin, CA. With a background in the legal sector, she also helps clients communicate and advocate for themselves more powerfully in the legal system. Learn more at https://drvickytruong.com/

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator 👉🏽 https://www.leaninmakebank.com/free You're burnt out and underpaid. And that shiny new coaching program or online course feels like freedom. But in this episode, Tiffany sounds the alarm: if your core business is broken, no second revenue stream will save you. Learn from Dylan's $17,000 lesson—and stop before you fall into the same trap. In this episode, you'll uncover: The three-phase spiral that leaves therapists stuck, broke, and confidence-crushed; Why chasing passive income without fixing your practice is emotional escape disguised as entrepreneurship; The hidden privilege behind those "overnight success" stories; The Core Business Comeback framework—and why it's your best next move. Before you build something new, fix what's in front of you. Email Tiffany at [email protected] with the subject line: "Ready." Let's rebuild your practice so you can finally rest.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Dylan Spradlin, a synergetic play therapist and LIMB grad who was determined to leave burnout and low pay behind—before they were even fully licensed. Dylan's journey takes us through group practice exploitation, fee fears, and a bumpy transition to private pay that ultimately paid off. If you're a newer therapist or a play therapist wondering if premium fees are even possible—this episode will show you exactly how it's done. In this episode, Dylan shares: What it was like to see 26–29 clients a week—with eight minutes between sessions—and why they couldn't stay; How they transitioned out of a toxic group practice just seven months in; The fee experiment they ran with sliding scale and the emotional rollercoaster that followed; Why they signed up for LIMB before they were licensed—and how it changed everything; How they finally started earning beyond $3K/month (for the first time in their life). Resources mentioned: LIMB Academy FWF Calculator Dylan's Website Dylan's Instagram More about Dylan: Dylan Spradlin holds master's degrees in Clinical Psychology and Clinical Social Work, specializing in prenatal and perinatal psychology, trauma and play therapy. Based in Missoula, Montana, they work with infants, teens, families, and parents healing from their own childhood experiences. Dylan is certified in Synergetic Play Therapy and NARM, integrating relational neuroscience, deep attunement, authenticity, somatics, and attachment theory to support powerful transformation.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator 👉🏽 https://www.leaninmakebank.com/free Brace yourself. This episode is a truth bomb that may rattle your nervous system, piss you off—or finally give you the relief you didn't know you needed. Tiffany makes the bold, controversial claim: Only rich therapists should offer low-fee therapy. If you're not independently wealthy, subsidizing your clients' care is costing you your body, your relationships, your clinical presence, and your long-term financial health. This isn't a hot take—it's a hard truth. And in this episode, Tiffany breaks it down piece by piece so you can finally stop blaming yourself for being burned out, broke, and overwhelmed. In this episode, you'll hear: Why real therapy (the kind that changes generational systems) requires time, money, and energy; What you actually need in order to hold space for deep, paradigm-shifting work; Why therapists doing low-fee work are either wealthy, new to the field—or silently falling apart; How the system benefits from your exhaustion—and why it's time to opt out; What it looks like to build a practice that actually supports you emotionally, financially, and physically. This is not your responsibility. And if you're not rich, you literally can't afford to keep sacrificing yourself. Email Tiffany at [email protected] with the subject line: "Ready." Let's build a practice that pays for your values—without costing you everything.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're back with powerhouse Canadian therapist and coach Olethea Pimenta, who went from undercharging at $130 to confidently billing $385 per session—up to three times a week, all cash-pay. She's living proof that your business can love you back. Olethea breaks down the mindset, money work, and structural shifts it took to prioritize her own joy, rest, and parenting while delivering premium, transformational therapy in a socialized healthcare system. This episode is packed with wisdom and a hell of a reframe: your business should be a nourishing relationship, not a hustle for survival. In this episode, Olethea shares: Why growing up without resources led her to recreate scarcity in her business—and how she rewired that; How she replaced burnout and survival-mode with a business that feels like a rich auntie (yes please); The massive shifts she made after having her daughter, including hiring a nanny and a night doula; What it takes to break free from the collective therapist scarcity story—and why her business now funds freedom, not fear; Her signature question to check your business attachment style: "Does your business love you back?" Resources mentioned: LIMB Academy FWF Calculator Olethea's Website Olethea's Instagram More about Olethea: Olethea Pimenta is a psychotherapist and business coach specializing in helping owners run profitable businesses without burnout. Olethea specializes in deconstructing imposter syndrome, addressing high-functioning anxiety, and digging deeper into money trauma. Using trauma-informed practices, she helps therapists create a premium fee practices that refines their niche to go beyond their clinical work. If you're feeling stuck in your money or you need to make changes she can help you get paid. https://oletheap.com

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator 👉🏽 https://www.leaninmakebank.com/free You've been out of the therapy world for a while. Maybe you stepped back to raise kids. Maybe you worked in an agency. Maybe life just… happened. And now you're back—but you're terrified to charge what you actually need. This episode is for the therapist asking: "Who am I to charge $200 or $300 when I've been out of practice for years?" Tiffany tackles a powerful listener question and busts the myth that experience is what makes you worth premium fees. Spoiler: it's not. In this episode, you'll hear: Why being strategic matters more than being seasoned when setting your fee; How burnout and scarcity actually make you a worse clinician—and how ease makes you better; Why serving low-fee, Medicaid-dependent clients in the past doesn't mean you're stuck there; The skill gap (not a personal failure) that keeps you from attracting premium clients—and how to close it; Why building a premium-fee practice is a learnable skill—not something you're born knowing. If you've been hiding behind "I need more time," "I just got back," or "I'm not ready yet"—this is your wake-up call. Email Tiffany at [email protected] with the subject line: "Ready." Let's build the practice your future self will thank you for.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Jessica Malmberg, a Santa Rosa-based therapist specializing in grief and trauma work for sensitive and neurodivergent individuals and families. Jessica's story is one of fierce vulnerability, survival, and reclamation. After losing her first child and surviving cancer that nearly bankrupted her family, Jessica still found herself undercharging, overdelivering, and working late nights that stole time from her kids. She joined the Lean In. MAKE BANK. Academy and took her practice—and her life—back. In this episode, Jessica shares: Why she was charging as low as $80–$130 while working with Medicaid and chasing no-shows; How her deep empathy for clients' pain came at the cost of her own financial stability—and how she finally flipped that script; What it felt like to hear a voice say "Greedy, greedy, greedy" after her first price increase—and how she moved through it; The evangelical and patriarchal conditioning that told her her worth came from service; How her clinical work, creativity, and relationship with her kids transformed after she raised her fee to $220. Resources mentioned: LIMB Academy FWF Calculator Jessica's Website More about Jessica: Jessica Malmberg is an LMFT in Santa Rosa, CA, who helps sensitive and neurodivergent adults and teens engage in the grief process and process their trauma. She is an advocate for grief and how it brings us more fully into life. She is a cancer survivor and a child-loss survivor, and greatly informed by her time in the underworld in dark times.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free You've got a full caseload. You're marketing harder than ever. You're at the networking events, doing the coffee dates, dropping off business cards at every damn yoga studio and café in your zip code. And yet... your bank account doesn't reflect the energy you're pouring out. In this urgent episode of The Money Sessions, Tiffany reveals the brutal truth no one else will tell you: Chasing more clients is the biggest mistake therapists are making in 2025. And it's not just killing your income. It's draining your body, your creativity, your relationships, your sense of purpose—and your long-term career sustainability. In this episode, Tiffany shares: Why more volume (more clients, more sessions, more hustle) is a trap that leads straight to burnout; The three things successful, well-paid therapists are doing instead—and how they're earning more while working less; The hidden costs of undercharging and overworking, including physical symptoms, emotional exhaustion, and lost time with loved ones; The radical mindset shift required to build a practice rooted in spaciousness, sustainability, and actual profit; The math behind earning $12,500/month working 12 clients a week—and why you don't have to kill yourself to make six figures. It's time to stop building a business on sacrifice. You deserve better. If you're done with burnout and ready to build a business that takes care of you—start here. Email Tiffany at [email protected] with the subject line: "Ease." We'll send you the next steps to see if you qualify for a private call with Tiffany and the team. Resources Mentioned: Fun with Fees Calculator Email Tiffany: [email protected]

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Julianna Vermeys, a Portland-based somatic therapist and LIMB grad who took a long, brave road from burnout and martyrdom to freedom and clarity in her practice. Julianna opens up about the chaos of running a full-time private practice, teaching, supervising, parenting two kids, and secretly sliding her fees all the way down to $50/session—all while living in a body that never got to rest. If you've ever felt like your nervous system is boiling from the inside out, or that you're doing more for your clients than you can offer your own children, this episode will crack you wide open. In this episode, Julianna shares: What it felt like to supervise, teach, parent, and see 25+ clients a week—while secretly charging as little as $55; How pandemic stress, somatic signals, and a deep moment in child's pose forced her to confront the unsustainable cost of her giving; The impact of growing up around fame and wealth—but without access to it—and how that fueled a martyr mindset; What she had to face in herself in order to stop sliding her fees and finally charge $225 with full integrity; Her insights on intergenerational trauma, agency shame, and the oppressive therapist training models that keep us small. Resources mentioned: LIMB Academy FWF Calculator Julianna's Website More about Julianna: Julianna is a somatic therapist and clinical supervisor in Portland, Oregon. For nearly twenty years she has been dedicated to exploring the integration of human experience with clients and colleagues who are willing to understand themselves, their trauma, grief and suffering beyond the realm of problem solving. She recently integrated her work as an educator, therapist and supervisor into a three day embodiment retreat for other therapists (stay tuned for more!) She is also a writer completing her memoir using therapeutic insight to tell her story; a mom to two amazing children, a dedicated daughter and friend.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free This one's not just a podcast episode. It's a line in the sand. If you've ever felt paralyzed by doubt, overwhelmed by invisible blocks, or stuck in a private practice that just… doesn't work—you need to hear this. In this deeply honest, emotionally charged episode, Tiffany names the quiet war happening inside so many therapists. The war between yearning and defeat. Between hope and the internalized voice that says: "Not for someone like me." Tiffany peels back the curtain on what's really keeping brilliant therapists from building the premium-fee practices they dream about—and why it has nothing to do with your Psychology Today profile, your SEO, or your niche. In this episode, Tiffany shares: What she sees happen in the moment therapists want to leap, but can't—and why it's not your fault; The unconscious pattern that keeps you spinning your wheels while your practice stays stuck year after year; How early attachment wounds (yes, we're going there) show up in your business decisions today; Why "failure to launch" isn't a mindset issue—it's a trauma pattern that needs to be understood and unwound; What actually happens when you stop running and let yourself want more. If you're a therapist who's done the trainings, read the books, followed all the experts—and still finds yourself scared to act—this episode might break something open. Ready to explore what's been keeping you stuck? Email Tiffany at [email protected] with the subject line: Yearning vs. Defeat. Let's finally name the real block—and begin to move through it, together. Resources Mentioned: Fun with Fees Calculator Email Tiffany: [email protected]

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode of The Money Sessions, LIMB grad Dr. Shauna Pollard shares her transformative journey from burnout and back pain in a high-earning group practice to creating a sustainable, creative, and values-aligned solo practice. A psychologist with ADHD, Dr. Shauna candidly discusses the toll that overwork took on her health and energy, and how moving across the country, leaving insurance behind, and setting premium fees allowed her to build a life and practice she loves. This conversation is a powerful reminder that private practice isn't just about money—it's about creating space for joy, purpose, and impact. If you're a therapist dreaming of more spaciousness, alignment, and impact in your practice, this is a must-listen. In this episode, Shauna shares: Why financial success at the cost of creativity, health, and personal freedom wasn't enough; The mindset shifts she made to leave her packed schedule of 30+ clients per week behind; How leaning into her neurodivergence became a strength in designing her ideal business; The challenges and empowerment that came with raising her fees to $250/session; Why redefining accessibility changed how she serves her community—and herself. Resources mentioned: LIMB Academy FWF Calculator Shauna's Website Support for BIPOC Clinicians with ADHD More about Shauna: Dr. Shauna Pollard is a psychologist who helps high-achievers, ADHDers, and first-generation strivers navigate burnout, procrastination, and self-doubt so they can feel more balanced and engaged in their lives. She also hosts Notes Catchup and Networking Events and runs a group for BIPOC clinicians with ADHD.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this soul-stirring solo episode, Tiffany calls out the secret belief so many therapists carry: "I know a premium fee practice is possible… but not for me." Maybe you've listened to every episode. You follow all the stories. You want to believe it's possible. But some part of you still whispers: Not for me. This episode isn't a pep talk. It's a reckoning. Tiffany names the generational trauma, the systemic injustice, and the internalized story that makes risk feel unsafe—even deadly. She speaks directly to the therapist who's done everything right, but still can't bring herself to believe she deserves a business that gives more than it takes. If you've been stuck on the edge—paralyzed by fear, guilt, or self-doubt—this is the episode that might finally set you free. In this episode, Tiffany shares: Why that "special snowflake" belief (everyone else can do it, but not me) isn't personal—it's historical; The hidden trauma therapists carry from generations of systemic failure and punishment for ambition; How internalized oppression turns desire into danger—and how to take your power back; Why waiting for the fear to go away is a trap—and how freedom comes from taking the risk; What changes when you bet on yourself—and how that choice echoes through generations. If this episode hit you in the gut… it's not by accident. Email Tiffany at [email protected] with the subject line: I'm Ready. It's time to stop letting systems win. Let's build the life your lineage has been dreaming of. Resources Mentioned: Fun with Fees Calculator Email Tiffany

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this eye-opening episode of The Money Sessions, Tiffany sits down with longtime colleague and LIMB Academy alum Jenn Fredette to talk about what it really takes to build a thriving premium fee private practice in 2025. From burnout to Big Macs, from Facebook ads to archetypal marketing, this conversation really cuts through the fear and noise therapists are feeling right now. Jenn shares powerful insights into how the marketing landscape has changed—and what has stayed the same—and why therapists must stop over-functioning and start getting strategic if they want to attract clients willing to pay premium fees. If you've been wondering whether a cash-pay, high-fee practice is still possible in 2025, this episode is a must-listen. In this episode, Jenn shares: Why marketing is just another kind of relationship (and you already know how to do it); How the myth of "I'll raise my fees once I'm full" keeps therapists stuck in burnout; The difference between lead generation, messaging, and conversion—and why it matters; Why "nurture marketing" doesn't convert (and what to do instead); The timeless marketing principles that still work in the age of AI, BetterHelp, and SEO overload. Resources mentioned: LIMB Academy FWF Calculator Jenn's Website Jenn's Instagram Find Your Marketing Attachment Style More about Jenn: Jenn Fredette is your business fairy godmother—if fairy godmothers swore a lot and specialized in high-impact marketing. She helps scrappy, exhausted healers transform into well-paid, legacy-building visionaries. No magic wands, no pumpkin carriages—just bold strategy, sharp storytelling, and the kind of messaging that makes clients say, "Hell yes."

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode of The Money Sessions, Tiffany tackles a phrase she's heard time and time again: "I don't want to only work with rich people." If you've ever felt conflicted about charging premium fees while staying true to your values, this conversation is for you. Tiffany dismantles the myth that high-fee therapy is only for the elite—and shows how therapists can build sustainable businesses that allow them to give back without burning out. This is the dose of truth and clarity therapists need in a world that too often confuses martyrdom with generosity. In this episode, Tiffany shares: Why most therapists can't afford to offer low-fee therapy—and why that's not a moral failing; The real privilege required to do "cheap therapy" without sacrificing your wellbeing; How financially secure therapists are actually more generous with their time, energy, and presence; The wide variety of people—not just the wealthy—who find ways to pay premium fees for therapy; Why it's not your job to figure out how clients afford you. Resources Mentioned: Fun with Fees Calculator DM Tiffany on Instagram Send Tiffany an Email

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Beth Klein, a Licensed Marriage and Family Therapist and LIMB Academy grad based in Minnesota. Beth specializes working with high-achieving women who struggle with imposter syndrome, social anxiety, and relationship boundaries. Beth gets candid about her journey from insurance panel burnout to a thriving premium private pay practice. She shares how she went from seeing up to eight clients a day, working weekends, drowning in paperwork, and feeling isolated—to charging $250 per session, seeing ten clients a week, and maintaining a schedule that actually supports her life. If you're feeling burnt out, undervalued, or unsure how to make the shift to private pay, Beth's experience will give you real-life inspiration and tactical strategies for your own journey. In this episode, Beth shares: How she went from seeing 6-8 clients per day and working on weekends to "catch up" to seeing 10 clients per week; The marketing strategies that actually worked (and the ones she ditched) when it comes to filling her practice with premium fee clients; The biggest internal blocks she had to overcome to confidently charge premium fees (and how she found a new narrative); How being part of the LIMB community consistently allowed her to make changes over the long haul; Three pieces of strategic advice Beth has for any therapist who feels like they're drowning in the insurance whirlpool and dreams of finding a way out; How her relationships, health, and personal life have transformed now that she's no longer overworking for low fees. Resources mentioned: LIMB Academy FWF Calculator Beth's Website More about Beth: Beth Klein, MS, LMFT is a marriage and family therapist licensed in Minnesota and Wisconsin with a prior career in business. She helps high achieving women create a balanced and rewarding life by tackling their relationship, anxiety, boundary, and perfectionism issues.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free What do you do when you've done the mindset work, you're confidently charging premium fees, and you've built a solid foundation for your private practice—yet the clients still aren't coming? In this episode of The Money Sessions, Tiffany takes on the tough reality that even when you're doing everything "right," things can still feel like they're falling apart. She dives deep into the real reasons businesses fail, the importance of adapting to a changing market, and what it actually takes to sustain a premium fee practice long-term. If you're wondering what the next step is when your practice feels like it's stalling, tune in for insight, strategy, and some real talk from someone who's been there. In this episode, Tiffany shares: Why so many therapists feel like they're doing everything right but still struggle to stay full; The sobering statistics about business failure—and how they apply to private practice; What to do when you're feeling stuck, frustrated, and ready to throw in the towel; THE key to long-term success in private practice. Resources Mentioned: Fun with Fees Calculator

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Monica Helvie, a Licensed Marriage and Family Therapist and LIMB Academy grad based in Texas. Monica specializes in helping anxious achievers rediscover inner and outer balance, and also offers burnout recovery coaching for high-achieving career women. Monica's story is a powerful transformation from survival mode to success—from working multiple jobs, barely making it to daycare pickups, and feeling stuck in the insurance panel grind—to charging $250 per session, seeing just ten clients per week, and reclaiming her time, energy, and life. If you're stuck in survival mode, burning out under low insurance rates, or just dreaming of a different way to run your practice, this episode will challenge and inspire you. In this episode, Monica shares: How Monica went from three insurance panels and $50 cash pay sessions to a fully private pay practice charging $250 per session; Three signs that being an insurance-based therapist was leading to burnout and causing her to recreate the old patterns of the hardworking-but-absent parent that she grew up with; What's currently working for Monica when it comes to marketing her premium fee practice; Monica's advice for therapists who are currently overwhelmed with insurance clients but don't see any way out; How her relationships, parenting, and personal life have flourished now that she's no longer drowning in work; How it was the idea of time freedom - and not necessarily more money - that allowed Monica to make massive changes in her life. Resources mentioned: LIMB Academy FWF Calculator Monica's Therapy Website Monica's Coaching Website Monica´s Instagram More about Monica: Monica is a Licensed Marriage and Family Therapist in CA and TX, specializing in helping anxious achievers silence their inner drill sergeant to overcome self doubt, rediscover balance, and strengthen their authenticity. Monica also offers burnout recovery coaching for high-achieving career women who are ready to reclaim their energy, peace, and fulfillment in their work, health, and relationships without the overwhelm!

Email Tiffany ([email protected]) with the word "NOW". Resources Mentioned: Fun with Fees Calculator DM Tiffany on Instagram Send Tiffany an Email

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Ginelle Krummey, a Licensed Clinical Mental Health Counselor and LIMB grad based in North Carolina. In today's interview with Tiffany, Ginelle talks about how she continued to move forward even after she got off of insurance panels and lost about half of her caseload. While her husband was also leaving his job. With a baby on the way. At this point, many therapists would have given up, gone back, said it was impossible and returned to the relative security of a soul-crushing system—but not Ginelle. Ginelle was determined to move forward and create the life that she ACTUALLY wanted for herself, a life that was in integrity with who and how she wanted to be. Here's her story. In this episode, Ginelle shares: How Ginelle decreased her hours and set a schedule that worked for her (which included leaving ALL insurance panels); Three signs that made it clear that she needed to make a massive shift to her schedule and practice, even as other life transitions were happening; The "afterlife"—what happened after she made these changes and how it prepared her for the world events that were to come; Three pieces of strategic advice around shifting your mindset to help you be in integrity with who and how you want to be (even if it's scary); How she and her community were impacted by Hurricane Helene; How building a life and practice that truly supports her helped her navigate the hurricane and its aftermath with resilience, ease, and the ability to support others. Resources mentioned: LIMB Academy FWF Calculator Ginelle's Website Ginelle's Instagram More about Ginelle: Ginelle Krummey, LCMHC provides integrative feminist analytic therapy for couples and individuals in her scenic homesite office in the mountains outside of Asheville, NC. Ginelle specializes in burnout response and prevention for individuals and corporate entities. Ginelle contributes to the advancement of feminism with advocacy writing about the experiences and unmet needs of the population of birthing people she calls breastfeeding breadwinners. Outside of work, Ginelle spends time with her toddler and husband, Australian Shepherd and 4 chickens.

I'm looking for 3 therapists who are ready to break free from the low fee trap. Find me on Instagram @leaninmakebank and DM me the word "POWER." When therapists talk to me about needing to give back and be accessible, I often think about my own experience as a sliding scale client. I know what it feels like to pay a sliding scale fee. I know what it means to need help and not be able to afford it. But being a sliding scale client has its dark sides. Resources Mentioned: Fun with Fees Calculator DM Tiffany on Instagram Send Tiffany an Email

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Dr. Tavari Brown, Ph.D., LPC, MPH, CPCS, a LIMB grad and current mentor based out of Atlanta, Georgia. Recorded before her move from LIMB student to mentor, Tavari takes this opportunity to share her in-process journey of leaving all insurance panels and charging cash pay, premium fee rates. She gets real about her previous "damsel in distress" mentality and how she moved from waiting for rescue from a knight in shining armor to saving herself instead. This episode will challenge you to think about yourself and your practice differently. You won't want to miss it. In this episode, Tavari shares: Three signs that let her know she needed to get off of all insurance panels; How her clinical work has changed as a result of the changes she's making in her mindset and practice; How her marketing has changed as a result of her doing her deeper work; A key question for any therapist seeing over 30 clients a week that believes they're doing good work; Three pieces of strategic advice for any therapist who is currently struggling with being overworked while seeing clients on insurance panels. Resources mentioned: LIMB Academy FWF Calculator Tavari's Website More about Tavari: Dr. Tavari Brown, Ph.D., LPC, MPH, CPCS is a health educator, licensed professional counselor, and counselor educator. Her public health career began as an Adolescent Health Advisor for a California health department prior to becoming a Public Health Advisor for the Centers for Disease Control and Prevention (CDC). Dr. Brown integrates her public health knowledge with her counseling skills. She owns and operates an Atlanta based private counseling practice with a focus on cancer, grief, and fertility issues.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In today's eye-opening episode, Tiffany calls out the all-too-common habit of therapists convincing themselves that everything is "fine." Even—and especially—when it's not. And you KNOW it. (Cue the meme of that dog sitting in a room full of fire.) But what can you do about it?! If you're ready to stop justifying exhaustion and start making real, lasting change, this is the episode for you. In this episode, Tiffany shares: How her own habit of saying "I'm fine" masked deeper struggles; The power of radical honesty in recognizing what's not actually working in your private practice; The hidden costs of undercharging and overworking; Why so many therapists end up in unsustainable practices and how to break free from survival mode; The crucial first step to building a practice that actually serves YOU. Resources Mentioned: Fun with Fees Calculator DM Tiffany on Instagram Send Tiffany an Email

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Dr. Brianna Mann, PhD, a LIMB Academy grad based in Minnesota who specializes in working with high achievers. Brianna gets real in today's interview, talking about what it REALLY took for her to emancipate herself from a system that was not designed for her. She also gets vulnerable, sharing what allowed her to keep moving forward—to keep moving towards her dream—even when she was leaving an abusive relationship, three months behind on her mortgage payments, half a million dollars in debt, and relying on welfare just to get by. This story will inspire you—and challenge you—to think differently about yourself and the world around you. In this episode, Brianna shares: How a 20% decrease in reimbursement rates from her insurance panels pushed Brianna to go private pay; What happened after Brianna joined the LIMB Academy and really started addressing her mindset work; How she moved from financial insecurity and reliance on insurance panels to $525 private pay sessions; Her top three pieces of strategic advice for a therapist who's feeling stuck in their private practice; The specific marketing strategies Brianna used to attract clients who were willing to pay her premium fees; The difference between networking at therapist conferences and networking with professionals who hold themselves to a higher standard (this one is EXCITING). Resources mentioned: LIMB Academy FWF Calculator Brianna's Website Brianna's Dream Course Brianna's Digital Inner Child Meditation Brianna's Pinterest More about Brianna: Dr. Brianna Mann, Ph.D works with high achievers who have obtained the American Dream and feel like they've been sold a bill of goods because they don't feel any happier or like their lives any more. In fact, they actually feel depressed, anxious, neurotic or numb; they've found out the hard way that happiness and freedom are inside jobs. Dr. Mann works with them to find and heal the root of these problems, so they can stop the fake-it-until-you-make-it routine and experience freedom and joy as more than just pipe dreams.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this powerful episode, Tiffany delivers a wake-up call to therapists in private practice: nobody is coming to save you. If you're exhausted, underpaid, and waiting for some magic to transform your practice, here's the truth: it's time to take control and become your OWN knight in shining armor. If you're ready to stop waiting and start taking action, this episode is for you. In this episode, Tiffany shares: The moment she realized no one was coming to save her (and what she did about it); How burnout and resentment build up when therapists undercharge and overwork; Why acknowledging your current reality is the first step toward change; The myth of quick-fix solutions like extra certifications and marketing programs; How you can start taking action (to save yourself) NOW. Resources Mentioned: Fun with Fees Calculator

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Dr. Marcuetta Sims, a licensed psychologist and premium fee therapist who practices in Georgia. Tune in to hear Marcuetta share how she went from being stressed out and overwhelmed on insurance panels to charging $350/session and running her own group practice after graduating LIMB. PLUS Marcuetta spills the tea on what it's really like to run a group practice behind-the-scenes and how motherhood has shaped her decisions around this new season of her professional life. You're not gonna want to miss this. In this episode, Marcuetta shares: What led Marcuetta to leave insurance panels and go cash pay, premium fee at her private practice (her answers may surprise you); How the LIMB community helped her reshape how she understood her Christian faith and overcome false narratives around money; How she, as a black woman, faced internalized narratives around black folks, including what she could charge and who would pay her full fee; Three pieces of strategy she used to go from insurance panels to $350/session; Why she opened and then closed her group practice; Why she's taken up speaking and consultation and taken a pause on seeing clients at this phase in her professional life and business. Resources mentioned: LIMB Academy FWF Calculator Marcuetta's Website Marcuetta's Instagram More about Marcuetta: Dr. Marcuetta Sims is a licensed psychologist, yoga and meditation teacher, the CEO/Founder of the Worth, Wisdom, and Wellness Center, and site/clinical director for Cumberland Counseling Centers. She loves working with perfectionists who still feel worthless. Her current joys are being a new mommy and loving on her husband and fur baby. Learn more at drmarcuettasims.com.

In this episode, we're speaking with Andrew Riesen, a mission-driven entrepreneur, financial accountant, and CEO of Heard. If you haven't heard of Heard (see what we did there?), it's an accounting platform built for therapreneurs, aiming to empower therapists as business owners by saving them time on their finances. In today's special edition of The Money Sessions, Andrew doesn't hold back — he gets real about his journey as a business owner, gives his perspective on therapists and financial literacy, and shares his thoughts on how to set ourselves up for a successful 2025. If you have questions about the nitty gritty of money and finance as a therapreneur, this is THE place to start. In this episode, Andrew shares: The challenges he's seen therapists face in 2024, especially when it comes to making money; His predictions for 2025 and what you can do to set yourself up for success as a therapist in private practice; The challenges he's faced and the lessons he's learned as a business owner; The real importance of financial literacy for therapists (we promise it's NOT boring). Resources mentioned: Heard Business School Podcast Heard Website LIMB Academy FWF Calculator More about Andrew: Andrew Riesen is a mission-driven entrepreneur, financial accountant, and CEO of Heard, the financial back-office for therapists in private practice. Prior to Heard, Andrew worked at PWC, where he worked as a financial accountant, helped build an internal software incubator, and co-founded an affordable sales tax solution for small to medium-sized businesses. When not supporting mental health professionals in private practice, Andrew can be found exploring the nooks and crannies of the Pacific Northwest trail-running, cycling, or snowboarding, or at home with his nose in a book or journal.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Susannah Horwitz, a Licensed Professional Counselor and LIMB Grad based in Golden, Colorado. Susannah is a proud mom, wife, and entrepreneur. During her first episode on The Money Sessions in 2021, she shared her journey with raising her fees and becoming the primary breadwinner. Now, Susannah is coming back to reveal what it's really been like in the years since she first embarked on her premium fee journey. You don't want to miss this. In this episode, Susannah shares: What it really means to do premium fee work (Hint: it's not about the number); How getting in touch with what she really needed from her private practice and setting premium fees forced her to set boundaries in many other areas of her life; The ups and downs that come after the premium fee raise; How therapists use low fees and overworking as a way to avoid looking at their lack of boundaries in other areas of their lives; The three types of currency to consider when designing a private practice that works for you. Resources mentioned: LIMB Academy FWF Calculator Susannah's First Episode Susannah's Website → She does 1:1 consulting with therapists! More about Susannah: Susannah Horwitz, LPC, LMHC, is a trauma-informed, nature-based expressive arts therapist and licensed professional counselor, serving clients located in Colorado, Massachusetts and Florida. She received her Masters degree in Intermodal Expressive Arts Therapies from Lesley University in 2003. She was an expressive arts therapist and director of the Project Launch college and career access program at RAW Art Works from 2004-2013. She has been a private practice owner since 2010. Susannah is a Certified EMDR therapist and also trained with both Skylight Psychedelics and Integrative Psychiatry Institute to become a Certified Ketamine-Assisted Therapy provider and Certified Psychedelic-Assisted Therapist. In her private practice, she loves to bring therapy clients "off the couch" and into the outdoors for Nature & Arts based EMDR intensives to help clients connect with the multifaceted powers of imagination, sense of humor, playfulness, and creativity to heal trauma and thrive. She specializes in working with caregivers such as medical professionals, wellness professionals, and parents who have experienced medical or relationship trauma, as well as those who identify as neurodivergent. In addition to her practice as a therapist, she is the founder of the Well-Connected Therapist coaching program, which she created to support introverted and neurodivergent private practice therapists to build community through embodied, authentic connection.

LAST CHANCE to join before registration closes! In this week of live online trainings, you'll get crystal clear about how to talk fees ethically and fairly - in a way that honors you and your clients - as we head into 2025. Click here to enroll in How to Charge like a Six Figure Therapist LIVE. Monday, January 27 - 12-1 pm PST / 3-4 pm EST Tuesday, January 28 - 12-1 pm PST / 3-4 pm EST Wednesday, January 29 - 12-1 pm PST / 3-4 pm EST Thursday, January 30 - 12-1:30 pm PST / 3-4:30 pm EST Friday, January 31 - 12-1 pm PST / 3-4 pm EST

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Rachel Hulstein-Lowe, MSW, a Licensed and Independent Clinical Social Worker and LIMB Grad based in Boston, Massachusetts. Rachel is a gender diversity expert who specializes in working with trans and nonbinary youth and their families. Rachel is also committed to making an impact beyond her client relationships via her activist efforts. But Rachel didn't always have the time and energy to fully invest in social and political activism. In today's episode, Rachel will share why she decided to take a leap and start her own practice after 13 years in a group practice. She'll also get real about the difficulty of charging premium fees, and the reality check that forced her to confront the professional trajectory she had chosen for herself. Keep listening to find out what made Rachel finally say "no more." In this episode, Rachel shares: How she moved from working in a group practice to ultimately charging $250/session; How comparing her professional trajectory to her peers in other industries forced her to get real about the choices she was making in her professional life; How charging premium fees allowed her to actually go out and make a bigger impact in the lives of gender diverse kids and their families; Two specific strategies you can use to get off insurance panels and charge premium fees. Resources mentioned: LIMB Academy FWF Calculator Rachel's Website More about Rachel: Rachel Hulstein-Lowe, MSW, LICSW, is a therapist and parent coach whose niche is gender-expansive youth and their parents. She is deeply committed to changing hearts and minds about trans youth. To this end, she is interviewing cis parents of gender-expansive youth from all over the country to share their stories on her blog and in a forthcoming book.

In this week of live online trainings, you'll get crystal clear about how to talk fees ethically and fairly - in a way that honors you and your clients - as we head into 2025. Click here to enroll in How to Charge like a Six Figure Therapist LIVE. Monday, January 27 - 12-1 pm PST / 3-4 pm EST Tuesday, January 28 - 12-1 pm PST / 3-4 pm EST Wednesday, January 29 - 12-1 pm PST / 3-4 pm EST Thursday, January 30 - 12-1:30 pm PST / 3-4:30 pm EST Friday, January 31 - 12-1 pm PST / 3-4 pm EST

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In the sequel to last week's episode, we're once again speaking with Jesse Kauffman, a Licensed Master Social Worker and LIMB Grad based in Ann Arbor, Michigan. If you haven't already listened to part one of his story, make sure you check it out here. (We'll be waiting right here while you catch up.) This week, Jesse walks us through his experience with what many of us would consider to be our worst nightmare. He took the leap, raised his fee, charged more than anyone in his area… and then had a client lodge a complaint against him with his board. And not only did they lodge the complaint, but an investigation was actually opened. In this episode, Jesse will describe what that experience was like and what he learned along the way. In this episode, Jesse shares: His harrowing story of stepping into his full fee even when it meant having a licensing complaint lodged against him; How he sought support to make it through this difficult situation; How liability insurance came into play and how much it cost him to secure a lawyer to assist him; Why it's vital to keep your notes up to date in order to have a premium fee practice (keep listening to hear how this comes into play); Exactly what you need to say if someone ever lodges a complaint against you or says your fee is too high (Jesse has a perfect answer). Resources mentioned: LIMB Academy FWF Calculator Jesse's Website Jesse's Previous Episode More about Jesse: Jesse Kauffman, LMSW, is a psychotherapist and breathwork facilitator whose specialty is supporting professionals with ADHD. Lately he's been helping ADHD dads in the tech industry grow in their career while also maintaining a meaningful presence with their families at home - and it's inspiring work! He is licensed to work with clients in California, Colorado, Michigan, and Wisconsin and practices out of Ann Arbor, Michigan.

In this week of live online trainings, you'll get crystal clear about how to talk fees ethically and fairly - in a way that honors you and your clients - as we head into 2025. Click here to enroll in How to Charge like a Six Figure Therapist LIVE. Monday, January 27 - 12-1 pm PST / 3-4 pm EST Tuesday, January 28 - 12-1 pm PST / 3-4 pm EST Wednesday, January 29 - 12-1 pm PST / 3-4 pm EST Thursday, January 30 - 12-1:30 pm PST / 3-4:30 pm EST Friday, January 31 - 12-1 pm PST / 3-4 pm EST

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Jesse Kauffman, a Licensed Master Social Worker and LIMB Grad based in Ann Arbor, Michigan. Jesse specializes in supporting professionals with ADHD, and has recently been working with ADHD dads in the tech industry. While Jesse is confidently navigating his niche while charging as much as $300/session now, it wasn't always this way for him; he started out in Community Mental Health, and he experienced his fair share of naysayers throughout his transition to a premium fee private practice. You definitely don't want to miss this. No, seriously, make sure you tune in, because this episode is so nice we did it twice; part two of Jesse's story is coming out next week. In this episode, Jesse shares: Why he decided to leave Community Mental Health and go into private practice; The difference between relationships that encouraged him and propelled him forward and relationships that discouraged him and held him back during his journey towards a premium fee private practice; How doing his fee and money work impacted his life far beyond his financial situation; His experience with negative feedback and hurtful comments regarding his professional dreams, and his advice for therapists navigating similar situations; His fears that charging premium fees would blow up his practice, and how he made the changes anyway despite how scary and dangerous it felt. Resources mentioned: LIMB Academy FWF Calculator Jesse's Website More about Jesse: Jesse Kauffman, LMSW, is a psychotherapist and breathwork facilitator whose specialty is supporting professionals with ADHD. Lately he's been helping ADHD dads in the tech industry grow in their career while also maintaining a meaningful presence with their families at home - and it's inspiring work! He is licensed to work with clients in California, Colorado, Michigan, and Wisconsin and practices out of Ann Arbor, Michigan.

Happy New Year! Today, we want to invite you to join us for a very special event happening THIS January 27th - 31st. In this week of live online trainings, you'll get crystal clear about how to talk fees ethically and fairly - in a way that honors you and your clients - as we head into 2025. Click here to enroll in How to Charge like a Six Figure Therapist LIVE.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In celebration of our 100th episode of The Money Sessions, this episode turns the tables on Tiffany and puts her in the hot seat with guest interviewer Nick Bognar. If you've ever wanted to know the story that started it all, look no further. Nick, a LIMB Grad and three-time guest on The Money Sessions, asks the hard-hitting questions we all want to know, and draws from his own expertise to encourage Tiffany to dive deep. And Tiffany? Well, she doesn't hold back. She tells all like never before: how she embarked on her money journey, how she thinks about her work now, how her own mindset has shifted over the years as a result of building the LIMB Academy — we're putting it all out there for this exclusive 100th episode special. Whether you're a long-time fan or a first-time listener, you definitely won't want to miss this. In this episode, Tiffany shares: Her early days and the experiences that shaped her relationship to setting fees in private practice; What happened when a professor said her fees were too high; How race and class played into Tiffany's fee-setting obstacles; How Tiffany responded when her consultant told her that her anxieties about her experiences with racism as a clinician were "all in her head"; What's hard about business these days and how money stress is showing up for her now; How Tiffany stays grounded in the face of money anxiety. Resources mentioned: LIMB Academy FWF Calculator Nick's Last Episode on TMS Nick's Podcast Special thanks to Nick Bognar, our guest interviewer! Learn more about Nick and his work by visiting his website: https://nickbognartherapy.com/

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free As we approach our 100th episode of The Money Sessions and the beginning of a new year, we want to take some time to reflect. So we're turning back the clock and revisiting one of our most popular interviews from the beginning of 2021. In this throwback episode, we talk with Maya Jakob, a licensed therapist in Canada and Lean In. MAKE BANK. alum who is absolutely blowing it out of the water. Maya discusses how she went from earning $22/hour in her community mental health job to charging $160/session — and how she did it all in 2020, right in the middle of a pandemic. She talks about leaving her non-profit, what it meant to rebuild her professional relationships, and how 2020 — the year of COVID — was her practice's best year yet. In this episode, Maya shares: What it took for her to leave her non-profit and start her own practice; What it took for her to build new relationships in the premium fee world; How difficult it was for her to confront her cancellation policy lapses and how she streamlined her fees AND no-show policies; How her private practice has now surpassed six figures and has a booked schedule, despite a global pandemic. Resources mentioned: LIMB Academy FWF Calculator Maya's Website More about Maya: Maya supports women as they exit out of painful relationships and into the peace and calm that exists through healing as they connect to their truth and live it. Maya's work with clients starts by mapping out an individualized plan of support which recognizes not only the impacts of pain, but also how experiences of hurt affect relationship navigation. Learn more at www.truegritcounseling.ca

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're following up with Audrey Schoen, a Licensed Marriage and Family Therapist based in California. We first had Audrey on our show in 2021, where she shared her journey going from charging $80 to $200 per session. In today's episode, she shares how life has been since then and how she's continued to grow after her initial foray into charging premium fees. Since her last time on The Money Sessions, Audrey has increased her fee to $375. She gets real about the financial wake-up call that forced her to reassess her fees and what she actually needed to charge to support herself and her family. Whether you're still ramping up to your first fee raise or already on your tenth, this episode is a must-listen. In this episode, Audrey shares: How she went from $80 to $375/session; How to make a plan to raise your fees based on your risk tolerance profile; How being a premium fee therapist has allowed her to do a deeper level of personal growth which, in turn, has allowed her to facilitate deeper growth in her clients; Her experience stepping into "side hustle" coaching culture and her honest observations around how it can be used as a method of avoiding doing the harder work in your premium fee practice; Her #1 strategy for becoming a premium fee therapist; How stepping up financially creates more responsibility and more possibility for therapists, and especially women, in private practice. Resources mentioned: LIMB Academy FWF Calculator Audrey's First Episode Audrey's Website Audrey's Instagram More about Audrey: Audrey Schoen is a Licensed Marriage and Family Therapist in CA working with adults and couples seeking to create a more connected and congruent life. She especially enjoys supporting anxious overachievers, entrepreneurs, and spouses of law enforcement officers. Audrey also provides business coaching support to therapists helping them design a private practice that supports the life they and their families deserve. Find out more at audreylmft.com.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, Tiffany challenges therapists to confront an uncomfortable truth: undercharging for services doesn't just impact your own financial wellbeing — it forces your children to subsidize your client's therapy. Through real-world examples and calculations, Tiffany demonstrates how the seemingly noble act of keeping fees low can perpetuate generational patterns of financial sacrifice. In this episode, Tiffany covers: The Hidden Cost of Undercharging: How the lost income from charging less directly impacts your children's financial future; The Martyr Mindset: Breaking down the self-sacrificing mentality that leads therapists to prioritize client affordability over their own family's financial security; Reframing Fee Increases: Why raising your rates isn't about greed, but about creating policies that demonstrate to your children that their financial future matters; Creating Generational Change: How setting appropriate fees can break the cycle of financial martyrdom and teach your children to value themselves. Resources Mentioned: Fun with Fees Calculator

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Marissa Esquibel, a Licensed Marriage and Family Therapist based in California. When Marissa joined LIMB in 2020, she was underpaid and overworked at her Community Mental Health job. When she joined us for her first episode of The Money Sessions in 2021, she had successfully built a premium fee private practice charging $350/session in less than 12 months — during a global pandemic. And if you think that's impressive, just wait until you hear about the marketing strategy she's used to raise her fee to as high as $500/session. Whether you're still dreaming of opening your own private practice or already confidently charging premium fees, you won't want to miss this eye-opening episode. In this episode, Marissa shares: How she went from working three jobs to confidently charging up to $500 per session; How she persisted in the face of rejection after rejection when raising her fees; The marketing strategies and tactics she tried and what she ultimately landed on; How she created therapy packages that allow clients to pay up front for up to 12 weeks of work with her; How being intentional about building the skills and taking the steps needed to bring her life vision into fruition has allowed her to show up differently as a mother; The biggest mindset shift that allowed Marissa to go from a life of overwhelm and being thrown off by external circumstances to a life where she can confidently and successfully navigate anything that comes her way. Resources mentioned: LIMB Academy FWF Calculator The Modern Therapist's Survival Guide Podcast The Codependummy Podcast, hosted by Marissa Marissa's Website Marissa's Instagram Marissa's First Episode More about Marissa: Marissa Esquibel is an LMFT, podcaster, and coach based in California. Her specialty is working with codependents—patients, coaching clients, and listeners alike—and she's on a mission to empower young women to stop playing small and start taking up space! Learn more at therapywithmarissa.com or visit Marissa on Instagram @therapywithmarissa

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, Tiffany talks about the implications of the 2024 election results on our therapy practices, on our marketing practices, and on establishing the value of what we do. Tiffany will challenge us to get crystal clear on where we stand with values like integrity, insight, and compassion in a time when it seems like a premium is being placed on behaviors like lying, manipulation, and preying on the vulnerable. We can recognize our desire to be rescued, but it is vital that we don't succumb to it. Resources Mentioned: Fun with Fees Calculator

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Jamal Jones, a Licensed Marriage and Family Therapist based in California, to discuss his journey from reaching what he believed was the pinnacle of his career—a W2 employee with steady income—to facing the devastating reality of extreme burnout and being let go. Jamal opens up about the intense sense of failure and shame he felt as a black man and Christian, worried about letting his family down. After discovering LIMB and putting in the work, Jamal rose from these challenges and now offers $7500 therapy packages at his private practice. This inspiring and uplifting conversation is a must-listen for anyone struggling with stepping into their premium fee. In this episode, Jamal will share: His journey from experiencing severe burnout and losing his stable W2 job to now offering $7500 therapy packages at his private practice; Why he chose to work with therapy platform tech when first starting his practice and how that supported his next steps; How your earnings as a therapist are affected by your Self-Concept level of income; How his Christian background and ministry work impacted his money mindset. Resources mentioned: LIMB Academy FWF Calculator Jamal's Website More about Jamal: Jamal Jones, LMFT is a therapist, speaker, and Growth Coach for Therapists in Private Practice based in Fresno, California. He helps entrepreneurs scaling their business from 6 - 7 figures and beyond take inspired action with clarity, confidence, and courage. Learn more at centralvalleychristiancounsel.com.

The results are in. The question now - who and how are YOU going to show up, given the reality? In this special bonus episode of The Money Sessions, let's take some time to sink in, mourn and then step the fuck up and save ourselves.

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free Here's a question to start us off today: What if I told you that the constant push to make therapy more affordable is actually hurting both therapists and clients? I know, it sounds counterintuitive. We're in a helping profession, right? So making therapy affordable should be the goal. I'm sure many of you read the New York Times article, which was headlined "Therapy Can Be a Financial Burden. Try Telling Your Therapist That." and, if you're anything like some of the therapists I heard from, you didn't feel great about how cash pay therapists were portrayed. But what if this whole narrative around affordability is backfiring? What if, in our attempts to keep therapy accessible, we're not only devaluing mental health, but also providing less-than-ideal care to our clients? Today, we're going to flip this conversation on its head and explore how the pursuit of 'affordable therapy' is leading us down a path of burnout and financial stress, and ultimately—less effective therapy for clients. In this episode, Tiffany shares: Where the push for affordable therapy comes from and its consequences on therapists; Why "affordable therapy" isn't a sustainable solution for therapists OR clients; A new way to think about fees and accessibility; The power of charging what you need. Resources Mentioned: Fun with Fees Calculator

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we're speaking with Meredith Blumenthal, a registered dietician nutritionist based in Washington state. One of our first non-therapist LIMB grads, Meredith discusses going from earning 63k per year working at a clinic to having her own premium fee practice where she charges $225 per session. If you're struggling with the ethics of charging premium fees, you'll definitely want to tune in — we'll be talking about how Meredith's feminist and social justice lens reinforced her commitment to charging premium fees. In this episode, Meredith shares: The three signs that helped her realize she was burning out in her W2 clinic position; Her decision to not take insurance at her private practice from the outset (Her reasons might surprise you!); How getting clear about what she wanted to earn and how she wanted to take care of herself led to her doing improved clinical work and coming into a massive clinical insight when working with one particular client; What happened when a client was pissed about her premium fee raise and how she handled it; How dieticians and therapists should be working together to provide excellent clinical care; Two pieces of strategic advice you can implement right now to start charging premium fees. Resources mentioned: LIMB Academy FWF Calculator Meredith's Website Meredith's Instagram More about Meredith: Meredith Blumenthal, MS, RDN, CD (she/her) is a Nutrition Therapist and Body Image Coach who has made it her mission to help women stop dieting and start living life on their own terms. Meredith believes that our "lack of self-control" and willpower is not the problem. Instead, she teaches her clients why dieting is harmful to their mental and physical health, and how to find wholehearted wellness without depriving themselves of the foods they love or jeopardizing their physical health. For clinical consultation or for your own work, contact Meredith at [email protected].

Ready to set your fee? You choose the dream, we'll do the math. Download our FREE Fun with Fees Calculator here 👉🏽 https://www.leaninmakebank.com/free In this episode, we dive in to answer a listener question from Leah. She asks, how can I build a sustainable, cash pay practice when the expectation in my town is that therapists see 35-40 clients/week and pay very little? Many therapists we've worked with in LIMB have had an internal conflict around the desire to 1) continue serving clients who cannot pay a higher fee and 2) earn enough to take care of themselves and their families. So, can you have the best of both worlds?! If you're looking for the reality-based resolution, you won't want to miss today's episode. In this episode, we'll discuss: How industry-specific professional norms unconsciously frame the internal and external fee raise discussion against your best interests; How location-based cultural norms bias your beliefs about what's possible for your practice; Why making decisions about your future caseload based on your current caseload is rooted in cognitive present bias; The #1 action step Leah needs to take right now to move towards her $150/session, cash pay practice. Resources mentioned: Fun with Fees Calculator