The Money Puzzle

We're well and truly into 2023 now, are people still saying "happy new year?" ....in the last of our summer series with the Australian’s Wealth Editor James Kirby, James Gerrard of www.financialadviser.com.au is here to sort out your money issues in 2023. See omnystudio.com/listener for privacy information.

With the news about the rental market, interest rates on the move and uncertainty ahead, The Australian’s Wealth editor James Kirby and special guest Stuart Wemyss of ProSolution have some commentary to get you thinking property through the summer. See omnystudio.com/listener for privacy information.

In this episode Wealth Editor James Kirby’s guest is NABTrade’s head of investor behaviour, Gemma Dale. Discussing shares and the market ahead in 2023.See omnystudio.com/listener for privacy information.

In this episode of our Summer Series, Wealth Editor James Kirby’s guest is adviser Doug Turek, and we're getting Super set for 2023. See omnystudio.com/listener for privacy information.

Over summer The Australian's Money Cafe will be helping you get financially fit for 2023.....in this episode Wealth Editor James Kirby’s guest is adviser Bruce Brammall.See omnystudio.com/listener for privacy information.

Wealth Editor James Kirby's guest this week is Stuart Wemyss of the ProSolution group. They discuss the swing back to the city forecast for 2023, new 'rent bidding' reforms, how much higher mortgage rates and how apartments will get their moment in the sun.See omnystudio.com/listener for privacy information.

Wealth Editor James Kirby is joined by James Gerrard of www.financialadviser.com.au. They discuss the new realities of higher rates and home mortgages, if ethical investing still offers an edge over conventional funds, unexpected tangles in the First Home Super Savers Scheme and if we should worry about an inverted yield curve.See omnystudio.com/listener for privacy information.

In this episode Wealth Editor James Kirby's guest is Gemma Dale, Head of Investor Behaviour at NABtrade. They say the ASX will close in 2023 somewhere close to where it will close at the end of this month. Except, the forecasts are invariably wrong - brokers confidently predicted a 10 percent return this year and we are not going to get there.See omnystudio.com/listener for privacy information.

James Kirby’s guest this week is Doug Turek, financial advisor at Minchin Moore. In this episode, topics for discussion include - Gold should be a winner in a market where shares are severely challenged, should you fix your mortgage now? the growing power of industry super funds and where now for crypto? Questions are always welcome for the podcast at [email protected] See omnystudio.com/listener for privacy information.

James Kirby's guest on the podcast this week is adviser Bruce Brammall of Bruce Brammall Financial. The property market is down but not down far enough for bargain hunters - the cumulative strain of higher rates and lower prices is yet to come. James and Bruce also discuss if the sharemarket managed a turnaround? Do financial adviser clients access a wider range of investments? See omnystudio.com/listener for privacy information.

James Kirby's guest this week is Eric Johnston, Associate Editor and Business Columnist on The Australian. Cybersecurity has reached a new level with the spectacular blackmailing of Medibank Private...what's next? Also for discussion, the story behind the year's most spectacular takeover battle, the future of coal and does my credit behaviour overseas affect my record at home? See omnystudio.com/listener for privacy information.

Amy Auster, chief economist at PWC joins James Kirby Wealth Editor at The Australian on this week's episode. They discuss if we will ever see a balanced budget again, how super-low unemployment is not good for the economy, if our planned tax cuts have anything in common with the UK's 'Trussonomics' and the case for a bigger GST.See omnystudio.com/listener for privacy information.

For discussion today.....tax, super and franked dividend issues in the budget, why property REITs don't pay dividends (it's distributions), investment bonds don't always work out and getting roubles out of Russia. Wealth editor James Kirby's guest this week is Will Hamilton of Hamilton Wealth Partners. See omnystudio.com/listener for privacy information.

In this episode James Kirby and adviser Stuart Wemyss take a break from reporting on what the ALP says it won't do and concentrate on what needs to be done - in a word they have to broaden the tax base by lifting GST. Also for discussion the problem with the FIRE-Early Retire movement, will gold ever come back as a hedge against trouble? Borrowing to buy shares and a second look at Cathie Wood and her ARK Fund.See omnystudio.com/listener for privacy information.

Financial advisers help you get rich and financial counselors deal with the less fortunate who find themselves in a hole – what can we learn from them? Financial counsellor Rob Burgess of Mortgage Stress Victoria joins Wealth Editor James Kirby on this week’s episode. They discuss what a financial counsellor is and why you would need one, why gamblers are treated separately in counselling, if Centrelink is an Orwellian nightmare or a useful operation, and the rules of the game for debt collectors. Questions for the podcast always welcome at [email protected] omnystudio.com/listener for privacy information.

Olivia Margana of Aspire Retire is a member of the Top 100 Advisers List. In this episode she and James Kirby discuss how too many investors rush to invest and make mistakes that cost time and money down the track.See omnystudio.com/listener for privacy information.

House prices are falling across Australia, in this episode we take a closer look at the market and find out where the first bargains may emerge with Eliza Owen, head of research Australia for CoreLogic.See omnystudio.com/listener for privacy information.

Share markets have absorbed the latest Fed Fund rate hike quite well, with the US down 17% this year and the ASX down 12% we take the pulse for active investors In this episode James Kirby and Will Hamilton of Hamilton Wealth Partners look at why Australia is doing relatively better than Wall Street, the missing ingredient for a share market rebound, the new climate for bond investors and can you plan to put your home in a self managed super fund?See omnystudio.com/listener for privacy information.

This week's US inflation figure challenges the fragile consensus that inflation and rates are about to drift lower - for investors it's time to tune in. In this episode James Kirby and economics correspondent Pat Commins look at the following - Why rates are rising at the same time as inflation, the new reality for renters, are you getting your super paid properly? and why wages are so slow to lift.See omnystudio.com/listener for privacy information.

Super fund CEOs are warning inflation will erode returns and they can't be expected to do as well as recent years: But private investors are not under the same stress, they just need to get it right over the long term: 'We've forgotten that inflation is normal," says top rated adviser, Charlie Viola from Pitcher Partners. Send questions or comments to [email protected] See omnystudio.com/listener for privacy information.

The Future Fund’s CEO Raphael Arndt and chairman Peter Costello are notoriously tight-lipped when it comes to which investments win or lose for the nation’s most important investment vehicle each year. But this year they outlined how hedge funds had gone a long way to cushion overall returns. In discussion, how macro hedge funds hit it out of the park for the Fund Fund, a hunting guide to alternative funds for the everyday investor, local investors take a bath on Bed Bath and Beyond Inc and will financial advice get cheaper if they loosen the rules? See omnystudio.com/listener for privacy information.

This week's special episode covers money issues for Australians abroad or anyone who has international investment queries. Financial adviser, Dr Doug Turek of Minchin Moore, joins James Kirby to discuss how to manage your Super if moving overseas, checking out the Bali tax break - living there and paying no Australian Tax... and receiving an inheritance from another country? Watch for tax treaties,See omnystudio.com/listener for privacy information.

Caroline Gurney the CEO of Listed Investment Company, Future Generation, joins The Australian's Wealth Editor James Kirby in this episode. Discussing listed investment companies...how they work, 'Untied funding' - trusting the charity to do the right thing and what happens when a company delists from the ASX?See omnystudio.com/listener for privacy information.

James Kirby talks to Tim Mackay, advisor at Quantum Financial Services. Topics discussed include the qualification you want your advisor to have, should you bother becoming a Sophisticated Investor? Why four out of ten financial advisers have quit the industry and can you put your house in your Self Managed Super Fund? See omnystudio.com/listener for privacy information.

Leah Bennett, financial crime manager at Australian Catholic Super and a member of the First Nations Foundation joins The Australian's Wealth Editor James Kirby on this week's show. They discuss how super access schemes kick-started a fraud frenzy, the single most dangerous moment for your super fund, the tax problem when your partner earns too much and why balanced funds don't all cost the same.See omnystudio.com/listener for privacy information.

Financial adviser and author Bruce Brammall joins The Australian's Wealth Editor James Kirby on this week's show. They discuss how the RBA got it so wrong, tracking down listed investment companies and the latest on the bond market scams. See omnystudio.com/listener for privacy information.

Financial advisor Liam Shorte of the Verante Group joins The Australian's Wealth Editor James Kirby on this week's show. They discuss updates on changes to super, home grants and downsizing, bond funds fraud alerts, chasing overseas and the perils of income protection insurance. See omnystudio.com/listener for privacy information.

Danielle Ecuyer, author of Shareplicity joins The Australian 's wealth editor James Kirby on this week's show. They discuss if the 50% discount on Facebook or Atlassian is enough, the investment income rising by double digits, 'cost-plus' building contracts and the cloudy future for the gig economy. See omnystudio.com/listener for privacy information.

Will Hamilton of Hamilton Wealth Management joins The Australian's wealth editor James Kirby on this week's show. They discuss why the markets could get worse, the biggest mistake the RBA ever made, government bonds and what would make an ideal investing couple. See omnystudio.com/listener for privacy information.

Timothy Ricardo, director at Bishop Collins Chartered Accountants joins financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss commonly overlooked tax deductions, the new tax free "digital nomad" visa for Bali and tips for women to boost their super.See omnystudio.com/listener for privacy information.

Wayne Dive, personal mortgage adviser at Smartline joins financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss whether it's too late to fix your interest rate, a smart trick to reduce your pay off your loan sooner and expert tips on how to combat rising cost of living pressures.See omnystudio.com/listener for privacy information.

Patrick Commins, economics correspondent at The Australian joins financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss the iceberg lettuce price crisis, what stocks are set to gain from high inflation and whether it is time to buy shares in buy now pay later company Zip Co  See omnystudio.com/listener for privacy information.

Terry Tran, share market educator at The Freedom Trader joins fellow financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss the impact of rising interest rates for investors, should you be buying growth or value stocks and tips to get more tax free income in retirementSee omnystudio.com/listener for privacy information.

Stuart Wemyss, financial advisor at ProSolution Private Clients joins fellow financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss whether property markets are going to collapse, finding share market bargains as well as what investments will give you 7% income on your money.See omnystudio.com/listener for privacy information.

Dr Doug Turek, financial advisor at Minchin Moore joins fellow financial advisor James Gerrard from FinancialAdvisor.com.au on this week's show. They discuss the washout from the federal election and pick out who are the winners, who are the losers and what it means for you over the next three years with a Labor government.See omnystudio.com/listener for privacy information.

Good friend of the podcast James Gerrard joins James Kirby on this week's episode, discussing a rocky ride in the share market, is there a correlation between crypto and shares? and what you didn't know about the $250,000 Government Guarantee on depositsSee omnystudio.com/listener for privacy information.

Tim Boreham, Stockhead's small caps correspondent joins The Australian's Wealth Editor James Kirby on this week's show. They discuss how Biotech gets hit hardest of all, one reason this sector may recover first and three ASX biotech stocks for you to consider.  See omnystudio.com/listener for privacy information.

In this episode Jun Bei Liu, of Tribeca Alpha Plus Fund joins James Kirby to discuss CSL the bargain blue chip, what's the tax on my ten-bagger? and the problem with RIO's shareholder largesse.See omnystudio.com/listener for privacy information.

James Kirby is joined by Chris Brycki, the CEO of online finance advice group Stockspot, discussing how thematic Exchange Traded Funds can lose you money, is ETF managers crypto fund delay a lucky break and why active managers can't beat the index See omnystudio.com/listener for privacy information.

In this episode James Kirby is joined by Scott Walters the CEO of Opportunity International, topics in discussion include the private investor charity tax shelter you never heard of, what is Microfinance and how does it work? amnd how to read the annual report from your favourite charity.    See omnystudio.com/listener for privacy information.

It's a debut on the podcast for Remo Greco of Sanlam Private Wealth, topics being discussed in this episode include the miner’s new dividend policy, will big super funds find our market too small? some help for HELP debt and is Air New Zealand raising a bargain?See omnystudio.com/listener for privacy information.

In this episode Doug Turek of Professional Wealth joins Wealth Editor James Kirby to discuss, among other things - How the crisis in Ukraine has affected investors in emerging markets, the bond market rout - when will it end? preparing your portfolio for higher rates and can you benchmark your financial adviser?    See omnystudio.com/listener for privacy information.

In this bonus episode we're publishing the audio from a subscriber exclusive webinar on Budget Day. James Kirby was joined by Ross Greenwood the Business Editor at Sky News Australia and Ticky Fullerton Editor At Large of The Australian Business Review. To find out more about become a subscriber to The Australian, search for The Australian in your app store, or search The Australian Subscription in your browser.See omnystudio.com/listener for privacy information.

In this episode financial adviser James Gerrard of www.financialadviser.com.au joins The Australian's Wealth Editor James Kirby on this week's show. Catching up on the key changes for younger investors, what you need to know about the super drawdowns discount extension and optimizing your super contributions See omnystudio.com/listener for privacy information.

The Front is a new daily news podcast from The Australian, featuring each day’s essential page one stories, journalists’ candid take on the issues that matter and behind-the-scenes insight from our newsrooms.  Search for The Front and follow or subscriber wherever you listen to your podcasts. To find out more about The Front you can link here and for more from the newsroom at The Australian link here or search for The Australian in your app store.See omnystudio.com/listener for privacy information.

John Stensholt the editor of the The Rich 250 joins James in this episode. The 250 is up for discussion including persistence and property - the twin interests of the nation’s richest, how Rich 250 queen Gina Rinehart invests beyond iron ore, the former fund manager king who dropped a billion and founder-driven companies: Are they better?   See omnystudio.com/listener for privacy information.

In this episode David Swann, Technology Editor of The Australian joins Wealth Editor, James Kirby. For discussion, what are Non Fungible Tokens and should you buy them? How some of the world's biggest companies are getting involved, which Aussie Cricket star just launched his own NFT collectables?  The ATO and NFTs - A Metaverse mystery See omnystudio.com/listener for privacy information.

In this episode James is joined by Financial adviser Charlie Viola of Pitcher Partners. Points for discussion include, how to make the best of super, long term rules for your SMSF, couples who ‘split’ can be winners and how super rule change ceasefire is a winner.      See omnystudio.com/listener for privacy information.

In a special episode of the podcast David Bassenese, the chief economist at Betashares joins James Kirby, The Australian’s Wealth Editor to discuss some very topical subjects - Is Russia a ‘buy’ or ‘sell?' How oil prices could still go higher, what if Russia gains control? and why crypto won’t help the Oligarchs   See omnystudio.com/listener for privacy information.

Financial advisor and commentator James Gerrard of financialadvisor.com.au joins James Kirby, The Australian’s Wealth Editor. Items under discussion include ATO moves on family trusts, getting younger family members to invest, preparing for our Metaverse special episode.See omnystudio.com/listener for privacy information.