The Money Puzzle

How could the sharemarkets possibly repeat the powerful performance of 2024 in the year ahead? It's time to take a look at what the experts are predicting for the leading share markets over the next 12 months and why you are entitled to be (just a little bit) optimistic. Marc Jocum, investment strategist at GlobalX ETFs joins wealth editor James Kirby in this special summer edition of the show. ---------In today's show, we cover:* The outlook for the ASX * 2025 on Wall Street * Megatrends of the coming year * A 'small cap' sunrise  See omnystudio.com/listener for privacy information.

What is the FIRE movement and how did it get started? It's not a club or a cult: It doesn't have a headquarters, rather it's a set of investment principles: And it just might be a breakthrough for you in the year ahead. Lionel Lee joins wealth editor James Kirby in the episode  --------In today's show, we cover:  * The key principles of FIRE * Getting the best from what the movement has to offer  * A case study that spans a lifetime * The realities of  'firing up'See omnystudio.com/listener for privacy information.

Never count your chickens...until the last day of the year: A sober call from US Federal Reserve chair, Jay Powell, has cooled US markets this week while on the ASX the biggest float of the year - DigiCo- has been an initial flop. But, hey, we are still looking at double-digit returns for investors in 2024...and that will do nicely. Financial adviser James Gerrard joins wealth editor James Kirby in the final regular episode of 2024. ---------- In today's show, we cover * A wrap for 2024 on listed investment markets * Cash, gold and Bitcoin - what we learnt * Super returns for 2024 * Why it's time to start thinking about the 'black swan'   See omnystudio.com/listener for privacy information.

Call it key person risk - or perhaps ' key person opportunity': Either way, the personality of the CEO is crucial to the operation of most top stocks on the ASX.The Australian has just released its annual CEO survey - let's hear what the CEOs are saying about the year ahead. Associate editor Business Eric Johnston joins wealth editor James Kirby in this episode. ----------- In today's show, we cover: * "Cautious optimism' - Top CEOs look forward to the coming year *  Banking on lending more - Financial CEOs wait for rate cuts*  Copper Call - Will this future-facing metal matter more than iron ore?*  What just happened at DigCo - and what does it mean for A-REITs  See omnystudio.com/listener for privacy information.

Can the US possibly repeat its bumper returns again in 2025? Well, the pundits tell us that US markets will return at least twice the total return from the ASX next year…so, why not? Tim Mackay of Quantum Financial joins wealth editor in this episode. ------------- In today’s episode, we cover: * The US share market prospects for the Aussie investor* Bond ETFs…maybe this time!* What did you do with your tax cuts? * Getting a better deal on super for a couple   See omnystudio.com/listener for privacy information.

The inbox at [email protected] is not going to get cleared by Xmas if we don't do something soon!  Here's a collection of our recent correspondence.  Stuart Wemyss of Prosolution Private Clients joins wealth editor James Kirby in this episode. ------- In today's show, we cover: * The 40-year mortgage - good news or bad news?  *  Centrelink and gifting a stake in your property  *  Property trusts and the arrival of datacentre float DigiCo *  What defines  a 'distressed property sale'   See omnystudio.com/listener for privacy information.

There were 30,000 advisers in Australia and there are 15,000 today. Worse still, there are only a teeny number of new recruits joining the sector each year. Big Super may provide a breakthrough with its plan for specialised in-house advisors, but will they be any good? Advisor Nathan Fradley joins wealth editor James Kirby in this episode. --------- In today's show, we cover * Finding a financial advisor in a shrinking market * Will your super fund be able to offer good advice?* What is debt recycling ?>* CGT and retirement See omnystudio.com/listener for privacy information.

It does not take long for distressed sales to appear in a soft property market: In Sydney and Melbourne there is now clear weakness in inner-city apartment markets.But can an investor make money here? Louis Christopher of SQM Research joins wealth editor James Kirby in this episode. ------------ In today's show, we cover: * Soft spots in the metropolitan centres * Why Brisbane and Perth may hold up in 2025* Off-the-plan risks reappear * When one-bedroom units make sense See omnystudio.com/listener for privacy information.

Call it a surprise if you like: But the unexpected, highly irregular, badly drafted new super tax is off the agenda: What's more, it's unlikely to reappear in anything like its current shape. Then again, a parliamentary logjam has also ensured the big breakthrough on financial advice - where super funds would come into the game in a major way - is also petrified in a political deadlock. At least we can start investing with a teeny bit of certainty from here. Aleks Vickovich of the Conexus Financial group joins wealth editor James Kirby in this episode. -------- In today's show, we cover * What happened to the new $3m super tax * Financial advice from big funds gets kicked into touch * How paying $5000 a year for financial advice makes sense * Should you be involved in private credit ? See omnystudio.com/listener for privacy information.

You can already use funds from an SMSF to buy an investment property. But what if you could use money from your Big Super fund to buy a home? It's hardly a radical idea in an economy where you can take money out of super for cosmetic surgery! Simon Jones of HomeSuper joins wealth editor James Kirby in this episode. --------- In today's show, we cover: * The plan to tap Big Super for home buyers * SMSF opportunities in property * The government's Shared Home Equity scheme is ready to go* Are house prices really falling? See omnystudio.com/listener for privacy information.

Need some advice about advice? At The Australian, we have expanded our annual roll call of the best advisers: The List: Top 150 Financial Advisers is out this week. To mark the occasion I'm joined by an adviser who has managed to make the list every year since it was launched in 2017. Will Hamilton of Hamilton Wealth Partners joins wealth editor James Kirby in this episode. -------------- In today's show, we cover * How to find a top financial adviser * What an adviser is looking for when they meet you * If the industry is thriving, why are there no new recruits? * Are all traditional ETFs the same ? See omnystudio.com/listener for privacy information.

The Big Super funds are having a woeful run of high-profile cock-ups where customers have been let down by inept management procedures: Led by Cbus, the roll-call includes ART, Hesta and Unisuper. At what point do investors need to be concerned about failings in their super fund? James Gerrard of www.financialadviser.com.au joins wealth editor James Kirby in this episode. ---------- In today's show, we cover * Big Super's bad management * The realities of switching super funds * Commercial property triggers tough times for super sector* Are property trusts really turning the corner?See omnystudio.com/listener for privacy information.

Australian investors have flocked to Wall Street in recent times favouring the 'Magnificent Seven' big tech stocks - and Warren Buffet's Berkshire Hathaway group. But Donald Trump's new regime looks set to favour old-school blue chips, not to mention oil and gas stocks. What to do? Gemma Dale, head of investor behaviour at nabtrade, joins wealth editor James Kirby in this episode. ----------------- In today's show, we cover: * How to play the share market under Trump* From Elon to Warren - what's going to change?* The ETFs for global exposure * Dollar cost averaging - don't ever forget it See omnystudio.com/listener for privacy information.

Many property investors never know if they will win or lose on a property until the day they finally sell it: In contrast, professional investors don't fly blind, instead they concentrate on their Internal Rate of Return. Here's how it works. Stuart Wemyss of Prosolution Private Clients joins wealth editor James Kirby in this episode. ---------- In today's show, we cover: * Assessing the Internal Rate of Return on your property * The secret of high-yielding investment property* Why homeowners win in the pension system * Land tax traps (especially in Victoria) See omnystudio.com/listener for privacy information.

The average HECs bill is now $27,000 and many listeners will have bills that are higher than that: This week the government restructured the entire working of the student debt system - and threw in a universal 20 per cent cut on all existing HECs bills - how will it work? Hugh Robertson of the Centaur Financial Services joins wealth editor James Kirby in this episode. ------------- In today's show, we cover: HECs - The new deal Prioritising tax-deductible debt Why Trump won't help your ASX shares The ETFs to buy for the new US presidency See omnystudio.com/listener for privacy information.

There are two classes of private investor in Australia: Everyday retail investors and legally certified sophisticated investors (defined by law as having an annual income of at least $250,000 or assets of more than $2.5m),Today we examine the sophisticated investor regime - how it works and whether you would gain anything from making the cut. Ray Tubman of Heirwealth joins wealth editor James Kirby in this episode ------- In today's show, we cover: The great Australian $3.5 trillion wealth transfer The good and bad of becoming a sophisticated investor Property options for the High Net Worth brigade SMSF versus index funds inside Big Super See omnystudio.com/listener for privacy information.

CEO scandals are flooding the share market: Qantas, Wisetech, MinRes...the list keeps growing. The thing is, each of those companies has a board that is paid handsomely for supposedly keeping the CEO under control.What could be done to change this risk? Fund manager Roger Montgomery joins wealth editor James Kirby in this episode. In today's show, we cover: Coralling the larger-than-life CEO: A proposal The problem with independent company directors Is AI any smarter than a cat? Why can't we get after-tax returns from big funds? See omnystudio.com/listener for privacy information.

Buying at auction might seem straightforward, but unfortunately you are likely to become a bunny in the headlights when it comes to the big day. Still, knowing what can go wrong is the first step to enlightenment - and that includes being very careful in choosing a buyer's agent because some of them have so little in the way of credentials...it's alarming. Property educator, Veronica Morgan, joins wealth editor James Kirby in this episode. ------In today's show, we cover The problem with buyer's agents How to handle auction day Queensland property black spot Building costs inflation...how bad is it? See omnystudio.com/listener for privacy information.

This week - in 1987 - the ASX fell 25 per cent IN A DAY. Just now the local share market is going gangbusters: In fact, it is testing its all- time valuation peak. But here's the thing: The market will crash again - we just don't know when this will happen or what might trigger the downturn. What was it like to sit through a 25 per cent drop in a matter of hours and what can we learn from it as investors? Alex Moffatt of Joseph Palmer and Sons joins wealth editor James Kirby in this episode. ------ In today's show, we cover: Lessons from the great crash of 1987 Why markets overheat and how to protect yourself Is the scandal at MinRes a sign of things to come NextDC - Why this value investor thinks it too hot to handle See omnystudio.com/listener for privacy information.

Every spring property investors are tempted again by the lure of the beach house: This year the Prime Minister Anthony Albanese made his move with a high-profile $4.3m purchase on the Central Coast. Is a holiday home a good investment? Let's find out... James Gerrard of www.financialadvisor.com.au joins wealth editor James Kirby in this episode In today's show, we cover: *Assessing holiday homes as an investment*Why beach houses often don't work out as planned*Making money from rentals at the beach house *Sub-dividing and CGT exposure See omnystudio.com/listener for privacy information.

The chances are that your share portfolio is going gangbusters. But a paradox of our bull market on the ASX is that the dividend payouts are sliding: Anyone starting today as a share investor is going to find it much harder to get the sort of dividend income that made our market a standout.What's happening...and what should you do? Don Hamson managing director of the Plato Investment group joins wealth editor James Kirby in this episode. In today's show, we cover: * Fading dividends - Why dividend yields are shrinking?* Forward with franking - dividend imputation is more important than ever* Could A-REITs be the answer ?* The failings of ETFs which Jack Bogle may not have mentioned See omnystudio.com/listener for privacy information.

There are now several efforts afoot to use super for home buying: Liberal party politicians are pushing to allow first-home buyers to tap up to $50,000. Separately, there is a move to allow single and divorced women special access to super to avoid homelessness.Does it all make sense? Unfortunately, due to the skewed nature of our tax system, the case for using super for houses is increasingly compelling. Sarah Petty, property reporter on the Herald Sun joins wealth editor James Kirby in this episode. In today's show, we cover; * The attractions of using super to buy your first home* Melbourne's ever-improving relative value * Why it's time to put the 'mortgage buffer' back in its box* Testing Elon Musk's 'boxable' houses See omnystudio.com/listener for privacy information.

Australia has no inheritance tax, or so they say: In reality, many people will have most of their life savings in super - and much of that money may be taxed when inherited by the next generation.It's one of the important points made by our special guest today, who's just written a book on the entire subject of wills, death and taxes. Author Noel Whittaker joins wealth editor James Kirby in this episode. In today's show, we cover: * Why you need a will and you need to review it every four years * The hidden death tax in your super savings * Understanding the enduring power of attorney system* Asked to be the executor of a will? What should you do .See omnystudio.com/listener for privacy information.

Property tax concessions are highly popular - and widely debated - because they work so well. So why would you water down those concessions by having a property inside a super fund? Duncan Perkins of Tax Time Accountants joins wealth editor James Kirby in this episode. In today's show, we cover: Should investment property be inside super? Why the government's home equity access scheme is a winner If you gear property why don't you gear ETFs The history of the six-year rule for CGT See omnystudio.com/listener for privacy information.

Today's guest runs a social enterprise, owns several investment properties and got out of school as fast as he could. He's just written his first book - 'Young, dumb and financially independent' - oh yes, and his mentor is Shark Tank celeb Steve Baxter. Taj Pabari of the ASE group joins wealth editor James Kirby in this episode. --------- In today's show, we cover: * The importance of starting your investment journey early * Why financial literacy should be taught in schools * Property investing as a fun side hustle * Do you really need a car? (if you are serious about saving) See omnystudio.com/listener for privacy information.

For property investors looking long term, the future shape of Australia will dictate the future shape of investment returns...and the single biggest trend is going to be the movement of millennials from the inner suburbs to the middle suburbs where they are going to search for a family home. In today's show, we dig deep on demographics.... * The march of the millennials (to the middle suburbs) * Understanding the aging of Australia * Has Work From Home changed property prices? * South East Queensland and Geelong - Two future hotspots Simon Kuestenmacher of the Demographics Group joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

It's usually too late to act when you realise you need a lawyer. And when it comes to money and finances, it is always good to be clued up on the legal side of things. We cover a range of legal matters from the simplex to complex that involve your finances. Lawyer Peter Kernan from Aubrey Brown Lawyers joins Wealth contributor James Gerrard of FinancialAdvisor.com.au In this episode we cover:- How to deal with a simple fence dispute- Tips and traps when buying 'off the plan' property- Getting your Will right in blended families- Legal considerations when investing with friendsSee omnystudio.com/listener for privacy information.

Warren Buffett once remarked that “forecasters will fill your ears but never your wallet.” With the media saturated by property price predictions, it's essential for long-term investors to focus on the right economic indicators. In today’s episode, guest host Stuart Wemyss talks with David Bassanese, chief economist at Betashares, to help investors navigate the complexities of property market forecasts. In today’s show we cover: Long-term property prices in Australia are influenced by overall economic conditions and affordability, often measured by the price-to-income ratio. Invest in locations that are less reliant on incomes. Interstate migration can server as a leading indicator for a shift in market sentiment. Increasing housing affordability hinges on boosting supply through density and/or infrastructure development to allow the population to spread out, though significant changes over the next 1-2 decades are unlikely in Australia. Invest accordingly. David shares his views on the Reserve Bank of Australia's cautious approach and forecasts the first interest rate cut could come in February 2025. See omnystudio.com/listener for privacy information.

Like the old saying goes there are only a few things certain in life - death and taxes. In this episode we cover some of the most important tax strategies for people in different age brackets: 18 to 40, 40 to 60 and over 60 years of age. Each one of these groups have unique opportunities to manage and legally reduce what they pay in tax. Accountant Timothy Ricardo from Accounting Advisor Group joins Wealth contributor James Gerrard of FinancialAdvisor.com.au In this episode we cover: - Tax tips for younger people to get into the property market- Who should be thinking about getting a family trust- Strategies to minimise tax leading up to and during retirement- Top tax deductions you didn't realise you could claimSee omnystudio.com/listener for privacy information.

Lending to property investors has surged by 47% over the past 5 months, despite high interest rates, a drop in interest-only loans from 40% to 10%, rising property taxes, and stricter tenancy laws. In today’s episode, guest host Stuart Wemyss speaks with Ben Kingsley from the Property Investors Council of Australia. In today’s show we cover: · The negative effects of the 2017 lending restrictions. · The impact of rising property holding costs, including increased taxes and levies. · Investor sentiment as reported in the PIPA survey, and strategies for navigating the current challenges for investors. · How the government's policies on building more homes and increasing density in established suburbs might affect new and existing investors.See omnystudio.com/listener for privacy information.

Ever thought about investing in private equity but not sure where to start, what sort of returns are on offer and how to assess the risks, well this episode is for you as we open the lid and unpack the key issues that anyone thinking about private equity investment should consider. Private equity investor and tech entrepreneur Rudi Engelbrecht joins Wealth contributor James Gerrard of FinancialAdvisor.com.au In this episode we cover: - How to get started in private equity- Tips and tricks from a seasoned private equity investor- How to value a private equity investment- The key risks and pitfalls to navigateSee omnystudio.com/listener for privacy information.

Spring's peak property market begins in September, making it the ideal time to for us explore what to expect. Capital city markets are at various stages: Perth, Adelaide, and Brisbane are thriving, Sydney is a relatively balanced market, while Melbourne is quite soft. It's important to understand how buyers and sellers should navigate these differing market conditions. Joining guest host and financial advisor Stuart Wemyss, is Jarrod McCabe from Wakelin Property Advisory. -------------- In today’s show we cover: How different markets (soft vs. hard) respond to increased listings. Tips for buyers and sellers. Regional market trends and the impact of working from home. The types of properties that are outperforming. See omnystudio.com/listener for privacy information.

How to pick a financial adviser? It's one of the most common questions for investors...but a more realistic question is: Should you even bother? Another valid issue to ponder is whether the adviser wants you in the first place? One in six clients were cut from the client lists of financial advisers last year. Many advisers will not admit it, but they only want 'sophisticated investors' with $2.5m to spend or else an annual income of $250,000 plus. Author and adviser Jacqui Clarke joins wealth editor James Kirby in this episode. In today's show, we cover: * How advisers pick their clients * When advice costs too much to add value * Key questions you must ask * The benefits of becoming a 'sophisticated investor' See omnystudio.com/listener for privacy information.

The Australian property market has always been a collection of regional sectors: But one regional property sector stands out with the strongest long-term fundamentals: Queensland. Louis Christopher of SQM Research joins wealth editor James Kirby for this episode. ------------- In today's show, we cover: * Why Queensland tops the bill for this top property analyst * Unit prices are rising and that's not good for the market - here's why * Why regional vacancy rates remain tight * My super for my home - the argument against it See omnystudio.com/listener for privacy information.

It's taken about two decades for the wider investment public to understand ETFs: The index funds that allow you to buy anything from the ASX 200 to the S&P 500 are now very popular. But just as the message on passive investing broke through, the sector has turned the idea upside down by going head-to-head with active managers. It's time to figure out what's going on. Marc Jocum of GlobalX joins wealth editor James Kirby in this episode -------In today's show, we cover: Getting to know traditional ETFs The pros and cons of new-style active ETFs Geared ETFs - How do they work? Using ETFs for unlisted assets See omnystudio.com/listener for privacy information.

We hear it more and more: 'Property is so dear, it's impossible...so we are just going to give up now.' Today the author who coined the contentious line about renting forever if you never purchase a home explains his distinct point of view. Not everyone will agree. Financial adviser Bruce Brammall joins wealth editor James Kirby in this episode. In today's show, we cover: Look again - Maybe you can buy that first home Permanent residence - what you need to know When the bank changes the rate you thought you agreed on Negative gearing beyond property See omnystudio.com/listener for privacy information.

Anyone with an investment portfolio has experienced stress: But what if you had nearly two million people depending on your investment skills to manage their retirement money? And what if you created your own pressure because your $120 bn fund has been the top super fund in Australia for a decade? It's time to talk to Sam Sicilia, chief investment officer at Hostplus. Sam Sicilia, chief investment officer at Hostplus joins wealth editor James Kirby in this episode In this episode, we cover: Why you can't invest the same way as a big fund Super's new challenge - managing your money after you retire The dilemma posed by ESG for retirement managers Your super fund is an 'active' manager - can they beat a passive approach? See omnystudio.com/listener for privacy information.

The big banks have jumped the gun, putting through hefty cuts on deposit rates before the RBA has even conceded that official rates can move lower.Money markets dictate money prices: If they are right, the rate cut you have been expecting is just around the corner. AMP economist Diana Mousina joins wealth editor James Kirby. ------ In today's show, we cover Rates finally drop - but not for borrowers * Why are my council rates rising if prices are flat? * Can childcare stocks ever be viable for retail investors? * The FIRE movement returns fire See omnystudio.com/listener for privacy information.

Our guest today has been rated as one of the top advisers in the market for many years. He makes the point that virtually every Australian investor loves property - a notoriously illiquid asset. But then very few investors are willing to move into illiquid assets outside of bricks and mortar...it's time to change your mind. Charlie Viola of Pitcher Partners joins wealth editor James Kirby in this episode. In today's show, we cover: *Why are you scared of illiquid assets? *Do you have enough exposure to overseas share markets *Help! I need to move a lot of money overseas...where do I start? * The truth about Trump and fossil fuels See omnystudio.com/listener for privacy information.

One of the biggest ‘movements’ in finance is the FIRE concept. You work hard, you save even harder and you retire early. Does it work? Does it pay off? Does it even make sense? James Gerrard of www.financialadviser.com.au joins wealth editor James Kirby in this episode. ------In today’s show we cover: *Facing FIRE - It’s a neat acronym, but is it for real? *Insurance - The unavoidable cost that may have to come first *Property versus super *Negative gearing - Did getting rid of it in NZ really hurt the market?See omnystudio.com/listener for privacy information.

As today's guest points out, we are looking at a 'most distrusted share market rally' where investors are still trying to figure out what on earth prompted a shock reversal earlier this week. Maybe investors might be better off looking at fundamentals such as results, and interest rates and take less heed of exotic explanations for the downturn such as Buffett's offloading of Apple or the 'Japanese carry trade' : Because, after all, nobody really knows why 'Mr Market' sometimes acts irrationally. Author and analyst Danielle Ecuyer joins wealth editor James Kirby in this episode --------------In this week's episode, we cover: The aftershock from the flash reversal on the share market Should the ever day investor hedge? The risk of buying 'listed' private investments Iron ore prices and ASX minersSee omnystudio.com/listener for privacy information.

The worst share market drop on the ASX for four years will have ripple effects for investors in every asset class. For a start, it takes speculation of further rate rises off the table and it could prompt a swing towards property: Either way, it is going to mean a red alert for the next few weeks. Anthony Keane, personal finance writer at News Corporation joins wealth editor James Kirby in this episode. In today's show, we cover...* Lessons from this week's sharemarket pullback * How a weaker share market may lead to lower rates * Why diversifying property matters as much as diversifying your shares* Is my super safe from scammers? See omnystudio.com/listener for privacy information.

It had to happen: The excitement around Artificial Intelligence ran hot on the share market and now the question is, where are the profits? For investors backing AI-fuelled stocks, it is time to take a breath - but at least they can take comfort in one fact: These stocks make money...it's not a bubble (so far). In today's show, we cover * The AI share market boom takes a step backward* Can you get your money out of a private credit fund?* The minimum amount you need for a family trust * What is 'hedging' and should you pay for it? Will Hamilton of Hamilton Wealth Partners joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

New data this week reveals the key to a slump in Victoria: Believe it or not there has been too much new property built in Melbourne. Moreover, there are now more sellers than buyers across the state: How long can it last? In today's show, we cover * Why prices and rents will keep rising ?* The state that overbuilt * Shared house - the ultimate investment property * Where can I get a 40-year mortgage? Eliza Owen, economist at CoreLogic joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

So, you probably did very well in the year to June as an active investor: But what are your plans for the year ahead? Do you still believe rates are going down? Will small caps outperform large caps? It's time to take stock. In today's show we cover * Setting your sails for FY 2025 * The Biden moment - When it's time to quit* The theory behind a potential small-cap rebound * CGT tangles in the home where you lived and then rented Hugh Robertson of Centaur Financial Services joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

Whether you are an investor or an owner-occupier, the interest rate rises of recent years can be a squeeze. But you do have options, including extending the life of your mortgage or switching to interest-only: Under both these arrangements you will pay less each month. Or maybe you could hold on a little longer, economists still believe we will see rate cuts early next year. In today’s show we cover: Is the national property market cooling?Getting over your mortgage cliff?How bank stocks and house prices are getting closely linked Preparing for a second ‘Trump bump’ Our guest is Nerida Conisbee, chief economist at the Ray White group.See omnystudio.com/listener for privacy information.

The ASX is up 12 per cent in a year, the US S&P is up 24 per cent and now 'pro-market' Republican Donald Trump looks set to win the US election. What are investors buying and what can we expect for the rest of the year? In today's show, we cover... * Will Trump accelerate the share market bull run?* Australian investors stick with miners even though banks surge * What might a sudden Trump-driven $US drop unleash?* The problem with infrastructure ETFs Gemma Dale head of investor behaviour at nabtrade joins wealth editor James Kirby in this episode See omnystudio.com/listener for privacy information.

Investors with multiple properties often get a hard time: Anissa Cavallo owns 15 investment properties having started as a divorced mum living in her parent's home.So, don't expect any apology from this investor, but she does put forward a forceful argument for investing in residential property - and some excellent insights into how to do it successfully In today's show, we cover... * How many properties should an investor hold?* The perfect suburb for the investor * Is the WA property market reliable?* The outstanding attraction of stand-alone property Anissa Cavallo of EDA property advice group joins wealth editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.

The sharemarkets are firing - the US market is on an absolute tear...and now we have the prospect that Republican Donald Trump could win again. The last time Trump won, Wall Street went for a run...what might happen this time? In today's show we cover: * The outlook for the share market * Why 'active' ETFs are riskier than you think * The problem with assuming your super returns will stay so good * Thinking long-term about splitting super savings between couples Adviser James Gerrard of www.financialadviser.com.au joins wealth editor James Kirby in this episodeSee omnystudio.com/listener for privacy information.

Property investors and home buyers take a second look! Villa units - the humble single storey dwellings to be found in every metropolitan suburb are being reassessed by a new generation. They may not be fashionable - but they are going to be hot property. In today's show we cover: * Reassessing the villa unit * Why insurance inflation is crunching the housing market* Where is the government's shared equity scheme?* The $99,000 Melbourne apartment (not for everyone) Sarah Petty, property reporter at the Herald Sun joins wealth editor James Kirby in this episode.See omnystudio.com/listener for privacy information.