
The Money Multiplier Podcast
208 episodes — Page 3 of 5
Ep 110Policy Loan Precision: Fine-Tuning Your IBC Strategy
In this episode, I delve into the art of managing policy loans within the Infinite Banking Concept, shedding light on the optimal strategies for repayment. Exploring the delicate balance between leveraging cash value and maintaining policy health, I provide insights into when and how to approach paying off policy loans. Join me as I navigate the intricate terrain of financial decision-making, guiding you through the nuances of policy loan management to empower your journey towards financial freedom. Throughout the discussion, I'll share practical tips and considerations to help you make informed choices about policy loan repayment. From understanding the impact on cash value growth to evaluating the long-term implications for your financial goals, I'll equip you with the knowledge needed to navigate the complexities of policy loans with confidence and clarity. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. Join us for a LIVE, in-person event - The Money Multiplier Mastermind on October 10-12. More details on how to register coming SOON! To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 108The Wealth Within: Nurturing Mindset and Gratitude
In today's episode, we're exploring an intriguing intersection: the relationship between personal growth and financial success. Join me as we delve into the subtle yet profound ways in which cultivating positive habits, nurturing the right mindset, and embracing gratitude can shape our financial journey. Throughout our discussion, we'll uncover insights and practical strategies for enhancing our financial well-being, drawing from the rich tapestry of personal experiences and expert perspectives. From the power of positive financial habits to the transformative influence of gratitude, we'll navigate the nuances of this fascinating connection and uncover actionable steps for listeners to apply in their own lives. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. Join us for a LIVE, in-person event - The Money Multiplier Mastermind on October 10-12. More details on how to register coming SOON! To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 107Financial Empowerment Unveiled: A Conversation with Jon Hearl
Join me for an enlightening conversation with Jon Hearl as we delve into the transformative power of the Infinite Banking Concept (IBC). Together, we explore how IBC can revolutionize personal finance, offering a path to financial empowerment and security. Through practical examples and insightful discussions, we'll uncover the hidden opportunities within IBC and its potential to reshape your financial future. In this episode, Jon and I share actionable tips and strategies for leveraging IBC to its fullest potential, from building wealth to safeguarding against economic uncertainties. Whether you're new to IBC or seeking to deepen your understanding, this episode promises valuable insights and inspiration to propel your financial journey forward. Join us as we navigate the intricacies of IBC and unlock the keys to financial freedom. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 106Strategies for Economic Resilience with Justin Loutfy
In this episode, I'm thrilled to welcome Justin as we embark on a journey through the economic landscape of 2024 and the invaluable role of Infinite Banking. Together, we'll navigate the global events shaping economies and uncover the entrepreneurial spirit necessary for financial resilience. Drawing from Justin's inspiring journey - from military service to entrepreneurship - we'll explore the principles of his book "Never Outworked" and their application in navigating economic challenges with authenticity and determination. Join us for an enlightening discussion filled with actionable insights and empowering strategies to thrive amidst economic uncertainty. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 105Your Infinite Banking Funded Vacation
In this very special episode from Queenstown, New Zealand, I'm thrilled to share how the adventure of a lifetime and smart financial planning can go hand in hand. Through the lens of the Infinite Banking Concept (IBC), we'll dive into planning a vacation that not only fuels the soul with adventure but also aligns with our financial goals. From leveraging whole life insurance policies to fund the trip, to enjoying the thrills of the world's first commercial bungy jump without derailing our financial future, I'll walk you through the steps and benefits of using IBC for travel. We'll also explore the beauty and costs of Queenstown, from its renowned wineries to the stunning landscapes that hosted epic tales like The Lord of the Rings. Beyond just a trip to Queenstown, join me in discovering how IBC can open the doors to a lifetime of travel adventures, empowering us to see the world while maintaining financial wisdom. Tune in to hear how funding your travels can be both a journey of discovery and a step towards financial independence. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 104How to Practice Infinite Banking Outside of the United States
Back again! This week I’m thrilled to sit down with Chris Naugle, an expert in wealth strategies and a renowned authority on the Infinite Banking Concept (IBC), to discuss the fascinating world of IBC options available outside the United States. We embark on a comprehensive journey to understand how IBC principles can be adapted and applied in international contexts, breaking down barriers and opening up a world of possibilities for global investors. Together, Chris and I unpack the nuances of utilizing IBC across borders, the unique benefits it offers to those living or investing outside the U.S., and how to navigate the challenges of international finance with the flexibility and control that IBC provides. Whether you're an expatriate, a global investor, or simply curious about expanding your financial horizons, this episode is packed with insights and strategies to empower you with global financial freedom. Join us as we explore the infinite possibilities of banking beyond borders, offering a fresh perspective on achieving financial independence and wealth accumulation on a global scale. Thanks for tuning in!! Want to see me at one of our LIVE, in-person events? Visit https://themoneymultiplier.com/resources/events. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation. For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 103Beyond Savings: Tax Benefits of IBC
Hi y’all! Welcome back. This week I had the pleasure of sitting down once more with my dad, Brent Kesler, to explore the tax advantages of the Infinite Banking Concept (IBC). Together, we uncover how IBC transforms personal finance and provides a savvy approach to managing taxes. We discuss the growth of cash value within policies, the strategic benefits of policy loans, and how IBC can enhance your financial strategy by optimizing tax savings. Sharing personal stories, breaking down complex tax concepts, and offering practical advice, we aim to illuminate the tax-saving powers of IBC for our listeners. This conversation is not just informative but also empowering, filled with insights for anyone looking to leverage their wealth and navigate taxes more effectively. Whether you're deeply familiar with IBC or just starting to explore its possibilities, this episode offers valuable perspectives on taking control of your financial destiny through informed, strategic decisions. As always, thank you for tuning into the show. Want to see me at one of our LIVE, in-person events? Visit https://themoneymultiplier.com/resources/events. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation. For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 102The Strategy Behind Multiple Infinite Banking Policies
Welcome back! In this week’s episode, I explore the sophisticated strategy behind initiating multiple policies in the practice of Infinite Banking. This approach goes beyond merely enhancing financial security; it's about optimizing wealth accumulation and ensuring flexibility across different phases of life. We'll dissect the key benefits and provide a deeper understanding of how multiple policies can significantly enhance your journey towards financial independence. Tune in to gain valuable insights into elevating your financial planning through Infinite Banking. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 101Bypassing Banks with Infinite Banking
Hi y’all! Hannah here. In this episode, I dive into the revolutionary concept that's changing the way we think about personal finance—becoming your own banker through the Infinite Banking Concept (IBC). We'll explore the transformative journey from relying on traditional banks to achieving financial independence with IBC. From the initial steps and philosophical shifts required, to overcoming challenges and celebrating milestones of independence, this episode is a comprehensive guide to self-banking. Join me as I share insights on how patience, education, and a commitment to this empowering strategy can lead to a life of financial freedom, where you're in complete control of your financial growth. Let's embark on this journey together, reimagining what our financial futures can look like. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 100Defining Your Dollars
Welcome back to another episode! This week is our ONE HUNDREDTH EPISODE!!!!!!!! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 99Unlocking Infinite Potential for Small Businesses
In this episode, I explore the transformative world of the Infinite Banking Concept (IBC) and its unparalleled potential for small business financing. Learn how IBC can redefine growth and financial independence for entrepreneurs, unlocking a realm of opportunities. Join me on this enlightening journey, where we'll touch on what could be a game-changer for your business. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 98Policy PTSD
In this week’s episode, I wanted to dive into a significant yet often overlooked aspect of financial decision-making – Policy PTSD. Join me as I explore the profound impact of past negative encounters with financial policies on individuals' financial well-being and decision-making processes. Policy PTSD, stemming from prior unpleasant experiences like mismanaged policies or unexpected outcomes, can significantly influence our financial choices. I examine the signs and repercussions of Policy PTSD, shedding light on the emotional toll it takes and its subsequent effects on financial health. However, it's not all doom and gloom. Through this episode, I want to offer hope and practical guidance. I discuss strategies aimed at overcoming Policy PTSD, emphasizing the importance of seeking guidance, self-education, and gradual rebuilding of trust in financial strategies. Additionally, I am going to share some inspiring stories of individuals who've successfully navigated and triumphed over Policy PTSD, reclaiming their financial stability and confidence. Tune in this week as I delve into real-life experiences and provide invaluable insights into how you can heal from past financial traumas, regain trust in financial planning, and move forward towards a brighter financial future with confidence and clarity. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler Make an appointment with some one on The Money Multiplier Team: https://go.oncehub.com/TMM-Presentation/ For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 97Journey Beyond Returns: A Tale of Infinite Banking
Dive into an enchanting episode where I peel back the curtain on a secret I've been eager to share, but first, a critical PSA for our community. It's time we shift our focus from the relentless pursuit of returns to the profound philosophy of Becoming Your Own Banker. The Infinite Banking Concept (IBC) isn't a quick fix for wealth or a tool for life insurance sales; it's a profound strategy for financial empowerment and legacy building. Through the lens of IBC, we look at money differently, prioritizing protection, growth, and keeping wealth within the family. Let's move beyond the comparison game and illustrations, understanding that IBC's beauty lies in its ability to cater uniquely to each individual's financial journey. As we venture into a realm of financial wisdom, guided by Nelson Nash's timeless rules, we embark on a narrative that transforms the abstract into the magical. Picture a kingdom where financial instruments come to life, facing threats from market volatility dragons and economic downturn storms. Our hero, armed with the Infinite Banking shield and the sword of policy loans, navigates this mystical land on a quest for stability and growth. Join me as we traverse this journey, uncovering the treasures of investment opportunities and mastering the elements of risk and reward with the aid of TMM Money Mentors. This isn't just a story; it's a call to adventure, inviting you to redefine your financial destiny and become the hero of your own financial saga. As always, thanks for listening! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 96Real Estate Mastery with Larry Steinhouse
Back again with another episode featuring my good friend and colleague. Dive into the world of Larry Steinhouse, known as 'The Crazy Real Estate Investor,' whose journey from buying his first property at 18 to becoming a master of creative financing and a mentor to many is nothing short of inspiring. In this episode, we explore Larry's unique strategies for acquiring properties with little to no personal capital—using methods like 'Subject to' the existing mortgage, seller financing, and even credit cards, alongside a deep dive into the power of Home Equity Lines of Credit (HELOCs) as a tool for real estate investment. Listen as Larry shares his insights on the benefits and risks of HELOCs, his personal success stories, and his passion for educating aspiring investors. This episode is a treasure trove of innovative real estate financing strategies, offering invaluable lessons for both seasoned investors and newcomers eager to navigate the complex world of property investment through the eyes of a true industry innovator. As always, thanks for listening! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 95Navigating Financial Freedom: FAQs and Infinite Strategies
In this episode, I dive into the customizable nature of IBC, and answer some questions that I have received on YouTube over the last few months. Responding directly to your questions on YouTube, I tackle concerns from policy overfunding to the impact of economic upheavals on our financial strategies. I explore how Infinite Banking offers a unique solution, accessible to everyone, regardless of their financial standing. We'll also navigate through integrating Infinite Banking with other financial tools, managing risks, and aligning with personal financial goals amidst economic uncertainty. Join me as I share insights and strategies for leveraging Infinite Banking to build a resilient, adaptable financial future. As always, thanks for listening! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 94The Art of Private Lending with Brent Kesler
Back with another episode! This week, I sat down with a very special guest, my pops, Brent Kesler. Together, we explore the dynamic world of using your policy for private lending, unlocking strategies to maximize your wealth beyond traditional boundaries. Brent sheds light on the power of making your money work tirelessly for you, revealing insider tips on leveraging your policy to its fullest potential. Tune in for an enriching session that promises to transform your approach to personal finance and open new horizons for your wealth. This was a really fun episode to do with my dad, and I am so grateful to have him in my life. As always, thanks for listening! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 93Tailor-Made Wealth: The Customizable Nature of Infinite Banking
Hi y’all, Hannah here. Unlock the secrets of tailor-made wealth in our latest episode on the customizable nature of Infinite Banking. You’ll find a deeper understanding in how this innovative approach stands in stark contrast to the one-size-fits-all world of traditional investments. I will also be answering some questions that we received through comments on our YouTube Channel. Tune in as I show you how to reshape your financial future with flexibility and precision. As always, thanks for listening! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 92Financial Strategies Explored: IBC vs. Crypto in an Inflationary Market
Hi everyone, Hannah here. Today's episode is a deep dive into the complex world of finance, comparing the unpredictable realms of cryptocurrencies and the steady inflation of the American dollar with the solid principles of Infinite Banking. As a young, second-generation IBC practitioner, I want to bring a fresh perspective to these topics, blending traditional wisdom with modern insights. We start by peeling back the layers of cryptocurrencies like Bitcoin and Ethereum. What makes them tick, and more importantly, what are the risks they pose to your financial health? Then, we shift our focus to the gradual but significant impact of inflation on the American dollar, a concern that's more relevant now than ever. But there's a silver lining: Infinite Banking. This isn't just another financial strategy; it's a transformative approach that I've personally experienced and believe in. How does it compare to the volatility of cryptocurrencies and the slow burn of inflation? That's what we're going to explore. Join me as I dissect these financial concepts, armed with real-life examples and actionable insights. Listen in as we navigate through these turbulent financial waters towards a clearer understanding and smarter money management. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 90Building Legacies: A Conversation with John Lewis
In this episode, I had the privilege of sitting down with John Lewis, the visionary behind Legacy Builders. We embarked on a journey through John's life, exploring the pivotal moments that led him to become a sought-after business coach. Jon shared how his personal experiences shape his coaching style at Legacy Builders, providing a unique perspective on entrepreneurship and personal development. Throughout our conversation, John opened up about his coaching philosophy and approach, shedding light on the principles that guide him when working with entrepreneurs. This episode is a must-listen for anyone looking to gain insights into entrepreneurship, coaching, and personal growth. Join us on this enlightening journey with the legacy builder himself... You can connect with Legacy Builders for further guidance and resources by visiting How to contact John: send a message to his instagram - @theathleticceo Thanks for tuning in! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 91Rising Tides of Interest: Using IBC for Financial Security
We are back again with a new episode! In a world where interest rates are on the rise, understanding the financial landscape becomes pivotal. Join me in this episode as I unlock the powerful solution of Infinite Banking amidst these challenging times. Listen in and discover the unique world of Infinite Banking—a financial strategy anchored in whole life insurance policies that establishes a personalized banking system offering stability, liquidity, and substantial growth potential, regardless of market fluctuations. This episode serves as your comprehensive guide, highlighting the critical role Infinite Banking plays in safeguarding your financial future amidst increasing interest rates. As always, thanks for tuning in. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 88The Power of Segregated Checking Accounts
Welcome to our latest episode where we explore a financial asset often overshadowed: Segregated Checking Accounts (SCAs). Join me as I unravel the who, what, when, where, and why behind these lesser-known accounts, providing key insights into their significance in today's financial landscape. In this insightful episode, we will delve into the fundamental definition and structure of SCAs, comparing their distinct features and benefits against traditional checking accounts. Discover how SCAs present a robust shield, offering enhanced security and specialized segregation for specific financial purposes, revolutionizing the way we manage our finances. Uncover the underlying reasons propelling individuals and businesses towards SCAs as we dissect their advantages in financial management, security, and organizational efficiency. Through real-life examples and scenarios, understand how SCAs emerge as indispensable tools for precise financial control and protection. I'll help you navigate through the target audiences and scenarios where SCAs truly shine, offering tailored financial solutions. Discover the ideal timing and settings to implement these accounts and find insights on where to access and harness the benefits of SCAs. Join me as we conclude this insightful journey by summarizing the vital aspects of SCAs discussed in this episode. Evaluate whether SCAs align with your financial objectives and consider integrating them into your financial strategy for improved financial management and security. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 87Infinite Banking’s Role in Navigating Rising Costs
Tune in for an insightful discussion with me on the current challenge of soaring grocery prices and the invaluable role the Infinite Banking Concept (IBC) plays in managing these mounting expenses. Uncover the core factors driving the surge in grocery costs and the pressing obstacles individuals face in maintaining household budgets amid these fluctuations. In this episode, I will explore the Infinite Banking Concept (IBC) as a transformative financial strategy offering stability amidst the relentless rise in grocery expenses. Listen in and discover practical insights on leveraging IBC principles to navigate inflated grocery prices by effectively utilizing policy loans, payback mechanisms, and cash value growth while ensuring long-term financial security. Learn actionable strategies and tips to harness the potential of Infinite Banking in offsetting the impact of increased living expenses. With a focus on practical applications and financial empowerment, I want this episode to equip you with the tools to tackle rising grocery prices effectively while maintaining financial resilience. Join me in this episode as we uncover the potential of Infinite Banking in managing the challenges posed by escalating grocery costs. It's an episode packed with insights and strategies designed to empower you in navigating the landscape of price inflation and securing your financial future. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation Make an appointment with me: https://go.oncehub.com/hannahkesler For other resources: https://linktr.ee/themoneymultiplier
Ep 86MECs and Smart Policy Management in Infinite Banking
In this episode of The Money Multiplier Podcast, I unpack the critical yet often misunderstood concept within Infinite Banking: Modified Endowment Contracts (MECs). Listen in as I explore MECs and their impact on life insurance policies used in Infinite Banking, emphasizing the significance of steering clear of MEC status. Understanding the tax implications and consequences when a policy crosses into MEC territory is essential for effective financial management. I’ll dive into the why and how of staying within MEC limits while maximizing the benefits of Infinite Banking. Delving deeper, we'll discuss practical strategies to avoid MEC status, highlighting the pivotal role of financial advisors in guiding funding decisions. This episode aims to empower listeners with a comprehensive understanding of MECs in the context of Infinite Banking. Tune in to gain practical knowledge, ensuring informed decision-making and enabling you to optimize the advantages of Infinite Banking while navigating MEC limits. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 85The Truth About Infinite Banking
Hi y’all! Hannah here. Today I am going to challenge the allure of the Infinite Banking Concept (IBC) and ask: Is it truly for everyone? I’ll be diving into the world of financial self-discipline and delayed gratification as we explore the nuances of IBC. I want to help you understand why this concept isn't a 'one-size-fits-all' solution and learn about the commitment it demands. I’m going to dissect the mindset required for successful self-banking and the responsibilities of being your own banker. This episode isn't just about the mechanics of IBC; it's a candid look at the mindset and integrity essential for making it work. Whether you're new to IBC or considering it for your financial journey, this episode offers a fresh perspective on what it takes to succeed. Join me for an honest conversation about the realities of self-banking and discover if you're ready to take control of your financial future. Thanks for tuning in. Read our blog post on this topic: https://themoneymultiplier.com/resources/blog/seed-time-harvest-using-the-money-multiplier-formula Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 84Festive Finance: Revolutionizing Christmas Shopping with Infinite Banking
Step into a holiday season unlike any other with our special Christmas edition! This episode is all about revolutionizing the way you approach Christmas shopping, using the powerful Infinite Banking Concept. Imagine a Christmas where financial stress is replaced by joy and creativity, all through a clever financial strategy. I am going to dive into how the Infinite Banking Concept can transform your holiday experience, offering you a glimpse into a world where giving is not just generous, but also financially savvy. Join me for a journey into festive finance and discover how to make your holiday season both merry and bright. Tune in, get inspired, and change the way you celebrate forever! Read our blog post on this topic: https://themoneymultiplier.com/resources/blog/seed-time-harvest-using-the-money-multiplier-formula Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 83The Money Multiplier Calculator
Ever wondered how banks accumulate so much wealth? This episode unveils the secret: Bank Owned Life Insurance (BOLI). With banks holding an incredible $182 billion in life insurance, I am going to help you understand why this strategy is so crucial for their success. In this episode I will be breaking down how banks use BOLI and contrast it with everyday banking practices. The highlight? You can apply these strategies too by implementing the Infinite Banking Concept. This episode will show you how to manage your finances like a bank using Whole Life insurance. When you’re ready to get started, or if you have any questions please reach out to us! Read our blog post on this topic: https://themoneymultiplier.com/resources/blog/seed-time-harvest-using-the-money-multiplier-formula Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 82The Season of Gratitude: Infinite Banking Success Stories
It’s Thanksgiving week! I wanted to do something special this week and tell you all some stories we have received from our clients these past few months. Each story is a testament to empowerment and overcoming adversity with the Infinite Banking Concept. From breaking the chains of generational debt to smartly managing wealth and even funding dream cars- these narratives reveal the profound impact of financial strategy. Tune in, reflect on the power of gratitude, and discover how you, too, can chart a new financial course. As always, thanks for being here. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 81Designing Your Policy: PUAs & Base Premiums
Hi guys! Welcome back. Have you ever wondered what those ratios like 10/90 or 40/60 signify in policy design? Today I am going to break down these figures, helping you understand how they impact your coverage and benefits. Join me as I explore the various policy structures, from traditional 100% base premiums, to the tailored blends that cater to different needs. Plus, we'll dive into the advantages and drawbacks of each to empower your decision-making. Ready to deep dive into policy design? Connect with us on our website for exclusive resources and expert insights on crafting your ideal strategy. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 80How to Buy a Car with Infinite Banking
Venturing into the world of car buying with a twist—this episode dives into leveraging the Infinite Banking Concept for your next vehicle purchase. I am going to show you how to navigate this financial landscape by becoming your own bank, turning to specially designed whole life insurance policies as a financing tool. I am going to break down the steps, benefits, and considerations, offering a fresh perspective on car acquisitions. Whether you're a seasoned car enthusiast or a first-time buyer, discover a strategic approach that merges personal finance with vehicular investments. Tune in and drive away with knowledge that could redefine your purchasing journey. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 79The Money Mindset: Unlocking Wealth with Kelly Cardenas
Happy Halloween! In this week’s episode of The Money Multiplier Podcast, we discuss the profound influence of mindset on financial success with Kelly Cardenas, who is not only a good friend of mine, but also the host of the Attitude Determines Altitude Podcast and a serial entrepreneur. From tracing his transformative journey to understanding the synergy between mindfulness and smart financial decisions, we explore how a growth-oriented perspective can be the cornerstone of wealth-building. Tune in for an insightful conversation that underscores the undeniable connection between attitude and altitude. Learn more about Kelly by visiting his website: www.kellycardenas.com Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 78The Power of Paying Yourself Back
Welcome back! Today’s episode is not just about finances; it's about the profound mindset shift that comes when implementing this concept into your life. Get ready as I am going to be diving deep into Nelson's book so we can further explore the foundations behind Infinite Banking. But remember, knowledge doesn't always equal understanding, and I’ll uncover how cognitive biases shape our financial perspectives. Changing your mindset and habits around money can transform not just your life, but the lives of your loved ones and future generations. Thank you for joining me, and please subscribe, rate, and review the podcast. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 77From Flights to Finance: Navigating Travel with IBC
In this episode, I will be illuminating the versatility of the Infinite Banking Concept within financing both personal and business travel adventures. Beyond just wealth accumulation, IBC stands out as a savvy approach to fund your journeys, offering unique benefits and financial strategies. I am also going to provide hands-on guidance for building a dedicated travel fund using IBC and share tips to respect, flow, and grow your dollar. If you're passionate about travel and smart money management, this is one episode you won't want to miss. So sit back, relax, and tune in as I take you through the steps needed to elevate your financial travel game. Thank you for being here! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 76Rethinking Your Insurance: A Deep Dive into Infinite Banking Compatibility
Discovering the Infinite Banking Concept, but already have an existing policy? Whether it's a term policy, an IUL, or an age-old Whole Life policy gifted from your early years - navigating your next steps can be puzzling. In this episode, I am going to dive into why the Infinite Banking Concept thrives best with a specially engineered whole life insurance policy. I will be shedding light on the intricacies of various insurance types and guide you on optimizing your financial journey with this transformative financial concept. Thank you for being here! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 75Paying Interest on Your Policy Loans
I have to pay interest on my policy loans?! What?! Hi y’all, Hannah here. Join me in this episode as I delve deep into the world of policy loan interest. I will be discussing the significance of the 4% and 6% interest rates, and unravel the reasons behind being charged interest on policy loans. Listen in and learn why these loans operate on a simple annual interest and the pitfalls of not addressing loan interest annually. I will also dive into the importance of out-of-pocket payments, illustrating how neglect can lead to compounding interest on your loans. Thank you for tuning in, friends! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 74How to Turn $123K of Debt Into Cash Flow Using Compound Interest
This week’s episode is a continuation of our episode from last week. If you need a foundational explanation of compound interest please listen to that episode, titled “The Eighth Wonder of the World”. In this episode I am going to go over practical applications and how you can turn $123k of debt into cash flow using compound interest. Sit back, relax, and enjoy learning about how you can implement this into your life with your own debts and expenses. Thank you for tuning in! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 73The Eighth Wonder of the World
As Albert Einstein said “Compound Interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t, pays it.” This week I will be going in depth on this topic, and help you understand how uninterrupted compound interest works when using the Infinite Banking Concept. Discover the differences between simple, compounding, and uninterrupted compound interest in this foundational episode. Next week, we will cover practical applications and show you how you can integrate this into your financial lifestyle. As always, thanks for tuning in. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 72An Introduction to the Infinite Banking Concept ft. Brent Kesler
Hello Money Multipliers! Hannah here. This week’s episode is a redo of our very first episode. We realized that in that episode there’s a lot of talk of current events (during the time it was published) that aren’t as relevant anymore. So I decided to sit down with pops, or as many of you know him as Brent Kesler (the original Money Multiplier ;)), and re-record our introduction to the Infinite Banking Concept. Thanks for tuning in. Hope you enjoy! Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 71From Listeners to Learners: Your Questions on Infinite Banking Answered
In this week’s episode of The Money Multiplier Podcast, I am taking a deep dive into the questions that you, our listeners, have posed in response to previous episodes. From mastering the art of Infinite Banking to untangling the complexities of wealth creation, I am here to provide insightful answers that shed light on your financial journey. Throughout this episode, I will answer questions that cover everything from policy loans and annual premiums to potential non-U.S. citizen status and tax implications. So, whether you're just starting your journey into Infinite Banking or you're a seasoned practitioner seeking deeper insights, this episode is a treasure trove of valuable information that will empower your financial decision-making. Thanks for tuning in. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 70Building Generational Wealth: The Infinite Banking Blueprint
Welcome back to another episode of The Money Multiplier Podcast. Join me as we journey together through the intricate pathways of Infinite Banking and how its implementation can serve as the catalyst for creating a lasting financial legacy. Throughout this episode, I'll be unveiling the subtle yet profound ways in which IBC has the potential to shape the future of your wealth and that of generations to come. I'll share stories, strategies, and key insights that highlight the potential for long-lasting financial empowerment. Whether you're well-versed in IBC or a newcomer to the concept, this episode will provide thought-provoking revelations that might just reshape your perspective on wealth, legacy, and the road to prosperity. So sit back, relax, and let's embark on a focused exploration of the Infinite Banking Concept's role in crafting a future defined by generational wealth. Your seat to financial empowerment awaits – all you need to do is hit that play button. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 69Buying a Boat with Your Infinite Banking Policy
Summer is here, and the heat is intense. To beat it, why not cool off on a boat financed through your Infinite Banking policy? For this week’s episode, I am going to be going over how you can finance a boat purchase using your policy. I’ll be diving into the details of using the cash value within your IBC policy to buy your dream boat, recapture the interest paid to others, and take control of your finances. For a visual guide, please go to our youtube channel linked below. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 68Navigating the Student Debt Maze ft. Rachel Katz
Hello again! Hannah here. Back again with another episode! This week we have another guest on, the Student Debt Relief Queen - Rachel Katz. Today, we're diving headfirst into one of the most critical financial topics out there – student debt. Join us as Rachel unravels the complexities of student loans, and explores practical strategies to conquer this financial challenge. Thanks for tuning in. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler Vlog Channel: https://www.youtube.com/channel/UCZIrGrz2naawGmE5u7eTnEA Rachel: IG: key2debtfree FB: key2debtfree LinkedIn: rachaeljkatz Website: www.key2debtfree.com 877.232.8373 toll free 310.359.0337 local [email protected] [email protected]
Ep 67How to Buy a House with Credit Cards ft. Larry Steinhouse
Hey there, Money Multipliers! This week I am joined by a good friend and colleague, Larry Steinhouse - an expert in the realm of finance and author of the eye-opening book "Money Hacks." In this episode, Larry unveils some of the most ingenious and unconventional financial strategies that could completely shift your perspective on wealth growth and real estate investment. From his vast experience and research, Larry has discovered some lesser-known ways to leverage assets and make them work for you. We are going to be diving deep into the nitty-gritty on these extraordinary concepts, discussing the dos and don'ts, potential risks, and most importantly, how it can help you supercharge your wealth growth. As always, thank you for tuning in. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler Vlog Channel: https://www.youtube.com/channel/UCZIrGrz2naawGmE5u7eTnEA
Ep 66I Have to Pay $183k in Taxes This Year
Welcome back! For this week’s episode I am going to walk you through tax strategies that I practice to minimize my own tax liability. I want to remind listeners - I am not a tax professional. I am not a CPA. I do not give tax advice so please talk with a professional for your specific tax strategies. I am simply here sharing what myself and the entire Kesler family do in our tax world. Thanks for tuning in. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 65Real Talk: FAQs and Unveiling the Power of IBC Policies
Today I will be taking a deep dive into the practical questions that my clients ask every day. Join me as I go through and provide answers and guidance to help you navigate the world of Infinite Banking. No fancy jargon or complicated theories here – just simple, down-to-earth explanations of why we do what we do over here at The Money Multiplier. From clever strategies to unique approaches, we'll help you understand how we unleash the full potential of these financial tools. I am here for you - here to answer all of your burning questions, empower you with practical solutions, and unveil the untapped potential of your IBC policies. Thanks for tuning in. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 64Exploring Strategies and Options for Smart Financial Decisions
Welcome to this week’s episode of The Money Multiplier Podcast, where we dive deep into the world of finance. In this episode, I am going to dive into the topic of paying for items and explore the various methods available to you. From the traditional approach of paying cash to the nuances of bank financing and leasing, we leave no stone unturned. But that's not all—we also dive into how you can pay for items using the Infinite Banking Concept, revealing how it can transform your financial future. This discussion is filled with relatable examples and practical insights. I am going to break down the advantages and considerations of each payment method, shedding light on the financial implications and long-term benefits. Whether you prefer the freedom of immediate ownership or the flexibility offered by financing or leasing, I’ve got you covered. And if you're curious about how Infinite Banking can change the game, I’ll be sharing some strategies that I personally use. It's time to take control of your financial future. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 63Stock/Option Trades for Newbies ft. Oli Cash Flows
Hey there, Money Multipliers! For today’s episode I am joined by a new friend Oli. He is a first generation American who started his entrepreneurship journey when he was 12, this was when he was first exposed to trading. He’s always had a passion to study powerful people and influences in society in order to grow himself. Oli's entrepreneurial journey began when he realized that the only way he could grow was with a massive vision and massive action. He has created a huge impact in educating communities where opportunity is minimal. Oli's story serves as a testament to the transformative power that determination and an open mind hold, proving that anyone can forge a path toward a brighter future. Through his efforts, Oli has transformed his company into an award-winning educational platform, now catering to a thriving community of over 400 students. Listen in as we discuss stock/option trades from a beginner’s perspective. Check out Oli here: https://www.instagram.com/olicashflow/ https://funnels.cashflowpartnership.com/ Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler
Ep 62Starting a Business from Scratch
Hey Money Multipliers! Thanks for tuning in. In today’s episode I will be diving into the ins and outs of starting a business. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler Are you asking yourself, do your dollars make cents? You should be...
Ep 61How Millennial Business Owners Can Use Policies
Back again with a new episode! How y’all doin? This week I wanted to go over how you can utilize your policies within business. I’ll be going over benefits on putting a policy on one of your key employees, tax benefits, as well as ways to protect your business. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler As always are you asking yourself, do your dollars make cents?
Ep 60Money Mindset & Policy Loans
Hi friends! Thanks for tuning in. In today’s episode, I wanted to discuss something that I find extremely important when you are practicing this concept - your mindset. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler Are you asking yourself, do your dollars make cents?
Ep 59Wealth Building Strategies ft. Brent Kesler
Thanks for tuning in for another episode of The Money Multiplier Podcast! Hannah here. Today I am sitting down with the visionary behind The Money Multiplier, my dad, Brent Kesler. From smart investments to strategic planning, this episode will explore some of the tools you can use to help you navigate the unique financial challenges and opportunities within your life as a middle-aged adult. Have a topic you want me to discuss? Feel free to send any questions or comments to [email protected]. To view a recorded version of our presentation on the Infinite Banking Concept, please visit: https://themoneymultiplier.com/presentation For other resources: https://linktr.ee/themoneymultiplier Hannah: https://www.instagram.com/hannah_kesler As always, do your dollars make cents?