
The Martin Lewis Podcast
209 episodes — Page 3 of 5

Energy Price Cap Rise: what to do… and why we pay more than the rest of Europe
The energy price cap, which determines prices for two-thirds of homes will rise by 6.4% in April… yet some people will see rises of up to 9%. In this pod Martin Lewis looks at what it means for you, and how do you beat it.Former head of strategy at BP, Professor Nick Butler - who is now visiting professor at the policy institute at Kings College London - explains why UK energy prices are so much higher than Europe, the problems with the way the price cap is set, and the impact of green energy on our bills.Plus, a warning on pay-by-app, a pension-themed Mastermind, and the Tell Us is about the most shocking, horrifying, unexpected bill you’ve ever received.And there are tips on childcare costs and the scourge of council tax debt collection. There’s also urgent advice on how to cut the cost of train tickets, and what Martin told MPs this week about Lifetime ISAs.

Pensions Special: Double your investment, how to start one, are workplace pensions good, consolidation & more
A special podcast all about starting and saving in a pension, including the two pension superpowers that instantly double your investment.Martin is joined by Charlotte Jackson from Money Helper, the free and impartial service giving help with money and pensions. They explain how pensions actually work, and whether you should stay opted to your work place pension. Should you consolidate your pensions? How to start your first pension? Should you start a pension for your child? How to get totally impartial free guidance. Stakeholder pensions versus nest versus SIPPs? How much to save in your pension?If you want to hear more on pensions, then check out our special ‘Not The Martin Lewis Podcast’ episodes from July 2024 on this feed.

Car Insurance Prices DROPPING… a perverse warning | Base rate cut help
Martin explains why you should still shop around for the best deal, even if your car insurance renewal is lower than last year. Plus reaction to the interest rates cut, the latest on April's energy cap price change and you tell us what your job has taught you about money. To get in touch with the podcast email [email protected].

Holiday hacks: cheapest way to spend abroad, car hire, insurance, 18 days off for 9 days leave, passports, GHIC…
Martin gives you his holiday tips, everything from the cheapest way to spend abroad to how to maximise your annual leave.The Tell Us this week is all about things your children misunderstand / mis-assume about money.Martin also explains credit rating, how to cut your water bills and how to get £100 off your energy standing charges.To get in touch with the podcast, email [email protected].

Banned: Mobile & broadband mid-contract inflation price hikes, yet many’ll still pay more!
Martin and Adrian talk about new rules that stop surprise price increases in the middle of your contract. Plus how to get the best price on your broadband and where to look for brilliant mobile deals. Plus you share your budgeting tips – and Adrian faces a special wifi Mastermind question. Email [email protected] if you want to get in touch.

Urgent: beat the energy bills rip off! Are joint accounts worth it, and what’s the best?
After last week’s cold snap, Martin shares his best tips on how to save money on your energy bills, including whether or not it’s worth fixing. In “Tell Us” this week, Martin finds out how people are managing their household finances as well as recommending the best joint accounts. And it’s another round of Mastermind for Adrian, quizzing his knowledge on flight compensation schemes.

Get travel insurance ASAP or it can be disastrous: when to get it, how to choose, pre-existing conditions & more
Martin looks at the dos and don’t of getting the best travel insurance deal, plus are cats legally different to dogs? Have energy bills really risen every year, LISAs for retirement, no fault car insurance claims, car hire abroad and more…To get in touch with the podcast, email [email protected].

A festive special showcasing some of the best advice of 2024
A look back at what you need to know about mortgages and how to save as a first-time buyer. A Tell Us about the most joy you’ve ever got from spending under £5 and another one that got a huge response looking at what people did with their first pay packet. Also a Mastermind looking at car insurance.

A Tell-Us your to need knows special: Inheritance tax, Pension savings, debt pecking order, life insurance, compound interest.
Martin answers your Money Saving and financial questions on topics such as inheritance tax, how much to have in your pension, debt pay off pecking order, life insurance, how interest payments work, cash ISA rules, car finance and even the tax arrangements of Father Christmas.There is also a Mastermind looking at credit card interest repayment.

Ofgem special: Why are UK energy prices so high? We ask the regulator’s boss that and more!
Martin interviews Jonathan Brearley - the CEO of Great Britain's energy regulator OFGEM.Tell Us is all about your pocket money rules.Mastermind this week looks at your right to return gifts.Plus advice on the best tactics for Scrabble and tips on train ticket refunds and car finance.

Top Children's Savings | Urgent free cash bank switching | Best ever blags
Martin tells you how you can get banks to pay you to switch to their account.Plus the best way for parents and grandparents to save money for children.The Tell Us is about the best thing you’ve ever blagged.And Mastermind tackles the point in life an under 18 starts to pay tax on their earnings.

Are you missing out on £1,000s? If you’re married OR got kids OR low income OR pensioner you may well be!
Martin tells you all about the money you might not know you’re entitled toPlus, is it worth looking at Black Friday deals on broadband?Listeners ‘Tell Us’ about when their children have impressed them with their financial know howAnd Mastermind tackles the thorny subject of which debt is the most expensive.Get in touch: email [email protected]

The Scams Epidemic: A Martin Lewis Podcast Special
The Scams Epidemic: A Martin Lewis Podcast Special. Martin asks the experts about scams and speaks to a victim of a deepfake investment scam which manipulated Martin’s face. This special episode goes in depth on deepfake AI and other big scams, with tips on how to spot them, how to protect yourself and what to do if you think you are being scammed.In this special episode, you’ll hear from Chris Ainsley, Head of Fraud Risk Management at Santander, Commander Steve Clayman Head of Central Specialist Crime at the Metropolitan Police, Lindsey Fussell, Interim Group Director for Online Safety and former Group Director for Networks and Telecoms at Ofcom and Des Healey, a kitchen fitter from Brighton who was scammed out of £75k.

Bonus Mini-Pod: Energy Price Cap rise
The energy regulator Ofgem has announced its next quarterly price cap will rise by £21 for the average household. An increase of £1.75 a month. The decision affects the bills of 27 million households in England, Wales and Scotland. In this bonus episode of The Martin Lewis Podcast, Martin explains what it could mean for you.

Savings Q&A – boost what you get | Is Black Friday a dud? | Acts of Financial Kindness | Energy Price Cap news
Martin Lewis answers your questions about savings, covering everything from ISAs to everyday savers. Martin also answers the question: is Black Friday the real deal or just another dud?The listeners ‘Tell Us’ about their unrequested, unrequited acts of financial kindness.And there’s a Mastermind looking at energy bills…

Can you get £100s student loans back? | Are Premium Bonds worth it? | Car Finance mis-selling update
Martin Lewis asks are you one of over 1m who overpaid their student loan and can get it back? We are looking at the latest car finance update, which could double the number of people who are due a payout on their claims. The listeners ‘Tell Us’ about the best thing they’ve learnt about money from work. And a Mastermind looking at premium bonds…

Student finance debunked – tuition fee rises – is it worth it? | UK base rate cut (mortgage & savings)
Martin Lewis takes you through the increase to tuition fees.There’s advice for students and those affected by the fall in interest rates.Tell Us is all about the most impulsive purchase you’ve made, and why you regret it.And there’s a special Mastermind for Adrian concerning floral shirts.

Instant Budget reaction and analysis
In a special episode, Martin reacts to the budget from Chancellor Rachel Reeves. He explains what the headline changes to national insurance, inheritance tax and minimum wage will mean for you – and dives into the detail of what wasn’t announced in the Commons to explore what’s coming next on child benefit and stamp duty.

Marriage & Divorce: Benefits of Marriage | Are prenups worth it? | How to divorce cheaply| Splitting pensions, mortgages & more
The ‘Not The Martin Lewis Podcast’ is back. Martin asks the experts about the topics that matter to you. This time around it’s all about marriage – and divorce. From pre-nuptial agreements to asset splitting, how to divorce cheaply and…. are their benefits to getting married, when it comes to money?

6mth warning! For each £825 or less you pay you could gain £5,400+ by boosting your National Insurance years.
On this week’s podcast Martin explains how you can buy voluntary National Insurance years to boost your state pension. Tell Us is about what do you have in your house that you haven’t used in the last year? Later in the pod, Martin shares his latest money-saving tips and Adrian attempts another tricky Mastermind question.

Unpleasant issues help: Free Wills | Power of Attorney | Inheritance Tax and more
Martin Lewis on why it’s financially crucial to prepare for death, divorce and dementia. Advice for those aged under 22, explaining their Child Trust Funds and how some may be able to access cash saved in them. A Tell Us about the most joy you’ve ever got from spending under £5. And a Mastermind looking at car insurance.

Beat the 10% Energy Price Cap rise special – “no one should stay on the Pants Cap”
An Energy Price Cap special looking at why the energy price cap is rising when wholesale rates are dropping. Which type of tariff is right for you and how to lower your standing charges.

Mortgage Special: Time To Fix? Will Rates drop further? How to find top deals
The main topic the week is everything you need to know about mortgages. There is also an update for savers and Martin explains a legal challenge to the UK and Scottish Governments' decision to cut the winter fuel payment.And the Tell Us got a huge response looking at what people did with their first pay packet.

Free cash for first time buyers | The real reason many smart meters don’t work | Money back on flights YOU cancelled
Martin Lewis looks at how to save as a first time buyer. Lifetime ISAs can get you up to £1,000 a year free from the state towards your deposit, but Martin says some “shouldn’t bother”. Martin explains why almost everyone who hits 18 should put a pound in one right now. We look at Smart Meters… and it’s less than 100 days to Christmas… so the ‘Tell Us’ is all about your past Christmas financial problems, so others can learn from them. And this week’s Mastermind is an important listen for anyone who’s had a flight cancelled on them - or cancelled it themselves - this summer or in years gone by.

Fix energy before 10% rise hits? | Council tax warning! | Free £175 bank switch is back
On this week’s podcast Martin gives his energy tips ahead of the energy price cap on 1 October.Listeners TELL US about their stock of old stamps that they’re still using ahead of the 22% increase in the cost of standard first-class stamps on 7 October. And Adrian Chiles attempts his first ever Mastermind – will he have beginners luck?

Best Bits: Student Finance tips | Tell Us your budget wedding stories
Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far. Martin explains all you need to know about student finance, what you could be entitled to, and how much you will pay back.We also hear our listeners’ best budget wedding stories.

Best Bits: Martin’s “Money-festo” Tell Us Special.
Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far. Before the general election Martin and Polly Mackenzie rated listener’s ideas for money related improvements to the law.

Best Bits: Holiday money plus passport, car hire and EHIC tips.
Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far. He explains to Nick Eardley the smart way to spend abroad plus tips on making sure you’re on top of passports, car hire, EHIC’s and GHIC’s.

Best Bits: Buying National Insurance years | Tell Us when you prefer the cheap option.
Martin’s off air for the next few weeks so it’s a chance to revisit some of the best bits of the year so far. He explains how you can buy voluntary National Insurance years to boost your state pension and why it can be so lucrative. TELL US is about when listeners actually prefer the cheaper option, from sausage rolls to bog rolls.

Childcare Help | Your big questions (save or overpay mortgage, pensions for kids, can savings boost your credit score & more)
Martin Lewis explains the childcare help you are entitled to with nearly a million parents paying for childcare, whether just in the summer or all year round, and missing out on thousands of pounds of help.This weeks Tell Us: Your questions on if savings boost your credit score? Is it time to fix energy? Should you pay off your mortgage or save? and lots more.It's our first ever Mastermind Head to Head, Gethin Jones takes on John Robins in a Consumer Rights tester.Plus we clear up what the two child benefit cap is and more importantly, isn’t.

Car Finance Misselling 10 week deadline, reclaim £1,000s | Marital Disharmony | Slash Water bills
Martin Lewis explains car finance reclaiming with the deadline just 10 weeks away. The Tell Us this week is about financial disagreements you have with your partner and how did you resolve it, or are you still trying? At the end we also look at how to beat the £100 rises coming on water bills.

Are you one of 4m graduates who can reclaim £100s overpaid student loans | Celeb scammers
Martin Lewis explains how you can claim back the money if you have accidentally overpaid your student loan. Martin also looks at the list of the top 20 celebs used by scammers and Tell Us this week is all about if you charge your adult children rent for living in the family home.

How to get money out of your pension: Avoid the tax trap, annuities, drawdown, the 25% tax-free lump sum & more
The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions.

Can shops ban returns? | Student loans, how they really work
Martin Lewis explains all you need to know about student finance, what you could be entitled to, and how much you will pay back. Martin is joined by a prospective university student and parents concerned about funding their children through university. We also look at consumer rights - can online shops refuse returns? AND in Mastermind this week a listener takes on a question all about Lifetime ISA's.

Pension: How to start, should you consolidate, free 1-on-1 help, auto enrolment, stakeholder or SIPP?
The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions.

5 ways to BOOST savings interest | Energy Meter Reading Week | Nihal’s last Money Mastermind
Martin explains energy meter reading week – key info for everyone who pays energy bills by direct debit, and some on prepay.The big subject, how to boost your savings. There are five key accounts you need to know about from top cash ISAs, top easy access, the savings account that gives you a 50% boost, and a special deal for Nationwide customer.Plus caller Carly asks about getting a Lifetime ISA to help her son save to get on the property ladder.The Tell Us is all about when you prefer cheap, from sausage rolls to bogs rolls we’ve got your answers. And Nihal makes a cameo appearance, from home on the phone, as he couldn’t miss his last ever money mastermind – will he get it right? It’s all about travel insurance.

How tax works: tax returns, crypto tax, tax codes, tax breaks, savings tax, capital gains & more.
The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions.

Lower energy standing charges | Urgent Holiday Checks (Passports, Insurance, Currency, Car Hire & more)
Martin with a special episode looking at new lower standing charge tariff from EDF, everything you need to know about travel finance – from insurance to car hire - and a ‘Tell Us’ analysing some common financial misunderstandings.

Inheritance Tax & Probate: What you pay, what you needn’t pay, how to find the cash, trusts, probate, gifts & more.
The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions

Credit Cards back2basics | How credit scoring really works | Insider flight tips | Top Savings & More
Martin explains everything you need to know about credit cards, tips on the best buy easy access accounts (one is normal savings, one is a cash ISA) and hotel and flight booking advice in the Tell Us.

Can you challenge rent rises? And more renter's rights, from repairs, damp to pets & disputes…
The ‘Not The Martin Lewis’ Podcast: Where Martin asks specialists your questions.

Pre-Election FREE cash bank giveaways | Do you pay tax on state pension | Cheap Weddings
Martin explains if you have to pay tax on your pension. Banks which are currently willing to pay you to switch, just six weeks ago there were none, so this is a lucrative time to look at your banking.And we hear your budget wedding stories, explaining how to keep the cost down.

Bonus Mini-Pod: Energy Price Cap 7% fall – the good, the bad, the ugly
It’s a bonus mini episode as Martin explains what the newly announced Ofgem energy price cap for July means for you – and why there could be bad news in store for October.

Cheapest way to spend abroad | How inflation cut will hit mortgages & savings | Time to fix energy
Martin looks at the cheapest ways to spend money abroad, reflects on the impact of the fall in inflation and discusses the quarterly energy price cap update. And you ‘Tell Us’ when you’ve complained and won.This episode was recorded on lunchtime on 22nd May 2024 – shortly before the General Election date was confirmed.

The Money-Festo: How to improve Britain including shrinkflation, term-time holidays, tax-cuts for downsizers and more…
Martin hears your ‘money-festo’ ideas – if you could change one consumer law or rule, what would it be – and why?He and Nihal are joined by former government adviser and policy expert Polly MacKenzie – to assess how practical the suggestions are – as our very own “Polly-filter”.Could we regulate shrinkflation, give parents that chance to book term-time holidays, offer tax-cuts for downsizers, or make the morning commute tax deductible? And would any of those ideas actually work?

Under 73? Turn £800 or less into £5,400 or more. The clock’s ticking… it’s all about National Insurance
On this week’s podcast Martin explains how you can buy voluntary National Insurance years to boost your state pension and why it is one of the most lucrative things many can do with their money. TELL US is about if listeners have ever taken money from their childrens accounts to help the household finance, or broken their piggybanks. Later in the pod, Martin shares his latest money-saving tips and Nihal attempts another tricky Mastermind question.

Finally, energy fixes that save you cash | Your grandparents’ financial wisdom | Mental health & benefits
This week on the podcast, Martin has a message for people entitled to PIP who might be worried about potential reforms to these payments. You ‘Tell Us’ the best financial advice you’ve received from your parents and grandparents. And finally, there are some new energy fixes to take advantage of - and they’re below the price cap. Martin also shares with us what it was really like hosting Have I Got News For You.

Big warning for Barclaycard customers | Beat broadband & mobile rip offs | Zara trick
This week on the podcast Martin has a warning for all those who have a Barclaycard. After a recent rise in broadband and mobile bills for some customers, Martin shares some key tips on how to bring those costs back down. You tell us about your ovreseas bargains plus extra tips you won’t have heard on the live show.

Shop-staff insider tips | Save v overpay mortgage | Child Benefit changes
On this week’s podcast, Martin reacts to news of the lowest rate of inflation in two years. Listeners with retail experience TELL US about their tips for getting better deals in shops and Martin has a message for parents claiming Child Benefit. The big topic is all about whether it’s worth overpaying on your mortgage, or not. And as always, Nihal sits in the mastermind chair once again. How will he fare?

Meter Reading Week | Finally, cheaper energy fixes | Smart meters, good or evil?
On this week’s podcast Martin gives his tips on how we can make the most of the fall in the energy price cap that’s due to take effect on Monday 1st April. He also shares his thoughts on smart meters, following recent reports that many of them might be faulty. Martin also has banking tips for 16 and 17 year olds, as the financial year draws to a close.