The MapleMoney Show

In recent years, mobile technology has made banking more convenient than ever. Or has it? My guest week would say that while online banking has come a long way, it remains far from seamless. Andrew Chau is the co-founder and CEO of Neo Financial, a technology company that's creating a fully digital banking experience, without the fees and the hassles of dealing with a traditional bank. Andrew has a deep background as an entrepreneur. Prior to starting Neo Financial, in 2014, Andrew co-founded SkipTheDishes, Canada's leading food ordering and delivery platform. You can find the show notes for this episode at https://maplemoney.com/166 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%. Last, but not least, here's one final reminder to grab your free tickets to the Canadian Financial Summit, which kicks off on September 22nd. To get your free tickets, head over to https://maplemoney.com/summit

The very thought of leaving a comfortable career, uprooting your family, and relocating overseas is a scary one for most people. But sometimes adventure calls, and you have to answer. This is what happened to this week's guest. Kyle Prevost is an author and runs the website, Million Dollar Journey. He's also a longtime educator. Recently, he and his wife left their home in small town Manitoba and relocated to Doha, Qatar, in the Middle East. I sat down with Kyle to discuss the reasons for his move, and how relocating overseas can impact your Canadian residency and income tax status. You can find the show notes for this episode at https://maplemoney.com/165 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

They say that personal finance is just that... personal. But with that in mind, there seems to be a consensus among the experts on certain money matters. For the past seven years on his podcast, Kornel Szrejber has asked top finance experts to share their best practices, tips, and tactics when it comes to personal finance in Canada. He joined me this week to share those lessons with us. Kornel is the host of the Canadian Financial Summit and the Build Wealth Canada Show. He has been featured for paying off his mortgage in only 6 years while still in his 20s, and becoming one of Canada's youngest retirees at the age of 32. He now runs one of the top personal finance and investing podcasts for Canadians, as well as Canada's largest personal finance and investing conference. You can find the show notes for this episode at https://maplemoney.com/164 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%. Also, don't forget to grab your free tickets to the Canadian Financial Summit, which is hosted by Kornel and happens later this month, on September 22nd. To get your free tickets, head to https://maplemoney.com/summit. I hope you'll join me there!

At the end of the day, personal finance is all about how you manage your money. Anyone can outspend their income, no matter how much they make. What you need is a plan and a few helpful tips to follow. Patrina Dixon is a Personal Finance Expert and founder of It'$ My Money®️. Her mission is to help people transform their lives by mastering money management. She teaches these skills through workshops and her financial course and has been featured in Black Enterprise, Yahoo Finance, and Experian. Patrina joins me on the show to share helpful tips for budgeting, tracking expenses, and growing your income. You can find the show notes for this episode at https://maplemoney.com/163 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Are you, or someone you know, trying to get out of renting and into the real estate market? Depending on where you live, these days, buying your first home can seem like an impossibility. Michael Dominguez is a successful real estate investor who, along with his wife, owns more than 10 investment properties in Ontario. He's also the author of a book, Armchair Real Estate Millionaire. Michael joins me on the show to discuss how renters can make the jump into the real estate market through house hacking and other means. You can find the show notes for this episode at https://maplemoney.com/162 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency.Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Do you have a great story to tell about your experiences as a homeowner? Your house is the biggest purchase you'll ever make, so it's no surprise if there are a few adventures along the way. J.D. Roth is my guest this week. Well known in the personal finance and financial independence communities. J.D. is the founder of Get Rich Slowly, a long-standing personal finance blog named one of the best by Time magazine. I sat down with J.D. to chat about his experience as a homeowner over the past four years, and why he recently decided to sell his dream property and relocate to a different city. You can find the show notes for this episode at https://maplemoney.com/161 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

In financial circles, 'debt is bad, and savings is good' is a common refrain. But the truth is somewhat more complicated, and not enough people are educating themselves about how to properly use loans and other credit products to their advantage. Vlad Sherbatov is the President and Co-Founder of Smarter Loans, Canada's largest loan, and financial directory. He is also the host of the Smarter Money Show, the video podcast that helps people excel with money in life and in business. He is a passionate entrepreneur and business leader in the Canadian financial sector and was selected as a 2019 Top 25 Leaders in Lending by the Canadian Lenders Association. Vlad joins me on the show this week to explain how the right credit products can help propel you forward. You can find the show notes for this episode at https://maplemoney.com/160 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

At what age should you start teaching your kids about money? Do you worry that they'll make the same money mistakes you made when you were young? Can you show them how to properly spend, save, and share their money? If you've asked yourself any of these questions, you'll want to listen to this week's episode. Susan O'Brien is an award-winning wealth management advisor and author of the book, Net Worth Thinking: A New Way Forward for Wealth Management. Early in her career, Susan realized that what weighed on parents' minds most when it came to their finances, was their kids. She joins me on the show this week to discuss ways to teach kids about money, and help them navigate the heavy consumer influences that are all around them. You can find the show notes for this episode at https://maplemoney.com/159 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Do you ever feel overwhelmed by choices you have when it comes to managing your investments? In addition to the multitudes of financial advisors vying for attention, there are dozens of online brokers and robo-advisors. No wonder it's so hard to know what to do with your portfolio. Thankfully, my guest this week is here to help you sort things out. Jim Yih is the founder of RetireHappy.ca, Best Selling Author, and Financial Speaker on wealth, retirement and personal finance. Jim takes us through the history of financial advice in Canada, and explains where things stand today. By the end of the episode, you should have more confidence about where and how to invest your money. You can find the show notes for this episode at https://maplemoney.com/158 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

How often do you think about your retirement? When you do, what is it that concerns you the most? If it's money, then you're not alone. But as you're about to find out, there's a lot more to a successful retirement than the money. Mike Drak is the author of the books Retirement Heaven or Hell: 9 Principles for Designing Your Ideal Post-Career Lifestyle, and Victory Lap Retirement, Work While You Play, Play While You Work. Mike joins me this week to share his story, how he found himself in a place he calls 'retirement hell,' and how he managed to escape. You can find the show notes for this episode at https://maplemoney.com/157 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Are you struggling with debt that you can never seem to pay off? If you don't create a plan for your money, you'll struggle to pay off debt regardless of your income level. My guest this week is here to help. Ashley Patrick is the founder of the blog, Budgets Made Easy. Ashley and her husband paid off $45,000 of debt in 17 months. I sat down with Ashley this week, and she explained how they managed to become debt free, and you can do the same by following a similar plan. You can find the show notes for this episode at https://maplemoney.com/156 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

One of the most difficult jobs a landlord has is finding the right tenant for their rental property. And the screening process can be just as hard for the person who's applying as it is for the landlord. My guest this week has created a tool that makes the entire process easier for both the landlord and the tenant. He joins me to discuss how it all works. Chad Guziewicz is Co-Founder of Rentify, an instant screening tool used to verify tenant application data by landlords and property managers across North America. Chad is a 2x start-up entrepreneur and previously had extensive experience in the property management industry which fueled the inspiration for Rentify. You can find the show notes for this episode at https://maplemoney.com/155 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Can you live without internet? No, this isn't an episode about cutting the cord, it's what I had to do for half a week thanks to a damaged cable. Unfortunately, I couldn't record a new episode without my connection to the outside world, but I did use the time to select an early episode that I think will inspire anyone that may have lost their job over the past year or more thanks to Covid. Way back in episode three, Pat Flynn from Smart Passive Income was kind enough to join me on the show to discuss his experience in being laid off from his job during the 2008 financial crisis, and how he managed to turn the experience into a positive. Pat dishes on past side hustles, including one that may not have been legal! He also explains what inspired his book, Let Go. I really think Pat's message is worth bringing back to what is now a larger audience here on The MapleMoney Show, even if my skills as a host were still "in progress", thankfully Pat helped to make this a great chat! You can find the show notes for this episode at https://maplemoney.com/replay003 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Do you feel like you're following the rules you've been taught about money, but you're still not getting ahead? Sometimes it's best to have a contrarian approach. Ken Greene is a financial advisor and founder of Greene Finance & Insurance. Ken joins me this week to explain why it's important to not only think about the future when it comes to your money, but to also enjoy today. Ken tells the story of how he managed to recover from many early financial mistakes, by making a major life change. You can find the show notes for this episode at https://maplemoney.com/154 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

In Canada, real estate investing has yielded solid returns for many years, but is the current housing market making investors nervous? After all, the last thing you want to do is buy an investment property in a housing bubble. Eric Chang is my guest this week. He's been investing in real estate for over 10 years, purchasing his first rental property at age 24. He now owns a portfolio of rental properties in Southern Alberta. Eric joins me on the show to discuss, among other things, how real estate investing can lead to financial independence, and how to stress-test a rental property before you buy and figure out your personal risk profile. You can find the show notes for this episode at https://maplemoney.com/153 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

The very mention of emerging markets is enough to make nervous investors twitch. After all, the asset class has long been synonymous with risk in investing. In this week's episode, I dive into the subject of emerging markets with my guest, and what he has to say might surprise you. Kevin Carter is the founder of EMQQ, an ETF that focuses on Internet & Ecommerce companies in, you guessed it, emerging markets. Kevin is a diehard value investor and Buffet fan but also a believer in indexing. His fund, EMQQ, has become the best overall performing Emerging Markets ETF over the one, three, and five-year periods. You can find the show notes for this episode at https://maplemoney.com/152 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

No doubt you've seen the headlines surrounding cryptocurrencies like Bitcoin, Ethereum, and most recently, Dogecoin. And now, NFTs are all the rage. But do you really understand how any of it works? My guest this week is here to lay it all out for us. Courtney Stephen is a pro athlete with the Hamilton Tiger-Cats of the Canadian Football League, but after listening to my interview with him, you will find out that he is much more than an athlete. Though he has played over 100 games as a pro in the CFL, Courtney is best known for his work in the community & his passion for teaching all things related to financial education. You can find the show notes for this episode at https://maplemoney.com/151 Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That's why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don't delay any longer; invest online by visiting https://maplemoney.com/wealthsimple today.

The problem with only listening to one perspective on a topic is that there may not be a one-size-fits-all solution. That's certainly the case when it comes to your personal finances, which are indeed personal. On the show this week, I chat with Mark Seed, founder of the Canadian personal finance blog, My Own Advisor. Mark is saving and investing his way to a million dollar portfolio using low-cost ETFs and dividend-paying stocks. Mark joins me to talk about financial independence and early retirement, and how to tailor your FIRE plans to fit your lifestyle. You can find the show notes for this episode at https://maplemoney.com/150 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Most Canadians have been grounded from travel during COVID-19, but behind the scenes, credit card companies have been making plenty of changes to their travel rewards programs. Barry Choi is a personal finance and travel expert based in Toronto, who makes frequent media appearances in Canada and the U.S. He joins me this week to explain what's going on in the world of travel credit cards, and share some tips on how to maximize your rewards. You can find the show notes for this episode at https://maplemoney.com/149 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

Are you one of the thousands of Canadians who has made money investing in real estate? If so, chances are you've owned a rental property or flipped houses. But how about investing in mobile homes? That's our topic this week, here on the MapleMoney Show. Rachel Hernandez is an author and real estate investor. As a former business-to-business sales executive for Fortune 500 corporations, Rachel has extensive training in the area of sales and marketing. With over a decade of experience, she spent several years as a landlord before taking the leap to specializing in mobile home investing. Rachel joins us this week to discuss the benefits of mobile home investing, and how you can get started. You can find the show notes for this episode at https://maplemoney.com/148 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Travelling with small children can be exhausting, especially as a single parent. With your kids requiring so much of your attention, a fun trip doesn't always feel like a vacation for the parent. However, with the proper preparation, and a little travel hacking, your next trip can be both affordable and relaxing. Ben is a money and travel writer who lives in Salt Lake City, Utah. He also runs a travel blog The Thrifty Wanderer, co-hosts the Just One More Trip podcast, and helps run the Freelance Writer Academy. Ben happens to be a single parent who loves to travel. He joins the MapleMoney Show to discuss everything from maximizing credit card travel rewards to tips on travelling as a solo parent with kids. You can find the show notes for this episode at https://maplemoney.com/147 Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That's why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don't delay any longer; invest online by visiting https://maplemoney.com/wealthsimple today.

How are you and your partner doing when it comes to money issues? Are you on the same page, or do you have different views on how you spend your money? If you fall into the latter category, my guest this week is here to help. Dan Hinz is the financial coach behind Adulting With Money. For eight years, Dan has taught couples how to unite–not fight–over money whether they want to crush debt faster, buy a house sooner, or just want to get on the same page. He joined me this week to talk about his four rules to adult with money. You can find the show notes for this episode at https://maplemoney.com/146 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Is it better to buy a home or rent? The topic is debated often in the personal finance community. While I tend to lean towards the buying side of the equation, my guest this week makes a strong argument for the flexibility of renting. Gwen Merz is a 30-year old Millennial and founder of the blog, Fiery Millennials. A few years ago, Gwen tried her hand as an entrepreneur, buying a multi-unit rental property, which she also lived in. Eventually, she sold the property and decided that renting was a better option. She joins me on the show to discuss her experiences with both renting and owning a home, and she explains why buying is not always the best choice. You can find the show notes for this episode at https://maplemoney.com/145 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

How would you rate your decision-making ability when it comes to your investments? Do you count score by keeping track of the number of times you've been right or wrong about a particular investment? My guest this week says that most investors struggle because they fail to understand how their own behaviour is impacting their decision-making. Chris Belchamber has been an investment professional since 1984. His latest book, Invest Like the Best, is available on Amazon. He sat down with me to discuss some of the concepts he explores in the book. You can find the show notes for this episode at https://maplemoney.com/144 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

How do you react when you hear the word frugality? Does it have a negative connotation? Do you equate it with being cheap, or having a scarcity mindset? My guest this week explains what frugality is all about, and shows us how we can develop an abundance mindset. Aaron Nannini founded the website, Cash Uncomplicated, and is the author of a book by the same name. Through his blog and his book, he helps people achieve financial harmony while maintaining their lifestyle and happiness. You can find the show notes for this episode at https://maplemoney.com/143 Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That's why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don't delay any longer; invest online by visiting https://maplemoney.com/wealthsimple today.

What does retirement look like to you? Whether it's five years away or fifteen, at some point most of us will stop working our regular jobs and find ourselves with a lot more time on our hands. But retirement in 2021 looks different than it did when our parents stopped working. And a different retirement requires a different approach. My guest this week is Eric Brotman, CEO of BFG Financial Advisors with over 25 years of experience as a trusted advisor. He is also the author of multiple books on personal finance, including his latest book, Don't Retire…Graduate! Eric joins me to talk about a new way to look at retirement, and why it might look a lot different than you think. You can find the show notes for this episode at https://maplemoney.com/142 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

How many hours are you working every week? Do you sometimes feel as though your career is getting in the way of your ideal lifestyle? What if there was a way to balance the two? This week's guest is making her 3rd appearance here on the MapleMoney Show. Miranda Marquit is a successful freelance writer. But success for Miranda doesn't equate to making more money or landing the most prestigious jobs. Instead, she leverages the flexibility that freelancing offers to design her ideal lifestyle. You can find the show notes for this episode at https://maplemoney.com/141 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

According to a study by Prudential Financial, 50% of LGBTQ+ people only have one banking product, while 66% of non-LGBTQ+ folks have at least 2 banking products. This statistic indicates a disparity with how the queer community engages with financial products, and it forms the topic of this week's episode. With their writing and speaking for DebtFreeGuys.com, their microblog, DebtLasso.com, and The Queer Money® podcast, David Auten and John Schneider help queer people live fabulously, and not fabulously broke. David and John's work has appeared in Forbes, Yahoo Finance, CNBC, ABC News and Good Morning America to name a few. Their goal is to connect LGBTQ+ people with the information and services they need so they and the queer community can do more and be more. They join me this week to discuss the various challenges LGBTQ+ people face in the workplace, and in their personal finances. You can find the show notes for this episode at https://maplemoney.com/140 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Over the past two years, I've lost over 40 lbs using a technique called intermittent fasting. My guest this week is the one who got me hooked on the idea in the first place. He joins me to discuss what makes intermittent fasting so effective, and the parallels between physical and financial fitness. Martin Dasko has been obsessed with personal finance and physical fitness since he was a teenager. These days he runs two websites dedicated to each subject, owns several businesses, and travels whenever he can. You can find the show notes for this episode at https://maplemoney.com/139 Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That's why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don't delay any longer; invest online by visiting https://maplemoney.com/wealthsimple today.

One of the biggest mistakes we make with money is not paying more attention to our finances at a young age. After all, who wants to worry about saving for retirement when you're in high school or college. At that age, money is meant for fun, right? My guest this week is a Chartered Professional Accountant who has a passion for financial literacy. He believes that the education system has done a disservice to our youth by omitting important financial concepts from school curriculums. Doug Allan has just released the book, A Fighting Chance: The high school finance education everyone deserves, and he sat down with me to talk about this important topic. You can find the show notes for this episode at https://maplemoney.com/138 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Today on the MapleMoney Show, we're stepping into the wild world of bitcoin. If the whole subject of cryptocurrency seems confusing or downright scary, you're not alone. Thankfully, my guest this week is here to dispel some bitcoin myths and help you feel more comfortable about buying and selling digital currencies. Mitchell Demeter Is the President of Netcoins, a cryptocurrency trading platform. His vision is to make it easy and accessible for anyone to buy, sell, and understand cryptocurrency. Mitchell's core belief is that sound money is ultimately more beneficial for society; he is deeply passionate about the crypto industry and what he considers its limitless possibilities. You can find the show notes for this episode at https://maplemoney.com/137 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

In the past, I've been pretty tough on blogging as a side hustle, because I know how long it can take to make money. Every once in a while, however, a guest joins the show and reminds me that with some hard work, and perhaps a little luck, just about anyone can turn a website into a real business. Spencer Haws can be found blogging and podcasting at NichePursuits.com where he shares what he learns about building niche sites, SEO, and much more. Spencer quit his corporate job in 2011 because his niche sites were making more money than his day job. He joins me this week to explain what exactly a niche site is, and how they make money. You can find the show notes for this episode at https://maplemoney.com/136 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Are you getting close to retirement age? If not, perhaps you have a parent who has recently retired or is planning to. If either of these situations apply, this week's episode is for you. My guest this week is Vivien Sharon, a Toronto-based realtor who specializes in working with Boomers, helping them downsize from home to condo living. Having downsized her own home, Vivien has the experience needed to guide clients through the entire process. She's even written a book on the subject. You can find the show notes for this episode at https://maplemoney.com/135 Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That's why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don't delay any longer; invest online by visiting https://maplemoney.com/wealthsimple today.

Do you find yourself in a constant struggle in an area of your life? It could be your job, your financial situation, or a difficulty in a personal relationship. If so, keep listening, because my guest this week is here to help. Karl Staib is the founder of the Dig to Fly Method and author of Bring Gratitude. He trains people to turn their struggles into stepping stones. He has been featured by Forbes, NPR and Zen Habits and has worked with great companies such as Philips Global, Southwest Research Institute and Pioneer Nation. You can find the show notes for this episode at https://maplemoney.com/134 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Every parent wants the best for their children, which is why we teach them how to manage money properly. And while we sometimes get mixed results, the truth is that it's a lot cheaper to make mistakes with money when you're 12-years old. My guest this week had an excellent example to follow as she was growing up. That's because Carol Pittner's parents became financially independent before she turned 10. And when her dad retired early at age 41, Carol witnessed firsthand the benefits of saving money early and often, and she's followed in his footsteps ever since. Carol and her father Doug Nordman join me on the show this week to discuss what it's like to grow up financially independent. You can find the show notes for this episode at https://maplemoney.com/133 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

For many, 2020 has been a year to forget, either from a health standpoint, a financial one, or both. But while most of us are ready to put the year behind us, it's always a good idea to take time to reflect on the good, the bad, and the ugly. Joining me this week for a 2020 Year-In-Review is Rob Carrick, of the Globe and Mail. If you ask me, few Canadians have a better pulse on what's happening with the finances of average Canadians, and the Canadian economy as a whole, which made Rob the perfect guest for this conversation. You can find the show notes for this episode at https://maplemoney.com/132 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Whether it's paying down a mortgage, credit card debt, or saving for retirement, the financial decisions you need to make day in day out can be challenging. No wonder it can sometimes feel as though you're losing the game when it comes to managing your money? Rob Townsend is the CEO and Portfolio Manager at Camber Co., an independent wealth management firm serving high net worth Canadians. Camber creates financial dashboards so people can visualize complex finances all in one place and be empowered to make smarter financial decisions. You can find the show notes for this episode at https://maplemoney.com/131 Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That's why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don't delay any longer; invest online by visiting https://maplemoney.com/wealthsimple today.

COVID-19 has shaken up millions of Canadians daily routines, many of whom find themselves working from home and having to adjust to weeks and months of self-isolation. Gloria is my guest this week. She's a CPA from Toronto with a passion for financial literacy, pastries, and the outdoors. Gloria also recently started a podcast, called Miss FINDEPENDENT, to spread the word about financial independence to other young Canadians. She joins me to discuss what's it's like working from home during the pandemic and how she's found affordable things to do. You can find the show notes for this episode at https://maplemoney.com/130 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

There is no shortage of online entrepreneurs who will tell you that if you buy their course, or listen to their webinar, you'll be on your way to instant riches, quitting your job, and following your dreams. Sound too good to be true? My guest this week did quit his job for the laptop lifestyle, but it didn't happen overnight. Robb Engen is the personal finance blogger behind Boomer & Echo. He left his corporate career last year to focus on his blog, freelance writing, and his fee-only financial planning service. He joins the show to let us know how he made it happen. You can find the show notes for this episode at https://maplemoney.com/129 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

The pursuit of financial independence requires discipline to save aggressively, but if you're not careful, a frugal lifestyle can lead to self-deprivation. This is why the phrase, "enjoy the journey", should always extend to your finances. Diania Merriam is the founder of The EconoMe Conference, an event centered around financial independence, also known as the "Ted Talks" of the FIRE movement. Diania joins me on the show to talk about the importance of building flexibility into your finances You can find the show notes for this episode at https://maplemoney.com/128 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

I ran across an interesting stat from Zolo recently. It said that while 79% of Canadians are confident in their ability to make ends meet, 79% would run out of money within 3 months if they lost their job. There seems to be a contradiction there, so I asked my guest this week for her perspective. Romana King is an award-winning personal finance writer, a real estate expert, and the Director of Content for Zolo, the largest independent real estate marketplace in Canada. I sat down with Romana recently to talk about financial literacy, and how confident Canadians really are in their money management skills. You can find the show notes for this episode at https://maplemoney.com/127 Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That's why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don't delay any longer; invest online by visiting https://maplemoney.com/wealthsimple today.

If you're anything like me, you've already begun to plan your first post-pandemic vacation. And if there's one thing that COVID won't change, it's that travel will still be expensive, especially if you have a large family. Kevin Payne is a freelance personal finance writer and the budget and family travel expert behind Family Money Adventure. He lives in Cleveland, Ohio, with his wife and four kids. He joins me this week to share tips on travelling with a large family and explain how he uses travel rewards to save money. You can find the show notes for this episode at https://maplemoney.com/126 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal Will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you have a plan in place to protect your children, pets, and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%

Have you ever wondered how some people can walk away from their careers years, even decades, before the traditional retirement age? My guest this week did just that, almost twenty years ago. Today, he and his wife remain financially independent, having survived three separate recessions. Doug Nordman is the author of the book, "The Military Guide to Financial Independence and Retirement" and founder of TheMilitaryGuide.com. He joins me on the show to share his financial independence story You can find the show notes for this episode at https://maplemoney.com/125 Do you prefer to invest in socially responsible companies? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, cleantech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple today!

My guest this week is Sa El, the co-founder of Simply Insurance and a licensed Insurance Agent with over 11 years of experience in the industry. Sa joins me to discuss the differences between term and whole life insurance, and why insurance is so important for your family. You can find the show notes for this episode at https://maplemoney.com/124 This episode of The MapleMoney Show is brought to you by Willful. Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Buying your first home can be a daunting experience. There's so much to think about, from finding a realtor to getting approved for a mortgage. And it's never been harder to save for a down payment. This week's guest knows all about the home buying process, and she's here to help make things a little easier. Lauren Haw is the CEO and Broker of Record of Zoocasa. This award-winning brokerage uses technology and a team of top real estate professionals to deliver full-service real estate to Canadians. You can find the show notes for this episode at https://maplemoney.com/123 Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That's why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don't delay any longer; invest online by visiting https://maplemoney.com/wealthsimple

Most investors see bonds as a safe place to put their money, but according to my guest this week, conventional wisdom may be deceiving. Ed Rempel is a popular blogger, fee-only full-service financial planner, and tax accountant, who wants to help you achieve financial freedom. Ed has spent the past 27 years helping thousands of Canadians become financially secure, and he joins us this week to explain why investing in bonds can actually put your portfolio at risk. You can find the show notes for this episode at https://maplemoney.com/122 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%.

Have you avoided investing in real estate because it seems too costly and complicated? My guest this week explains how you can own real estate in Canada's biggest cities for as little as $2500. Khushboo Jha is the CEO of BuyProperly, a platform for fractional investing in real estate that makes it possible for regular folks to be real estate owners through fractional ownership of properties. In this episode, Khushboo explains exactly how fractional real estate investing works, and who should consider adding it to their portfolio. You can find the show notes for this episode at https://maplemoney.com/121 Do you prefer to invest in companies that are socially responsible? If so, our sponsor Wealthsimple will help you build a portfolio that focuses on low carbon, clean tech, human rights, and the environment. To get started with Socially Responsible Investing, head over to https://maplemoney.com/wealthsimple

How much debt do you think you could rack up this weekend? It took my guest this week, 72 hours to spend $26,000. He's here to tell us how it happened, but more importantly, how he got out of debt, using a simple, 4-step plan. Marcus Garrett is an entrepreneur, motivational speaker, and author of the book, Debt Free or Die Trying. Marcus draws on both his professional and personal experience to help others build a plan to get out of debt. You can find the show notes for this episode at https://maplemoney.com/120 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%. The Canadian Financial Summit starts October 15th. This is a virtual summit, and features many of Canada's top experts in the personal finance and investment communities, including yours truly. If you'd like free tickets to the entire summit, head over to https://maplemoney.com/summit and sign up today.

If you're like me, you've spent plenty of money shopping online over the years, on sites like eBay and Amazon. But have you ever considered making money by reselling products online? That's what this week's guest does, and he's here to tell us more about a very unique side hustle. Jason Butler is the owner of My Money Chronicles, a website where he discusses personal finance, side hustles, travel, and more. Jason graduated with a BA in Marketing, and has been featured in Forbes, Discover, and Investopedia. On the show, Jason explains how he got his start reselling items on eBay, and why he prefers it over other side hustles he's tried in the past. You can find the show notes for this episode at https://maplemoney.com/119 Our sponsor, Wealthsimple, believes that financial independence should be available to anyone. That's why they have no account minimums, meaning that you can get started investing for as little as one dollar. Don't delay any longer, invest online by visiting https://maplemoney.com/wealthsimple The Canadian Financial Summit starts October 15th. This is a virtual summit, and features many of Canada's top experts in the personal finance and investment communities. If you'd like free tickets to the entire summit, head over to https://maplemoney.com/summit and sign up today.

In recent years, the FIRE movement, which stands for Financial Independence, Retire Early, has found popularity with millennials across Canada and the US. But this extreme version of early retirement requires a very high savings rate for an extended period of time, which begs the question: Has the COVID-19 pandemic derailed the retirement dreams of FIRE enthusiasts? To find out, I reached out to Bob Lai, a popular FIRE blogger based in Vancouver. Bob and his wife are planning to retire early within the next 10 years, so I was interested to get his perspective and find out how COVID-19 has affected their FIRE plans. You can find the show notes for this episode at https://maplemoney.com/118 Did you know that 57% of Canadian adults don't have a will? Willful has made it more affordable, convenient, and easy for Canadians to create a legal will and Power of Attorney documents online from the comfort of home. In less than 20 minutes and for a fraction of the price of visiting a lawyer, you can gain peace of mind knowing you've put a plan in place to protect your children, pets and loved ones in the event of an emergency. Get started for free at https://maplemoney.com/willful and use promo code MAPLEMONEY to save 15%