The Investing for Beginners Podcast - Your Path to Financial Freedom

Hello, investors! Welcome to episode 324 of The Investing For Beginners Podcast. I'm Dave, here with Andrew. Today, we're answering a listener's question on how to smartly invest $100 a week in top-tier companies like Apple and Google. We're discussing the power of consistent investing, strategic compounding, and aligning your retirement goals with your investment plan. We'll talk about the merits of investing a set amount monthly versus investing as much as you can when you can. Andrew shares his insights on creating a solid checklist for evaluating businesses, while I weigh in on when to sell stocks based on business fundamentals. Expect to learn about crafting your own investing checklist with tips from investment legends, dive into the complexities of capital gains taxes, and the significance of getting professional tax and investment advice. Don’t miss our thoughts on diversification and the stress of frequent stock picking. Ready to boost your investing IQ? Let's jump into the mix! 00:00 Retirement costs vary based on lifestyle choices. 04:47 Consistency in investing is key for progress. 06:53 Monthly stock picking provides valuable research time. 12:22 Microsoft acquired Activision Blizzard in all-cash deal. 16:05 Broker helps simplify capital gains tax process. 19:23 Key questions drive understanding of Amazon business. 21:11 Understanding business models simplifies complex technology. 27:17 Evaluating investments: checklist, numbers, business dynamics, competition. 31:42 Focus on business fundamentals for investment decisions. 33:22 Balancing opportunities while avoiding constant change. 36:26 Prioritize risk factors to identify opportunities faster. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Find great investments at Value Spotlight Have questions? Send them to [email protected] Today's episode is sponsored by: Get a 30-day free trial at www.shipstation.com/investing. Thanks to ShipStation for sponsoring the show! Get 55% off at Babbel.com/BEGINNERS. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Hello everyone, and welcome to The Investing For Beginners Podcast. I'm your host, Dave, and together with Andrew, we're excited to welcome Val Agostino on today's episode. Val is not just an expert in personal finance, but also the co-founder and CEO of Monarch Money, a trailblazing financial management platform. Today's discussion, Val, will focus on the critical importance of building financial security and the pitfalls of relying on free apps that may compromise your privacy. Val brings his extensive experience from his time at Mint and discusses MonarchMoney.com's mission to align with users' financial goals without selling personal data. Get ready to explore the value of consistent financial action, the advantages of a user-centric paid platform, and the power of collaboration in money management. It promises to be a deeply informative session, perfect for anyone looking to enhance their financial savviness. Go to monarchmoney dot com/BEGINNERS for an extended 30 day free trial. 00:00 Fascination with Internet led to 5 startups. 04:17 Entrepreneurial advice: Find passion, gain experience first. 07:04 Product manager: connector between market and product. 10:19 Mint shows financial info, but what's next? 15:30 Mint's shutdown was inevitable due to expenses. 16:29 Consumers expect free apps, leading data concerns. 21:22 Calculate emergency fund, set goals, track spending. 23:37 Money should be collaborative, not isolating. 28:47 Monthly financial review fosters open communication, cooperation. 30:24 Analyze spending, income, prioritize goals, create future. 35:33 Passionate about alleviating financial stress through software. 37:02 Easy to use, highly recommended, absolute love. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Find great investments at Value Spotlight Have questions? Send them to [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the Investing for Beginners Podcast! In today's episode, Dave and Andrew dive into some thought-provoking listener questions. They start off by addressing the popular query: "Is Robinhood a good starter investment?" The hosts engage in a comprehensive discussion about the investment potential and risks associated with the company. They proceed to tackle a captivating question from a college student seeking advice on investing in their late 20s. The hosts offer valuable insights on how to approach investment opportunities with limited funds and ample time. Lastly, they break down the nuances of analyzing utilities as investment options, shedding light on the specific characteristics of these companies and the reasoning behind their investment appeal. 00:00 Investing for Beginners podcast, episode 323, Q&A. 05:51 Learning fundamentals for sound investment decisions, ratios, earnings. 09:15 "New investors should be cautious and patient." 10:39 Consider stock choice beyond low share price. 16:47 Southern Company likely a steady, income-focused investment. 20:00 Utilities face challenges in funding and margins. 21:07 Utility investments require significant financial support. 25:40 Utility investment, long-term, with renewable potential. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Find great investments at Value Spotlight Have questions? Send them to [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Investing for Beginners Podcast, hosts Dave and Andrew pay tribute to the late great Charlie Munger, sharing personal thoughts on his impactful life and investing legacy. They delve into the perseverance and resilience demonstrated by Munger, discussing the mental models and methods he employed in his investing journey. Highlighting Munger's enduring love for learning, the hosts offer insights into his extraordinary mindset and the valuable lessons that can be gleaned from his experiences. Join us as we celebrate the enduring wisdom of Charlie Munger and explore the profound impact he has left on the world of investing. 00:00 Podcasts discussing finance and Charlie's impact. 04:32 Overcome struggles, focus on moving forward. 08:15 Charlie was modest and underrated, but impactful. 12:27 Learned value of inversion in investment strategy. 14:40 Explore Bitcoin, invert thinking, experiment with diet. 18:02 Costco's enduring strength and potential challenges summarized. 22:56 Irresistible olives create strong cravings and connection. 25:25 Endlessly curious, always learning, never content. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Questions? Send them to [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Amazon | Tunein Questions? Send them to [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Investing for Beginners Podcast, Dave and Andrew address three listener questions, offering valuable insights and tips for investing. The first question focuses on getting started with stock investing on a tight budget, discussing the simplicity of opening a brokerage account and making initial investments. Next, they tackle the age-old dilemma of whether to focus on ETFs or individual stocks for long-term investing, emphasizing the importance of aligning investment strategies with individual goals and interests. The episode concludes with a heartwarming and practical discussion about setting up investment accounts for children and teaching them essential financial skills from an early age. Join Dave and Andrew as they delve into these important investment topics and provide valuable guidance for listeners. 00:00 Start investing now, it's easy and free. 05:02 Debt advice: find affordable strategies, pay more. 08:45 Define goals, understand before picking individual stocks. 10:00 Invest in ETFs, diversify with some stocks. 15:36 Teaching daughter to save and invest money. 17:06 Encouraging long-term investment habits for daughter. 20:49 End of conversation. Thanks for questions. Email more. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Questions? Send them to: [email protected] SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Amazon | Tunein Questions? Send them to [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 320 of The Investing For Beginners Podcast! I'm Dave, here with Andrew, and today we're tackling how to invest smartly in company assets, sidestepping management pitfalls. We'll discuss the art of reading annual reports, deciphering ownership structures, and the nuances of investing in yieldcos. Market downturns can be unnerving, so we'll help you analyze when a stock's price drop is a buying opportunity or a red flag. We’re also sharing insights on when to buy, hold, or sell based on a company's fundamentals. Plus, in response to a question from our listener David, we'll delve into strategies for minimizing taxes within different investment accounts and the specific considerations around yieldcos versus utilities. Ready for actionable investment wisdom? Stay tuned as we empower your investing decisions with clarity and confidence. Let's dive in! 00:00 Roth vs. traditional IRA and taxable brokerage. 03:16 Annual reinvestment may incur tax consequences. 07:51 Query about yield code and utility company stock. 12:35 Choosing between equity company and yield co depends. 14:19 Ownership of MLP led to tax frustration. 18:15 Read annual report, understand ownership structure. No shortcuts. 21:39 Analyze stocks based on fundamentals and numbers. 23:27 Evaluate stock fall, stick to fundamentals, reevaluate. 27:20 Rarely sell, considering company's portfolio & stock price. 30:13 Parent company debt level looks manageable, needs examination. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Amazon | Tunein Questions? Send them to [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of The Investing For Beginners Podcast – I’m Dave, here with Andrew, and today we're thrilled to chat with two ace investors from the Smattering Show (now changed to Investing Unscripted) – Jeff Santoro, known on Twitter as Market Musician, and Jason Hall, whose handle is @_TheSmattering. Both are esteemed contributors at Motley Fool and bring a wealth of experience and unique perspectives to our discussion. In this episode, Jeff talks about his evolution from a music teacher to an astute investor, emphasizing his research-intensive strategy and a careful approach that values input from diverse sources. He’s transparent about his growing investments and his significant stake in index funds. On the flip side, Jason stresses the need to question investment theses rigorously and his preference for a mix of stable, dividend-paying companies and growth stocks. His narative on an investment that didn’t pan out provides a sobering lesson on risk and resilience. Together, they’ll touch upon the psychological aspects of investing, the importance of having a disciplined strategy to avoid rash decisions, and the role of technology in today’s investing landscape. This episode is not just about stock picks and strategies—it also delves into the critical topic of financial literacy, reflecting on its current state within the educational system. Prepare for a mix of engaging stories, seasoned advice, and thoughtful reflections on the world of investing. Don’t miss out on this insightful conversation with Jeff and Jason. Let's dive in! Jason Hall Twitter(X) @TheSmattering Jeff Santoro Twitter(X) @marketmusician Investing Unscripted Twitter(X) @InvestingPod Investing Unscripted 00:00 Realized lack of savings, found passion writing. 05:46 Morgan Household inspires through transformative business ventures. 09:10 Investing in familiar, big brand stocks over time. 11:56 Circuit City, CarMax stock surprise, profitable discovery. 14:33 Work busier = less urge to trade. 16:57 Managing urge to take action as investor. 21:17 Lesson in unexpected outcomes, diversification as protection. 23:58 Overbought stocks at high prices, learning from mistakes. 28:27 New to business, seeking input for growth. 31:39 Investing in stocks, diversifying, and focusing on stability. 35:36 Diminishing returns on knowing everything about business. 38:57 Wishing I knew the importance of starting early. 40:52 Supports teaching financial literacy in school and at home. 43:45 Podcast helped start investing journey during pandemic. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Amazon | Tunein Questions? Send them to [email protected] Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the 319th episode of "The Investing For Beginners Podcast"! I'm Dave, and with me as always, is Andrew. Today we're diving into reader's questions on spin offs and when to quit an investment experiencing losses. With expert insight into the hidden potentials of spin offs and the crucial signs that indicate if it's time to sell, join us as we explore these key investing challenges. We'll also be throwing light on assessing growth industries like EV, AI, and Internet Security, and sharing some personal tales from our investing journey. Let's settle into an exciting episode, and as always, we welcome your thoughts on these topics. 02:12 Market fluctuations affect short-term company performance. Long-term performance is determined by financials. Difficulty assessing company without ticker symbol. Possible sector impact not ruled out. 05:27 Fundamentals performing, profitable business or cut bait. 08:22 Explanation: Stock spinoffs can vary in terms. 10:55 Spin-offs can unlock great business potential. 14:16 Changes in financials: margins, income, metrics. Watch for payoffs or gradual declines. 15:38 ROIC trend determines company success over time. 20:06 High growth stocks need different portfolio mix. 22:58 Infrastructure's necessity, winners uncertain, growth uncertainty. 26:07 AI industry, internet security - my two. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Questions, send them to [email protected] Today's show is sponsored by: Get 55% off at Babbel.com/BEGINNERS. Sign up today at butcherbox.com/beginners and use code beginners to get free chicken wings for a year. This holiday season, give one annual membership and get one free at MASTERCLASS.COM/IFB. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/beginners. Go to ShipStation.com and use code INVESTING today and sign up for your FREE 60-day trial. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Dave: Welcome everyone to another episode of The Investing For Beginners Podcast, I'm Dave, joined as always by Andrew. Today, we have a very special guest - Brian Evans. Brian is a founder, investor, Inc. 500 entrepreneur, and a key voice in the crypto, gaming, and web three sphere. Andrew: In our conversation today, we'll dive into some exciting developments about the rise of gaming as a major category influencing other industries, and how its concepts have shaped the evolution of Ethereum and other crypto projects. We'll also explore how crypto and web three are transforming power dynamics, providing interesting alternatives to the mainstream concentration of power by large entities. Dave: And of course, we'll discuss the growing institutional investor interest in cryptocurrencies, the increasingly powerful role of NFTs, blockchain's impact on gaming, the shift from Web 2 towards Web 3, and much more. Brian's insights are sure to provide meaningful context for those interested in understanding the expansive reach of these technologies. Andrew: Exactly, Dave. For all those looking to get a grip on the future of digital art, understand the impact of blockchain on the gaming world, or simply learn how to navigate this new era of the internet, you're in for a treat. So without further ado, let's jump right in. 00:44 Marketing agency founder leaves rat race, embraces Ethereum. 06:01 Internet evolution: Read, write, own digital assets. 09:00 Own your virtual world and digital assets. 11:08 Contestant creates blockchain transactions, builds marketplace. 13:25 Ownership is the natural progression for gaming. 17:39 One hit leads to more innovation in tech. 22:17 Transitioning to Web 3 gaming concepts, challenges. 24:15 Focus on what it does, not technical details. 26:41 Game development has evolved from basic to 3D. Blockchain adoption supported through educational games. 30:03 Controversy surrounds third-party backup for crypto. 33:25 Excitement about NFTs, discussed on podcast. 37:54 Gamer-created crypto challenges monopolies, promotes decentralization. 40:45 Appreciate your time, excited to learn more. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Questions? Send them to [email protected] Today's show is sponsored by: Get 55% off at Babbel.com/BEGINNERS. Sign up today at butcherbox.com/beginners and use code beginners to get free chicken wings for a year. This holiday season, give one annual membership and get one free at MASTERCLASS.COM/IFB. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/beginners. Go to ShipStation.com and use code INVESTING today and sign up for your FREE 60-day trial. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to a special episode of the Investing for Beginners Podcast. Today, we welcome our guest, Jeremy Schneider—an internet entrepreneur who turned his financial life around and now shares his wisdom through his venture, Personal Finance Club. From budgeting to diversifying investments, learn about Jeremy's straightforward approach to successful investing. We delve into the importance of living below your means and the power of indexing. Join us as we exchange thoughts on financial education, credit card usage, and innovative financial concepts like branded index funds and advice-only financial services. Stay tuned to hear Jeremy's personal investing strategies and how automatic investments into index funds have brought him success. Let's talk about how discipline in spending, informed investing, and staying focused on your financial goals can lead to meaningful wealth. Let's dive right in! 01:43 Summary: Read books on personal finance, noticed same message. Pop culture promotes spending, debt, materialism. Real path to wealth is spending less, investing consistently. Quit job, took a year off, started personal finance club to help friends. 04:18 Financial independence leads to existential crisis 09:01 Confusion, frustration, but finally booked flight. 09:41 Credit cards tempting, rationalizing spending for points. 15:04 Spending doesn't make you rich; habits matter. 18:12 Overcoming inertia is key to starting. 21:55 Link bank account, transfer money, buy stocks. 25:54 Simplicity and low expense ratios benefit investments. 29:54 Many ways to invest, don't overcomplicate it. 32:43 Mutual funds buy in dollars, not shares. 36:40 Lack of financial education feeds debt cycle. 40:09 Finding good financial advisors: learn to invest. 42:32 Easy way to find advisors and more. 44:19 We enjoyed talking to you, Jeremy. Thanks! More from Jeremy: Personal Finance Club Instagram For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Questions? Send them to [email protected] Today's show is sponsored by: Receive a free LMNT Sample Pack with any order at drinklmnt.com/InvestingBeginners. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of the Investing for Beginners Podcast! In today's episode, we have a special treat as we interview Andrew and delve into his investing journey and the evolution of his portfolio. We'll discuss the lessons he's learned, the changes he's made, and the valuable insights he's gained over the years. From adjusting his investing style to understanding the importance of both numbers and narrative, Andrew shares his experiences and reflections. Join us as we explore the ever-changing world of investing and how it shapes our portfolio strategies. So sit back, relax, and let's dive into this insightful conversation on investing and building a successful portfolio. 00:59 Learning what works for your style, goals. 05:14 Understanding finance as a storytelling detective. 06:24 Price and narrative matter for long-term investing. 13:01 Cyclical industry tied to supply and demand; innovation persists even during slowdowns. 16:38 Company's success relies on humble confidence. 20:18 Value Spotlight reveals valuable insights for investors. 21:58 Price of Value Spotlight newsletter increased to $49. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Learn more about the Value Spotlight investment newsletter here. Questions, send to [email protected] Today's show is sponsored by: Receive a free LMNT Sample Pack with any order at drinklmnt.com/InvestingBeginners. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Amazon | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

From figuring out profitable business models to spreading investments across sectors, we've got it all covered in this episode. Get ready for some discussions on the importance of aligning your business goals with your passion and the value your business can contribute. We'll also explore the passive approach of owning the entire stock market, strategies of selective sector investing, and the long-term viability and challenges in the REIT business. We'll address questions about accurately measuring returns and the discussion never gets “dinky” when we talk about investments and the importance of adopting a long-term perspective. 00:56 Smart guys at Microsoft pivoted to cloud. 05:46 Choose investor type wisely, diversify, avoid speculation. 06:44 Chasing business cycles is risky; diversification is better. 11:11 Navigating investment sectors requires caution and research. 13:28 Anticipated recession, uncertain but holding on. 19:17 End result matters, not short-term performance. 20:17 End result matters more, less short-term stress. 24:34 Uncertain future, proceed with caution in investments. 29:06 Contractual setup reveals REIT debt and potential market share. 30:52 REIT dividend offers temporary pain relief, long-term usage. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Value Spotlight Today's show is sponsored by: Sign up today at butcherbox.com/beginners and use code beginners to choose your free steak for a year and get $20 off. This holiday season, give one annual membership and get one free at MASTERCLASS.COM/IFB. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of The Investing For Beginners Podcast! In today's episode, we have a special guest joining us, Ali, a dedicated listener and newer investor who has some interesting insights to share. Ali began investing in 2021, focusing on building an emergency fund before diving into the world of stocks and ETFs. We'll discover Ali's investment strategy, including his approach to diversification, his thoughts on international investing, and his preference for certain sectors. Ali also reveals his risk tolerance and the factors that influence his investment decisions. 00:00:34 Thankful for the podcast, started investing in 2019. 00:05:03 Follow portfolio picks, with a few exceptions. 00:07:04 Hopeful for growth, no bonds for now. 00:09:50 Took a risk investing in dogecoin. 00:13:11 Good outlook for Texas Instruments, unsure about TSM. 00:18:49 Expense ratio crucial; wary of international investing. 00:21:00 Stick with what I know, but international opportunities exist. 00:24:00 More international companies on NYSE/Nasdaq desired. 00:27:38 Good idea, like your financial future journey? 00:32:27 Interest rates drive demand for treasury bonds. 00:35:20 Questions about using government website for bond investments. 00:36:49 Bond funds buy bonds of different maturities. 00:41:06 Personal question. My take: Feraldi's graphic on Twitter shows stock market probabilities. Bonds and stocks affected by interest rates. Stocks driving index. 00:45:35 Options for $2,000: T-bills or savings accounts. 00:47:47 T bills are liquid, bank accounts are slow. 00:51:52 Optimize investment or optimize pick? Time matters. 00:53:48 Thank you Ali for your time. Appreciate. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by: Sign up today at butcherbox.com/beginners and use code beginners to choose your free steak for a year and get $20 off. This holiday season, give one annual membership and get one free at MASTERCLASS.COM/IFB. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Investing For Beginners Podcast, Dave and Andrew dive into the often overlooked metric, the sales to capital ratio. They discuss why investors should care about this ratio, its relation to capital efficiency and growth, and how it can help determine a company's potential. They also provide examples of companies with different sales to capital ratios and offer tips on using this tool effectively. Tune in to gain valuable insights into analyzing company growth and making informed investment decisions. 02:51 One company grows slowly, another grows rapidly. 06:35 Walmart sells items, Netflix creates and sells shows. 09:53 Use averages to mitigate abnormal sales fluctuations. 13:00 Fast growth early, then profit and stability. 16:39 Measure revenue growth based on company assets. 20:01 Biserve grows revenue, FIS plans spin-off. 23:45 Wrap up sales to capital ratio talk. Subscribe, review, visit envestingforbeginners.com. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by: Sign up today at butcherbox.com/beginners and use code beginners to choose your free steak for a year and get $20 off. This holiday season, give one annual membership and get one free at MASTERCLASS.COM/IFB. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of The Investing For Beginners Podcast, we have a special guest Gilbert. Gilbert shares his experiences using payment apps like Cash app and his interest in investing and public speaking. Dave and Andrew discuss the overwhelming number of payment options available and how to leverage passions to generate passive income for investment. They dive into Gilbert's plans to grow his dance teaching business and his quest for knowledge on taxes, balance sheets, and increasing income. The hosts also explore the importance of aligning investments with personal goals and interests. Along the way, they share tips and insights for navigating the world of investing. [00:00:43] Excited guest cites frustration with investing confusion. [00:04:11] Investing: fear, uncertainty, family's lack of knowledge. [00:08:55] Princeton choir unaware of potential in investing. [00:11:22] Maintaining story and analyzing company performance. Emotional challenges, long-term positioning, and disciplined investing. [00:14:56] Limited understanding, gained wisdom from monthly picks. [00:18:57] Long-time viewer praises app's user-friendly content. [00:20:48] Identify, analyze, and benefit from company aspects. [00:26:15] Taxes, balance sheets, income increase, investment hurdles. [00:28:51] Learns about taxes and plans accordingly. [00:31:44] Minimize taxes with long buy & hold strategy. [00:37:39] No free lunch in finance, trade-offs exist. [00:41:54] Consider goals, trade-offs, and investments wisely. [00:45:55] Too many payment options can be overwhelming. Simplify. [00:48:40] Multiple opportunities to teach dance and public speaking, helping others overcome stage fright. [00:51:47] Opportunities for dance club growth explored. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by: Sign up today at butcherbox.com/beginners and use code beginners to choose your free steak for a year and get $20 off. This holiday season, give one annual membership and get one free at MASTERCLASS.COM/IFB. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another episode of The Investing For Beginners Podcast! In today's episode, hosts Dave and Andrew dive deep into the world of electric vehicle companies, focusing on the intriguing case of Rivian and its potential to become a major player in the industry. They analyze the factors that may hinder or boost Rivian's success, drawing comparisons to the renowned Tesla. With insights on market competition, financial considerations, and the importance of believing in a company's story, Dave and Andrew provide valuable advice for investors navigating this dynamic landscape. 00:02:49 Huge IPO success for car company without revenue. 00:05:27 Rivian may be falling behind Tesla, Ford. 00:09:44 Less than 1% electric cars on road. 00:12:02 High-risk stock requires belief in execution. 00:14:13 Infrastructure built 15 years ago drives Tesla. 00:18:54 Company generated cash from going public, but faces future dilution and need for more capital to grow. 00:22:25 Rivian benefits from Tesla's groundwork on EVs. 00:25:48 Tesla may have provided a blueprint for Rivian's success. 00:30:04 Limited portfolio exposure suggested for smaller company. 00:33:40 Investing in many companies to find success. 00:35:03 Not a fan, but I respect them. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Questions? Reply to [email protected] Today's show is sponsored by: Go to monarchmoney.com/BEGINNERS for an extended 30 day free trial! SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of The Investing For Beginners Podcast! In today's episode, hosts Dave and Andrew dive into a wide range of topics, from analyzing potential growth opportunities for companies to the importance of understanding the lifecycles of businesses. We'll also discuss the complexities of projecting future growth and the significance of building a diversified portfolio. Plus, we'll explore investment strategies for beginners and answer listener questions about stock exchanges and portfolio diversification. 00:01:21 Hesitant to commit, seeking advice on stock exchanges. 00:05:05 Invest wisely, save, and develop good habits. 00:09:15 Assuming accumulation phase, long time horizon: no immediate diversification necessary. 00:10:46 Diversify, hold for long term, build wealth. 00:15:27 Diversification affects returns; owning many stocks matter. 00:19:38 Portfolio diversification is important, aim for 15-20 companies. 00:20:36 Understanding evolving businesses and their lifecycles. 00:26:26 Quickly visualize data with CAGR calculations. 00:29:16 Visa's growth drivers: cross-border payments, Visa Direct 00:33:35 Use your own estimate, not management's. 00:35:30 Company growth projections protect, but be cautious. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Questions? Reply to [email protected] Today's show is sponsored by: Go to monarchmoney.com/BEGINNERS for an extended 30 day free trial! SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Episode 313 of the Investing for Beginners Podcast! Today, Dave and Andrew answer three great listener questions. But before we dive in, we wanted to remind you to send us your burning investing questions at [email protected]. In this episode, we address a question from Lisa, a beginner investor who is looking for advice on what to do with her existing $10,000 in her Roth IRA account. Dave and Andrew discuss the importance of understanding personal goals, risk tolerance, and time horizon when making investment decisions. They also highlight a helpful resource, Financialbirdsbees.com, which offers a free lump sum calculator to guide investors in finding the best investment approach. Tune in to gain insights on how to navigate investing strategies tailored to individual needs and preferences. 00:02:09 Financial calculator guides users on personal finance. 00:05:19 Decide time, research, and invest carefully. 00:06:25 Diverse investments: index funds and stocks. 00:12:23 Questrade: low fees, 90-day trial, live prices. 00:15:49 Seek advice from successful investor, analyze investments. 00:17:26 Open Questrade account, buy a stock, analyze. Write down thoughts and emotions daily. 00:20:39 Understanding Constellation Software takes real investigation, even losses. Initial success can blind you; my first pick, Microsoft, was lucky. Learning from failed investments broadens knowledge. Keep a journal to track insights. 00:23:43 Ask questions, write, share, learn, improve. Lump Sum Calculator For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by: Get 55% off at Babbel dot com slash BEGINNERS. Spelled B-A-B-B-E-L dot com slash BEGINNERS. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/beginners. Receive a free LMNT Sample Pack with any order at drinklmnt.com/InvestingBeginners. ButcherBox is offering our listeners turkey FREE in your first box plus $20 off your first order. Sign up at butcherbox.com/beginners and use code BEGINNERS. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of The Investing For Beginners Podcast! Today, we have a special episode focused on a topic that affects us all: budgeting. We're joined by our guests, Chris and Evan, as we dive into the importance of knowing your numbers and planning ahead for your financial well-being. In this episode, we'll discuss strategies for budgeting during the holiday season, the often-overlooked expenses that can sink your budget, and the dangers of relying on Black Friday deals. We'll also tackle the topic of making major financial decisions and the significance of automating your savings and investments. Finally, we'll introduce a valuable resource, the Financial Birds and Bees product bundle, designed to provide financial guidance for young adults. So, grab your pen and paper, and let's get started on the path to financial success! 00:01:37 Know your numbers, plan, and enjoy holidays. 00:04:33 Underestimating miscellaneous spending can derail budgets. 00:08:19 Monitor spending to avoid excessive holiday expenses. 00:10:04 Financial stress makes holidays less enjoyable. 00:12:16 Track prices, avoid Black Friday, exploit opportunities. 00:15:49 Avoid making major financial decisions too quickly. 00:20:00 Automate saving and investing for financial growth. 00:24:34 Promotion ≠ New car. Math doesn't add up. Don't be fooled. 00:27:38 Use a retirement calculator to plan savings. 00:31:10 Financial Birds and Bees: Bundle Supporting Young Adults' Finance Journey 00:34:50 Appreciate you, educate, finance, help, crucial, applaud, react. 00:35:59 Wrap up show after guests discuss importance. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Financial Birds & Bees Today's show is sponsored by: Get 55% off at Babbel dot com slash BEGINNERS. Spelled B-A-B-B-E-L dot com slash BEGINNERS. Sign up for a one-dollar-per-month trial period at SHOPIFY.COM/beginners. Receive a free LMNT Sample Pack with any order at drinklmnt.com/InvestingBeginners. ButcherBox is offering our listeners turkey FREE in your first box plus $20 off your first order. Sign up at butcherbox.com/beginners and use code BEGINNERS. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of The Investing For Beginners Podcast! In today's episode, we're diving deep into the world of smartphones and exploring the investment opportunities that lie within. There's been a lot of talk about the impact of 5G technology and the role of cell phone towers, and we'll discuss how these factors are affecting the industry's financial results. We'll also explore the essentiality of cell phone towers for cell service and data processing. But it's not just the towers that are capturing our attention. We'll explore the competitive advantage that Apple has with their ability to manufacture phones and semiconductors, and how this gives them a unique edge in the market. We'll also delve into other potential investment avenues within the smartphone industry beyond the big players like Apple, Samsung, and Google. Join us as we discuss the investment potential of telecom companies like AT&T and T-Mobile, semiconductor giants like Micron and Qualcomm, and the exciting prospect of the 5G rollout. We'll share our thoughts on structuring a successful investment in the smartphone industry and the importance of diversification. So grab your headphones and get ready for an insightful and informative episode on investing in the ever-evolving world of smartphones. Let's dive in! 00:01:55 85.8% of the population uses smartphones. 00:04:19 Micron, Qualcomm, Skyworks - crucial iPhone components. 00:07:57 5G towers face negativity, impact financial results. 00:12:43 Endless VR competition disrupts Apple vs. Samsung. 00:14:27 Apple and Samsung have different pricing strategies. 00:18:16 Value Spotlight subscription: it depends on timing. 00:20:19 Semiconductors at risk of obsolescence due to competition. 00:24:47 Transition away from core competency. Limited returns. 5G potential for faster connectivity. 00:27:11 Potential for Verizon and AT&T growth in streaming. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 312 of the Investing for Beginners Podcast! Today, we have two thought-provoking questions to dive into. The first question comes from Nami, who asks about the best efficient portfolio breakdown management for different age categories. Dave and Andrew discuss the importance of considering your stage in the personal finance journey, rather than simply relying on age. They also explore how the traditional 60/40 rule (60% stocks, 40% bonds) may not be the best strategy for younger investors with a longer timeline for accumulation. However, as retirement approaches, a more conservative allocation may be beneficial to mitigate market downturns. Tune in as they break down these concepts and provide insights on structuring your investment portfolio effectively based on your personal financial goals. 00:00:30 "Align investment philosophy to personal finance journey." 00:05:01 Risk tolerance, portfolio allocation, time horizon, compounding. 00:09:12 Bonds to stocks, 60/40 strategy still effective. 00:12:37 Invest smartly for balanced growth and security. 00:13:43 $400,000 for 30 years is $13,000/year. Choose wisely for a better future. 00:18:37 Curiosity drives fascination in stock market industry. 00:21:49 Netflix's success, Reed Hastings, and stock market fun. 00:25:50 Index funds and stock picking both have advantages, but it depends on the index composition. Currently, top three SP companies are Apple, Microsoft, and Google, which is difficult to beat. But other stocks like Tesla and big oil companies have also had high influence on the S&P 500. The S&P and ETFs are becoming more concentrated. Over time, ETFs may only yield a small annual percentage increase. 00:26:49 Higher returns generate exponential wealth for portfolios. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Investing for Beginners Podcast, Dave and Andrew dive into the topic of passive income. They discuss their thoughts on what truly constitutes passive income, debunking some common misconceptions. They also explore the idea of investing as a reliable source of passive income, highlighting the potential benefits of index funds and dividend reinvestment. Additionally, they caution listeners about the realities of real estate investing and the amount of effort it can require. Finally, they offer practical tips on how to accelerate passive income, including negotiating higher salaries, seeking new job opportunities, and investing in education and skills development. Tune in to this insightful episode to gain valuable insights on generating passive income and avoiding common money mistakes. 00:02:16 Book writing isn't passive; requires promotion & effort. 00:05:40 Rent it, no problems, no responsibilities. 00:09:06 Effort needed for different monetary gains explained. 00:10:18 "Goal-focused, sustain effort; energy and motivation." 00:15:16 Credit card trouble, side job, eventual repayment. 00:17:24 High credit card interest rates cost you. 00:21:12 Learning from mistakes and understanding financial products 00:24:56 Lack of financial knowledge and guidance. Frustrating. 00:27:22 Wrap up show, subscribe, review, browse, sign up For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Financial Birds and Bees Today's show is sponsored by: ButcherBox is offering our listeners turkey FREE in your first box plus $20 off your first order. Sign up at butcherbox.com/beginners and use code BEGINNERS. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Coming up on today's episode of The Investing For Beginners Podcast, Dave and Andrew delve into the concept of moats and how they relate to investing. They discuss the importance of understanding the stock market and its history, as well as the role of emotional intelligence in making informed investment decisions. They also explore the idea of studying historical market events and how they can provide valuable insights. Stay tuned as they analyze companies like John Deere and Apple to understand their competitive advantages and moats. Get ready to gain a deeper understanding of the investing world on this episode of The Investing For Beginners Podcast. 00:02:38 Understanding stock market history and growth. 00:06:06 Understanding the value of long-term investments. 00:07:05 Perspective matters: emotions, history influence investments. 00:11:17 Trade Republic highly recommended for buying stocks. 00:16:02 Moats and metrics impact business strategies. 00:18:12 Apple's strong moat drives high phone prices. 00:21:49 Great summary of book's competitive advantages/moats. 00:26:26 Network effect and switching costs drive loyalty. 00:28:35 Researched, consulted, and wrote about John Deere. Today's show is sponsored by: ButcherBox is offering our listeners turkey FREE in your first box plus $20 off your first order. Sign up at butcherbox.com/beginners and use code BEGINNERS. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Investing for Beginners Podcast, Dave and Andrew tackle a listener question about investing with platforms like Robinhood and how much money is needed to generate good returns with less than $100. They discuss the importance of a long-term investing strategy and consistently investing over time, rather than expecting instant wealth. They also share insights on the risks of speculation and the importance of building investing habits. Tune in to learn more about sustainable investing and how to make the most out of your investment journey, regardless of your initial budget. 00:02:57 Begin investing in Tesla gradually, no need to buy one whole share. Start with a quarter, and steadily increase. Even small monthly investments can add up over time. 00:05:39 Buy what you use for investing success. 00:08:41 Less focus on individual players in fantasy baseball. 00:13:05 Relevance of product in business analysis important. 00:15:39 Understand investing as long-term business ownership. 00:18:10 Unpredictable market fluctuations caused by various factors. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by: Head to factormeals.com/investing50 and use code investing50 to get 50% off. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of The Investing For Beginners Podcast! In today's episode, we have a special guest joining us, Laura Adams from the Money Girl Podcast. Laura shares her experiences and insights into navigating the world of personal finance and investing. We'll dive into the challenges individuals face when it comes to tax-advantaged accounts, the importance of seeking financial advice, and the power of automation in saving for retirement. Laura's journey, from studying science to pursuing entrepreneurship and real estate, offers a unique perspective that will resonate with our listeners. So, whether you're just starting out or looking to refine your financial strategy, this episode is packed with valuable tips and stories that will help you on your financial journey. Let's jump right in! 00:01:57 Science undergraduate, entrepreneurial, real estate, MBA, personal finance 00:06:29 Limited help, 401K advice scarce from Wells Fargo. 00:09:29 Tax advantages make investing in Roth worthwhile. 00:13:23 Self-employed? Consider retirement accounts for savings. 00:17:12 Passive approach to stocks, use advisor. 00:18:55 Different types of investors in 401k. 00:24:32 Start planning for retirement five years before. 00:28:10 Savings rates have shifted; CD accounts attractive. 00:29:03 Investing wisely is crucial for financial success. 00:34:12 Consider talking to your boss for options. Automate payroll into your IRA for savings. 00:37:15 Appreciate Laura's work in teaching money. FInd out more about Laura here: Money Girl Facebook Twitter Instagram For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show sponsored by: Head to factormeals.com/investing50 and use code investing50 to get 50% off. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another episode of The Investing For Beginners Podcast! In today's episode, Dave and Andrew dive into a plethora of investment topics and provide valuable insights for listeners. They discuss Warren Buffett's management strategies, the importance of evaluating company performance, the role of soft skills and company culture, and much more. Join them as they delve into the world of investing and share their expertise on making sound investment decisions. Stay tuned for an enlightening and informative episode of The Investing For Beginners Podcast! 00:00:31 Equal percentage position sizing for diversified portfolio. 00:04:01 Adjusting & comfortable with Warren managing money. Recommended allocation starting at 5%. Don't focus on position sizing fluctuations. 00:09:00 Staggered reaction to market events, hedging explained. 00:10:09 Consistency in pension fund payments, long-term outlook. Expensive hedging alternative. 00:15:53 Analyze ROIC numbers over different time frames and CEOs. 00:19:52 Observing how management treats others is key. 00:22:29 Questioning sudden shift in importance and metric changes. 00:25:07 Allocation, mistakes, integration, diligence - important for success. 00:31:00 Use control F to search financial statements. 00:31:41 Wrap up conversation, subscribe, review, browse, grow, sign off. Today's show is sponsored by: Sign up today at butcherbox.com/beginners and use code BEGINNERS to receive ground beef for life plus $20 off your first order. Head to factormeals.com/investing50 and use code investing50 to get 50% off. Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. Sign up for a one-dollar-per-month trial period at shopify.com/beginners. The Average Joe Newsletter For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of The Investing For Beginners Podcast, Dave and Andrew are joined by Ryan and Brett from Chit Chat Money. They dive into their journey of learning about finance and investing, the importance of valuation, the benefits of becoming a shareholder, and the value of focusing on specific industries. They also discuss their recent podcast themes, the impact of biases on investing decisions, and the shift towards finding businesses with durable growth and profitability. Tune in to gain valuable insights and tips for your investment journey. 00:00:39 Ryan's funny investment journey with inheritance money. 00:03:24 Learning finance basics, evolving strategy over time. 00:08:13 Investors can overpay for businesses; rarity matters. 00:12:38 We consider diversification in industry and factors. 00:15:41 Visa is safer, smaller position for portfolio. 00:18:45 Don't buy too many stocks when starting. 00:19:35 Get involved as a shareholder for learning. 00:24:04 Position sizing: started at 6%, flexible range. 00:25:59 Biweekly ranking helps identify biases in decisions. 00:31:34 Podcast helps avoid bias by diversifying research. 00:35:31 Do thorough research on watch-list companies. 00:38:30 Monthly themed episodes explore repurchases and fallen angels, highlighting honesty in business. 00:39:39 Focus on specific sectors, like Fintech or airlines. 00:43:36 Join us for fun, knowledge, and follow Chit Chat Money Podcast Ryan Henderson Twitter Brett Schaefer Twitter Today's show is sponsored by: Sign up today at butcherbox.com/beginners and use code BEGINNERS to receive ground beef for life plus $20 off your first order. Head to factormeals.com/investing50 and use code investing50 to get 50% off. Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. Sign up for a one-dollar-per-month trial period at shopify.com/beginners. The Average Joe Newsletter For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 307 of "The Investing For Beginners Podcast"! In today's episode, Andrew and Dave will be diving into the topic of buying when there is blood in the street. With recent extreme volatility in the market, we thought it would be the perfect opportunity to discuss how this can present an opportunity to buy or sell particular companies. We'll be sharing our thought process on this matter and how you can leverage it in your own investing. To kick things off, we'll take a look back at a past event, specifically the banking industry crisis, and examine what lessons can be learned from it. We'll also explore our personal reasons for not taking advantage of the situation and the role influential investors like Warren Buffett play in shaping investor sentiment. So get ready to gain valuable insights into navigating volatile markets and seizing the right investment opportunities. Let's dive in! 00:01:44 Missed opportunity due to fear and lack of analysis during market turbulence. 00:03:13 Banks recovered, missed opportunity, uncertain future. 00:06:52 Research, understand, and make choices independently. 00:10:14 Buffett's investment in banks and differing opinions. 00:13:34 Stock plunged, but still believe in investment. 00:19:39 Understanding business and industry downturns is key. Examples: Nokia's mistake with Apple, uncertain of Intel's recovery. 00:24:15 Volatility is normal. Understand your investments. 00:26:19 Read a 10K, subscribe, review, invest safely. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show sponsored by: Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. Sign up for a one-dollar-per-month trial period at shopify.com/beginners. Skip the waitlist at masterworks.art/beginners. Sign up today at butcherbox.com/beginners and use code BEGINNERS to get $20 off your first order.​ The Average Joe Newsletter SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to another episode of The Investing For Beginners Podcast! In today's episode, we dive into the fascinating world of mergers and acquisitions (M&A) and explore the intricacies of buying and selling businesses. We discuss the impact of the pandemic on the economy, the importance of timing in the market, and the role of microeconomic factors in M&A deals. Bill Snow shares valuable insights on the chemistry between buyers and sellers, the art of negotiation, as well as the complexities of valuation. Join us as we uncover the strategies, challenges, and opportunities in the world of M&A. So grab your headphones, get ready to learn, and let's dive right into the episode! 00:02:56 Business deals depend on the parties involved. 00:04:50 Buyers in middle market acquire smaller companies. 00:07:46 Low-interest rates were destructive for fixed-income retirees. 00:14:01 Negotiation is essential, not about bluffing. Stop reading business books. Play poker to learn. Understand others' strong hands. Compromise for a mutually beneficial deal. 00:19:31 Chemistry and clarity are essential in deals. 00:22:21 Buy side difficult: search, negotiate, finance. PE calls lacking good companies, owner expectations. Supply-side M&A, demand, inflation from excess capital. 00:25:53 Pandemic impact exaggerated, market timing impossible. M&A depends on company strength. 00:30:01 PE firms compete in bidding for companies. Only one will be selected. Factors like bid amount, structure, and simplicity affect selection. Investment bankers use tools like Capital IQ to create buyer's lists. Keeping contact info and criteria updated increases chances of being included. PE firms should stay engaged and ready for opportunities. 00:32:20 Buyers want perfect companies, but don't exist. PE firms track many deals for appearance. 00:36:07 Sometimes there are frustrating moments in the buisiness process. Creating a buyer's list and sending a blind teaser to approved buyers is part of the process. If the buyers are interested, they sign a confidentiality agreement and receive the full book. Initial offers are made based on the information in the book. Meetings are held with potential buyers and a letter of intent is requested. Due diligence is conducted, followed by the purchase agreement and closing of the transaction. Some buyers may not respond or provide a reason for passing on the opportunity. Serious buyers are characterized by their preparation and detailed questions in meetings. 00:41:32 Finding buyers is easy; getting a good deal is hard. 00:44:07 Deep dive into buying a company, valuation details. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show sponsored by: Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. Sign up for a one-dollar-per-month trial period at shopify.com/beginners. Skip the waitlist at masterworks.art/beginners. The Average Joe Newsletter SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

On today's episode of The Investing For Beginners Podcast, Dave and Andrew dive into the fascinating world of acquisitions in finance. They discuss the risks associated with acquisitions, using Topgolf as a prime example. The hosts explore Topgolf's increased enterprise value through debt and the potential impact this could have on cash flow and interest coverage. They compare Topgolf's acquisition strategy to that of successful companies like Google and Microsoft, highlighting the importance of generating sufficient cash flow to avoid heavy debt. The hosts also discuss the need to gather information about TaylorMade, a company they are interested in, and share valuable insights into conducting financial analysis. Stay tuned as Dave and Andrew share their expert perspectives on acquisitions, risk management, and the importance of comprehensive research in the investing world. 00:01:39 "Fun, busy hangout spot with games and drinks." 00:04:12 Stratosphere Software: 97% revenue growth, dividend cut. 00:07:42 Looking at company overview metrics, potential concerns. 00:11:10 Topgolf acquisition and debt increase, potential risks. 00:13:11 Topgolf 2019 acquisition strategy, apparel focus 00:17:38 Research TaylorMade's public/private status and industry position. 00:21:06 Understanding company risks, financials, and management incentives. 00:26:21 Time spent analyzing a company is valuable. 00:28:24 Wrap up show, subscribe, review, invest safely. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another episode of The Investing For Beginners Podcast! In today's episode, Andrew abd Dave to dive into the fascinating world of bonds. With interest rates proving to be volatile in the past year, they discuss how different types of bonds can be used strategically to offset this volatility. They cover the importance of diversifying with various bond funds, the risk and return profiles of different bonds, and the practical ways investors can invest in bonds, such as bond ETFs or through 401Ks and target date funds. They also address common misconceptions about bond prices and the contrasting nature of bonds and stocks as investment options. Whether you're a seasoned investor or just starting out, buckle up for an informative and engaging discussion on bonds, their role in a portfolio, and how to navigate the ever-changing bond market. Stay tuned! 00:01:45 Investing in bonds is like lending money. 00:04:47 Rotating portfolio from stocks to bonds before retirement. 00:09:13 Bonds offer varying risk and returns; diversification helps. 00:13:23 High-rated bonds offer safe but low returns. Tesla's rating fluctuated from junk to high-yield. Bond ratings indicate a company's financial strength. However, buying individual bonds requires substantial funds. Consider bond ETFs for smaller investments. 00:16:19 Bond ETFs have price fluctuations, confusing but normal. 00:23:50 Large bond funds like Vanguard and BlackRock have options for individuals who want exposure to bonds. One option is the core US aggregate bond ETF offered by ishares, which includes over 11,000 US dollar-denominated bonds with varying maturities. This can provide a diverse range of bond exposure without the need to constantly monitor the fund. It may be beneficial for investors closer to retirement to consider investing in bonds to offset potential market volatility. However, for younger investors with more time to recover from market hiccups, it may be less necessary. The book "Bonds for Dummies" and the website "einvestingforbeginners.com" offer further resources on understanding and investing in bonds. 00:28:48 Bonds are attractive, seek professional advice. 00:30:43 Age determines investment strategy; consult professional advisor. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 305 of The Investing For Beginners Podcast! In today's episode, we dive into the importance of documenting investment decisions, understanding industry cycles, and using key performance indicators to assess company performance. Dave and Andrew share insights from their own experiences with investing, including lessons learned from stocks like Intel and Target. So grab your notepad and get ready to learn valuable strategies for successful investing. Let's jump right in! 00:00:48 Focus on the business, not investment performance. 00:05:40 Target's declining sales raise concerns about future. 00:08:06 Documentation essential to monitor individual company performance. 00:12:01 Shipping industry profits highly cyclical, fluctuating dramatically. 00:16:55 Look at historical data to assess risk. 00:22:21 Not understanding business led to wrong investment decisions. 00:25:24 Taiwan Semiconductor excels, Intel falls behind. 00:28:32 Learn from experts and be curious about investments. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to another exciting episode of The Investing For Beginners Podcast! In today's episode, we have a very special guest joining us. We are thrilled to have Kevin Carter, the founder and CIO of EMQQ Global, sharing his insights and expertise with our listeners. Kevin is here to discuss INQQ, an India-focused ETF offered by EMQQ Global. We'll explore the potential power and impact of India's unique digital public infrastructure, known as the India stack, and how it is transforming the economic landscape. As we dive deep into India's emerging market, we'll discover why it is becoming increasingly attractive to investors. With a booming middle class, a thriving e-commerce sector, and a government supportive of technology, India has all the right ingredients for exponential growth. Join us as Kevin sheds light on the immense opportunities and challenges of investing in India, the role of emerging market internet companies, and the potential for India to catch up to China in terms of physical infrastructure. We'll also explore the investing landscape in India, the valuation metrics to consider, and the companies that are driving growth in this exciting market. So, grab your notepads and get ready to gain valuable insights from our conversation with Kevin Carter of EMQQ Global. Don't forget to check out their website and remember, always invest with a "margin of safety". Let's dive in! 00:00:44 India is the perfect emerging market. It has the largest population, better demographics, and a fast-growing economy. It also has a unique digital public infrastructure, which is its secret economic weapon. 00:04:26 India's digital and physical infrastructure summary: India's infrastructure investments have led to significant advancements in both physical and digital infrastructure. Under Prime Minister Modi's leadership, massive investments have been made in roads, airports, ports, and the power grid, resulting in substantial progress. The country's digital infrastructure, known as the India stack, includes a national identity card system, a know-your-customer layer, and the Unified Payments Interface (UPI), allowing for seamless and cost-free money transfers. India's talent pool, particularly in the technology sector, is unparalleled, making it an attractive destination for outsourcing and investment. 00:20:38 Platform integrating sellers, buyers, and logistics with high growth potential in India market. 00:24:31 Emerging markets lack developed consumption infrastructure. Instead of traditional banking, they use mobile phone-based payments. Companies like Alibaba and Mercado Libre serve as both e-commerce platforms and financial service providers. Ride-hailing apps like Gojek also offer payment services. This trend is gaining traction in India. 00:28:19 Bajaj Finance: profitable Indian smartphone-based lender. India's emerging market and technological advances. 00:31:42 Foreign stock investment in India presents challenges due to regulatory and bureaucratic reasons. Most Indian internet companies go public in India, while Chinese and Latin American companies list on US exchanges for better liquidity. Indian companies face regulatory hurdles and have not sought capital in New York. India's growth potential and digitization make it an attractive investment if one believes in the story. Comparisons to China highlight the importance of choosing the right ETF for exposure to Indian market growth. Valuations in India are currently high, and the Peg ratio is a crucial valuation metric to consider. 00:44:35 Kevin shares interesting information with investors. Invest safely. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to episode 304 of the Investing for Beginners Podcast! In today's episode, Andrew and I will be discussing the September effect and other seemingly useless information that you might come across in the stock market. We'll dive into what the September effect is, whether you should sell or buy stocks during that month, and why it's important to ignore short-term noise when it comes to investing. We'll also explore the concept of the Santa Claus rally and discuss the mindset shift that investors need to make in order to focus on long-term success rather than weekly returns. So join us as we debunk these market myths and provide insights on how to compound your wealth effectively. Let's get started! 00:02:13 Don't interrupt compounding by timing investments. 00:04:11 Santa Claus rally not important, noise mostly. 00:08:21 Media sensationalizes news, creating "nothing burger" situations. 00:12:47 Politics is personal, elections noisy, avoid sensationalism. 00:16:54 Fed's impact on economy takes time to show. 00:22:21 Buffett and Ackman on opposite sides: be cautious. 00:24:10 Celebrity investors shouldn't determine your investment choices. Today's episode is sponsored by: Sign up today at butcherbox.com/BEGINNERS and use code BEGINNERS to get two 100% grass-fed filet mignons and two wild-caught lobster tails for FREE in your first box plus $20 off your first order. Head to factormeals.com/investing50 and use code investing50 to get 50% off. Sign up for a one-dollar-per-month trial period at shopify.com/beginners. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome back to the Investing for Beginners Podcast! In today's episode, "303," we delve into four intriguing listener questions shared with us via Spotify. One of our listeners, Jason, has $10,000 to invest in the stock market and seeks advice on which stock to buy and how to spread it out. We tackle this question head-on in a discussion between Andrew and Dave, emphasizing the importance of learning to fish instead of relying on others for stock recommendations. They suggest starting with our show as a great educational resource, but also provide practical tips on how to spread out investments and mitigate risk. They advise diversifying holdings while remaining mindful of potential returns. Dave recommends investing a portion in an S&P 500 ETF or index fund to dip one's toes into the market. Additionally, he suggests choosing a couple of companies to invest in, preferably familiar ones, to gain insight into individual stock ownership. The goal is to learn and adapt while understanding the dynamic nature of the market. Both hosts stress the value of education and self-discovery in the investment journey. Join us as we explore this listener question and delve into the world of investing with a prudent mindset. Stay tuned! 00:02:01 Invest in index funds, then diversify with individual stocks to learn about the stock market and minimize risk. 00:09:02 Followed the White Rabbit, learned, then invested. 00:12:59 ADRs allow you to own stock abroad. 00:15:28 Tax implications of investing in foreign stocks. 00:20:09 Start with home bias, then branch out. 00:22:31 Big ADRs provide valuable information for investors. 00:25:19 Basic learning is essential for successful investing. Today's episode is sponsored by: Sign up today at butcherbox.com/BEGINNERS and use code BEGINNERS to get two 100% grass-fed filet mignons and two wild-caught lobster tails for FREE in your first box plus $20 off your first order. Head to factormeals.com/investing50 and use code investing50 to get 50% off. Sign up for a one-dollar-per-month trial period at shopify.com/beginners. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today we have another round of great listener questions! As always like we like to say, we love receiving these kind of questions as it challenges us to think more and refreshes the investing knowledge we know. In this round, we will be discussing an array of topics encompassing calculating financial ratios yourself, an investing book list, lump sum vs DCA and more so listen on! Timestamps of the episode: -Are financial websites reliable? or should you calculate the ratios yourself? [01:44] -Books to follow up on reading after The Intelligent Investor of Benjamin Graham. [07:30] -Lump sum vs dollar cost averaging: which one is the best especially on index funds and individual stocks. [23:48] -What is WACC/hurdle rate and why it matters in calculating your personal returns. [30:57] -Why hurdle rates are sensitive to the current prevailing interest rates. [38:28] -Operating leases and why it should be considered as debt of a business. [43:28] Note: Timestamps may differ and are approximate, depending on your podcast player. Books mentioned in the episode: Investment Gurus: A Road Map to Wealth from the World's Best Money Managers (New York Institute of Finance) by Peter Tanous Psychology of Money by Morgan Housel Market Masters: Interviews with Canada’s Top Investors ― Proven Investing Strategies You Can Apply by Robin Speziale Richer, Wiser, and Happier by William Green The Little Book of Sideways Markets: How to Make Money in Markets that Go Nowhere by Vitaly N. Katsenelson The Dhando Investor by Monish Pabrai More than you know by Michael Maubossin The Little book of Valuation by Aswath Damodaran Security Analysis by Benjamin Graham Expectations Investing by Michael Maubossin For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by: Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. Sign up for a one-dollar-per-month trial period at shopify.com/beginners. Sign up today at butcherbox.com/BEGINNERS and use code BEGINNERS to get two 100% grass-fed filet mignons and two wild-caught lobster tails for FREE in your first box plus $20 off your first order. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will be having not only one guest but two! Ashley Kehr and Tony Robinson of the Real Estate Rookie podcast will be joining us to discuss everything about investing in real estate. They will share with us how one can start even with minimal capital, the inherent risks in real estate and choosing the right partner in building your real estate wealth. Listen on as we ask every beginner questions in the industry itself and how it will surely give you insights as well. Timestamps of the episode: -Why would one consider investing in the real estate industry instead of the stock market? [02:05] -How to start investing with real estate and the pieces to prepare first before heading in. [08:00] -Different reasons how real estate can serve your investment goals. [11:49] -Risks and rates of return involving investing in real estate. [13:55] -Why the type of risk you will take depends on the skill set you have. [17:48] -Ways to deal with the inherent risks in the real estate industry and how those risks can immediately set you back. [20:16] -Real estate investing can also be done at the comfort of your home regardless of where the property is located. [23:55] -Ashley and Tony shares how real estate investing gave them the freedom to do things they love essentially giving them more time to pursue their passions. [27:50] -They talk about their recent joint book project where it discusses how real estate partnerships work as the saying goes "if you want to go fast go alone, if you wanna go far go together." [30:37] -Things you can do to mitigate the risks of being in a business partnership. [32:37] -Finding the right partners in business is the most important thing you can do especially in real estate. Ashley and Tony shares insightful tips. [36:50] Note: Timestamps may differ and are approximate, depending on your podcast player. Their podcast- https://open.spotify.com/show/7GAvDfVZWXglwZPxayvqh7?si=e9327d3067744ed4 Their upcoming book in preselling- https://store.biggerpockets.com/products/real-estate-partnerships?_pos=1&_sid=1dd453d22&_ss=r Link to their Biggerpockets website- https://www.biggerpockets.com/podcasts/real-estate-rookie Today's show is sponsored by: Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. Sign up for a one-dollar-per-month trial period at shopify.com/beginners. Sign up today at butcherbox.com/BEGINNERS and use code BEGINNERS to get two 100% grass-fed filet mignons and two wild-caught lobster tails for FREE in your first box plus $20 off your first order. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode, we will be joined by a special guest! Simon Erickson, host of 7investing podcast, will be joining us today to talk about his investing principles, portfolio allocation, the different industries he's interested in and much more! Listen on as we have a fun conversation on topics that not only will be insightful for beginners but also veterans out there. Let's go! Timestamps of the episode: -Simon shares his investing story and why he uses the number "7" in his company 7investing. [02:28] -Why investing is such a personal endeavor and how Simon molded his own. [05:05] -He talks about his favorite part of the semiconductor value chain and how it is more relevant today then ever. [08:00] -How to think about balancing your portfolio if it is exposed in a cyclical industry. [11:14] -The "hype" cycle is the enemy of a long term investor and how to avoid it. [13:25] -Understanding deeper into the weeds of AI and Nvidia chips. [16:34] -Switching gears into the defense industry and why it is relevant in recent times. [18:55] -Signs that a management is a good capital allocator. [20:45] -How to differentiate between a company that has done well in the past and will continue to do so over a company that shows promise at first but will ultimately flame out. [23:14] -The importance of understanding which business life cycle a company is in. [25:17] -A business that continues to protect its moat will surely thrive. [27:45] -Simons shares the story behind the 7investing service and how it empowers retail investors. [29:42] -Why fees shouldn’t be overlooked when you can do it yourself. [31:48] -Discussing the barbell portfolio and how you should allocate each holdings in it. [32:45] -The biggest advantage of an individual retail investors against institutional firms. [36:20] -How to approach and analyze companies of different market caps. [37:00] -Simon talks about the space economy and how it will be a driving force of the world economy in the coming decades. [39:23] -The beauty of the world of investing where your curiosity is rewarded financially. [43:27] -Simon tells his best dad joke. [47: 29] Note: Timestamps may differ and are approximate, depending on your podcast player. Simon's website- https://7investing.com His podcast- https://open.spotify.com/show/7wBWhst8U3CqSeQ8fRGCLO?si=58b4a51ae67947ec His Youtube channel- https://www.youtube.com/channel/UCAI0YGmr9W96nZI1q3vSJHg Today's show is sponsored by Rocket Money: Cancel your unwanted subscriptions and manage your money the easy way by going to rocketmoney.com/beginners For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today is a special episode and an announcement at the same time! Andrew will share with us the exciting changes with his stock research e-letter service and also the insightful lessons he learned after doing this for almost ten years- time surely flies. This is a pivotal moment for us in the podcast as we are excited to bring more value to our listeners moving forward so listen on to learn more! Timestamps of the episode: -Andrew talks about his new revamped Sather research e-letter service, how it evolved and why it will serve its subscribers better in a new platform. Plus, new features! [01:48] -What prompted the change and rebrand of his stock picking service. [03:53] -Andrew shares how his investing evolved after doing the e-letter service for almost ten years. [05:56] -Investing lessons and mistakes Andrew learned throughout the years. [08:09] -Dollar cost averaging strategy lessons: The good and the bad. [15:20] -The power of being open-minded and not stubborn to change is a valuable trait every investor should have. [17:35] Note: Timestamps may differ and are approximate, depending on your podcast player. Value Spotlight website- https://valuespotlight.com For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by Rocket Money: Cancel your unwanted subscriptions and manage your money the easy way by going to rocketmoney.com/beginners SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today we have a special guest! Joining us today will be Paul, a good friend we met in Twitter (or X now) where he will talk with us a diverse range of topics spanning from his experience working under Constellation software before into good capital allocation, value traps and more. Listen on as he discusses great insights into valuations especially on micro caps and also the key in finding quality businesses. This is such a great episode with so many gems that it's a pity we only have an hour (almost) of an episode! Timestamps of the episode: -Paul shares his investing journey and gives credit on having people showing you the way. [02:10] -He talks about the first stock he bought and how it started paving the way on doing great due diligence. [04:20] -The importance of finding your own style in investing even though we all stand on the principles of investing giants. [07:00] -Overpaying is the most common problem among investors and drags returns overall. [09:28] -Paul shares his approach on what to do if he is gonna start investing all over again today, the rules to follow and sifting through noise of readily available information. [12:20] -He breaks down what an earnings yield is and how it drives business return overall. [16:20] -Differentiating between cheap stocks that deserves to be cheap and the ones that has sustainable earnings but the market values it cheaply. [19:35] -What are value traps and why year over year fast revenue growth of value traps should not excite you. [21:55] -Management's quality in realizing shareholder value is important for every thesis/valuation to play out.[26:00] -Why looking acutely on the cash position of a company's balance sheet is relevant in gauging a management's skill in capital allocation. [30:50] -Paul shares his experience working under Constellation software before and why most small software companies are not run capital efficiently. [35:29] -What valuation ultimately means to Paul and how he approaches it. [38:00] -The key to finding quality businesses is by making the process simple. [42:35] Note: Timestamps may differ and are approximate, depending on your podcast player. Paul's Twitter (X) handle- https://twitter.com/Investmentideen His substack- https://investmentideas.substack.com Books and resources mentioned in the episode: Seth Klarman's book- Margin of Safety: Risk-Averse Value Investing Strategies for the Thoughtful Investor Joel Greenblatt- You Can Be a Stock Market Genius: Uncover the Secret Hiding Places of Stock Market Profits Geoff Gannon compilations download link- https://bit.ly/3QyzIpF For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we will do a bird's eye view in how to approach in studying an industry that is not in your circle of competence as investors will say. We will take you in on how we approach it ourselves step by step and discuss the nuances of each so listen on! Timestamps of the episode: -Great frameworks to use in starting to study a new industry. A way to extend your circle of competence. [01:50] -Starting with the sales trend of companies in an industry paints a financial picture to where an industry is headed. [05:20] -Identifying the key players in each industry is helpful and important in gauging if an industry is investable or not. [10:50] -How to approach studying a technical industry like the semi-conductors. [14:25] -Tracing the value chain of an industry helps you find under the radar businesses that are profitable.[18:50] -Continuous learning and keeping up to date in the industry you're invested in should not be hard and can be boiled down to few metrics. [23:38] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode, we have another great round of listener questions coming from Spotify! Questions in this episode encompasses a wide range of topics-from taxes to financial growth metrics- all are covered and discussed in a simple way Dave and Andrew are known for so listen on! Timestamps of the episode: -How to file your taxes in investing. It's easier than it sounds. [01:50] -Reliable sources of financial metrics and how to use them as each one has its own use cases. [03:23] -Don't overthink it and just dive in. Start investing as early as possible. [10:00] -What to do after your first investing failure. Spoiler: It will open a whole pandoras box of questions in becoming a better investor. [14:30] -Talking about different ETF's on index funds and why its a good starting point for beginner investors.[19:00] -Metrics to consider in measuring a businesses' growth. [21:45] -How different growth rates depend on which life cycle a business is. [25:37] -Why return on equity (ROE) is a good growth metric to use in increasing shareholder returns. [28:10] -Always remember there is no one metric that fits all. Dave discusses the pitfalls of ROE. [34:44] Note: Timestamps may differ and are approximate, depending on your podcast player. Sources mentioned in the episode: Stratosphere- http://www.stratosphere.io Quick fs- https://quickfs.net Seekingalpha- https://seekingalpha.com Finviz- https://finviz.com BamSEC- https://www.bamsec.com For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by: Factor Head to factormeals.com/investing50 and use code investing50 to get 50% off. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode we will be talking all about red flags of a businesses' financials and why we should look out for it. Red flags can either be really obvious or hidden deeper in the numbers and in this episode we will take a deep dive on each of them. Listen on as we discuss the questions you should ask yourself in encountering these red flags. Timestamps of the episode: -From profitable to non-profitable, a common overlooked red flag on businesses. [01:45] -Increasing debt to equity ratio, another rising red flag that has been proven to be detrimental in the future of a business [04:00] -Red flags are not necessarily deal breakers (mostly it is) but should make you ask yourself questions as to why it can be long term or not. [10:58] -Why sometimes a increasing goodwill of an asset acquired can be a red flag. [14:24] -Impairment losses are red flags and punishment for companies paying too much. It says a lot on the management's skill of doing acquisitions. [19:30] -Serial acquirers can either be great or bad as M&A's should be value accretive. Goodwill is the one to look out for on these companies. [28:30] -Decreasing return on invested capital (ROIC) and gross margins are another red flag of a business. [30:05] -A plethora of red flags is not a sign to short a company. [36:10] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by Factor: Head to factormeals.com/investing50 and use code investing50 to get 50% off. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will all be about beta, causation and correlation in the stock market! It's quite a technical topic as it is hard show numbers through the podcast but we will do our best as always to piece it together as simple as possible. Listen on as we take a deep dive into volatility, what drives a stock price and more! Timestamps of the episode: -What is Beta and how is it being used in the stock market? [01:53] -Volatility and risk are not the same and will never be. [05:55] -Using Beta as part of your hurdle rate. [13:16] -The seemingly random relationship between causation and correlation in the stock market. [15:50] -How index funds and sector ETF's affect a particular stock price. [19:56] -What really moves a stock price up and down? [21:26] -The stock market in the short term is a voting machine, and in the long term it is a weighing machine, a timeless Graham quote. [24:20] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by: Rocket Money: Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to RocketMoney.com/BEGINNERS. Babbel: Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. Shopify: Sign up for a one-dollar-per-month trial period at SHOPIFY DOT COM SLASH “beginners”, ALLLOWERCASE. Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB298-Causation-is-not-CorrelationDownload Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! In today's episode, we have a bunch of great listener questions and this time its from Spotify! A great feature to connect listeners and hosts so keep the questions coming! The episode today will revolve around a few important topics namely the timing of your investments, time horizon, portfolio allocation and more so listen on! Timestamps of the episode: -Is it too late to invest in your Roth IRA? [02:10] -Your investment time horizon dictates your portfolio mix. [05:40] -Being scared in investing vs investing the money you can't afford to lose. [08:38] -Is there even a safe way to invest? [12:51] -There is no magic number in portfolio allocation. It is whatever that makes you sleep well at night. [15:17] -It's always the consistent habit of putting money to work that compounds wealth. [20:13] -Taking profits out of your ROTH IRA's, is it sensible to do it now? [20:42] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by: Rocket Money: Stop throwing your money away. Cancel unwanted subscriptions – and manage your expenses the easy way – by going to RocketMoney.com/BEGINNERS. Babbel: Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. Shopify: Sign up for a one-dollar-per-month trial period at SHOPIFY DOT COM SLASH “beginners”, ALL LOWERCASE. Go to SHOPIFY DOT COM SLASH “beginners” to take your business to the next level today. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB297-Listener-QADownload Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! We have another great listener episode! As always, we love hearing from you guys and ask us questions. Today's listener episode will be about dollar cost averaging, sizing your bets and everything you need to know about 401k investing! Listen on as Andrew and Dave give their insights especially on the right ways to correctly size your bets and why you should or not trim your winners. Timestamps of the episode: -How to use dollar cost averaging (DCA) in spreading your bets on the best opportunities. [02:14] -Don't give in to the itch of trying to find the next best idea as sometimes you can find it really close by. [07:55] -Where to find more info on the funds offered in your 401K and how to approach them. [09:10] -Universal rules in 401K investing and why every beginner should know about this. [11:56] -How to correctly size your bets in your investment portfolio. [15:15] -Should you let your winners run? or trim until your stomach can manage? A good problem to have.[21:10] -A pitch on Andrew and Dave's amazing newsletters. [27:05] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein You can find the transcript of today's show below: IFB296-Listener-QA-–-Dollar-Cost-Averaging-Portfolio-ManagementDownload Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode, we will explore and think outside the box and do scuttlebutt investing! As Peter Lynch's timeless quote says, "Know what you own" scuttlebutt investing is more or less the same- you get on the ground and research the company personally. Listen on as we discuss this boots on the ground style of investing and how it can help one greatly in gaining a deeper understanding of a business plus its pitfalls also! Timestamps of the episode: -What is "scuttlebutt" investing and why qualitative analysis must be about thinking outside the box. [02:26] -Always be observant of businesses around your "orbit" [05:20] -How taking scuttlebutt investing too far can be myopic to your investing. Living in your own bubble. [10:27] -Ways to extend your scuttlebutt bubble and reduce tunnel vision. [12:50] -Nothing beats doing research of a company through its employees. [19:25] -Why Glassdoor is such an important tool doing management/culture scuttlebutt. [22:27] -Another great tool for scuttlebutting: Tegus, a professional service doing management interviews [24:05] -Insider trading can be an unintended pitfall of doing scuttlebutt investing. [25:10] Note: Timestamps may differ and are approximate, depending on your podcast player. Glassdoor website- https://www.glassdoor.com Tegus- https://www.tegus.com For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com Today's show is sponsored by Babbel: Get 55% off your Babbel subscription at Babbel.com/BEGINNERS. SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing For Beginners Podcast! In this episode, we have a special guest, John Rotonti, who shares valuable insights on the importance of Return on Invested Capital (ROIC) in determining the intrinsic value and growth potential of a company. John explains that if the ROIC is higher than the cost of capital, it leads to growth and increases intrinsic value. If it is equal, growth is neutral, and if it is lower, growth destroys value. He also breaks down the formula for calculating the economic spread or excess return spread, which is ROIC minus the cost of capital. Throughout the episode, John emphasizes the significance of a high ROIC and a higher economic spread for companies. He highlights how revenue growth, especially organic growth, plays a crucial role in driving intrinsic value growth for companies with a high ROIC higher than the cost of capital. 00:04:49 Thorough research and analysis process for investing. 00:10:08 Watch list, market sell-off, network, investor letters. 00:16:57 Checklist for investing in businesses with tweaks. 00:23:26 Free cash flow yield is the best predictor of future returns, according to multiple studies. To calculate normalized free cash flow, consider factors like cash inflows from selling off businesses. Another method is total shareholder return (TSR), which includes dividend yield and earnings per share growth. Models like discounted cash flow (DCF) and reverse DCF can help estimate fair values. Additionally, analyzing acquisition multiples in the industry can provide insights. 00:35:26 DCF is a discounted cash flow model used to estimate future cash flows. It involves forecasting cash flows over a period of 5-10 years and then projecting them into perpetuity. The value of an asset is determined by the present value of future cash flows, which is calculated through discounting. Three key factors to consider are the size, timing, and riskiness of the cash flows. Building a DCF involves modeling revenue growth, EBIT margins, tax rates, and subtracting reinvestment to determine free cash flows. These cash flows are then discounted using a chosen discount rate. The sum of the present values of these cash flows, along with the terminal value, gives the enterprise value. By subtracting debt and adding cash, the equity value can be determined. Dividing by the number of shares gives the intrinsic value per share. Different scenarios can be explored to determine a range of fair values. 00:46:04 ROIC and free cash flow drive value. 00:51:09 Higher ROIC generates intrinsic value growth through growth. 00:59:01 New Constructs provides accurate financial metrics data. 01:02:11 PE ratios and free cash flow multiples are commonly used by people, but they are often misunderstood. However, understanding the three drivers of the multiple - earnings growth, return on invested capital, and risk - can make them useful. Examples show how different growth rates and cost of capital affect justified PE ratios. As the cost of capital increases, the justified PE ratio decreases. It's important to understand these drivers to make sense of multiples. You can find more John here on Twitter @JRogrow For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be all about multiple expansion- what it means and how it will impact the business you're investing in! The "multiples" term is always being thrown around by talking heads on tv and people in the investing community and we know how it can be confusing at times especially for beginners so listen on as we discuss each facet of it. Let's go! Timestamps of the episode: -What a “multiple” term mean in the investing word. [01:54] -The importance of knowing the driver behind every multiple expansion. [04:33] -How market expectations are baked into the multiples of a business. [05:45] -Other impact drivers that can move a business’s multiple expansion. [09:02] -If there’s multiple expansion, there exists also a compression. $META being the prime recent example. [14:40] -How the price to book ratio can be a good multiple to gauge cyclical businesses. [21:14] -The dangers of being fixated on the multiple expansion/compression game. [23:50] -Value investors are also victims of the multiples game. [28:30] Note: Timestamps may differ and are approximate, depending on your podcast player. For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to the Investing for Beginners podcast! Today's episode will be a special one as we have an awesome guest in the show! Karen Finerman, Metropolitan Capital Advisor's hedge fund manager and a panelist in CNBC's Fast money show, will be gracing us today with her investing journey, mistakes and wisdom throughout the years in different market cycles. She also has an upcoming podcast (already published at the time this episode goes live) named "How She does it which talks about having conversations with female leaders in all industries who make their own space and build their careers in unique ways. It was such a pleasure having her in our show and was a gem of insights not only in investing but life in general also so listen on! Timestamps of the episode: -Karen shares her investing journey from wanting to become a gymnast into doing risk arbitrage trading and being successful in a male dominated finance industry. [02:26] -Why always thinking about the downside matters. Karen talks about an expensive lesson she learned from investing. [05:36] -How to rationally handle your investing failures and make use of it. [07:49] -Why the current market conditions does not surprise Karen. [10:15] -How Karen's investing style changed throughout the years. [12:10] -Withstanding market swings and irrationality. How to overcome when the market narrative is against your stocks. [16:40] -Being in the age of hyper information does not help in giving you an edge as an investor. [21:44] -Key pieces of information that are more signal than noise in the markets. [24:14] -The best way of weighing investing risk vs reward in picking individual stocks. [29:18] -When to sell: the underrated hardest thing to do in investing. [34:05] -Karen shares the story behind her podcast, "How she does it" and how it empowers women in different industries. [36:50] -The most important lesson she taught her daughters. [39:15] -Karen talks about an amazing endeavor of a guest in her podcast which is awe inspiring to be honest. [41:20] Note: Timestamps may differ and are approximate, depending on your podcast player. Karen Finerman's podcast - https://open.spotify.com/show/2bDVlf5r5Rocbq0xZCK2JE?si=36c4dfc0aa4d4404 For more insight like this into investing and stock selection for beginners, visit stockmarketpdf.com SUBSCRIBE TO THE SHOW Apple | Spotify | Google | Stitcher | Tunein Learn more about your ad choices. Visit megaphone.fm/adchoices