The Independent Advisors

If you’ve been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I’d encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There’s a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you’re ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)344 Topics:Markets pulled back in Q1; Nasdaq in correction, volatility rising, but historically normalSentiment signals (high correlation, put buying) suggest a potential market bottom formingTech stocks attractive: Magnificent Seven down, valuations cheaper despite strong earnings growthGeopolitical tensions driving short-term noise, not long-term fundamentalsHistorical trends (midterm years) point to volatility followed by strong recoveriesScam awareness: rising cybercrime and “recovery scams” targeting investorsEarnings season ahead could shift focus back to fundamentals and spark a reboundShow Notes:Post on X from The Chart Report on 3.27.26 - https://x.com/TheChartReport/status/2037520080737546310 Post on X from JC Parets on 3.27.26 - https://x.com/JC_ParetsX/status/2037565066174677041 Article on March 13th from Tara Siegel Bernard with the NYT titled “His Father Lost His Life’s Savings in a Scam. A Fake Lawyer Offered to Help.” - https://www.nytimes.com/2026/03/13/business/financial-fraud-money-scams-elderly-recovery.html?

If you’ve been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I’d encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There’s a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you’re ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Show NotesArticle from David Harrell on Morningstar titled “Don’t Fall for This Common Dividend Mistake When Investing for Retirement” on 10/30/2025 - https://www.morningstar.com/retirement/dont-fall-this-common-dividend-mistake-when-investing-retirement Post on X from Ryan Detrick on 3.20.26 - https://x.com/RyanDetrick/status/2035042415774511545 Financial Planning Topic of the Weekhttps://www.plancorp.com/blog/mega-backdoor-roth343 Topics: Oil shocks ≠ long-term losses: Markets have historically delivered strong gains following major oil price spikesCorrections are healthy: Multiple pullbacks per year are typical, even in strong bull marketsDividend yield ≠ total return: High yields can be misleading if price declines offset incomeCovered call ETFs trade growth for income: Higher yields come with capped upside and often lower total returnsPullbacks can be buying opportunities: Retests of prior highs often act as strong entry pointsMega Backdoor Roth = major opportunity: High earners can significantly boost tax-free retirement savings if their plan allows it

If you’ve been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I’d encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There’s a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you’re ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link:https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Post on X from Ryan Detrick at Carson Investment Research on 3.12.26 - https://x.com/ryandetrick/status/2032190129180123211?Posts on X regarding the VIX from Seth Golden on 3.10.26 & SubuTrade on 3.9.26 - https://x.com/sethcl/status/2031428550796923169?https://x.com/subutrade/status/2031014375923101766?#3: Post on X from Sam McCallum on 3.9.26 - https://x.com/honeystocks1/status/2031114276333670872?Key TakeawaysMarkets declined in March with increased volatilityGeopolitical tensions and oil price swings adding uncertaintyFed holding rates steady; consumer remains strongMarket signals show mixed outlook—fear levels may signal opportunityWeakness is broader than headline indices suggestAvoid reacting to short-term headlinesStay focused on long-term financial strategyQuick tip: Use authenticator apps for stronger account security

If you’ve been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I’d encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There’s a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you’re ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Show Notes:Post on X from Cullen Roche on 3.6.26 - https://x.com/cullenroche/status/2029923375582433519?s=12&t=Godkt5FzuqWcmpmvo2G5Jg Blog Post on Business Insider detailing what happened when a Meta Director let an AI tool take over her email - https://www.businessinsider.com/meta-ai-alignment-director-openclaw-email-deletion-2026-2 Post on X from Ryan Detrick on 3.6.26 - https://x.com/ryandetrick/status/2029993317849833557?s=12&t=Godkt5FzuqWcmpmvo2G5JgPost on X from ISABELNET on 2/2/26 with data from Carson Investment Research - https://x.com/isabelnet_sa/status/2018260327805194503?s=12&t=Godkt5FzuqWcmpmvo2G5Jg Post on X from EquityClock on 1.26.26 - https://x.com/EquityClock/status/2015971749976764603?s=20 Blog Post from Maura Mcinerney-Rowely titled “3 types of wills you should know about before you die” - https://hellomortal.substack.com/p/3-types-of-wills-you-should-know #341 topics: SeasonalityGeopolitical volatilityValuation comparisonsInvestor positioningCreating an ethical will

If you’ve been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I’d encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There’s a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you’re ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Show Notes:Blog Post from Matt Cerminaro on February 24th titled “The Craziest Stat of 2026” - https://chartkidmatt.com/p/the-craziest-stat-of-2026 IRS Tax Withholding EstimatorUS-Israel strike on Iran & market reaction – VIX peaked mildly, institutional buying, investor confidence (03:24) Midterm year volatility expectations – Weak early months, Q4 rebound, historical resilience (06:41) Middle East conflicts & supply chain containment – Limited market disruption, quick recovery (09:23) US dollar trends & international equity outlook – Unexpected 3.5–4% rebound, impact on global stocks, diversification advice (12:12, 14:30) Mortgage rates & housing affordability – 30-year rates below 6%, improved buying conditions, sticky home prices (15:22, 16:30) Tech sector (MAG7) valuation shifts – Low valuations vs. defensive sectors, potential buying opportunities (18:13, 21:20, 28:37) Market technicals & behavioral insights – S&P 500 moving average contraction, disciplined investing, long-term perspective (22:33, 25:25) Tax planning & IRS tools – Withholding estimator, biannual review, avoiding penalties (31:46, 33:15) Hosts:Mark McEvily - Chief Investment Officer and Managing Partner Matthew Jessup – Chief Executive Officer, Chief Compliance Officer, and Managing PartnerAddress: 35 Park Ave. Dayton, OH 45419 Phone: 937-938-9105 https://www.jessupwealthmanagement.com/ Social Media:Facebook: @JessupWealthManagement LinkedIn: @JessupWealthManagementTwitter: @jessupwealth Instagram: @jessupwealthhttps://www.jessupwealthmanagement.com/disclosures-page

If you’ve been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I’d encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There’s a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you’re ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link: https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Show Notes:Post from Gunjan Banerji on February 11th: https://x.com/GunjanJS/status/2021621102540476665?s=20Post on X from Unusual Whales and Trendspider on February 2nd: https://x.com/trendspider/status/2018321929133085044?s=12&t=Godkt5FzuqWcmpmvo2G5JgPost on X from Ryan Detrick on February 1st: https://x.com/ryandetrick/status/2018162240344490198?s=12&t=Godkt5FzuqWcmpmvo2G5JgInfo from Amanda Orson on X: https://x.com/amandaorson/status/2010035644127670660?s=12&t=Godkt5FzuqWcmpmvo2G5JgInflation Update: January inflation cooled to 2.4%, easing concerns about persistent price pressures.Earnings Volatility: Largest post-earnings stock swings since 2012, highlighting a more reactive market environment.Stock Selection Strategy: Focus on price strength and sector leadership over narratives and headlines.Analyst Forecast Skepticism: Caution around bold price targets and hype-driven projections.Volatility as Opportunity: Spikes in fear indicators have historically created buying opportunities.Credit Card Rate Cap Proposal: A 10% cap could restrict credit access and disrupt risk-based lending.Impact on Rewards & Lenders: Potential reduction in credit card perks and profitability pressures for issuers.

If you’ve been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I’d encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There’s a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you’re ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link:https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)Show Notes:Post on X from Wall St. Wingman on 2/9: https://x.com/WallStWingman/status/2020898540608741392?s=20 Post on X from Mike Silva on: 2/9 https://x.com/mikepsilva/status/2020968911827763445?s=20#338 Topics:Market Volatility: Mixed market returns with S&P 500 up 1.4% year-to-date; NASDAQ down 0.8%.Jobs Report: January payrolls increased by 130,000; unemployment dropped to 4.3%, with slowest job growth in two decades.Trucking Volumes Rise: Spot rates climbed $0.61/mile; volumes hit multi-year high, signaling robust economic strength.Inflation Insights: Real-time inflation shows sub-1% annual rate, suggesting potential for more aggressive Fed rate cuts.Tech CapEx Surge: Mega tech firms plan $200 billion in AI infrastructure spending, betting on long-term growth.Broader Market Strength: Non-tech sectors support market stability amid outperformance from transportation stocks.

If you’ve been enjoying The Independent Advisors podcast for a while now and want to take the next step in your financial journey, I’d encourage you to head to our website, jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) . Matt offers a 15-minute initial call where you can discuss your financial goals and see if JWM is a good fit for your needs.Scheduling is easy—once you land at jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) just click “Schedule Initial Call” and select a time that works best for you!There’s a quick survey to fill out that will help guide the conversation and ensure your time is used efficiently.If you’re ready to learn more, visit jessupwealthmanagement.com (https://www.jessupwealthmanagement.com/) and book your call today!Take advantage of our partnership with LifeLock and get discounts using our link:https://lifelock.norton.com/offers?expid=LLONEYEAR&promocode= JSPW24&VENDORID= _JESSUPWM&om_ext_cid=ext_partner_ JSPW24_Productpage $)#337 Topics:Consumer Staples Surge: Record inflows into consumer staples due to attractive dividend yields above 4%, despite modest earnings growth expectations.Housing Affordability Crisis: Median age for first-time homebuyers hit 40, with buyers waiting 47% of their life to afford homes.Stronger Household Finances: Household net worth increased by $66 trillion; debt-to-asset ratios remain low, aiding resilience against downturns.February Market Activity: Key dates include CPI inflation print on February 11 and Nvidia earnings on February 25; expect volatility in midterm election year.January Barometer Insight: Positive January for S&P historically leads to 12.2% average annual return; January 2024 had favorable outcomes.Social Media:Facebook: @JessupWealthManagement LinkedIn: @JessupWealthManagementTwitter: @jessupwealth Instagram: @jessupwealthhttps://www.jessupwealthmanagement.com/disclosures-page