The Financial Samurai Podcast

Happy 2024 everyone! Here are some of our goals and financial predictions for 2024. Overall, we're optimistic about the year. Related posts: 2024 S&P 500 Forecasts 2024 Housing Price Forecasts 2024 Financial Samurai Goals Explaining All The Surprise Capital Calls Investing In 2024 If you'd like to invest in the rebound in real estate in 2024, check out Fundrise, my favorite private real estate platform with over $3.3 billion under management for 500,000+ investors. To invest in AI and other private growth companies, check out the open-ended Innovation Fund. You can see what the fund invests in before you invest and how much.

Sydney and I review 2023 and discuss the importance of intrinsic motivation to keep going. Be aware of only chasing extrinsic motivators, like money, fame, and promotions, to achieve your results. If you do, chances are high you'll burn out quicker than expected. We'd love a share and a review of the podcast. Each episode takes at least two hours to produce. Related post: 2023 Financial Samurai Year In Review: More Failes Than Wins The Best Posts And Podcasts On Financial Samurai 2023 To Succeed, Intrinsic Rewards Must Dominate Extrinsic Rewards Subscribe To Financial Samurai Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance. Pick up a copy of my WSJ bestseller, Buy This Not That. As a first edition, first print with some typos, it could be a valuable collector's item in the future.

I speak to Sydney, my wife, about the idea of sending our children to Community College instead of directly to a four-year state or private university. The benefits are many, including less stress and more fun! If you enjoyed this episode, please rate, review, and subscribe! Posts mentioned: Community College May Be The Way: How I Plan To Spend $1.5 Million Median Income Earned By Ivy League Graduates Keep In Touch With Financial Samurai Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.

This episode is sponsored by Danielson Legal, which provides top tier intellectual property legal services for the greatest value proposition available in the market. Their attorneys have formidable experience and expertise from practicing at the highest levels of the profession—from the top law firms in Boston to publicly traded corporate legal departments. Episode Synopsis If you retire early, chances are high you will have an itch to return to work within a year or two. Only after publishing my post, Why It's So Hard To Stay Retired After Retiring Early, did I discover the one solution that will help folks continue to stay out of the work force. I then went deeper and wrote the post, Why It's So Hard To Leave San Francisco Now. When there's so much going on in the city by the bay today, you can't help but want to stay. If you enjoyed this episode please rate, review, share, and subscribe! Every review counts. Suggestions If you're looking to invest in artificial intelligence companies, take a look at the Fundrise Innovation Fund. It has democratized access to investing in private growth companies with only a $10 minimum. Join 60,000+ others and subscribe to the Financial Samurai newsletter.

I speak to my friend and 4-time NBA champ, Shaun Livingston about his journey from high school basketball prodigy to winning multiple championships with the Golden State Warriors. If you're an NBA fan or a professional sports fan, you're going to love this episode. Please rate, review, and subscribe to the podcast. Every review means a lot! Related Financial Samurai posts: Where Are All The Adult Athletes? Sports And Your Career The Secret To Your Success: 10 Years Of Unwavering Commitment Subscribe To Financial Samurai Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.

This episode is sponsored by Danielson Legal, which provides top tier intellectual property legal services for the greatest value proposition available in the market. Their attorneys have formidable experience and expertise from practicing at the highest levels of the profession—from the top law firms in Boston to publicly traded corporate legal departments. Episode Synopsis Supposedly by the time our children turn 19, we will have spent 80% - 90% of the time we will ever spend with them. But that statistic is ridiculous if we make the effort. Let's talk about something absurd, like relocating to where our adult children are once we are retired. Posts mentioned: Having Absurd Dreams Is OK Because Sometimes They Come True The Pandemic Was An Experience In Hedging Your Life Keep In Touch With Financial Samurai Pick up a copy of How To Engineer Your Layoff. It will teach you how to negotiate a severance package so you can spend more time with your children or do what you want. Use the code "saveten" at checkout to save $10. Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.

After the real estate industry was found guilty of collusion by a Missouri jury, I spoke to lead trial lawyer, Mike Ketchmark about how the entire process came about. If you're into real estate, thinking of selling or buying a home, or are curious about how lawyers get compensated, you're going to love this episode! Related posts: Real Estate Collusion Revealed! Misaligned Commission Incentives Real Estate Alternative If you're looking to invest in private growth companies, take a look at the Fundrise Innovation Fund. Roughly 35% of its investments are currently in AI-related companies, which is likely the revolutionary technology over the coming decade.

This episode is sponsored by Danielson Legal, which provides top tier intellectual property legal services for the greatest value proposition available in the market. Their attorneys have formidable experience and expertise from practicing at the highest levels of the profession—from the top law firms in Boston to publicly traded corporate legal departments. Show notes: We know the median American household has a net worth of about $193,000 and the average American household has a net worth of $1.06 million. But what about the top 1% of American households? If you want to beat out 99% of Americans, this is how large your net worth should be by age, at a minimum! Is the grind worth it since 99% will fail? I'm not sure that it is. Let's discuss. Related post: Top 1% Net Worth By Age Keep In Touch With Financial Samurai Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.

After a couple of months, I was able to successfully convince my wife to upgrade homes! But now that she's on board, I'm afraid to move forward. I'm afraid because it's scarier to buy a home when demand is down. There's a comfort in buying when everybody else wants to buy. But I think I'm mostly afraid of buying because I had to convince my wife. As a result, if anything unfortunate happens after we move, I will feel guilty and to blame. If you are thinking of making a big move where you and your partner are not 100% alilgned, perhaps this episode will spur you to communicate more about your fears and worries. Posts mentioned: 5 Ways To Overcome Emotional Attachment To Buy A New Home 30/30/3-5 Rule For Home Buying Income And Net Worth Requirements To Buy A Home At All Price Points Recommendations To invest in real estate more strategically and passively, check out Fundrise. Fundrise manages over $3.3 billion, mostly in residential and industrial real estate in the Sunbelt. The spreading out of America is going to be a multi-decade trend. FS is an investor and affiliate partner of Fundrise. Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.

Congrats! The average American household is now a millionaire according to the latest Federal Reserve Consumer Finance Survey. It's good to be average! Alas, the median American household is not a millionaire, which is a better reflection of the average American! Related posts: The Average American Household Is Now A Millionaire The 30/30/3-5 Homebuying Rule What Millionaires Do: 1) Invest in stocks 2) Participate in their retirement plans 3) Invest in real estate 4) Start and invest in private companies Investment mention: The Fundrise Innovation Fund that invests in private growth companies in AI, fintech, proptech, and more. If you enjoyed this episode, please rate, review, and subscribe! Every review makes a difference. Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.

I talk to Roger Lee, Co-Founder of Human Interest, a YC-backed private company that offers 401(k) plans to small businesses. Human Interest raised $200 million in a Series D round in August 2022 valuing the company at $1 billion. Roughly 80% of small businesses with under 100 people don't have 401(k)s. We talk about how Roger got into Harvard, why he decided to become an entrepreneur instead of go into the management consulting or finance world, AI, and more. You can learn about Roger's other companies here: Comprehensive.io (payments startup) Layoffs.fyi (layoff tracker in the tech industry) Related posts on Financial Samurai: Net Worth Compositions By Levels Of Wealth: Build A Business Already The Top 10 Reasons To Start An Online Business Today Reflections On Making Money Online Since 2009 Career Advice For Those Wanting To Join A Startup Keep In Touch With Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

I speak to Eric Rosenberg, a long-time blogging buddy, about his journey from corporate employee to freelance writer, podcaster, and web designer. Eric has three children and lives in expensive Southern California. Yet, he's able to provide for his family on his freelance income alone. If you've ever wanted to become a freelancer and make side money or full-time freelancer money, this is your show! You can find out more about Eric at Eric.money. Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends! Every review means a lot.

I figured out how to cure those afflicted with entitlement mentality! Once cured, I'm positive most will be happier and richer over their lifetimes. Because for the longest time it boggled my mind how wealthy, privileged people could feel so entitled instead of so grateful. Posts mentioned: Entitlement Mentality Is A Sneaky Wealth Destroyer How To Calculate The Value Of A College Degree Investor Virtue Signaling In A Capitalist Country Is Fascinating Support Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

I speak to doctor Daniel Shin about his journey to being a urologist in Southern California to leaving behind his $600,000 job and moving to Memphis, Tennessee. We talk about doctor burnout, entrepreneurship, family, and real estate. You can find out more about Daniel at The Darwinian Doctor (https://thedarwiniandoctor.com) and on his TikTok page at (https://www.tiktok.com/@thedarwiniandoctor?lang=en) Real Estate Recommendation Check out Fundrise, a premier private real estate platform if you want to invest in real estate passively. Fundrise mainly invests in residential and industrial properties in the Sunbelt, where yields are higher and valuations are lower. Related Financial Samurai Posts: Don't Make $400,000 A Year: Look At How GS Analysts Suffer Thinking About Getting A PhD? Not Sure If It's Worth It 20 Best Side Hustles To Make Extra Money Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoy this episode, please share, rate, and subscribe. It helps the FS podcast grow!

I speak to Farnoosh Torabi, host of the So Money podcast and author of her new book, A Health State Of Panic about fear. Specifically, we discuss how we all have fear and how we can harness it to build more wealth and have more purposeful lives. We also discuss parenthood, how to live a successful life, and how to be more inclusive of different voices in the personal finance field and elsewhere. Please share, rate, and review if you enjoyed the episode! Subscribe To Financial Samurai Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.

I speak to Ben Miller, Co-Founder and CEO of Fundrise about why his company started a new tech Innovation Fund. We explore why Ben thinks his firm has a competitive advantage, the most promising areas where the fund is investing, and the mechanics of investing in a private venture fund by Fundrise. For more, read my Fundrise Innovation Fund Review post. To invest in the Innovation Fund, with an investment minimum of only $10, CLICK HERE. Fundrise is a long time sponsor of Financial Samurai. In 2016, I recognized Fundrise's investment thesis of investing in heartland real estate was exactly like mine. So we formed a business partnership that has now lasted for years.

I speak with Brad Stulberg, author of Master of Change, about how to do just that in this chaotic, stressful, and every-changing world. Brad also wrote The Practice Of Groundedness, which I found particularly helpful during the pandemic. For those who wish to feel a little less stress, a little more calm, and a lot more confident about tackling change, this episode is for you. Please rate, review, share, and subscribe! Every review means a lot. Support Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. Financial Samurai began in 2009 and is one of the largest independently-owned personal finance sites in the world with over 1 million visitors a month. Sam is one of the pioneers of the modern-day FIRE movement. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

My wife and I talk about how shockingly low the median 401(k) balances are by generation. We also discuss why we think this is the case and why there is likely no retirement crisis in America. Financial Samurai Posts: 401(k) Balances By Generation How To Calculate the Value Of Your Pension The 60-Day Rollover Rule The Right Ratio Between Income And Distribution Recommendations Diversify into real estate more strategically and passively with Fundrise. Fundrise manages over $3.3 billion, mostly in residential and industrial real estate in the Sunbelt. The spreading out of America is going to be a multi-decade trend. FS is an investor and affiliate partner of Fundrise. Sign up for Empower, the best free online financial tool to manage your 401(k). With Empower, you can x-ray your 401(k) portfolio for excessive fees, track your net worth, and better plan for your retirement. I've been using Empower to track my net worth since 2012. The more you can stay on top of your finances, the better you can optimize your finances. Both Fundrise and Empower are affiliate partners. Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance.

I speak to Srinivas Rao host and founder of The Unmistakable Creative Podcast, where he has interviewed over 1,000 thought leaders, entrepreneurs, and creatives. He is also the creator of the Maximize Your Output course, which helps individuals optimize their workflow and productivity. Srinivas is passionate about helping others achieve their creative goals and has authored several books, including the Wall Street Journal bestseller, "The Art of Being Unmistakable." Podcast The Unmistakable Creative Podcast Books An Audience of One: Reclaiming Creativity for It's Own Sake Unmistakable: Why Only is Better Than Best Free Resources Maximize Your Output Youtube Channel- Knowledge Management Tutorials The Ultimate Guide to building a Second Brain With Mem How to Take Smart Notes E-Course Course Maximize Your Output with Mem Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

Buying a home with contingencies is rare during housing bull markets. But as higher mortgage rates dampen investor demand, being able to put in contingencies before buying a home is now more possible. Let me share with you why buying a home with contingencies can make you lots of money. It will also make you feel better in the process! Relevant posts: Buying A Home With Contingencies Is Like Getting A Free Call Option How To Invest Your Down Payment If You Are Planning To Buy A Home Real Estate Recommendation Check out Fundrise, a premier private real estate platform if you want to invest in real estate passively. Fundrise mainly invests in residential and industrial properties in the Sunbelt, where yields are higher and valuations are lower. Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoy this episode, please share, rate, and subscribe. It helps the FS podcast grow!

In this episode, I speak to Chad Carson about his new book, The Small And Mighty Real Estate Investor. Chad played linebacker for Clemson University and decided to dive deep into real estate as a career. To buy the book, click here (BiggerPockets) or above and use the discount count SAMURAI to save 10%. It's an incredibly thorough book if you ever wanted to start building your real estate empire. You can also buy the book on Amazon if you missed the initial promotion on Biggerpockets in the link above. Keep In Touch With Financial Samurai Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance. To invest in real estate more strategically and passively, check out Fundrise. Fundrise manages over $5 billion, mostly in residential and industrial real estate in the Sunbelt. The spreading out of America is going to be a multi-decade trend.

I speak to Charlie Albright about his journey from being a pianist since three-and-a-half, to graduating Harvard and Juliard, to playing at some of the biggest venues in the world as a concert pianist. Please visit his website https://www.charliealbright.com to connect, learn, and book. I saw Charlie perform live and it was a magical experience. Charlie also was kind enough to record an amazing improvision of a lullaby I wrote called, Cutie Baby. You can hear my version and his piano version. https://www.financialsamurai.com/cutie-baby-a-samurai-lullaby/ Finally, Charlie provided his thoughts on creativity and how to be more creative in my post, How To Be More Creative. https://www.financialsamurai.com/how-to-be-more-creative/ Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

I speak to Peter Atwater, author of The Confidence Map about understanding the role of emotions in decision making. Peter is also an adjunct professor at William & Mary, where we both are alumni. By plotting our experiences across four boxes, we can gain powerful insight into our decision-making process: Stress Center = low control/low certainty Comfort Zone = high control/high certainty Launch Pad = high control/low certainty Passenger Seat= low control/high certainty Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoy this episode, please share, rate, and subscribe. It helps the FS podcast grow!

With the tragic fire that occurred in Lahaina, Maui, it's important to review your home insurance policy and understand what it does and does not cover. You also need to have contingency plans in case your house burns down. If you have not done so already, call your home insurance company to review your coverage details. You don't want to be caught underinsured in case the worst happens. Relevant FS post: What's In A Home Insurance Policy? Things You Need To Know Recommendations If you're looking for a home insurance policy, check out Policygenius, the one stop marketplace for home insurance and other insurance needs. Instead of apply to individual insurance carriers one-by-one, apply for a home insurance policy on Policygenius and get multiple insurance offers. Then choose the best one that's right for you. For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail. Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009.

I talk to a long-time Financial Samurai reader, Anahad O'Connor from The Washington Post. Anahad worked at The New York Times for 20 years until moving over to The Washington Post in 2022 to cover health and wellness for its Well+Being segment. Related Posts: The Pandemic Was An Experience In Hedging Your Life Why Blogging Is The Best Business In The World Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

I catch up with my wife, Sydney, about her trip to Japan. This is the first time she has been away from both kids since our son was born. I also share some realizations about marriage, relationships, parenting, expectations, and self-belief. Related posts: When Life Gives You Trouble, Remember The Navy SEALS Term: Full Benefit The Secret To Your Success: 10+ Years Of Unwavering Commitment A Parent's Guide To Traveling With Kids When Is The Right Time To Travel Abroad With Kids? Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

I speak to Liz Tran about her new book, The Karma Of Success: Spiritual Strategies To Free Your Inner Genius, as well as her journey from a difficult household, to venture capital, to entrepreneur. We discuss some of the various problems startup founders and CEOs face, the attributes they have to make them a success, what success means, and the difficulties of having a career and raising a family in a big city like New York. You can find Liz Tran and Reset, her executive coaching business here. You can also find her website at Liz-Tran.com and her podcast here. Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

I speak to Fundrise Co-Founder and CEO, Ben Miller, about his outlook for real estate, where he sees opportunity, and when to be careful regarding an impending recession. We go deep into subjects around inflation, mortgage rates, big picture trends, and investment opportunities on the credit side. One of the main reasons why I like Fundrise is due to Ben Miller's cautious nature about business and investments. As a steward of capital, I want the steward to look out for landmines everywhere. If you'd like to invest in the Income Fund and explore other investment opportunities, you can sign up with Fundrise here. If you enjoy this episode, please share, rate, and subscribe. It helps the FS podcast grow! Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here.

I talk to my wife about her losing her passport only a couple of months before her trip to Japan and how she solved her problem with some ingenuity. We then talk about the awesomeness of gig work and how to change our attitude when bad things happen with the term Full Benefit. Related post: When In Trouble, Remember The Term FULL BENEFIT! 20 Best Side Hustle Ideas To Make Extra Money Spoiled Or Clueless? Try Working A Minimum Wage Job Subscribe To Financial Samurai Pick up a copy of How To Engineer Your Layoff. It will teach you how to negotiate a severance package so you can spend more time with your children or do what you want. Use the code "saveten" at checkout to save $10. Join 60,000+ others and subscribe to my free weekly newsletter. This way you always stay on top of the most important events in the stock market, real estate market, and everything personal finance. You can also subscribe to my post e-mail list and get notified via e-mail every time I publish a new post.

I speak to Dan Andrews, one of the OGs of the digital nomad movement. He started his site, The Tropical MBA (https://tropicalmba.com) in 2009 and has lived in Asian and Europe while running his business. Dan also runs The Tropical MBA podcast where he talks about running 7-figure lifestyle businesses. Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

In this episode, I talk to Simone Stolzoff about his new book, The Good Enough Job. We talk about how to find more meaning and purpose through our jobs and how we can lead more balanced lives. We also discuss Simone's own background and how he plans to balance being a freelancer with living in an expensive city. Simone is a fellow Portfolio Penguin author. Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

My interview with Dr. John Durante from The College Admissions Process Podcast. John is also the Principal of Syosset High School in Long Island, New York. Alphabetical List of Episodes with Podcast link to the right of each school: https://docs.google.com/document/d/17smCKRwNBUuTRXZxxT4J3FJpfjie7TXeLreLBxrI-ZI/edit John's email for any follow up questions: [email protected] Just in case, CLICK HERE for the link to his social media pages. Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

On June 29, 2023, in a 6-3 decision written by Chief Justice John Roberts, the court held that the policies violated the equal protection clause of the 14th Amendment. Let's talk about the implications, whether affirmative action is fair, some potentially better affirmative action policies, and what parents can do to help their children succeed. Posts to read: An Asian-American's View On Affirmative Action In College Admissions The Joy Of Low Expectations: When Nobody Believes In You Connect With Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

To invest in real estate. take a look at Fundrise, my favorite private real estate platform. Fundrise has funds that invest primarily in single-family and multi-family properties in the Sunbelt. Get custom mortgage rate quotes with Credible, where lenders compete for your business. For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter. This way, you never miss a thing. Episode Overview In generally, paying off debt is a good thing. However, paying off your mortgage early may not bring you the joy you hope. Let me share some circumstances where paying off your mortgage won't help you much at all. Posts to read: Paying Off Your Mortgage Won't Bring The Joy You Expect The Triple Benefit Of Paying Off Your Mortgage Early

I interview Jamie Fiore Higgins, author of Bully Market: My Story Of Money and Misogyny at Goldman Sachs. The book is a page-turner, and truly one of the most entertaining books I've read since reading The DaVinci Code. You've got to pick it up! Learn how Jamie rose to the ranks of Managing Director and why she left millions behind four years after making MD. We also discuss raising a family in the NY Metropolitan area and life after corporate America. Subscribe To Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

My wife and I have a discussion about why we should upgrade homes or not. She's happy with where we are and doesn't want to move. I, on the other hand, see opportunity! Posts mentioned: 10 Warning Signs To Know Before Buying A Home The Risks Of Upgrading Homes Nobody Really Thinks About Early Retirement And Minimalism Go Together Perfectly Recommendations Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. To invest in real estate. take a look at Fundrise, my favorite private real estate platform. Fundrise has funds that invest primarily in single-family and multi-family properties in the Sunbelt. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

I speak with Andre Nader about big tech salaries, getting a job at a FAANG company like Facebook, Apple, Amazon, Netflix, and Google, FIRE, navigating life in an expensive city with a child, the psychology of retiring early, and what's next after Facebook. Subscribe to Andre's FAANG FIRE newsletter here. He focuses on financial independence for tech workers. Keep in Touch With Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

A conversation with Harry Campbell, founder of TheRideshareGuy.com. Harry left his job at Boeing in his late 20s to focus on his site full-time. Today, Harry enjoys being a lifestyle entrepreneur and a father to two kids. For those of you itching to leave your day job to become an entrepreneur, you'll appreciate the insights on how Harry decided to take the leap of faith. Recommendations Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

Car mileage is the main determinant of how often you'll have to spend fixing issues, even more so than the length of time you own the car. Here's a discussion on my blindspot on why I find Range Rovers to be more reliablity than perception. I've owned a Land Rover for 20 years now and wouldn't own one if they were chronically unreliable. We also discuss how my desire for cars have changed as I've aged. Relevant posts: The Best Way To Save On Car Maintenance The Biggest Benefit Of Driving A Cheap Old Car 8 Cars In 10 Years: I Have A Car Buying Addiction Keep in Touch With Financial Samurai Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you want to leave your day job, learn how to negotiate a severance with my bestselling ebook, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. Use the code "saveten" to save $10 at checkout. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends!

To invest in real estate. take a look at Fundrise, my favorite private real estate platform. Fundrise has funds that invest primarily in single-family and multi-family properties in the Sunbelt. For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter. This way, you never miss a thing. Episode Overview After discussing our wins and our regrets during the pandemic, I realized I left out one of our biggest "wins": gut remodeling a home! Let's discuss the trauma of remodeling a home and who should do it. Because it's not for everybody! Related posts: Why Home Remodeling Always Takes Longer And Costs More Than Expected Remodel With Permits Or No?

Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoy this podcast, I'd appreciate a great review and a share with your friends! Support My Work To build generational wealth, pick up a copy of Buy This, Not That, my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life. To learn how to negotiate a severance and be free, pick up a copy of How To Engineer Your Layoff. Use the code "saveten" to save $10. Episode Overview A reader asked me why I bother with active investing when passive investing has proven to be the winner long term. Posts mentioned: Two Levels Of Rich: One Of Which Doesn't Rely On Index Funds How I'd Invest $1 Million Today For A Better Tomorrow Active versus Passive Index Investing Performance Comparison

Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoy this podcast, I'd appreciate a great review and a share with your friends! Support My Work To build generational wealth, pick up a copy of Buy This, Not That, my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life. To learn how to negotiate a severance and be free, pick up a copy of How To Engineer Your Layoff. Use the code "saveten" to save $10. Episode Synopsis If you're interested in investing in top venture capital, venture debt, and private equity funds let me share with you how. Being an accredited investor is enough since plenty of people have a lot of money. Relevant posts: Why Invest In Private Funds Even Though They Have High Fees How I'd Invest One Million Dollars Today Understanding Venture Debt

In this epsiode, I interview Steve Chou, founder of the blog My Wife Quit Her Job and author of The Family First Entrepreneur. If you're interested in hearing thoughts about building an e-commerce business, raising a family in an expensive location, and having more freedom, this episode is for you. Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get all my posts via e-mail as soon as they come out by subscribing here. Finally, if you enjoy this podcast, I'd appreciate a great review and a share with your friends! Your reviews are what keep me going.

If the pandemic taught us anything, it's that life is not guaranteed. If you have debt and/or dependents, get life insurance. You can receive custom competitive quotes through PolicyGenius. Once my wife locked down affordable 20-year term policies through PolicyGenius, we felt tremendous mental relief. Join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. You can also get every post I publish immediately in your inbox by signing up here. If you enjoyed this podcast, I'd appreciate a great review and a share with your friends! Support My Work To build more wealth, pick up a copy of Buy This, Not That, my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life. To learn how to negotiate a severance and be free, pick up a copy of How To Engineer Your Layoff. Use the code "saveten" to save $10. Negotiating a severance was my #1 catalyst to retire early. Episode Synopsis Now that the Public Health Emergency for COVID-19 has been lifted, I wanted to review the entire pandemic period. I'll talk about some wins and some regrets. Essentially, the pandemic was an experience in hedging our lives against regret. What are you proud of doing and not doing since 2020? Posts mentioned: The Pandemic Was An Experience In Hedging Your Life

For employees who plan to move on to a different job, try and negotiate a severance package so you can leave with money in your pocket. To learn how, check out my book, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. It's newly updated for 2023 and is now in its 6th edition with 50 more pages (250 pages total) of strategies. Use the code "saveten" to save $10. Don't forget to join 60,000+ others and sign up for my free weekly newsletter so you never miss a thing. Finally, if you enjoy this podcast, I'd appreciate a great review and a share with your friends! Episode Synopsis If you go to a top 0.5% school, you better get paid at least a top 1% income right? Wrong. Let's look at the median income earned by Ivy League graduates three years, 10 years, and 20 years out. We'll also look at what these Ivy League graduates end up doing for work. Posts mentioned: Median Income For Ivy League Graduates: Unimpressive At First Find Your Ikigai: Your Reason For Being Regards, Sam

For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail. Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009. Stay on top of your finances by signing up with Empower, the best free wealth management app today. Since 2012, I've been using Empowers free tools to manage my net worth an x-ray my portfolio for excess fees. If you enjoyed this episode, please leave a positive 5-star review! Episode Synopsis Despite all the carnage in the banking sector, the Fed hiked rates again on May 3, 2023 to 5% - 5.25%. This is the highest Fed Funds rate since 2007, a year before the global financial crisis devastated millions of lives. Let's look on the brightside if we go back into a deep recession. Posts mentioned: The Upside Once The Fed Destroys The Middle Class Personal Lessons Learned Since The 2008 Global Financial Crisis Support My Books To build generational wealth, pick up a copy of Buy This, Not That, my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life. To learn how to negotiate a severance and be free, pick up a copy of How To Engineer Your Layoff. Use the code "saveten" to save $10.

Shop around online for a better mortgage rate with Credible. You can get multiple real quotes in one place so lenders can compete for your business. For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter and posts via e-mail. Financial Samurai is one of the largest independently-owned personal finance sites that started in 2009. If you enjoyed this episode, please leave a positive 5-star review! Episode Synopsis Do you have a high credit score? Congrats! You now have to pay higher mortgage fees or a higher mortgage rate starting May 1, 2023. Conversely, if you have a low credit score, you now get to pay lower mortgage fees or a lower mortgage rate. Let's explore why this is and how the new rule could be a net positive for society. Because the initial knee-jerk reaction is negative. Posts mentioned: Higher Credit Scores Now Mean Higher Mortgage Fees Or Rates No Such Thing As A No-Cost Mortgage The 30/30/3 Homebuying Rule To Follow

For employees who plan to move on to a different job, try and negotiate a severance package so you can leave with money in your pocket. To learn how, check out my book, How To Engineer Your Layoff: Make A Small Fortune By Saying Goodbye. It's newly updated for 2023 and is now in its 6th edition with 50 more pages (250 pages total) of strategies. Use the code "saveten" to save $10. Posts mentioned: A Visit To Pity City Shows Your Boss Doesn't Care About You Who Makes A Million Dollars A Year? A Look At The Top 0.1% Earners

To invest in real estate. take a look at Fundrise, my favorite private real estate platform. Fundrise has funds that invest primarily in single-family and multi-family properties in the Sunbelt. For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter. This way, you never miss a thing. Episode Overview I think a window of opportunity to buy a house has opened in 2023. Let me discuss three reasons why it may be good to buy in 2023, and four risks to watch out for. Posts mentioned: Buying A House In 2023: A Window Of Opportunity Emerges Follow The 30/30/3 Home Buying Rule Please take a moment to rate and review this podcast! It helps keep us going. To Your Financial Freedom, Sam

Please take a moment to rate and review this podcast! It helps keep us going. This podcast is ad-free and a labor of love. To build generational wealth, pick up a copy of Buy This, Not That, my instant Wall Street Journal bestseller. The book helps you make more optimal investment decisions so you can live a better, more fulfilling life. To invest in real estate. take a look at Fundrise, my favorite private real estate platform. With mortgage rates falling and the S&P 500 rebounding, we're entering a good time to start investing in real estate again. For more nuanced personal finance content, join 60,000+ others and sign up for the free Financial Samurai newsletter. This way, you never miss a thing. Episode Overview If you're feeling anxious as a parent, even with a six-figure household income, I hear you. Due to tremendous competition, comparison, and uncertainty, parents are feeling more stressed than ever before. Let's discuss some solutions. Posts mentioned: Generational Wealth And The Angst Of The Not Rich Enough Class Scraping By On $500,000 A Year: Why Some Can't Escape The Rat Race Why Families Need To Earn $300,000 A Year To Live A Middle Class Lifestyle Today