The Financial Independence Show

In this episode, Cody & Justin spill the beans on all the tips, tricks, and hacks they use to travel the world for a fraction of the cost. Of course, you’ll hear about credit card hacks, but it doesn’t stop there. Where to stay, how to decide, when to leave, how to pay… it’s all covered in this episode. Take a listen and let us know if you’ve discovered a travel hack that we missed or let us know the one you’re most excited to try. Links From the Episode Scotts Cheap Flights Dollar Flight Club Hopper Google Flights Award Hacker Eventbrite Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

This week, we’re re-airing an episode from the Earn & Invest podcast where Cody & Justin were interviewed along with Rachel Richards. Doc G delves into how passive income has evolved in this post-COVID era in addition to examining the many different paths to financial independence. Tune in to hear our thoughts and experiences in the current economic environment and how it’s affected our financial situations. Enjoy! Links from the Episode Earn & Invest Podcast Money Honey Rachel Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Kelan Kline, one half of The Savvy Couple. Kelan and his wife Brittany have built a multi-six-figure online brand that now completely provides for their family, but it wasn’t always this way… Originally, Kellan had plans of building a career in law enforcement but after spending some time as a jail officer, he knew that wasn’t his destiny. Kelan and Brittany would grind away in the off hours to build their blog and one day Kelan landed a $50 sponsorship. That small seed gave him the confidence to go full-time into The Savvy Couple. Fast forward to today and now they’ve built a team and are starting to expand to other sites. The sky is the limit with these two! If you’re interested in how an online presence could eliminate your need for a 9-5 job, this is the episode for you! Links From the Episode Savvy Couple Website Savvy Couple YouTube Channel Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFiShow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Lauren Tang, a member of the Sunnyside Village Couhousing Group. Cohousing is when a group of people come together to intentionally create a physical neighborhood of people with common values and shared resources. Lauren came from living in a trailer to attending medical school and eventually leading a successful medical career. However, despite the fulfillment and high pay, she felt that something was missing. That’s when Lauren discovered financial independence and later, cohousing. If you’re interested in building your own real-world community or just learning more about cohousing, this is the episode for you! Links From the Episode Sunnyside Village Cohousing Cohousing.org In Love and Money Podcast Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

In this episode, The FI Show Guys reflect on FinCon 2021 along with some big personal updates. We’ve been going to FinCon for over 4 years now and we love it. It’s the one time of year we get to hang out with all of our favorite personal finance people in real life! It’s also super motivating seeing other peoples’ success and figuring out how to implement their strategies into our own lives and businesses. For our personal updates, we talk about: How Justin made $1,675 through just the transaction of his house How Cody is fired up to take his businesses to the next level following FinCon A wacky savings story about how Justin is furnishing his house And an interesting argument for purchasing a new car as a one year experiment We hope you learn a lot from this episode and get a better insight into how our lives are going. Links From the Episode FinCon 2021 Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features “Money Honey” author Rachel Richards. Rachel is passionate about passive income and making financial education more accessible. She was able to walk away from her job at age 27 through real estate, online courses, and book royalties. If you’re interested in building a brand, writing a book, or just passionate about passive income, this is the episode for you! Links From the Episode Money Honey Website Money Honey Book Passive Income, Aggressive Retirement Book Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Short Term Rental (think Air BnB) extraordinaire Diya Liu. Diya’s strategy is all about real-estate investing without compromise. With her short-term rental (STR) business, she’s built a system that she manage from anywhere and now has dozens of short-term rentals scattered throughout the U.S. Diya also mentions that these STRs also bring in 4-10x the gross revenue per year than if she were to market them as long-term rentals. That’s insane! If you’re thinking about a creative and fun way to enter real estate and travel the world at the same time, this episode is for you. Links From the Episode Diya’s Website Diya’s Short-Term Rental Seminar (15% off with discount code ‘FISHOW’) Diya’s Invest To Travel Course (15% off with discount code ‘FISHOW’) Diya’s Facebook TurnoverBnB Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features real estate expert Paul David Thompson from the Ready Investor One podcast and PaulDavidThompson.com Paul found his proficiency for building teams in the corporate world but knew that he was meant to run his own business. What started as a single investor in Little Rock, Arkansas has now morphed into an enterprise. He walks us through his systems which allow for him to offer over 1,000 offers on homes every week and how he works with others to help them recreate his success. Sit back and listen to this great breakdown of creating a Real Estate Powerhouse! Links From the Episode Paul David Thompson Website Ready Investor One Podcast Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Tori Dunlap from Her First 100k & Financial Feminist Podcast. Tori was brought up in a family where money was a regular topic. She founded her first business at age 9. Learning about personal finance from an early age gave her power confidence. Tori would later realize that her mission in life was to bring that same power and confidence to women across the world. Since that realization, Tori’s business has exploded. From being featured on Good Morning America to going viral on TikTok. She truly has created a global brand. Sit back and listen to topics like the investment gap, financial feminism, fighting for raises, and much more! Links From the Episode Her First 100k Financial Feminist Podcast Tori’s TikTok Tori’s Instagram Tori’s Twitter Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

In this episode, the FI Show Guys give you a step-by-step guide to utilizing the Mega Backdoor Roth and Solo 401k. You might be able to contribute A LOT more than you thought was possible. And that’s true whether you work for a company (using a Mega Backdoor) or run your own business (using a Solo 401k). In this episode, you’ll learn: The three contribution buckets (pre-tax, Roth, and after-tax) How to calculate your contribution limits Combining company contributions with self-employment contributions (for all you side hustlers) And where you can invest those 401k funds We hope you learn a lot from this episode and implement these strategies into your own financial strategy. Links From the Episode Justin’s Mega Backdoor Roth Guide Guide to Active Self-Employment Income Solo 401K Real Estate Investment Guide Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Van Sturgeon who is an expert in real estate renovations with 30+ years of experience. He learned his trade the hard. Growing up, his parents purchased an apartment building but real estate was in deep trouble thanks to sky-high interest and unemployment rates. This forced Van into learning how to do the repairs his family couldn’t afford. Fast forward to today and Van has seen and done it all. He breaks down all of his do’s & don’ts to make the process less intimidating. Wondering how to quote prices, manage a project, or locate good help? Take a listen and you’ll soon find out! Links From the Episode Van’s Website -> Includes a free rehab calculator Van’s Blog Van’s Facebook Profile Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Brooke Packard, the teacher, realtor, real estate investor, cleaning business owner, physical product creator… what doesn’t she do? Brooke was always interested in making more money from a young age. Her first entrepreneurial venture was her cleaning business, BP’s Easy Living, which she’s scaled from a one-woman operation to a team of 13 and growing. But the ideas didn’t stop there. Brooke is maximizing every hour of her day and continuing to build businesses for financial freedom. Give the episode a listen and see how she plans to retire by 30! Links From the Episode Brooke’s Instagram Brooke’s Cleaning Company Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features author, speaker, and mentor Adam Carroll. Adam shares with us his favorite finance technique that he calls “The Shred Method” which looks to utilize your HELOC (home equity line of credit) loan to its full potential. He also covers some of the powerful mindsets that he believes in which he shares with colleges and corporations across the country. It’s clear why Adam has been picked up for TED talks. His passion and unique views are something everyone should take the time to hear. Listen to this episode and reach out with your thoughts! Links From the Episode Adam’s Website The Shred Method Adam’s Books Build a Bigger Life Podcast Mastery of Money YouTube Channel Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

In this roundup episode, the FI Show Guys talk about resiliency, creating your own unique path, and the power of networking. Our last three guests — Allegra Paris, Jennifer Magley, and Ryan Helms — all taught us that success doesn’t happen overnight. It’s through repeated hard work, embracing and learning from failure, and bringing the right people into your inner circle. Want to hear how Cody and Justin have witnessed similar experiences in their own lives? Then this episode is for you! We hope you take this episode and think about how you can utilize some of these tactics and mental frameworks for yourself. Links From the Episode Allegra Paris Episode Jennifer Magley Episode Ryan Helms Episode Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Ryan Helms from Legacy Podcasting. Ryan actually liked his position earning 6-figures in the supply chain industry, but he knew that there was something more out there for him. He initially started a podcast to learn from and talk with a collection of people. That quickly led him into helping other content creators build their brands. Today, Ryan’s marketing agency is bringing in multiple six figures and he’s helped dozens of entrepreneurs and small businesses grow their reach and impact. Listen to this episode if you’re looking to quit your job, grow a business, and create an intentional lifestyle! Links From the Episode Legacy Podcasting YouTube – Podcast School Ryan’s LinkedIn Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features former professional Tennis player and NCAA Div 1 head coach Jennifer Magley. Jennifer started her life as a professional athlete but was forced to reinvent herself like so many athletes often do. She had to learn to be likeable and shed her unwavering competitiveness. Since then, Jennifer has become a leader in connection and networking. Jennifer has also written two books, attends countless speaking engagements, and does amazing charitable work — all while crushing it as a mom. Listen to today’s episode for some amazing mindset and personal improvement tips! Links From the Episode magleyjennifer.com Book – How to be a Queen: A Leadership Fable Book – Division 1 LinkedIn YouTube Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Allegra Paris from AllegraParis.com and the AP Fit program. If you look today, Allegra has created a successful and rewarding personal training business. She’s helping others while also building a brand that provides her a life she loves. But things weren’t always that simple. Allegra was facing massive burnout trying to make things work in New York City with her clothing brand and one-on-one training sessions. Eventually, she was forced to pivot and adapt when the world turned upside down (looking at you, COVID). Listen to today’s episode for an inspiring story including tips on taking a business virtual, sourcing clients, and crushing social media. Links From the Episode AllegraParis.com Allegra’s Instagram Allegra’s TikTok Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

In this roundup episode, the FI Show Guys talk about how FI has given them flexibility and freedom. Reflecting on the 4% rule, cashflow FI, and the levels of financial independence you hit along the way. Want more confidence in negotiations? How about less stress when something goes wrong? Maybe even to feel free enough to take a chance with a career change? These are all fantastic benefits that FI brings. We hope you take this episode and either reflect on your journey or get inspired to start one. Links From the Episode FI-Lexibility with Diania Merriam The 4% Rule with Bill Bengen Slow FI with Jessica Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Jessica from The Fioneers. Jessica wasn’t always financially savvy and started her career making just $11k per year. Then, her husband introduced the ideology of retiring early and Jessica started climbing the corporate ladder. She quickly realized that racing towards financial independence at a rapid pace was taking too heavy of a toll on herself, so she changed course. No longer would she be hyper-focused on a retirement date but instead embraced what she calls “Slow FI”. Taking the benefits of incremental freedoms along the way and enjoying the journey without burning yourself out just to shave some time off your working years. Jessica will challenge your beliefs of FI, so take a listen and see how your mindset may change. Links From the Episode The Fioneers Website Slow FI Interview Series Fioneers on Twitter Slow FI Facebook Group Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Bill Bengen, creator of the 4% rule. The 4% rule is arguably the most famous and influential research of the financial independence movement. The rule essentially says that you can safely withdraw 4% of your invested nest egg without ever completely depleting that nest egg. That means for every $100k you have invested, that you can spend $4k per year indefinitely. Bill has spent decades and countless hours tweaking these calculations and looking for any weakness in its logic. In this episode, we’ll hear Bill’s latest updates and what he now thinks about the 4% rule all these years later. Now take some time and see if Bill still believes the 4% rule is a safe path to early retirement. Links From the Episode LinkedIn Bill’s Original Research Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features the founder of EconoMe, Diania Merriam. Diania wasn’t always into money. She had her time in New York where she went through a phase many of us struggle with — blowing money and living it up in our 20s. Diania decided to revamp her lifestyle but wanted to do so without giving up the experiences. She traded going out to eat for hosting dinner parties. Instead of going out shopping, she hosted clothes swaps. Then, Diania took it a step further by relocating to Cincinnati — a city where she still feels like she has the amenities of a big city for a fraction of the New York price tag. After pursuing financial independence for a few years, Diania wanted to build a conference that inspired people and recharged their passion for personal finance. She knew she wanted something that was in person, had a high production value, and that gave a ton of value in a small amount of time. That’s where EconoMe was born! You can join the likes of Bitches Get Riches, Kiersten Saunders, Joe Saul-Sehy, and more great speakers at this year’s event. Use promo code FISHOW for 10% off. The conference is Saturday, November 13th, 2021 in Cincinnati, and we hope to see you there! Now take some time and learn how Diania is crushing her own journey while inspiring others! Links From the Episode Tickets to EconoMe (Use promo code FISHOW for 10% off) EconoMe Conference Diania on LinkedIn Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features your hosts Justin and Cody discussing Real Estate. They both had no idea how real estate was an investment because their parents lived in the same homes their entire life. It wasn’t an investment, it was just home. Fast forward and Cody starts finding profitable properties in Connecticut after he extends his sights past his home state of Massachusetts. Then Justin gets into the game through REITs and a syndication. Real estate investing can be extremely powerful due to its leverage and protection against inflation (if done correctly). However, renting also has its merit and real estate isn’t for everyone. Are you interested in dipping your toes into real estate? Curious about what we think about the subject? Then sit back and take a listen as we break down our personal experiences in real estate. Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Alex Felice from Broke is a Choice. Yes, Alex chose that name to be a little controversial. He likes to stir things up a little and get the conversations going. For him though, he found himself broke in 2010 and he did make that choice to turn things around. He poured himself into personal finance education and completely reinvented his relationship with money. In 2014, he decided real estate would be his angle towards freedom. 18 months into his journey, he made more money than an idiot like him should have (haha his words, not ours). These days his real estate deals just keep getting bigger and bigger including a recent deal that brought in over 50 units to a group of investors. You won’t want to miss Alex’s views on beating broke, leveling up, and investing in real estate. Now take some time and see if you can learn about some choices you should make! Links From the Episode Find Alex on Facebook Find Alex on Instagram Broke is a Choice Book Recommendations Youtube Channel Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Scott Krone. Scott is the managing partner and founder of Coda Management Group. During college, Scott and his fellow architect classmates found themselves providing free labor to their professor’s development business. This odd form of free labor turned out to be a launching pad for Scott’s career. He took on major projects right away and realized that he was more valuable than they realized and branched off on his own. Now Scott specializes in breathing new life into dilapidated commercial buildings and converting them into cash cow storage units. Scott also shares some of his insights with another passion of his, green home design. Crank up the volume and hear all about this unique corner of the real estate market. Sit back, relax, and hear Scott’s amazing story. Links From the Episode Email Scott’s Team: [email protected] Coda Management Group Scott’s LinkedIn Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Scott Trench. Author of Set for Life and CEO of Bigger Pockets. After college, Scott finds himself in a finance job he doesn’t like and discovers financial independence which changes his entire philosophy. Financial independence led Scott to real estate and the rest was history. In this episode, we dig into Scott’s mindset, his habits, his goal-setting routines, his thoughts on real estate, his investment strategies, and his overarching life mission. Sit back, relax, and hear Scott’s amazing story. Links From the Episode Scott’s Instagram Bigger Pockets Book – Set for Life Book – First Time Home Buyer Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Andrew Kerr from the House Hacking Podcast. Andrew has been in the real estate field for almost 20 years and has experience with nearly every type of real estate transaction. By the end of the episode, you’ll hear all about the pros, cons, and everything in between in regards to house hacking. Hint: It’s one of the best ways to supercharge your path to financial independence. Ready to get creative with your living situation and lighten up those expenses? Well, sit back, take a listen, and learn all about house hacking! Links From the Episode Podcast: House Hacking Podcast IG: https://www.instagram.com/thehousehackingpodcast/ https://www.instagram.com/fibyrei/ FB: https://www.facebook.com/TheHouseHackingPodcast https://www.facebook.com/FIbyREI/ Twitter: https://twitter.com/fibyrei https://twitter.com/thehousehacking YouTube: https://www.youtube.com/channel/UCYvwOEtC5VgEfgW3QNPS4Ow?sub_confirmation=1 https://www.youtube.com/thehousehackingpodcast Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features your hosts Justin and Cody discussing authenticity and work-life balance. Both Cody and Justin are very open about their finances and love sharing both their failures and successes. Why? Because real stories give real inspiration. This is a crazy journey to suggest so having real data to back it up helps give confidence. The more authentic voices out there, the higher the chances are that someone can find a story they relate with. The episode is rounded out with a discussion on work-life balance. At the end of the day, there will always be more work, but you can’t say the same about life. So set boundaries and stick to them. Is authenticity important to you? Do you have a handle on work-life balance? Either way, take a listen, and get inspired. Links From the Episode Privilege and Perseverance Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Eric Richard from Nomad on FIRE. Eric worked his way into a lucrative corporate job in supply chain management, but with that came long hours and a terrible commute. He admits that frugality didn’t come naturally to him but he saw how work was destroying his happiness and health so he took the plunge towards Financial Independence. After saving over $500k, Eric had reached Lean FIRE and took off to travel the world. He’d eventually end up back in the corporate world but this time in a great work culture that is 70% remote. He used his freedom to find the job that fit his life and is set up to be fully retired in no time. Financial independence isn’t only about quitting your job, it’s also about the freedom to find the right job for you. Now it is time to sit back, take a listen, and get inspired. Links From the Episode Nomad on Fire Blog Nomad on Fire Podcast Nomad on Fire Instagram Nomad on Fire Twitter Eric’s Remote Year Review Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features one of the original personal finance bloggers, J.Money! Whether it was Budgets are Sexy, Rockstar Finance, or now All Star Money, J.Money has been inspiring readers and spreading the best finance content for over a decade. You may recognize the mohawk, but for us, it’s the transparency and giving spirit that stands out. Listen to how someone who wasn’t naturally good at money or came from a finance background would become one of the leading voices in the personal finance space. Now it is time to sit back, take a listen, and get inspired. Links From the Episode J.Money’s Project Hub / Online Resume All Star Money PF Swagger Follow J.Money on Twitter Budgets Are Sexy Coin Thrill Love Drop Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Anthony ONeal from “The Table” podcast and author of Debt Free Degree. Anthony has an incredible story of loss and triumph. He hit bottom as he lost everything and ending up homeless at age 19 while trying to figure out how to get through college. Anthony turned his life around and would go on to not only graduate but dedicate much of his life to educating other young people in hopes that they could avoid his missteps. Now, Anthony is a successful author and online personality who has helped thousands of people navigate college without taking on crippling debt. Have time for an amazing story? Well, then it is time to sit back, take a listen, and get inspired. Links From the Episode Anthony’s Website Proximity Principle Book – Ken Coleman Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features your hosts Justin and Cody discussing the art of following your passion. Justin still works a more typical corporate job while Cody took to entrepreneurship almost immediately. When you’re faced with the decision of which way to go, what do you do? In this episode, you’ll hear the hosts talk about their personal views on the situation as well as tips to help make you successful regardless of which path you choose. Don’t sit and suffer a miserable job you hate, but don’t YOLO and quit a job en route to financial ruin. Now it is time to sit back, take a listen, and get inspired. Links From the Episode Kristy Shen’s Quit Like a Millionaire Kristy and Bryce Interview Essentialism Book Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Brent from Farm Fired Pizza aka the “Food Truck CEO”. Brent runs an amazing food trailer with a wood fire pizza oven creating some of the best-looking pizzas you’ll ever see. Brent didn’t go to culinary school or come from a cooking background. In fact, he was a highly successful nurse who had worked his way up into more of the corporate side. This was great for his paycheck but terrible for his fulfillment. Ultimately, Brent decided to follow his passion for delicious pizza and quit that corporate job. Fast forward a little over a year and he’s selling out events on a regular basis with a thriving business. Struggling to find purpose in your day job? Well, then it is time to sit back, take a listen, and get inspired. Links From the Episode Farm Fired Pizzas Facebook Farm Fired Pizzas Instagram Brent’s Twitter, The Food Truck CEO Farm Fired Pizzas Website Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features John Jonas from OnlineJobs.ph which is an impressive online marketplace that matches online workers from the Philippines with business owners from around the world. With over 1 million resumes on the platform, the website is ever-growing and constantly refining its matching capabilities. Virtual assistants, developers, video editors…the options are endless for filling a need you might have. As an employer, you get access to an amazing workforce at a low cost with no monthly fee and you don’t even have to worry about 1099 taxes*. Whether you need to fill out some vacant jobs or just learn about an awesome business venture it’s time to sit back and take a listen. *We’re not tax professionals, hire an accountant for your specific situation Links From the Episode Get John’s book (FREE): Outsourcinglever.com Find your VA Guaranteed: OneVaAway.com And of course OnlineJobs.ph Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features the hosts (Justin & Cody) who share their early lessons in personal finance. How did two guys from completely different backgrounds both get so inspired to retire early? Who influenced them? Stop by and listen to some quirky stories of how they came to be passionate about personal finance and some tips for how you can inspire others around you. Share this episode with those friends who just need a little boost, but for now, sit back and take a listen. Links From the Episode Justin’s Blog: Saving Sherpa Cody’s Blog: Fly to FI Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Jake Cousineau soon to be Author of How to Adult: Personal Finance for the Real World. You might even recognize Jake from his $50k Wheel of Fortune payday! Jake is now hoping to increase the odds of winning at life for young adults across the country. We talk to Jake about why he decided to build this financial guide to life and the lessons he has learned actively teaching the next generation of the FI/RE community. Share this episode with that rising senior or new college student in your life, but for now, sit back and take a listen. Links From the Episode Jake’s Email: [email protected] Website: HTA Personal Finance Twitter: https://twitter.com/htafinance Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Dan Sheeks from Sheeks Freaks who has created a place for teens that are “obsessed” with making smart financial decisions. Dan is a teacher in Colorado and is really changing the lives of young people and giving them a place where they can feel normal sharing their financial interests. It’s obvious through all the success stories he highlights that this is working and was a needed niche. We hope you’re as excited to hear how the next generation is chasing FI/RE as we are. So sit back and take a listen. Links From the Episode Dan’s Website: Sheeks Freaks Sheeks Freaks Instagram Sheeks Freaks YouTube Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode is another one led by your awesome Co-hosts (Justin & Cody). The topic today is all about the mental part of our journeys to financial independence. Good and Bad. Depression, joy, grit, relaxing, purpose, people…this episode has it all. So take a moment and hear from the FI Show guys as they open up the curtain on mental hurdles they’ve faced and the strategies they’ve used to overcome them. Highlights From the Episode Realizing it’s not about the money Finding your tribe Working too hard Comparison: the thief of joy Finding purpose Giving back ….And much more Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features David Wood from Focus.ceo who has become one of the biggest life coaches and has helped 150k+ people. David spent over 20 years building a career as a consulting actuary for Fortune 100 companies. David helps high-performing entrepreneurs, executives and teams to identify and master their tough conversations, becoming the leaders they themselves would follow. There are so many awesome techniques that David shares. So sit back and try them out yourself while you listen. Links From the Episode Click here to get the following gifts from David: Cheat sheet for doubling revenue Video on achieving more in less time 15 minute live audit on doubling revenue And a 35 minute workshop David’s Website: Focus.Ceo Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Marlys Woods who created her own business, Get in Tune Music Therapy, where she uses music as a tool to help her clients reach new heights. Never heard of musical therapy? Neither had we but it’s very interesting. She pairs what she loves about music with psychology. The most common use case for this is for developmental issues or speech rehab. But it’s also possible to use music as a tool for everyday productivity and releasing stressors. Marlys focuses on addiction which was her focus after her undergrad degree. She turned this into a full-fledged business where she employs other contractors to all help patients through their recovery utilizing music. Take a listen and learn about yet another amazing example of designing a life that brings you happiness and purpose. Links From the Episode Contact Marlys: Website: Getintunemusictherapy.com Instagram: @GetInTuneMusic Money Emotions & Music: Program coming soon for managing emotions on your financial independence journey! Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode rounds out our series on utilizing your location as a tool to financial independence and is led by just thew of us hosts. You may hear this idea called geo-arbitrage. We wanted to pick two locations where we would actually like to take a test run of financial independence in a foreign country. Cody picked Santiago, Chile and Justin picked Porto, Portugal. This episode covers an honest and holistic look at what it would cost for a couple to live in these countries while still really exploring and enjoying them. Take a listen and consider where you’d move if you had the freedom. Santiago, Chile Housing – $500 for a one BR apartment – Comes with parking, laundry, gym, BBQ and pool Utilities (Electricity, Heat, Cooling, Water, Garbage) $135 per month Cost of Flights to Other Locations – Flights around South America starting as low as $35. – $385 to get back to Cody’s home in New England Restaurant Samplings – Simple meal at inexpensive restaurant costs $5 Grocery Samplings – $30-35 per week. With mostly fish, vegetables, beans, eggs, “healthy” pasta, fruits, and smoothies Phone/Internet – $45 per month Public Transportation – Taxis will take you anywhere for less than $10 – Average of $150 per month (per expat survey) Healthcare – Ranked 33 out of 190 countries (similar to Australia and Denmark and many of the doctors speak english) – $100-120 for healthy adult expat insurance Visa Requirements (how long can I stay?) – 90 days (plus can pay $100 for another 90 day extension) Weather – Coldest months are June and July with average highs of 61 degrees Fahrenheit – Only downside is that it rains 4-5 days per week Total cost = $1650/month 500 housing 135 utilities 120 groceries 250 restaurants 45 phone/internet 100 transport 120 healthcare 400 entertainment $19,800 per year   Porto, Portugal Housing – $833 for a one BR apartment in heart of the city – Comes with parking, laundry, wifi, all utilities Utilities (Electricity, Heat, Cooling, Water, Garbage) Included Cost of Flights to Other Locations – Flights around Europe starting as low as $25. Paris: $25 Barcelona $49 Milan $53 – $670 to get back to Justin’s home in Austin Restaurant Samplings – Simple meal at inexpensive restaurant costs $6 – Anthony Bordain visited restaurant also serves $1.80 martinis Grocery Samplings – $40 per week. $2.60/lb chicken, $1.30/lb pork, $0.75 fresh bread, $0.90 apples, $2.50 bottle of wine as examples Phone/Internet – Wifi is free, 22gb data and unlimited call cell phone for $18 Public Transportation -Amazing train system for very cheap which I factor into “Travel” Healthcare – Emergency room visits are free – Research shows ~$40 per month for plans Visa Requirements (how long can I stay?) – 90 days with just the passport – Full citizenship appears attainable if you can prove you have healthcare as well as stable income source to fund your retirement Weather – Lowest highs are 57 degrees December/January – Highest highs are 77 degrees in July/August Total cost = $1770/month (for a couple) 833 housing 140 groceries 300 restaurants 18 phone/internet 80 healthcare 400 entertainment (includes transportation) $21,240 per year   Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Jim White from Route to Retire. We’re continuing our series on geoarbitrage which is the act of purposefully moving to a location for monetary benefits such as lower cost of living or tax treatment. Jim and his family utilized a traditional corporate job to amass a nest egg large enough to retire in his early 40s. They were conservative enough to save for a life in the U.S. but wanted to find a lower price point abroad. Jim poured over the research and took a successful test run to Panama. The rest is history and Jim and his family now live there full time. They live a vacation life on an ordinary budget. Take a listen and consider where you’d move if you had the freedom. Links From the Episode Follow along with Jim’s Net-worth Roth IRA conversion calculator Cost of living in Panama Investment drawdown plan Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Mr. Nomad Numbers from Nomad Numbers. This begins our series on Geo-arbitrage which is the act of purposefully moving to a location for monetary benefits such as lower cost of living or tax treatment. Mr. &. Mrs. Nomad numbers were living in California and realized they could jump ship and retire. They chose to move to Taiwan where they could obtain a 3yr gold-card which would allow them to live there full time. Mr. NN also gives us the breakdown of how Taiwan has battled Covid-19 so effectively and what it was like going through that process. We’re excited to bring you some guests who took their freedom to the next level and moved abroad. Take a listen and consider where you’d move if you had the freedom. Links From the Episode Taiwan Gold Card https://taiwangoldcard.com/goldcard-holders-faq/at-work/#can-i-just-not-work-at-all https://www.nomadnumbers.com/taiwan-employment-gold-card-application-guide/ Other Helpful Links https://www.nomadnumbers.com/cost-of-living-stuck-in-taiwan-during-the-pandemic/ https://www.nomadnumbers.com/slow-travel/ https://www.nomadnumbers.com/design-your-ideal-life/ https://www.nomadnumbers.com/top-tips-save-money-airbnb-guide/ Nomad Numbers Cost of Living Around The World Map Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features your two podcast hosts, Justin & Cody. The cover guest questions on topics like medical bill negotiations, pricing, plan types, coverage when traveling, and more. They also let listeners in on exactly how they get their coverage now, and for Justin, how he plans to manage this once he no longer has that W-2 job. This topic is crucial for everyone listening so don’t miss this one. Links From the Episode https://uncoveredhc.com/blog/the-top-healthcare-transparency-sites-2019/ https://www.icd10data.com/ICD10CM/Codes ehealthinsurance.com healthcare.gov https://uncoveredhc.com/blog/how-to-choose-the-best-health-insurance-for-2020/ https://uncoveredhc.com/blog/paying-for-health-insurance/ Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features the healthcare expert Scott Heiser who authored Healthcare is Making Me Sick. Scott is leading the charge on making healthcare understandable for all. He covers how new transparency data tools are empowering us as healthcare consumers and how best to handle your medical bills. This topic is crucial for everyone listening so don’t miss this one. Summary Scott shares transparency data tools and how they’re changing healthcare shopping Medical tourism is possible even within the United States You haggle for a used car, why not the payment on a knee replacement? Are non-profit hospitals raking in cash? And much more Reach out to Scott Book: Healthcare is Making Me Sick Website: UncoveredHC.com Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features the healthcare option experts Lynn Frair and Jackie Cummings Koski. Lynn is crowdsourcing all the best health care options for the FI community and Jackie is a certified Health Savings Account (HSA) expert! Open enrollment is just around the corner and we’re bringing you the knowledge you need to decide. This topic is crucial for everyone listening so don’t miss this one. Links and Resources Comparing High Deductible Plans with a Health Savings Account to Traditional plans Lynn & Jackie recommend this tool -> WexInc HSA vs Traditional Calculator Really understanding what all you can do with HSAs Mad Fientist article helps with HSAs too How Lynn is crowdsourcing healthcare options especially for FIRE / Entrepreneurs Take a look at FI Healthcare Reach out to Lynn & Jackie Lynn Frair Website: FI Healthcare Instagram: FI Healtchare LinkedIn: Lynn Frair Jackie Cummings Koski HSA Email: [email protected] Website: Money Letter 2 LinkedIn: Jackie Koski Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features your very own hosts Justin from Saving-Sherpa and Cody from Fly to FI. We just wanted to celebrate our 100th episode! Both of us give you a rundown on all the big life events that have taken place this year. Cody bought three investment properties and Justin hit FI at age 30! There’s so much more so you won’t want to miss this one. Episode Summary What You Can Expect To Hear Justin hits FI Cody buys 3 properties Cody goes Vegan Justin sells his van Justin moves to Texas Cody learns lessons from entrepreneurship We also celebrate accomplishments from those special people in our lives Experimenting with The FI Show going forward We want to hear from you! Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab our FREE Budget Planner Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here << Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Jerry Brown from Peerless Money Mentor. Jerry grew up in a self-described ghetto with no real view of a way out. We cover his background, how he turned things around, and how he’s built a powerful financial independence network. You won’t want to miss this inspiring story! Listen, learn, and let us know what you think about this awesome episode. Episode Summary Jerry’s Background Jerry didn’t really know he was poor growing up But he lived in a crime-filled neighborhood with few outside role models His mom also needed assistance to get by He talks about how people were surprised he’d even admit that he was from the area he lived in Growing up he thought basketball or rapping would be the only possible way to escape His mom did put a big emphasis on learning but financial independence never seemed reasonable Can you Bootstrap Past Disadvantages? Jerry sees it as a mixed bag He does put a lot of weight into hard work But he also acknowledges the real disadvantages He was also cognizant enough to understand his family was a big advantage Jerry’s Financial Mistakes Jerry was young and healthy so he thought he didn’t need insurance A large dental procedure led him to serious credit card debt Then he started buying more things on credit Eventually, Jerry would buy a $22k car while only earning $22k per year Financial Wake Up Call He came home and his fiance had her bags packed Jerry realized he couldn’t afford to live by himself So he thought he’d just live out of his car to avoid the embarrassment of moving home Jerry was also carrying debt with 25% interest rates He was making payments but was never actually making progress A friend recommended he refinance through a personal loan This lowered his debt all the way down to 5% For his remaining credit card bills, he did a balance transfer That gave him 0% rate for 18 months Jerry’s Side Hustle Journey He tried Swagbucks but the payout was terrible Then he tried Uber but it was taking a toll on his car Jerry also tried We Go Look where you send in pictures of damaged vehicles for insurance claims. Now he is getting more into freelance writing and social media management Jerry also highly recommends Beta Testing. Networking This was a really powerful part of Jerry’s story Networking expanded his world view It also tangibly impacted him From ideas on debt payment or side hustles like freelance writing Jerry really highlights the importance to surround yourself with people you can draw knowledge and encouragement from Key Takeaways Artificial Limits: One thing that really stuck out was the disadvantage that people experience simply by having low expectations set for them and surrounding them. Mental Health: We loved that Jerry was open about his mental health journey and his encouragement to others to also take it seriously. Call to Action Expand your network! One easy way is to just join our Facebook group page. Other options are LinkedIn, MeetUp, or other Facebook group pages. Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Sign up for our exclusive newsletter Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please leave a rating/review! The FI show on iTunes The FI show on Android Check out our Partners We’ve all heard of LinkedIn, but have any of you managers or small business owners used the platform to hire new talent? LinkedIn Jobs uses its state-of-the-art technology to put your listing in front of qualified candidates. When you’re ready to make that next hire, visit LinkedIn.com/FiShow to get $50 off your first job listing. Jerry’s Information Website: Peerless Money Mentor Twitter: @PeerlessMoney Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Joe Saul-Sehy from Stacking Benjamins. Before creating a massively popular podcast, Joe made a lot of money mistakes. This all came to a clash when he was working as a financial advisor, owned his own business, and still could barely get the money to get home. Now Joe is bringing finances into so many homes via a unique comedic angle. Listen, learn, and let us know what you think about this awesome episode! Episode Summary Joe’s Background Joe was in high school and remembers seeing news specials on money-saving tips He also got inspired by the movie Wall Street But it took Joe a long time to actually put it into practice His parents pushed him to work hard but money was taboo Making Money Missteps On his first day at college, Joe spots a long line at an American Express Credit Card table He talks about blowing money at the mall and fancy meals at Ruby Tuesday for his friends Then things get real when he gets a bill and his parents refuse to help him His credit was destroyed and the interest started building Even in his professional life, he thought he had an earning issue, not a spending issue But we know from famous athletes that a spending problem will always overcome earnings Joe started earning more money with his own business but kept racking up debt Keep in mind, his business was as a financial advisor The breaking moment is when he has no money or credit to buy gas to get home Joe had to dig for change in his seats just to get home Turning Things Around Joe realized he needed to “hide money” from himself This meant automating money to go into separate accounts that he didn’t see He also realized that he couldn’t go cold turkey Joe gave himself an allowance so he could buy some of those entertainment items He said it’s important to not be too restrictive or else you’ll relapse Entrepreneurial Journey Joe says he’s a bad employee He would always clash with a boss Joe admits he also wasn’t a great boss at first He might hire people too much like him Or spout off ideas through the day not thinking his employees would take that as direction Starting Stacking Benjamins Joe sold his business at age 40 This was inspired by a colleague who walked away because it wasn’t fulfilling That person, Chris, stepped away to go climb mountains across the world Chris would then go on to start an adventure travel company Inspired by this, Joe decides to go back to school to become a teacher/coach He realized quickly that it wasn’t for him So Joe starts dabbling in a blog and creates the Stacking Benjamins podcast He wanted to take the unique angle of comedy They took it really seriously and even would attend comedy classes Pulling From Others Joe recommends the book by Austin Kleon – Think like an artist He really recommends people look at others in their industry and pull all the best parts It was actually a car podcast that was hilarious to him that inspired the Stacking Benjamin theme Joe says he actually wants a finance show where no one learns a thing about money In reality, people learn a lot but it doesn’t feel like a class He would go on to pull from a board game podcast, car podcast, and even a little kids podcast Key Takeaways Imposter Syndrome: Joe was a financial advisor but still struggled to follow his own advice. We all need help on this journey. Let Others Inspire You: Don’t feel guilty about taking takes from others as long as it isn’t inspiration. Call to Action Change, assess, repeat. Start to source ideas from others and try them out. Don’t just be stagnant! Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Sign up for our exclusive newsletter Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please leave a rating/review! The FI show on iTunes The FI show on Android Check out our Partners We’ve all heard of LinkedIn, but have any of you managers or small business owners used the platform to hire new talent? LinkedIn Jobs uses its state-of-the-art technology to put your listing in front of qualified candidates. When you’re ready to make that next hire, visit LinkedIn.com/FiShow to get $50 off your first job listing.   Express VPN is one of the leading virtual private network service providers in the industry. Before I learned about Express VPN, I used to use incognito mode when I wanted to protect my information and browsing history. But I was wrong. Your internet service provider can actually still legally sell your information even if you’re using an incognito browser. But when you use Express VPN to surf the web, the software encrypts your web traffic and masks your IP address to give you real privacy. Use limited-time offer ExpressVPN.com/FiShow for 3 months off a 1-

Today’s episode features Erica Ballard from Erica Ballard Health. At first, Erica struggled with her self image and finding out what “healthy” really meant. Through experimentation and education, she unlocked how to really help others achieve their peak health. Now she’s helping others and educating the world on what real health is. Listen, learn, and let us know what you think about this awesome episode! Episode Summary Erica’s Background Erica thought looking good was the key to her happiness She also thought she was doing fitness and health the right way Erica was actually working at a non-profit promoting healthcare and wellness Unfortunately, this non-profit wasn’t promoting the best practices Eventually, she came to the realization that wellness isn’t one size fits all It took her a while to find what worked for her Creating an Experiment Mindset The program that Erica went through pushed you to challenge your wellness beliefs It would convince you to be vegan and then highlight the benefits of meats Eventually, you start to see what makes real sense to you and not just following a narrative Then we discuss problems with the food pyramid and breakfast being the most important meal of the day To find what works for you she promotes experimenting Introduce one new piece to your wellness journey at a time and keep what works for you Crowding In vs Eliminating Erica promotes that you bring in the things that you want instead of focusing on the cut Add in more grains and more water, the things you’re cutting out will eliminate itself Challenge yourself on the things you are hanging onto that are keeping you from wellness goals How are those bad habits serving you? Then Erica drops all kind of knowledge on us around sugar Healthy People Perform We discuss how health and wellness goes beyond life expectancy It also impacts your job performance and thus your profit margins Entrepreneurs love to boast about performing on four hours of sleep That’s impressive But imagine how well they’d perform on eight hours of sleep! Turn your good (which might be great for everyone else) into your great The All-Important Sleep Don’t eat close to sleeping (2-3 hours between food and sleep) Get off the phone before bedtime Don’t drink caffeine after 2 pm Sleep is the first thing Erica recommends you to work on for wellness We need 7-8 hours per night! Performing on four hours of sleep isn’t interesting or impressive Key Takeaways One size fits one: Erica highlights over and over just how personal that fitness and wellness are, experiment! Good Intentions: Even though Erica was working at a non-profit promoting health, she was still unknowingly a part of the problem Call to Action Experiment with your own health and wellness journey. Pick one thing this week to add. Whether it’s exercise, water, or greens, just add one thing. If you see an improvement, keep it, and add another. Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Sign up for our exclusive newsletter Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please leave a rating/review! The FI show on iTunes The FI show on Android Check out our Partners Looking for a low-cost cell phone service provider with great coverage? Look no further. Mint Mobile provides the same premium coverage you’re used to, but at a fraction of the cost because everything is online. All their plans come with unlimited talk and text and you can choose the data plan that’s right for you and get the plan shipped to your door for free! Go to MintMobile.com/FiShow to get started now for just $15 per month. Erica’s Information Website: Erica Ballard Health Instagram: @EricaBallardHealth Podcast: The Lies We’ve Been Fed Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)

Today’s episode features Terrie Chantel from TerrieChantel.com. Terrie is a successful speaker and business coach. She teaches teach business owners how to monetize their skills, uplevel their personal brand, create profitable offers, and convert followers into buyers. Being an entrepreneur wasn’t always comfortable for Terrie. Check out how that changed for her and how she’s helping others do the same. Listen, learn, and let us know what you think about this awesome episode! Episode Summary Terrie’s Background Terrie graduated high school at age 16 and college at age 20 Both of her parents were “workaholics” This made Terrie believe that “amount of work = financial benefit” At 17, her uncle wanted her to co-sign on a car to build her credit That gesture changed her life At age 22 she went on to buy a house and really understood money Passing Down Money Lessons Terrie has three boys, ages 10, 15, 17 Her #1 tool she uses is to “paint a millionaire vision in their mind” This is the act of making wealth achievable in their mind She also gets them to use her debit card to pay bills online Just getting them involved in finances and eliminating the taboo Now her 17-year-old is already an entrepreneur Bondage vs Freedom Her uncle was like her dad and went towards the plan he set out She graduates college and goes directly into corporate Terrie stayed there for 10 years 5 years into that career, she started moving into management The pressure was increasing, work was coming home, and the money didn’t seem worth it That’s not what she envisioned It felt more like bondage than freedom Seeing a New Way She didn’t have other peers she could turn to who felt this way Terrie was always the girl, the youngest, and often the only black person Being surrounded by all these 6-figure earners, Terrie saw how high earners spent money But everyone worked themselves to death and just watched their vacation pile up Simply put, Terrie had no idea there was another option So Terrie started her own side-hustle Through this, she begins to meet other entrepreneurs Then she did realize there was another way Can’t Let Go of Stability Terrie gets laid off around the holidays and gets pregnant with her second child So she really starts taking her side hustle serious In her first month, she had 100 clients through a lot of hustle She would even set quotas for handing out business cards But even with all that success, she still went back to corporate work It just felt too secure Terrie did keep the business going by hiring and training someone She admits not everyone is driven to be an entrepreneur But if you have that passion, you have to follow it Tips for Starting that New Business She says some people jump to marketing too fast To help others you need to be financially stable yourself She focused mainly on customer service and building a solid product Once those frameworks are set, then you can focus on other things like marketing If you can’t consistently hit the number you need for bills, that’s a bad sign This means it’s time to take a pause and look at your processes She likes to look at it in three-month chunks Terrie says you should be seeing a consistent profitability to know your frameworks are set Valuing Yourself Then we talk about valuing yourself This includes charging a premium for your services Stop focusing on yourself and think about the client Think about how you’re going to change their life Then you’ll see just how much you’re really worth Key Takeaways Security is addicting: Terrie had trouble walking away from her normal W-2 job. It’s a valid feeling! Don’t Jump To Marketing: Solidify your product offering and take care of your clients, let marketing come later. Call to Action Get creative with that work ethic. Terrie showed how far she was willing to go to get her business off the ground. That type of effort makes a difference as an entrepreneur or at your W-2. Join the Community We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Sign up for our exclusive newsletter Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please leave a rating/review! The FI show on iTunes The FI show on Android Check out our Partners We’ve all heard of LinkedIn, but have any of you managers or small business owners used the platform to hire new talent? LinkedIn Jobs uses its state-of-the-art technology to put your listing in front of qualified candidates. When you’re ready to make that next hire, visit LinkedIn.com/FiShow to get $50 off your first job listing. Terrie’s Information Website: TerrieChantel.com Instagram: @TerrieChantel Learn More About Your Hosts Fly to FI (Cody’s Blog) Saving-Sherpa (Justin’s blog)