The Financial Coconut Podcast

*Disclaimer: This episode was recorded on 16 Dec 2021 and since then, the Total Debt Servicing Ratio (TDSR) has changed from 60% to 55%.*Buying your first home can be a daunting experience, and on top of that, property prices seem to be on a high these days. Should I just buy a private property since HDB flats are already hitting $1 million? What are some common characteristics of properties with potential growth & higher rental yield?Our guest Douglas from Empower Advisory (https://bit.ly/3M7Z8oL) believes that when it comes to buying a property, there are options for everyone regardless of your needs & wants. In Chills 70, we discuss common property topics such as the new launch vs resale debate, using properties as an investment and more. Douglas also shares the number one mistake that first-time home buyers make; one couple even lost their $10-20k deposit because of that! Learn to be a more savvy homebuyer in this episode!—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

3 Important Factors When Building Your New Cozy Home! It’s thrilling isn’t it, getting your first house and finally being able to design and arrange it however you like. But what most people don’t realize until their house is fully renovated and built is that there are some spaces that you don’t even really use that often! Maybe you saw that design or concept somewhere and wanted to add that into your home, but in the end it just became a space that you never use. Did you build your home or a showroom? Wouldn’t you love to have someone warn or advise you before taking a loan and putting a ton of time into this?Discover more from the team at The Financial Coconut (including all our other shows) @ https://linktr.ee/thefinancialcoconutThe Financial Coconut Podcast is a personal finance platform based in Singapore. Our goal is to educate and provide easy-to-understand information about personal finance topics such as budgeting, investing, retirement planning etc. We believe that personal finance is different for every individual and we aim to provide different perspectives to trigger our audience into paving their own unique path towards their financial goal.Did we give you a fresh perspective on choosing what to build and what not to build in your new home? Let us know which corner of your house you thought would get a lot of use but didnt xDHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Your career might be in danger if your colleagues are your "family” ! We know it’s great to have a work bestie or work-husband/wife but are they really beneficial for your career growth? What happened to work life balance or keeping private and professional separate? Wouldn’t becoming “family” with your colleagues mess up the idea of that? Will private and professional matters be intertwine? Will it negatively impact work culture?—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to Blockcast! Here's the crypto news for the week:00:58 - SEC’s Gary Gensler Dodging Ethereum’s Security Questions13:37 - These Crypto Giants Are LEAVING The US?21:04 - Solana’s Crypto SmartphoneBlockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond, there’s nothing cryptic about this brand new crypto podcast. From NFT nuances to institutional implications, Blockcast brings you weekly bite-size TLDRs and ICYMI discussions of the industry.—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

What is that one specific factor that you look for when getting your own HDB? Is it the location and amenities around the HDB area or maybe the size of the flat? These are all equally important factors when choosing your HDB flat; it is a major investment after all. But what if I told you that you might not be considering the most important factor about your HDB?Check out Shaik's Tiktok: https://www.tiktok.com/@thatproperty.guy—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Malaysians Earn A 3x Income When They Work In Singapore But At What Cost?According to statistics, Malaysians working in Singapore account for nearly one-fifth of the total population of Singapore. You must have met more than one Malaysian colleague in the workplace.They always laugh at themselves and say: "If you cross a bridge, your income will triple!", or label themselves "Marau". But is it really all rainbows and butterflies? Apart from the exchange rate, what is it about Singapore that make Malaysians leave their hometowns to seek opportunities here?Check Out Li Cai O Ye here: https://spoti.fi/3UoWPTtCheck Out Kelvin Learns Investing here: https://www.youtube.com/@KelvinLearnsInvestingCheck Out SookYee here: https://www.instagram.com/sooklovechasedreamdotcom/Discover more from the team at The Financial Coconut (including all our other shows) @ https://linktr.ee/thefinancialcoconutThe Financial Coconut Podcast is a personal finance platform based in Singapore. Our goal is to educate and provide easy-to-understand information about personal finance topics such as budgeting, investing, retirement planning etc. We believe that personal finance is different for every individual and we aim to provide different perspectives to trigger our audience into paving their own unique path towards their financial goal.----------根据统计，在新加坡工作的马来西亚人占将近新加坡总人口五分之一；你在职场中肯定也遇到过不止一个马来西亚籍的同事。他们总自嘲说：“过了一条桥收入就翻三倍！”，或是为自己贴上 “马劳” 的标签。但事实真的这么有想象中这么美好吗？除了汇率之外，新加坡究竟有什么吸引力让这群马来西亚同胞们愿意离乡背井到这里来寻找机会？本集邀请到了原为马来西亚籍的Youtuber - Kelvin Learns Investing；与爱尔兰大学毕业后进入新加坡电商公司工作的 SookYee到节目上与我们聊聊大家各自在新加坡寻找机会甚至落地生根的选择收听本集的《理财哦椰！》一起关照你身边的马来西亚同胞！订阅 Kelvin Learns Investing，跟他一起学习投资！https://www.youtube.com/@KelvinLearnsInvesting https://www.instagram.com/kelvinlearnsinvesting/追踪 SookYee 与她成为朋友！https://www.instagram.com/sooklovechasedreamdotcom/收听《上岸吧！漂流少年！(WWF)》https://open.spotify.com/show/3PZoKjIXPJ4hePy97Z5tGX?si=66446151f5a1472e想听更多理财知识吗？欢迎您收听 The Financial Coconut 的姐妹频道，链接https://spoti.fi/3GefB7a我们的节目需要您的参与，把您个人理财的大小问题与想法发送到 [email protected]或加入我们的 Telegram:https://t.me/thefinancialcoconutHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

After the previous intense episodes covering CPF and other retirement strategies, it’s time for a more relaxed and casual episode. I was really surprised when I learned that most people didn't know about these CPF facts. What useful and surprising CPF facts or tricks are there? How can you leverage on these CPF tricks to give yourself a slight boost in your retirement plan?—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Should happiness come first instead of career growth? According to a recent study, more than half of the workers in Singapore would accept a lesser-paying or lesser work role to be happier. Over 50% of people are willing to sacrifice career growth for their “happiness”! But isn't career growth a step towards a happiness filled future? Is taking a pay cut really going to make you happier or could it bring more unpredictable stress into your lives? Could it just be a temporary solution?—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to Blockcast! Here's the crypto news for the week:01:54 - Ethereum’s Next Big Upgrade Is Here13:39 - Bitcoin’s Bounce From The Dead25:03 - New Onramp Strategies Arise in Crypto! Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond, there’s nothing cryptic about this brand new crypto podcast. From NFT nuances to institutional implications, Blockcast brings you weekly bite-size TLDRs and ICYMI discussions of the industry.—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Useful CPF Hacks You Should Know And Use Today!You probably know of CPF as the government fund that takes 20% of my income monthly. At the same time, some people are also depositing rather large amounts into their CPF accounts saying it's essentially an investment plan that has guaranteed a 4% interest rate. So what's the truth behind CPF and how can we use this guaranteed 4% to it's full capacity? Joining us on this episode is Chris from HoneyMoneySG, learn why he chooses to deposit a large amount into CPF and what are the advantages and disadvantages of doing so. Check Out Li Cai O Ye here: https://spoti.fi/3UoWPTtCheck Out HoneyMoneySG here: https://www.youtube.com/@HoneyMoneySGDiscover more from the team at The Financial Coconut (including all our other shows) @ https://linktr.ee/thefinancialcoconutThe Financial Coconut Podcast is a personal finance platform based in Singapore. Our goal is to educate and provide easy-to-understand information about personal finance topics such as budgeting, investing, retirement planning etc. We believe that personal finance is different for every individual and we aim to provide different perspectives to trigger our audience into paving their own unique path towards their financial goal.----------许多人对公积金的刻板印象还是 ”政府强制征收我20%的收入” 的一个政策；但同时却有人早早在三十多岁的时候就把大笔的现金存款存入公积金的一般户口当中？还告诉我们这是一笔可以保障 4% 利率的投资，究竟是怎么一回事呢？本集邀请到了新加坡的精明理财youtuber HoneyMoneySG 的 Chris，与我们分享为什么他选择把大笔的现金主动存入公积金来达成 CPF shielding 的保障，具体是怎么操作，又有什么样的利与弊呢？收听本集的《理财哦椰！》一起借力公积金达成你的财富目标！订阅 HoneyMoneySG，学习更多理财秘技！ https://www.youtube.com/@HoneyMoneySG----------想听更多理财知识吗？欢迎您收听 The Financial Coconut 的姐妹频道，链接 https://spoti.fi/3GefB7a我们的节目需要您的参与，把您个人理财的大小问题与想法发送到 [email protected]或加入我们的 Telegram: https://t.me/thefinancialcoconutHelp us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

3 Things You Should Know About The HDB Lease Buyback Scheme! The HDB lease buyback scheme allows you to earn some money from your HDB flat even while you continue to live in it! Sound pretty good right? You get to stay in your flat with more money in your CPF account for a comfortable retirement, what’s not to love? But are there any downsides to selling your flat back to HDB?Discover more from the team at The Financial Coconut (including all our other shows) @ https://linktr.ee/thefinancialcoconutThe Financial Coconut Podcast is a personal finance platform based in Singapore. Our goal is to educate and provide easy-to-understand information about personal finance topics such as budgeting, investing, retirement planning etc. We believe that personal finance is different for every individual and we aim to provide different perspectives to trigger our audience into paving their own unique path towards their financial goal. Would selling your flat back to HDB now be part of your retirement plan?Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Is Your Age Really An Important Factor To Your Success? Has someone ever told you you’re too old to succeed or it’s too late for you now? Well those people who told you that, could not be MORE WRONG. Look at Michelle Yeoh for instance, winning an Oscar at 60 YEARS OLD! She is proof that age does not limit your chances of success. The real question now is, is age really the problem? Or is it your ability?—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to Blockcast! Here's the crypto news for the week:02:21 - [Bitcoin, A Safer Alternative than Fiat?]16:34 - [US Regulators Wage War On Crypto]26:39 - [Twitter The Puppet Master]For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in TFC Blockcast is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.--Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond, there’s nothing cryptic about this brand new crypto podcast. From NFT nuances to institutional implications, Blockcast brings you weekly bite-size TLDRs and ICYMI discussions of the industry.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

How do podcasters make stable income in singapore? Earning a stable income from content creation would be a dream come true for most people in this current generation but the thing most people dont tell you is the uncertainty that comes along with it! Haresh and Terence, the minds behind Ministry of Funny and Yah Lah But, were left in the dust after HOOQ’s liquidation causing not only their show, “She’s a Terrorist and I Love Her”, to be postponed indefinitely but also putting them 200,000$ in debt! So how does their podcast make enough money to sustain and power through these hard times? How did HOOQ’s liquidation affect their finances and views on future TV production projects?If you’re looking for a meaningful gift, we’d love to help you create a personal podcast for a loved one. Get started at Folklory.com!Use Code COCONUT25 for 25% off! Valid until 5 June 2023!Check them out here:Yah Lah But: https://www.youtube.com/@YahLahButMinistry of Funny: https://www.youtube.com/@MinistryofFunny—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Want to apply for your own BTOs but aren't sure how to? It gets a little intimidating doesn't it, when applying for big boy big girl things like car loans, bank loans or even government BTOs right? We get it which is why we've got you covered on this episode of Coconut Avenue! On this episode, we sit down with Dan and Lydia from LongKang Kitties and talk about what their BTO application process was like and what challenges they faced as self-employed individuals. Most importantly, why did they have to apply for their HLE (HDB Loan Eligibility) twice? Check Out LongKang Kitties! https://www.instagram.com/longkangkitties/?hl=enDiscover more from the team at The Financial Coconut (including all our other shows) @ https://linktr.ee/thefinancialcoconutThe Financial Coconut Podcast is a personal finance platform based in Singapore. Our goal is to educate and provide easy-to-understand information about personal finance topics such as budgeting, investing, retirement planning etc. We believe that personal finance is different for every individual and we aim to provide different perspectives to trigger our audience into paving their own unique path towards their financial goal.Applying for BTOs sure can be intimidating! Let us know if this episode helped you become one step closer to owning your very own BTO flat! Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Is CPF Life The Right Fit For Your Retirement Plans? CPF Life has been around for slightly more than a decade and some of us are wondering how can we maximize the benefit of CPF Life? We’ve compiled everything you need to know and think about into 3 questions to ask yourself before implementing CPF Life into your retirement strategy!Disclaimer: Throughout the episode " 6% for retirement account (RA) for 1st 60k" was mentioned a number of times. Upon release we noticed a mistake on the numbers and the correct number is 6% for retirement account for the 1st 30k. Please understand that this mix up in numbers does not change the thoughts and feelings towards the things that we have shared with you in the episode. Enjoy the episode! Discover more from the team at The Financial Coconut (including all our other shows) @ https://linktr.ee/thefinancialcoconutThe Financial Coconut Podcast is a personal finance platform based in Singapore. Our goal is to educate and provide easy-to-understand information about personal finance topics such as budgeting, investing, retirement planning etc. We believe that personal finance is different for every individual and we aim to provide different perspectives to trigger our audience into paving their own unique path towards their financial goal.After asking yourself the 3 questions, is CPF Life a right fit for your retirement strategy? Let us know if you found these tips helpful and comment the questions/topics you would like us to answer!Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Why does the high school you come from matter in Singapore? Are the odds of getting your dream job higher? Due to recent announcement about ACS (Angle Chinese School) relocating from Barker Road to Tengah, it has sparked some uproar amongst it’s alumni. Some say it’s a good move while some worry it will tarnish the name of the school and it’s legacy. So who better than, Mark, Founder and CEO RICE and also ex-ACS boy, to tell us all there is to know about being in the famous brand name school and did it affect his outcome in any way at all?Check out RICE Media and Blockhead!RICE: https://www.ricemedia.coBlockhead: https://www.blockhead.co—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Did his life get better after quitting theatre to pursue coding? Did pursuing coding instead really improve his quality of life or did it just bring more inconviences? Maybe if he had stuck with theatre, he could have made it to the Oscar’s and won just like Michelle Yeoh!—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

How much do you truly need in order to retire today? Tons of advice on the internet will tell you that you need XXX amount of $ in order to retire comfortably but wouldn’t the amount vary for each individual? Follow these 3 easy tips on how you can find out the amount required for you to retire comfortably for yourself!Discover more from the team at The Financial Coconut (including all our other shows) @ https://linktr.ee/thefinancialcoconutThe Financial Coconut Podcast is a personal finance platform based in Singapore. Our goal is to educate and provide easy-to-understand information about personal finance topics such as budgeting, investing, retirement planning etc. We believe that personal finance is different for every individual and we aim to provide different perspectives to trigger our audience into paving their own unique path towards their financial goal.Did you find out how much you truly need to retire today? Let us know if you found these tips helpful and maybe share this with a friend!Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

“When you passion becomes your profession, it will bring out the best in you” - Sibel Terhaar. Turning your passion into your profession would seem like a dream come through wouldn’t it? Most entrepreneur millionaires would encourage you to do so! But will it really all be just rainbows and butterflies or will your passion die down as it slowly transitions into your full-time profession?—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Is anything truly unbiased? Even our own views and opinions are never truly unbiased. However there is one company out there that boasts it’s unbiasedness. Seedly, the unbiased finance assistant platform that aims to help users make smarter financial decisions through their expense tracking app and crowdsourced knowledge, makes it their mission to ensure that all the information put out on their forums are unbiased. How do they do it? Learn their strategy to combating biasedness on this episode of Chills with TFC!Check Out Seedly!https://seedly.sg—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Did we just lose our jobs to ChatGPT? With all the craze surrounding ChatGPT lately, we thought it would only be appropriate to test it out ourselves by putting our own jobs on the line by asking ChatGPT to give us 3 personal finance tips and reacting to them. We’ll let you know what we think and elaborate or criticize the answers provided by ChatGPT!Discover more from the team at The Financial Coconut (including all our other shows) @ https://linktr.ee/thefinancialcoconutThe Financial Coconut Podcast is a personal finance platform based in Singapore. Our goal is to educate and provide easy-to-understand information about personal finance topics such as budgeting, investing, retirement planning etc. We believe that personal finance is different for every individual and we aim to provide different perspectives to trigger our audience into paving their own unique path towards their financial goal.Does ChatGPT’s personal finance advice work for you? Let us know in the comments!Disclaimer: The content in The Financial Coconut is solely for educational and entertainment purposes. It does not serve as any form of advice or recommendations.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Should Singaporeans leave for greener pastures elsewhere? A lot of times when we’re going on with our daily 9-5 work, we feel underappreciated by colleagues, supervisors or managers. We put in so much time and effort to ensure a task is completed on time only to receive little to no feedback or worse, the cursed “noted with thanks”. At these moments of uncertainty, we often consider leaving the country in search of "greener pastures.” But the question is “When should I leave?”—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to Blockcast! Here's the crypto news for the week:03:26 - USDC Depegs! Is this the “great reset”?16:19 - Bitcoin’s time to shine23:13 - Meta moves further away from metaverseFor all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in TFC Stock Geekout is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.--Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond, there’s nothing cryptic about this brand new crypto podcast. From NFT nuances to institutional implications, Blockcast brings you weekly bite-size TLDRs and ICYMI discussions of the industry.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

A step in the journey of financial wealth is the financial plan, a part where most people get lost and confused as to where and how to begin. Most times when in a situation like this, we tend to turn to “influencers” for a solution but as you go on you notice the pieces of advice they give are pieces for an entire different puzzle set.Getting your financial plan checked and revised is an important step to financial wealth but before we get to that, we have other crucial questions to ask like, “how do i find the right financial advisor” or “Can I trust robot advisors?”. Well who better to advise you than the best financial blogger in Singapore! We’ll give you the scoop on tips and tricks to managing your plan, key things to look for in a financial advisor and much more!Our guest today is none other than the Kyith Ng aka the big man behind the blog “investment moats”. Kyith’s goal is to share his experiences making sense of money, how it works and ways to make it grow, hoping that season investors can advice and critique his decisions and new investors are able to learn from them.—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to TFC Weekly Market Updates! Here's the market news for the week:03:45 - Silicon Valley Bank DownfallFor all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in TFC Stock Geekout is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.--TFC Investor Network, created by The Financial Coconut, Singapore’s first financial literacy podcast, is for investing enthusiasts who are looking for weekly updates on the stock market and in-depth analysis of individual stocks. Join fellow investors and geek out on stocks with us!--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Many of us live our daily lives without knowing what the government actually does aside from want our tax money. We watch the news and see leaders of other nations making pretty big advancements or decisions for their country and you wonder what your country’s leader is doing for yours. That’s when the yearly budget comes in, a series of changes and new policies made to better the lives of citizens in the country.It’s been a almost a month since the announcement of Singapore’s Budget 2023, even if you didn’t tune into the announcement live, information covering the budget still constantly pops up on social media, youtube or even on our own TFC socials >.< you should follow our socials btw. So with all the information that the budget has disclosed, you might be a little lost in thick of it all and aren’t sure how the budget announcement affects you personally.Today’s episode asks the questions “What direction is Singapore heading towards with the budget 2023 announcement?” and “How does the budget 2023 affect the lives of middle class Singaporeans?”For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in The Financial Coconut is solely for educational and entertainment purposes. It does not serve as any form of advice or recommendations.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

In light of recent events and the growing trend towards remote work, the question of whether work from home should be mandatory is a topic of much debate. While there are certainly benefits to remote work, such as increased flexibility and reduced commuting time, there are also potential downsides, such as decreased social interaction and difficulty separating work and home life.During the pandemic when most of us were required to work remotely, we’ve come to realize that we dont really need to be in the office 9 hours a day just to get work done. So why isnt work from home a mandatory thing? Why are some companies still putting so much emphasis on being in the office when so much time and money can be saved from allowing some employees to work from home.Who else but Zat, head of content at RICE media, can give us a scoop on how inefficient and outdated the way ‘traditional’ corporations run, and how can employers and leaders capitalize on remote work.—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to Blockcast! Here's the crypto news for the week:- 00:59 [Crypto’s next big blow up ]- 09:58 [SEC vs Binance and Crypto]- 19:53 [AI isn’t that useful for blockchain]For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut--Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond, there’s nothing cryptic about this brand new crypto podcast. From NFT nuances to institutional implications, Blockcast brings you weekly bite-size TLDRs and ICYMI discussions of the industry.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Sustainability has become a fashionable idea, everything seems to need to be aligned with it, and sometimes it feels a little much. But did you realize that the wet market is already a very sustainable system? Where is the packaging? So it seems, maybe being sustainable is not always about moving forward and embracing new ideas but looking back and wondering, is there a way to live well without hurting our planet? Today we focus on renovation. A big step forward for young couples in Singapore. While many are renovating, the 2 extremes are “this is my home, we must use the best” and “we just spent a lot on the home, maybe we want to avoid a renovation loan?”But is there a sweet spot between the 2 extremes that lets us live comfortably, sustainably and cost-friendly?Joining us today are Start-up founders, Bolong Chew from Solar AI, Lester Leong from “the very expensive paint company” GUSH and Corporate Sustainability Advisor Pamela from Tingkats.sg!For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut Disclaimer: The content in The Financial Coconut is solely for educational and entertainment purposes. It does not serve as any form of advice or recommendations.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Many Singaporeans follow this path, work, save, invest, and accumulate. This is not the easiest path for many, we strive hard to do better at every turn, from being smarter shoppers, better money managers and even constantly up-skilling to be sexy in the labour market. The last thing we want is for our efforts to be thrown out.Critical illness is one such fear, it can readily empty our bank accounts. Hence many consider critical illness insurance as a risk management strategy that we just cannot avoid. BUT how do we move away from sob stories and actually think about CI Insurance? Where does it sit in our broader financial plan and how much coverage do we really need? Haven't we got enough? ><Today's episode is sponsored by FWD Singapore and they are offering everyone 40% off all their CI products! Check it out at https://linktr.ee/thefinancialcoconutDisclaimer: The content in The Financial Coconut is solely for educational and entertainment purposes. It does not serve as any form of advice or recommendations.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Stay-at-home fathers are becoming more common in modern society. Being a stay-at-home father can be a rewarding but challenging experience. Many stay-at-home fathers report feeling fulfilled in their caregiving role and value the opportunity to spend more time with their children. However, some also report feeling isolated or stigmatized by societal expectations of traditional gender roles.Following the recent discussion of gender roles and caregiving during Singapore’s budget 2023 to support families and encourage more births, stay-at-home & working moms were the main characters during this discussion. But what about stay-at-home fathers? What drove them to becoming a stay home dad and the struggles and sacrifices that come with it.With us today is Cliff, a stay-at-home father of 2! He’s been a stay-at-home dad for 4 YEARS and he’s here today to discuss all there is to it about being a stay-at-home father.—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to Blockcast! Here's the crypto news for the week:00:33 - Asset Tokenization- Theme Of The Year?10:39 - Cryptocurrency Mining Rig Found In Crawl Space Of School16:17 - NFT Turf War: BLUR vs OpenSeaDisclaimer: The content in TFC Stock Geekout is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.--Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond, there’s nothing cryptic about this brand new crypto podcast. From NFT nuances to institutional implications, Blockcast brings you weekly bite-size TLDRs and ICYMI discussions of the industry.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Have you ever been in this scenario? Me: “Wow working life is so tiring.. I want to stop working when I’m 50. But can I afford to do so? ” or “I wanna travel the world and eat this and buy that… but how will I ever afford it?”We all have desires and it is always in a tussle with “how much do we want to put in?” The road of endless accumulation may not be something everyone wants to go on, how far will you go? Well if this is you then tune in to this episode of Chills with TFC as we sit down with Darren and Sakura from Dare To Finance and talk about how YOU can start planning for your dream life!For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in The Financial Coconut is solely for educational and entertainment purposes. It does not serve as any form of advice or recommendations.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to TFC Weekly Market Updates! Here's the market news for the week:04:22 - [Nvidia still makes billions despite PC demand drop]15:07 - [Will Intel continue to fall?]24:41 - [Alibaba stock prices catapult!]For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in TFC Market Updates is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.--TFC Investor Network, created by The Financial Coconut, Singapore’s first financial literacy podcast, is for investing enthusiasts who are looking for weekly updates on the stock market and in-depth analysis of individual stocks. Join fellow investors and geek out on stocks with us!--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Once upon a time, there was a person who was unsure about their financial goals. They knew they wanted to be financially stable and secure, but they weren't sure how to get there…So they listened to this week’s episode of First Dibs! And guess what? They found out how to started working towards their financial goal by following some little baby steps. Listen along and maybe you’ll be able to live happily ever after once you gain financial strength from this episode.It is never too late to start, neither Is it ever too early to realise actually you have just been endlessly accumulating with no goals in mind.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in The Financial Coconut is solely for educational and entertainment purposes. It does not serve as any form of advice or recommendations.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

How many times have you heard phrases like “you do you” or “be yourself” or even “dont care about what other people think” ? I'm gonna guess and say quite often right? But can you really afford to not care about what others think and not build or maintain your reputation because you’re “being yourself”?What if your reputation has been tarnished? Is it possible to rebuild that reputation or would you have to start from ground zero again? On this episode of Wise and Shine, we dissect this obsession to be ourselves and come to a realization that maybe it is all a give and take.—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Sometimes we feel like our leaders of the day do not listen to us, they push through policies that we may not like. But since 2011, many new policies like increasing property taxes, foreign labour quotas, raising income tax on the highest earners, supercar taxes, CPF life and increasing housing and family support all points to the PAP shifting economically “left”, albeit secretly.Is this the nation we want? Is the PAP finally listening to us and is experiencing a “moral awakening” ?On today’s episode, we sit down with Founder of Singapore’s biggest “left” publication, RICE Media, Mark and Walid from Teh tarik with Walid (Singapore’s top political podcast) to discuss Singapore’s changing economic and social structure and how do we the lay Singaporean manuver the changing landscape?For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut00:00 Intro04:01 How Singaporean are you?09:00 What is the definition of politically left & economically left？16:00 Do you think there is a moral awakening?20:04 The idea of shifting economically left33:23 Moving economically left To move politically right?44:47 What is the Singapore you want to leave for next generation?---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

01:20 : A Breath Of Fresh Airbnb30:16 : DBS Profits Skyrocket! 41:39 : 37% Loss At Port Hutchison HoldingsFor all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in TFC Stock Geekout is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.--TFC Investor Network, created by The Financial Coconut, Singapore’s first financial literacy podcast, is for investing enthusiasts who are looking for weekly updates on the stock market and in-depth analysis of individual stocks. Join fellow investors and geek out on stocks with us!--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Would you say it’s affordable to live in Singapore? Most would say living in Singapore is rather expensive and costly but can the new elements introduced in the latest Singapore Budget 2023 make a difference in the lives of Singapore’s residences? In this episode we ask the question “Is it affordable to live in Singapore?” where we touch on various different topics from HDB Prices to is Singapore a place for you to pursue your dreams?For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut00:00 Intro01:36 How Singaporean are you?05:52 Will HDB prices ever come down?10:25 Is living in Singapore affordable?28:41 What is the Singaporean dream?40:08 Is HDB fair?46:46 Is Singapore still a place you can pursue your dream?50:38 Is sharing the future of affordability in Singapore?55:17 What is the Singapore you want to leave for next generation?---The Financial Coconut started out as a reaction to online fake gurus who are propagating over simplified get rich quick programs. A Podcast that grew out of a desire to share best practices regarding personal finance turned into a network of content championing this idea of “Creating a life you love, while managing your finances well”.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

I’m sure you’ve scrolled through social media and you see posts/tweets about AI becoming smarter and CAN REPLACE you at your workplace! But then you get memes and jokes about AI like that meme of AI identifying a cat as a dog.It really makes you wonder if AI really is truly capable of replacing humans. How can you future proof your work, career, life and finances? Should you fear the next frontier?In this episode of Wise & Shine, we’re taking a deeper look into whether or not AI can truly render humans obsolete, or will humans continue to reign supreme?—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to Blockcast! Here's the crypto news for the week:04:27 Crypto regulation has become a warzone18:09 The race for hub status37:19 Temasek’s Relationship with Amber Group For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in Blockcast is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.--Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond, there’s nothing cryptic about this brand new crypto podcast. From NFT nuances to institutional implications, Blockcast brings you weekly bite-size TLDRs and ICYMI discussions of the industry.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

How can we encourage youngsters to get married and have kids? Wah saying that out loud gives us goosebumps.Singapore’s fertility rate has once again made it into the parliamentary discussion. As the number of senior citizens in the country rapidly increases, and the total fertility rate stay depressed, is this a downward spiral for our nation? What practices can the Government implement to help us build strong loving families?More importantly, where is the love in nurturing Singapore families? Why does it always sound like an economic problem?Join us today as we sit down and have a chat with one of the BUSIEST moms we’ve ever met, Oniatta Effendi, and discuss what are the difficulties she faces as a working mom and how she maintains balance between work and family.Discover more from the team atThe Financial Coconut (including all our other shows): https://linktr.ee/thefinancialcoconutCheck Out RICE Media too! https://www.ricemedia.coCheck out Baju by Oniatta https://galeritokokita.com/baju-by-oniatta/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

TFC version01:23, 32:40, 56:25 ad timestamps14:21 - Macro20:51 - Cost of living32:41 - CPF 39:46 - Property MarketsFor all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in TFC Stock Geekout is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.--TFC Investor Network, created by The Financial Coconut, Singapore’s first financial literacy podcast, is for investing enthusiasts who are looking for weekly updates on the stock market and in-depth analysis of individual stocks. Join fellow investors and geek out on stocks with us!--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Is “Forward Singapore” more of the same talk and no action? With cost of living on the massive rise, and our island becoming increasingly dense, success feels out of reach for some. Or is it a phenomenon of the next generation of Singapore, redefining what success means to us? We casually roll our eyes at “the Singaporean dream” and be like, Sian. But what do we really want? What does success mean to us today and what is a Singapore we want to create for our kids? it is not always the government, let’s talk.This episode is brought to you by TFC & RICE Media! Join us for the coming 2 weeks as we discuss our hopes and dreams for Singapore and give you the a different view of Budget 2023. We seek the expand the discussion and allow more perspectives to thrive as our nation decide how we spend our moolah! Actively comment on our telegram, Reddit and socials! We want to hear from you too!Discover more from the team at The Financial Coconut (including all our other shows): https://linktr.ee/thefinancialcoconut Check Out RICE Media too! https://www.ricemedia.coCheck Out @SGBudgetBabe too!Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Everyone has heard of the 50/30/20 strategy for budgeting but is it really the most efficient strategy? Well our host Reggie has a different opinion 😏Come along as we discuss and put together a budgeting strategy that truly fits your needs and even allows for personal SPLURGING!For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconutDisclaimer: The content in The Financial Coconut is solely for educational and entertainment purposes. It does not serve as any form of advice or recommendations.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

There’s always 1 factor that could make or break a relationship. Are you an earner, spender or saver? Everyone has their own set of financial ideas, when getting into a relationship / choosing a partner.On today’s episode of Wise and Shine, we ask the question: what if your partner doesn’t share the same financial ideas as you? Would you impose the same financial ideas on them or would you be fine with a completely opposing idea?—Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut[Podcast, Vodcast]Spotify: https://rebrand.ly/TFC-spotifyApple Podcast: https://rebrand.ly/TFC-applepodcastYouTube: https://rebrand.ly/TFC-youtube[Connect with us]Instagram: https://rebrand.ly/TFC-instagramTik Tok: https://rebrand.ly/TFC-tiktokTelegram: https://rebrand.ly/TFC-telegramWhatsapp: https://rebrand.ly/TFC-Whatsapp-channelNewsletter: https://rebrand.ly/TFC-NewsletterDisclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.—This episode is Podcast Powered by Zoom.Audio partner with City Music https://www.citymusic.com.sg/Audio quality delivered to you by Audio-Technica https://sea.audio-technica.com/Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to Blockcast! Here's the crypto news for the week:02:36 - Can we trust the Fed? 11:40 - What’s behind the Coinbase rally?26:19 - Why do luxury brands want to be associated with this space? Disclaimer: The content in TFC Stock Geekout is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.For all other links mentioned, or to discover more from the team at The Financial Coconut (including all our other shows), go to https://linktr.ee/thefinancialcoconut--Blockcast is the brainchild of web3-focused news platform Blockhead and The Financial Coconut. Highlighting the latest in blockchain and web3 in Southeast Asia and beyond, there’s nothing cryptic about this brand new crypto podcast. From NFT nuances to institutional implications, Blockcast brings you weekly bite-size TLDRs and ICYMI discussions of the industry.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

I cannot imagine being in an LDR, the lack of touch, the endless thoughts and the sheer distance, I simply can’t. Then there is weird Farmer Chris and now wife Cheryl that did 3 years of LDR. They just got married and Chris says “LDR is cheaper and better la!”. Does this mean I can now adjust my Tindr location and embark on my new budget dating strategy? Wow.Join us on this weeks episode of Chills as we discuss Cheryl and Chris’ LDR experience and how being in an LDR might have been the best money saving strategy for THEM! And maybe for you too?Follow our socials for more content and updates! Instagram: https://bit.ly/3VGfoRX TikTok: https://bit.ly/3X0LsRE Youtube: https://bit.ly/3WPpcuj Telegram: https://bit.ly/3vzRdtS Website: https://thefinancialcoconut.com/ Check out our other shows: https://bit.ly/3Zb6rTSDisclaimer: The content in The Financial Coconut is solely for educational and entertainment purposes. It does not serve as any form of advice or recommendations.--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.

Welcome to TFC Weekly Market Updates! Here's the market news for the week:05:25 - Tech Industry Updates19:10 - Should You Hop On The CICT Train?32:48 - Shell Doubles In Profit, Now What?Follow our socials for more content and updates! Instagram: https://bit.ly/3VGfoRX TikTok: https://bit.ly/3X0LsRE Youtube: https://bit.ly/3WPpcuj Telegram: https://bit.ly/3vzRdtS Website: https://thefinancialcoconut.com/ Check out our other shows: https://bit.ly/3Zb6rTSDisclaimer: The content in TFC Stock Geekout is solely for education and entertainment purposes. It does not serve as any form of advice or recommendations.--TFC Investor Network, created by The Financial Coconut, Singapore’s first financial literacy podcast, is for investing enthusiasts who are looking for weekly updates on the stock market and in-depth analysis of individual stocks. Join fellow investors and geek out on stocks with us!--The Financial Coconut started out as a reaction to online fake gurus propagating over simplified get rich quick programmes & a desire to share best practices revolving around personal finance which has since turned into a network of content championing the idea of creating a life you love while managing your finances well.Help us get to know you better: http://bit.ly/thefinancialcoconut-survey Hosted on Acast. See acast.com/privacy for more information.