The Death Readiness Podcast: Not your dad’s estate planning podcast

Whether you’re a solopreneur, a small-business owner, or running a growing team, your business needs an estate plan. In this episode of Tuesday Triage, Jill walks through the practical steps to protect your business, your income, and the people who depend on you. From organizing legal and financial documents to creating systems that make your business more resilient, this episode is packed with actionable guidance to help you plan from a position of strength, for both growth and the unexpected.What Jill discussed:Agency and PlanningWhy estate planning is about taking ownership of your business and future.A client story that illustrates why having access to business agreements matters.Business FoundationsEnsuring you have your EIN letter and business entity governing documents.Why even solopreneurs need an Operating Agreement, and what it should cover.How to request copies of official filings from your Secretary of State.Banking and Financial PreparednessAdding a second signer to your business accounts.Why access to cash flow is critical to keeping operations running in your absence.Accounting and BookkeepingSystems for tracking income and expenses.The benefits of outsourcing bookkeeping for peace of mind and continuity.People and RelationshipsIdentifying your key clients and team members.Adding a “death or incapacity” clause to client contracts.Keeping an accessible list of important contacts and roles.Recurring Expenses and Digital AccessDocumenting subscriptions, accounts, and access credentials.Managing digital assets like domains, trademarks, and renewals.Systems and ProcessesThe importance of standard operating procedures (SOPs) for daily tasks.Using clear documentation to make your business resilient and scalable.Content ManagementOrganizing your content for easier repurposing and brand consistency.Creating a master file for branding and creative assets.Insurance and Risk ManagementKey types of coverage every business owner should consider:Businessowner’s policy for general liabilityCybersecurity and digital media coverageProfessional liability insuranceAdvanced Planning TipsUsing life insurance to maintain cash flow during transitions.Final TakeawayPlanning for your business isn’t just about preparing for the worst — it’s about creating systems and organization that make your business stronger and more valuable every day.Resources and LinksLearn more about Jill's Estate Planning Support ServicesConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Submit a question for Tuesday TriageDid you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Guardianship. Probate court. Powers of attorney. These terms can feel intimidating but they don’t have to be. In this episode, Jill Mastroianni breaks down the differences between powers of attorney and guardianship, and shares actionable steps to help you protect your aging parents, and yourself, from unnecessary stress, cost, and court involvement.What Jill discussed:Guardianship vs. Power of Attorney:How these two tools differ and when each comes into play.Why guardianships (or conservatorships, in some states) should be the last resort.Capacity and Timing:Why mental capacity is critical for signing a power of attorney.Avoiding Probate Court:Proactive planning steps to reduce the chances of a guardianship proceeding.The importance of early conversations with your parents and transparency among family members.Real-World Scenarios:Examples of how lack of communication or delayed planning can lead to confusion, conflict, or costly legal battles.Action Steps for Listeners:1. Start the conversation early. Talk with your parents about the importance of powers of attorney while they still have mental capacity. And if you don’t already have your own power of attorney, lead by example. Get one in place, and—if you’re comfortable—share whom you chose as your agent and why.2. Share key information. When it’s possible and safe to do so, let other family members know that these documents are in place. Transparency helps reduce misunderstandings later on.3. Keep the focus on care, not control. Powers of attorney aren’t about taking over someone’s life. They’re about protecting the people we love when they’re unable to protect themselves.Resources and LinksParent Prep Plan: Personalized support to walk your parents through the estate planning process, from finding the right attorney to organizing assets and understanding legal documents.Episode 27: Judge Hedrick’s interview: What Really Happens with DIY Wills and other Lessons from the BenchEpisode 17: How Powers of Attorney Work, When to Use Them, and When It’s Too Late to Get One.Episode 25: Why Naming the Caregiver Adult Child (instead of your Spouse with Dementia) as Beneficiary of your IRA Can BackfireEpisode 26: Why Banks Reject Powers of Attorney for Trust AccountsConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Submit a question for Tuesday TriageDid you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Jill talks with Judge Andra Hedrick, the first female probate court judge in Davidson County, Tennessee, to pull back the curtain on what really happens when DIY wills, internet forms, and quick-fix estate plans land in probate court. They discuss the rise of homemade documents, the conflicts they leave behind, and what families should know about probate, guardianships, and conservatorships. Judge Hedrick also shares insights on how the court works day-to-day, including what happens when families show up without a lawyer and why making your wishes clear is the best way to protect your loved ones.What We Discussed:What Probate Actually MeansWhy a will has no legal effect until it is admitted to probate.How the petition process works and what “pro se” (representing yourself) looks like in court.Beyond Wills: Other Roles of Probate CourtGuardianships for minors inheriting money.Emancipation proceedings for minors entering contracts (like young entertainers).Conservatorships for adults with disabilities or cognitive decline, and the conflicts that arise when family members disagree.Challenges in CourtFamilies surprised by estate outcomes that don’t match verbal promises.The risks of vague or conflicting instructions from a deceased loved one.The Rise of DIY and Internet WillsWhy homemade wills often create confusion and costly cleanup.Missing provisions (like residuary clauses) that cause unintended gaps.Examples of ambiguous language and why precision matters.Why fixing problems after death is far more expensive than doing it right from the start.Inside the CourtroomOpen access to the public and how hearings can often be observed (sometimes even via Zoom).Court culture and expectations around dress, conduct, and participation.Judge Hedrick’s perspective on keeping the court accessible to all.Resources & LinksParent Prep Plan – If you’re worried your parents may try the DIY will route, Jill can help walk them through the estate planning process with the right attorney and keep things moving forward: Parent Prep Plan — Death ReadinessConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Submit a question for Tuesday TriageDid you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

In this Tuesday Triage episode, Jill unpacks a common source of frustration for families: why a power of attorney works for some accounts but fails when it comes to trust assets. Using listener Lindsey’s real-life question, Jill explains the crucial distinction between acting as an agent under a power of attorney and serving as trustee. You’ll learn how banks view these documents, why powers of attorney don’t apply to trust accounts, and what you can do to avoid roadblocks when helping aging parents.What Jill discussed:Lindsey’s story: Why her father’s power of attorney worked at the bank for checking and savings accounts, but not for trust accounts.The basics of a financial power of attorney: What authority it gives, and its limits.Why banks sometimes hesitate: Knowledge gaps, fear of liability, and extra review layers.Tips to smooth the process: Submitting powers of attorney before capacity is lost, and consolidating accounts at cooperative institutions.The bigger picture: A power of attorney covers personal assets; trust assets follow the trust agreement.Resources & Links:Episode 17: How Powers of Attorney Work, When to Use Them, and When It’s Too Late to Get OneEpisode 19: Why You Need (or Don’t Need) a TrustParent Prep Plan – Hands-on support to help your parents start (and finish) their estate planning Connect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Submit a question for Tuesday TriageDid you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

In this Tuesday Triage episode, Jill answers a listener question from Molly in Washington, whose father is considering naming her as the beneficiary of his IRA to help care for her mother, who has dementia. Jill explains the potential pitfalls of naming the “helpful child” as a beneficiary, shares a real-life cautionary case from the Michigan Court of Appeals about mishandling a power of attorney, and offers guidance on safer ways to ensure assets are available for care when they are needed most.What Jill discussed:The central question: Should Molly’s father name her as IRA beneficiary to help care for her mother?Three major problems with naming a child as beneficiary in this context:A Michigan Court of Appeals case illustrating breach of fiduciary duty by an agent under a power of attorneyThe fiduciary duties of an agent: good faith, loyalty, prohibition against self-dealing, and meticulous record-keepingPractical advice: If you’re managing someone’s finances, keep accurate records from the start and get help if needed.LinkTuesday Triage episode on powers of attorney: How Powers of Attorney Work, When to Use Them, and When It’s Too Late to Get OneConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Submit a question for Tuesday TriageDid you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Jill speaks with Kari Alterman about the extraordinary life of her father, Emery Grosinger, a Holocaust survivor who lost his parents and his home in the Holocaust. Born in a small village in Hungary, Emery survived Auschwitz, endured a death march, and was ultimately liberated from Mauthausen just before his 13th birthday, May 8, 1945, Victory in Europe Day. Kari shares the story of his survival, resilience, and legacy, and how it inspired her life and work through Good Name Advisors.What We DiscussedEmery’s idyllic childhood in Transylvania and the close-knit community he grew up inHow scarlet fever and a delayed hospital discharge upended the family’s chance to hide from the NazisLife in the ghettos and the horrific conditions aboard cattle cars to AuschwitzSlave labor at Auschwitz, including the senseless task of building walls to be torn down each dayEmery’s separation from his parents, and the small moments of reconnection with his mother through a fenceA narrow escape from death thanks to Kari’s father following a group of Polish boys to another barracksThe brutal death march and train transport to MauthausenLiberation on his 13th birthday, and the train journey back to his villageThe miraculous survival of Emery’s family dogThe journey to the United States, including fake passports, a six-week visa, and overstaying to build a life in DetroitHow Kari’s father’s values, humor, and resilience live on in her family, and inspired her business, Good Name AdvisorsA brief explanation of the Claims Conference and symbolic reparations for Holocaust survivorsResources & LinksThe Zekelman Holocaust Center in MichiganAunt Clara’s video interviewEmery Grosinger’s family dogConnect with Kari Alterman:Website: GoodNameAdvisors.comEmail: [email protected] to Kari’s email newsletter here. Connect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Submit a question for Tuesday TriageDid you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

When a woman is declared brain dead, but still pregnant, who decides what happens next? And what if she made her wishes clear, but the law says they don’t matter?Jill explores the tragic case of Adriana Smith, a young nurse from Georgia whose body was kept on life support for four months after brain death because she was nine weeks pregnant. This episode tackles uncomfortable questions about autonomy, abortion law, and what happens when healthcare decisions collide with unclear legal guidance.What Jill covers in this episode:The story of Adriana Smith, who was declared brain dead when she was 9 weeks pregnantHow Georgia's abortion and advance directive laws might have affected her careThe 2013 case of Marlise Munoz and Texas’s pregnancy restrictions on end-of-life careThe Dobbs United States Supreme Court decision: what it actually did, and what the dissent saidGeorgia’s advance directive statute and its impact on end-of-life care for pregnant womenA 2019 JAMA study showing how 31 states restrict advance directives during pregnancyReflections on what it means to feel powerless and why kindness matters in hard conversationsConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Submit a question for Tuesday Triage This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Your child becomes a legal adult at 18, but what if something happens, and they can’t speak for themselves? Would you be allowed in the room? Would you know what they’d want?In this episode, Jill shares the powerful real-life stories of Nancy Cruzan and Terri Schiavo, and explores the legal right to terminate life-sustaining treatment.Whether your teen is heading to college or still living at home, Jill walks you through the essential documents and conversations that can protect your child’s autonomy and give your family peace of mind.What We Cover in This Episode:Why the law treats your child differently the moment they turn 18The story of Nancy Cruzan, and how a lack of documentation led to a prolonged legal battle all the way to the U.S. Supreme CourtThe story of Terri Schiavo, the national debate that followed, and what it revealed about end-of-life decision-makingWhat “persistent vegetative state” and “clear and convincing evidence” meanThe difference between a guardian and a guardian ad litemWhy advance healthcare directives and healthcare powers of attorney matter, not just for older adults, but for your 18-year-oldConversation starters for talking to your child about medical wishesJill’s personal story and why she chose her husband as her agentResources + Links:State-by-State Advance Directive FormsTuesday Triage SubmissionConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app! This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What if a prenup could actually strengthen your relationship?In this episode, family dynamics coach Emily Bouchard joins Jill Mastroianni to challenge the stigma around prenuptial agreements. They explore how prenups, and the conversations that come with them, can deepen connection, build trust, and clarify expectations in relationships. Whether you’re engaged, remarried, or already decades into marriage, this conversation offers tools for more honest, compassionate dialogue around money.Jill also shares a real-life story from my legal practice about how one couple’s lack of communication led to unintended and heartbreaking consequences, and how it could have been different.If you've ever felt uncomfortable talking about money with someone you love, this episode is for you.Listen to learn:Why a prenup isn't planning for divorce; it's planning with intentionWhat financial infidelity looks like and how it erodes trustHow childhood money experiences shape adult relationships with moneyThe difference between the “context” and “content” of a prenupTips for starting prenup and money conversations with empathy and intentionWhat to do if red flags surface before the weddingWhy these conversations matter, even if you're already married (or never plan to be)Resources & Links:Get a free digital copy of The Beginner’s Guide to Purposeful Prenups by contacting Emily BouchardSeinfeld clip: Ask her to sign a prenupConnect with Emily:Website: www.emilybouchard.comListen to Emily’s podcast, Wealth CoherenceConnect with Emily on LinkedInConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app! This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Are you worried that the government might “take the house” if your parent ever needs nursing home care? A listener named Eileen is facing this exact question, and her son-in-law thinks a trust is the answer. But is it?In this episode, Jill unpacks how Medicaid works, what a Medicaid Asset Protection Trust actually does, and why good estate planning starts with the person at the center, not just the property. This episode is a must-listen if you’ve ever panicked about Medicaid’s five-year lookback or felt pressure to “act fast” without knowing what you're really signing up for.Listen to learn:What Medicaid is, and how it differs from MedicareWhat it actually means for the government to “take the house”What Medicaid Estate Recovery is and how it plays out in real lifeHow a Medicaid Asset Protection Trust works (and when it might backfire)What the five-year lookback is and how the penalty period is calculatedWhy giving away control could cause more problems than it solvesThe question every family should ask: Does this plan serve the person at the center of it?What to consider before putting your parent’s house in a trustResources & LinksEpisode 10 of The Death Readiness Podcast: How to Start the Senior Care ConversationEpisode 19 of The Death Readiness Podcast: Why You Need (or Don’t Need) a TrustU.S. Department of Health and Human Services 2019 Research Brief: What Is the Lifetime Risk of Needing and Receiving Long-Term Services and Supports?Connect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Submit a question for Tuesday Triage! This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Most of us don’t understand what a trust is or what it does. In this bite-sized Tuesday Triage episode, Jill breaks it down in plain language: what a revocable trust is, what it can and can’t do, and how to know whether it’s the right tool for your situation.What Jill Discusses:What a trust is and what a revocable trust meansWhy trusts are tools, not status symbolsTwo key reasons people use revocable trusts: (1) to simplify management of assets during life and after death, and (2) to avoid probate after death.Common situations where a revocable trust makes sense: (1) owning real estate in multiple states, (2) maintaining privacy, (3) avoiding court delays, and (4) avoiding percentage-based statutory probate fees (like in California)A breakdown of how California calculates probate feesWhat it means to fund a trust (and why it’s crucial!)A reminder: trusts aren’t the only way to avoid probateResources & LinksVideo: Do you need a Will?Got a question for Tuesday Triage? Email Jill at [email protected] or visit www.deathreadiness.com/tuesdaytriageConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Submit a question for Tuesday Triage! This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What do you actually do when someone dies? Call 911, the coroner, or Google “funeral homes near me”? In this episode, director of pre-planning at Feldman Mortuary in Denver, Colorado, Jamie Sarche, returns to The Death Readiness Podcast to demystify what really happens behind the scenes after a death. We discuss how a lack of planning can leave your family vulnerable to grief, manipulation, and financial strain, why skipping a funeral can backfire, and how pre-planning can be the ultimate act of love.We discuss:Whom to call when someone dies at homeWhy calling 911 is often required unless hospice is involvedThe role of hospice, coroners, and funeral homes in body removal and careWhat happens to the bodyWhere the body goes after deathDifferences in funeral home care practicesWho makes decisions after a deathHow state law determines who has authorityWhy written declarations are often unknown or unusedComplications with second marriages and family dynamicsWhy funeral pre-planning mattersAvoiding manipulation and overspending during griefEnsuring your family knows your wishes and avoids unnecessary financial strainThe costs of funeralsHow pre-paying through a funeral home can lock in prices and protect loved onesThe emotional side of funeralsThe six needs of mourning (Jamie and Jill discuss Dr. Alan Wolfelt’s framework)Why skipping funerals can lead to complicated griefHow funerals create meaning, community, and continued connectionFinal expense insurance vs. funeral pre-payment plansActionable steps you can takeConversations to have with family nowHow even simple communal gatherings can support healthy grievingResources & LinksJamie’s previous conversation on The Death Readiness Podcast: What You Need to Know about Embalming, Cremation and Eco-friendly FuneralsJamie’s speaking engagements:TEDx talk: Breaking down the taboos about deathDeath Rituals: Creating Jewish LifeJamie’s Body Talk articleJill’s Obituary Writing Tool– A guided resource for drafting an obituary using ChatGPTJamie’s Six Needs of Mourning GuideConnect with Jamie:Email: [email protected] more about Feldman MortuaryConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Connect with The Death Readiness PodcastJust launched: Tuesday Triage, short bite-sized episodes answering real listener questions. Have a question about probate, wills, trusts, or estate planning? Submit your Tuesday Triage question here. Your question might be featured in an upcoming episode. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Your parent’s health is declining. The bills keep piling up. Are you legally allowed to step in? In this first Tuesday Triage episode, Jill explains how powers of attorney really work, who can use them, and what you can do now to prepare for your parent’s cognitive decline before it’s too late.What We DiscussedWhat a power of attorney is and when to use itWho can grant a power of attorney and when mental capacity mattersImmediate vs. springing powers of attorneyWhy successor agents can’t act until the primary agent can’tPractical steps to prepare for your parent’s cognitive decline, including:The emotional challenge of confronting a parent’s decline, and why being proactive is an act of courage and loveResources & LinksFree 15-Minute Consultation: Schedule here.Important Information Sheets:Personal information sheet (SSN, passwords, etc.)Home information sheet (wifi, access codes, security)Medical information sheet (insurance, medications, providers)Pet information sheetPersonal balance sheetKey people information sheetConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app! This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What happens when no one agrees on who should manage a loved one’s care—or their money? Jill talks with Sara Ecklein, a professional fiduciary in California, to talk about what goes wrong when we don’t plan ahead. From costly legal fights to irreparable family breakdowns, they unpack how a neutral third party can step in before conflict becomes a catastrophe.They also explore what it means to be a mindful fiduciary, how family dynamics get complicated when siblings are put in charge, and why planning isn’t just about documents; it’s about legacy.What Jill and Sara discuss:What a professional fiduciary actually does (and why it’s more than just “cutting checks”)The roles of trustee and agent under a power of attorney, and how they differWhat it means to be a mindful fiduciary (and how presence, empathy, and neutrality can positively impact a family’s experience)The emotional and financial cost of family conflict when no one plans for death or incapacityA real-life Michigan guardianship case and what it reveals about court involvement and family discordWhy naming a sibling as trustee can lead to fractured relationshipsHow a trust protector can act as a “watchdog” without being involved in the day-to-day management of a trustThe difference between a “successful” estate plan on paper vs. in real lifePlanning ahead for your own death, even if you're a professional fiduciary like Sara EckleinThe power of legacy, and why estate planning is about how you live, not just what you leave behindResources & LinksTake the Quiz: Could a professional fiduciary prevent your estate plan from becoming a battlefield? www.deathreadiness.com/proFive Wishes: https://fivewishes.orgPet Important Information Sheet: Download HereMichigan Guardianship Case: In re Guardianship of AMSMichigan estate planning attorney: Meaghan MiracleCompany: Miracle LawAddress: 1850 44th Street SW Wyoming, MI 49519Email: [email protected]: 616-227-0870 Watch the video: Do you need a Will?Learn more about Sara Ecklein:Sara’s podcast: The Legacy of LoveSara's company: Trust and HonorEmail: [email protected]: 1484 Pollard Road / Suite 124 Los Gatos, CA 95032Phone: 669-280-0110Connect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app! This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What if the movies we loved growing up were quietly teaching us to settle for less credit, less rest, and less power? In this episode, Jill Mastroianni unpacks the messages in movies like Groundhog Day, Three Men and a Baby, and Miss Congeniality, and how those messages still echo today in hospitals, law offices, and family conversations about caregiving and estate planning.Jill talks about agency, consent, emotional labor, and how the women who keep everything afloat often lack the tools and support they deserve. This episode is both a breakdown and a wake-up call. And, it’s an invitation to rewrite the script.In this episode, Jill covers:The cultural conditioning we absorbed from movies in the ‘80s and ‘90sHow Groundhog Day distorts consent and persistenceWhat Three Men and a Baby taught us about helpless men and overburdened womenHow to view Miss Congeniality through the lens of a new generationEmotional labor, caregiving, and the invisible scripts women still followThe power of naming what’s not okay, and what we’ve internalizedHow estate planning ties into agency, boundaries, and rewriting expectationsA real-life story of helping aging parents finally get their estate plan doneWhy handing off the mental load matters just as much as getting the documents in placeResource:Free video: "Do You Need a Will?" A quick, clear explanation of what a Will actually does (and doesn’t do).Connect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Love this episode? Please rate and review in the Apple podcasts app!Did you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Caregiving isn’t side work - it’s a leadership position. Host Jill Mastroianni talks with Jennifer O’Brien, author of Care Boss and The Hospice Doctor’s Widow, about the emotional labor, strategic thinking, and societal blind spots surrounding caregiving. Drawing from her experience leading healthcare organizations as well as caring for her husband and parents, Jennifer challenges the notion of caregiving as “soft” work and offers real-world tools to do it well. We cover everything from palliative care to “go bags” to how not to offer help to a caregiver.If you're juggling caregiving responsibilities, this episode is for you. And if you're not a caregiver (yet), it’s a window into what your friends, family, or future self may need.What We DiscussWhy caregiving is leadership. Caregivers are decision-makers, advocates, and strategists. They're doing CEO-level work without the pay or recognition.Jennifer’s caregiving story. Caring for her husband Bob, a palliative care and hospice physician, Jennifer learned the hard way how lonely and demanding caregiving can be.The vision and purpose of caregiving. Why it’s essential to align on a shared goal, usually a peaceful, dignified death, and use it as a guidepost through tough decisions.Starting the conversation early. How Jennifer and her husband talked about end-of-life preferences before illness and clarified end-of-life wishes after a terminal diagnosis.The At Peace Toolkit. A free, “jarringly practical” resource Jennifer created to help people get their documents and wishes in order before a crisis.How to ask for help (and offer it). Strategies for delegating, examples of pinpointed positive feedback, and how to support caregivers without creating more work for them.The Death Deck. A conversation-starting card game that can bring reluctant partners on board.Hospice vs. Palliative Care. What these terms mean, how they differ, and how to advocate for the care your loved one needs.Why you need a “Go Bag.” It’s not just for caregivers. Medical information, power cords, dentures—what to pack and why it matters.Home design and end-of-life care. From slippery marble floors to six-inch shower curbs, we talk about how your environment can make, or break, caregiving.Self-care vs. self-management. Why “get a pedicure” doesn’t cut it and what real self-management looks like for caregivers.Precious time. The term Jennifer’s husband used to signal the end of life was near. Why it matters, and how to recognize it when it comes.Resources & LinksSubscribe to the Death Readiness newsletter. Get bonus episodes, tools, and straight talk in your inbox.Books by Jennifer O’BrienAt Peace Toolkit. Jennifer O’Brien’s guide to being at peace with end of life. This packet walks you through setting up the medical ID on your smartphone, establishing your advance healthcare directives, organizing administrative details, and starting conversations with loved ones.Video – How to create a Medical ID on your iPhoneThe Death Deck. 112 cards with a mix of multiple choice and open-ended questions designed to spark lively discussion around the topic of death.State Advance Directive Forms provided by the National Alliance for Care at HomeCaregiver Important Information SheetMedical Information SheetPrecious Time Implementation Guide. Guides healthcare professionals in communicating the reality of the end-of-life situation to patients and their families.Connect with Jennifer:Website: jenniferaobrien.comSend a message to JenniferConnect with Jill:Book a free 15-minute consultationWebsite: DeathReadiness.comEmail: [email protected] to the Death Readiness email newsletter. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

What happens to your body after you die—and who decides? Jill sits down with Jamie Sarche, Director of Pre-arranged Funeral Planning, at Feldman Mortuary, to explore embalming, cremation (both fire and water), green burial, body composting, and the emotional and logistical weight of making funeral plans. Jill even begins her own funeral planning on-air, offering listeners a firsthand look at what these conversations involve.If you've ever wondered what’s inside an urn, whether you can be composted, or why so many cremated remains end up forgotten in a closet, this is the episode for you.What We DiscussWhy embalming is common—but not required or environmentally friendlyWhat’s really in an urn (hint: it’s not “ash”)The surprising environmental cost of fire cremationAlternatives to fire cremation, including water cremation and natural organic reduction (aka body composting)What makes a funeral “green” and how to avoid unnecessary embalmingHow pre-need funeral planning works and what decisions are involvedJamie’s approach to making funeral planning less scary and more humanHow funeral planning intersects with grief, family dynamics, and emotional preparednessHow to talk to your loved ones about what you want (or don’t want)Resources and Links:Jamie’s speaking engagements:TEDx talk: Breaking down the taboos about deathDeath Rituals: Creating Jewish LifeJamie’s Body Talk articleJill’s Obituary Writing Tool– A guided resource for drafting an obituary using ChatGPTPodcast episode mentioned in this episode re: How to Create a Family PodcastLink to dog painting referenced in episodeLink to photos of Kristen and Jill running the Boston MarathonNoble podcastConnect with Jamie:Director of Pre-arranged Funeral Planning at Feldman MortuaryEmail: [email protected] with Jill:Book a free 15-minute consultationWebsite: DeathReadiness.comEmail: [email protected] to receive news and updates.Did you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

As a daughter, a sister to a brother with special needs, and a mother herself, Jill Mastroianni knows firsthand what it feels like to carry the weight of future planning. This episode offers an intimate glimpse into her own family’s story—one filled with heartbreak, hesitation, and ultimately, the strength to move forward. Because sometimes death readiness doesn’t feel brave—it just feels necessary.We explore:The mental load women carry when they’re the ones holding it all togetherThe emotional weight of estate planning conversations with aging parentsPlanning for a sibling with special needs—and the fear that can paralyze progressWhy legal documents don’t tell the whole story—but they still matterWhy “being the one left behind” demands preparation, not just hopeReal-world estate planning stories that show why “good intentions” aren’t enough:How to start planning when you’re overwhelmedSimple first steps for organizing your digital life and essential informationThe power of “body doubling” to make estate planning feel doable, not dauntingResources & Links:Aretha Franklin ProbateDetroit Free Press article: Aretha Franklin's handwritten wills reveal window into her private world: Read them here, dated May 21, 2019May 20, 2019, petition re: purported holographic willsPurported holographic Wills, datedJune 21, 2010October 20, 2010March 31, 2014Estate of Frankford Michigan Court of Appeals decision, dated February 18, 2025Estate of Jesse L. Beck Montana Supreme Court decision, dated October 29, 2024New York Times article: They Caught the Flu, and Never Came Home, dated April 24, 2025Set up your legacy contacts for online accounts:Google – Set up your Inactive Account ManagerApple – Add a Legacy Contact to your Apple AccountFacebook – Add, change or remove your Legacy Contact on FacebookDownload information sheets:Personal Important Information SheetKey People Information SheetHome Information SheetPassword TrackerFind your saved Google passwords with Google’s password managerConnect with Jill:Book a free 15-minute consultationWebsite: DeathReadiness.comEmail: [email protected] to receive news and updates.Did you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

In this special episode, we step away from legal mechanics and into something deeply personal: the power of capturing family stories. Jill and her daughter April share an episode from their private family podcast, featuring Carmen Mastroianni—Jill’s father and April’s grandfather.Carmen reflects on his childhood in Schenectady, New York, his unexpected path to college, and his unforgettable experience serving in the Vietnam War. Nicknamed “Macaroni” during basic training, Carmen’s stories are full of humor, heartbreak, and history. Along the way, Jill offers listeners a behind-the-scenes look at how you can create a podcast to preserve your own family legacy.What We DiscussedThe inspiration behind starting a family podcastCarmen’s early years: riding horses, working in his dad’s bakery, and life at a private Catholic high schoolHow a last-minute college application changed his lifeHis friendship with Donnie Brewer and the profound loss that followedGetting drafted into the Vietnam War and earning the nickname “Macaroni”His unexpected transfer from infantry to finance—and how it saved his lifeThe emotional return home from an unpopular warLife lessons he hopes future generations will rememberApril’s choice to honor her grandfather as an “unknown hero” in a school projectTips, tools, and encouragement for starting your own family podcastResources & LinksPodcasting Tools Mentioned:Microphone:ATR-2100X (~$50)Foam Windscreen (~$5)Recording Software: Riverside.fm (~$30/month)Podcast Hosting: Simplecast (~$15/month)In-Person Recording: Zoom PodTrak P4 (~$170)Cover Art Creation: Canva (free and paid options)Family Podcast Starter ChecklistFamily Podcast - Questions to Start Real StoriesPodcast Editing Support:Jon Gay – JAG in Detroit PodcastsConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

In this real and relatable episode, Jill explores the often-avoided topic of senior living and long-term care. She’s joined by senior care consultant Mikelle Rappaport, who breaks down the various types of senior living and care options and how to plan for them—both practically and financially. Jill also speaks with Bob Stanton, who shares the journey of moving his wife of 54 years into a skilled nursing facility. Together, they unpack the real challenges families face when navigating aging, caregiving, and the difficult decisions that arise at their intersection.What We DiscussWhat long-term care really means and what types of care are availableUnderstanding ADLs (Activities of Daily Living) and IADLs (Instrumental ADLs)Common misconceptions about family caregiving and what's realistically sustainableHow Medicare, Medicaid, VA benefits, and long-term care insurance factor into paying for careWhat different types of senior living facilities offer, from independent living to skilled nursingWhen it’s time to consider a higher level of care—and how to make peace with that choiceResources and LinksGolden Lifestyle Partners – Learn more about Mikelle’s services: goldenlifestylepartners.comContact Mikelle directly at: [email protected] Aid & Attendance Info: U.S. Department of Veterans Affairs – Aid and AttendanceHASCA: Home Aide Service of the Central Adirondacks, IncMasonic Care Community: Skilled Nursing CareQuestions and Suggestions? Email Jill at [email protected] to receive news and updates. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

In this episode, host Jill Mastroianni continues her conversation with Kristen Lewis, a special needs estate planning attorney. They explore how to build the right team of professionals to support your child’s future. From trustees to life care planners, disability care managers, and legal guardians, they discuss who should be on your team and how to choose the right people for these critical roles.Kristen also shares key mistakes to avoid—such as disinheriting a child with special needs—and explains how tools like special needs trusts and ABLE accounts fit into a well-rounded planning strategy. Whether you're just getting started or refining an existing plan, this episode will give you actionable steps to help you move forward with confidence.What You’ll Learn in This Episode:The key professionals to include in your special needs planning team (estate planning attorneys, trustees, life care planners, disability care managers, intimacy counselors, and more)How to choose a trustee for a special needs trust and why professional trustees are often the best choiceWhy disinheriting a child with special needs is a mistake—and what to do insteadThe role of ABLE accounts in financial planning and their limitationsHow to coordinate assets and beneficiary designations to ensure financial security without jeopardizing government benefitsThe importance of family communication and how a well-prepared plan can ease concerns for both parents and siblingsResources & Links:Find a Special Needs Estate Planning Attorney: Special Needs AllianceABLE Account Information: ABLE National Resource CenterKristen Lewis’ Resources: Estate Planning for Families with Special Needs; Planning Challenges for Families with Special Needs; What Can a Care Manager Do for Me?Caregiver Important Information SheetContact Kristen Lewis: [email protected] with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Have Questions about Special Needs Estate Planning?Special needs estate planning is complicated, and it’s normal to need to hear this information more than once! If you have questions, email me at [email protected]. If enough people ask, Kristen and I may do a follow-up episode to clarify key points.Subscribe & Share!If this episode was helpful, please share it with someone who could benefit. Follow The Death Readiness Podcast on Apple Podcasts, Spotify, YouTube, or wherever you listen. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

In this episode, Jill welcomes Kristen Lewis, a nationally recognized special needs estate planning attorney, to unpack the critical legal and financial steps families should take to secure the future of a loved one with special needs. They explore common misconceptions, how traditional estate planning often fails these families, and why comprehensive special needs planning requires much more than just drafting a trust.This is Part 1 of a two-part conversation, diving deep into government benefits, asset limits, trust types, and common pitfalls. Whether you’re a parent, grandparent, or caregiver, this episode is packed with essential guidance to help you plan with confidence.Topics DiscussedWhy traditional estate planning is often insufficient for families with a loved one who has a disabilityThe network of special needs trusts — not just one trust, but several working togetherThe importance of a coordinated family approach to avoid well-meaning but harmful gifts or inheritancesGovernment BenefitsSSI (Supplemental Security Income) and MedicaidSSDI (Social Security Disability Insurance) and MedicareEssential Trust Types ExplainedThird-party special needs trusts (funded by parents, grandparents, etc.)First-party special needs trusts (funded with the assets of the individual with the disability)Understanding the Medicaid payback requirement — and how to avoid it when possibleCommon Mistakes & MisconceptionsWhy disinheriting a child with special needs is NOT the solutionHow grandparents’ gifts and bequests can unintentionally disrupt eligibility for government benefitsArticles & ReferencesThe Case for Updating SSI Asset Limits – Center on Budget and Policy PrioritiesGeorgia Council on Developmental Disabilities - Georgia’s NOW/COMP Waiver Waitlist: The Time is NowBobby Dodd Institute - How to Get Approved for a Medicaid Waiver by Only Following This Simple ChecklistTranscripts for The Death Readiness PodcastQuestions about special needs estate planning?Email Jill at [email protected] If she notices a lot of the same questions, she and Kristen will record a follow-up episode to answer these popular questions.Subscribe to receive news and updates.Programming Note: The Death Readiness Podcast is moving to an every-other-Friday release schedule to bring you thoughtful, high-quality content in a sustainable way. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Host Jill Mastroianni sits down with her father, Carmen Mastroianni, to discuss his journey raising her older brother, Dan, who was born with Down syndrome in 1977. Through personal stories and reflections, Carmen shares the challenges, triumphs, and advocacy efforts that shaped their family’s experience, from navigating early medical uncertainties to ensuring Dan’s inclusion in school, sports, and community life.Jill and her father discuss how societal attitudes toward children with special needs have evolved over the decades and the crucial role of advocacy in securing opportunities for Dan. They highlight the importance of inclusion, the impact of strong support networks, and the ways Dan’s own resilience shaped his life. You’ll also hear insights from Dan himself, as Jill includes clips from a special interview in which he shares his thoughts on his life, independence, and how he views his Down syndrome diagnosis.Beyond the personal journey, the conversation also explores long-term planning for individuals with special needs, including Dan’s decision to transition into a group home, the financial and legal considerations of special needs trusts, and how families can prepare for the future of their loved ones.This episode is a moving and informative discussion on love, advocacy, and the responsibilities that come with ensuring a fulfilling and secure future for family members with special needs. Whether you are a parent, sibling, or community member, this conversation offers valuable lessons on inclusion, resilience, and planning for the road ahead.Together, Jill and Carmen discuss:The emotional and logistical challenges of raising a child with special needs in the 1970sThe importance of advocacy in education, community inclusion, and extracurricular activitiesHow early intervention programs and support networks can make a life-changing impactDan’s personal perspective on his life, his independence, and his Down syndrome diagnosisThe decision-making process behind transitioning into a group homeKey financial and legal considerations in planning for the futureThe impact of technology on accessibility and communication for individuals with disabilitiesResources & Links:Center for Disability Services: Residential ServicesCenter for Disability Services314 South Manning Blvd.Albany, NY 12208518-437-5700The Center for Disability Services is a nonprofit organization in New York that provides comprehensive support and services for individuals with disabilities. The Center played a crucial role in securing supportive housing and care for Dan. Through its commitment to inclusion and individualized care, the Center continues to provide essential resources that empower individuals with disabilities to lead fulfilling lives.Gerald B. Healy, MD, FACS was an ear, nose, and throat specialist at Children’s Hospital in Boston who played a critical role in saving Dan’s life. Dan suffered from severe respiratory issues as a toddler—issues that local doctors were unable to diagnose. Dr. Healy identified that Dan’s airway was dangerously small due to enlarged tonsils and adenoids and recommended immediate surgery.Kids Like These is a 1987 TV movie that tells the story of a couple who has a baby with Down syndrome. The script was co-written by Emily Perl Kingsley, a well-known advocate for individuals with disabilities, along with Allan Sloane. Kingsley, whose own son, Jason Kingsley, has Down syndrome, infused the film with real-life experiences to highlight the struggles and triumphs of parenting a child with special needs.One notable detail from the movie was inspired by Dan’s mother, who once shared a story with Emily Perl Kingsley about Dan being denied a library card because he couldn’t sign his name. This real-life event was later referenced in the film, illustrating the systemic barriers faced by individuals with disabilities and the importance of advocacy.Connect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Did you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established her

What happens after someone passes away? Who handles the logistics, financial matters, and legal steps? In this episode, Jill speaks with Mollie Lacher, a leader in the after-loss services industry, about the often-overlooked challenges of estate administration and how professionals can help families navigate these responsibilities.Mollie shares her personal journey from project management to estate administration, sparked by her own experiences after the deaths of her father and brother-in-law. She explains how after-loss professionals provide essential support to grieving families and executors.Together, Jill and Mollie discuss:The critical role of after-loss professionals in estate settlementWhy naming a corporate fiduciary isn’t always the best planThe common challenges executors face and how to prepareThe importance of professional support in settling estatesHow PALS (Professionals of After-Loss Services) is shaping this new industryWhether you’ve been named an executor or just want to understand what happens after a loss, this episode provides practical advice and insights to help you navigate the process.Resources & Links:Learn more about After-Loss ProfessionalsConnect with Mollie Lacher & Sunny Care ServicesListen to The Move In Senior Living Marketing podcast: Smooth Transitions: Happy Futures, with Maureen, Lisa and MattLearn about LivNow Relocation’s servicesCheck out Matt Paxton’s Clutter Cleaner businessWatch Matt Paxton’s appearance on Jimmy KimmelConnect with Jill:Website: DeathReadiness.comEmail: [email protected] to receive news and updates.Did you enjoy this episode? Share it with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Taxes can be confusing, but they don’t have to be terrifying. In this solo episode, Jill Mastroianni breaks down estate, inheritance, and gift taxes, helping you separate fact from fiction. Will estate taxes impact your family? Probably not. And what’s the deal with gifting limits? Jill walks you through the history, the myths, and what really matters when it comes to taxes and death readiness.What You’ll Learn in This Episode:The history of estate taxes and how they came to beWhat the federal estate tax exemption means for you in 2025 (and how it’s scheduled to change)Which states still have estate and inheritance taxesHow the step-up in tax basis at death can save loved ones from major tax billsThe truth about gift taxes and why most people will never owe themPractical tips to minimize tax burdens when passing on assetsShow Notes & Resources:State-Level Estate & Inheritance Tax Info: Tax FoundationJill's cousin, Trusts & Estates Attorney in New Jersey, Stephen PaganoTaxes might not be fun, but knowledge is power. Listen in as Jill simplifies these complex topics and helps you remove one more worry from your list.Connect with Jill:Website: DeathReadiness.comEmail Jill: [email protected] to receive news and updates here!Support the PodcastFollow us on Apple Podcasts, Spotify, YouTube or wherever you listened to this episode.Share this episode with someone you care about.Podcast editing provided by JAG in Detroit PodcastsWebsite: www.JAGinDetroit.comEmail: [email protected] This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

In this episode of The Death Readiness Podcast, Jill is joined by Megan Malick, founder of A New Path, grief and after-loss educator, speaker, and author. Megan shares insights on navigating the complexities of loss, discussing why conversations about death readiness are so difficult, and offering practical steps to approach these conversations with loved ones. She also introduces her new book, A New Path: A Practical Workbook and Planner for the First Year of Grief and Settling Your Person’s Affairs, which serves as a compassionate guide through the emotional and logistical challenges of administering a loved one’s estate after a loss.What You'll Learn in This Episode:Why talking about death is so difficult—and how societal shifts have contributed to this avoidance.The emotional weight of grief and estate administration – the “double whammy.”Five small steps to begin a conversation about end-of-life planning:The different types of support people we may need after a loss, which Megan categorizes as:The importance of pre-planning and how having essential documents in place can ease the burden on loved ones.How Megan’s personal experience of losing both parents unexpectedly shaped her approach to after-loss planning.Practical TakeawaysStart conversations about estate planning and death readiness with small, approachable topics.Don’t pressure loved ones into sharing more than they’re comfortable with—any information is better than none.If you’re grieving, don’t hesitate to ask for help. Megan provides scripts in her book to make reaching out easier.Prepare in advance for emergencies. See the downloadable resources below.Resources MentionedMegan Malick’s Book: A New Path: A Practical Workbook and Planner for the First Year of Grief and Settling Your Person’s AffairsDownloadable Resources:Home Important Information SheetPet Important Information SheetChild's Important Information SheetConnect with Megan MalickWebsite: https://a-new-path.com/Email Megan: [email protected] with Jill & Death ReadinessWebsite: DeathReadiness.comEmail Jill: [email protected] Support the PodcastFollow us on Apple Podcasts, Spotify, YouTube or wherever you listened to this episode.Share this episode with someone you care about.Podcast editing provided by JAG in Detroit PodcastsWebsite: www.JAGinDetroit.comEmail: [email protected] This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

In this episode, Jill is joined by podcast expert Jon Gay, who shares a personal probate challenge his family faced. Together, they dive deep into the complexities of probate, what happens when estates aren't settled properly, and why planning ahead is crucial. Jill provides practical advice on how to avoid probate pitfalls, including the importance of professional guidance, understanding asset ownership, and ensuring your wishes are properly documented. Whether you're just starting your estate planning journey or looking to refine it, this episode offers valuable insights to help you take meaningful steps toward securing your legacy.In this episode, we discuss:A real-life probate issue and why it’s more common than you thinkWhat probate is and why it matters for your estateThe role of an executor and the challenges an executor may faceThe importance of proper estate planning and using professionalsCommon misconceptions about wills and probate courtHow different assets pass through (or avoid) probateSteps you can take today to make probate easier for your loved onesResources Mentioned:1MillionCups Metro DetroitAfter Loss ProfessionalsDeath Readiness ResourcesiPad WillFree Personal Balance Sheet DownloadContact the host, Jill Mastroianni:Visit DeathReadiness.com Email Jill: [email protected] today’s co-host, Jon Gay:Visit www.jagindetroit.com for information on how Jon can help with your podcast.Email Jon: [email protected] Takeaway:Start small—gather information about your assets and how they are titled. Even filling in partial details can make a big difference for your loved ones in the future.Stay Connected:Follow us on Apple Podcasts, Spotify, YouTube or wherever you listened to this episode.Share this episode with someone you care about. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

In this heartfelt episode, Jill welcomes Julie Ulrich, founder of Organized Legacy, to explore the importance of preserving family stories and legacies before they're lost. Together, they discuss the challenges and emotional rewards of navigating loss, clearing out a loved one's belongings, and uncovering meaningful treasures—both physical and intangible.Julie shares her personal journey, including how she found her grandmother’s Pearl Harbor diary while clearing out her father’s home. This discovery sparked an investigation into her family history, revealing unexpected connections. Jill and Julie also emphasize the value of storytelling while loved ones are still here, offering tips on engaging in these conversations now to avoid regret later.Key takeaways include:Strategies for clearing and preserving belongings with meaningTools like Artifcts and Trustworthy for organizing legacy and estate informationThe role of storytelling in passing down family historyEncouraging open conversations about death and preparationPractical advice for balancing emotional and logistical tasks after a lossJulie also discusses her nonprofit, SilverTree Seniors, which provides gifts and support to isolated and low-income seniors, and how small actions can make a big impact on a forgotten population.Mentioned in this Episode:PALS - Professionals of After Loss ServicesOrganized LegacyTrustworthy for digital organizationArtifcts for legacy preservationCarmen Mastroianni Vietnam ArtifctJulie Ulrich Japanese fishing float ArtifctStart interviewing your loved ones using tools like Otter AIClick here to download Julie’s wish list template to begin a SilverTree Seniors-inspired initiative in your area.SilverTree Seniors Facebook pageConnect with Julie Ulrich: organizedlegacy.comSupport the Podcast:If you found this episode valuable, share it with a loved one and follow The Death Readiness Podcast on Apple Podcasts, Spotify, YouTube or wherever you listened to this episode. Together, let’s make conversations about death readiness empowering and impactful. This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Welcome to the very first episode of The Death Readiness Podcast! In this debut, host Jill Mastroianni—an experienced attorney and death readiness advocate—dives into what it truly means to be prepared for the inevitable.This episode covers:What is death readiness? A compassionate approach to planning for yourself and the loved ones you leave behind.A thought exercise: Two contrasting scenarios of how preparation (or the lack thereof) can impact those you care about most.Practical first steps: Setting up your iPhone's Medical ID and creating an emergency medical information sheet to ensure you're ready for the unexpected.This isn’t about fear—it’s about empowerment, clarity, and leaving a legacy of love and support. Jill explains how small, manageable steps can make a world of difference and offers insights into what you can expect in future episodes.Actionable Takeaway: Don’t wait! Take your first step toward readiness by setting up your Medical ID or downloading Jill’s free emergency medical information form. Let’s normalize the conversation around death, reduce fear, and make life better for ourselves and those we love.Don’t forget to follow for free on Apple podcasts, Spotify, YouTube or wherever you're listening right now.iPhone Medical ID TutorialEmergency Medical Information Form This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state. 

Welcome to The Death Readiness Podcast, hosted by Jill Mastroianni, an attorney with more than a decade of experience specializing in trusts and estates. In this podcast, Jill makes death readiness approachable, understandable, and empowering for individuals and families.Navigating the legal and emotional complexities of life and death can feel overwhelming. How do you find a trustworthy attorney? How do you ensure your plans stay up to date as life changes? Together, we’ll break down these challenges step by step—no law degree or financial background required.Each episode will provide practical advice, real stories, and actionable steps to simplify the death readiness process. From avoiding common pitfalls (like outdated beneficiary designations) to revisiting important decisions over time, this podcast will help you gain peace of mind knowing your wishes will be honored and your legacy protected.Death readiness is about more than just legal documents—it’s about preserving your values, stories, and lessons for future generations. Join us as we take small, manageable steps to prepare for the future, ensuring clarity and confidence for yourself and your loved ones.Follow us for free on Apple Podcasts, Spotify, YouTube, or wherever you’re listening right now.Let’s demystify death readiness together! This podcast provides estate planning guidance for women and discusses real, practical issues, from caregiving, pre-planning a funeral, how to avoid probate using beneficiary designations, planning for individuals with special needs (and special needs trusts), whether you need a professional fiduciary (trustee or executor), how the estate tax works and how to preserve your legacy. Tuesday Triage episodes answer questions from listeners like you, from powers of attorney, healthcare advance directives (and whether they work when you’re pregnant), what a Last Will and Testament really is, whether you need a trust, how Medicaid works and how to have senior and elder care conversations and how to care for aging parents. Disclaimer: This podcast and all related content are for educational purposes only and do not constitute legal advice. No attorney-client relationship is established here. Use of this information without careful analysis and review by your attorney, CPA, and/or financial advisor may cause serious adverse consequences. For legal guidance tailored to your unique situation, consult with a licensed attorney in your state.