The Clever Girls Know Podcast With Bola Sokunbi

Today, on the podcast we are talking about overcoming lack and scarcity mentalities and embracing abundance! To have this conversation, my special guest is Dr. Chavonne Perotte. Dr. Chavonne Perotte is a life and marriage coach who helps women and couples develop the mindset to create happy marriages. She is also a trained as a social science researcher. She received her doctorate from the Johns Hopkins Bloomberg School of Public Health and focused her research on communication and intimate partnerships. She is the author of Voices in Your Ear: New Conversations to Transform Your Mind and Renew Your Marriage and is the Founder of RelateAble, LLC. a coaching practice that provides private coaching to clients all over the world. WHAT WAS DISCUSSED: * How having a lack/scarcity mentality can be defined and identified * Chavonne's personal experience a lack mentality * How having a lack mentality impacts relationships, marriages, friendships, etc * How to overcome having a lack/scarcity mentality * How to go about embracing abundance without guilt AND MUCH MORE HOW TO KEEP UP WITH CHAVONNE: Website: drchavonne.com Podcast: Love Marriage Again with Dr. Chavonne Instagram: chavonneperotte ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

In today's episode, Olivia Summerhill joins me to discuss how to avoid the money conflicts that lead to divorce. Olivia has been in finance for almost a decade, growing up with a family devastated by divorce and wealth. She decided to get into finance to control her future and found a niche after working with women going through divorce. Today, Olivia works with women to help them navigate divorce, protecting their lifestyle throughout the divorce process. She works closely with her clients' divorce mediators to negotiate the most advantageous settlements. After the divorce finalization, Olivia uses her knowledge of behavioral finance to work with her clients on topics relating to a divorce's impact. Specifically, on psychological behaviors such as self-awareness, money patterns, and effective financial decision-making, her female clients can control and maintain their living standards. WHAT WAS DISCUSSED ON THE EPISODE: * How divorce impacted Olivia growing up * The major money conflicts that can lead to divorce * The types of behaviors that tie into financial conflict * Advice for couples to minimize financial conflicts from escalating into divorce AND MUCH MORE KEEP IN TOUCH WITH OLIVIA: Learn more about her resources and services: at https://summerhillwealth.com Listen to her podcast, Divorce for wealthy women via https://anchor.fm/summerhillwealth ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Bevin Morgan is a Financial Wellness Coach who specializes in helping Black female entrepreneurs and creators gain confidence in their financial futures. She has been passed over for promotions and is intimately familiar with being stuck in jobs where the responsibility seems to increase while the salary never does. She has started and failed at more businesses than she can count but has used that experience to find her passion. Through all of that, she has become completely debt-free and has started her journey in real estate investing. WHAT WAS DISCUSSED ON THIS EPISODE: * How Bevin became debt-free * Why she decided to invest in real estate * How she prepared to purchase her first unit * How she determined profitability on her first investment * How she manages rent collection, cash flow, and repairs * The issues and challenges she's faced * and more THE RESOURCE BEVIN MENTIONED: biggerpockets.com HOW TO KEEP IN TOUCH WITH BEVIN: Via IG @bevinmorgan On her website: Bevinmorgan.me ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today's episode, Dannie Vann shares how she navigated a divorce and getting herself back on her feet financially all in the same year. She went from not having a bed when she moved out to finding a better paying job, negotiating her income, getting her own place, and finding emotional peace. MORE ABOUT DANNIE Dannie is the founder of Penniestowealth.com, a financial coach, and a Certified Financial Education Instructor (CFEI). In 2 years, she eliminated over $130k in debt and has helped guide her audience to financial freedom. She educates her online "Wealthy Fam" on budgeting, investing, and frugal living tips while sharing the high and lows of her own financial journey. WHAT WAS DISCUSSED: How Dannie navigated getting divorced and saving $60k all in the same year How she managed the emotions and mental health of navigating her divorce and finances through a pandemic How she went about saving $60,000 Her key advice for women going through a similar journey AND MUCH MORE KEEP UP WITH Dannie Instagram/Twitter: @penniestowealth Website: penniestowealth.com/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Today, my guest Tara Jones-Williamson is sharing her journey to paying off $60k in 2 years as a single mother! Tara is a feminine Financial Success Coach and Lifestyle Designer who is dedicated to helping women slay their financial and lifestyle goals. Over 10 years ago, she created and executed a plan that allowed her to press reset and go from financial struggle and failure to financial success and freedom. With her daughter on her lap, she paid off over $60,000 of debt as a single mother. She then launched Your Pretty Pennies, an online financial lifestyle brand, where she educates and empowers women to move from making poor financial choices to using their income to manifest their best lives. WHAT WE DISCUSSED: - Why Tara decided to create a plan to help her reset and pursue financial success and the aha moment that caused that decision - How she managed to do it on just a single income - The specific things she did to pay off the debt - The lessons she's you teaching your daughter today about money and financial wellness AND MUCH MORE KEEP UP WITH TARA On Instagram: @yourprettypennies Via her website at www.yourprettypennies.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Ariel Belgrave is a leading voice in women's health. At the very start of the pandemic, Ariel quit her job at Facebook to pursue her business full-time after running it as a side hustle for 6 years. In this interview, she shares her journey with us on exactly how she did it! MORE ABOUT ARIEL As a certified health coach, fitness trainer, and the CEO of Gym Hooky, her mission is to help women achieve their dream body without fad diets or working out every day. Her commitment to women's wellness has earned her opportunities to work with Fortune 100 companies, influence the health programs of top colleges, and receive recognition from major outlets such as The Today Show, Women's Health, Shape, Elle, Glamour, PopSugar, and Huffington Post. WHAT WAS DISCUSSED: - How she made the decision to quit her job during the pandemic - The first things she did to launch her fulltime business - How she's monetizing her business today and adding additional streams of income - How she tackles those fears that every business owner has - Why health should be a priority for us as women especially right now AND MUCH MORE KEEP UP WITH ARIEL Instagram/Twitter: @gymhooky Website: www.gymhooky.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Dee Olateru, is a CPA, an executive at one of the Big 4 global professional services firm, a 3-time immigrant, and the founder of The Rich Immigrant. At the Rich Immigrant, she helps 1st and 2nd generation immigrants attain financial independence, live full lives, and maintain their identities in their new homes. She was forced to pay attention to her finances when she graduated Summa Cum Laude but could not land a job. To make ends meet while she applied to graduate school she got a $10 per hour job at a factory making light fixtures. 12 years later, she's built a career that has taken her all over the world. However, many of those habits she built on a $10 per hour salary continue to guide her today on a six-figure salary! WHAT WAS DISCUSSED: Her personal experience as an immigrant in the US Applying to over 500 jobs with her undergrad degree and getting rejections and more rejections Why she instead chose to take a $10 p/h job How she learned about financial literacy and started applying her lessons to her life Advice for other immigrants in the US AND MUCH MORE AND MORE KEEP UP WITH DEE Website: https://therichimmigrant.com/ Instagram: https://www.instagram.com/therichimmigrant --- Looking for A GREAT BANK ACCOUNT to SAVE MORE? --- Check out Chime: https://www.chime.com/applytp/?ref=clevergirlfinancecgf&ad=tp_ --- Considering TERM LIFE INSURANCE? --- For great term life insurance that allows you to increase or decrease your policy as you need to with no fees, check out Ladder: https://ladder.pxf.io/c/403981/557243/9299?subId1=%7BsubId1%7D (P.S. These are affiliate links from brands Clever Girl Finance loves and trusts. If you use our links to sign up we may earn a commission which helps us grow!) ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Ready to get your money moves on for the new year? Here are 10 key money moves to make for the next year! ARTICLES MENTIONED: - How to save and pay debt at the same time: https://www.clevergirlfinance.com/blog/pay-off-debt-or-save/ - How a credit freeze works: https://www.clevergirlfinance.com/blog/should-i-freeze-my-credit/ - How to pick the best life insurance: https://www.clevergirlfinance.com/blog/term-vs-whole-life-insurance/ --- Looking for A GREAT BANK ACCOUNT to SAVE MORE? --- Check out Chime: https://www.chime.com/applytp/?ref=clevergirlfinancecgf&ad=tp_ --- Considering TERM LIFE INSURANCE? --- For great term life insurance that allows you to increase or decrease your policy as you need to with no fees, check out Ladder: https://ladder.pxf.io/c/403981/557243/9299?subId1=%7BsubId1%7D (P.S. These are affiliates link from brands Clever Girl Finance loves and trusts. If you use our link to sign up we may earn a commission which helps us grow!) Read the 2020 Clever Girl Finance Women and Money Study: www.clevergirlfinance.com/women-and-money/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today I answer two listener questions! Q1: How to respectfully say no when it comes to loaning family and friends money Q2: The idea of budgeting down to zero and creating a budget buffer ❤ Read the 2020 Clever Girl Finance Women and Money Study: https://www.clevergirlfinance.com/women-and-money/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this episode, I'm reflecting on 2020, sharing my 2021 goals, and discussing the 2020 Clever Girl Finance study! It was a tough year but we've made it through. Praying that 2021 is a year of recovery, joy, and prosperity. Read the 2020 Clever Girl Finance Women and Money Study: https://www.clevergirlfinance.com/women-and-money/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Emilie Aries is a speaker, podcast host, author, and the Founder & CEO of Bossed Up, an award-winning personal and professional development community where she helps women craft happy, healthy, and sustainable career paths. Her book, Bossed Up: A Grown Woman's Guide To Getting Your Sh*t Together, serves as a practical roadmap for women who want to set themselves up for sustainable, long-term career success and step up as the boss of their lives. WHAT WAS DISCUSSED: - Her personal experience overcoming an abusive relationship that led her owning her voice - Key tips for women to own their voices - How to build confidence in advocating for yourself as it relates to your finances - How to build confidence in advocating for yourself as it relates to your career AND MORE KEEP UP WITH EMILIE - Website: https://bossedup.com - Instagram: bosseduporg - Watch her TedX: https://www.youtube.com/watch?v=epAlxzmYyAE ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Let's talk about growing your online business! My guest today is Serwaa Adjei Pelle! Serwaa is a Business Strategist and Partner Consultant at PELLE + CO, where she works with SMBs to spur their growth by creating and executing their content and influencer strategies. She is an expert in creating digital content, events, and campaigns that resonate with smart and ambitious women. WHAT WAS DISCUSSED: - How she started her business - The fears or challenges people have around establishing an online business - Why your online presence means more than just Instagram - How to promote and brand your business without being the perpetual face of your business - Key tips you have for entrepreneurs navigating business in this season in order to thrive AND MORE KEEP UP WITH SERWAA - Website: Download her free guide at https://www.serwaaadjeipelle.com/ - IG Podcast: @shesoffscript - IG Personal brand: @serwaa_ap ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Allison is a blogger, influencer, speaker, and the founder of Inspired Budget. She and her husband paid off over $111K worth of debt on two teacher salaries over 4.5 years while growing their family. During that time, Allison went from feeling stuck, overwhelmed, and stressed and instead grew to love budgeting and personal finances. As a teacher and small business owner, Allison combined her passion for teaching and finances to help others learn how to start budgeting. Since starting Inspired Budget in 2017, Allison has been able to retire as a teacher and take her desire to help others full time. Now she is helping women all over the world get started with budgeting when they feel lost and overwhelmed. She has built a tribe of over 100K Instagram followers that turn to her for budgeting advice and inspiration to save more than they ever imagined. KEEP UP WITH ALLISON Website: inspiredbudget.com Instagram: @inspiredbudget ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Katia Chesnok is the founder & content creator of personal finance platform Economikat, where she educates Women, Latinx, and BIPOC communities on all things money and empowers them with wealth building tips to earn more, negotiate, side hustle, budget, and invest. She paid off more than 38k of credit card debt in 18 months thanks to her side hustle, which later became her six-figure business. She's an award-nominated money expert, CNBC contributor, and speaker. WHAT WE DISCUSSED: - What her "enough is enough" moment was - The kind of debt she had and what her income was - How she got the idea to start her side hustle - Her approach to paying off her debt once her side hustle started generating income - The steps she's taking to ensure her debt freedom is permanent AND MUCH MORE HOW TO KEEP UP WITH KATIA: You can learn more about her on Instagram @Economikat & her blog economikat.com ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today my guest on the podcast is Jen Smith, founder of modernfrugality.com and co-host of the Frugal Friends podcast. Jen and her husband paid off $78K of debt in two years but when they started, they had a five-year plan! Jen shares what they did that resulted in them cutting their debt payoff in half without windfalls, being unemployed twice, and buying a house during that time! KEEP UP WITH JEN - On her website: modernfrugality.com - Download her free resource: modernfrugality.com/debtfree - Listen to her podcast: Frugal Friends Podcast ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On this episode of the @clevergirlsknowpodcast @bolasokunbi shares her thoughts on why you should be seeking out opportunities, why it's so incredibly important (especially right now) and the different opportunities you should be considering. It's been a tough year but there is opportunity! ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Join Jenny Coombs, Associate Professor at College for Financial Planning (MSF, CSRIC™) and I as we discuss the risks of investments, niche, and socially responsible investing PLUS learn key tips that will help new investors create a plan. Getting started with investing is simpler than you may think, you don't have to know it all, but you do need to have a plan. ❤ Connect with Jenny Coombs CRPC®, Associate Professor, College for Financial Planning and Founder of GradMoney at gradmoney.org. ❤ Watch Jenny's TED Talks on sustainable investing: Investing for a Better World: https://www.youtube.com/watch?v=lJBCBOjcv2k Stopping the Rebuttal: The Future of Sustainability: https://www.youtube.com/watch?v=Zscd2-K5nQ0 ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Adeola Omole dug herself out of 6 figures of debt and went on to build a million-dollar portfolio with smart investing. She's also navigated uncertain times and recovered from her own investing mistakes on her path to 7-figures. In this video, Adeola shares how she did it and key investing advice for beginner investors! Be sure to tune in and share this video with your best girlfriends! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Adeola on her website at adeolaomole.com. ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Investing can be as simple or complicated as you make it. When it comes to investing, you might be wondering where to start and how you can learn more. It's important to get into the habit of building security so that you can feel confident that you have something to fall back on, even if you can't work. Join me and Jully Alma Taveras as we discuss how she got started in investing and her long term investment goals! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Jully Alma Taveras, Founder of Investing Latina, on her website at http://investinglatina.com and on YouTube at https://www.youtube.com/investinglatina ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

How do you keep your cool and stay focused when the stock market goes on a wild ride? How do you get clear on long-term investing goals? How do you navigate your emotions around investing right now - especially in a panic? Join me and Nicole Hatcher, founder of @FrugalChicLife for a conversation on how to navigate your emotions around investing, tips to think long term, and why investing is so important for us as women! Love this video? Share it with your best girlfriends! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Nicole on her YouTube channel @FrugalChicLife and on her website at frugalchiclife.com. ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Is it possible to save money and invest as a mom running a full-time business and life? Jamila Souffrant helps people to launch financial freedom in an attainable, easy to follow way. Saving and investing are about finding an approach that works for you, and Jamila shares how she and her husband accomplished the milestone of saving and investing six-figures. If you want to live life on your own terms with your partner, listen in! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Jamila Souffrant, Founder of Journey to Launch, on her website at journeytolaunch.com. ❤ Listen to Jamila on the Clever Girl Finance Podcast: 041: Jamila Saved $85k In A Year - Here's How She Did It! ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Does retiring early from your corporate career sound like an impossible dream? Kalyn Johnson Chandler was able to leave corporate life behind and is now the founder of a successful business. Join us as we discuss her story, she shares how she leveraged her business to build wealth, and gives us can't miss tips on how to invest in your own business so that you can retire early and follow your dreams. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Kalyn Johnson Chandler, Founder and creative director of Effie's Paper, on her website at effiespaper.com. ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

How do you start out with creating an investment portfolio especially now as we navigate pandemic? How do you manage your emotions and the uncertainty during this season? In this video, I interview Cindy Zuniga, who after the incredible feat of paying over $200,000 in student loans is now focused on building her investment portfolio during this pandemic. She shares how her original plan has adjusted due to the pandemic, her investing goals, how she's managing her emotions, and the key advice she would give anyone just starting out with building their investment portfolio - Excellent advice and tips for the beginner investor! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Cindy Zuniga, on her website at https://www.zero-basedbudget.com/ and on Instagram at @zerobasedbudget ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/cou... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

How do you navigate your life and finances through difficult times like a recession or a pandemic? Should you start or keep investing? Tune into this interview with Yezmin Thomas where she shares her first-hand experience with navigating her life and her finances after losing a significant portion of her household income during a recession. Learn how she weathered through the storm, her current investing strategy, and her long-term plans for her finances. ❤ Get my new book - Clever Girl Finance: Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Connect with Yezmin Thomas, on her website at https://www.yezminthomas.com and on Instagram at @yezminthomas ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/cou... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Are you wondering how you should invest your money? Your approach to investing may need to change due to the pandemic, and this interview is packed with advice for new investors so you can set the right goals for where your money is going. Join me and @Mama & Money - Fo Alexander as we discuss why investing is important and how she is investing her money now. ❤ Get my new book - Clever Girl Finance: Learn How Investing Works, Grow Your Money: https://clevergirlfinance.com/books ❤ Connect with Fo Alexander, Founder, Girl Talk With Fo on her website at girltalkwithfo.com and on Instagram at @girltalkwithfo ❤ Read the Clever Girl Finance article on how Fo paid off over $70,000 of student loans: https://www.clevergirlfinance.com/blo... ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/cou... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Your well being at work ties into your financial wellness and your mental health and so this conversation on how to deal with racism and create an anti-racist culture in your workplace is extremely important whether you are an employee or an employer. Building on her experiences developing Diversity, Equity, and Inclusion (DEI) strategies for companies including Google and AppNexus, Dorianne St Fleur is a racial equity strategist and speaker for organizations that want to build anti-racist workplaces. Her areas of focus include employee engagement and retention, inclusive hiring and onboarding, and leadership accountability. She also provides culturally responsive and inclusive career and leadership coaching for women of color in the corporate world. Dorianne has given multiple talks and has appeared on virtual and in-person stages at Columbia Business School, Dress for Success, Google, Fast Company, and Women's Leadership Forum. She is from Brooklyn, NY, and is currently living in San Jose, CA with her husband and her daughter. WHAT WE DISCUSSED ON THIS EPISODE: 1. Why she chose this line of work 2. What racial discrimination in the workplace is 3. Our personal experiences with racial discrimination 4. How employees can strive for an anti-racist culture 5. What to do if you are worried about repercussions from speaking up 6. How employers can create and advocate for an anti-raise culture HOW TO KEEP UP WITH DORIANNE Via her website: www.doriannestfleurconsulting.com On Instagram: ❤ Get THE NEW CGF BOOK - Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Follow on Instagram: instagram.com/clevergirlfinance

This podcast episode is all about financial anxiety and to have this conversation my guest is Lindsay Bryan-Podvin, founder of Mind Money Balance. Lindsay is a biracial financial therapist, speaker, and author. As the first financial therapist in Michigan, she combines financial literacy with the emotional and psychological side of money. She's passionate about helping couples and individuals learn how to have a healthy relationship with money by removing shame from it and She helps her clients navigate financial wellness in a way that works for them. WHAT WE DISCUSSED ON THIS EPISODE: 1. Why she chose this line of work 2. What financial anxiety means and the signs of financial anxiety 3. Our personal experiences with financial anxiety 4. Steps you can take on your own to tackle financial anxiety 5. When you should seek professional help PLUS MUCH MORE HOW TO KEEP UP WITH LINDSAY Via her website: www.mindmoneybalance.com On Instagram: @mindmoneybalance Also, be sure to check out her book titled The Financial Anxiety Solution ❤ Get MY NEW BOOK - Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Follow on Instagram: instagram.com/clevergirlfinance

One this episode, let's talk about financial confidence and why it's so necessary for us to develop this characteristic! Financial confidence is not about much money you have, it's about being confident in your decisions and not allowing yourself to be taken advantage of. You can have financial confidence on your journey to financial wellness - whether you are just starting your journey, in the middle of paying off debt, or bulking up savings. Tune in for key tips to help you develop your financial confidence! ❤ Get MY NEW BOOK - Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Follow on Instagram: instagram.com/clevergirlfinance

Today on the podcast I have one of my girlfriends, Fo Alexander back as a guest to have a conversation with me about life, business and finances including how we are both spending and investing our money differently in this season. Today's episode is sponsored by SmartyPig! SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement. When you open a SmartyPig account, there are no fees! This means there are no fees to join, no fees to save, and no fees to withdraw your money. SmartyPig online savings accounts are offered through Sallie Mae Bank, Member FDIC. LEARN MORE ABOUT SMARTYPIG: www.SmartyPig.com/?DTD_CELL=RDPCSM…OTOTHOTHRN010000 ABOUT FO: Fo is a millennial personal finance expert whose story of paying off nearly $47K of debt in less than 6 months took the Internet by storm. She is the editor-in-chief of the Mama and Money Blog, a motherhood and personal finance platform for women as well as the founder of the GirlTalkwithFo blog and podcast where she shares financial resources for women WHAT WE DISCUSSED ON THIS EPISODE: 1. How has the pandemic affected our lifestyles 2. What our biggest concerns are 3. Where we see the biggest opportunities 4. How our spending has changed 5. How our investing has changed AND MUCH MORE HOW TO KEEP UP WITH FO: Via her websites: https://mamaandmoney.com and https:// girltalkwithfo.com Via YouTube: youtube.com/mamaandmoney ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

While it's a crazy time in the world with the pandemic there is still hope and there is still opportunity. On today's episode Jazmine Waller shares how she's budgeting and STILL saving money despite the pandemic. Today's episode is sponsored by SmartyPig! SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement. When you open a SmartyPig account, there are no fees! This means there are no fees to join, no fees to save, and no fees to withdraw your money. SmartyPig online savings accounts are offered through Sallie Mae Bank, Member FDIC. LEARN MORE ABOUT SMARTYPIG: www.SmartyPig.com/?DTD_CELL=RDPCSM…OTOTHOTHRN010000 ABOUT JAZMINE: Jazmine Waller, is financial influencer, speaker and CEO of Budget Treasures. Based on her experience she has paid off over $20,000 of debt and has helped her clients become debt-free and increase their income by increasing their income.streams. She is self-educated on how to effectively manage finances and create processes and systems to experience true financial freedom. Her passion is to help single moms on their financial journeys with encouragement, knowledge, systems, and reassurance that they too can experience peace and freedom in their finances. WHAT WE DISCUSSED ON THIS EPISODE: 1. Her enough is enough moment that put her on the journey to improving your finances? 2. How has the pandemic affected her budget and pursuing financial goals 3. How she's budgeting and spending differently right now 4. How she's been able to still save despite whats' going on AND MUCH MORE HOW TO KEEP UP WITH JAZMINE: - Via her website at https://www.budgetreasures.com/ - Via Instagram @budget_treasures_ - On YouTube: youtube.com/budgettreasures ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

On today's episode, Aja shares her journey to becoming debt-free by paying off $200,000 in just 23 months. This podcast episode is brought to you by the incredible Fab Aid initiative created by First Aid Beauty. First Aid Beauty has committed $1 million this year to help new graduates pay off their student loans. Plus they are adding 10% of the sales of their limited-edition FAB AID Ultra Repair Creams to their commitment. Learn more and enter to win at http://bit.ly/CGFFABAID To enter, all you have to do is fill out an application and submit a video sharing your student loan story. ABOUT AJA DANG: Aja Dang embodies the beauty of balance. This actress, model, T.V. and YouTube personality is dedicated to promoting a lifestyle that creates a healthy mind, body, and soul. Across all social media plat- forms, Aja epitomizes the modern multifaceted woman. Generating genuine and authentic dialogue with her community, Aja addresses real life issues of finance, beauty, fitness, politics, relationships, and personal care. She has also launched a podcast, "Heavy Topics with Lightweights" with her best friend Laura Varney. In doing so, Aja has created a platform that is uniquely motivational, aspirational, and sustainable. WHAT WE DISCUSSED ON THIS EPISODE: - Aja shared the enough is enough moment that caused her to want to pay off her loans in full - The specific things she did to pay off her debt including details of her income - How she kept herself and continues to keep herself motivated now that she's focused on saving and investing - The steps she's taking to ensure she maintains her debt freedom AND MUCH MORE AJA'S YOUTUBE CHANNEL: https://www.youtube.com/ajadang AJA'S DEBT PAYOFF VIDEO: Her debt payoff video: https://youtu.be/Yvd0JwZj2hA ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Managing your finances as a single mom can be challenging, but despite this with intention and focus you can build wealth and become financially successful. Today's episode is sponsored by SmartyPig! SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement. When you open a SmartyPig account, there are no fees! This means there are no fees to join, no fees to save, and no fees to withdraw your money. SmartyPig online savings accounts are offered through Sallie Mae Bank, Member FDIC. LEARN MORE ABOUT SMARTYPIG: https://www.SmartyPig.com/?DTD_CELL=RDPCSMDCOTDOOTOTOTHOTHRN010000 My guest on this episode of the podcast is my dear friend Chaka Serrant she shares money tips for single moms based on her experience building wealth as a single mother. MORE ABOUT CHAKA: Chaka Serrant is a Management Consultant at a Global Technology Consulting Firm and Licensed Cosmetologist. As a boy mom and a believer in Christ, her focus has shifted to being a good steward over her time, finances, and relationships. After finding herself in debt continually, something had to give, she became intentional about her career, paid debt, and diversified her investments with real estate, retirement savings, stocks, and began working with a Financial Planner. One of her financial goals is limiting her taxable income during her retirement years. As a single mom, she has learned that sometimes we can't do it all once, so outsource, it's ok to ask for help! WHAT WE DISCUSSED ON THIS EPISODE: - Chaka shared her biggest challenges savings and investing as a single mom and what she has done with well. - How she's prioritizing her mental wellness and leveraging help to parent successfully. - How she focused on earning more once her son came into the picture. - She also shares what she's teaching her son about money and the legacy she wants to leave for him. AND MUCH MORE KEEP UP WITH CHAKA: Via Instagram at https://instagram.com/chakaserrant ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Today's guest on the podcast is Marty McDonald and we are talking about side hustles and entrepreneurship. ABOUT MARTY MCDONALD: Marty is a side-hustler turned CEO of Boss Women Media. Like many, she wants to live her best life so she decided to leap after her dreams of creating a community of empowerment, change, and freedom after an 11-year corporate career with various fortune 500 companies. She took an idea based on connection and turned it into a movement including the multi-city Black Girl Magic Tour, the annual Boss Woman of the Year Summit, and a loyal community of more than 100,000 women. Marty's plan is to continue to expand the growth of the community of women she is building and to help them empower one another through connection, networking, and workshops. She knows that most women are allowing fear to hold them back from accomplishing the goals they desperately want to achieve so now she is on a mission to connect with women who want more, women who have big goals, big dreams and are chasing them every single day. As part of her pivot in this season, she has launched the Black Girl Magic 2 Day Digital Summit taking place on August 15th and 16th 2020 and you can learn more about that on bosswomen.org when it's announced soon. WHAT WE DISCUSSED ON THIS EPISODE: - Marty shares her personal story, having to continuously prove herself at her corporate job and what led her to start her business - including putting half of her paycheck towards building her business before she went full time. - She shares her biggest challenges and successes building her business - The 3 key pieces of advice she would give an entrepreneur starting from the bottom up with nothing hoping to achieve their success AND SO MUCH MORE KEEP IN TOUCH WITH MARTY: Via Instagram - https://www.instagram.com/bosswomenmedia Via her website - https://bosswomen.org/ ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

On today's episode of the podcast, my guests and I discuss how to navigate a new normal with actionable tools for credit score recovery and resilience. THIS PODCAST EPISODE IS BROUGHT TO YOU BY FICO Founded in 1956, FICO is a data analytics company based in San Jose, California focused on credit scoring services. Its FICO® Score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States and is used in more than 90% of lending decisions today. Now more than ever, FICO believes in helping empower communities by way of financial education and is committed to providing consumers with tools to maintain their financial health. Partnering with FICO on this episode is Operation HOPE. Operation HOPE is a nonprofit for-purpose organization working to disrupt poverty and empower inclusion for low and moderate-income youth and adults. Its focus is financial dignity and inclusion. Operation HOPE equips young people and adults with the financial tools and education to secure a better future—coaching them through their personal aspirations and life's challenges, and facilitating their journey to financial independence. EPISODE GUESTS: Joining me to have this conversation are two incredible women: Joanne Gaskin is the Vice President of Scores and Analytics at FICO. She is responsible for the strategic direction of FICO's scoring products and business partnerships serving the needs of the mortgage industry. Joanne has more than 20 years of experience in banking and financial services. She led efforts to address some of the most important topics impacting the mortgage market today. ShaRhonda Walker is an Operation HOPE Financial Wellbeing Coach specializing in credit and money management. Her career has included many roles in financial services, including positions as a loan officer, real estate investor and owner, and consultant in the credit restoration space. Her simple philosophy of, "pay yourself and invest in yourself, first", has paid many dividends to her and individuals that she has coached in credit, taxes, and finances. KEY RESOURCES MENTIONED IN THIS EPISODE: 1. FICO® Score Checklist and resources for Coronavirus: - https://www.fico.com/en/fico-score-checklist-for-coronavirus - https://www.myfico.com/credit-education/blog/protecting-your-credit-during-the-coronavirus-outbreak 2. For information on credit tips and how to dispute reports on your credit report: - https://www.myfico.com/credit-education - https://www.consumerfinance.gov/ 3. FICO resource to support communities in times of need & upcoming events: - https://www.fico.com/sabf 4. To get your free credit report from all 3 credit bureaus: - https://annualcreditreport.com 5. To schedule time with ShaRhonda from Operation HOPE - Booking link: ShaRhondaWalker.youcanbook.me - Email: [email protected] - Phone: 346-260-8640 ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Virtual networking is so important now more than ever. On this episode, Ebony Joyce breaks down key tips to help you get it right. ABOUT EBONY Ebony Joyce, the owner of Next Level Career Services LLC, is a multi-hyphenate career strategy mastermind who helps mid-to-senior level professionals' brand themselves with confidence, clarity, and certainty so they can attract their next career opportunity. Ebony's expertise stems from her career challenges of being unemployed, underemployed, and unhappily employed as well as her work as a former recruiting company co-owner. Her experience has given her the inside scoop on how to not only craft the perfect personal brand for a killer first impression, but also the how-to on wrapping up her clients' expertise, personality, and background in a package so attractive that it entices employers to flood their inboxes with top-dollar offer letters. As a certified career coach and employment interview professional, Ebony wears several hats as a career strategist. Whether she's a salary negotiation drill sergeant, résumé makeover coach or master mock interviewer, she crafts a personalized career plan designed know-how to bust through the glass ceiling, snag that dream job, secure a higher salary and soar into new career heights. WHAT EBONY DISCUSSED: 1. How she found herself in the career services field including how her career path and her corporate experience negotiating multi-million dollar salaries ties into what she does today 2. How virtual networking works and why it's so important for you to start doing it 3. Key tips to make virtual networking easier if you currently find it challenging. 4. Key tips to build out your professional network 5. How you can leverage networking after being laid off KEEP IN TOUCH WITH EBONY: Via her website Next Level Career Services LLC: https://www.nextlevelcareer.co/ ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Below are just a few resources to reference. 1. Shows, documentaries, and movies to get informed about the impact of racism and racial injustice: - 13th (Netflix) - If Beale Street Could Talk - Just Mercy (Movie & Book) by Bryan Stevenson - The Hate You Give - American Son (Netflix) - Dear White People (Netflix) 2. Books on racism: - How to be an Anti-Racist by Ibram X. Kendi - White Fragility by Robin DiAngelo - Locking up Our Own by James Forman - The New Jim Crow by Michelle Alexander - Between the World And Me by Ta-Nehisi Coates - The Bluest Eyes by Toni Morrison - The Fire Next Time by James Baldwin - So You Want to Talk About Race by Ijeoma Oluo - Why Are All The Black Kids Sitting Together in the Cafeteria - Beverly Daniel Tatum 3. Organizations to support and donate to: - Blacklivesmatter.com (Black Likes Matter) - blackvisionmn.org (Black Visions Collective) - minnesotafreedomfund.org (Minnesota Freedom Fund) - gofundme.com/f/georgefloyd (George Floyd Memorial Fund) - cuapb.org(Communities United Against Police Brutality) ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

This episode is all about navigating finding a new job and career growth in a highly competitive market. And to have this conversation, my guest is Lauren McGoodwin. Lauren is Career Contessa's CEO, author, number 1 Power Move advocate, and has a life mission to help women build successful and fulfilling careers on their terms. Formerly, Lauren was a Recruiter for Hulu focused on hiring, employer branding, and talent development. She has a Bachelor's in Education from University of Oregon and a Master's in Communication Management from USC where she wrote her thesis on millennial women and career resources. Additionally, Lauren hosts Career Contessa's podcast, The Femails, is a regular career expert contributor, and spends her free time in Redondo Beach, CA fostering dogs from local animal shelters. WHAT LAUREN DISCUSSED: 1. The key things to focus on in a highly competitive market 2. How to work remotely and still excel as an employee 3. How to manage virtual networking for growth 4. Details about her new book - Power Moves and much more GET LAUREN'S BOOK: powermovesbook.com Visit her website: Careercontessa.com ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

As a result of COVID-19, many people are dealing with uncertainties around how life is changing, managing their finances, and worries about their careers and businesses. And so on this episode, I have a real conversation with Kristen Ley as to how she's navigating life through these uncertain times. This conversation will bring a sense of calm and inspire you to keep going and doing your best no matter what. Kristen is the founder, owner and creative director of Thimblepress®. Founded in a garage back in 2012, Thimblepress® is a design & lifestyle company aiming to create products that make people happy. Each product is designed by Kristen and filled with loads of love & color. Thimblepress® is sold in over 1500 retail shops internationally and her products are also available on Thimblepress.com. Thimblepress has worked and collaborated with Target, Hallmark, Moon & Lola, Glitter Guide, Throw Pillow, Speak Wines, June & January, Keds to name a few. Kristen also runs kristenley.com where she focuses her efforts on mentoring and creative consulting with individuals and brands. One of Kristen's biggest passions is encouraging other's to see their potential and chase after dreams. On this episode we discussed: 1. How Kristen is navigating her emotions and mental wellness in this season 2. The key changes she's made in her personal finances as a result of this uncertainty 3. How she is pivoting her business 4. The things she plans to do differently in life and in business when things hopefully get back to normal PLUS much more How to keep in touch with Kristen: - Via her websites at https://thimblepress.com and https://kristenley.com - Also, be sure to check out the amazing Thimblepress push pop confetti! https://www.instagram.com/p/Bg8l4peBMsr/ ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

On today's episode, my guest is Mary Wheeler, a Financial Coach and the founder of Abundant Wealth Solutions. In this season, with all the uncertainty, many people are fired up to pay off their debt once things settle down; This episode with Mary Wheeler will inspire you to make a plan! Growing up not knowing much about money, Mary attended college on a full-ride via Sallie Mae accumulating $27K in student loan debt along with $3K in credit card debt. After being fed up, she created a plan to pay back all $30K of her debt, and 96 days later, she was debt-free. Her goal now is to inspire others to take action, conquer their student loan debt, and begin living their financial lives in true abundance. Mary has been featured in Diversity Magazine for Women, and she has made several guest appearances on well known financial podcast shows. She is also the host of the "Know Debt, No Problem" podcast. What we discussed on this episode: 1. What her "enough is enough" moment was 2. The specific things did she did pay off her debt and how she kept herself motivated 3. The steps she's taking to ensure her debt freedom is permanent PLUS much more How to keep in touch with Mary: - Via her website at https://abundantwealthsolutions.com - Via email at [email protected] - By listening to her podcast, No debt, no problem: https://podcasts.apple.com/us/podcast/know-debt-no-problem-podcast-with-mary-a-wheeler/id1329826136 ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Sometimes we all need a pep talk and Carla Andrews is here to do just that! Carla is an InspirePreneur™ and founder of the InspirePreneur Academy, consultant, author and a professional coach who has served and impacted thousands of lives through educational programs, workshop experiences, and empowerment sessions. As an advisor and mentor to leaders, entrepreneurs, and small business owners, Carla inspires and educates decision-makers while successfully building a thriving business serving children, families, and women. She's spent over 25 years studying and applying corporate, business, and entrepreneurship principles and learning the impact mindset and behaviors have in different settings. This led her to listen to that inner voice of embracing her innate resourcefulness to building the business of her dreams and for others. At InspirePreneur™ Academy, Carla teaches entrepreneurs how to begin their journey to get their small business off the ground and scale. WHAT WE DISCUSSED: 1. How fear can set people on a path of misery and holds people back from taking action on pursuing their dreams and becoming successful in life and business 2. How to value yourself, embrace your flaws, develop courage and move forward and achieve your goals 3. Why we need to stop playing small and accepting what we are given and instead go after what we truly desire for ourselves 4. The importance of getting more comfortable with sharing our successes and accomplishments as women 5. Getting clear on goals and the things you want to accomplish KEEP UP WITH CARLA: You can keep up with Carla on her website at https://carlaandrews.com ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

We've received a lot of questions about the announcement that federal student loan payments will be suspended through September 30th, 2020. And so to discuss this, Melisa Boutin, our Clever Girl Finance student loan expert, joins me to share some key info with you here on this episode based on information from the U.S. Department of Education. For more details and latest info, visit: https://studentaid.gov/announcements-events/coronavirus ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

On this episode, I'm excited to have a member of team CGF come on to the podcast to share her debt-free story. Esther paid off £18,000 (~$20,000) in 22 months despite losing 55% of her income during that time. On this episode Esther shares: - The specific things did she did to keep her mindset in check, pay her debt and navigate the ups and downs - Why consistent budgeting, even when her budget didn't go according to plan, was pivotal - Her tips and advice for others going through their debt-free journey and much more ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

While words may not be enough comfort in times of financial difficulty, you can still take action and do your best to get through. In this episode, I'm sharing some tips and actions you can take if you can't pay your bills. ❤ AVAILABLE JOBS - POST ON INSTAGRAM: https://www.instagram.com/p/B-BX8mVBN5P/ ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Thank you to everyone who joined the webinar I hosted to talk about financial wellness and mental wellness matters in this season where we are all impacted by this global pandemic. On this webinar replay, I answer questions on investing, buying a home, refinancing, job losses, budgeting, paying bills, mental health and more. Also, as a company, it's really difficult for us to just take a "business as usual" approach with everything going on in this season. And so as a follow up to what I announced on the webinar, all 30+ courses on clevergirlfinance.com are FREE for right now (Please share to anyone who might need this). Team CGF is in your corner. ❤ Access our free courses at clevergirlfinance.com/course-packages/ ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

I'm sharing some key money(and mental health) tips to encourage you during this time of uncertainty with the Coronavirus impacting so many all around the world. Share this episode with anyone you think might need to hear it! ❤ Free resources & courses: clevergirlfinance.com/course-packages/ ❤ Watch money tip videos: https://clevergirlfinance.com/videos ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Sahirenys Pierce and her husband paid off over $99k in debt in just 5 years while living in one of the most expensive cities in the US. We are breaking down just how they did it in this episode! More about Sahirenys: She is the personal finance content creator behind The Poised Lifestyle blog and the High-5 Banking Method. She's a millennial Latina mom of two who paid off over $99k in debt within 5 years while living in Southern California. With her unique perspective and financial background, she helps the everyday woman balance their finances and lifestyle with poise. What we discussed on this episode: - What pushed her to get started on her debt-free journey, including the devastating impact of the 2008 recession on her family and friends - How she paid off $99k of debt alongside her husband - The specific things they did to pay off their debt including delaying their wedding - How she keeps herself yourself motivated - Key tips for those of you in the process of pursuing debt freedom. How to keep up with Sahirenys: - Keep up with Sahirenys on her website at https://thepoisedlifestyle.com - You can connect with her on Instagram @poisedfinancelifestyle a ❤ Free resources & courses: clevergirlfinance.com/course-packages/ ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Nicole Hatcher paid off almost $100k of debt mostly in student loans and on this episode, she share's just how she did it. Nicole is a money coach, podcaster, Youtuber and personal finance blogger who is on a mission to promote financial literacy. She is committed to helping busy, professional women discover the beauty of financial freedom so they can work less and live more! To-date she has provided financial coaching to dozens of women and provided encouragement to countless others while documenting her own journey to financial freedom online. What we discussed on this episode: - How Nicole got to the realization that she needed to pay off her student loans quickly - How she stayed motivated and kept her mindset in check - Tips for managing your budget and more! How to keep up with Nicole: - On her website: https://www.frugalchiclife.com/ - On her YouTube Channel: https://www.youtube.com/channel/UCyMxCUyA4H60_Rmm1xHXing ❤ Free resources & courses: https://clevergirlfinance.com/course-packages/ ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Meet Jully-Alma Taveras, the founder of Investing Latina. She started investing as a teenager, made money mistakes, dug herself out of 5-figure consumer debt, and now her mission is to educate others about financial literacy. Her biggest investment accomplishment is starting early. On this episode of the podcast, Jully and I have a conversation about investing simply and how small steps can lead to big progress. We talked about: - Her personal story and why she's an advocate of women and investing. - Her biggest money mistakes and how she recovered from them. - Her long term investing goals and current investing strategy. And much more The resources Jully mentions: - Yahoo Finance - finance.yahoo.com - Investopedia - investopedia.com How to keep up with Jully: - On IG - instagram.com/investinglatina - Via email - [email protected] ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Let's talk business! My guest today is a dear friend, Mobola Imoisili. Mobola(pen name Simisayo Brownstone)is an author, entrepreneur, and founder of two businesses, the Feyi Fay book series and Little Black Business box! On this episode, we had a candid conversation on the realities and lessons from business including: - Her personal story and what led her to start her businesses - Her biggest business challenges and successes to date - How she's navigating the financials around building her businesses - The advice she would give an entrepreneur starting from the bottom up with nothing hoping to achieve success and so much more! Podcasts, blog and book Mobola mentions on this episode: - {PODCAST} Marketing school: https://marketingschool.io - {PODCAST} We study billionaires: https://www.theinvestorspodcast.com/podcast/ - {BLOG} Shopify blog: https://www.shopify.com/blog - {BOOK} How any startup can achieve explosive customer growth: https://www.amazon.com/Traction-Startup-Achieve-Explosive-Customer-ebook/dp/B00TY3ZOMS How to keep up with Mobola: - Via her business websites at https://www.feyifay.com and https://littleblackbusinessbox.com - On Instagram @feyifay ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Cindy Zuniga is the founder of Zero-Based Budget Coaching LLC. After graduating from law school in 2015 with over $210,000 of debt, Cindy decided to take control of her money by immersing herself in the world of personal finance. In 2018, she launched @zerobasedbudget to document her debt payoff journey and simplify personal finance concepts. After recognizing, through her platform, people's unique needs and goals, Cindy founded Zero-Based Budget Coaching LLC and offers personal finance coaching services and speaks to audiences small and large about budgeting, saving, investing, and more. As of December 2019, just a few weeks ago, Cindy is now debt-free and pursuing financial independence. Cindy practices law full time as a commercial litigator. She is a graduate of Stony Brook University and obtained her Juris Doctor degree from the Benjamin N. Cardozo School of Law. She was born and raised in the Bronx, and currently resides in Harlem. In this episode, Cindy shares: 1. Her money story and growing up as a child of immigrants 2. The "enough is enough" money that caused her to focus on becoming debt-free 3. The specific things she did to pay off her debt 4. How she stayed motivated 5. Her plans after becoming debt-free and so much more. How to keep up with Cindy: - Via her website at https://zero-basedbudget.com - On Instagram @zerobasedbudget ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance