The Clever Girls Know Podcast With Bola Sokunbi

On today's episode, our special guest is Daniella Genas and she shares key tips for women building businesses. She is a multi-award-winning entrepreneur, business growth consultant & innovation expert. Through her business, She's The Boss International Daniella helps SMEs to transform their businesses. She has used her techniques, experience, and training to generate significant results among the companies she has worked with. Key metrics include increased turnover and profits, increased staff, launch of new products/services, and increased brand awareness across several businesses, in a diverse range of sectors. With an MBA and Masters under her belt, alongside her entrepreneurial experience and formal business training, Daniella has a breadth of knowledge that has proven invaluable to the clients she works with. She has a proven track record of supporting clients to grow revenues by 6 figures. WHAT DANIELLA DISCUSSED: - How her upbringing contributed to her interest in entrepreneurship - Selling her 1st business after being sued for £30,000/~$42,000 - Her biggest business challenges - Her biggest business success 5. A Reflection on lessons learned and how 2021 is her miracle year! PLUS MUCH MORE HOW TO KEEP UP WITH DANIELLA: Via her website: https://www.shesthebossintl.com Via social media: https://instagram.com/shesthebossuk https://twitter.com/shesthebossintl https://linkedin.com/daniellagenas ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode, our special guest is Jessica Moorhouse and she shares how pursuing financial wellness can be the ultimate self care. Jessica is a money expert, Accredited Financial Counsellor Canada®, speaker, award-winning personal finance blogger and, host of the popular More Money Podcast. Having graduated Simon Fraser University in 2009 with a degree in film, as a way to learn more about personal finance and teach others, Jessica took a left turn and launched her first personal finance blog in December 2011. She then launched the More Money Podcast in 2015 which now has almost 2 million downloads. Since then, she's been the go-to millennial money expert in Canada, having been quoted in the media hundreds of times in addition to being a regular guest on CTV News' Mind the Gap panel since 2018. She also gives presentations throughout North America to share her expertise and down-to-earth financial advice and teaches students how to build wealth by investing through her online course Wealth Building Blueprint for Canadians. In her free time, Jessica loves to travel, bake, and read memoirs. WHAT JESSICA DISCUSSED: - Her perspective of self care from a financial point of view - How to balance self care and personal finance without guilt - The best self care investments - Key financial or investing tips for our audience in Canada PLUS MUCH MORE YouTube video on the 10 things I no longer buy: https://youtu.be/49Z6O3vUnIg HOW TO KEEP UP WITH JESSICA: Via her website: https://jessicamoorhouse.com Listen to her podcast: https://podcasts.apple.com/ca/podcast/mo-money-podcast/id996219697 Via social media: Facebook: https://www.facebook.com/jessicaimoorhouse Instagram: https://www.instagram.com/jessicaimoorhouse Twitter: https://twitter.com/jessi_moorhouse YouTube: https://www.youtube.com/c/jessicamoorhouse1 ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today's episode of the podcast is all about how to make your next move your best move with special guest Kimberly Brown. Kimberly is a career + leadership expert whose mission is to help women and people of color navigate the workplace, make more money, and become industry leaders. Her personal and professional development company, Manifest Yourself, LLC, provides organizations with tailor-made solutions to hire, develop, engage, and retain women and people of color. Her work has been featured on Forbes, MONEY Magazine, Essence Magazine, Business Insider, CNBC, Fox 5, and more. Her highly anticipated book, Next Move, Best Move: Transitioning Into a Career You'll Love, was released in June 2021. WHAT KIMBERLY DISCUSSED: How to build a two-year career strategy to move you into future leadership positions How to build personal and professional branding that aligns with your leadership capabilities and career goals How you can use your voice to advocate for yourself without feeling like you are jeopardizing your job Other key pieces of advice for those assessing their career trajectories AND MUCH MORE HOW TO KEEP UP WITH KIMBERLY: On social media: https://www.instagram.com/kimberlybonline/ Via her website: https://kimberlybonline.com/ Via LinkedIn: https://www.linkedin.com/in/kimberlybonline/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

ANNOUNCEMENT YAY! Get your copy of "The Side Hustle Guide" and other best-selling Clever Girl Finance Books: clevergirlfinance.com/books My new book, The Side Hustle Guide, Which is my 3rd book in the Clever Girl Finance book series comes out on June 29th, 2021 and so I wanted to use this opportunity to share my side hustle stories with you! I'm extremely passionate about side hustles and feel strongly about how leveraging a side hustle can help accelerate your goals and it's worked for me! Enjoy listening! ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

In today's episode, Anita Dakara shares how she started over with building a life focused on financial wellness and key tips for single moms navigating a fresh start. . Anita is a Nigerian woman who calls Atlanta home. She has been blogging on and off since 2012 at www.berrydakara.com and started the Mommy Oyoyo Podcast in 2019, where she covers topics around motherhood that are relevant to the modern African woman. Anita is also one of our amazing Clever Girl Finance mentors! WHAT ANITA SHARED: - Her "enough is enough" moment when it came to improving her finances - The specific things she did to pay off her debt - How she navigated all of this as a single mom - What she finds most rewarding working as a Clever Girl Finance mentor - Her key pieces of advice for mother women - AND MUCH MORE HOW TO KEEP UP WITH ANITA: - On Instagram @BerryDakara and @MommyOyoyo - Via her websites: https://www.berrydakara.com and https://www.mommyoyoyo.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Do you struggle with sticking to your grocery budget? Join the club! In this video, I share the tips and tricks that help me stick to my grocery budget that you can leverage too to save more money! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Lauren Williams is the Host and Producer of the Imperfectly Phenomenal Woman podcast. In each episode, she talks with women about the limiting beliefs that hold them back from living fully and authentically and, on today's episode she shares her own limiting beliefs as she goes on her financial journey in this conversation. For years, Lauren has been on a journey toward finding peace in who she is and, each day, she gets closer and closer to building the life of her dreams. She began the process of self-discovery, self-acceptance, and purposeful action while living in New York and has been encouraging others to embrace the journey towards a truly fulfilling life ever since. Lauren is originally from Richmond, VA, and has degrees from the University of Virginia and a master's degree from Columbia University. WHAT WAS DISCUSSED: - The limiting beliefs she has faced around her personal finances - How have limiting beliefs have affected what she has been able to accomplish financially - How she's gone about acknowledging her limiting beliefs - How she's making progress towards her financial goals while tacking her limiting beliefs AND MUCH MORE HOW TO KEEP UP WITH LAUREN: Find here @ipwomanpodcast on Instagram, Twitter, and Club House ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Do you find that you spend more money than you need to from following different influencers? Well, influencers can have a strong effect on how you spend your money especially in this day and age of hauls & unboxing mania! In this episode, learn some key tips to help you keep more of your money, spend more intentionally, and minimize shopping regrets! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

At the height of the 2008 recession, Andrea Ewalefo became a single mom, and with a 20-month-old to care for and no job. But something was different; Andrea had recently received financial education and training and knew what she needed to do to overcome the odds. Despite living on about $1750/mo for over 6 years, Andrea never missed a payment, kept her credit score in the mid 600s, and even opened investment accounts for her and her son. Now, Andrea is about to graduate with a JD/MBA, and with a new career and increased salary, she has created a plan to become a millionaire and financially independent in the next 10 years. Andrea believes in paying it forward, and she has committed to teaching other women how to be their own CFOs through Modern Lady Vibes, a community created to redefine what it means to be a lady in the 21st century by teaching independence, financial literacy, and business sense. WHAT WAS DISCUSSED: 1. Her experience of becoming a single mother with no job in the middle of the 2008 recession including the financial and emotional impact. 2. How she got interested in financial literacy and financial wellness 3. How she lived on about $1750/mo for over 6 years, never missing a payment 4. How she started investing for her son on that same income 5. Her plan to become a millionaire in the next 10 years AND MUCH MORE HOW TO KEEP WITH ANDREA - Via her website at https://modernladyvibes.com - On Instagram and YouTube at modernladyvibes ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

After being told a student loan was 'good debt' Vicki took her first loan and then went on to get credit cards and store cards and ended up owing over $70,000 (£50,000). She slowly dug herself out of debt by working endlessly and starting her own business. In this episode, Vicki shares her journey to debt freedom and navigating life after losing her dad, who was invaluable on her journey. WHAT WAS DISCUSSED - What led Vickii to her "enough is enough moment" - The types of debts she owed and their associated interest rates - How she managed emotionally with the loss of her - What she did specifically to pay off her debt - How she decided to start her own business and how she navigated the fears around having an inconsistent income initially and much more HOW TO KEEP UP WITH VICKI - Via her website: https://inside-liverpool.co.uk/ - Via Instagram: https://www.instagram.com/insidel1verpool/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

I'm sharing two super exciting updates today! Be sure to tune in :) ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode, Catherine Alford joins me to discuss how moms can prioritize their financial wellness. Catherine is a nationally recognized financial educator who started her business with a $10 domain name and grew it into a multifaceted, six-figure digital media company. She is the creator of www.CatherineAlford.com, the co-founder of www.MillennialHomeowner.com, and the author of the book Mom's Got Money: A millennial mom's guide to managing money like a boss. Through her work, she offers a suite of digital products and services include financial writing, public speaking, and influencer marketing all with the goal of helping women become more financially confident. Over the years, her writing and expertise have been featured in dozens of media outlets including Good Morning America, Yahoo Finance, Forbes, U.S. News and World Report, Real Simple, The Huffington Post, Kiplinger, Investopedia, Business Insider, and many more. She currently lives just outside of Detroit, Michigan with her husband, their boy/girl twins, and a rescue dog named Julep. WHAT WAS DISCUSSED: - What a mom's role should be when it comes to family finances - How a mom can go about managing or taking the lead with household finances - How to balance childcare vs career and still remain objective about long-term financial goals and much more! HOW TO KEEP IN TOUCH WITH CATHERINE: - Instagram @catherinecalford instagram.com/catherinecalford - Facebook facebook.com/catherinecalford - Twitter: https://twitter.com/catcalford ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Check out our best-selling books: clevergirlfinance.com/books ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today's podcast is all about what to do with money once you get to the other side of debt and financial coach Mrs. Miller is here to share her own personal experience! Mrs. Miller is a Latina and native New Yorker. She is a first-generation college graduate and daughter of an immigrant who is on the FIRE (Financial Independence, Retire Early) journey along with her husband. In her 20s she was a high-income earner yet living paycheck to paycheck. Today she's on her way to being financially independent in 4 years. She is also the founder of Financially Thriving where she helps high-achieving women who feel overwhelmed by the thought of Budgeting, Saving, and Investing. She's the financial coach for women who need help balancing what they want today without forfeiting what they'll need in the future. WHAT WAS DISCUSSED: * How she started her financial journey including her motivation to become debt-free * What compelled her to focus on saving and investing after becoming debt-free * How she has managed feeling guilty and wealth shaming * The specific steps she's taken so far to save And so much more HOW TO KEEP UP WITH MRS MILLER: Instagram: @mrsmilleronfire Website: millersonfire.com ARTICLE MENTIONED: https://www.clevergirlfinance.com/blog/how-to-reduce-your-taxable-income/ ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Check out our best-selling books: clevergirlfinance.com/books ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Did you know that being a people pleaser can completely derail your finances? Plus you may be "people-pleasing" without even realizing it. In this episode, learn how you can identify when you are people-pleasing as well as key tips on how to act differently! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On today's episode, Nana Eyeson-Akiwowo has a candid conversation with me on the journey to starting and growing her business! Nana is the co-founder of Fourth Phase aftercare boxes, a social entrepreneur, and seasoned humanitarian with a strong commitment to advocating adequate and accessible health care for all under-resourced women, children, and families. Created by moms for moms, the Fourth Phase afterbirth care box helps mothers heal, feel, and be heard and each box is curated with a new mother's physical and emotional recovery in mind. WHAT WE DISCUSSED: * Why Nana chose to start a business focused on postpartum care * What's been most challenging in getting her business off the ground * How she found her co-founder and the dynamics of their relationships. * Her proudest business moments * Advice she would give up and coming entrepreneurs KEEP UP WITH NANA: Via her website - https://www.fourthphasebox.com/ Via Instagram - https://www.instagram.com/fourthphasebox/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today on the Clever Girls Know Podcast, our Head of Customer Experience here at Clever Girl Finance Esther Bangura joins me to have a conversation on how we are managing our money and lives in general as we continue to navigate life in a global pandemic. WHAT WE DISCUSSED: - Our current concerns about the economy - Some of the things we are doing for our finances in 2021 and beyond - Whether the pandemic has changed our financial goals - What we are doing for mental health and wellness AND MORE ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books

Have you ever taken a serious look at your spending and noticed any trends or habits you weren't too happy about? Well in this episode, I'm sharing the tops ways we waste money and tips to combat this wastefulness that will hopefully help you reduce overspending and save some money! ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today, on the podcast we are talking about overcoming lack and scarcity mentalities and embracing abundance! To have this conversation, my special guest is Dr. Chavonne Perotte. Dr. Chavonne Perotte is a life and marriage coach who helps women and couples develop the mindset to create happy marriages. She is also a trained as a social science researcher. She received her doctorate from the Johns Hopkins Bloomberg School of Public Health and focused her research on communication and intimate partnerships. She is the author of Voices in Your Ear: New Conversations to Transform Your Mind and Renew Your Marriage and is the Founder of RelateAble, LLC. a coaching practice that provides private coaching to clients all over the world. WHAT WAS DISCUSSED: * How having a lack/scarcity mentality can be defined and identified * Chavonne's personal experience a lack mentality * How having a lack mentality impacts relationships, marriages, friendships, etc * How to overcome having a lack/scarcity mentality * How to go about embracing abundance without guilt AND MUCH MORE HOW TO KEEP UP WITH CHAVONNE: Website: drchavonne.com Podcast: Love Marriage Again with Dr. Chavonne Instagram: chavonneperotte ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

In today's episode, Olivia Summerhill joins me to discuss how to avoid the money conflicts that lead to divorce. Olivia has been in finance for almost a decade, growing up with a family devastated by divorce and wealth. She decided to get into finance to control her future and found a niche after working with women going through divorce. Today, Olivia works with women to help them navigate divorce, protecting their lifestyle throughout the divorce process. She works closely with her clients' divorce mediators to negotiate the most advantageous settlements. After the divorce finalization, Olivia uses her knowledge of behavioral finance to work with her clients on topics relating to a divorce's impact. Specifically, on psychological behaviors such as self-awareness, money patterns, and effective financial decision-making, her female clients can control and maintain their living standards. WHAT WAS DISCUSSED ON THE EPISODE: * How divorce impacted Olivia growing up * The major money conflicts that can lead to divorce * The types of behaviors that tie into financial conflict * Advice for couples to minimize financial conflicts from escalating into divorce AND MUCH MORE KEEP IN TOUCH WITH OLIVIA: Learn more about her resources and services: at https://summerhillwealth.com Listen to her podcast, Divorce for wealthy women via https://anchor.fm/summerhillwealth ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Bevin Morgan is a Financial Wellness Coach who specializes in helping Black female entrepreneurs and creators gain confidence in their financial futures. She has been passed over for promotions and is intimately familiar with being stuck in jobs where the responsibility seems to increase while the salary never does. She has started and failed at more businesses than she can count but has used that experience to find her passion. Through all of that, she has become completely debt-free and has started her journey in real estate investing. WHAT WAS DISCUSSED ON THIS EPISODE: * How Bevin became debt-free * Why she decided to invest in real estate * How she prepared to purchase her first unit * How she determined profitability on her first investment * How she manages rent collection, cash flow, and repairs * The issues and challenges she's faced * and more THE RESOURCE BEVIN MENTIONED: biggerpockets.com HOW TO KEEP IN TOUCH WITH BEVIN: Via IG @bevinmorgan On her website: Bevinmorgan.me ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On today's episode, Dannie Vann shares how she navigated a divorce and getting herself back on her feet financially all in the same year. She went from not having a bed when she moved out to finding a better paying job, negotiating her income, getting her own place, and finding emotional peace. MORE ABOUT DANNIE Dannie is the founder of Penniestowealth.com, a financial coach, and a Certified Financial Education Instructor (CFEI). In 2 years, she eliminated over $130k in debt and has helped guide her audience to financial freedom. She educates her online "Wealthy Fam" on budgeting, investing, and frugal living tips while sharing the high and lows of her own financial journey. WHAT WAS DISCUSSED: How Dannie navigated getting divorced and saving $60k all in the same year How she managed the emotions and mental health of navigating her divorce and finances through a pandemic How she went about saving $60,000 Her key advice for women going through a similar journey AND MUCH MORE KEEP UP WITH Dannie Instagram/Twitter: @penniestowealth Website: penniestowealth.com/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Today, my guest Tara Jones-Williamson is sharing her journey to paying off $60k in 2 years as a single mother! Tara is a feminine Financial Success Coach and Lifestyle Designer who is dedicated to helping women slay their financial and lifestyle goals. Over 10 years ago, she created and executed a plan that allowed her to press reset and go from financial struggle and failure to financial success and freedom. With her daughter on her lap, she paid off over $60,000 of debt as a single mother. She then launched Your Pretty Pennies, an online financial lifestyle brand, where she educates and empowers women to move from making poor financial choices to using their income to manifest their best lives. WHAT WE DISCUSSED: - Why Tara decided to create a plan to help her reset and pursue financial success and the aha moment that caused that decision - How she managed to do it on just a single income - The specific things she did to pay off the debt - The lessons she's you teaching your daughter today about money and financial wellness AND MUCH MORE KEEP UP WITH TARA On Instagram: @yourprettypennies Via her website at www.yourprettypennies.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Ariel Belgrave is a leading voice in women's health. At the very start of the pandemic, Ariel quit her job at Facebook to pursue her business full-time after running it as a side hustle for 6 years. In this interview, she shares her journey with us on exactly how she did it! MORE ABOUT ARIEL As a certified health coach, fitness trainer, and the CEO of Gym Hooky, her mission is to help women achieve their dream body without fad diets or working out every day. Her commitment to women's wellness has earned her opportunities to work with Fortune 100 companies, influence the health programs of top colleges, and receive recognition from major outlets such as The Today Show, Women's Health, Shape, Elle, Glamour, PopSugar, and Huffington Post. WHAT WAS DISCUSSED: - How she made the decision to quit her job during the pandemic - The first things she did to launch her fulltime business - How she's monetizing her business today and adding additional streams of income - How she tackles those fears that every business owner has - Why health should be a priority for us as women especially right now AND MUCH MORE KEEP UP WITH ARIEL Instagram/Twitter: @gymhooky Website: www.gymhooky.com ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Dee Olateru, is a CPA, an executive at one of the Big 4 global professional services firm, a 3-time immigrant, and the founder of The Rich Immigrant. At the Rich Immigrant, she helps 1st and 2nd generation immigrants attain financial independence, live full lives, and maintain their identities in their new homes. She was forced to pay attention to her finances when she graduated Summa Cum Laude but could not land a job. To make ends meet while she applied to graduate school she got a $10 per hour job at a factory making light fixtures. 12 years later, she's built a career that has taken her all over the world. However, many of those habits she built on a $10 per hour salary continue to guide her today on a six-figure salary! WHAT WAS DISCUSSED: Her personal experience as an immigrant in the US Applying to over 500 jobs with her undergrad degree and getting rejections and more rejections Why she instead chose to take a $10 p/h job How she learned about financial literacy and started applying her lessons to her life Advice for other immigrants in the US AND MUCH MORE AND MORE KEEP UP WITH DEE Website: https://therichimmigrant.com/ Instagram: https://www.instagram.com/therichimmigrant --- Looking for A GREAT BANK ACCOUNT to SAVE MORE? --- Check out Chime: https://www.chime.com/applytp/?ref=clevergirlfinancecgf&ad=tp_ --- Considering TERM LIFE INSURANCE? --- For great term life insurance that allows you to increase or decrease your policy as you need to with no fees, check out Ladder: https://ladder.pxf.io/c/403981/557243/9299?subId1=%7BsubId1%7D (P.S. These are affiliate links from brands Clever Girl Finance loves and trusts. If you use our links to sign up we may earn a commission which helps us grow!) ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Ready to get your money moves on for the new year? Here are 10 key money moves to make for the next year! ARTICLES MENTIONED: - How to save and pay debt at the same time: https://www.clevergirlfinance.com/blog/pay-off-debt-or-save/ - How a credit freeze works: https://www.clevergirlfinance.com/blog/should-i-freeze-my-credit/ - How to pick the best life insurance: https://www.clevergirlfinance.com/blog/term-vs-whole-life-insurance/ --- Looking for A GREAT BANK ACCOUNT to SAVE MORE? --- Check out Chime: https://www.chime.com/applytp/?ref=clevergirlfinancecgf&ad=tp_ --- Considering TERM LIFE INSURANCE? --- For great term life insurance that allows you to increase or decrease your policy as you need to with no fees, check out Ladder: https://ladder.pxf.io/c/403981/557243/9299?subId1=%7BsubId1%7D (P.S. These are affiliates link from brands Clever Girl Finance loves and trusts. If you use our link to sign up we may earn a commission which helps us grow!) Read the 2020 Clever Girl Finance Women and Money Study: www.clevergirlfinance.com/women-and-money/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today I answer two listener questions! Q1: How to respectfully say no when it comes to loaning family and friends money Q2: The idea of budgeting down to zero and creating a budget buffer ❤ Read the 2020 Clever Girl Finance Women and Money Study: https://www.clevergirlfinance.com/women-and-money/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

On this episode, I'm reflecting on 2020, sharing my 2021 goals, and discussing the 2020 Clever Girl Finance study! It was a tough year but we've made it through. Praying that 2021 is a year of recovery, joy, and prosperity. Read the 2020 Clever Girl Finance Women and Money Study: https://www.clevergirlfinance.com/women-and-money/ ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Emilie Aries is a speaker, podcast host, author, and the Founder & CEO of Bossed Up, an award-winning personal and professional development community where she helps women craft happy, healthy, and sustainable career paths. Her book, Bossed Up: A Grown Woman's Guide To Getting Your Sh*t Together, serves as a practical roadmap for women who want to set themselves up for sustainable, long-term career success and step up as the boss of their lives. WHAT WAS DISCUSSED: - Her personal experience overcoming an abusive relationship that led her owning her voice - Key tips for women to own their voices - How to build confidence in advocating for yourself as it relates to your finances - How to build confidence in advocating for yourself as it relates to your career AND MORE KEEP UP WITH EMILIE - Website: https://bossedup.com - Instagram: bosseduporg - Watch her TedX: https://www.youtube.com/watch?v=epAlxzmYyAE ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Let's talk about growing your online business! My guest today is Serwaa Adjei Pelle! Serwaa is a Business Strategist and Partner Consultant at PELLE + CO, where she works with SMBs to spur their growth by creating and executing their content and influencer strategies. She is an expert in creating digital content, events, and campaigns that resonate with smart and ambitious women. WHAT WAS DISCUSSED: - How she started her business - The fears or challenges people have around establishing an online business - Why your online presence means more than just Instagram - How to promote and brand your business without being the perpetual face of your business - Key tips you have for entrepreneurs navigating business in this season in order to thrive AND MORE KEEP UP WITH SERWAA - Website: Download her free guide at https://www.serwaaadjeipelle.com/ - IG Podcast: @shesoffscript - IG Personal brand: @serwaa_ap ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Allison is a blogger, influencer, speaker, and the founder of Inspired Budget. She and her husband paid off over $111K worth of debt on two teacher salaries over 4.5 years while growing their family. During that time, Allison went from feeling stuck, overwhelmed, and stressed and instead grew to love budgeting and personal finances. As a teacher and small business owner, Allison combined her passion for teaching and finances to help others learn how to start budgeting. Since starting Inspired Budget in 2017, Allison has been able to retire as a teacher and take her desire to help others full time. Now she is helping women all over the world get started with budgeting when they feel lost and overwhelmed. She has built a tribe of over 100K Instagram followers that turn to her for budgeting advice and inspiration to save more than they ever imagined. KEEP UP WITH ALLISON Website: inspiredbudget.com Instagram: @inspiredbudget ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Katia Chesnok is the founder & content creator of personal finance platform Economikat, where she educates Women, Latinx, and BIPOC communities on all things money and empowers them with wealth building tips to earn more, negotiate, side hustle, budget, and invest. She paid off more than 38k of credit card debt in 18 months thanks to her side hustle, which later became her six-figure business. She's an award-nominated money expert, CNBC contributor, and speaker. WHAT WE DISCUSSED: - What her "enough is enough" moment was - The kind of debt she had and what her income was - How she got the idea to start her side hustle - Her approach to paying off her debt once her side hustle started generating income - The steps she's taking to ensure her debt freedom is permanent AND MUCH MORE HOW TO KEEP UP WITH KATIA: You can learn more about her on Instagram @Economikat & her blog economikat.com ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: clevergirlfinance.com/books ❤ Follow us on Instagram: instagram.com/clevergirlfinance

Today my guest on the podcast is Jen Smith, founder of modernfrugality.com and co-host of the Frugal Friends podcast. Jen and her husband paid off $78K of debt in two years but when they started, they had a five-year plan! Jen shares what they did that resulted in them cutting their debt payoff in half without windfalls, being unemployed twice, and buying a house during that time! KEEP UP WITH JEN - On her website: modernfrugality.com - Download her free resource: modernfrugality.com/debtfree - Listen to her podcast: Frugal Friends Podcast ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

On this episode of the @clevergirlsknowpodcast @bolasokunbi shares her thoughts on why you should be seeking out opportunities, why it's so incredibly important (especially right now) and the different opportunities you should be considering. It's been a tough year but there is opportunity! ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Join Jenny Coombs, Associate Professor at College for Financial Planning (MSF, CSRIC™) and I as we discuss the risks of investments, niche, and socially responsible investing PLUS learn key tips that will help new investors create a plan. Getting started with investing is simpler than you may think, you don't have to know it all, but you do need to have a plan. ❤ Connect with Jenny Coombs CRPC®, Associate Professor, College for Financial Planning and Founder of GradMoney at gradmoney.org. ❤ Watch Jenny's TED Talks on sustainable investing: Investing for a Better World: https://www.youtube.com/watch?v=lJBCBOjcv2k Stopping the Rebuttal: The Future of Sustainability: https://www.youtube.com/watch?v=Zscd2-K5nQ0 ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Adeola Omole dug herself out of 6 figures of debt and went on to build a million-dollar portfolio with smart investing. She's also navigated uncertain times and recovered from her own investing mistakes on her path to 7-figures. In this video, Adeola shares how she did it and key investing advice for beginner investors! Be sure to tune in and share this video with your best girlfriends! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Adeola on her website at adeolaomole.com. ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Investing can be as simple or complicated as you make it. When it comes to investing, you might be wondering where to start and how you can learn more. It's important to get into the habit of building security so that you can feel confident that you have something to fall back on, even if you can't work. Join me and Jully Alma Taveras as we discuss how she got started in investing and her long term investment goals! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Jully Alma Taveras, Founder of Investing Latina, on her website at http://investinglatina.com and on YouTube at https://www.youtube.com/investinglatina ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

How do you keep your cool and stay focused when the stock market goes on a wild ride? How do you get clear on long-term investing goals? How do you navigate your emotions around investing right now - especially in a panic? Join me and Nicole Hatcher, founder of @FrugalChicLife for a conversation on how to navigate your emotions around investing, tips to think long term, and why investing is so important for us as women! Love this video? Share it with your best girlfriends! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Nicole on her YouTube channel @FrugalChicLife and on her website at frugalchiclife.com. ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://clevergirlfinance.com/course-... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Is it possible to save money and invest as a mom running a full-time business and life? Jamila Souffrant helps people to launch financial freedom in an attainable, easy to follow way. Saving and investing are about finding an approach that works for you, and Jamila shares how she and her husband accomplished the milestone of saving and investing six-figures. If you want to live life on your own terms with your partner, listen in! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Jamila Souffrant, Founder of Journey to Launch, on her website at journeytolaunch.com. ❤ Listen to Jamila on the Clever Girl Finance Podcast: 041: Jamila Saved $85k In A Year - Here's How She Did It! ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Does retiring early from your corporate career sound like an impossible dream? Kalyn Johnson Chandler was able to leave corporate life behind and is now the founder of a successful business. Join us as we discuss her story, she shares how she leveraged her business to build wealth, and gives us can't miss tips on how to invest in your own business so that you can retire early and follow your dreams. ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Kalyn Johnson Chandler, Founder and creative director of Effie's Paper, on her website at effiespaper.com. ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/course-packages/ ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

How do you start out with creating an investment portfolio especially now as we navigate pandemic? How do you manage your emotions and the uncertainty during this season? In this video, I interview Cindy Zuniga, who after the incredible feat of paying over $200,000 in student loans is now focused on building her investment portfolio during this pandemic. She shares how her original plan has adjusted due to the pandemic, her investing goals, how she's managing her emotions, and the key advice she would give anyone just starting out with building their investment portfolio - Excellent advice and tips for the beginner investor! ❤ Get the best-selling Clever Girl Finance Books: https://clevergirlfinance.com/books ❤ Connect with Cindy Zuniga, on her website at https://www.zero-basedbudget.com/ and on Instagram at @zerobasedbudget ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/cou... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

How do you navigate your life and finances through difficult times like a recession or a pandemic? Should you start or keep investing? Tune into this interview with Yezmin Thomas where she shares her first-hand experience with navigating her life and her finances after losing a significant portion of her household income during a recession. Learn how she weathered through the storm, her current investing strategy, and her long-term plans for her finances. ❤ Get my new book - Clever Girl Finance: Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Connect with Yezmin Thomas, on her website at https://www.yezminthomas.com and on Instagram at @yezminthomas ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/cou... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Are you wondering how you should invest your money? Your approach to investing may need to change due to the pandemic, and this interview is packed with advice for new investors so you can set the right goals for where your money is going. Join me and @Mama & Money - Fo Alexander as we discuss why investing is important and how she is investing her money now. ❤ Get my new book - Clever Girl Finance: Learn How Investing Works, Grow Your Money: https://clevergirlfinance.com/books ❤ Connect with Fo Alexander, Founder, Girl Talk With Fo on her website at girltalkwithfo.com and on Instagram at @girltalkwithfo ❤ Read the Clever Girl Finance article on how Fo paid off over $70,000 of student loans: https://www.clevergirlfinance.com/blo... ❤ Get access to 30+ free courses, worksheets, savings challenges, and our favorite banking resources: https://www.clevergirlfinance.com/cou... ❤ Read the Clever Girl Finance Blog: https://clevergirlfinance.com/blog ❤ Follow us on Instagram: http://instagram.com/clevergirlfinance

Your well being at work ties into your financial wellness and your mental health and so this conversation on how to deal with racism and create an anti-racist culture in your workplace is extremely important whether you are an employee or an employer. Building on her experiences developing Diversity, Equity, and Inclusion (DEI) strategies for companies including Google and AppNexus, Dorianne St Fleur is a racial equity strategist and speaker for organizations that want to build anti-racist workplaces. Her areas of focus include employee engagement and retention, inclusive hiring and onboarding, and leadership accountability. She also provides culturally responsive and inclusive career and leadership coaching for women of color in the corporate world. Dorianne has given multiple talks and has appeared on virtual and in-person stages at Columbia Business School, Dress for Success, Google, Fast Company, and Women's Leadership Forum. She is from Brooklyn, NY, and is currently living in San Jose, CA with her husband and her daughter. WHAT WE DISCUSSED ON THIS EPISODE: 1. Why she chose this line of work 2. What racial discrimination in the workplace is 3. Our personal experiences with racial discrimination 4. How employees can strive for an anti-racist culture 5. What to do if you are worried about repercussions from speaking up 6. How employers can create and advocate for an anti-raise culture HOW TO KEEP UP WITH DORIANNE Via her website: www.doriannestfleurconsulting.com On Instagram: ❤ Get THE NEW CGF BOOK - Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Follow on Instagram: instagram.com/clevergirlfinance

This podcast episode is all about financial anxiety and to have this conversation my guest is Lindsay Bryan-Podvin, founder of Mind Money Balance. Lindsay is a biracial financial therapist, speaker, and author. As the first financial therapist in Michigan, she combines financial literacy with the emotional and psychological side of money. She's passionate about helping couples and individuals learn how to have a healthy relationship with money by removing shame from it and She helps her clients navigate financial wellness in a way that works for them. WHAT WE DISCUSSED ON THIS EPISODE: 1. Why she chose this line of work 2. What financial anxiety means and the signs of financial anxiety 3. Our personal experiences with financial anxiety 4. Steps you can take on your own to tackle financial anxiety 5. When you should seek professional help PLUS MUCH MORE HOW TO KEEP UP WITH LINDSAY Via her website: www.mindmoneybalance.com On Instagram: @mindmoneybalance Also, be sure to check out her book titled The Financial Anxiety Solution ❤ Get MY NEW BOOK - Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Follow on Instagram: instagram.com/clevergirlfinance

One this episode, let's talk about financial confidence and why it's so necessary for us to develop this characteristic! Financial confidence is not about much money you have, it's about being confident in your decisions and not allowing yourself to be taken advantage of. You can have financial confidence on your journey to financial wellness - whether you are just starting your journey, in the middle of paying off debt, or bulking up savings. Tune in for key tips to help you develop your financial confidence! ❤ Get MY NEW BOOK - Learn How Investing Works, Grow Your Money: clevergirlfinance.com/books ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Follow on Instagram: instagram.com/clevergirlfinance

Today on the podcast I have one of my girlfriends, Fo Alexander back as a guest to have a conversation with me about life, business and finances including how we are both spending and investing our money differently in this season. Today's episode is sponsored by SmartyPig! SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement. When you open a SmartyPig account, there are no fees! This means there are no fees to join, no fees to save, and no fees to withdraw your money. SmartyPig online savings accounts are offered through Sallie Mae Bank, Member FDIC. LEARN MORE ABOUT SMARTYPIG: www.SmartyPig.com/?DTD_CELL=RDPCSM…OTOTHOTHRN010000 ABOUT FO: Fo is a millennial personal finance expert whose story of paying off nearly $47K of debt in less than 6 months took the Internet by storm. She is the editor-in-chief of the Mama and Money Blog, a motherhood and personal finance platform for women as well as the founder of the GirlTalkwithFo blog and podcast where she shares financial resources for women WHAT WE DISCUSSED ON THIS EPISODE: 1. How has the pandemic affected our lifestyles 2. What our biggest concerns are 3. Where we see the biggest opportunities 4. How our spending has changed 5. How our investing has changed AND MUCH MORE HOW TO KEEP UP WITH FO: Via her websites: https://mamaandmoney.com and https:// girltalkwithfo.com Via YouTube: youtube.com/mamaandmoney ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

While it's a crazy time in the world with the pandemic there is still hope and there is still opportunity. On today's episode Jazmine Waller shares how she's budgeting and STILL saving money despite the pandemic. Today's episode is sponsored by SmartyPig! SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement. When you open a SmartyPig account, there are no fees! This means there are no fees to join, no fees to save, and no fees to withdraw your money. SmartyPig online savings accounts are offered through Sallie Mae Bank, Member FDIC. LEARN MORE ABOUT SMARTYPIG: www.SmartyPig.com/?DTD_CELL=RDPCSM…OTOTHOTHRN010000 ABOUT JAZMINE: Jazmine Waller, is financial influencer, speaker and CEO of Budget Treasures. Based on her experience she has paid off over $20,000 of debt and has helped her clients become debt-free and increase their income by increasing their income.streams. She is self-educated on how to effectively manage finances and create processes and systems to experience true financial freedom. Her passion is to help single moms on their financial journeys with encouragement, knowledge, systems, and reassurance that they too can experience peace and freedom in their finances. WHAT WE DISCUSSED ON THIS EPISODE: 1. Her enough is enough moment that put her on the journey to improving your finances? 2. How has the pandemic affected her budget and pursuing financial goals 3. How she's budgeting and spending differently right now 4. How she's been able to still save despite whats' going on AND MUCH MORE HOW TO KEEP UP WITH JAZMINE: - Via her website at https://www.budgetreasures.com/ - Via Instagram @budget_treasures_ - On YouTube: youtube.com/budgettreasures ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

On today's episode, Aja shares her journey to becoming debt-free by paying off $200,000 in just 23 months. This podcast episode is brought to you by the incredible Fab Aid initiative created by First Aid Beauty. First Aid Beauty has committed $1 million this year to help new graduates pay off their student loans. Plus they are adding 10% of the sales of their limited-edition FAB AID Ultra Repair Creams to their commitment. Learn more and enter to win at http://bit.ly/CGFFABAID To enter, all you have to do is fill out an application and submit a video sharing your student loan story. ABOUT AJA DANG: Aja Dang embodies the beauty of balance. This actress, model, T.V. and YouTube personality is dedicated to promoting a lifestyle that creates a healthy mind, body, and soul. Across all social media plat- forms, Aja epitomizes the modern multifaceted woman. Generating genuine and authentic dialogue with her community, Aja addresses real life issues of finance, beauty, fitness, politics, relationships, and personal care. She has also launched a podcast, "Heavy Topics with Lightweights" with her best friend Laura Varney. In doing so, Aja has created a platform that is uniquely motivational, aspirational, and sustainable. WHAT WE DISCUSSED ON THIS EPISODE: - Aja shared the enough is enough moment that caused her to want to pay off her loans in full - The specific things she did to pay off her debt including details of her income - How she kept herself and continues to keep herself motivated now that she's focused on saving and investing - The steps she's taking to ensure she maintains her debt freedom AND MUCH MORE AJA'S YOUTUBE CHANNEL: https://www.youtube.com/ajadang AJA'S DEBT PAYOFF VIDEO: Her debt payoff video: https://youtu.be/Yvd0JwZj2hA ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Managing your finances as a single mom can be challenging, but despite this with intention and focus you can build wealth and become financially successful. Today's episode is sponsored by SmartyPig! SmartyPig is a free online piggy bank for people saving for financial goals like holiday gifts, vacations, and even retirement. When you open a SmartyPig account, there are no fees! This means there are no fees to join, no fees to save, and no fees to withdraw your money. SmartyPig online savings accounts are offered through Sallie Mae Bank, Member FDIC. LEARN MORE ABOUT SMARTYPIG: https://www.SmartyPig.com/?DTD_CELL=RDPCSMDCOTDOOTOTOTHOTHRN010000 My guest on this episode of the podcast is my dear friend Chaka Serrant she shares money tips for single moms based on her experience building wealth as a single mother. MORE ABOUT CHAKA: Chaka Serrant is a Management Consultant at a Global Technology Consulting Firm and Licensed Cosmetologist. As a boy mom and a believer in Christ, her focus has shifted to being a good steward over her time, finances, and relationships. After finding herself in debt continually, something had to give, she became intentional about her career, paid debt, and diversified her investments with real estate, retirement savings, stocks, and began working with a Financial Planner. One of her financial goals is limiting her taxable income during her retirement years. As a single mom, she has learned that sometimes we can't do it all once, so outsource, it's ok to ask for help! WHAT WE DISCUSSED ON THIS EPISODE: - Chaka shared her biggest challenges savings and investing as a single mom and what she has done with well. - How she's prioritizing her mental wellness and leveraging help to parent successfully. - How she focused on earning more once her son came into the picture. - She also shares what she's teaching her son about money and the legacy she wants to leave for him. AND MUCH MORE KEEP UP WITH CHAKA: Via Instagram at https://instagram.com/chakaserrant ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance

Today's guest on the podcast is Marty McDonald and we are talking about side hustles and entrepreneurship. ABOUT MARTY MCDONALD: Marty is a side-hustler turned CEO of Boss Women Media. Like many, she wants to live her best life so she decided to leap after her dreams of creating a community of empowerment, change, and freedom after an 11-year corporate career with various fortune 500 companies. She took an idea based on connection and turned it into a movement including the multi-city Black Girl Magic Tour, the annual Boss Woman of the Year Summit, and a loyal community of more than 100,000 women. Marty's plan is to continue to expand the growth of the community of women she is building and to help them empower one another through connection, networking, and workshops. She knows that most women are allowing fear to hold them back from accomplishing the goals they desperately want to achieve so now she is on a mission to connect with women who want more, women who have big goals, big dreams and are chasing them every single day. As part of her pivot in this season, she has launched the Black Girl Magic 2 Day Digital Summit taking place on August 15th and 16th 2020 and you can learn more about that on bosswomen.org when it's announced soon. WHAT WE DISCUSSED ON THIS EPISODE: - Marty shares her personal story, having to continuously prove herself at her corporate job and what led her to start her business - including putting half of her paycheck towards building her business before she went full time. - She shares her biggest challenges and successes building her business - The 3 key pieces of advice she would give an entrepreneur starting from the bottom up with nothing hoping to achieve their success AND SO MUCH MORE KEEP IN TOUCH WITH MARTY: Via Instagram - https://www.instagram.com/bosswomenmedia Via her website - https://bosswomen.org/ ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance