The Clever Girls Know Podcast With Bola Sokunbi

Sharing my end of year check-in, some updates and new year motivation for 2020! Catch the Clever Girl Finance 2020 goal setting replay here: https://youtu.be/lKBhkiAFco4 ❤ Get the Clever Girl Finance roadmap: clevergirlfinance.com/financial-roadmap ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

{Today's podcast episode is sponsored by Frost Bank} What kind of optimist are you? Take the quiz! https://www.optforoptimism.com/optimism/quiz/ Talking about finances with your partner can seem scary but it doesn't have to be! We've collaborated with Frost Bank to break down just how to have this conversation with optimism and with the help of a Money Do List! To discuss this on the podcast, my guest today is Angela Holliday! Angela K. Holliday is the President of Frost Brokerage Services, Inc. and Frost Investment Services, LLC overseeing the firm's financial advisor teams, sales management, operations, and compliance. She began working at Frost in 1996 as a Sales Assistant and later went on to serve as the Trading Manager, Operations Manager, Sales Support Manager, and Chief Operations Officer. Her leadership is guided by the Frost core values, integrity, caring and excellence. She also has the FINRA Series 7, 24, 28, 63 and 99 licenses. On this episode we discussed: - Angela's money story and what she's most proud of. - How women can navigate the difficulties or fears that come with talking about money in their relationships. - The study Frost Bank recently conducted that found having an optimistic outlook has a direct and positive impact on financial well-being. - Tips based on the Money Do List Clever Girl Finance and Frost Bank put together for women to use when approaching the money conversation with their partners. - How can couples leverage optimism to navigate different financial situations especially when it comes to things like paying off debt or planning for the long-term. Read the full Money-Do List breakdown put together by Clever Girl Finance and Frost bank here: https://www.clevergirlfinance.com/blog/how-to-talk-to-your-partner-about-money To learn more about Frost Bank, take the optimism quiz and participate in the 30-day optimism challenge, please visit: https://www.optforoptimism.com/ ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Get the Clever Girl Finance Roadmap! https://clevergirlfinance.com/financial-roadmap As we come to the end of the year and the start of a new year and decade, assessing your circle of influence is a must-do exercise for everyone and my guest today, Barbara M. Little's will help us do just that! Barbara's name is synonymous with "change agent" as she empowers organizations and women to "Find Their Voice" in leadership, business, and ministry, and infuse it into their organizational culture. She believes that "to be like everyone else is to be like no one". As the CEO of Purpose by Design, Barbara's uniqueness lies in her ability to see the end from the beginning and to utilize her skill set of over 30 years as a corporate attorney and leader to develop systems and strategies that work. She is a founding partner and certified coach, speaker, and trainer with The John Maxwell Team, where she currently serves on the President's Advisory Council. Above all things, Barbara is a lover of God and people. On this episode we discussed: 1. Why your circle of influence is so important 2. Her personal story behind really getting clear on who and what influences her 3. How we can assess who is on our bus, who to let on and who heeds to get off 4. Her key tips for women when it comes to relationships and circles of influence and so much more How to keep up with Barbara: - Stop by her website at https://www.barbaramlittles.com ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Get the Clever Girl Finance Roadmap! clevergirlfinance.com/financial-roadmap On today's episode, Yezmin Thomas shares the wake-up call that caused her to turn her finances around completely and achieve financial wellness. About Yezmin: She is a working mom, award-winning journalist, and financial coach teaching high-achieving moms how to live out their best financial futures. She believes that one of the smartest decisions she has ever made with money is to pursue a debt-free lifestyle. As a result, she gained the financial freedom to make a career move, start a business, and have more time for her family. Through her blog, podcast, and YouTube channel in English and Spanish, she teaches busy moms how to maximize their income, achieve their money goals, and improve their financial well-being. She uses her training as a Ramsey Solutions Master Financial coach, her experience as an 11-time regional Emmy award-winning investigative journalist, and the lessons she learned surviving unemployment after the 2008 Recession, to teach driven women how to take charge of their financial success. What we discussed on the episode: 1. Her personal money story and how she went from being a journalist to a personal finance expert 2. Her biggest challenges as she worked on becoming debt-free 3. Issues holding women back from financial success and the corrective actions they can take. 4. The one thing that helps her and her husband manage their finances successfully today How to keep up with Yezmin: - English speakers: www.yezminthomas.com - Spanish speakers: www.asivivomejor.com ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Get the Clever Girl Finance Roadmap! https://clevergirlfinance.com/financial-roadmap Today's podcast episode is all about building a successful business. Meet Modupe Marianne Ladapo, the founder of Lenox Cupcakes, a gourmet baked goods company serving the metro-Atlanta area. The company began its initial operations in 2008 from her home kitchen using the eggs and butter in her fridge, selling to people she already knew. A $17 investment in a website opened the door to several corporate clients. She strategically elevated her business operations and went from a home-based business to serving some of the world's largest companies – Google, Microsoft, Coca-Cola, CNN, and AT&T, to name a few. She currently operates two neighborhood bakeries where she can be found dancing to 2000s pop behind the scenes. What we discussed in this episode: - Her personal story starting her business - How she transitioned from employee to full-time girl boss - Her biggest challenges and successes in business - How she grew her business online - Key tips and tricks for business owners Blog post referenced: - Recession proofing your finances: https://www.clevergirlfinance.com/blog/5-critical-things-to-do-to-recession-proof-your-finances/ Books mentioned: - The E Myth Book by Michael E. Gerber - Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine by Mike Michalowicz - Girl, Wash Your Face by Rachel Hollis How to keep in touch with Marianne or place an order: - On the website at https://lenoxcupcakes.com - Social medial - @lenoxcupcakes ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Today's episode is all about working on your self-discipline! Becoming a master of self-discipline is difficult and is something you need to work on consistently. Learning how to build self-discipline skills can allow you to quit bad habits, accomplish long-term and short-term goals, and change your life completely. In this episode, I'm sharing key steps to build your self-discipline and work toward the better life you deserve. ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Meet Dr. Una! Dr. Una is the founder of Ivy League Pediatrics, a multi-site pediatric practice in Georgia. Over the last nine years, it has thrived and has been voted 'Best of Gwinnett' for four years in a row and rated 5 stars by over 250 parents. While building this, she developed a love for entrepreneurship and has since built many other successful businesses. Like many doctors, Dr. Una was ignorant, scared and felt like an imposter when she started out in business because she was trained to be a great clinician, not an entrepreneur. Over the years, she learned that the two do not need to be mutually exclusive so she embraced both worlds. As a result, she is able to enjoy the practice of medicine, develop her other interests and best of all, not miss time with her family. In 2018, Dr. Una founded EntreMD, a platform created to help physicians embrace entrepreneurship. Through conferences, online courses and coaching, she has helped many doctors build successful businesses so they can practice medicine and live life on their own terms. On this episode we discussed: - How she got into this space of helping high-income earners (specifically physicians) become entrepreneurs or improve their careers - Why physicians should become entrepreneurs - The biggest mistake high-income earners make with their finances - Some of the mindset blocks high-income earners have around earning even more money - Her own financial and business goals and more Books mentioned: - Rich dad, Poor Dad - 10x Rule Grant Cardone How to keep up with Dr. Una: - Stop by her website at entremd.com ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

Meet Ashley! Ashley Patrick is the founder of Budgets Made Easy and The Money Mindset Podcast. She helps families eliminate debt using simple strategies so they can stress less and live the life they want. She was able to pay off $45,000 in just 17 months including $25,000 in student loans in just 10 months. She has been featured on Fox Business, Yahoo! Finance, USA TODAY, MSN, CNBC, NerdWallet, and many others. On this episode we discussed: 1. The 401k loan that cost her and her husband $1,000,000 based on their retirement age - 2. How she paid off $45,000 in 17 months 3. Her biggest lessons from both experiences 4. The advice she would give anyone who has made similar money mistakes 5. Her next major financial goal and more Books mentioned: - Total Money Makeover by Dave Ramsey - The monk and the merchant - Building a story brand How to keep up with Ashley: - Visit her website at Budgetsmadeeasy.com and be sure to listen to her podcast titled The Money Mindset Podcast ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

On today's episode of the podcast, I'm answering questions from Laura, a listener of the podcast. She has some very specific questions about what to do as she works towards paying off her debt on a five-year plan that she has created alongside her husband. You'll want to tune into this one! Sinking funds article: https://www.clevergirlfinance.com/blog/how-to-set-up-sinking-funds/ Emergency funds article: https://www.clevergirlfinance.com/blog/why-you-need-an-emergency-fund/ ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Join Clever Girl Finance: clevergirlfinance.com ❤ Follow on Instagram: instagram.com/clevergirlfinance

The Clever Girls Know Podcast hosted By Bola Sokunbi. On this episode of the podcast, I share how I got in my own way in regards to a goal I wanted to accomplish and then, what I did to get out of my own way to successfully achieve that goal. I'm also answering a listener question on how to get started with their small business idea. ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

Meet Okeoma Moronu Schreiner! Okeoma is a mother of two, personal finance nerd and corporate finance attorney who loves helping parents and children grow interest in their money! She's also the founder of the Happy Lawyer Project and most recently the author of the children's book "The missing money monsters". What we discussed on this episode: - Why she's passionate about financial wellness for kids - How she learned about money as a child and how it contributed to her having a scarcity mindset - Building financial confidence in your children - How she teaches her kids about money - Tips for moms to help teach their kids about money - The inspiration for her new book Okeoma's book: The missing money monsters (https://www.amazon.com/dp/1733806717/) Keep up with Okeoma via her website at http://thehappylawyerproject.com Check out the Clever Girl Finance course on teaching your kids healthy money habits: http://dfl4.us/s/7149b15c ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

My guest today is Tess Wicks! Tess is a wealth and mindset coach for online entrepreneurs. Through her podcast and online platform, Wander Wealthy, Tess helps her clients identify their income goals, overcome major money mindset blocks, and implement her Easy Profit System to manage the money in their business and personal life with ease. On this episode we discussed: - Her personal story on how she moved from being an actuary with a large corporation to helping businesses with their finances and running her business from Italy - The importance of creating a plan for your personal finances AND business finances - Where to start with pricing your products and services - How to start testing your business model and pricing strategy - How to raise your prices - The mindset needed to have a successful business and the practices you can implement to develop your mindset - Your favorite business book - Your clever girl superpower - How folks can reach you My blog post mentioned: - How to create a successful side hustle business - A step by step guide: https://www.clevergirlfinance.com/blog/start-a-successful-side-hustle-business/ Books mentioned: - Profit First - Tapping into Wealth by Margaret Lynch How to keep up with Tess: - Stop by her website at https://wanderwealthy.com Listen to my episode on the Wander Wealthy Podcast with Tess: - https://www.tesswicks.com/podcast/episode106 ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

Today's episode is with Leah Gervais. Leah is the founder of Urban 20 Something, the host of the Your Biggest Vision podcast, and a leading business coach. She started her "for fun" blog years ago to document her career confusion and start what she hoped to be a profitable side hustle. She turned that into her full-time and a six-figure business and works with women around the world to scale their platforms and pursue their biggest visions. Leah's story of side hustle turned six-figure business, as well as her story on turning debilitating pain of grief into the pursuit of her passion, have been featured on CNBC's Grow, The Associated Press, The Huffington Post, and Thrive Global. On this episode Leah shares: 1. Her personal story including dealing with her dad's death and how the experience became the catalyst for her business success 2. Dealing with grief while pursuing success 3. Her biggest business failure and then success 4. Tips for women to pursue revenue and profitability in business and more The books Leah mentions: The Science of Getting Rich: https://www.amazon.com/dp/164095130X/ref=cm_sw_r_tw_dp_U_x_Z0KBDb10NKBN9 Clever Girl Finance: https://clevergirlfinance.com/book You can keep in touch with Leah via her website at https://urban20something.com/raisemyincome and on Instagram @urban20something.com ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

Long-time no solo podcast! On this episode I'm sharing: - Some new Clever Girl Finance updates - How I got intentional with my summer - My assessment of my finances and goals this summer - Some Q4 motivation - PLUS I interview my 5-year-old twins about money! ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

Today's guest is Camilla Banks. Camilla is the founder of HollandLuxe Properties (a real estate firm) and HollandLuxe furniture (a custom furniture company). Camilla started her real estate company in 2017 out of a passion of wanting to help people learn the value of real estate and leveraging credit to build assets, not debt. Prior to becoming self-employed, Camilla didn't know much about finances or credit and didn't learn it growing up either and so she went through her 20's figuring it all out on her own. On this episode, Camilla shares: 1. How she got started in real estate and custom furniture making 2. How she transitioned from getting fired to building two profitable businesses that pay her a full-time salary 3. How she grew her businesses by asking for referrals 4. Why it's important to not be afraid or shy when it comes to building your business 5. Why you shouldn't be ashamed to stay at your job while you start your business and how what you learn can apply to your business 6. Her business finance tips that have helped her grow her business How to keep up with Camilla: - On Instagram @hollandluxe - Website: https://www.hollandluxe.com/ ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

It's time for another episode of the Clever Girls Know podcast and my incredible guest today is Alexandra Lebenthal. Alexandra Lebenthal has led companies on Wall Street for over thirty years. Most recently, she was the CEO of Lebenthal Holdings, a diversified financial services firm that included the nation's largest woman-owned broker-dealer. Alexandra comes from a storied Wall Street family. Her grandparents, Louis, and Sayra Lebenthal, founded Lebenthal & Co., Inc, a municipal bond specialist, in 1925. Her father, Jim Lebenthal, created a mass market for municipal bonds and was known as the spokesman for the industry. One of the most recognizable women on Wall Street, Alexandra is a frequent commentator in the media, an official CNBC contributor, and a highly sought-after speaker on a wide range of topics, including financial services, capital markets, or women-in-business topics. What we discussed on this episode: - Women and money - Her story on wall street - Why money is important for women - Teaching her kids about money - Money tips for new investors - Business tips for entrepreneurs - Changing your mindset about money - Tips on networking How to keep up with Alexandra: - LinkedIn: https://www.linkedin.com/in/alexandralebenthal/ - Her book: Financial platforms mentioned: - Acorns: https://acorns.com - Robinhood: https://robinhood.com/ - Stockpile: https://stockpile.com My blog post: - Things said to me as a female founder that would never be said to a man: https://www.bolasokunbi.com/blog/thing-ive-been-told-as-a-female-founder-that-would-never-be-said-to-a-man ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

The Clever Girl Finance book is officially here(https://clevergirlfinance.com/book)and today, I'm catching up with Melisa Boutin a student loan expert who is featured in the Clever Girl Finance book. Melisa has paid off over $37,000 of her student loans and shares key strategies and tip to establish the right mindset and get ahead of the interest charges that keep most people in the long term cycle of their student loan debt. Check out the student loan courses mentioned: https://courses.clevergirlfinance.com/p/student-loan-basics/ The Youtube video for this episode: https://youtu.be/7VkrEm8Sxbg Keep up with Melisa on her website: https://yourmoneyworth.com And on Instagram @melisaboutin P.S. Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Order your copy (and tell all your girlfriends) - https://clevergirlfinance.com/book It's available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

The Clever Girl Finance book is officially here(https://clevergirlfinance.com/book)and today, I'm catching up with Brittney Suttle who is featured in the book! Brittney set a goal to achieve a $250k net worth which she has now exceeded and is now in the $300k range. In this catch-up video, she shares her motivations to achieve this goal and what she's doing to continue to grow her net worth! The Youtube video for this episode: https://youtu.be/JMySvPKyqas Keep up with Brittney on her website: https://www.brittandthebenjamins.com/ And on Instagram @brittandtheb P.S. Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Order your copy (and tell all your girlfriends) - https://clevergirlfinance.com/book It's available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

The Clever Girl Finance book is OFFICIAL! Celebrate with me at my upcoming book launch party on Thursday, June 27th at 9:00pm EST! HOW TO REGISTER: https://www.crowdcast.io/e/the-clever-girl-finance-book On today's episode of the podcast, I'm catching up with Monica Louie who was on episode 54 of the Clever Girls Know podcast and who is also featured in the Clever Girl Finance book. Monica and her husband paid off $120k of debt in 2 years without making 6 figures, with 2 kids! Fast forward to today, she's now built a 6 figure business and is living her best life. The Youtube video for this episode: https://youtu.be/uG3Q2vy8Nbk Monica's podcast episode on Clever Girl Finance: http://bit.ly/2WUGgPN Keep up with Monica on her website: https://www.monicalouie.com/ Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Order your copy - https://clevergirlfinance.com/book It's available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

The countdown to the launch of the Clever Girl Finance book on June 25th, 2019 continues! And today, I'm catching up with Molly Stillman who was on episode 47 of the Clever Girls Know podcast and who is also featured in the Clever Girl Finance book. She shares how she dealt with the various emotions that come with going through the process of paying off $37,000 of debt. She also shares how she created a mindset shift to help her get through it and pay off all of her debt and the way she deals with and thinks about her money today! Today she debt free in both her personal and business, with the exception of her mortgage which she's working on paying off alongside with her husband! The Youtube video for this episode: https://www.youtube.com/watch?v=QzbJUR86w3o Molly's podcast episode on Clever Girl Finance: http://bit.ly/2KkdVRj Molly's podcast: http://businesswithpurposepodcast.com/ Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Pre-order your copy - https://clevergirlfinance.com/book Join our exclusive virtual book launch party!: https://clevergirlfinance.com/book-launch It will be available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide!

The countdown to the launch of the Clever Girl Finance book on June 25th, 2019 continues! And today, I'm catching up with Dorianne St. Fleur who was on episode 61 of the Clever Girls Know podcast and who is also featured in the Clever Girl Finance book where she shares specific tips on how to get the career of your dreams, career mistakes to avoid and tips to negotiate your salary! TAKE THE COURSE: Dorianne also has an awesome course on the Clever Girl Finance on how to leverage LinkedIn to find a high paying job: https://www.clevergirlfinance.com/courses/how-to-use-linkedin/ GET THE BOOK: Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Pre-order your copy - https://clevergirlfinance.com/book It will be available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide! - The YouTube recording of this podcast: https://www.youtube.com/watch?v=T6KLozgAb5U&t= - Dorianne's original podcast episode: https://www.clevergirlfinance.com/podcast-episodes/the-strategy-behind-a-career-you-love-that-pays-you-what-you-are-worth/ - To keep up with Dorianne visit: https://yourcareergirl.com

I'm counting down to the launch of the Clever Girl Finance book which comes out on June 25th, 2019. With that mind, here's another catch-up video with one of the women I feature in the book, Adeola Omole to see how she's doing now that she's achieved a net worth of 7 figures. Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Pre-order your copy - https://clevergirlfinance.com/book It will be available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide! - The YouTube recording of this podcast: https://youtu.be/pGh3CnwxtB0 - Adeola's original podcast episode: http://bit.ly/2VIVt5T - To keep up with Adeola and get her book: https://www.adeolaomole.com/

The Clever Girl Finance book comes out on June 25th, 2019 and I am super excited. I'll be sharing some catch-up videos with some of the women I feature in the book to see how they are doing in the aftermath of them achieving some major financial goals. Help make the Clever Girl Finance book a success as one of the best personal finance books ever :) Pre-order your copy - https://clevergirlfinance.com/book It will be available everywhere books are sold in ebook, audiobook and physical book formats - You can purchase worldwide! - The YouTube video of this podcast episode: https://www.youtube.com/watch?v=oPbyXpxZB3w - Naseema's original podcast episode: http://bit.ly/2VYlAea - To keep up with Naseema, stop by her website at https://financiallyintentional.com

My guest on the podcast today is Raegan Moya-Jones. Raegan built aden + anais while working a full-time job in ad sales and with only $15,000 in initial capital, and didn't quit her 9-5 until they hit the $1 million mark in revenue. After working with a manufacturer to have prototypes made of the swaddling blankets, Raegan knew she was onto something after giving birth to her second daughter and realizing the nurses at the hospital had swiped all her samples. Without an MBA, Moya-Jones took a more grassroots approach to build the brand by going door-to-door to boutiques in her spare time to spark interest in her muslin blankets. In 2013, Prince George emerged from the hospital in aden + anais, subsequently causing the company's site to crash from high demand. On this episode we discussed: - What inspired Raegan to write her new book - What it takes, How I built a $100 million business against all odds - The beginning of her story of how Aiden and Anais started - How she went from being a rebellious young woman, struggles with her mum, not having a high priced MBA to becoming the CEO of a $100 million business. - The issues women face and the stereotype placed upon us despite our ability to build incredibly successful businesses, raise children and more - all at the same time. - Her biggest challenges and successes building Aiden and Anais - Her tips for women to become more successful with money and in business How to keep up with Raegan: - Via her website at https://raeganmoyajones.com - Get her book, What it takes, How I built a $100 million business against all odds In it, she covers: - What it's like butting heads with investors (or co-founders) - What to really do when you're running out of money - Experiencing "mum guilt" and what to do with it (wanting to start a business does not mean you love your family any less!) ❤ Get the Clever Girl Finance book: https://clevergirlfinance.com/book ❤ Join Clever Girl Finance: https://clevergirlfinance.com ❤ Follow on Instagram: https://instagram.com/clevergirlfinance

Meet Lauren Jackson. This episode is all about how Lauren went from a medically induced coma to 400k in medical debt and now is on the path to financial recovery. Lauren Jackson is Content Marketing Manager at Self Lender, a fintech startup with a mission to help people build credit, particularly those who might not have access to traditional financial products. She's a writer who's passionate about the intersection of business and social good, and believes you can have an amazing life–even if you don't have the best health or the most wealth. On this episode we discussed: 1. How Lauren's medical emergency impacted her finances and mindset 2. How she dealt with paying off her $400k in medical debt 3. What she's doing to protect herself in the future. SIGNUP FOR SELF LENDER: http://bit.ly/2J9BOKF - This is the Clever Girl Finance affiliate link - if you do sign up using this link we get a small commission to help support growing our platform! PLEASE NOTE: The views Lauren share's in the episode are her own, and do not necessarily reflect the views of Self Lender company. Be sure to stop by https://CleverGirlFinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Let's talk about buying a home the right way! My guest today is Petal Van Rossum, a dear friend of mine and a licensed real estate broker at Citizens International Realty, a family owned and run real estate company located in Brooklyn New York which she runs with her brother Raul alongside an incredible staff. She's a graduate of Pace University in New York City and is married with 2 beautiful boys. WHAT WE DISCUSSED ON THIS EPISODE: 1. How to prepare to buy your first home including the type of documentation you need and what state your finances should be in 2. She discusses some of the biggest mistakes she sees people making during the process of buying their first home 3. She also discusses some of the main issues people have that prevent them from being able to buy a home 4. We also get into advice for first time home buyers and so much more! PETAL'S FAVORITE BOOK: Secrets of the Millionaire Mind by T. Harv Eker Order the Clever Girl Finance book: https://www.clevergirlfinance.com/book Join the Clever Girl Finance community: https://www.clevergirlfinance.com

Fo Alexander is a Millennial personal finance expert whose story of paying off nearly $47K in debt in less than 6 months took the Internet by storm. She is the editor and chief of the GirlTalkwithFo blog - a personal finance platform created to teach women how to dump debt, build bank, and create the life they want. Fo is also the former Miss Black South Carolina 2013, using her platform to promote financial literacy in underserved communities. She is a wife, author, entrepreneur, and host of her newly launched podcast, The GirlTalkwithFo Show. Her mission is to use her life's experiences to help others avoid their own financial pitfalls. On this episode today she shares her amazing story of shifting her money mindset, getting out of debt, and, now, building wealth! Since she took the internet by storm with her $47,000 debt payoff, she's now paid off over $78,000 of debt - before she turned 30 and while planning her wedding - and on this episode, she shares exactly how she did it. We discussed: - What her financial situation looked like and the catalyst that promoted the change. - The specific things she did pay off her debt. - How she stayed motivated and the specific mindset shifts she had to make. You can keep up with Fo on social media (Facebook, Instagram, Twitter) at the handle @girltalkwithfo and via her website at GirlTalkwithFo.com Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Order the Clever Girl Finance book: https://www.clevergirlfinance.com/book Join the Clever Girl Finance community: https://www.clevergirlfinance.com

On this episode of the podcast I'm sharing some exciting updates on Clever Girl Finance and answering two listener questions! Updates: 1. The Clever Girl Finance book officially has a launch date and it's June 25th AND it's now available for pre-order here: http://www.wiley.com/buy/9781119580836 2. Manifesting my vision of being able to ring the opening bell at the NYSE (New York Stock Exchange) while participating in the Citi Open Innovation Challenge. Listener questions answered: 1. I find it so hard sometimes to speak to my friends about money. I'm on a budget and trying to share the importance of it with them but sometimes I feel alone. How do I deal with this frustration? 2. I feel like all I'm doing is working to pay bills and I feel guilty about rewarding myself. How do I go about dealing with this? Be sure to stop by CleverGirlFinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance

This episode of the podcast is brought to you by FICO and my guest today is Jenelle Dito! Jenelle Dito is a Director for the FICO Scores team and financial services expert for the FICO® Score Open Access program which empowers lenders to share the FICO® Scores they use to manage customers' accounts directly with those customers, for free. As part of the Open Access program, she partners with various organizations on consumer credit education as well as lenders on how to create innovative products and manage exceptional client services. Jenelle works with lenders to help them understand how they can bring FICO Scores and financial health content to their customers, the value of doing so, and helps provide the tools they need from FICO to build new programs themselves. For both general FICO Scores and the FICO Open Access program, Jenelle helps facilitate consumer education tools and content so lenders can empower their customers with greater knowledge. Jenelle also helps manage FICO's Open Access for credit and financial counselor program. On this episode of the podcast Jenelle shares: - Her personal story with money and what she learned in the process of making her own money mistakes - How people can empower themselves with the knowledge to improve and maintain their credit - And she dispels some of the most common credit misconceptions that are out there. As you listen to this podcast, if you need additional information, be sure to check out the blog post we created in partnership with FICO on how your credit score affects your financial life + an overview of how your FICO score works on the Clever Girl Finance blog here - https://bit.ly/2BJNiiq Be sure to stop by www.clevergirlfinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Michelle Ives is a long-time listener of The Clever Girls know podcast and she got in touch with me because Clever Girl Finance has been a part of her financial education and she wanted to share her incredible story with all of us! About Michelle Ives: Michelle is a copywriter and brand strategist for her own business, Wordy and Smith. She lives in Sydney with her husband, Andy, and together, they're well on their way to having saved their first half a million. Formerly a journalist, Michelle spent over a decade working as a published writer (and a few other odd jobs). She learnt the in's and out's of how to build (and market) a successful business through two startups, as their respective Head of Communications. Just like the company's lean marketing budget, Michelle had to learn how to manage her personal one much the same way. Michelle has a goal of fully retiring by the time she is 35, living solely off of the passive income generated through her assets in savings, property, shares, and superannuation. This will allow her to travel freely, volunteer full-time for causes she is passionate about and write for passion, not profit. To date, Michelle and her husband Andy, have saved and invested well over $400k, with another $100k rapidly piling up - and a clear strategy for success. What Michelle discussed in this episode: - The reasons why retiring early is a goal of hers. - How observing her husband was the turning point that caused her to take her finances seriously - What the experience of saving has been like, as well as the life-changing mindset and habit shifts she adopted to reach those numbers and much more. How to keep up with Michelle: - You can find Michelle on her website at https://thatgirlonfire.com/ - On Instagram: That Girl On Fire (@thatgirl_onfire) - On Facebook: That Girl On Fire (@TGOFire)

Today's episode is all about negotiating. Negotiating is an important skill set to have whether you are a professional or entrepreneur and Devon Smiley, shares on key tips on how to get good at it! About Devon Smiley: Devon is a negotiation consultant for entrepreneurs, startups and professionals who are sick of settling, and ready to go after what they want, need and deserve. She's distilled nearly 15 years and $5 billion of negotiation experience into accessible and actionable guidance that helps you build the skill set you need to make the ask with confidence. Her expert advice has been featured in the New York Times, Glamour magazine, the Chicago Tribune and has helped clients including Mars Chocolate and Rolls-Royce. A strong believer that negotiation isn't just about boosting bottom lines, Devon works with pro bono partners including UN Women and The Clinton Foundation. On this episode Devon: - Breaks down the biggest mistakes women make when it comes to negotiating and advocating for themselves as entrepreneurs and employees - How to negotiate through difficult situations - Shares specific steps you can take to begin mastering negotiations - Her top money tip for entrepreneurs (that changed her life) The negotiation books Devon mentions: 1. Hilda: http://hildathebook.com/ https://www.amazon.com/Hilda-Tackle-Naysayer-Unleash-Badassery-ebook/dp/B01KR2T4GG/ 2. Captivate: https://www.amazon.com/Captivate-Science-Succeeding-People/dp/B06XK2P1WG How to keep up with Devon: - You can stay up to date and contact her via her website at DevonSmiley.com Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Be sure to stop by https://clevergirlfinance.com

Happy new year! the new year is a great time to create a solid strategy to help you achieve career success, and we'll be doing just that in today's podcast episode! Fran Hauser is a media executive, startup investor, and advisor. She's also the best selling author of the book, Myth of the Nice Girl: Achieving a Career You Love Without Becoming a Person You Hate. Her investment portfolio consists of 20 companies, 18 of which are female-founded and Fran has held senior positions at some of the world's largest digital media businesses, some of which include PEOPLE, InStyle, Entertainment Weekly, and AOL. She's was named one of Business Insider's "30 Women In Venture Capital to Watch in 2018." Fran and The Myth of the Nice Girl have been featured on a wide range of outlets including NBC's Today Show, CNBC, PEOPLE, Fortune, TIME, Fast Company, Oprah.com, Business Insider, Elle, and many more. On this episode Fran shares: - Why she wrote her book "The myth of the Nice Girl", as a resource for women - A personal story of overcoming a difficult situation during her career - The mistakes women make when it comes to proving their value at work and how to do things differently - How to balance being ambitious without being labeled bitchy and so much more How to keep up with Fran: - You can follow Fran's latest updates on her website at https://www.franhauser.com and on Instagram and Twitter at fran_hauser Get Fran's book: - The Myth of the Nice Girl: Achieving a Career You Love Without Becoming a Person You Hate - https://amzn.to/2Tx4Jte Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance Be sure to stop by https://clevergirlfinance.com

It's that time of year again to reflect, count your blessings and set fresh goals that you want to achieve in 2019 as you pursue your financial success! On this episode, I'm sharing some key tips and tricks to help you actually accomplish your 2019 goals in addition to some awesome updates. You don't want to miss this one! What I discussed this episode: - The Clever Girl Finance book (woot woot) which is officially coming soon. - Some of the amazing things that happened for Clever Girl Finance in 2018 including being featured on Time.com and having a 2-page feature spread in Money Magazine. - My goals for 2019. - How to set goals the right way for the new year. - Critical mistakes to avoid when pursuing your goals. - Key things you should be doing to actually accomplish your goals and much more! Be sure to stop by CleverGirlFinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance

This episode is all about curbing your emotional spending and to have this conversation, my guest on the show is certified financial coach, Ericka Young. Ericka is the president and founder of Tailor-Made Budgets which she opened in 2005 after she and her husband Chris climbed their way out of nearly $100,000 in debt. She is a certified financial coach and combines her passion for helping people with creative debt reduction techniques so everyone can have a path to financial freedom. She is also the author of the best-selling book, "Naked and Unashamed: 10 Money Conversations Every Couple Must Have". What we discussed this episode: - On this episode, Ericka and I had a conversation on emotional spending and how it can derail your finances - She shares examples of her own emotional spending including upgrading her car vs. repairing her car, essentially trading a $1,000 repair for a $20,000 car loan and her husband having to take her credit card away from her. - She shares how she worked through dealing with her emotional spending, and how she was able to adjust her mindset about money in order to pay off that nearly $100,000 in debt alongside her husband. - She also shares what it's like to live a debt-free life, one she has lived for the last 10 years, and provides actionable tips on how you can accomplish the same thing too including how to make yourself accountable, being ok with your emotions as a woman, being mindful of the positive emotions that can trigger emotional spending and more. How to keep in touch with Ericka: - You can keep in touch with Ericka on her website over at http://tailormadebudgets.com where you can also download her free ebook "Have your cake and eat it too". Be sure to stop by CleverGirlFinance.com and checkout our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance

Kara is the founder of The Frugal Feminista, a NYC-based personal finance and personal development company committed to helping women live life on their own terms unapologetically. After climbing her way out of $65K worth of student loan and credit card debt, and building up her financial reserves, Kara soon saw the link between personal power and financial freedom; and wanted to inspire and educate women around the world to do the same. She is also the author of Heal Your Relationship With Money, Unmasking the Strong Black Woman, and The Happy Finances Challenge (forthcoming) Don't Let Him Touch Your Assets. What we discussed this episode: - How her mom's personal experience around men and money impacted her own money story including how she started hoarding money as a result. - What she did to pay off $65,000 in debt and how she was able to overcome her negative mindset around money by testing out the theories that had been impressed upon her about money to determine was true and what was not. - We also talked about how going through this deep assessment of her money beliefs and her experiences with money (including seeking therapy) changed her life. How to keep in touch with Kara: - To contact Kara and get access to her books and freebies including her free 5 day financial rest plan visit her website at thefrugalfeminista.com Be sure to stop by CleverGirlFinance.com and check out our learning platform! Do you follow Clever Girl Finance on Instagram yet? You should! https://www.instagram.com/clevergirlfinance

I'm excited to share my good friend Kalyn Chandler with you! She's the founder and CEO of Effies Paper :: Stationery&Whatnot (https://effiespaper.com) - A lifestyle brand that creates stationery and other products that are a unique mix of casual elegance, motivation and social conversation that make using them fun and engaging. Her products are sold in over 70 stores nationwide which is a pretty big deal and so I'm excited to have on to share her story and business advice with all of us. Kalyn is one of my cohort sisters from the business incubator I completed earlier this year and we've become really good friends as a result. What we discussed this episode: On this episode Kalyn shares her personal story around starting her business including: - How she went from working as a lawyer at one of the biggest law firms to starting Effies Paper - especially as she quit her job without knowing what she was going to do next and how she figured it out. - Her biggest challenges and successes - What it means to let go of control to run a successful business - How to stay the course on what you've planned for your business and not get distracted by the shiny object syndrome - Saying yes to everything vs saying no and how to deliver your no. How to keep in touch with Kalyn: - On her website at EffiesPaper.com - On Instagram at @effiespaper Check out our online courses at www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Follow Clever Girl Finance on Instagram at www.instagram.com/clevergirlfinance

Meet Stacey Flowers, a TED speaker, internationally sought after speaker, author and life coach. Her personal mission is to inspire you to create real happiness. She's an eternal optimist who's committed to helping people live beyond preconceptions and limiting beliefs. Stacey uses her own story and experiences to empower others with tools to improve their lives. She's an incredible woman who is taking charge of her life and her finances by focusing on aggressively paying down her debt despite starting a new business and earning a low income at the time of this recording. In this video Stacy shares exactly what's she's doing to succeed including: - Mindset shifts she's had to make to support her growth - How having and recovering from a serious illness changed her perspective on how she was dealing with her finances. - Her long-term goals - How and why she's going to succeed - What she's teaching her son about money How to keep up with Stacey: - You can keep up with Stacy on her YouTube Channel - https://youtube.com/staceyflowers and on her website at https://www.staceyflowers.com Check out our online courses at www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Follow Clever Girl Finance on Instagram at www.instagram.com/clevergirlfinance

Michelle Bobrow is a podcast listener and the founder of the Holistic Wallet. She started out working in the financial industry with a job she took on to pay off her student loans and got to experience predatory financial behavior and how these behaviors exhibited by certain financial industry players set people up to fail unless you beat them at their own game. She also found that traditional financial advice didn't work for her despite being careful with her spending because the traditional advice was just overly complicated. On this episode, Michelle share: - Her personal story with money - How traditional financial advice can be overwhelming, how to manage the complexity and what you can do to simplify your financial life - How to feel inspired to make the change necessary to build real wealth and more! You can keep up with Michelle via: https://www.theholisticwallet.com/ Facebook.com/theholisticwallet Subscribe to www.CleverGirlFinance.com. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

On this episode of the podcast, my guest is Vickii Onabolu and she's an incredible baker from the United Kingdom. She also happens to be one of my best friends and I'm honored to have her share her business story on how she transitioned from managing her baking business on the side while working a full time job to becoming full time business owner and pursuing her dreams of baking the incredible cakes that she's known for. On this episode Vickii shares: - How she got into baking - What it took for her to be able to run her business full time including how she planned out her finances - Her biggest challenges and successes as a business owner so far - Specific things she's doing to grow her business - Her approach to being positive and dealing with stress and so much more! How to find Vickii and Ermioni's Bakeshop: http://www.ermionisbakeshop.com/ https://www.instagram.com/ermionisbakeshop/ https://www.facebook.com/ermionisbakeshop email: [email protected] Vickii's favorite podcasts: - How i built this: https://www.npr.org/podcasts/510313/how-i-built-this - Girl boss radio: https://www.girlboss.com/podcast - She means business: https://femaleentrepreneurassociation.com/?s=podcast - WSJ Secrets of wealthy women: https://www.wsj.com/podcasts/browse/wsj-secrets-of-wealthy-women Subscribe to www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Today's episode is all about fashion and style on a budget! I thought it would be a great idea to lighten things up by discussing something we all want to do everyday and that's looking and feeling good. To have this conversation with me today, I've brought in an amazing style expert and friend of mine. Her name is Janie Medley and she's the fashion and lifestyle blogger (and also the incredible florist) behind Medley Style. Janie inspires women of today to not only shop smart, but to shop their own closets and in the process, define their own personal style. She proves that you don't have to "break the bank" to have style. On this episode Janie shares: - A little bit about her money story growing up - Why she loves fashion and style - Where to start when it comes to building a fabulous wardrobe on a budget - What is worth splurging on and what isn't - Her favorite places to shop and more! How to keep up with Janie: - You can keep up with Janie on her incredible Instagram page: https://instagram.com/medleystyle and also on her amazing website https://www.medleystyle.com Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Today's episode is in partnership with Thrivent Student Resources (https://www.thriventstudentresources.com) which is a thriving hub of tools and resources related to helping you achieve your college dreams with as little debt as possible whether you're going to a trade school, local university, vocational school or any other form of higher education. And the reason why I was interested in doing this collaboration to talk specifically about student loans is because the student loan crisis is real - many of you who listen to the podcast are dealing with large student loans or have children approaching college age and I thought it would be great to have someone from Thrivent Student Resources come on to the podcast to share what you can do to successfully minimize and manage your student loans & still achieve your financial goals. And so my guest today is Susan Farrell, the Vice President of Curriculum Design for Thrivent Student Resources where she provides leadership for educational efforts. She conducts webinars and workshops on ways to reduce student debt payments and on topics like how to pay for college without sacrificing your retirement. She also designs curriculum that educates students and parents about planning for college, paying for college, and preparing for life after graduation. She is also a member of the education finance target market – being the mother of two college-age children. On this episode Susan shares: - How she's educated her children on managing their student loans. - Specific advice for students approaching college age, students in college, college graduates and also parents on managing student loans. - Key resources that can help you make the best decisions around your student loans and how you approach dealing with them. - How to continue working towards your financial goals while paying down your student loans. The tools and resources we mention on this episode: - 5 Steps to prepare your finances for college and minimize your student loans: https://bit.ly/2tt9gm1 - The college savings estimator tool: https://bit.ly/2LieNT7 - The cost of college comparison tool: https://bit.ly/2mjwnLL - GradPath - Crowdfunding your college education: https://bit.ly/2KY98Wj Learn more: - Thrivent Student Resources has an incredible community you can join to take advantage of more insights, tools and resources by becoming a registered user at https://www.thriventstudentresources.com/ Subscribe to www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Elin is a purpose-driven business leader, author, entrepreneur and podcast host who believes in the power of story to elevate brands and individuals. She's the CEO of White Knight Productions a company that produces video content for businesses, she also has her own podcast called "Ready, Set, Grit" - a podcast that inspires people to live their lives on purpose. In addition, Elin is passionate about entrepreneurship and helping others and her vision is to create a virtual ecosystem where entrepreneurs and solopreneurs are supported by a strong community, regardless of geographic location, and where women and girls in particular can find inspiration and guidance to forge their own unique path and realize their full potential. On this episode Elin shares: - Her personal story and the life changes that led her to starting her own business - The major business and financial failure she faced that almost crippled her - As well as her top business and financial tips for women in business Resources Elin mentioned: Score, Free Small Business Advice: https://www.score.org/ U.S. Small Business Administration: https://www.sba.gov/tools/local-assistance/sbdc Goldman Sachs 10,000 Small Business Program: https://10ksbapply.com/ Where to find Elin: - whiteknightpro.com - elinbarton.com Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

I'm sharing more insights to my life and background and who I am to do what I do particularly around pursuing my personal goals and building the Clever Girl Finance platform to help other women. Enjoy listening!

Bobbi Rebell is a Certified Financial Planner and the host of the Financial Grownup podcast. She is the author of the best-selling self-help and personal finance book called "How to Be a Financial Grownup: Proven Advice from High Achievers on How to Live Your Dreams and Have Financial Freedom". In addition, she's a keynote speaker, conference emcee, brand ambassador and a moderator. She's also an award-winning TV anchor and personal finance columnist and has worked at Thomson Reuters, PBS (Nightly Business Report), CNN and CNBC and has also been featured in several publications most recently in Cosmopolitan and Forbes. I just love Bobbi, she has such a bubbly personality and she tells it just like it is. On this Episode Bobbi shares: - Her personal story with money and how she was raised including her family's immigrant dream story and the expectations placed on her surrounding this dream. - What it really means to be a financial grownup. - Her worst financial decision which had to do with marrying the wrong person and what it means to marry the right person. - Her best financial decision. - Plus, her thoughts on prenups! You can learn more about Bobbi and listen to her podcast at: http://www.bobbirebell.com/ You can also find her on Instagram @bobbirebell1 and on Twitter @bobbirebell Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Adrienne Garland is the CEO and Founder of She Leads Media, a media and marketing consultancy dedicated to enhancing the visibility and influence of women entrepreneurs and leaders around the world. The mission of She Leads Media is to inspire, educate and showcase women as the leaders we are through in person conferences, events and an online community. And on this episode Adrienne and I have a very honest conversation about our experiences in our past careers and our journeys so far in business. We talked about: - How corporate america is organized from a very male perspective for instance, having maternity leave isn't enough to make a company a good place to work. - Why women should be thinking of other women as they build and scale their businesses. - Her journey in business including starting out with no idea how to start a business. - Going through the motions of building a successful business from not yet earning what she'd like to mental blocks & mindset shifts to charging what she's worth. - In addition, Adrienne coaches us on how to execute the perfect pitch. You can learn more about Adrienne and her upcoming conferences on her website at sheleadmedia.com You can also find her on Instagram and Facebook @Sheleadmedia. On Twitter @Sheleadsit and on LinkedIn by searching Adrienne Garland. Subscribe to www.CleverGirlFinance.com and get access to our Fresh Start Challenge. Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

In this episode I'm sharing how I've simplified my finances by automating things despite my inconsistent income and how not automating was causing me to drop the ball around my savings and investing especially because I have so many things going on and what you can do if you are experiencing something similar. I'm also sharing an update on the progress I've made with the Clever Girl Finance book :) As a reminder (or if you haven't already), stop by the show notes pages for the detailed blog post I also wrote on managing my finances: https://www.clevergirlfinance.com/podcast-episodes/how-i-automate-my-finances-on-an-inconsistent-income Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Meet Art Steele. Art is an estate planning and intellectual property attorney who has been practicing law for nearly 10 years. She left corporate America to launch her own law firm in 2014 and recently founded ArtSteele.co - an online resource that provides creatives with simple legal solutions. She is dedicated to helping creatives legalize their business through the information she provides on her blog. What we discussed on this episode: - Why estate planning matters and why its not just for celebrities and millionaires -The first things you need to do (including documents to have) to ensure you have a plan in place for your loved ones to access your finances and assets in the event of an emergency - What happens to your money when you are no longer here without an estate plan - How to put an estate plan in place Full show notes here: https://www.clevergirlfinance.com/podcast-episodes/establishing-generational-wealth-estate-planning-101 Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Meet Adeola Omole, a podcast listener in Canada. She is a lawyer and wealth coach who has made it her life's mission to help educate women about personal finance matters related to money management, investing strategies and debt management options. Adeola and her husband paid off $390,000 in debt including student loans, car loans, a line of credit, credit cards and their mortgage and now, they have 7 figures in assets now. She decided she had enough of living on the edge of financial ruin and made a plan to pay off her debt. Unfortunately, she had just lost her job and was unemployed for 18 months and her husband's income was only $30,000 at the time but despite this challenge, they got aggressive with their debt pay off by selling things they didn't need, and finding ways to increasing their income. They eventually pay off their debt including their mortgage while only earning $70,000 in total together. They then transitioned everything they learned into building a million dollar empire. In this episode Adeola shares what it was like going through the motions paying off her consumer debt in 3 years and her mortgage over 12 years. She also talks about what she and her husband did to build their million dollar empire and the advice she would give her younger self. - The books discussed in this episode are: The intelligent investor Warren Buffet invests like a girl Find them here: https://www.clevergirlfinance.com/podcast-episodes/adeola-omole-went-from-6-figures-in-debt-to-millionaire-status - How to keep up with Adeola: You can keep with Adeola on her website at https://www.adeolaomole.com, on Instagram at @adeolaomoleb and on Facebook at adeolaomolefan You can also join Adeola's mailing list so you are the first to know when her new book launches. Title - 7 steps to get out of debt and build wealth! Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

Dominique Broadway is an award winning Personal Finance Coach, Speaker, Finance Expert and the Founder of Finances Demystified & The Social Money Tour. Dominique has received various accolades such as the Top 30 Under 30 in Washington DC and the Top Financial Advisor for Millennials in the US. Dominique's demystified financial advice, has been highlighted on Yahoo!, Huffington Post, Forbes, USA Today, Black Enterprise, Marketwatch.com, Ebony Magazine, Levo League, Refinery29 and other media outlets. She has a strong passion for working with young professionals, entrepreneurs and people of all ages to bring their Dreams2Reality. - In this episode Dominique shares: Her personal story and the steps she took to transition from being a full time employee to a full time business owner with her own financial planning business and how she almost started a cupcake business instead! However, when she realized finance was her calling, she got her business up and running in a week but then she went broke shortly after. She discusses what happened, what she learnt and how that experiences helped her business grow to where she is now. She shares valuable business and financial tips for those of you looking to start your own businesses, including how not implementing what you are learning out is wasting your time. - How to keep up with Dominique: On her website at http://dominiquebroadway.com/ Via her course at https://wealthbuildingcollective.com/wbc and on Instagram at https://www.instagram.com/dominiquebroadway/ Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance

My guest today is Keenya Hofmaier. Keenya is originally from Milwaukee, WI and spent three years working in New York City before moving to Paris in 2013 on a whim! She is a self-proclaimed "multi-passionate creative" and she released her first book, 30-Day Connect, in 2017. In addition, she participates in various conferences and speaking engagements around networking, leadership and women's empowerment. Keenya is also podcast listener, which is how we met, and she saved $30,000 over a short period of time which allowed her to make that big move to Paris to live her dream life essentially. In this episode Keenya shares: - Her background with money - Her mindset starting with being able to get her college education paid for on scholarship - What she did to save that $30,000 - Her financial goals while living in another country - And she also shares her financial mistakes and lessons learnt and where she see herself and her finances in the next few years and advice for women who want to pursue a similar path to what she's been able to accomplish. How to keep in touch with Kenya: On her website at Keenyahofmaier.com and on IG and Twitter at @its_keenya You can also grab her book at www.keenyahofmaier.com/30-day-connect Get access to the Clever Girl resource library and Facebook community on www.CleverGirlFinance.com Check out the Clever Girl Finance YouTube Channel at YouTube.com/CleverGirlFinance Do you follow Clever Girl Finance on Instagram yet? You should! www.instagram.com/clevergirlfinance