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Pay Down Your Mortgage or Invest? And a Canadian Stock Few Are Watching
Episode 547

Pay Down Your Mortgage or Invest? And a Canadian Stock Few Are Watching

The Canadian Investor · Braden Dennis & Simon Belanger

December 15, 202539m 48s

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Show Notes

In this episode of the Canadian Investor Podcast, we discuss a viral tweet about paying off a low-rate mortgage sparked a familiar debate — invest or kill the mortgage? For Canadians, the answer isn’t nearly as simple. With higher renewal rates, stretched market valuations, and taxes in the mix, the math has quietly shifted.

We break down when investing still makes sense, when paying down a mortgage becomes a compelling risk-free return, and why today’s market environment looks very different from the last decade.

We also dig into where value can still exist in an expensive market — including a deep dive into a Canadian apartment REIT that’s been hit hard despite strong fundamentals. Is this a classic “blood in the streets” setup, or a value trap?

Tickers of stocks discussed: CAR-UN.TO

Check out our portfolio by going to Jointci.com

Want to learn more about Real Estate Investing? Check out the Canadian Real Estate Investor Podcast!

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