The BetterWallet

Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that genuinely beat the odds and found financial success. Today we have Naseema McElroy on the line. And if you don't know who she is, you better get to know her. She is a labor and delivery nurse, mom, and author of the book Smart Money. On top of that, she owns the Financially Intentional page on Instagram, where she helps professionals become financially independent. Find Naseema on social @financiallyintentionalOr check out her website!---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Today is a timely and important episode, we're going to talk about student loan debt relief, the hot topic of the quarter that I know all you guys are thinking about.And today we have a very special person on the line, Tony Aguilar. If you don't know who Tony is, you better find out. He's the CEO and founder of Chipper. Outside of running this really powerful app. I appreciate Tony's involvement in mentoring and being an active voice in the tech community, especially for other Latinos and Latinas in tech. His company, Chipper, has been featured in almost every publication because of how great the app is. From Bloomberg, TechCrunch, Business Insider, Fast Company, Forbes, CNBC, and many more. Excited to have him on the line to talk about student loan debt relief and how to build a plan for your student loan debt so that you can pay it off faster.Connect with TonyGet the Chipper App---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing power from money stories from people who truly beat the odds and found financial success. Today, we have Allea Grummert on the line, and she's here to talk to us about email marketing. Allea is a marketing strategist and a conversion copywriter. She helps online business owners make a lasting first impression through automated welcome and nurture sequences that engage readers build brand loyalty, and optimize conversions for sales and site traffic. So that's a mouthful. She's like really, really good at building high-quality emails for business owners. I'm excited to have her on the podcast to discuss her journey as a business owner and how she helps other business owners optimize their businesses. More from Allea:https://www.duett.co/resourceshttps://www.duett.co/roundtablehttps://www.duett.co/serviceshttps://www.duett.co/call---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Welcome everyone to the next episode of the barrel wallet podcast. As you guys know by now, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds and found financial success. Today, we have my guy on the line, Jose Hernandez; we've been connected for maybe a couple of years. And you know, during the pandemic, I was looking for people online who were sharing financial knowledge. And you know, Jose and I connected, and you know, luckily, we're able to grow our accounts at the same time and grow our businesses and eventually be able to quit our full-time jobs, which is cool.And this is kind of weird, but not many people have the background that we have as it relates to being in the financial world. So Jose, like me, was a licensed financial advisor, and we said, hey, we're done with this Wall Street stuff, let's jump in and help people out that aren't multimillionaires. So it's been cool to connect with people like Jose.If you could travel anywhere in the world, where would it be? (00:02:14)Jose's story (00:05:04)From college to wealth management (00:12:12)3 things to keep in mind during a recession (00:16:56)What to look at during a "dip." (00:26:22)Taking advantage of lower prices (00:32:55)More From Jose:Instagram @thejoserafaelhernandezHere’s my free 5-day investing challenge:https://www.myfinancialu.com/free-challengeMy free ebook is here:www.myfinancialu.com/freebook---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

You guys all know what the BetterWallet podcast is all about. It's all about helping you demystify the topic of money and sharing powerful money stories from people that truly beat the odds. Today, we have my guy, Jon Schoeller, on the line, and he's here to talk more about real estate. We'll talk about foster care, adoption, and just FI/RE in general; Financial Independence/Retire Early. And we're just going to have a great time talking about money.If you could name one thing you've spent a lot of money that you would buy again what would it be? (00:01:40)Jon's background and how he started his moving business (00:05:15)Funny story about how Jon met his wife (00:14:13)Merging of two lifestyles (00:16:15)What is a Roth IRA and why is it important? (00:18:44)Why getting around the right people matters (00:22:50)Ways to get around the people you need to in order to be successful (00:25:43)Starting the Foster parent journey (00:34:16)The struggles of being a foster parent (00:53:55)More From Jon:My Instagram: https://www.instagram.com/thefrugalinvestorThe Schoeller Family Youtube: https://www.youtube.com/c/theschoellerfamilyMore Than Money Community: https://launchpass.com/more-than-money/morethanmoneyMy Real Estate Youtube: https://www.youtube.com/c/JonSchoellerMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Welcome everyone to the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people that truly beat the odds, whatever that might look like for you, and found financial success. Today, we have my guy on the line, Ian Group from Ian Builds Wealth. And if you don't know who he is, he's a business owner, a husband, and an investor. He specializes in helping people budget, pay off debt, and invest. And before this recording, I didn't know that Ian was also a real estate attorney, which is dope. And another fun fact about him is he used to be an actor. I don't know if he's still acting now. But he used to be, and we'll get into that during the podcast. What is the one thing Ian spent lots of money on that he would do again (00:01:51)Ian's childhood growing up (00:04:52)Paying off $190,000 of debt (00:10:53)Ian begins helping others (00:15:03)Getting on the same page financially with your wife (00:21:47)Starting a business (00:22:24)More from Ian:Build Wealth Tools - https://www.ianbuildswealth.com/buildwealthtoolsYoutube - https://www.youtube.com/ianbuildswealthInstagram - https://www.instagram.com/ianbuildswealth/How I paid off $20k in credit card debt - https://www.youtube.com/watch?v=c-Z411mtaI0&tMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

As you guys know that the podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds, whatever that might look like, for them, and found financial success today is just me. So I'm not going to have anyone on the line, just me. I wanted to dive deeply into my experience at Vanguard, specifically my experience in the 529 departments, where we help parents and grandparents save and invest for their kids and grandkids. So I wanted to talk through that. If you guys have listened to episode number one, you know, my backstory, you know, when my adopted father passed, he didn't have a 401 K, he didn't leave any money to us, he didn't have your brokerage account, he didn't have an IRA. And why I wanted to do that because I started getting a lot of questions recently about you being so passionate about investing for kids. Do you have any kids? And I'm like, No, I love teaching people how to invest for their kids. Because of that, we didn't have his income when he passed away. And we also didn't have an estate plan; no money was given to us. It was no life insurance; there's no nothing. So because of that, one part of BetterWallet that I'm very passionate about is teaching people how to invest in their kids. So let's get into it. Dealing with the student debt crisis (00:04:37)Marc's experience with Vanguard and the 529 department (00:07:46)Startting a 529 account (00:11:13)Cool 529 features (00:20:12)Other ways to invest for your kids (00:24:02)More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Welcome to the BetterWallet podcast, hosted by Marc Russell. The BetterWallet podcast is all about demystifying the topic of money. We share powerful money stories of people who truly beat the odds and found financial success.In today's episode, we've brought on Anne-Lyse Ngatta to talk to us about entrepreneurship. Anne-Lyse is a mother, wife, CPA, podcaster, freelance writer, business coach and connector. But that's not it! She's also an author and founder of Dream of Legacy and the ALW Agency. Her mission is to help normalize black wealth. Let's get ready to dive in and learn about Anne-Lyse's journey to entrepreneurship. Where would you travel if you could go anywhere? (00:03:19)Anne-lyse getting the entrepreneurial bug (00:05:40)Preparing kids for entrepreneurship (00:13:39)Going from a 9-5 to full time entrepreneurship (00:18:19)Building a Brand (00:25:25)More from Anne-Lyse:Visit ALW Agency or Dream of Legacy to connect with Anne-Lyse. Click here to get Anne-Lyse's book. Check out her podcast. Find and connect with Anne-Lyse on Twitter or Instagram. More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Welcome back, everyone, to the BetterWallet podcast, with your host Marc Russell. As you might already know, the BetterWallet podcast is here to demystify the topic of money by sharing powerful money stories of people who truly beat the odds and found financial success.In today's episode, we're joined by Brendon Rodney. He takes a break from dusting people on the track to come and chat with us about his journey to become an Olympic world champion. Brendon is a Canadian sprinter, a track and field star, a two-time Olympic medalist, and a 2022 4 x 100-meter relay world champion. Brendon's definition of success (00:03:14)Family and college history (00:06:09)Sports was the end goal, not corporate (00:10:59)Becoming an Olympian (00:12:43)What were the emotions winning a medal for your country (00:15:26)What was it like competing as a team to win? (00:19:41)Athletes and compensation (00:24:47)Future projects and where to connect (00:37:45)More from Brendon:@buckkyjr on Instagram@RodneyGetEm on TwitterMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Welcome everyone to the BetterWallet podcast. As you guys know by now, that BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds, wherever that might look like, and eventually found financial success. Today we have Dr. Mariah White. I thought I knew who she was until I did a Google search. And I'm like, okay, I don't know everything she does. But I'm going to try to sum it up. She's a mother, wife, life coach and, business mentor, motivational speaker, fellow podcaster. As I learned today, have you ever been around anyone who just like truly brightens the room when she speaks? This is Mariah. She is super enlightening. If you go to her Instagram page, you will learn a lot about life. She provides an amazing perspective on how to navigate life. And if I could just sum her up in one word, I'd say wisdom. Dr. White's definition of success (00:01:41)Growing up in a military family and being homeless (00:04:11)No parental help for college (00:07:50)The crushing weight of her debt (00:11:01)Why you should pay off your debt ASAP (00:14:14)What it means having multiple streams of income (00:17:32)Becoming financially secure (00:20:33)Mariah's why (00:22:00)More from Dr. White: @DrMariahWhite on InstagramYour Life Matters Podcast Born to Shine MentorshipMore from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Welcome everyone to the next episode of the BetterWallet podcast. As you guys know, the BetterWallet podcast is all about helping to demystify the topic of money and helping to share powerful stories from people that truly beat the odds. However that might look like for you. And how they went off and found financial success. Today we have my brother on the line, Sam Dolcine; this is my first time seeing his last name. I'll call him Sam from the Black Real Estate Dialogue. Sam and I have been connected for a while. We have worked on plenty of different projects together on Instagram. And I wanted to bring him onto the podcast to talk more about real estate and his story. If you don't know who he is, Sam is, in my opinion, a real estate guru. And he focuses on helping new real estate investors get into the market. Sam's story (00:02:19)What financial habit changed the game for Sam (00:03:40)Using the Mint app (00:05:35)Sam's progression into a Real Estate Guru (00:09:23)Investing out of state (00:10:40)Finding property managers (00:12:43)Getting into real estate for less than you might think (00:16:11)Utilizing the NACA and what it means (00:19:24)Is now a good time to invest? (00:21:24)Figuring out real estate by the numbers (00:23:28)More from Sam Dolcine:Website, resources & courses - https://www.blackrealestatedialogue.com/linksMortgage Calculator- https://usmortgagecalculator.org/More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

We're back with another episode of the BetterWallet podcast. As you may know, the BetterWallet podcast with Marc Russell is about demystifying the topic of money and sharing powerful money stories of people who truly beat the odds and found financial success. Today, we're excited to be joined by Joel B. from @debtfreejoel. Joel is thirty-nine years old. He is a C.F.A. Charted Financial Analyst, a C.I.P.M. Certified Investment Performance Measurement, and has an M.B.A. Masters Of Business Administration. Joel is a financial coach and is one hundred percent debt free. What is 'Defining Wealth' all about? (00:01:51)If you could live anywhere in the world where would it be? (00:03:22)Tyler's view of money growing up (00:05:58)Learning about investing and getting into real estate (00:08:02)What is MLS? (00:19:42)What to look at when getting into real estate (00:22:19)Tyler's goals for the next 10 years (00:24:51)Where to go if you want to get into real estate (00:29:59)Connect with Joel:https://www.instagram.com/debtfreejoel/?hl=en&__coig_restricted=1https://www.youtube.com/c/DEBTFREEJOELRichest Man In Babylon - https://www.amazon.com/Richest-Man-Babylon-George-Clason/dp/1505339111More from BetterWallet:Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Welcome everyone to the next episode of the BetterWallet Podcast. As you guys know, by now, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories from people who truly beat the odds. Today, we have someone very special on the line. Tyler Wright from Finding Wealth. Tyler is a good friend of mine, a colleague, a fellow retired sales professional. And he's here today to talk about his story and his journey in real estate. Welcome, Tyler.What is 'Defining Wealth' all about? (00:01:51)If you could live anywhere in the world where would it be? (00:03:22)Tyler's view of money growing up (00:05:58)Learning about investing and getting into real estate (00:08:02)What is MLS? (00:19:42)What to look at when getting into real estate (00:22:19)Tyler's goals for the next 10 years (00:24:51)Where to go if you want to get into real estate (00:29:59)Connect with Tyler:Financial Freedom Masterclasshttp://definingwealthonline.com/financial-freedom-masterclass/Real Estate Coursehttps://definingwealth.thinkific.com/courses/first-deal-to-freedomFree Real Estate Deal Calculatorhttps://cheerful-motivator-7904.ck.page/3acfd236d4Free Book Listhttps://cheerful-motivator-7904.ck.page/fa64926c6eFollow Me on Instagram! (90k+ Followers)https://www.instagram.com/defining.wealth/Follow Me on Twitter! (17k+ Followers)https://twitter.com/DefiningWealthFollow Me on TikTok! (60k+ followers)https://www.tiktok.com/@defining..wealthMore from BetterWallet: Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

We are pleased to have Lauren with us on today's show. Lauren is a personal finance coach at @moneywithlauren. She is also a hiker who has trekked all the way from Georgia to Maine. Whoa! When Lauren isn't busy hitting the trails, she is hard at work with coaching others on how to manage their personal finances. Lauren is an accountant. She graduated from college and obtained her CPA. Upon graduation, she found a good job with reasonable money but later found out that she couldn't manage that money. After feeling burned out and ready for a change, Lauren decided the time was right now to get her personal finances straightened out. So Lauren ventured out on a journey that steered her towards debt freedom and the great outdoors.Lauren's introduction (00:01:48)If you won the Billion Dollar Jackpot what would you do with it (00:04:33)Paying off her debt (00:07:17)How she decided to transition into helping others (00:11:50)Hiking the AT trail (00:13:45)Biggest misconceptions about hiking (00:17:25)Instagram: https://www.instagram.com/moneywithlauren/Youtube: https://www.youtube.com/channel/UCaT7dp-tg2kvNreAcmzqPwgAnyone interested in learning more about my coaching program can book a discovery call here: https://calendly.com/moneywithlauren/30minGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Wouldn't it be cool to have superpowers? Imagine if you could lift things with your mind or even fly. That would be so cool, wouldn't it? Imagine what you could only do with the power to move things, for instance, if you get stuck in traffic behind someone who doesn't want to do the speed limit. Imagine being able to lift cars out of the way at will. In this episode, we may fantasize and dream about having El's powers from the Stranger Things series. Still, when it comes to topics like paying off debt and finding financial success in freedom, there's no fantasy there. It's a reality, and our very own Chloe Daniels has made it one for herself. Let's buckle up and get ready to hear Chloe's story of how she became Clo Bare Money Coach. This is going to be a fun and exciting episode. You won't want to miss this. If you could have one superpower, what would it be and why? (00:02:41)How did you view money growing up? (00:10:26)Chloe in China (00:19:52)From 9-5 to Money Coach (00:22:48)The wake-up moment (00:41:36)Getting personal to grow (00:43:40)How she got started beyond searching Google (00:50:23)Navigating today's market (00:55:43)Find Clo Bare on social @clobaremoneycoachGrab your free money guide here: https://www.thelazyinvestorscourse.com/guideJoin Clo Bare for a free investing class here: https://www.thelazyinvestorscourse.com/webinarGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Welcome everyone to the BetterWallet podcast. The BetterWallet podcast is all about demystifying the topic of money and sharing powerful money stories of people who truly beat the odds and found financial success. Today we have the great Raquel Curtis on the line from the Boujee Banker. Raquel is an entrepreneur, a mother of three, and the owner of multiple businesses. She teaches others how to use tools such as budgeting, learning to invest, and creating thriving businesses for the long haul. Get ready because you're going to want to tune in to this one. Best thing Raquel has spent money on? (00:01:57)What investment accounts could you put extra money into (00:05:49)Raquel's view on money growing up (00:07:02)The evolution of The Boujee Banker (00:11:17)Living Boujee and Balanced (00:22:08)Investing during high inflation periods (00:24:50)New investors focus on these areas (00:28:03)Investment funds for kids (00:31:53)Having ownership of the game (00:35:13)Grab Your Signed Copy of Mastering Your Money Mindset https://www.beboujee.com/masteryourmoneymindsetbookConnect with The Boujee Banker on IG: https://www.instagram.com/theboujeebanker_Connect with The Boujee Banker on TikTok:https://www.tiktok.com/@theboujeebankerSubscribe to The Boujee Banker's Youtube:https://www.youtube.com/beboujeeGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Ali & Josh, better known as The FI Couple!One couple that truly found financial success is Ali and Josh from the FICouple. Ali and Josh are a power couple! They are real estate investors, financial educators, and all-around great people to grab a beer with and talk finances. Today, Ali and Josh will be sharing their inspiring story of how they went from broke and in debt to real estate investors. Are there any couples out there? You're going to want to tune into this one. What's the best piece of advice you've ever received? (00:02:20)Money views growing up (00:07:28)Coming together and figuring out their finances (00:10:13)How did Ali & Josh get into Real Estate? (00:13:27)Strategy for buying Real Estate (00:16:21)Benefits of House Hacking (00:19:46)Finding the right tenants (00:22:27)What would Ali & Josh's past selves say about where they are now? (00:27:37)Exciting future plans for Ali & Josh (00:29:29)IG: https://www.instagram.com/theficouple/Twitter: https://twitter.com/theficoupleWebsite: https://www.theficouple.com/EBook: https://theficouple.gumroad.com/l/vzXTCPrivate Real Estate Community: bit.ly/JoshandAliGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Ronnie Goode, founder of Rhythm Accounting. Ronnie is a CPA if you guys don't know what that is. He's really smart. He's a certified public accountant and has his business, where he helps business owners create financial independence by saving money on taxes. What's the best piece of advice you've ever received? (00:01:17)Ronnie's story and view on money growing up (00:06:10)College journey (00:11:16)Life after undergrad (00:19:48)Starting Rhythm Accounting (00:26:20)Where to start with bookkeeping (00:29:36)When and how you should file for a business entity (00:35:57)S Corp vs LLC (00:38:34)Follow Ronnie Goode:Facebook: https://www.facebook.com/rhythmaccountingInstagram: https://www.instagram.com/rhythmaccounting/Twitter: https://mobile.twitter.com/rhythmaccountngTik Tok: https://www.tiktok.com/t/ZTdKLBQ5x/ 1 on 1 Consultation: https://rhythmaccounting.as.me/schedule.phpWebsite: https://www.rhythmaccounting.com/Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Travis Hornsby from Student Loan Planner. We have had so many people saying,"We went, Travis. We went to learn from Travis through the podcast." So, If you're not familiar with Travis, as I mentioned, he is the founder and CEO of Student Loan Planner.We started at Vangaurd together through the same program and really hit off. Not only just studying together and like trying to learn from each other, but also just going out and getting drinks and just having a ball. And Travis taught me a lot about the FIRE movement and like being more frugal, and like managing money and all that stuff. So a smart guy, but also very down-to-earth. What's the best piece of advice you've ever received? (00:02:23)Travis's story (00:05:31)Life lessons from grandparents that are still used (00:09:40)Overall money management experience growing up (00:10:47)Retiring from corporate America (00:16:43)Creating Student Loan Planner (00:24:20)Student loan payoff perspective (00:26:51)Getting the information you need (00:36:01)Applying for PSLF (00:39:08)What's next for Travis (00:43:27)Why focus on term and whole life insurance? (00:47:00)➡️ Book your custom student loan plan through BetterWallet's exclusive referral link: https://www.studentloanplanner.com/bw ➡️ Follow Student Loan Planner on: 📲 Facebook: https://www.facebook.com/StudentLoanPlan 📲 Twitter: https://twitter.com/StudentLoanTrav 📲 Instagram: https://www.instagram.com/studentloanplanner/ 📲 LinkedIn: https://www.linkedin.com/company/student-loan-planner/Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Khari Blasingame.Khari is a scholar. He's an educator, he's an alumnus of Vanderbilt University, and he just so happens to be a running back for the Chicago Bears. What's the best piece of advice you've ever received? (00:00:57)Khari's story (00:03:36)Why Vanderbilt and what was it like? (00:06:22)Balancing college, social life, and playing football (00:11:21)From College to the NFL (00:16:49)Managing his new income (00:20:45)Learning about investing for retirement (00:25:03)Using courses like BetterWallet University (00:33:09)How do your [Khari] peers in the NFL feel about investing and money (00:35:37)How do you plan on keeping your money forever (00:38:35)What's next for Khari (00:46:58)Follow Khari on Instagram @KB_twothree Connect with Khari on Twitter @KhariBlasingame Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

As you guys know, the BetterWallet podcast is all about demystifying the topic of money and sharing powerful success stories of people who beat the odds and found financial success. And today, we have Jason Lee. Jason is a business owner. He's a consultant. He's a cloud technology specialist. Jason knows everything. But overall, he's a good friend, he really helped me to rethink how I ran my business in a lot of different ways. And it helped to set the stage so I could eventually leave my corporate job. Today, Jason shares how he went from 0 to $1 Million ARR in a year! What's the best thing you ever spent your money on? (00:02:12)Jason's story (00:05:44)From history major to tech specialist (00:09:13)Takeaways from Salesforce (00:13:34)How to find a mentor (00:16:21)Putting money to work (00:20:13)Leaping from safety - Job to Entrepreneurship (00:24:51)How much OptionsSwing made in the first 10 months (00:32:34)What are Options (00:33:10)How to get started in Options (00:38:32)Big partnerships (00:43:55)Follow Jason at @ternarydevelopments and @optionsswingConnect with Jason on LinkedinSign up for OptionsSwing for 30% off your monthly membership: OptionsSwing.com | Use code BETTERWALLETPODGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

As you guys know better wallet podcast is all about demystifying the topic of money, and sharing powerful stories of beat people who have beat the odds over the years and found financial success. Today, we have a very special person on the line. Asia is a business owner. She's a coach. She's a fellow podcaster. She's an Instagram expert and merchandise designer. Today, Asia is going to teach us how to make money on their phone. What's the best thing you ever spent your money on? (00:02:24)Asia's story (00:05:57)How she became an entrepreneur (00:07:27)Becoming an Instagram expert (00:09:11)How she found dropshipping (00:10:50)What is dropshipping (00:12:10)Getting started in dropshipping (00:13:18)Debunking a dropshipping myth (00:15:02)Future goals that Asia is excited for (00:17:36)Using Instagram Reels to grow (00:20:54)Follow Asia at @getrichorgetdrunktryingListen to her podcast: Get Rich Or Get Drunk TryingSign up for her free dropshipping training!Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

As you guys know BetterWallet podcast is all about demystifying the topic of money and sharing powerful stories of people who have beat the odds over the years and found financial success. Today, we have Darryl Dibbs on the line, my brother, home owner, business owner, real estate investor, stock investor, and self-taught financial entrepreneur. He is a wealth of knowledge. And he is going to share his story of becoming a real estate guru and show you how simple it can be to become a home owner. What's the best thing you ever spent your money on? (00:01:05)How did you view money growing up? (00:03:56)How his parents impacted his journey (00:06:51)Darryl's real estate journey (00:10:08)Paying off debt (00:11:19)Growing his real estate team (00:13:38)Becoming a homeowner and getting into real estate (00:15:19)How can you build wealth in real estate? (00:24:59)What is appreciation? (00:28:56)Follow Darryl at: @Darryldibbs and @resgrp.homesUse resgrp.homes to find your next home! Get your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

What's the best thing you ever spent your money on? (00:01:20)Going to school for Dance (00:05:00)Haley's view of money growing up (00:07:04)Why don't parents teach us about money? (00:10:53)Haley's husband and his relationship with money (00:13:13)Receiving a $600k inheritance (00:15:51)Racking up $10k of expenses per month (00:21:42)How good came from the bad experience (00:24:13)Overcoming $132k in debt in 18 months (00:26:23)Tips for paying of 6 figures of debt (00:31:30)If you could go back and do it over what would you do? (00:35:06)Follow Haley at @priceofavocadotoastCheck her podcast at: Price Of Avocado Toast PodcastGet your checklist now!Financially Bulletproof Checklist - financesincheck.com/checklistFollow me@BetterWallet on Instagram@BetterWallet on TikTok@TheBetterWallet on Twitter---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

From welfare to football to finance than freedom, come and hear the story of Brandon as he inspires us with how he became a millionaire by doing things that most of us can do right now. No matter what your story is or who you are, or where you've come from, it is not too late. You can flip the script now and start building a life of wealth. Marc Russell, the founder of The Better Wallet, is here to help us manage our money and build wealth. Marc recently sat down with his friend and fellow financial strategist, Brandon. Brandon is the founder of Worth br Balance. Brandon is here to share his story and show us how to find and build wealth. It doesn't matter where you start; it's where your journey takes you that matters more, and Brandon is living proof of that. Let's listen in and hear the story of how Brandon became a self-made millionaire. Brandon's story began when his mom was nineteen. Young and pregnant, his mom moved back in with her parents and applied for welfare to make ends meet. Brandon learned a lot about the value of money at a very young age. When his mom would take him shopping, he loved to put baseball cards in the shopping cart. But, baseball cards cost money. Brandon discovered early on that if he wanted something, he had to work for it. So he got a job working as a paperboy for a local newspaper. Brandon's job was to collect money from the customers for their newspaper subscriptions. Brandon quickly noticed how many people would ignore his "knock at the door" to avoid "paying up." It wasn't until a later date that Brandon would have to turn in the money he collected, keeping some for his own commission. Brandon saw this as an opportunity to spend most of the money he collected, thinking he could also avoid "the knock at the door." Brandon learned a key lesson from that experience, not to spend more than you earn. From that day on, he carried that lesson with him. Brandon's next steps took him on a wild journey. He started playing football, became good enough to earn a football scholarship at his choice of college, and had big dreams of playing professionally. Brandon majored in communication until he realized that finance had more to offer. He locked his sights in on a future in finance. To break onto the scene, Brandon got a job at a bank, where he learned about loans and other financial programs. Then from Pittsburgh to Washington DC, Brandon set his sights on having a successful career. He learned about investments, stocks, savings, and earnings and became a millionaire because of his smart and careful relationship with money. Now Brandon is here to help us make the same choices with money. Brandon's "welfare to millionaire" story is one that is truly inspiring and encouraging. Brandon reminds us that the future is still undecided, and we have no idea what it may hold. But what we can control is what we do with our money. We all have a chance today to become financially successful. Are you ready? Do you want to learn how to live like a millionaire? In this episode, Brandon and Marc give us the inside scoop on how we can start making that happen today. You have to check out this episode. Visit The Better Wallet now to connect wit---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Hey, do you have young kids who are eager to earn an allowance? Did you know that there are other ways for your kids to earn money, whether that be investment options or straight cash flow? Do you have a business or paying side hustle? Did you know you can hire your kid to help you? Are you ready to help your child create a healthy relationship with their finances? All of this, and more, only on the BetterWallet podcast with Marc Russell. It is never too soon to begin familiarizing your kids with the basics of financial stewardship. Let's dive in and learn some ways that parents can help set their kids set themselves up for the future. In this episode of the Better Wallet, Marc sits down with Dee to discuss how you can hire your kids. Dee is a Finance Instructor and CPA (Certified Public Accountant) at UCLA and the founder of Kids Money Academy. She helps parents and children learn money-smart habits and methods. As a mother herself, Dee understands how important it is to help set her child up for financial success. We are excited to have Dee here to share some of her knowledge with us. When you work hard for your money, you want to ensure it's going to the right places. And when you have kids, they want your money too. But how can we help our kids earn and save money while also helping to teach them some valuable skills? The answer is simple, let's hire our kids! Hiring your kids can sound strange, but it's way cooler than it sounds. We aren't just putting our kids to work; we are teaching them habits that they can use to become financially independent. "You don't want to be in the driver's seat as a parent; they are in the driver's seat." Says Dee regarding allowing your children to choose how they will distribute their hard-earned earnings. "You want to be a lighthouse parent, which is you give the light you tell them where to go, how to go. But they are in the driver's seat." Dee reminds us that we can guide our children, but it's also crucial to empower them to make their own decisions. One way to guide your children is to hire them. But why would you want to hire them? Well, it can be beneficial to both you and your child. You and your child can invest up to $12,500 in tax-free money. Whoa! Sounds cool, right? But hold up because if you are looking to do that, there are some things you need to know first. If you have a side hustle or a business, you can hire your child to help you complete some of your many business-related tasks. But be careful because child labor laws do apply. Your child cannot be involved in anything dangerous and can't work too many hours. The assignment also must be a real business-related job, such as photography or modeling for an Instagram page. Sorry parents, washing dishes does not count. "So, my job as a parent is to create opportunities for them, not like give them everything they want," Dee says. Create opportunities for your child that they can learn and earn from. Make sure you keep a paper trail as well. You can pay your child for each individual task they complete. It's a good way for your child to make money and an excellent way for you to spread some of your own hard-earned wealth.Click here to connect with Marc, lea---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Hey there, couples. Do you have financial goals? Are those goals similar? How are you stewarding those goals? Would you say that you and your significant other share the same vision for the future? How do you approach money in your relationship, and who makes the bulk of the decisions when it comes to money? Welcome back to another episode of The BetterWallet podcast with Marc Russell. Whether you are married, in a relationship, or thinking about getting married, you may want to tune in for this one. This episode is about your relationship with money as a couple. In this episode, Marc is joined by Angie and RJ of Rich By Intention, a brand the couple created to help share their financial experiences and wisdom with other couples just like you. They're here to help others become rich in marriage, rich in purpose, and rich in life. Marc asks a lot of great questions in this episode, and Angie and RJ deliver some excellent insights. Speaking from their own experience, Angie and RJ tell us that couples should start a conversation about money early on in their relationship. They also share with us the simple truth that who we are with can really "make or break our vision." Couples should have similar or shared goals or at the very least be on the same page with one another. It is proposed that couples begin discussing their finances sooner and getting a plan together before they get married. Couples should also remember that money is a shared tool, especially in marriage or partnership. So what about if you're a couple that is trying to get on the same page financially? How can you develop good money habits, pay off debt and live financially free? And what's the best way to get started? Both Angie and RJ agree that a budget should be your first step in your financial journey. RJ and Angie successfully paid down 123,000 in debt; one year after getting married. Whoa! Anything really is possible with the right attitude, mindset, and amount of work you are willing to put in. Are you looking to get going? Here are a few insights to help get you started. "So, like, what key tips do you have in trying to get your budget together?" Asks Marc. Angie says, "I would say the first thing before you even create a budget, you need to review your spending." Start by making minor adjustments to your lifestyle and seeing where you can cut corners and save money. Then create a budget to track your spending. "And I always say to people, like every successful business has a budget. So you should treat your money, just like one," says RJ. "And it does not restrict you, right? It gives you choices, options. Treat it like a business." It takes a lot of time and a lot of work, but couples can generate wealth and pay off their debt in no time. Couples can create a healthy relationship with money by making minor adjustments, increasing their income, networking with others, and creating habits and mindset tweaking. Sometimes, it's also about having a willingness to have tough conversations with one another. No matter what stage of a relationship you're in, whether that's marriage, partnership, or simply dating, you're encouraged to start talking about money today---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Are you a couple who is looking to get started paying down debt and live life financially free? Are you looking to make money outside of your 9-5 job? Are you searching for a better system of accountability and goal tracking? Do you need life insurance? Step right up and listen to the latest episode of The Better Wallet podcast, hosted by Marc Russell.Marc Russell is a money management coach who helps others budget their money, pay down debt, and generate wealth. The BetterWallet podcast introduces us to other entrepreneurs, such as Marc, that share similar visions and ways of building wealth. And today's guest, Leo Jean-Louis, is sure to get a lot of couples excited about their futures. Leo is a friend of Marc Russell and a fellow money management coach. Leo and his wife, Faith, are the founders of the Freedom Is A Choice Movement. Today, Leo is going to answer some very important questions for couples looking for ways to pay down debt. You won't want to miss this. Leo and Faith come from very different backgrounds. Leo's mother worked around the clock just to make ends meet. This instilled some strong values in Leo, who started working during high school. On the other hand, Faith was fortunate enough to have parents who had built wealth, which allowed her to shift her focus towards other things such as education. Leo and Faith had two very different viewpoints towards money. Naturally, when they met, these views clashed. They were forced to answer the question many couples have, "How can we work as a team to pay off our debts, manage our money, raise our kids and build a life of wealth?" Chances are, you don't want to work for the rest of your life, and neither does Leo or Marc. Leo explains some key habits and ideas that couples or anyone else can adopt to help live a debt-free life. Leo says, "The choices that we make today will determine the life that you live tomorrow." Leo reveals that couples should establish a goal first and then let the goal dictate the habits. Make the goal fun and exciting, and remember to hold each other accountable. Develop a system to keep track of your progress and give each other feedback. But also be sure not to deprive yourself of something that brings you joy. Celebrate the small wins too! Also, make sure you get a life insurance plan. When it comes to life insurance, many misconceptions are out there. Most couples wait to get a decent life insurance plan and potentially deny themselves of much-needed assets. Talk with your spouse, and get a plan that can quadruple your income in the event of your passing. You don't want your spouse or your children to struggle with not only your loss but also massive amounts of debt. So, how can YOU take that next step towards financial freedom? Here is one key takeaway from Leo, "I would say, don't start with the numbers. Tell them the start with their why. So, establish their why, their reason for pursuing debt freedom, their reason for pursuing financial freedom." Don't wait to start your journey to financial freedom. Use your why, and get started today! Connect with Marc or Leo and let them help you take your next step towards wealth. ---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

So, you're a millennial mom, entrepreneur, or maybe even somebody with a few financial questions. Perhaps you have big dreams of finding your passion, making more money, or learning to start investing for yourself and your kids? In that case, you need to check out The Better Wallet Podcast with Marc Russell. Marc helps people like you discover ways to budget, invest and save so that your money works harder than you ever have to. In this episode moms, Marc is joined by Danielle Shirley, a financial coach and educator. She is here to share her story to inspire other moms on their financial journeys as well. You'll want to listen to this one. Danielle Shirley On Investing And Managing Your Money As a single mother with two kids, and an entrepreneur herself, Danielle knows that where your money goes matters. Especially when the goal is to make enough money for yourself so that your kids can get a head start in investing. But with student loans and other life expenses coming at you, money management can feel tedious. Danielle was in the same boat: "I kind of felt like I was on like the scarcity wheel. You know, like the survival mentality, the survival wheel, where I was just doing good enough to get by." As Danielle and Marc explain, most of us are trying to get by with what we have, but it doesn't have to be like that. Danielle began her business like many others did, right in the middle of the pandemic. Danielle saw this as an opportunity to step into her passion for helping others manage their money: "You see, it's like, I either had to work a job I didn't like for the money, or go for a passion and take that risk, but not make as much money."Are You Ready To Step Into Your Passion?Maybe this sounds like you? Do you feel like you're stuck in a wheel? Well, don't worry, you are not alone. Marc and Danielle are here to help. Marc asks Danielle, "What piece of advice would you give someone who wants to start their financial journey, or they just want to start investing for their kids?" Danielle says that the best thing to do is to first "invest in yourself" and second "just get started." Don't wait to get started. Start your financial journey today by connecting with both Marc and Danielle. To connect with Marc, begin your journey to financial wellness and listen to the entire episode of this podcast, please visit here. Or, if you are a millennial mother and want to learn more about investing for yourself and your kids, and you want to work with Danielle, please visit here. You can also connect with both Marc and Danielle on Instagram. Start by creating that financial freedom you long for today. ---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

In the latest episode of The Better Wallet podcast, Marc is joined by his good friend and fellow investor, Dion Boyd. Like Marc, Dion is here to share his story of financial independence and discuss some investing tips to help others build wealth. Dion's story is a unique and inspiring one. You won't want to miss out on this episode. Dion comes to us from the south side of Chicago, a place where he also grew up. His dad was a police officer, and his mom was a nurse. Together, they put a lot of pressure on Dion to do his homework, get good grades and do well at school. After graduating from one of the best private schools in all of Chicago, Dion set his sights on getting into college. Dion was able to get a posse scholarship to help pay for a considerable part of his tuition. The posse scholarship is a program dedicated to helping inner-city youth transition into some of the country's best colleges. Dion graduated from college and received an internship with Bank of America. It was here that his bosses pushed him to be the very best he could be and learned about this thing called investment banking. What Dion realized about investment banking was that the earnings potential was massive, and it had a very high ceiling for success. Dion quickly jumped on board, learned what he needed to know, and became passionate about investing. As a young man with no kids, no marriage, and no major expenses, Dion was able to invest most of his money into paying off his student loans and making clever investment selections. Dion's story may resonate with most of us. I'm sure we all look at someone who is successful and say, "there has to be a secret to it." Well, no secrets here. Just a lot of hard work, discipline, and motivation. Dion's story is inspirational, going from inner-city life to the mountaintop of investment banking. You can do it too: "I hear a lot of people saying, I wish or dream of you know, these words. I'm like, yeah, like wish, but you know, do everything you need to do every single day to get yourself closer to that goal. And you went from the south side of Chicago to investment banking, like you know, it all too well." -Marc Russell. You have to check out this episode. Marc and Dion dissect a lot of information and make sense of the world of investment banking. You'll want to catch this episode and many more like this one from The Better Wallet podcast. You can also connect with both Marc and Dion on their Instagram pages to start building your life of wealth today. ---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

My story comes from very humble beginnings.I was born into adoption care due to the struggles my biological parents had with drug addiction.I went from adoption home to adoption home and was eventually adopted at 13 years old. My adoptive parents gave us a strong financial foundation, despite being a low-income family.That foundation helped me grow my entrepreneurial mindset.But I’ve always been intellectually curious. I found ways to make money as a kid. Washing cars, shoveling snow, cutting grass and cutting hair were regular hustles that I had. I also learned the value of saving early on in life. My parents half-joked that I had more money saved than them! That was a scary thought, now that I understand personal finance. I put myself through college through side hustles and odd jobs. From cutting hair to selling blood plasma (that’s a story for another day).My passion for personal finance and entrepreneurship grew.After seeing the market tank in 2008-09, I was instantly fascinated with the factors that caused it. I was in a “college bubble” so I wasn’t too impacted by the downturn.I read books and watched documentaries to understand why the crash happened. My long-term goal was to fix Wall Street greed and help investors achieve their financial goals. I started by teaching other students how to financially support themselves through grants, scholarships, side hustles, and negotiating. Helping my peers reach their goals was (and still is) an indescribable feeling. It felt great helping others, but my world turned upside down in 2009.My adopted dad (my best friend) died right before my eyes.My family was emotionally and financially devastated. He was the rock of our family and the main breadwinner. Increasing my financial acumen became my life mission after that moment.This situation alone is why I do what I do.Two years later, I graduated from college. I joined the second-largest mutual fund company in the world after college. I learned basic investing and how to help clients reach their financial goals. I also became a licensed stockbroker. Years later, I became a licensed advisor at a Wall Street fintech company. I’ve dedicated the last few years to teaching others the basics of personal finance. And I wanted to share my knowledge and my story on a bigger platform.In 2019, I decided to take my dream public and created BetterWallet and haven’t turned back!Since then, I became DEBT FREE (7.17.2020). And now, I’m on a mission to build generational wealth (while teaching others how to do it too!) That’s why in April 2021, I launched BetterWallet University - a community focused on helping each other gain financial freedom! Thank you for being a part of the BetterWallet community. I look forward to helping you cultivate, grow, and practice wealthy habits.---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet

Yo, what's good, family, welcome to the BetterWallet podcast. I'm your host Marc Russell. On the BetterWallet Podcast, we will talk with everyday people who have changed their lives by learning how to manage their money. We're going to talk about their money journeys, the ups, and the downs. And at least once a month, we're going to have a new episode where you will learn how to manage your money better. We're going to talk about and break down different money-related topics that keep you up at night, including budgeting, paying off debt, and investing in how to start a business. The goal is to make money a less taboo everyday topic. This podcast is for anyone ready to change their financial lives and move towards financial freedom. If this is for you, please subscribe to the bar wallet podcast. I cannot wait to get started.---Connect with Me! Instagram: @BetterWalletTikTok: @BetterWallet Twitter: @TheBetterWallet YouTube: @BetterWallet