Talks at GS

Steven Mnuchin, former U.S. Treasury Secretary and Goldman Sachs partner alum, brings decades of experience navigating financial markets, public policy, and economic crises. In this conversation with David Solomon, Chairman and CEO of Goldman Sachs, Mnuchin shares insights on the current credit cycle, the resilience of the U.S. economy amid unprecedented AI infrastructure spending, cryptocurrency regulation and the future of stablecoins, and lessons learned from managing through the COVID-19 economic shutdown. This session was recorded at the Goldman Sachs 24th Annual Alternatives Summit on October 21, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. © 2026 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Wounded Warrior Project brings every warrior home—mind, body, and soul—through no-cost programs spanning mental health, financial readiness, and careers. Lt. Gen. (Ret.) Walter Piatt, CEO of Wounded Warrior Project, speaks with Ericka Leslie, chief operating officer of Global Banking & Markets and global head of GBM Operations and Engineering, to discuss the organization’s mission from its beginnings delivering backpacks at Walter Reed to comprehensive support that includes VA disability assistance, financial training, job placement, and peer connection. Piatt discusses lessons in leadership from his time in active duty, the shift from training for the expected to educating for the unexpected, and the need to keep citizens and service members connected. This session was recorded on November 6, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. © 2026 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Goldman Sachs’ culture has long been defined by its core values: partnership, client service, integrity, and excellence. Lloyd Blankfein, Senior Chairman of The Goldman Sachs Group Inc. and former Chairman and CEO of Goldman Sachs, joins David Solomon, current Chairman and CEO of Goldman Sachs for a conversation on his storied career and the launch of his memoir, Streetwise: Getting to and Through Goldman Sachs. Lloyd reflects on his upbringing in Brooklyn, path to Harvard, long-time leadership at Goldman Sachs, the evolution of the firm’s partnership culture, and the critical risk management lessons learned while steering the firm through the 2008 financial crisis and its aftermath. This episode was recorded on February 25, 2026. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. Copyright 2026. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Board governance is central to how companies earn and maintain trust with shareholders and the public. Larry Cunningham, Presiding Director of the John L. Weinberg Center for Corporate Governance at the University of Delaware, joins John F.W. Rogers, Secretary of the Board of Directors at Goldman Sachs, to discuss the evolution of board stewardship and its importance today. Cunningham discusses the Center’s 25th anniversary and the discovery of John L. Weinberg’s 1948 Princeton thesis on the status and functions of corporate directors. They explore enduring governance questions including shareholder focus versus broader corporate responsibilities, the value of discerning questions, and why one-size-fits-all governance checklists often miss what matters most. This episode was recorded on October 27, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. © 2026 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Adyen has scaled from an Amsterdam startup to a global fintech by building every layer of payments in-house and focusing relentlessly on merchants. Pieter van der Does, co-founder and co-CEO of Adyen, joins Clif Marriott, co-head of Technology, Media and Telecoms in EMEA at Goldman Sachs, to discuss Adyen's origin story, the strategy that helped Adyen scale to roughly $900 billion in annual processed volume, and a winning company culture that fosters global collaboration. This session was recorded in London on November 5, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, expressed or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at www.GS.com/research/hedge.html. Copyright 2026, Goldman Sachs, all rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Poppi began as a kitchen experiment with apple cider vinegar and has grown into a leading beverage brand, which was recently acquired by PepsiCo for nearly $2 billion. Allison and Stephen Ellsworth, co-founders of Poppi, joined Vanya Kasanof to share the brand’s journey to becoming a digital-first sensation and a category leader. They discuss Poppi’s rapid rise, the power of intuition and culture, and how a relentless focus on brand and community propelled them from farmers markets to a landmark Super Bowl ad. This session was recorded at the 2025 Goldman Sachs Builders and Innovators Summit on October 15, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, expressed or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at www.GS.com/research/hedge.html. Goldman Sachs does not endorse any candidate or any political party. Copyright 2026, Goldman Sachs, all rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Xaira Therapeutics is harnessing AI to fundamentally change how we discover and develop medicines, shortening the path from lab to clinic for previously "un-druggable" targets. Dr. Marc Tessier-Lavigne, co-founder, chairman, and CEO of Xaira Therapeutics, sits down with Sonia Gupta, co-head of Biotech Investment Banking at Goldman Sachs, to explore his journey from neuroscience to higher-education, the critical role of talent and purpose in building world-class organizations, and a roadmap for translating scientific insight into real-world impact. This session was recorded at the 2025 Goldman Sachs Builders and Innovators Summit on October 16, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. Copyright 2026, Goldman Sachs, all rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Edward Norton is known for both his acclaimed film career and his experiences founding and scaling ventures like CrowdRise, Baswood, STAX, and EDO. He joins Kim Posnett, global co-head of Investment Banking, to discuss the parallels between filmmaking and entrepreneurship, the importance of mission-driven work, and the lessons learned from building teams and driving innovation. This session was recorded at the 2025 Builders and Innovators Summit on October 16, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. Copyright 2026, Goldman Sachs, all rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Sheikh Mohammed bin Abdulrahman bin Jassim Al Thani, Prime Minister and Minister of Foreign Affairs of Qatar, discusses Qatar's pivotal role in global diplomacy, and his strategic vision driving his nation's economic growth and international role. Prime Minister Al Thani outlines Qatar's foreign policy, explaining how mediation efforts, both regionally and globally, contribute to national security and stability. He also covers Qatar's investments in education and highlights the country's Vision 2030, aiming to transform Qatar’s economy and strengthen its national champion companies. This session was moderated by Jared Cohen, president of Global Affairs and co-head of the Goldman Sachs Global Institute, on October 30, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. Copyright 2026, Goldman Sachs, all rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Anastasia Beverly Hills has revolutionized the beauty industry, establishing the art of eyebrow shaping as a cornerstone of modern aesthetics. Anastasia Soare, Founder and CEO of Anastasia Beverly Hills, joins Meena Flynn, Co-Head of Global Private Wealth Management and Co-Head of One Goldman Sachs, to discuss her journey immigrating to the US without speaking English, to building a billion-dollar beauty empire from scratch. Anastasia shares how a client-centric focus, creative approach to overcoming setbacks, and dedication to her craft powered the company's rise. This session was recorded on October 28, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. Copyright 2026, Goldman Sachs, all rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

John Paul DeJoria is the co-founder of two billion-dollar companies: John Paul Mitchell Hair Systems and Patrón Spirits. He joins Meena Flynn, global co-head of Private Wealth Management at Goldman Sachs and co-head of One Goldman Sachs, to discuss how his childhood informed his leadership style, his lessons from founding multiple businesses, and the door to door grit that shaped his “success not shared is failure” philosophy. This session was recorded at the 2025 Goldman Sachs Builders + Innovators Summit on October 16, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. © 2026 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

KKR has evolved from a traditional LBO shop into a global investment powerhouse managing over $500 billion in assets. Pete Stavros, Co-Head of Global Private Equity at KKR, joins Matt McClure, Global Co-Head of Investment Banking at Goldman Sachs, to discuss KKR's transformation over two decades, and its competitive positioning in private equity. Stavros shares insights on navigating market cycles, opportunities in infrastructure, and KKR's pioneering work in broad-based employee ownership through Ownership Works. This episode was recorded on December 4, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. © 2026 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Coinbase is the leading digital asset exchange and platform. Brian Armstrong, co-founder and CEO of Coinbase, joins David Solomon, Chairman and CEO of Goldman Sachs, to discuss Coinbase's founding story, and the company's evolution into a multi-product, multi-revenue stream business. He also speaks about Coinbase's advocacy efforts to foster regulatory clarity for the crypto industry. This session was recorded at the Goldman Sachs Builders and Innovators Summit on October 16, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Learn more about your ad choices. Visit megaphone.fm/adchoices

AppLovin has redefined mobile technology and advertising, emerging as a global leader in helping developers grow their audiences. Adam Foroughi, co-founder and CEO of AppLovin, joins Dan Dees, co-head of Global Banking & Markets, to discuss AppLovin's founding story, the substantial growth of the business since their IPO in 2021, and how a commitment to efficiency, innovation, and continuous learning has powered AppLovin's rise from startup to market leader. This session was recorded at the Goldman Sachs Builders and Innovators Summit on October 16, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Learn more about your ad choices. Visit megaphone.fm/adchoices

In just a few years, Glean has grown from a startup to an AI unicorn, redefining how workplaces harness knowledge and productivity. Arvind Jain, founder and CEO of Glean, joins Kim Posnett, global co-head of Investment Banking, to discuss Glean's founding story, the rapid evolution of enterprise AI, and how a relentless focus on innovation, adaptability, and empowering human potential has fueled Glean's rise to an AI market leader. This session was recorded at the 2025 Goldman Sachs Builders and Innovators Summit on October 15, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. © 2025 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Man Group is a global alternative investment management firm with approximately $213 billion in assets under management. Robyn Grew, CEO of Man Group, joins John Storey, global co-head of Equities Distribution and co-head of One Goldman Sachs, to discuss Man Group’s remarkable growth, its culture of innovation, and how technology, talent, and a commitment to staying relevant continue to drive its success. This session was recorded on October 2, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. © 2025 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Trip.com Group has revolutionized the travel industry with its focus on the customer and innovation. CEO Jane Sun explains how the company has adapted to changing market trends and harnessed technology to drive growth, in this Talks at GS session with Kevin Sneader, president of Asia Pacific Ex-Japan at Goldman Sachs. This episode was recorded on September 3, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. © 2025 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

The Apollo Theater in Harlem, New York City has been a cornerstone of American culture and music since its founding in 1934. It has been instrumental in nurturing emerging artists and launching legends, such as Stevie Wonder, Ella Fitzgerald, James Brown, and more. President and CEO Michelle Ebanks explores the institution's history, its impact on the Harlem community, and its efforts to modernize while preserving its legacy in this Talks at GS conversation with Goldman Sachs' Megan Hogan, global head of Talent and chief diversity officer. This episode was recorded on September 11, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. © 2025 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Databricks—now valued at over $100 billion—is redefining the future of data and AI for enterprises worldwide. Ali Ghodsi, co-founder and CEO of Databricks, joins David Solomon, Chairman and CEO of Goldman Sachs, to share Databricks’ founding story, how the company is driving real-world impact through innovation and partnerships, and his vision for the future of AI. This session was filmed at Goldman Sachs Communacopia + Technology Conference 2025 on September 10, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. © 2025 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Uber has redefined the global mobility and delivery landscape—and now, improvements in autonomous vehicles and AI are further driving the company’s growth and reach. In discussion with Eric Sheridan, Goldman Sachs Research’s co-business unit leader of TMT, Uber CEO Dara Khosrowshahi discusses Uber’s evolution, the company’s expansion into new business lines such as grocery and on-demand retail, and the critical role of membership in driving growth. This Talks at GS session was filmed at the Goldman Sachs Communacopia + Technology Conference on September 8, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. © 2025 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Regeneron has pioneered innovative treatments for various diseases under the leadership of Dr. Leonard Schleifer, co-chair, president, and CEO of Regeneron. In this Talks at GS conversation with Goldman Sachs president and COO John Waldron, Dr. Schleifer discusses Regeneron's founding story, its focus on science-driven research, and the potential breakthroughs in healthcare. This episode was recorded on October 8, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. © 2025 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Software engineering is being redefined with AI agents that can autonomously complete complex tasks, says Russell Kaplan, president of Cognition AI. In conversation with Marco Argenti, Chief Information Officer at Goldman Sachs, Kaplan discusses the company's AI software engineer, Devin, the evolution of AI coding tools, and the skills required to thrive in this new paradigm. This episode was recorded on July 18, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Learn more about your ad choices. Visit megaphone.fm/adchoices

Memorial Sloan Kettering Cancer Center is a world-renowned institution dedicated to cancer care, research, and education. CEO and president Selwyn M. Vickers, MD, FACS, discusses the latest advancements in cancer treatment, including targeted therapies, immunotherapy, and AI. He shares insights on the "golden era” of cancer treatment and the potential for improved patient outcomes. This episode was recorded on July 30, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. © 2025 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it take to succeed on the world stage? In this Talks at GS session, Goldman Sachs Chairman and CEO David Solomon joins members of Team USA and the US Olympic and Paralympic Committee— Chuck Aoki, four-time Paralympic medalist for wheelchair rugby; Meghan Duggan, three-time Olympic medalist for ice hockey; and Gene Sykes, chair of the US Olympic and Paralympic Committee, and co-chair of Global Mergers & Acquisitions at Goldman Sachs. This session was recorded on June 11, 2025. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. © 2025 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

Seth Klarman, CEO and portfolio manager of The Baupost Group, is known for his unwavering focus on value. In this conversation with Goldman Sachs President and COO John Waldron, Klarman discusses how his philosophy fits into the current market environment, and how his approach to leading Baupost has evolved in his long career as a fund manager. This session was recorded on May 27, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

Jim VandeHei is the founder of Axios and Politico – two companies that have emerged as household names in a crowded media landscape. He shares his insights on the evolution of the media industry, the importance of quality journalism, and the keys to building successful media businesses in this conversation with Tony Fratto, global head of corporate communications at Goldman Sachs. This episode was recorded on April 9, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

Nelly Korda is a world number 1 professional golfer and Olympic gold medalist, who has had 19 professional wins since she went pro in 2016. In this Talks at GS with Goldman Sachs chairman and CEO David Solomon, she discusses her journey from a family of athletes to her professional career, the importance of passion, and the mental and physical challenges of playing golf professionally. Nelly also shared her insights on the future of women’s golf and how her evolving technical skills have allowed her to stay on top. This episode was recorded on May 12, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alnylam Pharmaceuticals has pioneered RNA interference therapeutics, or RNAi. This groundbreaking technology has increased the company’s success rates of bringing medicines through the clinical pipeline—leading to the approval and launch of six new medicines in just six years. Their CEO Dr. Yvonne Greenstreet spoke with Jerry Lee, head of biopharma banking in the global healthcare group, about the applications of Alnylam’s Nobel Prize-winning RNAi technology, her vision for the future of biotech, and the importance of a patient-focused and teamwork-oriented culture. Dr. Greenstreet also discussed her career journey and leadership philosophy —as one of the only women of color leading a major pharmaceutical company. This episode was recorded on April 23, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

How can big data reveal the drivers of economic opportunity? Raj Chetty, the William A. Ackman Professor of Economics at Harvard University and director of Opportunity Insights, discusses what can be done to foster upward mobility, the factors that impact a child's chances of success, and the innovative solutions being developed to bridge the opportunity gap. He spoke with Goldman Sachs’ Greg Shell, partner and head of the Inclusive Growth strategy within Asset & Wealth Management, in this Talks at GS. This Talks was recorded on March 12, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

From being the first non-founding employee of Skype to co-founding international money transfer platform Wise, Taavet Hinrikus has been at the center of Europe’s technology ecosystem. Today at early-stage VC Plural, he focuses on funding European tech startups and supporting the next generation of founders. He spoke about the impacts of early exits, the importance of backing mission-driven entrepreneurs, and his optimism for Europe’s tech landscape with Clif Marriott, Goldman Sachs co-head of the Technology, Media and Telecommunications Group in EMEA. The conversation was filmed at Goldman Sachs’ Disruptive Technology Symposium in London on March 5, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

Adena Friedman, Chair and CEO of Nasdaq, has expanded Nasdaq from an exchange operator to a global technology and insights platform. She spoke with Goldman Sachs COO and President John Waldron about how Nasdaq is utilizing AI and cloud technology to drive financial innovation, as well as the company’s vision for making public markets more attractive to companies. This episode was recorded on April 7, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

OpenAI is at the forefront of the generative AI revolution. How did it get there, and what is the company doing to stay ahead of its competitors? Sarah Friar, chief financial officer of OpenAI and former head of technology equity research at Goldman Sachs, discusses the path to artificial general intelligence and the importance of capital in the AI race with Dan Dees, Goldman Sachs Global Banking & Markets co-head. The conversation was filmed at Goldman Sachs’ Disruptive Tech Summit in London on March 5, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

Yasmin Green is the CEO of Jigsaw, the unit at Google that builds technology aimed at protecting open societies. She joined Goldman Sachs’ Sharmin Mossavar-Rahmani, head of the Investment Strategy Group and chief investment officer of Wealth Management, to share Jigsaw’s mission and the innovative tools they are building to harness AI for constructive communication. Learn more about your ad choices. Visit megaphone.fm/adchoices

Richard Buery is the CEO of Robin Hood, New York City’s largest poverty-fighting philanthropy. Since its founding in 1988, Robin Hood has invested more than $3 billion dollars in the fight against poverty. In this Talks at GS with Tony Pasquariello, global head of hedge fund coverage for Global Banking & Markets, co-head of One Goldman Sachs, and Robin Hood board member, Buery discusses the critical role of early childhood education, mental health, and public-private partnerships in creating lasting change, and how innovative approaches, including AI, are reshaping anti-poverty efforts. This episode was recorded on February 26, 2025. Learn more about your ad choices. Visit megaphone.fm/adchoices

Carl Nassib spent seven years in the NFL as a linebacker for the Cleveland Browns, Tampa Bay Buccaneers, and Las Vegas Raiders. In this Talks conversation with Susie Scher, senior advisor in the Financing Group within Goldman Sachs Global Banking & Markets, Nassib discusses his journey from Penn State walk-on to captain of the Buccs. After leaving the NFL, Nassib founded Rayze, an app that connects non-profits to volunteers and donors. He explains his vision for modernizing the philanthropy industry, and also discusses the response he received when he made history as the first openly gay active player in the NFL, and his recent work with The Trevor Project, an organization focused on supporting LGBTQ+ youth. This episode was recorded on November 19, 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

Blackstone is the world’s largest alternative asset manager, with more than $1.1 trillion in assets under management. Blackstone President & COO Jonathan Gray says recognizing patterns and having a contrarian view are key to excess returns, and the reason why Blackstone has been able to grow so rapidly. In this Goldman Sachs Talks, Gray sat down with John Waldron, President & COO of Goldman Sachs, to discuss positive signs in the real estate market, why company culture is important, and lessons from his over 30 years at Blackstone. This episode was recorded on October 28, 2024. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Talks at GS, John F. Crowley, chairman and CEO of Amicus Therapeutics discusses his leadership at Amicus Therapeutics, his efforts to develop cutting-edge treatments for rare diseases and disorders, and his perspective as a biotech innovator on the global response to the pandemic. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Talks at GS, Dr. Dambisa Moyo, economist and author, discusses her views on the post-pandemic economic recovery, the policies that need to be enacted to address structural inequality, and insights from her new book, How Boards Work, which looks at the pressing issues boards face today, including shareholder vs. stakeholder capitalism, ESG priorities, and the need to increase diversity across board membership. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Talks at GS, Frank Del Rio, president and CEO of Norwegian Cruise Lines, discusses leading one of the world’s largest cruise line companies through the pandemic and his perspective on the future of sailing. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Talks at GS, Malcolm Gladwell, author and staff writer at The New Yorker discusses his latest book, The Bomber Mafia, a close look at how a group of WWII innovators and idealists set out to make war less lethal, but ultimately set the stage for far more destructive methods and technologies. Learn more about your ad choices. Visit megaphone.fm/adchoices

T-Mobile CEO Mike Sievert talks about leading the wireless carrier through the pandemic, the shift to work-from-home and reliance on mobile networks, as well as the implications of new technologies such as 5G. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ulta Beauty CEO Mary Dillon talks to David Solomon about her leadership of the brand, trends driving the beauty business and the need for greater diversity and sustainability within the industry. Learn more about your ad choices. Visit megaphone.fm/adchoices

Co-anchor of Fox News’ America's Newsroom Dana Perino talks about her career in the White House and on cable news and why she was inspired to write her latest book, Everything Will Be Okay. Learn more about your ad choices. Visit megaphone.fm/adchoices

LewisPugh, endurance swimmer and UN patron of the oceans, shares his outlook on the potential impact the world faces if conditions in the Arctic aren’t addressed. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, Walter Isaacson, historian and author of The Code Breaker, discusses the story behind Nobel Prize-winning biochemist Jennifer Doudna’s discovery of CRISPR gene editing and why CRISPR has been critical in the fight against COVID-19. The interview is moderated by Goldman Sachs' John F. W. Rogers. This podcast should not be copied, distributed, published or reproduced, in whole or in part, or disclosed by any recipient to any other person. The information contained in this podcast does not constitute a recommendation from any Goldman Sachs entity to the recipient. Neither Goldman Sachs nor any of its affiliates makes any representation or warranty, express or implied, as to the accuracy or completeness of the statements or any information contained in this podcast and any liability therefore (including in respect of direct, indirect or consequential loss or damage) is expressly disclaimed. The views expressed in this podcast are not necessarily those of Goldman Sachs, and Goldman Sachs is not providing any financial, economic, legal, accounting or tax advice or recommendations in this podcast. In addition, the receipt of this podcast by any recipient is not to be taken as constituting the giving of investment advice by Goldman Sachs to that recipient, nor to constitute such person a client of any Goldman Sachs entity. Copyright 2021 Goldman Sachs & Co. LLC. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices