Talking Real Money - Investing Talk

On today’s episode, Don answers questions on how to find a reliable fiduciary in your area and the continual, healthy diversification of a portfolio. We also touch on investing intuition and why it is not to be trusted, market foresight, risk management and more! Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode, Tom is joined by ConsumerMan Herb Weisbaum in Don’s absence. We talk about pet insurance, free credit freezes and check fraud. In addition, we discuss estate planning and wills; financial advisors, and why you should stick to fee-only fiduciaries.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode, Tom is joined by securities attorney, Lawrence Cock (yes, they are brothers). Today we discuss the Dow’s all-time high at the end of last week, and look back at some of the times in history it plunged. We also talk about financial fraud and avoiding Ponzi schemes.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Don takes calls on small cap investing, portfolios, credit scores and more. Spliced in between these we hear why stocks are still the best place to put your money, the arguments against commodities as investment, and why money and happiness are not actually as disconnected as has often been said. Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Today on the show we are answering your money questions, about the tax implications of transferring funds from a 401(k), equities versus fixed income investments, student loan refinancing, and why it is so important to understand your risk profile before making your investment choice. We also broach the topic of fiduciaries, and what you should always ask them. So for all the strategies and tips to make your money life a lot better, don’t miss out on this great episode!Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

The long podcast returns, as Don and Tom answer questions on a Roth 401k, disability insurance, and inheritance investments. They also chat about deceitful annuities, the US markets this year and investing in Norway in 2009. Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode, Don fields questions on the amount of cash held by index, and the best way to deal with an inherited IRA. Plus, he discusses money and happiness, surrender fees and the problems with some stock brokers and advisors. Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode we discuss investing in ETFs versus mutual funds, why you should stay away from actively managed funds, and understanding that you cannot build wealth without the inherent risk. Finally, we also dig into what to look for when choosing your financial adviser and what questions to ask in making your decision.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

On today’s pocket-sized episode we tackle health savings accounts and consider low-cost (or no-cost) offerings from Fidelity and Vanguard. Don also packs in a few reminders about the evils of actively managed funds and those who claim to know the future. Finally, we consider the flimsiness of bitcoin investments. Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Great calls and valuable information to help you manage money better. Don answers questions on finding a fiduciary advisor and the meanings of various professional designations. He also takes calls of 529 plan allocation and getting a late start on retirement. He also offer some thoughts on global investing, actively managed funds, and why risk so important in growing your funds. Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode, Tom and Don are tackling the adult equivalent of those old bullies who stole your lunch money. We hear from one caller who does not know how much commission her advisor is taking even though she has asked him multiple times. We also talk about the myths of actively managed funds and clever ways to think about your Social Security as you reach the age of collection. Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

An update on the now official Woodbridge Ponzi scheme. Many of this episodes calls focus on moving money from one place to another. Don and Tom help a few callers with different variations of this problem from avoiding taxation to finding the right place for an inheritance in the short term.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

This episode is jam packed with great questions and useful investing information for all listeners. Don answers this week’s queries on reverse mortgages, early retirement and the concept of F.I.R.E. and discusses the recent, long running bull market and the real value of gold. Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode, discuss a bond fund with outrageously high fees and extraordinary risk. Listen in as they chat about easily accessible online resources for money management, retirement preparation, and how to invest cleverly from a young age. They also talk about inflation and why silver has not actually increased in value in the last hundred years. Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Today’s topics include which investing personalities, on TV and radio, should be trusted, living your life smartly with the constant alerts to impending doom, Jim Cramer and why investing estimates are framed in a particular way.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode of Talking Real Money Quick we explore the evils of stock picking and why investment decisions should not be made from emotional or intuitive areas of our brain, the best retirement calculator, Ponzi schemes and much more.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

This episode’s topics range from savings accounts to annuities. Don and Tom tackle your questions about IRAs, pensions and bond funds. We also pack in some useful information on the resources available on our website and how to use RisQuiz to help you on your investment journey.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Dave Ramsey has helped a lot of people manage their debt and become savers. However, his investing advice leaves a whole lot to be desired because he has a huge financial interest in promoting brokers.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Bite-sized money bits including: Things the financial industry hides from you. Who is less honest? Stock brokers or insurance agents? The common thread through all the so-called crises of recent history. How the rule of seventy-two can help you calculate future worth. Plus, much moreLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Most of those in the financial services industry are not looking out for you, they’re looking out for themselves. In this episode, Don shows you how to look out for you. He also gets into commodities with a caller who's promoting silver. How has silver done when compared with equities and the growth of the global economy.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Tom's on vacation, so Don talks about fund fee wars. Last week, Fidelity Funds announced two new funds, Fidelity Zero Total Market and The Fidelity Zero International without zero expenses. In other words, Fidelity is going to lose a lot of money on them.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Are homes great investments? The reality of home price appreciation has been far different than we’ve been lead to believe. Why we often feel like we knew what the markets were going to do, when in fact we knew nothing at all. Plus, much more.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

The path to a great future is paved with money. But to have money you have to manage it properly. To manage it properly you need to find somebody that you can absolutely trust to do what’s best for you. Like a fiduciary.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Tom and Don discuss the plunging price of two very well-known companies, Facebook and Twitter. Their message: Avoid individual stocks! In addition we take your calls on a variety of issues from charitable gift annuities to stock allocationLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode of Talking Real Money Quick, we bring you part two of the 10 crucial keys to successful investing. In this episode, we learn why market timing is so foolish and why you’re probably better off ignoring news media. As always, we also answer your calls and questions and today, cover topics such as investing with Swell and calculating taxes on Social Security.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode, Don and Tom are talking taxes, social security, annuities and take hard look at insurance. Plus a caller shares a terrible experience with their “advisor.” Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Trading stocks is no different from gambling and the result usually is the same. Plus we discuss Trivent, Merrill Lynch, fees, market correlation, advisor picking, and much more.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Saving for yourself versus saving for your kids.Find out why risk tolerance is a misnomer.The basis of the business market hypothesis.Why we should listen to the market’s collective wisdom.Retirement income versus life strategy income.Determining your volatility and risk tolerance.Why you should quit investing on previous returns.How stock markets reflect the value of the global economy.Why stock markets reward long-term real investors.Why real investing must be based on science.The four well-established dimensions of return.Improve your risk portfolio with dimensions of return.Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comRobert Schiller – https://twitter.com/RobertJShillerLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

A caller’s reverse mortgage problems.How to invest some extra money.Determine your risk tolerance.Only buy the best stocks.Picking stocks is not the same as drafting sports players.Taking out the elements of luck and prediction in investments.Your risk tolerance should guide your investments.Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comBetter Retirement Guidebook — https://www.retirebetterbook.com/Acorns — https://www.acorns.com/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Don goes solo this week as Tom is on vacation.How to get started as an investor and where to get the right advice.Don’s issues with majority of financial advisors and what to look out for.Considering retirement investment options for a teacher. Ideas for emergency funds for fastest and safest access. Getting a real financial advisor instead of a stock broker. Use this handy form to interview financial advisors.Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comBetter Retirement Guidebook — https://www.retirebetterbook.com/Acorns - https://www.acorns.com/Retirement Roundtable - http://www.talkingrealmoney.com/new-events/2018/8/18/retirement-roundtableLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Why a bonus round of the “Quick” podcast this week?Why don’t consumers trust financial “professionals?”Were recent “crises” really that bad?The wacky world of cryptocurrency ICOs.Investing for your tolerance for volatility.What’s happened since the ’08 crash and how would you have fared?Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comBetter Retirement Guidebook — https://www.retirebetterbook.com/Quarters — https://pocketfulofquarters.com/Diet Bitcoin — https://www.dietbitcoinico.org/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Talking Real Money now begins in earnest. Every week we will intersperse your calls (to 855-935-TALK) with a bunch quick, informational features that Don produces for KOMO News in Seattle. Get an eclectic and science based money education in 10-20 minutes per week. In this edition:Two words and two letters for new investors.Cryptocurrency confusion and con jobs. Immediate annuities aren’t as good as they appear. You can’t know when the market will fall or rise again. Predictable failures when predicting the future.What is anything really worth?Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comBetter Retirement Guidebook — https://www.retirebetterbook.com/Acorns — https://www.acorns.com/SEC — https://www.sec.gov/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

The cryptocurrency craze and collapse!Where to put a chunk of savings for best returns according to your risk tolerance. How to go about replacing income for retirement. Balancing your risk and safety through stocks and bonds.Finding a full-time, 100% fee-only fiduciary online. The interviewing processing when selecting a capable, appropriate advisor. What we can learn from the example of Japan in the 1990s. Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comBetter Retirement Guidebook — https://www.retirebetterbook.com/Ethereum — https://ethereum.org/Cristiano Ronaldo — https://www.cristianoronaldo.com/Edward Jones — https://www.edwardjones.com/index.htmlDimensional Investing — https://us.dimensional.com/Peanuts — http://www.vulture.com/2015/12/peanuts-specials-ranked.htmlTalking Real Money DFA Advisor Link — http://www.talkingrealmoney.com/dfaAllison Spielman — http://www.allisonspielman.com/Warren Buffett — https://www.investopedia.com/university/warren-buffett-biography/warren-buffett-success-story.aspBerkshire Hathaway — http://www.berkshirehathaway.com/ Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Will the future economy be better or worse?Don’s approached by the World Marketing Alliance.Why you should be investing in what is down.Bond percentages versus stocks percentages.Intermediate government bond funds go down.Investors are doing worse than funds themselves.A brief update on bad investor behavior.Why investor returns recently improved.Returns on the Fidelity Emerging Marketing Fund.Why you don’t react to everything that is going on.Sell some of your winners, buy some of your losers.Insurance companies are not 100% guaranteed safe.Remember, there’s nothing out there that is free.Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comWorld Marketing Alliance – https://www.linkedin.com/company/wma-world-marketing-alliance/Fidelity Emerging Marketing Fund – https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/SHDOCS/FEMKX/hosts/sh_comm_qfr.000322.RETAIL_pdf.pdfJason Heath – https://business.financialpost.com/author/fpjasonheathExecutive Life – https://en.wikipedia.org/wiki/Executive_Life_Insurance_CompanyLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Attorney Rick Gregorek joins Tom and here are some of the topics discussed:Investment tip 1: Ignore all the noise.Are you okay losing half of the money you invested?The need for return versus the want for return.Why half of your money should be in bonds.You have to afford to save for retirement, now.State planning, disability and dying: It’s a reality people!What Rick and Tom cover in Retirement Freedom.Why financial portfolios need to adapt as you age.What happens when investment portfolios rely on principle.Planning for not being able to take care of yourself. Financial conflict often created by blended families.Knowing the purpose for your own money first.Determining how much you should be saving. The “mortgage-free” myth you need to know.Why windfalls are a major financial decision.Is tax referral generally a good idea?Hear Tom’s problem with real estate today.Stocks that have gone parabolic in the last year. The importance of really diversifying your stocks.Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comRick Gregorek – https://www.rjglegal.com/Rick Gregorek on Twitter – https://twitter.com/RJGLegalYour Partner in Law – http://yourpartnerinlaw.com/Acorns – https://www.acorns.com/Retirement Freedom – http://yourpartnerinlaw.com/Page/upcoming-eventsYour Money and Your Brain – https://www.amazon.com/Your-Money-Brain-Science-Neuroeconomics/dp/0743276698Bank Rate – https://www.bankrate.com/Talking Real Money on Twitter – https://twitter.com/donmcdonald Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Why the 110-year old Dow Jones Industrial Average is an anachronism.Some advice for diversifying IRA investments.The current plight of some baby boomers going into retirement.Looking back on the original companies from the DJIA. The lesson that the history of the DJIA teaches us for free! The upcoming Retirement Freedom class that Tom is offering.When to start taking Social Security.How to go about starting to prepare for retirement. Transferring into a Roth IRA and the tax options.Balancing real estate investments with stock and bonds.Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comDave Ramsey — https://www.daveramsey.com/Disney — https://www.disney.com/Time — http://time.com/Forbes — https://www.forbes.com/American Funds Group — https://groupinvestments.americanfunds.com/Bill Gross — https://en-us.janushenderson.com/institutional/make-money/SEC — https://www.sec.gov/Ray Lucia — http://www.raylucia.com/Dow Jones Industrial Average — https://www.marketwatch.com/investing/index/djiaDow 30 — https://money.cnn.com/data/dow30/AT&T — https://www.att.com/Wall Street Journal — https://www.wsj.com/S&P TMI — https://www.marketwatch.com/investing/index/sptmi?countrycode=xxMicrosoft — https://www.microsoft.com/Apple — https://www.apple.com/Caterpillar — https://www.caterpillar.com/en.htmlRetirement Freedom Kirkland — http://www.talkingrealmoney.com/new-events/2018/5/23/retirement-freedom-kirklandRick Gregorek — http://yourpartnerinlaw.com/ Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

The problem with Dave Ramsey’s advice on investing.Don't expect a 12% return on your investments.Investing in stocks is far from safe.Investment advice on the radio and who to trust.Where to stash money for the short term. A reminder about Don’s advisor hats!The oxymoron that is ‘actively managed index funds’.The best indicator of the US market at any point.Is the Dow Jones Industrial Average an anachronism.Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comDave Ramsey — https://www.daveramsey.com/Disney — https://www.disney.com/Time — http://time.com/Forbes — https://www.forbes.com/American Funds Group — https://groupinvestments.americanfunds.com/Bill Gross — https://en-us.janushenderson.com/institutional/make-money/SEC — https://www.sec.gov/Ray Lucia — http://www.raylucia.com/Dow Jones Industrial Average — https://www.marketwatch.com/investing/index/djiaDow 30 — https://money.cnn.com/data/dow30/AT&T — https://www.att.com/Wall Street Journal — https://www.wsj.com/S&P TMI — https://www.marketwatch.com/investing/index/sptmi?countrycode=xxMicrosoft — https://www.microsoft.com/Apple — https://www.apple.com/Caterpillar — https://www.caterpillar.com/en.htmlRetirement Freedom Kirkland — http://www.talkingrealmoney.com/new-events/2018/5/23/retirement-freedom-kirklandRick Gregorek — http://yourpartnerinlaw.com/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Confusing predictions, investment knowledge, and pornography.Making investments that you do not have to watch every day.Knowing your risk tolerance and then acting in accordance with it.Picking which Vanguard index fund to utilize to suit your needs.Further considerations about GET and Utah Plans. The two things that parents should be thinking about when securing their children’s futures. The vital importance of education as an investment.Why some advisors are somehow insisting their clients want to pay more!Avoiding the obfuscation that many advisor firms employ. John Thain’s contentious side table.Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comRetirement Freedom Kirkland — http://www.talkingrealmoney.com/new-events/2018/5/23/retirement-freedom-kirklandRick Gregorek — http://yourpartnerinlaw.com/Financial Fysics — https://www.amazon.com/Financial-Fysics-Money-Investing-Really/dp/1453898557Amazon — https://www.amazon.com/David Letterman — https://www.theguardian.com/media/david-lettermanMorningstar — https://www.morningstar.com/The Great Bull Market That Everybody Missed — https://www.morningstar.com/articles/869684/the-great-bull-market-that-everybody-missed.htmlPaul Merriman — https://paulmerriman.com/My529 — https://my529.org/DreamAhead — https://www.get.wa.gov/savings-planAge-Based Aggressive Global — https://my529.org/age-based-aggressive-global/GoFundMe — https://www.gofundme.com/Mel Gibson — https://www.imdb.com/name/nm0000154/Merrill Lynch — https://www.ml.com/Wall Street Journal — https://www.wsj.com/Morgan Stanley — https://www.morganstanley.com/John Thain — https://news.efinancialcareers.com/za-en/312153/john-thain-deutsche-bank Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Preparing for retirement on a teacher’s salary.Using a trust to secure an estate inheritance.Roth IRAs and saving agreements with children.Why individual stocks are gambles, not investments.Pros and cons of investing with Acorns.Acorns’ ‘Found Money’ and how it works.529 College Plans and where to best place your money.Some more ideas for ensuring a safe trust for your kids. Questions to ask before parking money from a real estate saleMoney Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comFinancial Fysics — https://www.amazon.com/Financial-Fysics-Money-Investing-Really/dp/1453898557Retirement Freedom Kirkland — http://www.talkingrealmoney.com/new-events/2018/5/23/retirement-freedom-kirklandRick Gregorek — http://yourpartnerinlaw.com/Dow Jones Industrial Average — https://www.marketwatch.com/investing/index/djiaApple — https://www.apple.com/Boeing — https://www.boeing.com/Acorns — https://www.acorns.com/Lyft — https://www.lyft.com/Wall Street Journal — https://www.wsj.com/Walmart — https://www.walmart.com/DreamAhead Plan — https://www.get.wa.gov/savings-planUtah 529 Plan — https://my529.org/Bankrate — https://www.bankrate.com/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Why Don has no qualms about taking down investment charlatans.The increase in index fund investment over the last two decades.Common questions that Tom encounters from clients who have been swindled.Knowing your money’s purpose before making any kind of investments.Creating a savings habit from a young age. Don’s idea to send the SEC some hats to improve their practices.Figuring out if your investment plan is too conservative.The differences between a money market account and a money market fund.Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comWall Street Journal — https://www.wsj.com/Billions — https://www.imdb.com/title/tt4270492/Andrew Ross Sorkin — https://www.nytimes.com/by/andrew-ross-sorkinBobby Axelrod — http://billions.wikia.com/wiki/Bobby_AxelrodThe Americans — https://www.imdb.com/title/tt2149175/The West Wing — https://www.imdb.com/title/tt0200276/Happy Days — https://www.imdb.com/title/tt0070992/Yes — http://yesworld.com/Incredibles 2 — https://www.imdb.com/title/tt3606756/Financial Fysics — https://www.amazon.com/Financial-Fysics-Money-Investing-Really/dp/1453898557SEC — https://www.sec.gov/Bankrate — https://www.bankrate.com/Northpointe Bank — https://www.northpointe.com/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Surrender charges and their vague justifications.Free meals and the associated sales pitches.The different formats on which Talking Real Money is available. Overconfidence and the behavioral biases around investing. Pattern recognition and its evolutionary roots. Recency bias and the psychological after effects of the 2008 market crash. A host of other biases that affect our investment choices. Some of the recent news from the world’s most famous investors.Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comThe Americans TV Show — https://www.imdb.com/title/tt2149175/Charlies Steak House Florida — https://www.tripadvisor.co.za/Restaurant_Review-g34515-d456639-Reviews-Charley_s_Steak_House-Orlando_Florida.htmlAndersonville — https://www.history.com/topics/american-civil-war/andersonvilleS&P 500 — https://www.marketwatch.com/investing/index/spxMoney Magazine — http://time.com/money/Investor’s Business Daily — https://www.investors.com/Blackberry — https://us.blackberry.com/Apple — https://www.apple.com/Jason Zweig — http://jasonzweig.com/Warren Buffett — https://www.investopedia.com/university/warren-buffett-biography/warren-buffett-success-story.aspJohn Bogle — https://www.marketwatch.com/story/this-is-jack-bogles-strategy-to-avoid-disappointing-vanguard-investors-2017-07-20Burton Malkiel — https://www.nytimes.com/2017/06/22/business/burton-malkiel-investment-stock-index-funds.htmlLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Who should you ask your for investment advice?Managing a tricky annuity alongside an IRA.Researching the current value of the New York 529 Plan. When to pick up brokerage CDs. Understanding stock market reports and what rises and falls are compared to.The worst lesson anyone can take when it comes to money. Why learning about money is important from an early age. The drawbacks of teaching kids about money too early.Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comSEC — https://www.sec.gov/KC and the Sunshine Band — http://www.heykcsb.com/Anthony Bourdain — http://www.anthonybourdain.net/New York 529 Plan — https://www.nysaves.org/DreamAhead Plan — https://www.get.wa.gov/savings-planOlympia Beer — http://olympia-beer.com/Bankrate — https://www.bankrate.com/Bellevue Event — http://www.talkingrealmoney.com/new-events/2016/6/3/lunched-the-science-of-retirement-investing-portlandDow Jones Industrial Average — https://www.marketwatch.com/investing/index/djiaAcorns — https://www.acorns.com/ Whiz Biz Kids — http://whizbizkids.com/Camp Millionaire — http://www.creativewealthintl.org/campmillionaire.phpRobert Kiyosaki — https://richdadeducation.com/us/FreeWorkshop/?vsid=30d26bd6-586e-e811-93fe-a0369f1303c6Blackstone — https://www.blackstone.com/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Don’s beef with most of the people, not all of the people, who sell financial services is that they don’t regularly tell the truth, the whole truth and nothing but the truth. The reason being, that they are paid to obfuscate. In this episode, Tom and Don discuss the misleading nature of many of the sales pitches out there today. The phrase, “It’s just capitalism,” so often heard when it comes to shady business dealings, is just no excuse! By the end of this episode, you’ll have some helpful tools in your pocket to help you find out whether you are being bamboozled by your brokers.Misleading financial services sales pitches.Equity index annuities: Are they really that great?Why you need to be aware of surrender charges.Helpful tricks to find out whether you are being bamboozled.Should financial decisions be based on the concept of caveat emptor?Why the phrase “It’s just capitalism” is not excusable.Somebody shouldn’t have to win, somebody shouldn’t have to lose.Tom and Don’s beef with bank brokers and wealth managers.More insights on the 529 GET Plan and DreamAhead program.Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comCaveat Emptor – https://consumer.findlaw.com/consumer-transactions/what-does-caveat-emptor-mean-.htmlTom Cock – https://www.linkedin.com/in/tom-cock-846234b/Bank Rate – https://www.bankrate.com/CNL Bank – http://www.usbanklocations.com/cnlbank-34427.shtmlDreamAhead Plan — https://www.get.wa.gov/savings-plan529 GET Plan – https://www.get.wa.gov/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Learn more about Washington State’s Dream Ahead plan.Why we’re not gigantic fans of the 529 because of asset allocation.Hear our “secret” plan for The Dream Ahead stock portfolio.Learn more about the State’s TAP Annuity plan. Is it worth it?Why hedge funds dramatically underperform on average.Why the bane of the financial services industry is the concept of dual registration.Why Wall Street does not want to disclose their conflicts of interest.Discover why it’s easier for financial service providers to outright lie.Fake news, fake corporations, fake scams, and fake people.How Bill ‘Bond King’ Gross lost 21 million dollars of his own money.Find out more about PIMCO’s Total Return fund.An update on Bitcoin mining.Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comMoney Magazine — http://time.com/money/Better Retirement Guidebook — https://www.retirebetterbook.com/The Dream Ahead Plan – https://www.dreamahead.wa.gov/Dream Ahead 529 Is A Better College-Savings Plan Than GET –https://www.seattletimes.com/opinion/dreamahead-529-is-a-better-college-savings-plan-than-get/Westworld on HBO – https://www.hbo.com/westworldUesp.org – https://my529.org/The TAP Annuity – http://www.merriman.com/wealth-enhancement/how-the-tap-annuity-works-for-washington-state-employees/Bill Gross’s Janus Unconstrained Bond Fund Drops Sharply – https://www.wsj.com/articles/bill-grosss-janus-unconstrained-bond-fund-drops-sharply-1527688629PIMCO – https://www.pimco.com/en-us/?showSplash=1C-Share – https://www.investopedia.com/terms/c/cshare.aspVerizon – https://www.verizon.com/home/verizonglobalhome/ghp_landing.aspxSprint – https://www.sprint.com/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

The lousy pay in teaching and education.Looking at the DreamAhead College Investment Plan and its possibilities.Comparing a Global REIT fund from Vanguard with bond funds.The low-down on annuities and when to avoid them. Clarifying some points from the Washington GET College Fund. Preparing for a child’s college payments the smart way. Recapping the story from last week’s episode with Jordan Goodman. Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comWashington State University — https://wsu.edu/529 Plan — https://www.sec.gov/reportspubs/investor-publications/investorpubsintro529htm.htmlDreamAhead Plan — https://www.get.wa.gov/savings-planRetirement Planning Today — https://www.campusce.net/everett/Course/Course.aspx?c=157Fidelity — https://www.fidelity.com/Jordan E. Goodman — https://www.moneyanswers.com/SEC — https://www.sec.gov/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Bill Gross and the so-called ‘Bond King's’ epic fail!Finding and budgeting for a true fiduciary advisor.Why a long term perspective is indispensable to successful investing. The study that shows why it is better to hold off on Social Security.What is AAII’s shadow stock portfolio?Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comBill Gross — https://www.reuters.com/article/us-funds-janushenderson-gross/bill-gross-janus-unconstrained-bond-fund-drops-to-last-in-peer-group-idUSKCN1IV27VPimco — https://global.pimco.com/en-gblJanus Henderson — https://en-us.janushenderson.com/institutional/make-money/Nuveen — https://www.nuveen.com/homeTrump — https://www.donaldjtrump.com/Dimensional — https://us.dimensional.com/George Mason University — https://www2.gmu.edu/The Power of Working Longer — http://www.nber.org/papers/w24226AAII — http://www.aaii.com/Jason Zweig — http://jasonzweig.com/CDI Corp — https://www.cdicorp.com/Salem Media Group — http://salemmedia.com/Wall Street Journal — https://www.wsj.comMark Holbert — https://www.raymondjames.com/holbert/about-us/bio?_=Mark.HolbertS&P 500 — http://money.cnn.com/data/markets/sandp/Eric Tyson — https://erictyson.com/Investing for Dummies — https://www.amazon.com/Investing-Dummies-Eric-Tyson/dp/1119293340Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode we talk with former Money magazine reporter Jordan Goodman about recommendation of the alleged Woodbridge Wealth Ponzi scheme and his advice for investors going forward. Apparently, he failed to learn his lesson from his last failed promotion. Special guest, Jordan GoodmanThe risk of the stock market versus the safety of a bank. Jordan’s take on the SEC complaint against Woodbridge Wealth. Some self-serving “investing” advice from Jordan in the wake of the Woodbridge debacle. Don and Tom confronts Jordan on his endorsements and ethics.The conflicted interests of many financial advisors.The personal expenses of Robert Shapiro of Woodbridge Wealth.Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

How many Warren Buffet’s are really out there?Learn more about Warren Buffets’ Berkshire Hathaway.Berkshire Hathaway VS Vanguard Total Stock Market Index Fund.The very big difference between anecdotes and evidence.The problem with the majority of brokers / fiduciaries today. Dual-registered advisers and why you should be weary of them.What to do if your advisor does not have your best interest at heart.When to wear the “best interest” red hat and the “merely suitable” green hat.A fictional view of the Hedge Fund industry and its charges. Can you really learn to effectively trade?Learn more about the Peter Lynch method for investing.Is buying shares in something like BlackBerry a good idea?Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Warren Buffet – https://www.forbes.com/profile/warren-buffett/Berkshire Hathaway – http://www.berkshirehathaway.com/Inside Billionaire Steve Cohen’s Comeback – http://fortune.com/steve-cohen-billionaire-point72-hedge-fundWarren Buffett’s Berkshire Hathaway Had An Amazing 2017. 2018 Isn’t Looking Too Bad, Either – https://www.washingtonpost.com/news/get-there/wp/2018/01/18/warren-buffetts-berkshire-hathaway-had-an-amazing-2017-2018-isnt-looking-too-bad-either/?noredirect=on&utm_term=.631aed853601Vanguard Total Stock Market Index Fund – https://investor.vanguard.com/mutual-funds/profile/VTSAXTom Cock LinkedIn – https://www.linkedin.com/in/tom-cock-846234b/The Deuce on HBO – https://www.hbo.com/the-deuceThe Peter Lynch Method – https://www.investopedia.com/articles/stocks/06/peterlynch.aspLearn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

Big banks and their conscious-free approach to money.One of the biggest challenges for Bank of America managers.The substantial shift to passive investment strategies.Is the best way to slow or reverse the ship by generating alpha?Recommendations from Bank of America that investors can perform.Return volatility and buying the riskier stocks.Stock Picker’s Paradise: Is that a real place or just a song?Why Bank of America wants you to “Take the road less travelled.”Extend your time horizon: Why short-term trading hurts returns.Do active managers do well in down markets?Find out why having one retirement fund makes sense.A look at the stats: How many traders really outperform?Why we are yet to find a reliable track record of long-term performance.Stock market investors versus gamblers.Why Warren Buffet isn’t as good as you think.Vestory — https://vestory.com/National Association of Broadcasters – https://www.nab.org/Bank of America – https://www.bankofamerica.com/HSBC Bank – https://www.us.hsbc.com/Dirty Money – https://www.imdb.com/title/tt7889220/Savita Subramanian – https://www.linkedin.com/in/savita-subramanian-87034/Merril Lynch – https://www.ml.com/Morgan Stanley – http://www.morganstanley.com/Bank Of America Outlines Tips Investors Can Use To Beat The Market – https://www.cnbc.com/2018/05/25/to-beat-the-market-bank-of-america-outlines-these-tips-for-investors.htmlMoney Thirty Podcast — https://www.moneythirty.com/Warren Buffet – https://www.forbes.com/profile/warren-buffett/Fama & French – https://www.investopedia.com/terms/f/famaandfrenchthreefactormodel.aspVanguard — https://investor.vanguard.comReal Investing Journal — https://www.realinvestingjournal.com/The Secret to Beating the Stock Market, According to Vanguard Experts – http://time.com/money/4683900/vanguard-active-funds-beat-the-market-index-funds/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!

In this episode of the podcast we are steering you away from the troubled waters of shady advisors and bad investments. Don and Tom take a few calls about correcting your investment path, the reality of gold and precious metal investments.. The duo also discuss the state of Seattle’s pension fund, Don’s book, and bitcoin. The episode finishes off with an invite to their next event, The Science of Retirement Investing, which is happening in June and will, like this show, help you prepare for a financially secure future.The recent Seattle City pension fund debacle.Don and Tom’s free advice for those in charge of pensions in Seattle.How to get ahold of Don’s book, Financial Fysics. The continuation of Mary’s question from the last episode. Finding the right advisor for your needs and comfortability. The danger of precious metal investments.What in the world is bitcoin art?Mining asteroids for gold and other minerals!More flimsy cryptocurrency options that you should ignore. Some information on the upcoming Science of Retirement Investing lunch. A quick look at bitcoin’s recent chart.Money Thirty Podcast — https://www.moneythirty.com/Real Investing Journal — https://www.realinvestingjournal.com/Vestory — https://vestory.com/401411 — http://www.401411.com/Vanguard — https://investor.vanguard.comFinancial Fysics — https://www.amazon.com/Financial-Fysics-Money-Investing-Really/dp/1453898557Apple iBook Store — https://itunes.apple.com/us/app/ibooks/id364709193?mt=8The Seattle Times — https://www.seattletimes.com/Seattle Pension Fund Phone Number — 206-386-1293Apple Hospitality REIT — http://applehospitalityreit.com/DFAUS — https://us.dimensional.com/Angus Maddison — https://www.rug.nl/ggdc/historicaldevelopment/maddison/?lang=enJeff Bezos — https://www.forbes.com/forbes/welcome/?toURL=https://www.forbes.com/profile/jeff-bezos/&refURL=https://www.google.co.za/&referrer=https://www.google.co.za/Elon Musk — https://www.tesla.com/elon-muskPablo Escobar — https://www.biography.com/people/pablo-escobar-9542497HoweyCoins — https://www.howeycoins.com/index.htmlThe Science of Retirement Investing — http://www.talkingrealmoney.com/new-events/2016/6/3/lunched-the-science-of-retirement-investing-portlandBillions TV Show — https://www.imdb.com/title/tt4270492/Learn more about your ad choices. Visit megaphone.fm/adchoicesQuestions? Comments? Click!