Switch Your Money On

The UK tax year runs from 6 April to 5 April the following year. It’s important because many of the most valuable savings and investing benefits are tied to this annual cycle, including ISA allowances and pension tax relief. When the tax year ends, those allowances reset – and the majority of unused allowances don’t roll over. In this episode, Helen and Clare highlight some of the trends we are currently seeing to help inform what people do in this new tax year.We’ll discuss some of the changes to allowances and tax rates that are taking place or coming up in the near future, and look back on how some of these have changed in recent years.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

As we find you looking ahead to a restful Easter Bank Holiday Weekend, there will be some amongst you that are still looking to make the most of your annual investment allowance. In this episode, Matt and Emma share three funds and three shares that you may want to consider as part of a balanced portfolio.And if you’re not ready to invest right now, either because of uncertainty in the current market conditions, or because you’re just not sure, well there’s still time to at least use those allowances by putting cash in, and making a decision later on what to invest in. But don’t wait too long because, as we always say, time in the market is always better than timing the market.This podcast was recorded on March 30 2026 and all information was correct at the time of recording.Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future.For more investment ideas, visit our website at News & Insights Hosted on Acast. See acast.com/privacy for more information.

With inheritance tax receipts set to deliver another record-breaking payday for the Treasury, it’s a tax that fills miles of column inches, but only actually affects 1 in 20 of estates. So with more people concerned about the tax than ever have to pay it, we delve into some of the myths, facts and misunderstandings around IHT.We talk about the rules around gifting while you’re still alive, life insurance, the importance of wills, and how inheritance will be divided in the absence of one.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

The conflict in Iran continues to drive volatility in markets, driven mostly by the price of oil. Despite our base case assumption that the war will last weeks, not years, markets are trying to weigh up whether there will be high inflation, a slowdown in economic growth, or in extreme circumstances recession.It remains the case, that if you hold a well-balanced portfolio, aligned to your long-term goals, then the best thing to do right now is, generally, nothing.But what if you don’t already have diversification built into your portfolio? We’ve been looking at what types of investments add resilience, in times of market shock.This podcast was recorded on March 16 2026 and all information was correct at the time of recording.Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future. Hosted on Acast. See acast.com/privacy for more information.

Benjamin Franklin famously said there’s only two things that are certain in life: death and taxes. But although tax is a part of life, it doesn’t have to be something that just happens to you. With smart planning, you can avoid some costly traps.When your income goes up, you need to step up your planning too. With tax thresholds having been frozen in the UK since 2021/22, the number of people paying the higher rate of tax has risen by 2.65m since that time.We talk about some of the taxation pitfalls, and ways that you can maximise your pensions and ISA allowances to make the most of your earnings.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Emma and Matt explore the unfolding situation in the Middle East, in particular, how markets are responding, and what investors can do in times of global uncertainty.Volatility is something we have come to anticipate as par for the course under a Trump presidency. In most cases, the sensible investment strategy is to sit tight and stick to your plan. Well diversified portfolios, with exposure to different asset classes, geographies and styles will provide the best defence against uncertainty.They also reflect on this week’s Spring Statement - and why the markets viewed it as a non-event.This podcast was recorded on March 4 2026 and all information was correct at the time of recording.Nothing in this podcast is personal advice – you should seek advice if you’re unsure what’s right for you. Investments rise and fall in value, so you could get back less than you invest. And past performance is not a guide to the future. Hosted on Acast. See acast.com/privacy for more information.

When you’ve just sat through 40 consecutive days of rain, you’d be forgiven for dreaming of a knock on the door from a millionaire maker, so you could take off to sunnier climes.In this episode, Helen and Clare imagine what they would do with an unexpected windfall - and look at what you have told us you would do. You’re a pleasingly sensible bunch, with the majority of you saying you’d put that windfall towards savings and investments.But what else should you be thinking about? From care costs, to pensions, and whether you should lock money away for the long-term, Clare and Helen dig into the different things you should be thinking about. Hosted on Acast. See acast.com/privacy for more information.

Emma is joined by Senior Equity Analyst Matt Britzman for our investments episode where they delve into results season amongst the big tech players and ask whether AI really does replace everything. Big tech means big numbers, with an estimated $611bn of spend on AI this year alone. But is the capital expenditure overblown?The team explore whether AI is even right to be seen as the big disruptor, given how well-integrated it is into existing software providers. And they discuss if companies are able to adapt quickly enough to the implementation of AI tools.This podcast isn’t personal advice, if unsure of a course of action for your circumstances, please ask for advice. Investments fall as well as rise in value so you could get back less than you invest. Past performance is not a guide to the future. Hosted on Acast. See acast.com/privacy for more information.

Nothing says romance like financial planning. Does being married make sense financially? For our Valentine's Day special Helen and Clare are discussing weddings, marriage and finance. While your wedding day may be the most expensive day of your life, could it save you money in the long run?Helen and Clare discuss the practical costs of being single, the importance of having a will, and bust some myths about common law marriage.  Hosted on Acast. See acast.com/privacy for more information.

In this episode, Emma Wall and Matt Britzman unpack a busy week for markets and what it means for investors.They look at what’s driving gold volatility and the role gold can play in portfolios against a shifting geopolitical backdrop. The episode also covers earnings season, with insights from Microsoft, Meta, Apple and Tesla, and how Big Tech results and AI investment are shaping market sentiment.Finally, they unpack the Federal Reserve’s decision to hold interest rates and what the outlook for US rate cuts in 2026 could mean for equities and inflation.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance is not a guide to the future. Hosted on Acast. See acast.com/privacy for more information.

Sarah Coles and Helen Morrissey explain HMRC self-assessment, including the self-assessment tax return deadline, late filing penalties, common mistakes, what to do after the deadline passes and how to amend a return. They cover who needs to file, pension tax relief, capital gains, child benefit charges and what to do if you miss the deadline.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Tax and pension rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Emma Wall and Sarah Coles unpack the latest bout of global market volatility and what it means for investors.They discuss the impact of geopolitical tensions, from Greenland and Venezuela to renewed focus on Trump, tariffs and trade risks – and how these forces are shaping global stock markets. The episode looks at why gold and defence stocks are back in focus, what recent client activity reveals about investor behaviour, and where risks and opportunities may be emerging.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Sarah Coles and Helen Morrissey explore the hidden financial risks that can catch people out in mid-life. They talk about job losses among older workers, the financial impact of ill health and divorce, and why many people discover gaps in their emergency savings and pensions later than they expect.This episode also covers how to build financial resilience by reviewing the protections you have in place – looking at life insurance, income protection and critical illness cover.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Sarah Coles and Helen Morrissey explore how much debt UK households are really carrying and why borrowing can quietly spiral out of control, even for higher earners.They also share practical steps for tackling debt, including prioritising repayments, choosing between the avalanche and snowball methods, cutting costs, and using balance transfers carefully, alongside the importance of emergency savings in avoiding future debt.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Tax and pension rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Sarah Coles and Helen Morrissey look ahead to what 2026 could hold for your finances.They discuss key dates to watch in the year ahead, including the rise in the state pension, higher dividend tax and the continued freeze on income tax thresholds. The episode also explores what this means for savers, investors and pensioners and the outlook for household financial resilience.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

In this episode, Emma Wall and Sarah Coles look ahead to 2026 and the key themes set to shape investment markets.They discuss where interest rates could be heading in the UK and US, the risks around inflation, government debt and high market valuations, and what this could mean for investors. The episode also explores opportunities across bonds, emerging markets and quality shares, before revealing Hargreaves Lansdown’s funds and shares to watch for 2026, including multi-asset funds and individual stocks.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

In this end-of-year special, Sarah Coles and Helen Morrissey look back at the key money themes of 2025 and what they mean for savers, investors and retirees.They discuss how market volatility following global trade tensions tested pension investors’ nerves and why taking a long-term investing approach matters.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

In this investment special, Emma Wall and Sarah Coles take stock of what the events of 2025 mean for investors: from the market records set to the performance of stocks like Nvidia, and why it’s worth considering the balance of investments in their portfolio right now.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance isn’t a guide to future returns. Hosted on Acast. See acast.com/privacy for more information.

Emma Wall and Sarah Coles discuss how the stock markets are faring after the Budget, the importance of the golden quarter for businesses, and explore a market pattern known as a ‘Santa rally’ that could be approaching this month.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Past performance is not a guide to the future. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Explore what the Autumn Budget 2025 means for you, from tax freezes and ISA cuts to changes in savings, dividends, pensions and key investor updates.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Rumoured Budget tax changes are putting new pressures on the self-employed. Sarah Coles and Helen Morrissey explore what rising taxes could mean for freelancers, why lumpy income makes saving harder, how insurance for the self-employed can help and how people can build their financial resilience.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Emma Wall and Sarah Coles take a closer look at what’s behind recent market volatility in the US. They discuss concerns surrounding the AI boom, what the Federal Reserve might do next, the government shutdown and the importance of diversification amid uncertainty.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest. Past performance isn’t a guide to the future. Hosted on Acast. See acast.com/privacy for more information.

Sarah Coles and Helen Morrissey dive into what it really means to be wealthy in today’s world and why a million pounds isn’t what it used to be. From the impact of inflation on lottery jackpots to how wealth builds across generations, they explore who actually qualifies as “wealthy,” and why many people still don’t feel it.They unpack how property, pensions and savings all contribute to your overall wealth, why patience pays off with long-term investing, and the simple steps that can help you grow your money - whether you’re just starting out or approaching retirement.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

As spooky season arrives, Sarah Coles and Helen Morrissey explore the financial fears haunting households, from Budget rumours to “zombie” savings and pensions quietly eating through your cash.They unpack the latest updates on income tax, National Insurance, Capital Gains Tax and pension tax relief, explaining what might change in the next Budget and what steps you can take now to shelter your money.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Hosted on Acast. See acast.com/privacy for more information.

Sarah Coles and Emma Wall unpick the forces shaping global markets, focusing on tech stocks and the impact of AI on the US economy. They discuss warnings from Andrew Bailey and the IMF about stretched valuations and what this could mean for investors.They also cover strong US GDP revisions, the Federal Reserve’s next moves, and what is happening to gold prices. Plus, they look at the ongoing US government shutdown and its potential impact on markets.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Past performance is not a guide to the future.  Hosted on Acast. See acast.com/privacy for more information.

Sarah Coles and Helen Morrissey break down key questions around the state pension - who gets it, when you can claim, and how much you might receive. They look at how the triple lock affects payments, why now is a crucial time of year, and how rising state pension ages could impact your retirement plans.They also explain how your National Insurance record affects what you get, what to do if there are gaps, and how to check if you’re on track for the full amount.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances.  Hosted on Acast. See acast.com/privacy for more information.

Sarah Coles and Emma Wall look at the factors moving markets around the world. They discuss the US government shutdown, strong economic data, and why both equities and gold are rising, despite usually pointing in opposite directions.They also delve into global market trends and UK economic concerns.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

With the Budget date now confirmed, speculation is swirling. From tax hikes to potential ISA rule changes and pension tax tweaks. Sarah Coles and Helen Morrissey break down the rumours ahead of the Autumn Statement and what they could mean for your finances.They explore concerns around ISA limits, the future of the Lifetime ISA, pension tax relief, capital gains, inheritance tax and income tax. They look at what steps you might want to consider now - and why reacting too quickly could backfire.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Tax rules can change and any benefits will depend on your circumstances. Hosted on Acast. See acast.com/privacy for more information.

Sarah Coles and Helen Morrissey delve into data from the latest HL Investor Confidence Index and explore why confidence is slipping across major markets, even as Wall Street hits fresh highs. They unpack what could be driving the disconnect, from weak economic data in the UK and US to interest rate moves and AI-fuelled optimism.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Sarah Coles and Helen Morrissey join Nathan Long, senior analyst at HL, to discuss the latest HL Savings and Resilience Barometer findings. They explore why the UK’s pension gap is widening, especially among higher earners, and how income, location, and home ownership affect financial resilience.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Sarah Coles and Helen Morrissey unpack the latest HL Savings and Resilience Barometer findings, revealing significant investment gaps across UK households, especially among single women, and the challenges facing retail investors today. They explore how inflation and UK economic growth concerns are impacting investor confidence, why building an emergency fund remains essential, and the importance of building a strong investment culture.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Susannah Streeter and Sarah Coles explore how property has become less rewarding as an investment, with more tax on landlords, rising costs of new legislation and higher mortgage interest. They also cover the latest Budget rumours affecting property, including speculation on changes to stamp duty, CGT, and NI on rent.Helen Morrissey discusses the issues with being a landlord in retirement, questions around downsizing and weighs all this up against pensions.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Susannah Streeter and Sarah Coles look at how professional investors are reacting to recent market volatility and what DIY investors can take from their approach. They explore changing attitudes to US stocks, rising interest in UK and European markets, and why doing nothing can sometimes be the smartest move.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Susannah Streeter and Sarah Coles unpack the rising cost of raising children and how the whole family can prepare financially. They cover maternity leave, building up emergency savings and getting your kids off to the right start with saving and investing.Helen Morrissey joins to explain why it's vital not to overlook your pension and how parents and even grandparents can protect and boost family finances.This podcast isn’t personal advice. If you’re unsure what’s right for you or a child, seek financial advice. Investments can go up and down in value, so its possible to get get back less than invested. Pension, ISA and tax rules apply and benefits depend on personal circumstances. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets, from major trade deals and new tariffs to a busy earnings season led by tech giants. They unpack results from Meta and Microsoft, Apple and Amazon, look at the surge in gold demand, and assess the latest investor confidence data.They also explain what the recent interest rate cut means for savers, investors and pensions, and why sentiment is shifting across global markets.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah Streeter and Sarah Coles as they answer your holiday money questions, such as how to pay for your trip, get the best exchange rates and avoid overspending while you’re away. They also look at the real cost of holidays and how to plan ahead so you don’t come home with debt.Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, explains why holidays are a good time to think about retirement and how to check if you’re on track.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah Streeter and Sarah Coles as they look back on a bumpy six months in the markets, marked by rising geopolitical tensions, trade disputes linked to Trump’s policies and a very public clash with Elon Musk. These events have stirred up oil prices and shaken investor confidence across the world. They break down what’s driving these shifts and share ideas on how you could shelter your investments going forward.Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, joins to talk about how to check if you’re on track with your pension, whether your investments are suited to your goals, and what a solid backup plan for retirement should include.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah Streeter and Sarah Coles as they explore how to protect your finances from the fallout of divorce and smart steps to take both before and during a split.Talking pre-nups, emergency funds and mortgage debt, we break down practical ways to safeguard your money if your relationship breaks down. With the number of divorces jumping 28% in 2023, it's a timely reminder that even happily married couples should be prepared.Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, joins to explain the crucial role pensions play in divorce settlements, and the options for splitting them fairly.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah Streeter and Sarah Coles as they explore what’s been moving markets and what big changes to financial advice could mean for your money.Trade tensions, investor sentiment, oil prices and shifting mortgage rules are all in focus, as the team breaks down what it means for markets and borrowers.Helen Morrissey, head of retirement analysis at HL, explains how reforms to the advice boundary could help more people make better financial decisions, from investing spare cash to planning for retirement.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Are you financially prepared to live to 100? In this special episode, Susannah Streeter and Sarah Coles explore how much money you might need to retire comfortably and support yourself through a longer life.Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, breaks down pension adequacy, savings targets, and what the government's pension review could mean for your future. Topics include auto-enrolment, the state pension, and retirement planning essentials.Plus, financial planner Bradley Clark shares expert advice on how to make your money last a lifetime - however long that may be.This podcast isn’t personal advice. If you’re unsure what’s right for you, seek financial advice. Investments can go up and down in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah and Sarah as they explore the key drivers behind recent global market movements, including trade deals and tariffs, economic slowdown and efforts to boost growth in the UK.Understand what all this means for investors, and get clear insights on what’s next for inflation, interest rates, government borrowing and possible tax threats in the autumn Budget.Plus hear from Helen Morrissey, HL’s head of retirement analysis, on the impact of the winter fuel allowance U-turn.This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah and Sarah as they unpack the essential building blocks of wealth, from setting financial goals and managing risk to choosing the right mix of assets for you. Whether you’re just starting out or thinking about retirement, this episode offers practical steps to help you grow your financial resilience over time.Bradley Clark, financial planner at HL, explains how to set clear goals, manage your money, and take the right steps to start building long-term wealth. Helen Morrissey, head of retirement analysis at HL, talks through some of the ways to build wealth over time.This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah and Sarah as they break down the growing threat of cyber attacks and online scams – what’s happening now, who’s being targeted, and what it all means for your money. Will Guyatt, technology correspondent, joins to explain how scams are evolving – from deepfakes and fake WhatsApp groups to social media investment traps – and what steps you can take to stay safe online. Helen Morrissey, head of retirement analysis at Hargreaves Lansdown, also joins to discuss how pension scammers are targeting retirees and what red flags to watch out for. This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah and Sarah as they break down the latest on Trump’s tariffs – where things stand now and what it means for global trade. Victoria Hasler, head of fund research at Hargreaves Lansdown, and Helen Morrissey, head of retirement analysis, join us to unpack what inflation really is, how bonds work and how these shifts could impact your wallet.This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah and Sarah as they look at anxiety at a time when Trump’s tariffs have unsettled markets and global trade. They explore why we worry about money and how to tackle our concerns.Helen Morrissey, head of retirement analysis, talks to us about the main concerns for retirees and Bradley Clark, HL financial adviser, unpacks common worries among his clients.This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Hosted on Acast. See acast.com/privacy for more information.

Join Susannah and Sarah as they dive into the markets. Plus, Helen Morrissey, head of retirement analysis and Bradley Clark, HL financial adviser, join us to unpack the basics of inheritance tax – how it works, recent changes, how it could affect you and how to plan for it.This podcast isn’t personal advice. If you’re not sure what’s right for you, seek advice. Investments rise and fall in value, so investors could make a loss. Tax rules can change and any benefits will depend on your circumstances. Hosted on Acast. See acast.com/privacy for more information.