Tax Season Student Loan Tips & Big Mistakes We See
Student Loan Planner · Travis Hornsby
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Show Notes
If your student loan payment is tied to your income, your tax return isn't just paperwork — it's part of your repayment strategy. Listen to a live tax webinar we did with Sim Terwilliger, CFP®, CSLP®, Director of Tax at SLP Wealth, as we share the biggest mistakes we're seeing this season, especially around married filing separately, community property states, and backdoor Roth IRAs — plus when filing an extension can legitimately save you real money on income-driven repayment. If you're navigating forgiveness, IDR, or just trying not to overpay Uncle Sam, this one's for you.
Key moments:
(02:09) Married filing separate vs. joint: when it lowers payments
(08:29) The top mistake: Backdoor Roth errors that trigger penalties
(20:37) Niche tax savings under RAP plan, managing AirBnbs, and passive income
(35:31) The new SALT cap changes and who benefits
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