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Answering Your Questions About the EICR Plan, the PSLF Waiver, and How to Know When to Recertify Your Student Loan
Episode 159

Answering Your Questions About the EICR Plan, the PSLF Waiver, and How to Know When to Recertify Your Student Loan

Student Loan Planner · Travis Hornsby

December 14, 202139m 56s

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Show Notes

From the PSLF Waiver to the EICR plan to the debt mindset, there's a lot we need to cover regarding student loans and loan forgiveness in 2022 and beyond. Join me as I answer a few listener questions you asked us via our podcast voicemail! I talk about recertification, why it's so hard for undergrads to get student loan forgiveness, how to not feel so trapped by your debt, and more. Let's all take a deep breath and get some answers!

In today's episode, you'll find out:

  • How to navigate the Public Service Loan Forgiveness (PSLF) Waiver Program: Two of my six student loans were forgiven under the PSLF waiver, but why weren't the other four forgiven when they should've all been qualified?
  • How long will my $0 FedLoan payments last? How do I know when to recertify?
  • What you need to know about the new Expanded Income-Contingent Repayment (EICR) Plan: How will it impact me? Is it only for undergraduate student loans?
  • Why it's so hard for undergrads to get student loan forgiveness.
  • Why does debt make people feel trapped? & How to shift your mindset to feel less trapped by student loans.
  • And more!

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