Parent PLUS Loans: Consolidate by June 30th for Lower Payments
Spokane News Today | 2 Min News | The Daily News Now! · The Daily News Now!
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Show Notes
Parents with federal Parent PLUS loans for their kids college must consolidate by June 30th to keep low income-based payments and debt forgiveness options. Miss this deadline, and payments skyrocket under a new standard plan starting July 1st. The rush is due to last years Republican tax law overhaul. Lower-income and Black families are urged to apply by April 1st to avoid processing delays. Consolidating on time allows for income-contingent and income-based plans with forgiveness after twenty to twenty-five years. New Parent PLUS loans post-June 30th skip income options entirely. Act fast to avoid higher payments and loss of forgiveness.
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