1931: The New Rules of Retirement Planning. What Actually Matters Today

<p>Today we’re talking about the future. Not just retirement as a number on a spreadsheet, but retirement as a real phase of life—one that we’re all heading toward, whether we’re just opening our first 401(k) or already counting down the years.</p><br><p>My guest is someone I’ve turned to for guidance for decades. <a href="https://www.morningstar.com/people/christine-benz" rel="noopener noreferrer" target="_blank"><strong>Christine Benz</strong></a> is the Director of Personal Finance and Retirement Planning at <a href="https://www.morningstar.com/" rel="noopener noreferrer" target="_blank"><strong>Morningstar</strong></a>, and if you’ve ever read a smart, clear-headed piece about investing, portfolio strategy, or retirement readiness, chances are her work shaped it.</p><br><p>Christine has helped millions of investors make sense of their money at every stage of life—but especially at the moment when the stakes feel highest: figuring out how to turn what you’ve saved into a sustainable, meaningful retirement. She’s also the author of <strong><em>How to Retire</em></strong>, a deeply practical and human guide that goes far beyond the math to tackle the emotional, lifestyle, and health realities of aging.</p><br><p>In this conversation, we’re digging into what retirement planning looks like <em>right now</em>: after a long market run, amid persistent inflation concerns, longer lifespans, and big questions around Social Security, healthcare, and caregiving. We talk about safe withdrawal rates, de-risking portfolios, how women need to plan differently, and why flexibility—not perfection—is the real secret to retiring well.</p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>