1908: Ask Farnoosh: HELOCs, FSAs, Early 401(k) Withdrawals & Helping Aging Parents

<p>This week’s Ask Farnoosh pulls together some of the most revealing financial stories of the week, grom pandemic-era homebuyers now feeling “locked in” by their ultra-low mortgage rates, to Gen Z putting marriage, kids, and career plans on hold until they can afford a home. Farnoosh also breaks down an under-the-radar proposal from the CFPB that could weaken anti-discrimination protections in lending, a shift that could impact mortgages, auto loans, credit cards, and small-business financing.</p><br><p><strong>Then, she heads to the mailbag to answer listener questions:</strong></p><p><br></p><ul><li>Should you <strong>borrow more on a home-equity loan</strong> to protect your savings during a renovation?</li><li>How can a self-employed spouse take full advantage of a <strong>healthcare FSA</strong>?</li><li>What exactly is the IRS “contract” that lets you <strong>withdraw from retirement accounts early</strong>? (Hint: SEPP/72(t) and the Rule of 55.)</li><li>And if you’ve bought a home for your parents, <strong>are you putting your own retirement at risk</strong>?</li></ul><p><br></p> <hr><p style='color:grey; font-size:0.75em;'> Hosted on Acast. See <a style='color:grey;' target='_blank' rel='noopener noreferrer' href='https://acast.com/privacy'>acast.com/privacy</a> for more information.</p>