Smart Money Happy Hour with Rachel Cruze and George Kamel

We love to throw a flag on romantic relationships—whether it’s red, green or now . . . beige? Find out how George and Rachel react to Gen Z’s relationship flags, and discover which ones you’re guilty of flying. In this episode: Candid reactions to Gen Z relationship etiquette George and Rachel’s personal beige flags Why George dubs Rachel as “America’s Favorite” Helpful Resources: · Booking a flight at Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. · Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices: https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa... This Week’s Happy Hour Special: Orange Cream Soda Mocktail Ingredients: 1/2 cup orange juice 1/3 cup lemon-lime soda Whipped cream Orange slices (to garnish) Instructions: Fill a glass with ice cubes. Add a generous amount of whipped cream on top of the ice. Pour in the orange juice and gently stir. Then pour in the lemon-lime soda until the glass is full. Top with more whipped cream and garnish with an orange slice. 🍊 Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s all about conspiracies today, people. Rachel and George are discussing delusion, paranoia, and the dark side of the Denver airport. Is there life on other planets? Was JFK really assassinated? We can’t say for sure, but whistle-blowers don’t lie . . . or do they? In this episode: · Rachel’s and George’s hot takes on conspiracy theories · The one conspiracy George admits he does believe in · Popular money conspiracies debunked Helpful Resources: · Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices: https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa... This Week’s Happy Hour Special: Lemon Pomegranate Mocktail Ingredients: 2 ounces pomegranate juice 1 ounce lemon zest simple syrup 6 ounces seltzer Fresh mint sprig (for garnish) Lemon Zest Simple Syrup: Zest of 1 lemon 1/4 cup water 1/8 cup sugar Instructions for Lemon Zest Simple Syrup: Simmer 1/4 cup of water over medium heat on the stove. Stir in lemon zest and sugar until sugar is dissolved. (If you want to speed up the process, you can microwave ingredients for about a minute instead). Strain the simple syrup into a small bowl. Instructions for Mocktail: Fill a cocktail glass with ice. Add the pomegranate juice, simple syrup and seltzer. Garnish with a sprig of fresh mint and enjoy. Learn more about your ad choices. Visit megaphone.fm/adchoices

The longevity industry is booming, and the people want to know: Can a cold cream really take 10 years off your face? What are George and Rachel’s skincare routines? Is vampirism the antiaging of the future? Have we gone too far? We’re talking about all of this and more on this week’s episode of Smart Money Happy Hour. In this episode: · George and Rachel chatting about the high cost of staying young (and whether it’s really worth it) · The reason George doesn’t wash his face · What you should remember when buying antiaging products Helpful Resources: · Booking a flight at Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. · Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices: https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa... This Week’s Happy Hour Special: Vesper Ingredients: · 3 ounces gin · 1 ounce vodka · 1/2 ounce Lillet Blanc (or dry vermouth) · Lemon peel (for garnish) Instructions: Fill a cocktail shaker with ice. Pour in the gin, vodka and Lillet Blanc, then shake until chilled. Strain the drink into a chilled martini glass. Top with a twisted lemon peel and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

What do the highest paid celebrities, the International Space Station, and the George Foreman grill have in common? They all earned pop culture money superlatives from George and Rachel in this week’s special edition. In this episode: · Rachel and George’s high school superlatives revealed · On-point assessments of our most beloved products, entertainment and celebrities · The shocking credit limits consumers can get, plus a breakdown of consumer debt Helpful Resources: · Booking a flight at Going is the best and simplest way to pay less and travel more. Sign up for free today at going.com/smartmoney. · Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices: https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa... This Week’s Happy Hour Special: Sloe Gin Fizz Ingredients: 1 1/2 ounces sloe gin 1/2 ounce lemon juice 1/2 tablespoon powdered sugar 4 ounces champagne Instructions: Fill a cocktail shaker halfway with ice. Add the sloe gin, lemon juice and powdered sugar, then shake vigorously until chilled. Strain the cocktail into a glass, add ice if desired, and top with champagne. Cheers! Learn more about your ad choices. Visit megaphone.fm/adchoices

Most people think the hard part about getting rich is figuring out how to make a ton of money—but the real challenge might be learning to manage your money well. Today, George and Rachel react to the ways celebrities spent their first paychecks and ponder whether money makes us who we are or if it simply reveals what’s already there. In this episode: · Rachel’s crappy first paycheck and how George scored $12 an hour as a 14-year-old · The emotional roller coaster of the average American’s payday weekend—and a better way to payday · George and Rachel try to figure out how one celeb dropped $15K at The Cheesecake Factory Helpful Resources: · Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get a free two-week trial and $15 off your premium membership to EveryDollar. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices: https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy: https://www.ramseysolutions.com/compa... This Week’s Happy Hour Special: The Mint Julep Ingredients: · 2 ounces bourbon · 1/4 ounce simple syrup · 8 mint leaves · Garnish: mint sprig · Garnish: Angostura bitters (optional) Instructions: In a copper mug (or a Julep cup), gently muddle the mint leaves in the simple syrup. Pour in the bourbon, then fill the glass with crushed ice. Stir until your mug gets a little frosty. Garnish with a mint sprig and a few drops of bitters and you’ll be off to the races. Learn more about your ad choices. Visit megaphone.fm/adchoices

Oxygen bars, PH balanced water . . . Are they scams, or are they for real? Food delivery every night? Are these ridiculous things to spend money on? Let George and Rachel be the judges. In this episode: · The bougie things Rachel and George (over)pay for · How to know if you’re splurging for the right reasons · What Rachel spent money on that made Dave threaten to pull her college tuition Helpful Resources: · Get your finances organized, make a plan, build your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smartmoney to get started today. Use code SMARTMONEY to get a free two-week trial and $15 off your premium membership to EveryDollar. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy https://www.ramseysolutions.com/compa... This Week’s Happy Hour Special: The Bees Knees Ingredients: · 3 teaspoons honey syrup · 2 teaspoons orange juice · 2 ounces dry gin · Juice from 1/2 a lemon (about 1 1/2 tablespoons) · Lemon twist (for garnish) Instructions: Fill a cocktail shaker with ice. Pour in the honey syrup, orange juice, lemon juice and gin. Fasten the lid and shake until it’s nice and cold. Pour the mixture into a glass, finish it with a fruit carving—err, twist of lemon—and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

You can’t be everyone’s cup of tea, but you can always show up with a good cocktail! Rachel and George are responding to the loudest, most common criticisms they receive. Haters gonna hate—but we’re okay with that. In This Episode: · Rachel shocks modern women everywhere with her joint bank account stance. · George defends his frugal eating in vs. eating out strategy. · Rachel and George read “mean tweets” about themselves (Jimmy Kimmel style). Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The Roy Rogers Ingredients: · 6 ounces cola · 1 tablespoon grenadine syrup · Maraschino cherry (for garnish) Instructions: Pour grenadine into tall glass filled with ice. Top with cola. Garnish with a maraschino cherry and enjoy! 🍒 Learn more about your ad choices. Visit megaphone.fm/adchoices

Not sure how to afford your pre-RIP dreams? Rachel and George are here to help! Plus, they’ll reveal America’s most popular bucket list items, react to the internet’s weirdest life goals, and share a few things from their own personal bucket lists! In This Episode: · Rachel teaching George the bucket list writer’s anthem (Hint: 🪂🏔️🐂) · What’s actually motivating America to think about living life to the fullest · The unexpected experience that showed up on both George and Rachel’s bucket lists Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Negroni 1 ounce dry gin 1 ounce Campari 1 ounce sweet vermouth Orange peel In a mixing glass filled with ice, combine the gin, vermouth and Campari. Stir for 30 seconds (or until cold). Strain mixture into an ice-filled rocks glass. Twist the orange peel over your glass to create an herbal, aromatic drinking experience. Use the orange twist as garnish—enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Rachel Cruze, Rachel Green, George Kamel and George Costanza—the gang’s all here! We’re covering the unrealistic paychecks of everybody’s favorite TV show characters. How did NYC’s unemployed population hold down high-dollar real estate, and where did they find such generous friends? We need answers! In This Episode: · Danny Tanner’s excellent taste in historical real estate on a sportscaster salary · What is rent control, and why did it have a choke hold on every ’90s sitcom? · The concept of Seinfeld finally clicks for Rachel live on the air, and George gets mildly harassed Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today. · Do you have a Guilty as Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The Sundowner Mocktail Ingredients: 1/2 cup white grape juice 1/3 cup sparkling water 1 mint sprig (for garnish) Instructions: In a chilled wine glass filled with ice, add white grape juice and sparkling water. Stir, garnish with mint, and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Who’s feeling middle class fancy? Join Rachel and George as they celebrate “the backbone of America” and try to figure out if the rumors are true . . . Is the middle class really disappearing? In This Episode: · The restaurant that screams “middle class” according to George · How your income bracket does (and doesn’t) impact the quality of your life · Costco hot tubs, fondue fountains and more @MiddleClassFancy gold Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today! · Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/SMHHgvwy · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The Waldorf · 1/2 ounce absinthe · 2 ounces rye whiskey · 3/4 ounce sweet vermouth · 3 dashes Angostura bitters Grab your favorite cocktail glass. Pour in the absinthe. Give the glass a swirl until the inside is fully coated––then dump out any excess liquid. (Congrats! You just performed an absinthe wash.) In a separate glass, combine the whiskey, vermouth and Angostura bitters over ice. Stir until chilled. Strain the mixture into your absinthe-washed glass and get to feeling fancy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Not all that glitters is gold. Rachel and George are here to crunch the numbers, debate the pros and cons, and decide once and for all if all-inclusive vacations are worth your money. Which costs more: a trip to 30A or a week at a resort? Why does late-night crème brûlée from room service hit different? And is it all too good to be true? In This Episode: · The current state (and fascinating history) of all-inclusive vacations · George’s love of fire dancing and Rachel’s aversion to mass-produced vacation food · Cost comparisons, nonrefundable contracts and Costco Travel tips Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today! · Enter The Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/SMHHgvwy · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Sidecar Ingredients: · 1 1/2 ounces cognac · 3/4 ounce Cointreau · 3/4 ounce lemon juice · Sugar (for garnish) Instructions: Coat the rim of a chilled cocktail glass with sugar and set it aside. Add cognac, Cointreau, lemon juice and ice to a cocktail shaker. Shake until mixed and chilled. Strain the liquid into your prepared glass and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Epic Starbucks orders, lab-grown energy drinks, your hipster friend’s pour-over coffee phase . . . It’s no secret that America loves a good caffeine rush! In this episode, Rachel and George weigh the pros and cons of everybody’s favorite stimulant––and do the math on what caffeine addiction really costs. In This Episode: · The number one way to drink coffee according to Rachel and George ☕️ · The real reason Target has Starbucks in their stores · Coffee alternatives that feel like they’re stalking you on Instagram Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today! · Enter the Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/SMHHgvwy · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The Lazarus · 1 ounce vodka · 1/2 ounce cognac · 1 ounce coffee liqueur · 1 ounce espresso coffee (hot) Add all ingredients to a shaker with ice. Give it a good rattle. Strain into your favorite drinking glass and sip until you feel the espresso bring you back to life! ⚡️ Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Blockbuster about to pull an Abercrombie? Rachel and George discuss the rise and fall of iconic ’90s businesses. Which ones are headed for a comeback, which ones are gone but not forgotten, and how does nostalgic marketing affect your spending today? In This Episode: · Are Beanie Babies and other throwback keepsakes a smart investment? · Has technology ruined our generation and our favorite brands? · Rachel performing a memorable answering machine rap from her childhood Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today! · Enter the Ramsey Cash Giveaway for a chance at $3,000! https://bit.ly/SMHHgvwy · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Bottoms Up Ingredients: · 1 1/3 ounces cognac · 2/3 ounce Cointreau · 1/6 ounce grenadine · 1/6 ounce heavy cream · 1 egg yolk Instructions: Pour all ingredients over ice in a cocktail shaker. Give it a good shake, then strain the liquid into a cold glass and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Featuring the very first LIVE audience in the new Ramsey Event Center, Rachel and George tackle a conversation about gender and money from the Smart Conference stage. Is saving and spending always a battle of the sexes? And what’s the biggest threat to getting out of debt: his truck or her Target runs? Listen now and join the party! In This Episode: · Our audience helping us predict money tendencies for men and women · How your upbringing affects your saving and spending habits · Why Rachel defends the male obsession with grills and George supports brunch culture Helpful Resources: · Get your finances organized, make a plan, build up your confidence and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today! · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Breakfast in Manhattan Ingredients: · 2 ounces bourbon · 1/2 ounce sweet vermouth · Dash of Angostura bitters · 1 tablespoon orange marmalade Instructions: Pour marmalade and bourbon into a cocktail shaker and stir together. Add in vermouth, bitters and ice, then stir. Strain into a chilled glass and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Does saying yes to babies mean saying no to wealth and retirement? Rachel and George talk about the major money fears stopping Millennials and Gen Zers from starting a family––including the estimated $310,605 price tag per child. 👶💰 In This Episode: · Smart Money Happy Hour’s new favorite girl dad · How less babies running around eventually means higher taxes for all of us · The bizarre pet George co-owned with an ex-girlfriend Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to everydollar.com/smart to get started today! · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The Mom-to-Be Margarita Mocktail · 1 ounce fresh lime juice · 1/2 ounce fresh lemon juice · 1/4 teaspoon maple syrup · 1/8 teaspoon pickle juice · 3 ounces tonic water · Rock salt (optional) · Lime wedge (optional) Want a classic salty margarita rim? Start with a wedge of fresh lime. Swipe it along the rim of your glass. Turn the glass upside down and dip the rim into a plate of rock salt. Now, we drink! Grab your salted (or unsalted) glass. Add the lime juice, lemon juice, maple syrup and pickle juice. Give it a good stir. Add ice and top with tonic water. Enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you love MLMs or just love to hate ’em, none of us are immune to getting a “Hey, hun!” in our DMs. But have all the boss babes really been conned? Join Rachel and George as they take a closer look to find out if MLMs are an entrepreneur’s paradise . . . or just another scam. In This Episode: · The fine line between a pyramid scheme and an MLM · George’s and Rachel’s personal experiences with MLM products · Solved: the mystery of the free luxury car Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to everydollar.com/smart to get started today! · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The Aviation · 2 ounces gin · 1/4 ounce Luxardo maraschino liqueur · 1/4 ounce ​crème de violette liqueur · 1/2 ounce freshly squeezed lemon juice Grab your trusty cocktail shaker and fill it with ice. Add gin, maraschino liqueur, crème de violette and lemon juice to the shaker. Shake that thing and strain into a glass. For an elevated experience, garnish with a lemon twist! 🛫 Learn more about your ad choices. Visit megaphone.fm/adchoices

Cheers, old sport! The TikTok teens have spoken, and we’re here to ask the hard-hitting questions on the latest viral hashtag. What is “old-money aesthetic,” and how does it relate to your money? What does it really take to build generational wealth? And if you were a RollerCoaster Tycoon kid, are you an old-money adult now? We tackle it all. In This Episode: · George advocating for the coastal grandfather movement · Marie Osmond, Bill Gates and thoughts on big inheritances · The Kennedys, the Vanderbilts and other old-money history Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Lemon Drop Ingredients: · 2 ounces vodka · 1/2 ounce Cointreau · 1 ounce fresh lemon juice · 1 ounce simple syrup · Sugar Instructions: Apply a light layer of lemon juice to the rim of a cocktail glass. Dip the coated rim into sugar, then set the glass aside. Combine vodka, Cointreau, lemon juice, simply syrup and ice in a cocktail shaker and shake until chilled. Strain the liquid into the prepared cocktail glass and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Smart Money DUUUPE. Just kidding—it’s still the real us. And we’re going to talk about everything from cheap versions of viral high-end products to internet shopping scams and fake cash. Plus, we’ll discuss which name-brand products on your wish list are most likely to be counterfeit. In This Episode: · Construction workers: Are they the underappreciated fashion icons of our time? · Fake Taylor Swift tickets, jury duty scams, and Winston’s Craigslist trauma · Our listeners’ worst scam stories Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to www.everydollar.com/smart to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Classic Texas Ranch Water Ingredients: · 3 ounces (or 2 shots) tequila · 2 limes · 1 bottle Topo Chico Instructions: Juice one whole lime and slice the other lime for garnish. Fill a highball glass with ice, then add the lime juice and two shots of tequila. Top off the glass with chilled Topo Chico. Garnish with a lime slice and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

It’s about to get awkward! 😬 Whether you think it’s time to confront your aging parents about their iffy money habits or you’re fighting the good fight against splitting the check evenly at dinner, Rachel and George are here to offer their advice for getting through life’s most cringeworthy money convos. In This Episode: · George admits to charging this close family member rent · How to handle people who assume they’re getting the friends and family discount · How to get out of a group gift situation that you didn’t sign up for Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to everydollar.com/smart to get started today! · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The Tom Hanks (aka Diet Cokagne) · 1 can (12 ounces) Diet Coke · Champagne Add ice to your favorite highball glass. Pour in about one third of the Diet Coke. Top with the champagne of your choice until the glass is full. Now be brave and take a sip! Learn more about your ad choices. Visit megaphone.fm/adchoices

There’s genius––and then there’s evil genius. Rachel and George go head-to-head on some of today’s ethically questionable penny-pinching hacks to help us all find the line between smart spending and just acting shady. 🧐 In This Episode: · The streaming platform that George and Rachel temporarily shared a password for · How techies tap Google Voice for extra cyber security . . . and shopping discounts 🛍 · The money-saving dating game everybody has an opinion about Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Go to everydollar.com/smart to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Blackberry Mojito Mocktail · 2/3 cup blackberries · 1 tablespoon fresh lime juice · 1 cup berry flavored sparkling water · Fresh mint · Lime slices Muddle blackberries and mint in the bottom of your cocktail glass and add lime juice. Fill the glass with ice, then pour the berry flavored sparkling water over the top. Garnish with lime slices or extra mint. Sip and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

You’ve heard of pin the tail on the donkey, but are you familiar with pin the dollar on the bride? Join Rachel and George on a journey to learn about money traditions around the world––from the West African sou-sou to an unexpected German spending obsession that not even the pandemic could shake! In This Episode: · Communal savings, questionable British accents, and “the dollar dance” · The global money custom that George’s ancestors may have invented · The OG GoFundMe and other heartwarming ways different cultures give back Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Sazerac Ingredients: · 1/2 ounce absinthe · 1 sugar cube · 1 1/2 ounces rye whiskey · 1/2 ounce Peychaud’s bitters · 1/2 ounce Angostura bitters · 1 1/2 ounces cognac · 1 lemon peel Pour a small amount of absinthe in a chilled glass, swirl it around to coat the glass, discard the remaining liquid, then set aside the glass. In a cocktail mixer, muddle the sugar cube with Peychaud’s and Angostura bitters. Add rye and cognac to the cocktail mixer with ice and shake until chilled. Strain into the prepared glass, twist the lemon peel over drink’s surface to release the oils, garnish with the lemon peel and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Biden’s not feeling the junk fees and neither are we! Turns out Americans are being nickeled and dimed to the tune of $24 billion a year, which begs the question­­––what are we going to do about all the junk fees? In This Episode: · Why companies have you paying junk fees instead of raising their prices · The quaint way Rachel used to pay for her fav fashions at Hollister · A creepy $5 Airbnb fee you should look for before you book your next getaway 👻 Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Painkiller 🏝🍹 2 ounces rum 1 ounce cream of coconut 1 ounce orange juice 4 ounces pineapple juice You know the drill, people! Fill a cocktail shaker with ice. Add all the ingredients. Wave the shaker in the air like you just don’t care and strain into a highball glass. Sip out of a bendy straw. Learn more about your ad choices. Visit megaphone.fm/adchoices

We’re covering the ins and outs of social media influencing—is it a realistic side hustle? Listen to hear Rachel and George cover popular internet lingo and find out how likely you are to make it as a successful influencer. In This Episode: · ShamWow, OxiClean and other founding fathers of modern influencer culture · The multiple “tiers” of influencing and how much money each one makes on average · A few of Rachel’s favorite follows, including Babs and bougie Utah moms Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Classic Cosmo Ingredients: · 2 ounces vodka · 1/2 ounce Cointreau orange liqueur · 3/4 ounce cranberry juice · 1/2 ounce lime juice · Lime to garnish Pour vodka, liqueur and juice over ice in a cocktail mixer. Shake to chill, then strain liquid into a stemmed glass. Garnish with fresh lime and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Technology, personal finance, jury duty—Rachel and George cover some hard-hitting topics as they answer the internet’s most popular “How to get out of . . .” questions (and also share a few thoughts on the Wendy’s franchise). You don’t want to miss this one! In This Episode: · George discusses fanny packs and his time in the Arabic Baptist Church. · You’ll hear top Google searches and some financial limericks written by ChatGPT. · Rachel compares her husband, Winston, to a mysterious 90s sitcom character. Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The Hurricane Ingredients: · 1 ounce light rum · 1 1/2 ounces dark rum · 3 ounces passion fruit juice · 3 ounces orange juice · 1 tablespoon grenadine · Orange slice and maraschino cherry to garnish Add rums, juices and grenadine to a shaker filled with ice. Shake to combine, then pour into an ice-filled glass. Garnish with an orange slice and a maraschino cherry for extra color and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Goooo sports! It’s almost time for the big matchup between the Eagles and the Chiefs––or as George likes to think of it: cheesesteaks vs. BBQ. Whether you’re a football fan or a Rihanna stan, we’re breaking down how this all-American tradition is bound to give you (and maybe your budget) some sticker shock. In This Episode: · The minimum amount you need for a solo trip to the big game IRL 🤑 · Rachel and George brainstorm some ballin’ nonmonetary bets (#savethebudget) · Three money-saving tips you need if you got volunteered to host the party on Sunday Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Mango Michelada · 1 bottle Corona Light beer · 1/2 fresh lime, juiced · 3/4 cup mango juice · 1 tablespoon ancho chili powder · Hot sauce (optional) Pour ancho chili powder on a small plate. Rub a lime wedge around the rim of your favorite glass, then press the rim into the chili powder until the rim is fully coated. Partially fill the glass with ice. Add lime juice, mango juice and a few drops of hot sauce if desired. Stir to combine, then top with Corona beer. (Have beer left over? Serve it on the side!) Learn more about your ad choices. Visit megaphone.fm/adchoices

Rachel and George are here to unpack Prince Harry’s tell-all memoir, Spare. Find out if Meghan is really to blame for all the drama, whether or not Harry is a fan of The Crown, and what multimillion-dollar celebrity book deals have to do with you. In This Episode: · Spare or Snare—Rachel quizzes George on Prince Harry trivia · The magic dollar amount Rachel and George would charge to spill their tea · How to avoid major regret when making money decisions involving family Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey: https://survey.alchemer.com/s3/7014625/cf367876c335 · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Paloma Hermosa 1 egg white 1 1/2 ounces white tequila 1/2 ounce St-Germain elderflower liqueur 1/2 ounce grapefruit juice 1/2 ounce agave nectar 1 lime wedge In a cocktail shaker filled with ice, add the egg white. Give it a good shake until the egg white turns into froth, then add in tequila, St-Germain elderflower liqueur, grapefruit juice and agave nectar. Pour the cocktail into chilled glass with ice, garnish with fresh lime, and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Some things––and people––are just better together! (Tomdaya, anyone? 😍) Rachel and George ask what defines a power couple and why unity is such a key ingredient in building wealth. In This Episode: · An Urban Dictionary definition that actually feels spot on 🎯 · What a sourdough starter and a Tamagotchi have in common · The rise of the “dinkwad”—and no, that’s not an insult 👰‍♀️🐶🤵‍♂️ Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Cherry Limeade Mocktail 🍒 6 ounces Sparkling Ice® (black cherry) 1 ounce lime juice Sonic-style ice Swing by Sonic and get a 10-pound bag of fancy ice for $3.50. When you get home, fill a highball glass with your newly acquired ice. Pour in black cherry Sparkling Ice®. Top with lime juice and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

A red and blue debate in this episode? No thanks. Pink? Absolutely! 💕 Rachel Cruze and George Kamel discuss the pink tax and investigate other gender-related price differences in everyday products. In This Episode: · Why women are spending $40K more than men by age 30 · Male versus female price comparisons (including haircuts, deodorant, razors and more!) · Rachel and George propose new taxes they think would be fairer than the pink tax Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The Pink Señorita Margarita 4 ounces tequila 4 ounces grapefruit juice 1 ounce simple syrup Splash of cranberry juice Fresh mint for garnish Pour your go-to tequila, grapefruit juice and simple syrup into a cocktail shaker with ice. Give it a good shake, then strain it over ice in a rocks glass. Add a splash of cranberry juice until it’s your preferred shade of pink. Garnish with fresh mint and enjoy! 🍹 Learn more about your ad choices. Visit megaphone.fm/adchoices

Last year’s iconic pop culture moments don’t just jiggle, jiggle––they fold! From Harry Styles’ world tour to Inventing Anna to the Depp-Heard trial, Rachel and George break down the money moves behind 2022’s major trends and memories. In This Episode: · The forbidden show George had to sneak-watch at Grandma’s house · Rachel and George name the official song of Smart Money Happy Hour karaoke · The $13 BILLION loan that rocked the internet Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The OG Daiquiri 2 ounces light rum 1/2 ounce Demerara sugar syrup 1 ounce lime juice Fill your favorite cocktail shaker with ice. Add rum, Demerara syrup and lime juice. Shake with gusto, then strain into a vintage glass and enjoy the classic Cuban vibes. 🏝🇨🇺 Learn more about your ad choices. Visit megaphone.fm/adchoices

Maybe you can slap a price tag on happiness! 🤑 Rachel and George crunch the numbers on actual budgets from people making the “ideal” salary according to science to see if we are miserable because of our mindset or our money. In This Episode: · The six-figure salary number research says we need for peak happiness · Pearl snap shirts, chunky statement necklaces and other 2010s fashion confessions from Rachel and George · The real reason George bought a king-size bed Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Classic Jack and Coke · 2 ounces Jack Daniels · 4 ounces Coca-Cola Pour Jack Daniels over ice in your favorite glass. Top with Coca-Cola. Now relax and take a load off–we know that was a strenuous one to make. 😉 Learn more about your ad choices. Visit megaphone.fm/adchoices

Is Ticketmaster the reason for the teardrops on your guitar? Rachel Cruze and George Kamel reveal why concert tickets are so expensive and how you can see your favorite artists without busting your budget. In This Episode: · Rachel reveals what she would pay to see ’N Sync · How JOMO can help you save money · Why George is afraid of being canceled by the air fryer community Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Boulevardier · 1 1/4 ounce bourbon (or rye) · 1 ounce Campari · 1 ounce sweet vermouth · Dash of bitters · Orange twist (for garnish) Pour bourbon, Campari, sweet vermouth and bitters into a mixing glass and add ice. Stir until chilled. Strain into rocks glass over fresh ice. If you’re feeling fancy, garnish with an orange twist. Learn more about your ad choices. Visit megaphone.fm/adchoices

Are Mariah Carey’s “All I Want for Christmas Is You” royalties enough to crown her Little Miss Queen of Christmas? Rachel and George check out the competition and decide for themselves who the real winner is. 👸🎄💰 In This Episode: · A candid comparison of the iconic divas out here making major Christmas cash · The Dolly Parton merch that left Rachel and George speechless · The unlikely starlet that made Rachel’s prayer list Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey: https://survey.alchemer.com/s3/7014625/cf367876c335 · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Peppermint Martini 🍸 1 ounce peppermint schnapps 1/2 ounce vodka 1 1/2 ounces crème de cacao 1 1/2 ounces heavy cream Peppermint candies (optional) Want the freshest happy hour breath of your life? Rim your glass with peppermint! 👉 Finely crush a handful of peppermint candies and spread evenly on a plate. Wet the rim of a martini glass with water. Set the glass top-down on the crushed candy and rotate until fully coated. Now for the drink! Add peppermint schnapps, vodka, crème de cacao and heavy cream to a cocktail shaker with ice. Shake until frosty. Strain into your candy-rimmed glass and go find some mistletoe. 😉 Learn more about your ad choices. Visit megaphone.fm/adchoices

Can you hear the wedding bells? Whether you’re getting married, in a bridal party, or still wondering why you didn’t get a plus one 🤔, Rachel Cruze and George Kamel talk all things weddings and how to celebrate big without going broke. In This Episode: · A hard-hitting testimony from a bachelorette partygoer on required dress code · Why prematrimonial expenses cost more than a high-end jet ski · How George won an all-expenses-paid wedding (and which animal named Cowboy made a guest appearance) Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Trader Joe's Blanc de Blancs Brut– $6.99/bottle Rachel’s tips for popping champagne: 1. Wipe down the bottle with a towel (it gets slippery when you chill it). 2. Loosen the wire cage and foil wrapped around the bottle neck and over the cork. 3. Tilt the bottle at a 45-degree angle so the cork won’t hit you in the face when it pops. 4. Using your other hand, grip the cork with your palm, wrap your fingers around the neck of the bottle, and twist the bottle (not the cork). Keep on twisting until you hear that fssszz. Then remove the cage and cork and pour that bubbly! Learn more about your ad choices. Visit megaphone.fm/adchoices

Christmas movies are gifts that keep on . . . giving us money lessons? 🤔🎄💰 Rachel and George break down the hidden financial wisdom in all your favorites, from It’s a Wonderful Life to Reese Witherspoon and Vince Vaughn’s Four Christmases. In This Episode: · Rachel’s best Mr. Narwhal impression (“Byyyye, Buddy . . .” 👋🏼) · The Christmas classic George completely missed out on as a child · The wild celeb generosity stories getting us in a giving mood Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Vanilla Chai White Russian (From Half-Baked Harvest) · 2 ounces vodka · 1 1/2 ounces Kahlua · 2 ounces vanilla chai syrup (see recipe below) · 1–2 ounces heavy cream · 1 cinnamon stick (for garnish) Fill a glass with ice. Add vodka, Kahlua and vanilla chai syrup. Give it a gentle stir. Add the heavy cream. Give it one more gentle stir. Garnish with a cinnamon stick and enjoy your cup of Christmas cheer! Vanilla Chai Syrup · 4 chai tea bags · 1/3 cup honey · 1 teaspoon vanilla extract · 1 cup water Bring water to a boil. Remove from heat, add tea bags, and let steep for 10 minutes. Pull those tea bags out and pour in the honey. Bring the new honey-tea mixture to a boil on high heat for 3–5 minutes. Remove from heat, stir in vanilla and let it cool. Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you know what the “clementine controversy” is or not, there are still plenty of money lessons to learn from Netflix’s reality megahit Love Is Blind! 😍 Listen in as Rachel and George serve up a candid play-by-play of the show’s best money moments. In This Episode: · Love Is Blind’s most outrageous money confessions and conversations · The number one Love Is Blind cast member Rachel is dying to invite to happy hour · The only reason Rachel and George would ever recommend a prenup Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: A Classic Glass of Red Wine 🍷 · 5 ounces Epicuro Aglianico (Italian Red Blend, Available at Trader Joe’s) Pour and serve––preferably into a replica of Love Is Blind’s famous gold glasses! ❤️ Learn more about your ad choices. Visit megaphone.fm/adchoices

Cringey family convos with a side of dry turkey? 😵‍💫 No thanks! Rachel and George invite Dr. John Delony to happy hour so we can all learn to ask better (and safer) questions this holiday season. In This Episode: · George’s delicious Middle Eastern alternative to sweet potato casserole · Actual questions you can use to start fun, friendly conversations with family · Why those infamous Black Friday deals may be better than ever this year Helpful Resources: · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: The “Not Terrible” Sparkling Rosemary Grapefruit Mocktail · 4 ounces grapefruit juice · 2 ounces sparkling water · 1 sprig rosemary · Grapefruit wedge Muddle fresh rosemary in the bottom of a tall glass. (Bonus: Pause for some aromatherapy!) Fill glass with ice. Pour in grapefruit juice and sparkling water. Garnish with a grapefruit wedge. Learn more about your ad choices. Visit megaphone.fm/adchoices

Join as Rachel Cruze and George Kamel host Smart Money Happy Hour LIVE for the first time ever! From the SMART Conference stage in Dallas, Texas, find out which common (and costly) money mistakes get the best of us and our favorite celebs. In This Episode: · A rousing game of Put a Finger Down with the audience · The seven-figure secret Ryan Reynolds kept from his wife · George’s not-so-guilty pleasure and why Rachel’s probably a better human being Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Paloma Mocktail: 1/4 cup grapefruit juice Juice from half a lime 1/2 cup Topo Chico (or other sparkling water) Optional: 1 ounce tequila Steps for Paloma Mocktail: 1. Pour the grapefruit juice, lime juice and Topo Chico over ice. 2. Stir about 20 seconds, top with a lime wedge, and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

Vinyl, skin care and tequila, oh my! Rachel and George spill their thoughts on celeb products, cool kid brands and how to swap FOMO for JOMO (the joy of missing out). In This Episode: · The iconic first CDs Rachel and George bought with their own money · A casual battle of celebrity tequilas · The brilliant question Rachel asks herself to stop a spending spiral Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: El Diablo · 1 1/2 ounces tequila · 1/2 ounce crème de cassis · 1/2 ounce lime juice · 3 ounces ginger beer Fill a shaker with ice. Add tequila, crème de cassis and lime juice. Do a little dance until sufficiently mixed. Strain over fresh ice and top with ginger beer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Social media money advice? It can get a little sus. 🤨 Join Rachel and George as they sip, scroll and share candid reactions to the wild world of #FinTok (Financial TikTok)! Plus, they’ll share pro tips for sorting the good advice from the bad. In This Episode: 🚩 Red flags to look for when influencers and celebs share “financial advice” 🚩 The product Kim Kardashian can’t promote for the next three years 🚩 George’s hot take on who should have sung “Listen to Your Heart” Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Espresso Marti-No · 2 ounces Seedlip Spice 94 (nonalcoholic spirit) · 2 ounces cold brew concentrate · 1/2 ounce simple syrup Pour Spice 94, cold brew and simple syrup over ice in a shaker. Shake for 20 seconds. Strain into a fancy glass (#KamelCoupeClub) and enjoy! Learn more about your ad choices. Visit megaphone.fm/adchoices

We’re flying first class today, friends. Join as Rachel Cruze and George Kamel get vulnerable about their bougiest habits (on a budget), give their candid thoughts on what the rich and famous shamelessly spend and save on, and reveal their personal wealth-building plans. In This Episode: · The answer to who’s bougier—Rachel or George—plus the hard-hitting evidence · Why we low-key respect Celine Dion for dropping millions on this · The proven wealth-building plan that actually gives you permission to spend Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: French 75: 1 1/2 ounces gin 3/4 ounce lemon Juice 3/4 ounce simple syrup 2 ounces champagne Optional: long spiral lemon twist Steps for French 75: 1. Combine gin, lemon juice and simple syrup in a cocktail shaker. Fill shaker with ice, cover, and shake vigorously until outside of shaker is cold (about 20 seconds). 2. Strain cocktail through a strainer or slotted spoon into a glass (preferably, a large flute). Top with champagne, garnish with lemon twist if desired, and sip away! Learn more about your ad choices. Visit megaphone.fm/adchoices

Fill up your Stanley cup, friends—things are about to get spicy! Join Rachel Cruze and George Kamel as they talk trash TV, why being on The Bachelor will make you broke, and the financial strategy reality stars should use if they win big. In This Episode: · Why the Real Housewives stars are actually business ninjas · Which reality shows George and Rachel would consider appearing on · How to build wealth—and not blow through cash—when receiving a lump sum of money Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Spicy Margarita: 2 ounces of blanco tequila 1/2 ounce triple sec 1 1/2 ounces fresh lime juice (2 limes) 1/2 ounce jalapeno simple syrup Lime wedges and sliced jalapenos (for garnish) Optional: Tajin or salt for rim Jalapeno Simple Syrup: 1 cup water 1 1/2 cups brown sugar 1/2 cup granulated sugar 2 jalapeno peppers, rinsed and sliced Steps for Margarita: 1. Add tequila, triple sec, lime juice and simple syrup into a cocktail shaker with ice. Cover and shake vigorously until the outside of the shaker is very cold (about 30–40 seconds). 2. Place salt or Tajin on a small plate, rub the rim of a glass with a lime wedge, then dip the glass rim into the salt to coat. 3. Fill the glass with ice, pour in margarita, garnish with lime wedge and jalapeno slice, and enjoy! Steps for Simple Syrup: 1. In a saucepan over medium-high heat, bring the water to a boil and add the sugars. Stir constantly until the sugar is dissolved. 2. Add jalapeno slices to the pan. Reduce heat and simmer three minutes, stirring frequently. 3. Remove from heat and let the syrup steep for 20 minutes. 4. Strain through a fine mesh strainer to remove the pepper slices and seeds. 5. Mix into drinks! *Store extra syrup in a sealed container and refrigerate. This should last in your fridge for a month, or you can store it in a freezer bag or ice cube tray and freeze it for a year. Learn more about your ad choices. Visit megaphone.fm/adchoices

Do you want to leave a tip with that . . . and that . . . and also that? Rachel and George talk current tipping trends giving Americans anxiety and why true generosity can’t be forced. In This Episode: · The craziest places we’re being asked to tip (um, the drive-through?) · How to get that “giver’s glow” when leaving gratuity · The mortifying moment that made George give up waiting tables for life Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Learn more about your ad choices. https://www.megaphone.fm/adchoices · Ramsey Solutions Privacy Policy This Week’s Happy Hour Special: Manhattan · 2 ounces rye whiskey · 1 ounce sweet vermouth · 1 dash Angostura bitters · Brandied cherry (optional) Fill a cocktail shaker with ice. Add rye whiskey, sweet vermouth and bitters. Shake and strain into a coupe glass. Top with a brandied cherry. Take a sip–and tip yourself with a pat on the back for saving money today! 😊 Learn more about your ad choices. Visit megaphone.fm/adchoices

Join Rachel Cruze and George Kamel as they talk price hikes, megafandom, and insider savings tips for the most magical (and arguably expensive) place on earth: Disney World. In This Episode: · What it really costs the average family to take on Disney World · A shameless testimony from a real-life Disney adult · Why Disney execs are okay with pricing out the middle class Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! This Week’s Happy Hour Special: Spiced Cider · 8 ounces apple cider · 1 cinnamon stick · 1 ounce rum (optional) Heat apple cider until slightly steamy. Stir in a cinnamon stick and—if you’re feeling a little something extra—an ounce of rum. Cheers! Learn more about your ad choices. Ad Choices | Megaphone by Spotify Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

’Ello, mate! Join Rachel Cruze and George Kamel as they talk royals, riches and real ways we can all leave a brighter financial legacy for our families. In This Episode: · A bird’s-eye view of the monarchy’s massive net worth · The average commoner’s guide to building wealth like a royal · A tribute to the late Queen’s favorite adult beverage Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Do you have a Guilty As Charged question for Rachel and George? Send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. This Week’s Happy Hour Special: Gin and Tonic · 2 ounces gin · 4 ounces tonic water · Lime wedges (optional) Pour gin over ice in a tall glass. Stir in tonic water and top with a lime wedge. Cheers! Learn more about your ad choices. Visit megaphone.fm/adchoices

Home is where the aesthetic is! Rachel Cruze and George Kamel discuss how HGTV and the rise of social media might have gotten our housing hopes up a little too high. In This Episode: · Middle-class cribs then and now (think bathroom—not bathrooms, people) · How creating a space you love living in might actually SAVE you money · George shares a genius Google hack for decorating on a budget Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Do you have a Guilty As Charged question for Rachel and George? Send a direct message to @rachelcruze or @georgekamel on Instagram! This Week’s Happy Hour Special: Screwdriver · 5 ounces orange juice · 2 ounces vodka Pour orange juice and vodka over ice in a tall glass. Stir, *sip* and soak up the vitamin C. Learn more about your ad choices. Visit megaphone.fm/adchoices

Scroll! Swipe! Spend? Rachel Cruze and George Kamel pour one out for the convenience culture trends making us BROKE (hello, Amazon Prime). In This Episode: · Feel-good free shipping, influencer recs and other things that make us say, “Take my money!” · George’s super SMART secret weapon for avoiding impulse buys · Rachel and George may or may not plead guilty to accidental theft Helpful Resources: · Be entered to win a $100 Visa gift card when you take our listener survey! Click here to let us know what you think. · Get your finances organized, make a plan, build up your confidence, and kick money stress out of your life for good with the EveryDollar budgeting app. Click here to get started today! · Do you have a Guilty As Charged question for Rachel and George? Send a direct message to @rachelcruze or @georgekamel on Instagram! This Week’s Happy Hour Special: Basil Gimlet · 6 fresh basil leaves · 1 ounce lime juice · 3/4 ounce simple syrup · 1 1/2 ounces gin In a cocktail shaker, muddle five basil leaves with lime juice and simple syrup. Add ice and gin. Shake it like a Polaroid picture. Strain and top with remaining basil. *clink* Learn more about your ad choices. Visit megaphone.fm/adchoices

"Smart Money Happy Hour" premieres on September 22nd. Pull up a chair to the happy hour you wish your friends were having. Mix two money experts with some hot takes and a splash of nostalgia, and you get Rachel Cruze and George Kamel talking unfiltered about what’s going on in the world, pop culture, and how to afford a life you love. Learn more about your ad choices. Visit megaphone.fm/adchoices