Small Change

The biggest problem with most budgets is that they're all just so... boring! We all want to save money, but we still want to be able enjoy ourselves. Jess Giles is here to tell you it's time to take a stand for the 'and' in your life! CREDITS Host: Rachel Corbett.Contributor: Money mindset expert and author of Financially Free Forever, Jessica Giles. Check her out on Instagram @chic_money or head to her website chicmoney.com.au.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

Everyone talks about those extra kilos that come with the festive season, but opening your bank account after a month of parties, presents and prosecco can be a real shock to the system! Michelle Bowes is here with a simple task that can help you get in control of your spending, and prevent a future spending blowout. CREDITS Host: Rachel Corbett.Contributor: Financial writer & founder of Money Queens, Michelle Bowes. Check her out on Instagram @money.queens.au or head to her website moneyqueens.com.au.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

It sounds like a magic trick right? How can you turn $1 into $2?? Well, Nicole Pederson-McKinnon is here to tell you about a simple trick to make the most of your money that'll cut down on interest AND get you mortgage free years earlier! CREDITS Host: Rachel Corbett.Contributor: Author of How To Get Mortgage Free Like Me, Nicole Pederson-McKinnon. Check her out at @nicolpedmckmoney or nicolessmartmoney.com.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

Ever see those millionaire influencers living it up on Instagram and think "how do they do it?" Well, Jess Giles is here to tell you how to cultivate the lifestyle of the rich and famous, without needing to spend a cent! CREDITS Host: Rachel Corbett.Contributor: Money mindset expert and author of Financially Free Forever, Jessica Giles. Check her out on Instagram @chic_money or head to her website chicmoney.com.au.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

If you've got kids, there's already A LOT of stuff that you need to be thinking about, and so it's not exactly easy to make time to decipher the childcare subsidy system... Luckily, Renae Vercoe is here with everything you need to know about childcare subsidies!  CREDITS Host: Rachel Corbett.Contributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

It can be hard to know how to split up your income, go too hard and you've got nothing to spend, go too soft and you can't build up your savings. Luckily, Michelle Bowes, is here to breakdown a simple rule that can make sure you pay those bills, with enough left in your pocket for the finer things in life. CREDITS Host: Rachel Corbett.Contributor: Financial writer & founder of Money Queens, Michelle Bowes. Check her out on Instagram @money.queens.au or head to her website moneyqueens.com.au.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

Who among us hasn't cancelled a gym membership because it was costing just that little bit too much? Well, Nicole Pederson-McKinnon has a hot tip on how you could save money on your gym membership, and stay healthy AND wealthy this year! CREDITS Host: Rachel Corbett.Contributor: Author of How To Get Mortgage Free Like Me, Nicole Pederson-McKinnon. Check her out at @nicolpedmckmoney or nicolessmartmoney.com.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

It can feel like there are so many things that are stopping us from reaching our money goals, but what if the biggest thing in the way between you and financial prosperity is... you? Money mindset expert Jessica Giles, is here to tell you that more self-confidence can go a long way! CREDITS Host: Rachel Corbett.Contributor: Money mindset expert and author of Financially Free Forever, Jessica Giles. Check her out on Instagram @chic_money or head to her website chicmoney.com.au.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

It can be daunting once you've set those New Year's resolutions. How are you going to go when all those social events start coming around? Well, financial writer and founder of Money Queens, Michelle Bowes, is here to tell you it might be time to enlist some help. CREDITS Host: Rachel Corbett.Contributor: Financial writer & founder of Money Queens, Michelle Bowes. Check her out on Instagram @money.queens.au or head to her website moneyqueens.com.au.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

Another year is coming to a close, and you might be looking to set some money goals for 2022. But let's be honest, how many times have you set a goal and let it go before January is over... Luckily, Natasha Janssens has some tips on how to set yourself up for success next year! CREDITS Host: Rachel CorbettContributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

When you're trapped in the cycle of credit card debt it can feel like you're never going get that dang thing paid off. But Natasha Janssens is here to tell you a bit of science can help you change the way you think about debt, and help you break the cycle! CREDITS Host: Rachel CorbettContributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

If life admin really gets you down, then this tip from Nicole Pederson-McKinnon is for you! Time to make super rollover, simple AND fast! CREDITS Host: Rachel CorbettContributor: Author of How To Get Mortgage Free Like Me, Nicole Pederson-McKinnon. Check her out at @nicolpedmckmoney or nicolessmartmoney.comManaging Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

A pay rise certainly seems like the best reason to celebrate, but Jess Brady is here to tell you that if you're not careful, that pay bump could turn into a big spending bump... CREDITS Host: Rachel CorbettContributor: Financial advisor and co-founder of Ladies Talk Money and Fox & Hare Financial Advice, Jess Brady. Check her out at @jessbrady_financialadvice or Ladies Talk Money.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

When you've got a mortgage, it can feel like chipping away with your repayments is barely making a dent. Well, Nicole Pederson-McKinnon is here to tell you that adding even just a little bit extra to your mortgage repayments can make a huge difference in the long run. CREDITS Host: Rachel Corbett.Contributor: Author of How To Get Mortgage Free Like Me, Nicole Pederson-McKinnon. Check her out at @nicolpedmckmoney or nicolessmartmoney.com.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

Where the heck did this year go?? With a new year rapidly approaching, Jess Brady is here with a reminder of one thing you should tick off your to-do list to make sure you're not throwing away your money. CREDITS Host: Rachel CorbettContributor: Financial advisor and co-founder of Ladies Talk Money and Fox & Hare Financial Advice, Jess Brady. Check her out at @jessbrady_financialadvice or Ladies Talk Money.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Ahhh, trusty super... It's something most of us just set and forget, leaving the money to roll in for retirement. But, Betsy Westcott wants you to check one small thing that could be costing you thousands of dollars for your future. CREDITS Host: Rachel CorbettContributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

The countdown to Christmas is well and truly ON! And as the big day approaches, it can be easy to get flustered and overspend on all sorts of things you didn't need to buy. Luckily, money mindset expert Jessica Giles, is here with some great tips on how to get your spending in check this festive season! CREDITS Host: Rachel CorbettContributor: Money mindset expert and author of Financially Free Forever, Jessica Giles. Check her out on Instagram @chic_money or head to her website chicmoney.com.auManaging Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

If you work freelance, or run a small business, you often have a lot of plates spinning at once. But Carmella Galasso is here to tell you why you need to get your invoices sorted! CREDITS Host: Rachel CorbettContributor: Business mentor, Carmella GalassoManaging Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Whether your family is big or small, making sure every single person has a gift for Christmas can really suck the fun out of the holiday season (not to mention suck a lot of cash out of your wallet!). Luckily, Jess Brady has an alternative that makes sure everyone still gets a gift, and you don't have to scrape by until New Year's!  CREDITS Host: Rachel CorbettContributor: Financial advisor and co-founder of Ladies Talk Money and Fox & Hare Financial Advice, Jess Brady. Check her out at @jessbrady_financialadvice or Ladies Talk Money.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

We've all been guilty of leaving the Christmas shopping just that teensy bit too late... Luckily Betsy Westcott has got some great tips on how to take full advantage of Black Friday and Cyber Monday sales! CREDITS Host: Rachel CorbettContributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

What's your vice? Maybe it's Friday night Uber Eats, a monthly mani-pedi, or a trip to Gold Class with an extra large popcorn. We often feel guilty about spending money on things that seem indulgent or outside our budget, but Renae Vercoe reckons changing your attitude about your vice could help you keep your spending in check! CREDITS Host: Rachel Corbett.Contributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle Beattie.Lead Producer: Rachael Hart.Producer and Editor: Amy Kimball. This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.  Listen to more great podcasts at novapodcasts.com.au.See omnystudio.com/listener for privacy information.

How would you rate your spending? What if we told there is already someone out there doing just that? Betsy Westcott has got all the info you need on credit scores and how to keep your score high. CREDITS Host: Rachel CorbettContributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

Talking about money makes a lot of us nervous, especially when it involves talking to your boss... But, Jess Brady has some personal experience with how having these conversations can pay off big time! CREDITS Host: Rachel CorbettContributor: Financial advisor and co-founder of Ladies Talk Money and Fox & Hare Financial Advice, Jess Brady. Check her out at @jessbrady_financialadvice or Ladies Talk Money.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Some events in the year can come out of nowhere and ruin the best of budget intentions... Renae Vercoe has got the solution to make sure you're including one thing in your budget that most people miss. CREDITS Host: Rachel CorbettContributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Ever notice how some items for men are cheaper than the exact same items for women? It's called the pink tax, and Betsy Westcott has tips on how to spot it and get the best value items instead. CREDITS Host: Rachel CorbettContributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

We often get told to dream big when it comes to our goals, but trying to save for something that could be years down the line is not easy! Renae Vercoe has got the steps you need to break down your goals and get results! CREDITS Host: Rachel CorbettContributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Who doesn't love to catch up with friends over a barista-made coffee and smashed avo toast? Well, sometimes the excitement can be dashed by those exorbitant menu prices... Luckily, Jess Brady has got a brunch alternative that will help you save money, while still getting to hang with your mates! CREDITS Host: Rachel CorbettContributor: Financial advisor and co-founder of Ladies Talk Money and Fox & Hare Financial Advice, Jess Brady. Check her out at @jessbrady_financialadvice or Ladies Talk Money.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

There are a lot of things to worry about when you're having a baby, and what's happening with your super is probably pretty low on the list. Luckily Natasha Janssens is here with some great tips on how to make sure you're not missing out on super while you're on leave. CREDITS Host: Rachel CorbettContributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Has your health insurance bill got you ready to cancel? Or maybe you not sure if now is the right time to get a policy? Well, Renae Vercoe has got six tips on how to be healthy, wealthy and wise! CREDITS Host: Rachel CorbettContributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Budgets can be tricky to start, and even trickier to stick to. But why? Is it you, or is it your budget? Natasha Janssens is here to tell you the top 4 budget traps to avoid. CREDITS Host: Rachel CorbettContributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Do you treat your car like a storage unit? Betsy Westcott is here to tell you that having a boot full of stuff can actually be costing you money. CREDITS Host: Rachel CorbettContributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

Yes you read correctly, FREE MONEY! Renae Vercoe has got the tips you need on how to get that super nice and full! CREDITS Host: Rachel CorbettContributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

If a $5 bill fell out of your wallet, how would you react? You might be annoyed for a second, but in the scheme of things, it's not that much money, right? Carmella Galasso has a tip on how you can make turn this mindset into a way to treat yourself! CREDITS Host: Rachel CorbettContributor: Business mentor, Carmella GalassoManaging Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

How long have you been on your phone plan? Did you sign up to a company to get a new phone and haven't taken a good look at your bill since? Well, Betsy Westcott is here to tell you that loyalty doesn't always pay off... CREDITS Host: Rachel CorbettContributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

Have you bought a drill set and used it once? Or maybe you said you'd get into camping and now you have a tent gathering dust in the cupboard... Jess Brady, co-founder of Fox & Hare Financial Advice and Ladies Talk Money, has got a hot tip on how to get yourself those items when you need them, without the hit to your back pocket! CREDITS Host: Rachel CorbettContributor: Financial advisor and co-founder of Ladies Talk Money and Fox & Hare Financial Advice, Jess Brady. Check her out at @jessbrady_financialadvice or Ladies Talk Money.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

It seems like every man and his dog has got advice for what to do with your money. So how avoid financial paralysis and make a decision that's best for what you really want? Natasha Janssens has 4 simple steps to find the best advice for you. CREDITS Host: Rachel CorbettContributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

There's a lot to think about when you're buying your first home, and one of the big ones is the deposit. Luckily, Renae Vercoe has got a hot tip on how to get your deposit faster and easier! CREDITS Host: Rachel CorbettContributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

How many credit cards do you have? If it's more than one, then it's maybe time to lighten the load. Business mentor Carmella Galasso has got all the tips and tricks you need to get your debt into shape and wean yourself off those extra cards! CREDITS Host: Rachel CorbettContributor: Business mentor, Carmella GalassoManaging Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Shopping in person is soooo 20th century! We buy almost everything else online, why are we holding onto getting groceries at the store? Betsy Westcott is here to tell you that changing the way you shop could save you on cash AND food waste! CREDITS Host: Rachel CorbettContributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

Paying off your home loan can seem like and impossible task with no end in sight, but Natasha Janssens has done the numbers on how some simple changes could save you time AND money on paying off your mortgage! CREDITS Host: Rachel CorbettContributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

All those Instagram ads and marketing emails are pretty good at convincing us that we need to buy something NOW. But Jess Brady, co-founder of Fox & Hare Financial Advice and Ladies Talk Money, reckons putting some time between you and that purchase could save you from buyer's remorse... CREDITS Host: Rachel CorbettContributor: Financial advisor and co-founder of Ladies Talk Money and Fox & Hare Financial Advice, Jess Brady. Check her out at @jessbrady_financialadvice or Ladies Talk Money.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Getting your tax return is exciting for most of us, all of a sudden you've got hundreds (or maybe even thousands) of extra dollars in your bank account. What do you usually use it for? Well, Natasha Janssens wants you to think about how you can make your tax return work for you! CREDITS Host: Rachel CorbettContributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Spring has sprung! Many people use this time to get rid of old clothes, or clean out those dusty boxes from under the bed. But Renae Vercoe reckons spring is a perfect time to clean up your debt, and she's got some great tips to get you started! CREDITS Host: Rachel CorbettContributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Between winter, working from home, and lockdowns, a lot of us may be in for a shock when that next energy bill rolls around. Luckily, Betsy Westcott has crunched the numbers on how some simple habits can save you some serious cash on your next energy bill (and save the planet while you're at it!). CREDITS Host: Rachel CorbettContributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

If you've got a mortgage, you've probably thought once or twice about refinancing. But Renae Vercoe is here to tell you that looks can be deceiving when it comes to refinancing... CREDITS Host: Rachel CorbettContributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.

Screen time has been on the up and up for many of us, so why not use that time to whip your spending into shape? Molly Benjamin has all the info you need on the apps that can help you take control of your finances. CREDITS Host: Rachel CorbettContributor: Founder of Ladies Finance Club Molly Benjamin. Check her out on Instagram @msmollybenjamin or head to her website ladiesfinanceclub.comManaging Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

What's on your wish list? Whether it's a new set of plates, a comfy computer chair, or a snazzy vacuum cleaner, there's always something that we want to buy new. Well, Betsy Westcott is here to tell you how to save that trip to the shopping centre AND save some serious cash while you're at it! CREDITS Host: Rachel CorbettContributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

If you're stuck in a job you don't like, the main reason you're still there is probably financial security. But, Natasha Janssens knows personally that being in a bad job can affect your finances more than you think... CREDITS Host: Rachel CorbettContributor: Author & founder of Women With Cents Natasha Janssens. Check her out on Instagram @womenwithcents or head to her website womenwithcents.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

The saying goes you've got to spend money to make money, but once you start making more money, how do you stop yourself from making every pay check disappear before it's even touched your savings? Betsy Westcott is here to tell you about something called lifestyle creep...  CREDITS Host: Rachel CorbettContributor: Financial wellness coach Betsy Westcott. Check her out on Instagram @msbetsywestcott or head to her website betsywestcott.com Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice.See omnystudio.com/listener for privacy information.

When you hear the word insurance, what do you think of? Probably car insurance, health insurance, home and contents insurance... But is there something you're forgetting? Renae Vercoe is here to tell you that you're probably not insuring the most important asset of all... CREDITS Host: Rachel CorbettContributor: Financial advisor & founder of Money Mode Renae Vercoe. Check her out on Instagram @moneymode_or head to her website moneymode.com.au.Managing Producer: Elle BeattieLead Producer: Rachael HartProducer and Editor: Amy Kimball This episode of Small Change does not constitute financial advice or take into account individual circumstances. Always seek your own independent financial advice. See omnystudio.com/listener for privacy information.